HP10BII -- Introduction and 5-Key Time Value of Money Examples

Free Online Textbook @ businessfinanceessentials.pre...
This video introduces the HP10BII and walks through multiple examples of using the 5-key approach to solving basic Time Value of Money Examples. Includes changing periods per year, beginning vs. end of period payments, changing decimals displayed, solving for FV, PMT and rate of return.

Пікірлер: 554

  • @jamescharamba3207
    @jamescharamba32075 ай бұрын

    Even in 2024, this is still relevant and so clear. Thank you so much!

  • @theflaca

    @theflaca

    2 ай бұрын

    I agree. Just bought my HP and I've been banging my head trying to work it out. Set at 2dp was seriously bad. What happened to the good old days when you got a manual with every product. Sound like cutting every cost every where, called greed. Thanks Kevin

  • @Shilly_Boi
    @Shilly_Boi Жыл бұрын

    Even in 2023, this is the best explanation and introduction into this financial calculator!

  • @kgaugelomarule4719
    @kgaugelomarule47193 жыл бұрын

    You know what ,,,there is a special sit in heaven for you. , its 2020 but this video is the most insightful and very helpful, thank you .

  • @thomasfarrell1

    @thomasfarrell1

    3 жыл бұрын

    i know right i learned more in this video then my math class

  • @edwinsunil

    @edwinsunil

    3 жыл бұрын

    I couldn’t agree more. Thank you

  • @elusive4440

    @elusive4440

    Жыл бұрын

    It’s 2023 😅

  • @ralphnestor5381

    @ralphnestor5381

    Жыл бұрын

    2023 and I approve your message 😂🎉

  • @haileytanaka

    @haileytanaka

    Жыл бұрын

    2023 and I approve as well❤🙏

  • @andreacortes7048
    @andreacortes70484 жыл бұрын

    Dear Dr. Kevin Bracker, You posted this in 2012, and here I am watching in 2020. I just wanted to let you know that this video literally changed my life. Thank you so much for the detailed explanation and your clear examples. I was struggling so much in my finance class and this video really helped me a lot. Thank you so much!!! I wish my professor was more like you. Thanks for putting this out there for us.

  • @kevinbracker

    @kevinbracker

    4 жыл бұрын

    Andrea -- Thanks for the kind words. I'm glad you found it helpful.

  • @giteshbhardwaj9040

    @giteshbhardwaj9040

    Жыл бұрын

    Watching in 2023, this video is gem.

  • @veronalombard5764

    @veronalombard5764

    Жыл бұрын

    Why can't I hear anything 😢

  • @zychoo6245
    @zychoo62452 жыл бұрын

    I inherited this old calculator from my bro who left the financial industry many years ago. Thank God i found this video so i know how to use it!

  • @sheardgoodwin9335
    @sheardgoodwin93356 ай бұрын

    this video is an absolute life saver. Taking classes here in Denver in 2023, and this is exactly what I needed.

  • @kevinbracker

    @kevinbracker

    6 ай бұрын

    You're welcome. I'm always amazed that these videos I developed for my classes got such traction and have been effective for as long as they have.

  • @Pokemonguy16RS
    @Pokemonguy16RS3 жыл бұрын

    Have no idea how much this video helped. I just got the calculator for my finance class and was struggling to figure out how it works. This made it so much clearer than the book manual.

  • @u-iriamu.z6863
    @u-iriamu.z68632 жыл бұрын

    9 year old video, still the more helpful thing I've seen, thank you for this.

  • @JohnSmith-br8xs
    @JohnSmith-br8xs7 ай бұрын

    It really is, I wish there were many more videos like this by Kevin, on the HP10ll. More videos on the different functions would be awesome!!!!

