Thanks for 60,000 subscribers!!!!

@nickpalmer4712

9 ай бұрын

Congrats!!

@daviddean6032

9 ай бұрын

So proud of you Austin! I remember the day your channel really took off and I was as proud of you then as I am now. 🎉

@richardbuki658

9 ай бұрын

Well deserved!🎉 Your content is not just informative but entertaining at the same time!😊 Cheers from Europe

@iheartnatur3

9 ай бұрын

Yay congratulations el agustin🎉 you came a longgg way.

@allenbrown9052

9 ай бұрын

Living testimony financial success. 🧡 🐪

I didn't become financially independent till I was in my mid 40s after having a major financial setback during the covid , Thank God i'm now on my feet . In addition to buying my second house, I'm also making money on a monthly basis through passive income, and I've also met some of my goals. I really hope this motivates someone to know that it doesn't matter if you don't have any of these things yet; no matter your age, you can start today. Investing can help you change your future!

@quin5155

8 ай бұрын

Wow, interesting indeed! Currently I'm in need of investment ideas or tips. Earlier this year I hesitated and failed to take any action until now. However, I'm determined to try some new as I am very open to various investment ideas . I want to be retired in my forties or fifties. I really wish I can achieve what you have achieved and I believe it will happen

@WinnyDek

8 ай бұрын

It's essential to comprehend the complexities of investing. Having a trustworthy support system, such as a financial adviser, who can advise you is crucial, especially when choosing assets.

@quin5155

8 ай бұрын

Thank you for your advice, it's challenging to find a reliable investment advisor here. Seeing the success you have achieved through investing I would love to have access to your investment advisor.

@WinnyDek

8 ай бұрын

Generally, investing requires higher knowledge. For this reason, it's important to have a solid support structure to guide you through especially in asset picking. I operate with (ALEX MARTIN TARLOR) an investment specialist who partners with a licensed wealth management firm. For the record, his experience has been the best for my finance

@anitapauline651

8 ай бұрын

Wow, I'm surprised you know Alex martin tarlor He has been my financial advisor for over a year now and not only do I receive large passive income monthly I am able to achieve 4 out 5 financial goal I have for the year

We’re close to 10k in just 3 months. We completely changed the way we live and it’s the best feeling ever

@user-he8eu3ue5n

2 ай бұрын

when i got my new job i can easy save 600 dollar a month in about 2 years i will have more then 10.000 cant wait, i never had savings in my life, almost hitting 39 next month, wish i start saving more serious when i was younger, but everything is expensive, main costs are food,gas,car maintaince, and insurances

At 18 I had $12,000 saved up on my own making $10 an hour at a local pizza joint for 2.5 years while in high school. Now at 26, I’m barely able to save a quarter of that now that I have a mortgage, student loans, a car loan, etc.

@AnonymousUser568

7 ай бұрын

I see you got that 2021 Tesla tho…

@Cole-ft4rr

7 ай бұрын

@@AnonymousUser568 2022. I’m not complaining. It’s just much harder to save as an adult.

@jacqueslee2592

4 ай бұрын

excuses. just dont buy sh#t.

@Cole-ft4rr

4 ай бұрын

@@jacqueslee2592 😂😂😅

I laughed so hard when you said, “what separates Augustin from other people on KZread is I live in something called reality.” Then the word flashes on the screen in quotes 😂 Love it! I am so over the “100 envelope challenge save $5000 in three months” challenge popular on social media right now. Reality is that most people fail those unrealistic savings challenges b/c they don’t factor in their own lifestyle/budget/living expenses

Thank you for the template!!! I love your videos! They're all very realistic.

Thanks for sharing this spreadsheet! Now saving €200/month, by January 2024, I will be able to save €400 as my renovation dept and credit card dept will be paid off!

thx I've been keeping track of my finances and budgeting since the start of the summer. I have a good idea of how much I can realistically save each month. I have a goal amount and will use this spreadsheet to try to get to that goal!

This is a great chart. I can save only $25 per month, so I changed the $10,000 to $1,000. That's doable for me. Thanks for the encouragement. Diane

@ChampDarius-

4 ай бұрын

Update? 4 months ago, hope you’re at $100+ right now!!

