Just did this a few years ago: Down sized on home. Paid off all debt. Make coffee at home. Make lunches for work. Mix and match new and older clothing. Stopped entertaining big crowds. Stopped believing in highly branded clothing, bags and shoes. Vacation in the US only. I could continue with more, but most importantly we are happy and healthy and that matters most in life.

@senoradelvita

5 жыл бұрын

way to go Nadia.

@myeshiapacheco8986

4 жыл бұрын

Continue with more....I'm learning!!! 🙂

@janechiu370

2 жыл бұрын

Love it! Thanks for sharing!

Divorce and then two years later bankruptcy is what led me to get on top of my finances. I told myself I would never depend on a man again for money. This not only led me to become a saver and investor but also allows me to go into relationships not looking for a prince charming because that's not fair for the man either.

@ShesGotHerOWNNetwork

5 жыл бұрын

Proud Of You! #ShesGotHerOWN

@BlockchainDaddy

5 жыл бұрын

This is a really good mindset!

@CarieYoungPhDCTNC

5 жыл бұрын

ME TOO! Lost everything - my own fault...I will always write my own paycheck! My husband didn't understand this at first but now he does! Ladies - so important to take care of yourself and your future regardless of who is in your life.

@chiquita1235

3 жыл бұрын

Speaking from my own perspective and circumstances: I feel money and Love should be two different categories. Money is definitely not a love/relationship motivation.

@leolinb6323

3 жыл бұрын

@@chiquita1235 Thanks for your reply but I disagree. What we feel should be the truth and what the reality is sometimes are two different things.

The "know your networth" action step actually blew my mind. I have NO idea what my number is and that made me realize that the term "net worth" was associated with "rich people" in my mind. I'll be calculating mine ASAP. I LOVED this. This is the most cryatal-clear message I've ever heard on finance. Thanks so much for bringing this. I'll be coming back to this many times.

This was en pointe. Calculate Net Worth😱 1. Eye opener to "increase savings" to avoid more exposure to debt. 2. Reduce spending 3. Live below means (in line with my "minimum" lifestyle I am working on for 2019) 4. Save for Curve balls Best of all I AM A SAVER and ordering the book. Thank you for the "bridge job" idea. This is a game changer😉

The emotional attachment to the view of money is so important. I would get so nervous looking at my debt but once I started paying my debt, I actually felt better, and more confident! Thank you so much for this video and educating us about the importance of money in life. Media has definitely made it harder to feel like you don't have enough, so it's nice to be reminded of what you actually don't need,

I love this video, and I'll be honest, I always avoid "financial tips" videos (even on this channel) because I am so scared to confront my true relationship with money. I love the idea of treating financial matters like a video game--something that is not life or death, something that anyone can restart. And I love Amanda's parting words. I hope, in due time, I'll be able to settle my finances and have a healthy relationship with money.

Love this! For me the biggest takeaways were calling myself a 'saver' as well as saving before paying off debt. Thank you Marie & Amanda!

This was GREAT! The "I'm not going to make my experience with money mean something about who I am as a person" was the biggest takeaway. And something I needed to hear. Keep on keeping on Soul Sista!

@marieforleo

6 жыл бұрын

Yes Ginny, you are so much more! - Team Forleo

I always thought that I have to pay off all debts before I can start to save.My eyes have been opened. Also, what I tell myself 'I'm a saver. ' makes a big difference. I always believed that the problem would be solved by earning more income. Not so.

@lehanguyen3386

5 жыл бұрын

My friend pushed me to save while I was in debt. I thought it is awkward way but over the years I have worked at it and now I have saved quite a lot for my retirement ROTH and $ in the bank account. Good luck 🍀 Leha

Every time I watch Marie TV I'm filled to the brim with gratitude for the beauty, freedom, and power you put out to the world. I literally get emotional about this because the value of what you and your guests share is life changing. Thank you Marie, you're ridiculously awesome 🙏🙏🙏🙏

@marieforleo

6 жыл бұрын

We're so so glad to hear this! We can't wait to continue sharing these inspiring interviews and videos with you; thank you for being a part of our community

@realestateallianceforladies

6 жыл бұрын

Marie Forleo my pleasure! Looking forward to more 😊

Great video!!! My biggest takeaway is to remember that no matter how much you make, abundance is possible and that everyone has their own struggles!! Thanks for the info ladies 😍🤑🤑

@taoist32

6 жыл бұрын

Jessica Vasquez True, but at least it’s a bit easier when you make more than enough to cover expenses and still have a life. Many people think making more money will not make them happy. I, for one, think making more money is just as valid as saving, managing, and investing for happiness. If you don’t make much, you can’t save or invest. If you make minimum wage in a metro area like SF, chances are you will never dig yourself out of the hole you are in financially. Making more money involves personal and professional growth. Life gets better when you make more money.