  • @usmanshahid6389
    @usmanshahid63895 жыл бұрын

    1 months of struggle solved in just 30 minutes. THANK YOU!!! God bless you.. (^_^)

  • @testizel

    @testizel

    4 жыл бұрын

    SAME HERE!! I'm taking business finance and personal finance. Both instructors said we needed the calculator for the course but neither one showed us how to use it smh

  • @user-nd3nb1oq9e
    @user-nd3nb1oq9e Жыл бұрын

    I'm amazed to find a whole series dedicated to that calculator, I just ordered. Thanks a bunch. Also, it's so nice to hear about 6.5% interest rates in 2023. I might come back to use it as ASMR. 🤗🤭😋

  • @candycrusher45
    @candycrusher459 ай бұрын

    Very helpful video, thank you! I came here to find out when you adjust the N and P/YR, and you answered it exactly. Thanks!

  • @joycehuang8405
    @joycehuang84053 жыл бұрын

    You are such a life saver, you taught this in 30 mins better than my instructor taught in 1 year. God bless you and thank you for sharing. I don’t have to stress and cry over this anymore! Thank you

  • @keithhudson3138
    @keithhudson31383 жыл бұрын

    I hit the holy grail. Thank you so much. I start my Business Finance class tomorrow. The calculator instructors were not clear, but I found you. Thank you, sir.

  • @Christian-mt9fn

    @Christian-mt9fn

    10 ай бұрын

    How the class go?

  • @Sandy-fy7oy
    @Sandy-fy7oy4 жыл бұрын

    you just saved my PFP exam bc of your instruction on how to change the BEG/END function. THANK YOU. I am in literal tears over this.

  • @kevinbracker

    @kevinbracker

    4 жыл бұрын

    Glad it was helpful!

  • @johngalt1257
    @johngalt1257 Жыл бұрын

    Thanks for making such an informative and easy to follow video on how to use this calculator. I had never used a financial calculator before, and didn't know where to begin with this one until I found your video. 10/10 This guy is a solid teacher!

  • @mpittman70403
    @mpittman704038 жыл бұрын

    OUTSTANDING! GREAT teacher he makes it simple clear and easy to understand. Learned more in this video than an hour going through the manual.

  • @bikingfamily
    @bikingfamily6 жыл бұрын

    Finally, someone who explains the calculator use in an easy to understand way. Thank you!

  • @TinsleyCo
    @TinsleyCo8 жыл бұрын

    Good Lord THANK YOU!!! This tutorial was very beneficial. The step by step guide booklet had me lost. And I seem to be the ONLY one in class with this calculator and no one had a clue how to use it. Thank you so much!!

  • @kevinbracker

    @kevinbracker

    8 жыл бұрын

    +Tiffanie Tinsley Glad the video helped. Each calculator has its own way to get to the answer and once you get used to it, it becomes relatively simple. Unfortunately, until you get used to it, it is pretty confusing.

  • @jimelmquist4879
    @jimelmquist48793 жыл бұрын

    with out a doubt the best tutorial on the 10b thus far. YOU can have add , dyslexia or any other LEARNING disorder even a mean wife and still understand this. THANK YOU.

  • @ashleighbaratta5035
    @ashleighbaratta50352 жыл бұрын

    SUPER GREAT video and explanation. i am total novice and feel so much better now. thank you very much for this interactive and educational session.

  • @padfamily1
    @padfamily15 жыл бұрын

    THE ONLY VIDEO YOU NEED! I wasted time watching another poster's video which was confusing; Kevin you make it so simple! Thank you!

  • @kevinbracker

    @kevinbracker

    5 жыл бұрын

    Thanks...glad you found the video helpful.

  • @apelsiiniits
    @apelsiiniits9 жыл бұрын

    Just omg.. You are like the best teacher ever, explaining all the bits and pieces a professional would consider as something everyone knows already. Not even you explain the calculator like a piece of cake, you also give a much better understanding of financial operations in general. I wish I could have you as a teacher in my uni! THANK YOU!