@debleclerc1579

Ай бұрын

How's it going? Hopefully you are reaching your goals!

As always thanks for your good information. Hope you enjoy your trip down here to Florida. With the travel ban it might be less crowded this winter.

Congrats on 60k subscribers! 🎉Have fun on vacation!!!

Your awesome Austin! Thank you for this very informative helpful video! Have a beautiful blessed day 😇

Congrats on 60K El Agustín! 🎉🔥🔥🔥

You da man, Agustin! Have a boss hog weekend and a smashing vaca in sunny Florida!!! 🙂

Hello from Tampa! Enjoy your vacation in my home state. Thank you for the budget spreadsheet. I use it daily in my quest to get out of debt. I’ll use this savings one as well (can’t make a copy on an iPhone, sadly).

Congrats on 60k, truly valuable content ❤

Thanks for this video and special thanks for mentioning (finally, someone!) that _it takes time_! I've seen several videos along the line "how to save xk on a low income" and they usually provide helpful tips and good ideas how to live frugally but this is the first video where I see the timing factored in.

Hi Austin, thank you for the spreadsheet template. Really nice work!

@ElAgustin

9 ай бұрын

Thanks for watching!

Thanks for the Sheet. That was fun. I recently told myself I wanted to put away 150k in ten years. Ill really have scrap to do it, but I think I can. I figured 1500 a month would do it, but your sheet gave me some leeway. If I do it, it'll only be 7.74 years.

@gutterboi9238

8 ай бұрын

@davidweaver can you tell me where to find free spreadsheets. Can find it. Thanks

Congrats on 60k. 🎉

Have a great trip to FL. It's chilly down here right now, for FL. 😂

It was fitting that you went full on salt and peppa with that t-shirt. All that wisdom! Enjoy your vacation! 🧡 🐪

Augustin Im watching from South Africa. I ❤ loveeeee your content. Enjoy Florida

Step one, you advise to set up a savings account with a high interest rate but don't have that detail factor into the spreadsheet savings at all. How could one add that into the calculations? Thanks in advance!

Hi, from Los Angeles! I hope that I can used the spreadsheet for the opposite I’m still paying down my debt.

Very helpful tips. Thanks 🙏🏼

Congrats on 60K 🎊🎊

Thanks for the video Austin 😊

These days having a bank account it's risky! There's a turmoil going on with the banks world wide.

Congrats Austin 🎉

Good idea. Now i need to find an app version for my adhd kid.

Thanks austin

You have great content!

Thanks for the advice CONGRATULATIONS ON 60,OOO SUBSCRIBERS!

@ElAgustin

9 ай бұрын

Thanks!

Thank you😊 love from Sweden ❤

Have a safe and fun trip vacation

Love the content. $10K in savkng sure does sound good. I am half way there.

❤will try it ❤

Yes! Enjoy your holiday Austin… watch out for them Alligators 😎👍

@ElAgustin

9 ай бұрын

Imma wrestle with some!

In Poland we have 0,2% interest 😅 Some banks offer more, but only for one year.

Saludos 🫂 Agustín para que parte de la Florida vienes?

I saved that in 1998 working in a restaurant 10-12 hour shifts five days a week. I was twenty years old. I had a roommate and my part of the rent was $300 a month. No other bills to pay but food to buy. Same city, same job, same place to live would allow me to save $10k a year, but now it's not a lot of money.

🎉🎉 that was uplifting!🎉🎉

@ElAgustin

9 ай бұрын

I'm glad!

Congrats on 60 K!

Does anyone know how long it takes to get permission to edit the spread sheet ?

How long did it take you to save that much money?

Does it work on phone

Thank Austin. You provide great inspiration and enthusiasm!

@ElAgustin

9 ай бұрын

Thanks for watching, Richard!!!

Hi Agustin! Can I use the sheet even I from the Philippines and our currency denomination here is Philippine Peso (₱)?

@ElAgustin

9 ай бұрын

I mentioned it in the end of the video. Just have to changer the goal amount. he dollar symbol will still be there, but all the numbers will change.