@lehanguyen3386

5 жыл бұрын

taoist40 I love 💕 San Francisco. I think 🤔 it is your choice of life where to live to save money 💰.

The discussion about setting up a curveball account so you’re not demoralized by issues really hit home and comforted me ❤️

I love talking about money now too but people seems to think that i became obsessed about it. but i dont think so i just realized it a year ago that oh i need to know how to take care of my finances because i havent saves until i turn 42 and found out that when i got sick no one can help me but just me eventhough since i was on my 20s i have been supporting my family... and even helping my extended family...

Love the reinforcement that you don't have to succumb to what the world feels is a must in life like owning a big house etc. Also, great information for getting started on building assets and having that curveball account. Thank you Marie and Amanda!

Thank you for this!! I have been trying to figure out our financials for years now and always feel overwhelmed! Biggest take away is to save while paying down debt and to have that curveball acct!

Start saving and not wait till all my debts are paid...I've never heard that one before and I am taking and running with it!!!!

This was so helpful thank you! I love how you bring up all the questions which people don't consider when they're telling you to just quit your 9-5 and chase your dream. It takes time, consistency and back up funds!

savings get you out of debt, downsizing is the real adult thing to do & money is a game & skill, not your worth

@MsCamikinz

5 жыл бұрын

Love this!!

@Chrissynysc

5 жыл бұрын

Yes! I plan to leave my current apt for something cheaper so I can increase my savings. I am paycheck to paycheck right now and it's because my rent is so high.

Yes, ladies! Thank you. Realizing that "live below your means" is not precise or practical, and NOT only having a curveball fund, but expecting it to be depleted....those are my takeaways! That and of course...THE SAVINGS SLIDE! I love it!

Thank you ladies. I love the fact that Amanda moved back into a small appartment! I feel so encouraged by the 'live far below your means' philosophy. It's been my approach for years, but I sometimes felt like an alien in a world of spenders 😂

@marieforleo

6 жыл бұрын

This is such a key takeaway! We're so conditioned to want more, or bigger things/experiences/homes, and sometimes cutting back can actually offer us more options. - Team Forleo

@albania1980

5 жыл бұрын

My husband and I have been living WAY below our means for so long and it feels so good! Having a smaller house and new but affordable cars there is so much left over for us to save for retirement and college for 3 kids. Plus we never argue about money! Wouldn't have it any other way!

@deninapowell3782

5 жыл бұрын

@@albania1980 never say never😊

Terrific tips and insights! Phew - I don't feel so awful about my financial situation now. Thank you Marie and Amanda for shedding some light into actionable methods to get my finances back on track. Love the "saving slide..." :)

Marie, at first I want to say: THANK YOU; THANK YOU; THANK YOU FROM THE BOTTOM OF MY HEART for speaking about you, your business career, money etc.etc.I loooove to learn from you, bc one day I will be a selfmade-Business-Woman, too. I have several careers..but always unhappy and depressed working under chiefs(woman) who bossed me ...colleagues mobbed me for being better than them in so many ways..I got psychically and body-sick in 3 different jobs , then a Burnout and a big big work pause..thinking about all....I focused in my inner world, thinking: what makes my heart happy...talking with different people....I had with 25 years thousands of MINUS on my bank account..but you cn only learn if you make mistakes.........so proud of every single Woman who makes her dream come true. Without discipline, self-love, self-worth, patience, gutt-connection, ., humour, , health in general, etc.this all is not possible. But COURAGE is for me the KEYWORD!!!! A big and warm hug from me to you, beautiful soul!!

Love you Amanda, thanks to my steps to financial freedom and living without shame in having large amounts of monies, I don't anymore!

