How To Invest In Australia As A Beginner (Step By Step)
Today I'm going to share exactly how to invest in Australia as a beginner, and how I'd invest today if I was a complete beginner. I'm breaking down the basics of investing, including what to do before investing, different investment options, a step by step tutorial and more.
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0:00 Intro
0:11 Emergency fund
1:02 Pick an investing app
2:22 Decide on investments
4:20 Make an investment
5:31 Auto-investments
7:09 Track your investments
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Track your portfolio
📈 Sharesight - Track your portfolio: bit.ly/3E5zizG
High interest savings bank account:
🇦🇺 Ubank - up to 5.0% p.a. interest rate: bit.ly/3Xwnpf2 score $30 when you sign up using my code, QUEENIE30, and make 3 purchases using your debit card or phone.
Investing app:
🇦🇺 Pearler - Use my code QUEENIE for a $20 credit (not an affiliate link): bit.ly/42ieFu7
Credit Cards:
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Bank Accounts:
🇦🇺 Ubank - up to 5.0% p.a. interest rate: bit.ly/3Xwnpf2 score $30 when you sign up using my code, QUEENIE30, and make 3 purchases using your debit card or phone.
📔 Get Your Free Tax Guide To Minimise Your Taxes: bit.ly/3LKKS7K
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Disclaimer:
This information is general in nature and does not take into account your personal financial circumstances. It is for educational purposes only, and does not constitute personal financial advice or any other professional advice. You should always do your own research and seek professional advice that is tailored to your specific needs and circumstances.
Queenie Tan and Marquetable Group PTY LTD (ABN 85 635 225 259) are authorised representatives (1301362 and 001301337 respectively) of Money Sherpa PTY LTD ABN 321649 27708 (AFSL: 451289). You can read our financial services guide here: bit.ly/3kuwQMQ
Marquetable Group PTY LTD (ABN 85 635 225 259) are corporate authorised credit representatives (Number: 542464) of Moneysherpa Pty Ltd ABN 32 164 927 708 (Australian Credit License: 451289). You can read our credit guide here: bit.ly/3kuwRQU
Пікірлер: 165
What's the optimal strategy for someone with around $500 or even less, to begin trading cryptocurrencies today?
@SaylorHughes-dz4qb
24 күн бұрын
You need a pro or very goodTrader. Someone like Stephany Reuben
@mirandaryan2365
24 күн бұрын
Almost gave up due to constant losses, but Steph turned my luck around
@DevinNovak-vh2cx
24 күн бұрын
I went from 40k to 367k with Steph. Thanks to that i paid off my debts
@GalexDixon
24 күн бұрын
Leveraging market changes is a remarkable talent Stephany has
@BenHaynes-pj4wm
24 күн бұрын
what is the best way to text her?
I traded well on my Demo account but when I invested in to my main account i lost all my funds. Please i need an expert to assist me with my trading. It's frustrating how people loss funds in this trading, I really feel so bad.
@gabrielstephens-he3mo
Ай бұрын
It's very obvious that forex and crypto trading is one of the profitable money exchange services that elevates investors and their financial status.
@gabrielstephens-he3mo
Ай бұрын
It's a great idea to have a conversation with financial advisors like Emily Jason to reshape you portfolio.
@ucasJohnson-if4ib
Ай бұрын
That's true,. Its really needful for beginners not to settle for videos alone or they will see themselves losing all their money just like me when I newly started trading with this videos here on KZread.
@ucasJohnson-if4ib
Ай бұрын
I agree with you, I'm not here to converse for her but to testify just for what I'm sure of, she's trust worthy and best option ever seen..
@ferguswood-ru2fz
Ай бұрын
She's really a good investment advisor. I was privileged to attend some of her seminars. That is how I started my crypto investment 👏
I'm new to ETF investing and the Sharesight info was gold! Thanks
thank you the knowledge is very helpful for beginners like me
Blueberry. Very insightful! Thank you!
Blueberry, Thanks for this content sharing :) , keep adding value
Blueberry. Thank you! Your video was very helpful.
Blueberry. Thank you what a great video and information.
Buying is easy selling is a tax nightmare 😢
Blueberry. Thanks for the tips !