I moved back home (late 30s), it does work with discipline and patience. The savings account really does help to see how much you save. I like your videos, great minds think alike haha. I put money into my savings after I get paid every 2 weeks, it adds up fast.

Congratulations 👏👏👏 With the subscribes

@ElAgustin

9 ай бұрын

I appreciate it! I was watching it as it happened, haha. It's been three months in the 50k's.

I actually accomplished saving about $10K in about 2-3 years when I started a mutual fund. It essentially became my down payment for the vehicle I purchased at the beginning of the year. My plan right now is to rebuild my emergency fund. My goal is to start working towards a $10k emergency fund, while paying off that vehicle I purchased. Also, congrats on hitting 60k subscribers.

Austin, happy to see your video. I missed you on Monday. I kept checking and checking on the Monday Video 😔

@ElAgustin

9 ай бұрын

Hi! Yeah, had to take one off to get back ahead! It's a never ending game of catch up making videos!

Hi guys, where is the free spread sheet. 2:04

I like the video 😊😎

@ElAgustin

9 ай бұрын

Awesome!

Has anyone told you that you look like Brandon Flowers? (Singer, The Killers) First thought to ever come to my mind 😂

You had me at bread

❤❤❤

I make $42 a day and I struggle saving money I really need to save money

Wait last year you said you were 21 when you worked there, and this video you was 2022.

If you aren't making at least $4.80 per hour, it will take you a minimum of a year to earn $10,000.00. (Assume 40 hours a week, working all 52 weeks in a year.)

you're a charming lad

I would recommend that you do not have a savings account. But that you invest this money. So it would take less time to reach out to 10000,00 $.

Total bull, I saved 50 grand by the age of 20 delivering pizzas but again the kicker is that by living at home you have no expenses. All I had was a $75 computer payment and a $30 phone bill as I recall it. The occasional repair on the car was a business expense. 300 dollars saved every month is a lot of money on a consistent basis when you have bills to pay.

@donaldlyons17

7 ай бұрын

yeah you tell him. I think many online just got lucky but they ignore how everyone cant be as lucky!!!

My only problem is patience. Before i can wait until the next oay check to build, i spend it on something i don't need or use as much. I'm so annoying with myself. I want to leave this comment here and come back here in 1 year on December 1st 2024.

@oaktown_510

7 ай бұрын

Ask yourself before you buy it is it a need or a want? if is a want, I'f is a want then don't buy it lol 😜

You didn’t add the monthly interest.

@davidbowie2046

9 ай бұрын

If you do what Austin says and save $300 a month for 2.5 years at an interest rate of 4.5% you would get, roughly $530

@ElAgustin

9 ай бұрын

The equation was a little too complex.

I learnt to manage my money through investments and it really works for me. They say money can't buy happiness but poverty can't buy anything.!

@tahirisaid2693

8 ай бұрын

You're right!! I'm exploring different investment opportunities and would appreciate others' insights on this matter.

@chriswalter92

8 ай бұрын

Whichever firm you select, make sure you get your insurance from a reputable financial adviser, such as *Jenny Pamogas Canaya,* who has dedicated her career to financial planning. Because they will assist you in escalating, navigating better, and completing the task in a safer manner..|

@tahirisaid2693

8 ай бұрын

I've come across several positive endorsements of Jenny Pamogas Canaya on various platforms, including KZread channels, seminars, and more..

Thanks for the information. I have my income check directly deposited into my checking account. From there I have a certain amount automatically withdrawn every month and put into my savings account.

Actually that’s a very nice spreadsheet. I used to have to prepare them for a job for trade organizations, and this is pretty helpful for anyone.

@ElAgustin

9 ай бұрын

Thanks. It's simple!

Thank you ❤ I do this money management system every week, and so far I have 45k saved up. I also set goals for myself regarding this. Great content ❤

I think the biggest obstacle I face is my lack of patience. I get tired and frustrated and start to slip into old habits and desires. Telling myself that I am not moving fast enough or that my work is not paying off is a way I keep myself from leaving my comfort zone. Thank you for the reminder.