Money "makes you stronger". I really needed that. I loved how she moved out of a house to a tiny appartment so she can live the life she wanted. I grew up being comfortable in life thanks to my dad s job and I took it for granted. So I became a spender more than a saver and priviledged my education over any professional work because it was such a privilege in my family. But when my father decided to become an entrepreneur plus the fact that I went to get a typical indian marriage, my financial situation was and still is uncomfortable. I learned all the tricks to save save save and save. Yet my little brother who learned from it sooner got a job when studying and has the habit of saving. I promised myself that I would be more responsible and here this video appears. This is so good to hear now. Thanks for the video Marie ! As one of the tricks I learned against silver hair for a brown haired person, henna is awesome for undyed hair and cheaper, humble opinion ^^

@gaylebu5359

6 жыл бұрын

“Live as far below your means as possible”. ❤️❤️❤️

Thank you for this, I know all this just have not implemented. I just did a budget form a what a surprise! Thanks for the insight to get me on board!

Love this, I need more financial videos 😊

@emmaonfire

6 жыл бұрын

098vx My favorite financial advice channel is SugarMamma Canna Cambell! Check her out she is really sweet and has so many inspiring and helpful videos :)

Hi Marie and Amanda! I loved this episode and the first time you had Amanda on Marie TV back in the day! My husband and I are almost debt-free. Once we pay off our truck ($5k left) we'll have ZERO debt! Yay! So the thing that stood out to me most was the conversation around net worth. I've never really thought about that...ever. So my next step I think is to start investing once we have that debt paid off. Thankfully, we've got a $1k emergency fund, own one other vehicle, and are renting. Our owned assests are modest, but they are growing. A big turning point for us was starting to give 10% of our income every month and once we started doing that, I found that my relationship to money became so much healthier than it ever had been. My goal is to be able to be debt free, to give generously, and to live well below my means, like Amanda. Thanks so much for this great episode! XO, Bri

@Jelly-sk2ry

6 жыл бұрын

Brianna Lamberson Good luck Brianna. You guys can do it!!! 👊

Thank you so much for this Video Marie! Exactly when I needed it. I was so confused about money 💰

I love the perspective/quote near the end "Think of money as something that makes you a strong somebody for everyone else" A great variation of "Put your mask on first..." Great insight! I haven't eagerly looked forward to finances in my life and somehow this conversation is making me eager to dive in! Thank you for your good energy!

Marie you are an angel.. Thank you so much for this interview..! xoxo.. Sending loads of love and light your way.. And everybody on your team..

Great Episode, many people forget that it's all about feeling good!

My biggest takeaway is the concept of a "50% job" or "bridge job" - I am working full time, raising two kids under 4, and would love to start a spiritual coaching business... but unless I take time away from my kids, which is already limited due to the FT job, or work in the middle of the night (when most coaching clients aren't available! At least in the US), this isn't very realistic for me. However, if I were to cut back to a part time job or start freelancing I could free up the time I need! So my action step is to find a part time job or freelancing opportunities that will free up more time for my passion project and to allow more energy to flow into my creativity rather than just a paycheck.

Thank you! Many things hit home for me....in particular the throwing money at debt to pay it off....I did that last year...paid it off, which felt great, however I think I always knew it would have been better to save, especially since I'm a freelancer living month to month, etc. My next move is to be a saver (still work on uping my earning) but moving my focus looking to reduce my expenses, look at money as a game, question why I want/need something and what society pressures I'm falling for. Thank you again!!!!!

Thank you Marie and Amanda!! I needed this!!

My problem is cashflow. Good points. Yes, I need bridge job. I have to learn on earning as well as managing. Such a great guest. A great interview! Just what I needed to hear right now.

Super interesting about how Amanda saw herself as an earner but not saver. I see myself as a saver but not an earner. We lead a very small, inexpensive life but the earning potential has not been there..... even have a bridge job. I loved this episode. I'm one of those moms who tell their girls every day to have and use their own money.

@albania1980

5 жыл бұрын

Lara, a penny saved is a penny earned. So you keep saving, girl!

@albania1980

5 жыл бұрын

I should have mentioned that my husband is the big earner and I'm the big saver. Together we make an amazing team! There's a lot of big earners out there who can't hold on to that money but spend it all and then some...Good luck!