Blueberry! This was great!
Blueberry. Thank you 🙏
Blueberry - great valuable content thanks
Blueberry thanks🙂
Blueberry, thank you
Blueberry! Love your vids
Blueberry...Thank you for the video.
Blueberry, hey Quennie great tips, love them. I was just wondering, for beginners what's the difference to starting with something like Pearler vs raiz or Spaceship? Wouldn't it be simpler to just invest in spaceship portfolios as they do provide good returns, and set and forget? I guess with Pearlier you can choose which ETFs etc to trade on, but then as a beginner is hard to know and analyse it. Just wondering why not just go for a micro investing app?
Blueberry gracias!
Blueberry. Great video btw.
blueberry! A very informative video.
Does pearler have index funds to invest in? or just ETFs?
Blueberry! Excellent video!
Blueberry ❤
This is a great beginner guide! Blueberry. Could you do a step-by-step one on real estate investing next?
@InvestWithQueenie
9 ай бұрын
Aww yayy! Thanks so much for watching! I’m so glad you enjoyed it ☺️ yes great idea!!
I use Raiz, which pays dividends that are automatically reinvested. You have to delcare them on tax?
Excellent video Queenie 😀 BLUEBERRY!! haha
Blueberry Thank you so much. So so helpful! Would love more content like this. There is not a lot of content for Australia
@InvestWithQueenie
9 ай бұрын
More to come!
blueberry great video
Blueberry! Cheers Queenie
So happy to see you posting investing content again!! Blueberry cake in celebration!
@InvestWithQueenie
9 ай бұрын
Yay, thank you!
Blueberry great 👍 advice
@InvestWithQueenie
9 ай бұрын
👍
Blueberry 🙏🏽☺️
Am forever grateful to you, you changed my whole life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Sonia Dickson.
@JessicaAllen-xj2gt
25 күн бұрын
Hit 200k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started with 14k in last month 2024
@EddieWeatherford
25 күн бұрын
I'm 39 from (NY CITY) and have been looking for ways to be build my investments, please how??
@AdairLuwis
25 күн бұрын
Wow. I'm a bit perplexed seeing her been mentioned here also Didn't know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super.
@JessicaAllen-xj2gt
25 күн бұрын
As a beginner, the best you can do to yourself is to get a professional that will handle your account and minimize lost to it's nearest rate.
@Alexbrown-zw3tw
25 күн бұрын
@@JessicaAllen-xj2gt Wow that's huge, how do you make that much monthly?
Blueberry 🙂👍
Blueberry!!
Blueberry really interesting :)
Thank you. Great advise as always
Great Aussie content and very well explained and I appreciate the tax implications - blueberry 😊
@InvestWithQueenie
9 ай бұрын
Glad you enjoyed it
thank you, blueberry :)
@InvestWithQueenie
9 ай бұрын
You're welcome 😊
blueberry, thanks very helpful
Great video …bluberry
Hi Quennie. Would you put your emergency fund in a high yield savings acct with 5% interest or put it in an offset account if you are on a mortgage with 6.15%?
@InvestWithQueenie
9 ай бұрын
It’s up to you! But something interesting is interest on savings is taxed but if you put it in a offset, since you’re saving interest and not earning interest it’s not taxed! Something interesting to note. But it’s up to you at the end of the day 🥰 and if unsure you can speak to an accountant!
I was wondering how many ETFs is ideal for my portfolio? I currently own VAS, VGS & NDQ but I'm thinking about IVV or VTS as I believe the US market will do well.
@InvestWithQueenie
9 ай бұрын
There is no right or wrong number of ETF to hold as everyone is different. I personally don't have many, some people have 10.
Blueberry! :)
Hha cracked me up a bit when i heard blueberry when i'm actually eating blueberries XD This must be a sign hhaha Thank you
Blueberry !
Blueberry
what would recommend the australian sp 500 or the us one?
@gregbrayden-ht4qn
27 күн бұрын
I have some experience in the cryptocurrency space and would be happy to share what I've learned along the way. Whether you need help understanding market trends, setting up secure wallets, or deciding when to buy or sell, I'm here to assist you.
