How to Pay-Off Your Mortgage in Three Years! Monica's Australian Property Journey

🤯 Monica went from $200K Bad Debt & Family Breakdown to owning her Home Debt-Free plus another FIVE Investment Properties - in just over THREE years!
❤️ She's one of the most inspirational and hard working women I know.
🎓 When things were most bleak, with no one to help her, Monica Salazar, an accountant, decided to get deeply educated.
🏘️ She scraped together some capital, and bought her first investment property. Then another. Then another. Then another. Till she got six properties.
💪 Constantly overcoming, side stepping and jumping over borrowing capacity hurdles.
💰 She added value to her properties, bought below market value, through methods no one else does.
💸 Now she's onto her next phase of financial freedom.
💡 In this episode she shares her entire story with the hope it will provide a beacon of hope to others in her situation.
🙏 Anyone who is financially down, out of luck, new to real estate or new to the country will find immense value from her words.
0:00 - Introduction
2:05 - Monica’s story before property investing.
11:31 - Monica’s journey into real estate.
18:05 - Monica’s first property investment.
19:50 - Property renovation with only 3,000 dollars
23:21 - Monica’s renovation process (Sweat equity).
27:00 - What gave Monica the confidence in Property Investment?
30:30 - How did Monica educate herself on property investment?
34:47 - Monica’s negotiation with the bank.
36:33 - Monica used her pain of debt to push herself
38:38 - How to buy a property with a Deposit Bond?
41:45 - Fake it till you make it!
44:40 - Monica’s relationship with her bank.
47:32 - How did Monica pay off her debt using a property investment?
51:10 - Monica’s source of inspiration.
54:53 - Monica’s future purpose.
57:16 - Conclusion
LEARN MORE 👇
💡 I Help People Achieve PASSIVE INCOME Through Property Investing Using Our Unique Data-Driven System, So You Can Confidently Buy Top 5% Growth & Cashflow Property, WITHOUT Wasting Months Doing "Research", Spending Weekends At Inspections OR Dropping $15k On Buyers Agents Each Time 👉 consultingbypk.com.au
❤️ JOIN THE COMMUNITY & GET FREE SUBURB TIPS + STRATEGIES
💡 Private Facebook Group With Over 40,000 Clients & Investors 👉 bit.ly/3dCSefm
💡 Top Ranked No "BS" Podcast On Spotify/ iTunes/ Google 👉 bit.ly/3UAetTK
🎬 MUST WATCH VIDEOS
💡 How I Built My $12,000,000 Property Portfolio By Age 33 👉 bit.ly/3zj0f0f
💡 How I Bought My $3,000,000 Dream Home Debt Free 👉 bit.ly/3Skrzms
💡 My Portfolio & Net Worth Break Down 👉 bit.ly/3Zu4sZN
💡 Buy Property Now Or Wait? 👉 bit.ly/3r6B8cI
💡 100+ Client Interviews 👉 bit.ly/3S9FITI
📥 MESSAGE ME!
💡 Instagram 👉 bit.ly/3SpC4ET
💡 Facebook 👉 bit.ly/3dEvHyO
💡 LinkedIn 👉 bit.ly/3ByOweG
💡 TikTok 👉 bit.ly/3RchwhX
💡 X 👉 bit.ly/3IJwgE5
DISCLAIMER: No Legal, Financial & Taxation Advice
The Listener, Reader or Viewer acknowledges and agrees that:
• Any information provided by us is provided as general information and for general information purposes only;
• We have not taken the Listener, Reader or Viewers personal and financial circumstances into account when providing information;
• We must not and have not provided legal, financial or taxation advice to the Listener, Reader or Viewer;
• The information provided must be verified by the Listener, Reader or Viewer prior to the Listener, Reader or Viewer acting or relying on the information by an independent professional advisor including a legal, financial, taxation advisor and the Listener, Reader or Viewers accountant;
• The information may not be suitable or applicable to the Listener, Reader or Viewer's individual circumstances;
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and we are not authorised to provide financial services to the Listener, Reader or Viewer, and we have not provided financial services to the Listener, Reader or Viewer.
#PropertyInvestment #PassiveIncome #Australia #RealEstate

Пікірлер: 71

  • @AusPropertyMasteryWithPK
    @AusPropertyMasteryWithPK9 ай бұрын

    ❤ JOIN THE COMMUNITY & GET FREE SUBURB TIPS + STRATEGIES 💡 Private Facebook Group With Over 40,000 Clients & Investors 👉 facebook.com/groups/passiveincomethroughproperty 💡 Top Ranked No "BS" Podcast On Spotify/ iTunes/ Google 👉 consultingbypk.com.au/podcast/

  • @theresagrantham4584
    @theresagrantham45849 ай бұрын

    Yep fake it til you make it, one step at a time !!!! I restarted my life at 56 yrs old after a relationship break and bought 4 properties in in 5 yrs and achieved financial independence!!!!!