Thanks Marie, I have been practicing most of these principles for some time and the thing I felt encouraged about was to have more 'fun' with my management of money and treat it like a game. I kinda do that with money boxes (a habit from childhood) but you prompted me to think of some new ways - that's tops!! On another level, I was curious that there was no discussion around "tithing" to a charity for giving back to the community and being generous. This is a Biblical principle that many people not just entrepreneurs practice world wide. I would appreciate your view on this.

This is my favorite video. You have just thrown me a life line. At this time I am walking on quicksand. I have been heading toward selling my house for a smaller one. I will watch this several times. You have cleared up alot of my questions. Thank you! Oh you gave me plenty to consider, but the first one that really grasped me is knowing my net worth. If you don't know, I think you feel helpless/trapped.

I love that you encourage ppl to get the 50% job...so important to be ok with this. I have had them between my good stints and not enjoyed them but when you said you are better off with it than not I got it. Thanks:-)

You do have that 6th sense! 💗💗💗 I was thinking oh I know I’m in the negative net worth. Needed that clarification..

This was an excellent episode. Just what I needed to hear. I need a curve ball fund and to up my savings account.

This video was amazing. It has changed the way I view my finances. I am getting Steinberg's book too - totally have to read that. I love the concept of the Curve Ball fund - that I can implement right away and I totally agree that curve balls come up all the time. Thanks for this!

Thanks Marie and Amanda for this interview.

Love that you are encouraging people to live below their means. So much of keeping up with the Jones.

I love thisss!!! Great info and so motivating 🔥💕🙏🏽

I am. In my mid 40s and this has been my journey as well. Calculating real net worth, drastic downsizing and living far below my means. In addition, my am spending some money on my hobbies and developing my skills. It gives me immense creative happiness and security of survival as multiple skills developed = better fallback arrangements

This is so important. Love that you are discussing this topic. I need to get my hands on her book :)

Thanks ladies, I've been under a lot of preasure because of my financial problems and depression took over my life. Today thank God that put you in my way , I am going to apply your advice and try to make some changes in my life by saving money and treating debt as something natural and stop fearing. Hope I can live to tell you back how it goes

I listened to this like five times today!!! So needed to hear it.

Wonderful advice! Love the idea of starting a curveball account. Thank you Marie and Amanda for this episode!

Loved this and so timely as I head into the New Year considering my networth, having recently saved thousands on business expenses and planning out my financial budget for 2019. Thanks ladies

I honestly was thinking about skipping this video as I did others that was about m.o.n.e.y!🤔 My every memory about "money" as a child was always negative,😖 somehow seemed to be taboo for me growing, yep... I learned to avoid and was afraid of money, 🤢would even self-sabotage money type offers, opportunities, promotions because I was afraid of money period.😱 After watching Marie and Amanda I feel like it's time to dust off the old ways of money thoughts, 😷the negative associations 😡and get reestablish with a brand new money attitude 🤓, I'm will work on the "Curve ball/ Life tax" savings, and may even consider a 50% part time work(just the word job is still uncomfortable after a certain age). I feel financial freedom and more comfortable today about the money, than I have ever felt in over six decades.🤗❤ Thank you Marie & Amanda😘😊🌞

Excellent interview. This is just in time for The Purple Campaign...June 15th Wear Purple to remember to be a conscious consumer and practice financial mindfulness!

Thank you and please keep talking about this subject. I am learning and much needed this! again, Thank you

Thanks for doing this Marie! Going to look for the right financial advisor for me.

I love love love this!

This was so encouraging and easy to follow. I feel like I can immediately apply some of the suggestions to my life.

@marieforleo

6 жыл бұрын

We love hearing this! Have some fun implementing these strategies into your financial life :) - Team Forleo

Great points ladies. I needed this today 😀 my hubby and I started a business going on 3 yrs now and it is progressing yearly but we def are working on making this as lucrative as it can be. 😀 and this information helps us def finacially and Mentally!!!

"Think of it as being a stronger you, so that you can be a stronger somebody for everyone else." I LOVE THIS. Currently opening my curveball account!

