How To Start Investing, Clear Your Debt & Take Control Of Your Finances With Simran Kaur
Simran Kaur is a VC, angel investor, financial columnist and the founder of Girls That Invest, the world’s largest investing podcast for women. She’s received so many accolades in her time, from Young New Zealander of the Year, to Forbes30u30, but she’s started out in healthcare as an optometrist who read a few research papers on investing. Her journey is fascinating, and she was so so full of actionable advice. My favourite quote of hers is, ‘it takes someone intelligent to explain something simply’. She is a quintessential example of exactly that.
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CHAPTERS
0:00 Trailer
1:01 Sponsored by Skin&Me
2:04 Who is Simran Kaur
4:10 Are you working hard or hardly working?
5:04 The story of Sim's career & GTI
9:43 How to know when to pivot your career
12:45 Why being 'unqualified' can be your edge
15:03 How she educated herself on the markets
19:47 Our internalised misogyny on investing
21:45 When should you start investing?
23:39 What proportion of our salary should we be investing
26:31 How to tell if you're doing well financially
32:45 Removing the guilt about debt
36:05 An action plan for clearing debt
39:50 Grace's bikini debt story
43:43 The investing terms we should know
48:15 Should we set & forget?
49:49 Should we invest in crypto
51:13 Should we invest in trends?
54:19 Achieving her dreams & not feeling fulfilled
1:01:40 The best advice she's been given
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SIMRAN'S LINKS:
Girls That Invest: girlsthatinvest.com/
GTI Podcast: girlsthatinvest.com/pages/pod...
Instagram:
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MY LINKS: gracebeverley.komi.io/
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This podcast is sponsored by Skin & Me, a brand whose products have genuinely changed my life. Try your first Skin + Me Daily Doser for £4.99 using code HARDLYWORKING: www.skinandme.com/?promocode=...
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Disclaimer: Every effort has been made to accurately represent Girls That Invest, however, there is no guarantee that you will earn any money using the techniques and ideas in these materials. Girls That Invests Masterclass is for educational purposes only. Girls That Invest does not provide personalised investing advice for your individual needs. We Are not Financial Advisors. The advice from Girls That Invest exists for educational purposes only and should not be relied upon to make an investment or financial decision. Advice from Girls That Invest is general in nature and does not consider individual circumstances. Always do your research and please use your due diligence.
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SHREDDY, TALA and THE PRODUCTIVITY METHOD are my own brands, therefore any mention of them - whilst not being a sponsorship - is monetarily endorsed. As usual, sponsorships do not change my opinions nor my honesty, but I will always disclaim to make sure motives are clear 😊
Пікірлер: 58
The BIGGEST LIE You've Been Told About Money is that it doesn't grow on TREES!! 😆
@BrigetteWaltershield
9 күн бұрын
I agree with you!! Money actually grow on trees but only on trees that was planted by you!! These tress are referred to as investments. How you diversify your investment portfolio matters
@CamdenVanderlaan
9 күн бұрын
Diversification is the key. My portfolio is well diversified with the help of a financial adviser. This helps me make more than +400% monthly on my investments.
@Luanne-m7q
9 күн бұрын
I'm intrigued by this. I've searched for financial advisers online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?
@CamdenVanderlaan
9 күн бұрын
I've experimented with a few over the past years, but I've stuck with ‘’Angela Lynn Schilling” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
@Luanne-m7q
9 күн бұрын
Wow, her track record looks really good from what I found online. I'll take a chance and see how it goes. Thanks for the info
It hit so deep when she said "no matter how much money I have, I'm still a worthy person" I'm actually shedding tears, thank you
Simran spreads such a calm energy I could listen to her for days! What a kind heart, incredibly smart woman
I almost didn't watch this because finances are definitely the topic where I put my head in the sand. So glad I watched it anyways. I absolutely adore the way you both talked about this, definitely have to check out her book.
Really enjoyed this episode! Just found your channel and am really loving listening to these videos as I work - learning so much valuable information thankyou!
So many great pieces of information in this episode ❤thank you for sharing!
This was such a good episode ❤️❤️💕💕💕
Grace your podcast series is soooo underrated!! & I appreciate you for being so consistent
Another great conversation to get my week going 💗
love this episode!
Thank you for the useful information!
Would love to hear more from the guests
More of these please!
Great episode!
Loved listening to this podcast 😍
Loved this a lot ❤
Amazing!!!❤. Thank you!!!!❤
Thank you Grace Beverley. 🎖😘
I've now opened an index fund ready made portfolio. Wanted to start investing for ages but it all seems so confusing thank you for this video an enabling me to get my ish together ❤
I was advised that ETF funds are not easy to sell. It depends on demand- Is that true?