  • @rahaimakhan9653
    @rahaimakhan96536 жыл бұрын

    I have no idea who you are but you're such a great teacher! I was stressing out about my finance midterm this coming week. My prof is completely useless at teaching - you taught what he couldn't teach properly in half a semester, in 29 minutes. Thank you for making me feel confident!

  • @alangeorge8285
    @alangeorge828510 жыл бұрын

    Thank you so much, I wish I would have found this about a year ago when I started all of my core accounting classes. Teachers kept saying use a business calculator or keep using the TVM charts/formulas but would never explain how to use the calculators properly. Lot of frustration would have been saved. Thank you again.

  • @shandychen9481
    @shandychen94813 жыл бұрын

    Hi Kevin God Bless you indeed for blessing us all out here....your tutorial is so easy to follow and your voice is very soothing as well! Thank you so muchhhhhh....shandy

  • @krystalbacon8349
    @krystalbacon83496 жыл бұрын

    You saved my life with this. My finance professor couldn't even figure my calculator out when I was trying to find out why I was getting incorrect numbers. Thank you so much!!

  • @lisadimonte5869
    @lisadimonte58696 жыл бұрын

    All I can say is THANK YOU for this easy-to-understand tutorial. I am so happy and relieved!

  • @anittha91
    @anittha9110 жыл бұрын

    Thank you so much for the explaining video, I looked everywhere in the internet for someone who can explain me how to use this calculator and I got nothing until I saw your video, you are the best so thank you thank you thank you :) it helped me a lot now I can use the calculator on the right way jajaja

  • @Blu5078
    @Blu50783 жыл бұрын

    Sir, you are my hero!!!!! Taking Financial Management this semester, I have been suffering 😫

  • @tiffanylbacon
    @tiffanylbacon11 ай бұрын

    Great video! Still relevant and extremely helpful in 2023!

  • @highwayman01
    @highwayman015 ай бұрын

    Brilliant teaching, perfect speed for my old brain thank you so very much.

  • @simplynkule
    @simplynkule11 ай бұрын

    This video has helped me a lot. I did not even know how to use the financial calculator. Thank you!

  • @sathecat
    @sathecat10 жыл бұрын

    really helpful, not only showing how to use calculator, u also provided us some indispensable knowledge of Finance. Thank you so much. Subscribed!

  • @lyricsmusic7090
    @lyricsmusic70902 жыл бұрын

    I couldn't find enough words to thank you GOD BLESS YOU

  • @josinaforrester8390
    @josinaforrester83904 жыл бұрын

    Studying for my Real Estate License. This video has made my math chapter so much easier. Thank you so much Kevin!.

  • @palesatsotetsi1771
    @palesatsotetsi177111 ай бұрын

    You are such an amazing teacher ! I have a test coming up in 4 days and I was just going to wing it. Thankfully I will no longer have to do that because I finally understand ! Thank you soooo much !

  • @ahmadriaz6713
    @ahmadriaz67134 жыл бұрын

    I cannot stress enough how helpful your video is. I also cannot understand how some dudes thumb down the video, really?? My God give you long life with the best of health.

  • @sahme001
    @sahme0016 жыл бұрын

    THANK YOU!!!!!! I thought my calculator was broken because I couldn't switch the periods. You saved me a huge headache and so much time!!!!!!!

  • @Kc-hs3zr
    @Kc-hs3zr7 жыл бұрын

    This is the best tutorial I have ever watched. My professor offered a tool to learn equations and it was not nearly as comprehensive as this. Thank you!

  • @phildrew4423
    @phildrew44238 жыл бұрын

    Kevin: Extremely well done!!! I teach classes in RE note investing as a consultant for the Delaware Real Estate Investors Association (DelREIA). I use your KZread video to introduce the basics so I do not need to spend time in class dealing with basics. Thanks so much-it is the best out there!!!