Very inspiring video. I realized that when it comes to successful money management, there's a lot of difference between knowing how to make money and learning how to manage your finances.

Strenght, I need that want that in finances. Love to hear more from both of you.

Buying her book!!! Thank you!!

This was so so exciting to watch for me, I can’t wait to try some of the things 😁

Thank you. I really enjoyed watching this show.

Loved this video! What resonated with me was the fact that debt is not a bad thing in itself and I don’t have to pay it all off at once! Also, the fact that I don’t have to look or dress a certain way just because of my career was great advice. All of the information was great!

@hybby

6 жыл бұрын

Tanya Baldwin how do you come to the conclusion that debt is not a bad thing? If you have rented something at 21% interest, it is taking dollars out of your pocket, and forever lowering your purchase power. Until you have paid that off, you're continuing to rent whatever you purchased at 21%. The goal is to pay it off as quickly as possible without killing yourself

I related when both of you talked about paying of debts before saving. Up to now, I used to try to pay off my debt as soon as money flowed in. But now I am commited to starting my savings account and prioritizing that before debt.

1. Saving for a 3-month emergency fund. 2. Planning for the curve-ball with a set cash put away.

1. Understand your networth: your savings account, anything of value, cash etc.. what are your assets? 2. Figure how much do you owe: then subtract what you own from what you owe. (you may have a zero/positive/negative networth!) 3. START SAVING at least 1 month instead of throwing it to your debt, reduce expenses, live below your means and build assets to produce future income without having to work for it.

Literally... thank you for this video!!!

This sooooooooo resonated with me! Thank you ladies for this eye-opening conversation

Marie & Amanda, os amo! Such a Great episode, in content and energy! Thanks to both for sharing your wisdom. My superpower is frugality and saving. I do it naturally, without thinking. Would you please, please, please, make an episode on how to feel OK to go after high pay jobs, even if it means changing career and how to get rid of the fear of pursuing The Money in a healthy and dignified way. Thank you so much for TV Marie!

Amazing insights ... Curve ball.. money helps u be stronger you for somebody else.... Wow...Thanks Marie and Amanda

Fantastic as always. I really like the idea of the Curveball. Will implement it in my financial game. Thank you!!

This 31:45 video is one of the best investment I made! Taking time to think about my Money Belief System and choose to reframe it was really valuable. 💃 The Saving Slide is my favorite insight. Love it. I can’t wait to save. Groceries sounds fun now. Thank you.

There is probably a comment on this already, but what is coming to mind as I'm hearing the discussion on emergency savings (14:45), are all the times I've managed to have some kind of savings buffer, only to encounter those circumstances that wiped it back out again. It took me a long time or else unique windfall to get hold of such funds; it's frustrating and discouraging to have to start over, repeatedly! I will say, the one (the only) savings approach that has worked to not have it deplete like that is a CD, which I can't touch without a fine. Better than nothing! Baby steps out of the repeating looks, I suppose. At what point though does the actual getting ahead come in? Lol. I'll keep watching ;) (Thanks Marie for the amazing questions! And Amanda for sharing these insights. Appreciate you both!)

I’m really good at budgeting when I feel like I’m making enough to cover my bills, but often I find that I’m making less than that. I think it’s time to start making more income now. It’s especially tough now that I am a stay at home mom and my kids’ dad travels for work. I work part time and am JUST making more than I pay in childcare costs. I’m definitely like you, Marie. I need to not be stressed in order for my creative juices to flow. So I will start doing the affirmation that money comes quickly and easily to me, working more hours, and adding to my savings and “life tax” accounts again. Thanks for this video.

Thank you. Marie and Amanda

Loved this video and all the tips/info/stories shared!!! Thank you so much!!!

What I learner and took away from it: 1) MF you are amazing! And your guests are always amazing! This might be one of my faves! Action taken: shared this with my beautiful souls sister who will really appreciate it 2) Managing money and getting good money habits is really a journey into our own behaviours and can have many practices which defer for everyone - net worth is not a determinant of self worth, but the practices around the mentality of money can be very closely tied to how we value ourselves. Let's treat ourselves with patience, care and thoughtfulness. Action: read the book and apply principles Much Love!