Many thanks for configuring the easy to use spreadsheet! It is useful. I feel you are one of the few you-tuber creators that genuinely looks out for your subscribers! Thanks again!!

Congrats on 60k Agustin! I love your content immensely and am very happy to be one of your subs since you were at 26k. On to 100k now!

@ElAgustin

9 ай бұрын

Thanks!!!!!!

this doesnt work; its too optimistic

Enjoy Florida & your well deserved break. Safe travels

@ElAgustin

9 ай бұрын

Appreciate it! Been in a zone for a bit, but all prepared to go now!

hahhaha meanwhile here i am paid 5 euros an hour.

dont destry your phone so you dont have to buy more phones

This man got endorsements and stuff. Lying out of his butt 😂

crying bc my estimate was 33.33 YEARS lmao

@ElAgustin

9 ай бұрын

You can find ways to get there sooner!!!

@user-uh3gn6sg6y

4 ай бұрын

well i can get at least 100 per year

@user-uh3gn6sg6y

4 ай бұрын

not 33.33!!!!

It's not a bad video, but claiming you saved 10k at $8/hour just makes it sound like you had no rent or real expenses

But I want to save 100K. I'm 58 making 2000 a month.

@davidbowie2046

8 ай бұрын

Just do this X 10 😂

So great! The record keeping is so important! Before I started keeping a budget, I thought that I didn't make enough. I was so wrong! Once I pay off my car loan (18 months), I'll be able to save several hundred dollars a month on a low income. Thanks!

I am working on 10k goal but it is for a loan someone give me I'm saving to pay it back. It is for a good investment.🎉

Do anybody want to give you love peace and happiness and joy and happiness and joy and happiness and joy and happiness and salvation and eternal life if u confess your sins

Thanks Augustine! Darn, I am going to really have to up my monthly savings. Looks like at my rate it will take me 13 years to get $10000!

@ElAgustin

9 ай бұрын

I'm sure you'll get there quicker! Life is full of surprises!

Valuable stuff! Congratulations on reaching 60K and thanks for consistently over-delivering!

@ElAgustin

9 ай бұрын

Thanks!

The work you do is so important in this economic climate. I'm blessed to have a great income at a young age, but I found your point about setting a realistic and consistent monthly contribution really helpful. I fall into the trap of telling myself to save as much as possible, and then failure to do so because of unexpected circumstances creates a frustrating and demotivating experience. It feels a lot better to set a bare minimum value that I am happy with, and just pat myself on the back when I'm able to contribute more. Really changes the psychological experience of saving.

Sound advice Austin. I have £8.2 K (which is about $10K) after 13 months. I'm not on a super wage, just been cutting out buying crap I don't need. 10K is a super amount to have, but whatever you save is better than not having anything and gives you a little bit of security👍

I did exactly the same thing here. 10 months of £1,000 to get to £10,000. It's not rocket science. Just slightly above minimum wage and live with parents so no major expenses. Just don't buy anything unnecessary.

@ElAgustin

9 ай бұрын

Yeah, money is very simple.

Americans are only 40% of your audience? How is that?

@ElAgustin

9 ай бұрын

The rest is from other countries!

@stockpistol

8 ай бұрын

​@@ElAgustinyup from the UK here saved £150 so far £9,850 to go lol

I work as a caregiver.. making barely 16hr.. I have over 12k I walk to work which is two miles away, cook 3 times a week..I do indulge but within reason..

@finestgrowth

9 ай бұрын

That's an amazing accomplishment. The fact that you're also walking 2 miles to work is inspiring as well.

@fernandaglavan

9 ай бұрын

🎉

How to save 10k as a overpaid programmer, just spend the absolute minimum for 2 months

@dreamleaf6784

9 ай бұрын

Did he quickly change the name of the video? I swear it said that and now it says low income

@jadenwsop5245

9 ай бұрын

@@dreamleaf6784 I was just bantering, no change in the title

@dreamleaf6784

9 ай бұрын

@@jadenwsop5245 oh ok. I must have read your comment and mistaken it for the title. Yeah. Programming is a sweet job. Rated one of the best jobs overall

❤❤❤