  • @theresagrantham4584

    @theresagrantham4584

    9 ай бұрын

    Thank you for you inspiration and for sharing !!!!! Well Done

  • @jackiethomas-gj2vn
    @jackiethomas-gj2vn9 ай бұрын

    Yay! Another Filipina investor who is willing to give back! Awesome mentality. Hat off to you, Monica 😊

  • @AusPropertyMasteryWithPK

    @AusPropertyMasteryWithPK

    9 ай бұрын

    😊

  • @lukeburrows7144
    @lukeburrows71445 ай бұрын

    I was in the Renovation and mortgages in distress course you did Monica. During the course your offer got accepted for one of your properties. Incredible to see how far you have come, well done 👏

  • @pawars1234
    @pawars12349 ай бұрын

    Worth making a short movie... Such a positive story...

  • @AusPropertyMasteryWithPK

    @AusPropertyMasteryWithPK

    9 ай бұрын

    I know right!

  • @huntster4000
    @huntster40009 ай бұрын

    Her risk tolerance is insane😂 Amazing job 🎉

  • @AusPropertyMasteryWithPK

    @AusPropertyMasteryWithPK

    9 ай бұрын

    High risk high return approach!

  • @irenedeguzman8238
    @irenedeguzman82389 ай бұрын

    Wow… amazing tenacity and determination… education + execution = success 😊

  • @AusPropertyMasteryWithPK

    @AusPropertyMasteryWithPK

    9 ай бұрын

    Precisely!

  • @ve5394
    @ve53949 ай бұрын

    What a wonderful & inspiring story! Thank you so much PK & Monica for taking time & sharing this. This story will certainly inspire & help many others to live their best life💞

  • @AusPropertyMasteryWithPK

    @AusPropertyMasteryWithPK

    9 ай бұрын

    Our pleasure!

  • @MyTk89
    @MyTk899 ай бұрын

    Well done, Monica. Thanks PK for the interviews.😊

  • @AusPropertyMasteryWithPK

    @AusPropertyMasteryWithPK

    9 ай бұрын

    Thank you

  • @AamerShedam
    @AamerShedam3 ай бұрын

    This is gold. Great story of hard work and perseverance. Kudos#

  • @paulhenry3512
    @paulhenry35127 ай бұрын

    What an incredible story. Well done Monica!

  • @maricelbergonia602
    @maricelbergonia6029 ай бұрын

    I'm one of your avid fan Monica. I admire you in every aspect. You are a strong woman and an inspiration to many. Keep it up. Mabuhay ka🙂

  • @AusPropertyMasteryWithPK

    @AusPropertyMasteryWithPK

    9 ай бұрын

    😊

  • @joshuarafiepour4817
    @joshuarafiepour48173 ай бұрын

    Great interview, great conversation. I learned so much. Good on ya Monica , well done 👍🏻 Thank you PK .

  • @TheBlueskyson
    @TheBlueskyson7 ай бұрын

    Monica, you are amazing! And such a delightful persona. ty 4 another gr8 motivating vid.

  • @ab_crypto
    @ab_crypto9 ай бұрын

    Great interview, full respect to Monica and her level of dedication and achievement

  • @AusPropertyMasteryWithPK

    @AusPropertyMasteryWithPK

    9 ай бұрын

    She’s awesome

  • @seelamsumanth2995
    @seelamsumanth29959 ай бұрын

    Kudos to you . Great job Monica ..Thanks for the interview PK

  • @AusPropertyMasteryWithPK

    @AusPropertyMasteryWithPK

    9 ай бұрын

    Thanks mate

  • @dewiandrina8700
    @dewiandrina87009 ай бұрын

    Woww.. amazingly strong woman! Truly inspirational.. I am so glad that you overcame the hardship, I wish you all the best💝

  • @AusPropertyMasteryWithPK

    @AusPropertyMasteryWithPK

    9 ай бұрын

    Amen

  • @teejaycarter2842
    @teejaycarter28422 ай бұрын

    Awesome interview, very impressive Monica🎉

  • @jenniferjennifer3604
    @jenniferjennifer36049 ай бұрын

    A beautiful woman with a good heart. Thanks for sharing your story and wish you all the best in your journey of helping others. Well done Monica 🌷

  • @AusPropertyMasteryWithPK

    @AusPropertyMasteryWithPK

    9 ай бұрын

    I love all these comments

  • @jenniferjennifer3604

    @jenniferjennifer3604

    9 ай бұрын

    @@AusPropertyMasteryWithPK Thanks for having Monica on your channel PK, so inspiring.

  • @marcoschena99
    @marcoschena992 ай бұрын

    Top job Monica! People take note. 5 stars

  • @desmorrow2545
    @desmorrow25458 ай бұрын

    A great recovery story Monica!