Thank you so much for this video. It was something I really needed right now. The most helpful was the two tips. Create a savings account and knowing your primary asset. I am in debt, not much but I have a negative connotation with debt, which has put me in a circle of paying it off then getting back into debt. Learning these steps will definitely help with my management of money and creating wealth that lasts. Thank You!!! PS: I love the Curve Ball Account idea!! ☺️👍🏻❤️🙏🏼

I really needed this and it truly motivated me. Thank both of you ladies.

really wise and excellent "lesson" on how to take care of you and your money with integrity

Thank you both for this very helpful and inspiring conversation. xo

Great video, thank you so much ! I feel relieved after watching this episode. I Love you both !

This is an excellent video with great financial information. Many thanks. I took a lot away from this, major ones being: * bridge job * live way below my means * curve ball account

Save before I pay off debts! Also the bridge job is a great insight for us entrepreneurs. This insight has changed my perspective on money. Thank you ladies. Now I need to work on my building my assets.

Really enjoyed this. LOVE talking about money too!

This was enjoyable to watch! Usually finances is such a dry topic but Amanda made it light, practical, helpful, and digestible! :)

This is exactly what I was waiting for! thanks for this marie

This is an up-to-date companion to two books that were very influential for me years back: Your Money or Your Life and The Tightwad Gazette. Thanks, Amanda, for updating these ideas and bringing your smart, fun voice to them! Wonderful! Love the Slide, too:)

@marieforleo

6 жыл бұрын

Thanks so much for sharing these extra resources; we're so glad that Amanda's voice is adding some extra insight! - Team Forleo

This is an episode that I will listen to again just to take notes. I have an idea of wanting to downsize into an apartment or tiny house with my family. The problems I face with that are I run my baking & catering businesses from home. I had a store and closed it almost 2 years ago. I also live in an area that is convenient for clients to pick up. With the housing market being so good right now in Montreal, I will make when selling but pay high when buying or renting for that matter. That means moving further and therefore making it harder on my clients. Let's through in the the price of gas is nuts here, so offering convenience to my clients and myself is important. I feel kinda stuck in how to make any move. Any thoughts ladies? Great episode ❤️ Tanya

Very interesting way of talking about money, and totally agree with you Marie with the side job r multiple jobs, I'm functioning the same way about having a safety net to be able to be creative and have the peace of mind.

The most important insight for me was to start a bridge job, but the thing about that is I really don't like the official environment here. I'm 25 and have never worked a job, have always been freelancing. So I'm still unsure as to what is that step I can take right away, but keep posting, your next video might just clear my head up!

Thank You so much dearest 💐 You’re such an inspiration ❣️ Be Blissful Eternally 🙏😇💖🕉

WHATEVER IT TAKES TO BE A STRONGER ME SO I CAN BE STRONGER FOR EVERYONE ELSE!! (sounds better than "you gotta take care of yourself first.) (--esp now since I heard all that y'all went through & all y'all learned!) THANKS SO MUCH, MARIE & AMANDA! Gotta check out her book!! It's TOO CLOSE to my company name! I Am Worth It Inc! (IT STARTED FROM FINANCIAL HARDSHIP!) God bless you, Marie! Thanks for all you do! LOVE YOUR SIGN OFF! YOU ARE WORTH IT! xoxxoo

Yess so mich fear to talk about money. Thank you so much for this

fingers snap and say "saving slide" love it!

I'm keeping a spending journal and have no spend days to stretch it out. At the moment I don't quite 'get' where I'm at, but getting a better 💡 idea gradually. I think I may be in the red, but if I keep learning - eventually I'll be in the green. I've tried talking about money and earning 💰 with friends, but unfortunately their beliefs and attitudes about it make it nearly impossible and I feel shamed for wanting wealth and to be a philanthropist, volunteer, entrepreneur, business owner. I was even shamed for investing in learning a language, which is really good for the brain. Why do people see money 💰 as a dirty word? why is it associated with greed? Greed can happen either rich or poor 💩 or anywhere between. Whereas you can be very giving if you have an overflowing cup both financially and emotionally and so on.

So I started with the first step which was to determine my net worth. The number that I have is scary. It seems a bit overwhelming looking at it, but i am owning up to it and am now ready for the next step.

Definitely getting the "Worth It" book. This was a good start but lacked detail on the tools.