  • @arunadevi1765
    @arunadevi17652 жыл бұрын

    damn, this is perfect, from the PMT to be accurate, and the negative sign to be used. Thank you so much.....appreciate it.

  • @x8rdee3
    @x8rdee38 жыл бұрын

    Great vid. Thanks for posting. Really appreciate the patience you show in teaching folks....

  • @ndalaalex4664
    @ndalaalex46647 жыл бұрын

    Finally!!! confidence is built by this vid. Thank you so much MR Kevin. God bless you.

  • @Isabellamj504
    @Isabellamj504 Жыл бұрын

    this video saved my college carrier's life. Thank you !

  • @brendanquinn6894
    @brendanquinn68947 ай бұрын

    Dear Mr Bracker, You are a total legend ! Thank you from Australia.

  • @divadory1110
    @divadory11103 жыл бұрын

    You are so great at explaining things. My professor, who can't explain anything, sent us here to learn how to use the calculator.

  • @LM-rg9lj
    @LM-rg9lj15 сағат бұрын

    Best Finance Prof ever.

  • @maryamtaheri343
    @maryamtaheri3435 жыл бұрын

    I come back to this video several times for reference. its very helpful, clear, and concise. Thank you for putting in the time to make this video :D

  • @TheAexo
    @TheAexo6 жыл бұрын

    Thank you very much! My final exam is tomorrow and your video helps lot! God bless!

  • @amandajewell
    @amandajewell5 жыл бұрын

    literally the most helpful video on the 5 key approach I have found

  • @davidpark5226
    @davidpark52268 жыл бұрын

    Wow thank you so much for this video. I was so lost on how to use this thing. Very clear and informative. Plus, your voice was so chill.

  • @poojakapoor5866
    @poojakapoor58664 ай бұрын

    So true all wrote , wanted help with calculations and jn2024 finding it so useful. Shift button use now understood was struggling so much before to get correct answers. God bless you

  • @prashanthmartin8279
    @prashanthmartin82798 жыл бұрын

    your explanation on the negative / positive signs for PV and FV was very helpful and easy to understand! Good job and thanks for this video

  • @amistaduz1
    @amistaduz17 жыл бұрын

    Thank you very much for posting these videos! I am preparing for Corporate Finance exam, and this made it easier to understand calculations.

  • @alinahanine5116
    @alinahanine51168 жыл бұрын

    The most clear and concise explanstion I found here, thank you!!

  • @andaniramuhulu9045
    @andaniramuhulu90454 жыл бұрын

    8 Years later this video is still relevant. Thank you so much this was my last resort. my lecturer made us buy this calculator but does not now how to use it......

  • @reneehartis4387
    @reneehartis43878 жыл бұрын

    Wow!! What an awesome, comprehensive video! Thank you so much for your clear, methodical instructions! I am taking an online class and do not have an instructor to ask and you have helped me so much! You are a blessing! Thank you again!!

  • @24556136

    @24556136

    8 жыл бұрын

    I could use your help and advice !!! Taking financial management this semester and this video was extremely helpful

  • @natashacoriakula5047
    @natashacoriakula50475 жыл бұрын

    Thank you !!!!!! - First time doing any of this stuff and my brain is having meltdowns processing it all. As a complete beginner this is so helpful !!

  • @mecludmystgermain4042
    @mecludmystgermain40424 жыл бұрын

    Thank you! Thank you. I was so confused when the professor was doing the problems using this calculator. Love your teaching skill!!

  • @waynesmith1601
    @waynesmith16016 жыл бұрын

    Very good tutorial. I replaced the batteries in my 15+ year old HP10BII, and was able to perform all the TVM calcualtions taught in college after reviewing the tutorial. Thanks for the refresher course!

  • @TheTruth175644
    @TheTruth1756446 жыл бұрын

    Thank you for this upload! I'm currently in an Intermediate II accounting class and working with leases at the moment. Our professor said you better learn how to use a financial calculator so you don't waste time on exams and also no one in the field uses those tables. This is going to speed up my TVM calculations A LOT! Big help!