Queenie have you reached financial freedom ie your passive investment returns are more than all your expenses, and if so how long did it take you?
@InvestWithQueenie
9 ай бұрын
I'm not there yet with passive investing, but having dividends coming in definitely takes the edge off the cost of living rises for sure :) will let you know when I reach financial freedom!
Queenie or someone who knows please answer my question. New to investing here, If I buy say 10 BHP shares in July 2023 and 5 BHP shares in September 2023 I sell 11 BHP shares in August 2024. How much will I be taxed? The 10 BHP shares owned for more than 12 months will be taxed at? The 1 BHP share owned for 11 months will be taxed at? When selling shares is it first in first out? Shares bought first are the ones sold, when selling?
@danielli9569
9 ай бұрын
My understanding is if less than 12 months than tax on 100% capital gain. If more than 12 month than tax on 50% of capital gain. I may be wrong as I m not a tax consultant or financial advisor
@InvestWithQueenie
9 ай бұрын
Yes there is a 50% capital gains tax discount when you hold your shares for more than 12 months like Danielli said ☺️ one way the ATO likes to reward long term investors!
Blueberry 😊
Thank you Appreciate your content Berry Berry much Blueberry, strawberry, blackberry, snozberry
@InvestWithQueenie
9 ай бұрын
Thanks you Paul!!! :)
Great investing strategy summary. So easy these days with the apps etc. When I was your age the world of stock market in Canada was mysterious and out of reach of the common people, I'm glad that now younger generations can have access to riches in their lifetime and get out of the rat race and hedonic threadmill before kicking the bucket. 😂
@InvestWithQueenie
9 ай бұрын
I know it's pretty amazing how easy and affordable it is now! We are definitely very lucky to live in today's day and age. Thanks so much for watching
How do you withdraw if you wanted to?
@gregbrayden-ht4qn
27 күн бұрын
I have some experience in the cryptocurrency space and would be happy to share what I've learned along the way. Whether you need help understanding market trends, setting up secure wallets, or deciding when to buy or sell, I'm here to assist you.
blueberry
Blueberry hehe
strawberry
blueberry :)
Blueberry. 😁
do a crypto guide
@gregbrayden-ht4qn
27 күн бұрын
I have some experience in the cryptocurrency space and would be happy to share what I've learned along the way. Whether you need help understanding market trends, setting up secure wallets, or deciding when to buy or sell, I'm here to assist you.
I will be forever grateful to you, you changed my whole life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you cielo scotti.
Just watched the movie blackberry 😂 and the very next thing was this video. So…. Blueberry
x100 leverage crypto currency trading video please
Brilliant video Queenie awesome work!! Thank you so much I'm new in Australia and everything for me has been very scary and frustrate as I do not find much information about investment thank you so much ( Blueberryyyy)
BLUBBERY 😊
Don’t ever invest taxes are too much to pay it’s unimaginable
damn shes beautiful and smart wtf
" Chess Sponsored Broker ", " Holding Investment Account ", " Defensive Investments", ETF, I thought this was a beginner video. Have zero clue what she's talking about.
Blueberry. Hope there is a part 2 for this video ❤
Thanks Queenie for another great video! 🫐
@InvestWithQueenie
9 ай бұрын
You're so welcome!! Thanks so much for watching!
🍿🍿🍿🍿🍰🍰☕
🫐
Blueberry. Helpful Thanks
Blueberry. I need to checkout share sight
@rfizz7847
9 ай бұрын
Where is you link to share sight?
@InvestWithQueenie
9 ай бұрын
Sorry I forgot to include the link here it is - bit.ly/3E5zizG :)
Blueberry 🫐
Blueberry ❤
Blueberry!
Blueberry
blueberry
Blueberry 🫐
Blueberry
Blueberry
Blueberry
Blueberry
Blueberry
Blueberry
Blueberry
Blueberry
Blueberry
Blueberry
@InvestWithQueenie
9 ай бұрын
Thanks so much for watching ❤
Blueberry
Blueberry
Blueberry
blueberry
@InvestWithQueenie
8 ай бұрын
Awww thank you!!
Blueberry 🫐
Blueberry 🫐