Great info.

You can have a debit card with Wise, but your account needs to be a personal account, not a business account. You just need to create a personal account, which can be with the same email address, transfer the money from your business account to your personal account, and that's it. You need to have proof of address to receive approval, not only for a digital card but also for a physical Wise debit card. ✌ (PO Box addresses not allowed)

@bfourney

6 күн бұрын

Any difference with a wise business vs personal other than this?

@soywewe

6 күн бұрын

@@bfourney To open a business account, you need to send proof of ownership, like your Certificate of Formation, for example.

@tsp7517

5 күн бұрын

To my knowledge, only if your real residence address in a country with Wise debit card agreement. So unless you lie to them saying you have permanent residency in the US for example, they won’t give it to you. Example : You can be French (ok) but live permanently in Thailand (not ok, even with an us bank account ).

@bfourney

5 күн бұрын

@@soywewe right, but is there any advantage to it? Just accept payments in business name vs personal?

@soywewe

5 күн бұрын

@@tsp7517 well, in the description of this video says "Learn the secrets of opening a U.S. bank account as a non-resident without an SSN in 2024", so be as honest as you'd like to be with wise, or have a debit card.

Great videos as always James. Does anyone here know if a Capital One bank statement and Google Fi invoice can be used as a proof of address when opening checking accounts with Bank of America etc?

@JamesBakerCPA

5 күн бұрын

Capital one yes

@desafinado74

5 күн бұрын

@JamesBakerCPA Thank you James 👍

Can you create a bank account on some other person’s behalf. Let’s say I’m 18 and don’t have a passport, can I create the account with my Mother’s information?

Hello, thank you for your valuable information. I think Mercury accepts it much more difficult now, I hear that many people are rejected. You said that we need to apply again, do you mean that we have to try with different mails until we are accepted?

@JamesBakerCPA

4 күн бұрын

Maybe create the full website and email and all that. Maybe a new LLC. But yes it's much harder

Hi I live in India and i am your follower. And i have US Delaware LLC and EIN number after watching your video I open account with mercury bank but I need help with taxation I don’t know which tax to file or as Non US Resident do I really need to pay any tax

@joshuaportillo4663

5 күн бұрын

bro i'm trying to set up my LLC in Wyoming but I'm not a US resident and I don't have a US address. Heard Mercury Bank isn't taking registered agents anymore, is that the right?

What if you are not based in the US, do e-commerce, sell products to US audience, Do you pay taxes in that case?

@LilYe-v3t

6 күн бұрын

No you don’t have to pay Tax and report it to IRS

Was trying to setup an account on relayFin as a Non Resident but i can not find Nigeria on the country List. What's your advise.

@JamesBakerCPA

5 күн бұрын

Use a US residential address of someone you inown

Thanks for the video. Am I able to get a credit card for business if I do this? I'm from Australia but want to open a USA business. thanks ❤❤❤

@bazza69420

52 минут бұрын

me too

Charles Schwab doesn't work, every time I try it asks for a SSN, also a lot of countries are not available, Canada is not available for example. Unless you have any trick?

@JamesBakerCPA

5 күн бұрын

When I get a chance I'll apply on a video

@hussamhussam3278

3 күн бұрын

schwab checking account isnt allowed for non us resident, but you can open a schwab brokerage international account

@hussamhussam3278

3 күн бұрын

the video is misleading/not accurate

@kpopbutlofi

3 күн бұрын

@@hussamhussam3278 you can't, I have talked with their customer services, in my case it's unavailable

I tried to fill the chales schwab idividual account but they said that we can't open accounts outside USA.

@hussamhussam3278

3 күн бұрын

schwab checking account isnt allowed for non us resident, but you can open a schwab brokerage international account

@sanjogupreti1976

2 күн бұрын

@@hussamhussam3278 how to apply international brokerage account?Every time I tried to apply for international account my clicking my country it says we cannot open now

What about a amex business checking account?

@JamesBakerCPA

6 күн бұрын

You do need an ITIN now for his

@CM-og6if

6 күн бұрын

@@JamesBakerCPA I want to open a Chase account remotely. can you help me? I applied for the itin, but you have to wait a period of 7 to 10 weeks.

Dear i am your follower. And i have USA florida LLC and EIN number . Now i wanna make USA bank account so which bank i can make account please. I am not US resident. Thanks

@kingnasir

6 күн бұрын

If you're not a national of any sanctioned countries then Mercury bank is good but for me since I'm a national of a sanctioned country Mercury rejected my application, but I was able to open a bank account with Wise, Payoneer, and Airwallex which I'm happy with

@bfourney

6 күн бұрын

Any more info on Schwab foreign accounts? AFAIK they only offer their crappy “global” brokerage account to foreigners. Schwab investor checking or their other accounts seem to require at least an ITIN, but it is an incredible account to use overseas if you can get one and also includes zelle now.

Just went to Schwab and it says before you even begin that you need US tax identifying # and went on with customer support chat and was told flat out no, can't open an account as a foreigner. Maybe there is a trick to this not outlined in the video?

@Siri786-9

6 күн бұрын

Hi

@hussamhussam3278

3 күн бұрын

schwab checking account isnt allowed for non us resident, but you can open a schwab brokerage international account

@hussamhussam3278

3 күн бұрын

the video is misleading/not accurate

@JamesBakerCPA

3 күн бұрын

Just check it out. The international account I heard comes with a card. I'm just here to give information and ideas and things to try. Thanks for commenting

Hey james how to open an account if you are from a prohibited country

@kpopbutlofi

6 күн бұрын

You didn't listen till the end..

@mamad_vpr

2 күн бұрын

Walk in through the southern border 😂😂😂

@JamesBakerCPA

2 күн бұрын

Lol exactly

Someone said to me that Charles Schwab International doesn't give you checks or a debit card, as it is the case with Schwab US. Can anyone confirm?

@d-tech5338

6 күн бұрын

False. They do. The difference is that they're linked directly to your brokerage account whereas US residents can have them on a checking account separate from their brokerage account.

@p.c.h.6721

6 күн бұрын

@d-tech5338 Thank you for clarifying that, maybe I misunderstood. Then the question is, can you transfer money to another person directly from the brokerage account without having a checking account?

I open a transfer wise account and their transfer fees are high for me

@JamesBakerCPA

5 күн бұрын

If you have better options then share those!

Stripe close my account because High risk payment How i can get my money

@LilYe-v3t

5 күн бұрын

What is your business niche? And what is your website link

@JamesBakerCPA

5 күн бұрын

Stripe sucks! Just push with them and wait

2nd to comment and 29th to watch