  • @alexa56553
    @alexa5655310 ай бұрын

    this made so much more sense than my professor's powerpoint thank you so muchhhh

  • @omgimover4075
    @omgimover40754 жыл бұрын

    Wow man you are great! I just started my first financial course & I’ve learned more in 30 mins than reading the first 3 chapters of my book. Thanks 😊

  • @rockycola
    @rockycola4 жыл бұрын

    THANK YOU! THANK YOU!! THANK YOU!! I am a "seasoned" veteran in the financial business and this video is very helpful.

  • @JayS64
    @JayS644 жыл бұрын

    Thank you sir! U are the damn man! You gave monthly pmt example plus others while showing all buttons you pressed AND showed how to set the calculator. Great job and Thumbs up! First time viewer.

  • @josephkariuki5878
    @josephkariuki5878 Жыл бұрын

    Thank you so much! You are an excellent teacher. You have the student on your mind all through; taking the student along with you in a very calculated and effective manner. God bless you

  • @javierosuna8904
    @javierosuna89046 жыл бұрын

    Thank you so much!! I'm certain this video has helped hundreds of thousands of college students struggling with finance, keep up with the good work and god bless you!

  • @kevinbracker

    @kevinbracker

    6 жыл бұрын

    Appreciate the nice feedback!

  • @paulaportis8559
    @paulaportis85592 ай бұрын

    Thank you so very much! I never knew how to use these types of calculators. I would always work the math our by hand and use a simple calculator. I appreciate and have learned how to use this calculator that is now required for my Business Finance class.

  • @kevinbracker

    @kevinbracker

    2 ай бұрын

    You're welcome and I'm glad you found the video helpful.

  • @triplem908
    @triplem9082 жыл бұрын

    thank you kevin i was real struggling until i watch your video

  • @abudgetadream2537
    @abudgetadream25373 жыл бұрын

    I appreciate the time you put into explaining this concept. My online class does not show how to use this calculator so I thank you very much.

  • @lmstocker1900
    @lmstocker19007 жыл бұрын

    Thank you so much. Something so simple that took me almost two days of going crazy with google and you explained it in the first 5 minutes. :-)

  • @jenniferxu6804
    @jenniferxu68049 ай бұрын

    This video is the best in showing how to use HP10BII.

  • @lsmith2692
    @lsmith26924 жыл бұрын

    This is the best tutorial. I watched it to figure out my calculator and now I'm ready for my test using the calculator. Thank you for this video!

  • @erinserb
    @erinserb5 жыл бұрын

    This tutorial is great; my thanks to Kevin and mention that everything is very clear! Awesome!

  • @eddyv271
    @eddyv2714 жыл бұрын

    This is the best step by step video I've watched so far....Great job and thank you

  • @missfabulousclarablossom9575
    @missfabulousclarablossom95758 жыл бұрын

    was really helpful.... got me to understand the financial logic and how to use the calculator . Thanks so much!!

  • @sibonelobonginhlanhlagoqo4976
    @sibonelobonginhlanhlagoqo49769 жыл бұрын

    Kevin the video is more than helpful, you helped me out of the bush with the calculator and examples you did. Thank you

  • @24556136
    @245561368 жыл бұрын

    I love your learning style and this was extremely helpful !!! I'm taking financial management this semester and would love if you put up Orr if you have any more videos !!!!! Thank you so much - very thorough overview this has definitely helped me

  • @kevinbracker

    @kevinbracker

    8 жыл бұрын

    +24556136 There are several more videos up that I use for my classes which you should be able to find on here.

  • @amithaeldhose6714
    @amithaeldhose67144 жыл бұрын

    Tysm.. i dint have the basic until i saw this video.. it is really a great help from u!!!

  • @jackigarcia761
    @jackigarcia7618 жыл бұрын

    This video was awesome. Just exactly what I needed to get me started with financial calculations. Thanks.