So weird to watch this, after listening to Simran on voice only
SO cool to see a fellow new zealander being a girl boss
Let the guest speak
LOVE IT ✨Will remember this every time I buy a bikini
What if your student loan is above 7%?
@VisualMind
25 күн бұрын
I'm not a financial adviser by any means but purely going from the advice in the video, I'd make the assumption that paying it off should be a priority
@blessedpeas
5 күн бұрын
@@VisualMind assuming the question is about UK university student loans, those function much more like a graduate tax paid over a certain amount of your salary (as per the details of your plan). The vast majority of graduates do not earn enough to justify trying to pay off the loan early; you are better off keeping that money and using it as you best see fit today, whether that is investing it or saving it to put towards your first house. Any money left in your student loan account after 30 years will be written off. For that reason, and the fact that banks don't factor student loans against you when taking out a mortgage, it is more like extra income tax. A minority of students with very good financial circumstances (i.e lots of money lying around and nothing better to spend it on) could choose to pay off the student loan early to save themselves paying some extra interest, but even then I would still prefer investing thanks to compounding and there's always a risk of losing that high paying job or life circumstances changing.
I dont mean this in any bad way, but the interviewer needs to talk less and let the guest speak more! Also, please stop overusing the word "like" to fill sentences.
@ACathandle
26 күн бұрын
true
@VisualMind
25 күн бұрын
I really appreciate Grace's input and her stories. It's her podcast after all and I enjoy learning more about her. I wouldn't mind hearing even more from the guests but I don't think that Grace needs to censor herself
@sensorycultivation
10 күн бұрын
I am here for Grace Beverly personally
Always nice to see women in suits! Im all for women in business. I think most girls got it twisted when they call themselves a bad bitch, until they meet one truly in that energy.
Loved the episode but grace when talking about your pay in 3 interest shock, I don’t think you needed to mention ‘this is so off brand for me now’. As if you are better than that and putting shame on people who do that. Turned the episode off at this point 😢
The intro with all the stops made me click off the video I would otherwise probably love. It just stresses me out, not worth it. I wish the video could start just "normally" without clickbeate bombardment... I would have thought your brand/level of quality would have been enought for me to want to watch it without all the other extra mindfuck to try to trick my mind to want to watch it. If I could wish for something it would be to believe you are so good, with so good quality stuff you dont need to trick ppl in to watching. What you do is well above "enought", its great but the intro makes me turn of the video bef seeing it.
@miajay64
Ай бұрын
Consider skipping the intro using the timestamps. The intro also annoys me, so I skip to the working hard/hardly working part.
@naureenhossain4727
Ай бұрын
Nothing “clickbeate” - it’s just a summary of the important points she will discuss in the podcast. And most importantly 1h long podcast, she spent her time, energy and resources producing to put out there for you for free - it makes complete sense she would want people to “click”.
@nikkibott3878
Ай бұрын
I have to disagree, I enjoy knowing what’s coming up in terms of topics and questions so really enjoy the intro.
@VisualMind
25 күн бұрын
@@nikkibott3878talking about what's coming up isn't the same as having snippets that cut off mid sentence though. Maybe Grace could do a quick intro summary with what they talked about and which questions where asked + introducing the guest instead of the snippets.
@kellyboyed7877
17 күн бұрын
There’s this really awesome scrubber bar that lets you skip forward a bit
I wonder how it would go down if 2 men spoke about woman in any field the same way you are speaking about men. This is the first video of yours I wont finish
your editing is very misleading. just because it hooks the viewer doesnt mean you should do it btw
@mildredperez5671
22 сағат бұрын
um ma’am this is a podcast? but uploaded to youtube? and with all the great info and topics they have i think the issue with her editing is very minimal?
Just when it's time to go to heaven can't take no money in heaven they ask you a question did you ever did you ever get him what he's supposed to give him you help you but you didn't help him yes or no heaven.
Grace for God sake you speak way more than an interviewer should! I mean please let the guest speak..
This was like watching a dog chase its tail😅
Women talking finance…. Comedy gold Btw this was more a date rather than educational
@drewviola4628
9 күн бұрын
Show us your face
@mlbonfox8199
9 күн бұрын
@@drewviola4628 Stay in your lane unless u go next level Here’s your chance… what’s your process for wealth; go
@mlbonfox8199
9 күн бұрын
@@drewviola4628 I’ll start 3.5 million home with a barn(loft) 20% down Arbertrage interest only in Los Gatos ca (hillside Your turn!
@mlbonfox8199
9 күн бұрын
@@drewviola4628 don’t listen to these broads.. index funds ( really Selling the winner to buy the loser You’re kidding me!