  • @AusPropertyMasteryWithPK

    @AusPropertyMasteryWithPK

    8 ай бұрын

    For sure!

  • @MrDemodamian
    @MrDemodamian9 ай бұрын

    Thank you so much ...for this guidance, I'd say!.blessings from me...

  • @AusPropertyMasteryWithPK

    @AusPropertyMasteryWithPK

    9 ай бұрын

    Glad it was helpful!

  • @arpitatomaskar2335
    @arpitatomaskar23359 ай бұрын

    Very motivating 👏

  • @AusPropertyMasteryWithPK

    @AusPropertyMasteryWithPK

    9 ай бұрын

    Glad you think so!

  • @sunitaagrawal7675
    @sunitaagrawal76752 ай бұрын

    Monica your smile is lovely, keep smiling.😊

  • @fp8645
    @fp86459 ай бұрын

    Inspirational 👏

  • @AusPropertyMasteryWithPK

    @AusPropertyMasteryWithPK

    9 ай бұрын

    Yes!

  • @cpchris2
    @cpchris26 ай бұрын

    She’s a legend

  • @rpir216
    @rpir2163 ай бұрын

    Hi PK, fantastic video. Would Monica be okay to share a road map in term of risk management and strategy to invest in real estate ?? What was the best courses and educational support she would recommend ? Thanks 🙏

  • @martyncoates6035
    @martyncoates60359 ай бұрын

    Monica is awsome

  • @AusPropertyMasteryWithPK

    @AusPropertyMasteryWithPK

    9 ай бұрын

    So inspirational

  • @sunitaagrawal7675
    @sunitaagrawal76752 ай бұрын

    Very interesting story.

  • @marktaylor4278
    @marktaylor42789 ай бұрын

    Very inspiring

  • @AusPropertyMasteryWithPK

    @AusPropertyMasteryWithPK

    9 ай бұрын

    👍🏼

  • @massimilianomarrazzo2392
    @massimilianomarrazzo23929 ай бұрын

    Maraming salamat!

  • @AusPropertyMasteryWithPK

    @AusPropertyMasteryWithPK

    9 ай бұрын

    🙏🏼🙏🏼

  • @justintense13
    @justintense139 ай бұрын

    What a winner! Didn’t catch where to follow her?

  • @AusPropertyMasteryWithPK

    @AusPropertyMasteryWithPK

    9 ай бұрын

    She’s not selling anything! Just a nice person sharing their story

  • @milindsharma4637
    @milindsharma46379 ай бұрын

    What’s AAFI data ? That PK mentioned around 28-29:00 minutes in the video

  • @defgloui

    @defgloui

    9 ай бұрын

    RP data. It’s Rich Property data.

  • @mariebelsapin
    @mariebelsapin8 ай бұрын

    Thanks Pk and Monica, how can I reach out with Monica? Like everyone else, I don't know where to start, just sitting on the fence 😢

  • @AusPropertyMasteryWithPK

    @AusPropertyMasteryWithPK

    8 ай бұрын

    Join our fb group

  • @kavitataneja910
    @kavitataneja9109 ай бұрын

    Is it only me can't clearly hear Monica side but Pk side voice is clear

  • @entbook6171

    @entbook6171

    9 ай бұрын

    Yes I feel the same I slowed the video speed and can understand better

  • @samd8652
    @samd86528 ай бұрын

    Wander Women , lots of guts and deservers success.

  • @AusPropertyMasteryWithPK

    @AusPropertyMasteryWithPK

    8 ай бұрын

    Yes!

  • @13579john
    @13579john9 ай бұрын

    When u get a cba banker, do they still look at servicing

  • @AusPropertyMasteryWithPK

    @AusPropertyMasteryWithPK

    9 ай бұрын

    Yes but it’s more relationship based

  • @13579john

    @13579john

    9 ай бұрын

    @@AusPropertyMasteryWithPK do u mean they will lend you more money ?

  • @sueannemann5425

    @sueannemann5425

    9 ай бұрын

    Use a broker. The broker has relationships with the banks. Banks want to help out brokers. ERBA Finance is great for this.

  • @redoctober00
    @redoctober009 ай бұрын

    Wtb some chapters

  • @Goanddoit1000
    @Goanddoit1000Ай бұрын

    Hi How much is the cost of course?

  • @AusPropertyMasteryWithPK

    @AusPropertyMasteryWithPK

    Ай бұрын

    Please see here: consultingbypk.com.au/faq/

  • @gauravmakhijani6541
    @gauravmakhijani65419 ай бұрын

    Is this for real, she bought dud properties with faults for 200k or less. Did renovation for less than 3k

  • @13579john

    @13579john

    9 ай бұрын

    No idea how it is possible

  • @AusPropertyMasteryWithPK

    @AusPropertyMasteryWithPK

    9 ай бұрын

    All real. Sweat equity

Келесі