  • @markhill1817
    @markhill18172 жыл бұрын

    Thank you so very much for a very thorough instructional video…. I was lost before, but have a much better understanding thanks to you.

  • @francelynabrahams5276
    @francelynabrahams52766 жыл бұрын

    Mr Kevin Bracker you literally saved my life and so much of my time. Thank you very much

  • @kevinbracker

    @kevinbracker

    6 жыл бұрын

    You're welcome...glad it was helpful.

  • @toni-leeparker6476
    @toni-leeparker64765 жыл бұрын

    Thank you soo much!! Saved me so much time trying to figure this thing out. Makes sense now why I kept getting the "no solution" error. Keep up the good work!

  • @ScotchLAD
    @ScotchLAD8 жыл бұрын

    A video of the highest calibre: a truly sublime tutorial.

  • @debobabatunde
    @debobabatunde4 жыл бұрын

    This video was awesome, thanks ever so much. I have had issues with the calculator for literally a year and a bit. This has solved my problems. So thank you.

  • @e.f5431
    @e.f543110 жыл бұрын

    very helpful worth the time watching it. thanks for making it.

  • @uksoontobeinaus706
    @uksoontobeinaus7069 жыл бұрын

    Kevin, you have no idea how much you have just helped me. I have an exam coming up this month and needed to know how to do FV on this calculator I just bought. I struggled to read and comprehend the manual - and it was horrible. Too generic. I was getting very stressed, feeling dizzy with worry. Thank you so much. Lifesaver

  • @danielmorantes9180
    @danielmorantes91807 жыл бұрын

    Thanks so much for this tutorial!!! I have a test today and you just clarified a lot of my doubts!!! Thanks again!

  • @customspacollections7026
    @customspacollections70267 жыл бұрын

    Thank you so very much! Your examples are very well thought out. You are a blessing!

  • @larajustesen7507
    @larajustesen75075 жыл бұрын

    Exactly what I needed! So concise and helpful! Thank you very much!

  • @egarcia7554
    @egarcia755411 жыл бұрын

    I love your videos, they are concise and easy to follow. Your voice is an added bonus! Thank you!

  • @Thursdaysindecember
    @Thursdaysindecember5 жыл бұрын

    You’ve saved my life. You are a saint and you don’t even know it.

  • @kevinbracker

    @kevinbracker

    5 жыл бұрын

    Well, I do now. :) Seriously though, thanks for the kind words and glad you found the video helpful.

  • @wanbaba7044
    @wanbaba70446 жыл бұрын

    Thank you very much. You make so much sense than my finance professor. Thank you sir!

  • @thatomashopha
    @thatomashopha5 жыл бұрын

    You just made my life so much easier, thank you.

  • @waynepetrie281
    @waynepetrie2817 жыл бұрын

    Thank you for this. It was a good pace, and helped build my confidence with this calculator

  • @mackaytim
    @mackaytim7 жыл бұрын

    Thanks so much for this, really helping me prepare for my upcoming corporate finance exam. Cheers!

  • @abdulrahmana8623
    @abdulrahmana86236 жыл бұрын

    I had my class with Mr. Kevin and im so happy to be taught by this gentleman .. go Pitt State !

  • @kevinbracker

    @kevinbracker

    6 жыл бұрын

    How's it going? Send me an email some time and let me know.

  • @lovelovegibbs
    @lovelovegibbs10 жыл бұрын

    I wish I found your video 2 hours ago. Thank you so much. You're awesome for this!

  • @NTEKOANA
    @NTEKOANA10 жыл бұрын

    Mr. Kevin Bracker please keep up with what you are doing..beneficial stuff...selflesness

  • @NTEKOANA

    @NTEKOANA

    10 жыл бұрын

    i wrote a test today and 70% out of my 93% is from your videos..Thank you so much.