1) Don't assume that one company is the cheapest 2) Don't ignore your local companies 3) Your credit matters 4) Consider insurance cost before purchasing a vehicle 5) Check for discounts 6) If you have a clunker car you might not want some options on your insurance 7) Raise your deductibles 8) Consider usage based Insurance 9) Location matters 10) Driving history 11) The amount you pay up-front matters

@darwenfrankie5935

2 жыл бұрын

I was searching for the comment , and found y’all !!

@hinsie4268

2 жыл бұрын

So in a nut shell. You're sol if you're a young male college student

@Luigi667087

2 жыл бұрын

Thank you

@jamesbarton6107

Жыл бұрын

Not all hero’s wear capes. Thank you.

@danschwartz1950

Жыл бұрын

Aside from a bad driving record, your credit is a major factor in cost. 100% difference in cost from a 650 score to 850.

I hate insurance

@subjectdelta7210

4 жыл бұрын

Raider Mack it’s literally useless if you have a old car because they won’t replace it.

@briandmontgomery2610

3 жыл бұрын

@@subjectdelta7210 my guy you truly not lying. I got in a fender bender at the age of 17 in a ‘97 acura and i was on my parents insurance. They raised my 6 month premium by $1,000. So i just sold my car for parts and went to the military. 😂😂

@discerningmind

3 жыл бұрын

Insurance companies give a lot reasons to hate them. That's part of the reason they run so many TV commercials. Ever notice how friendly and nice they make themselves out to be?

@dianaperez8629

2 жыл бұрын

same idk why our credit has to do with auto insurance if we have a car we have to pay auto insurance no matter what

@samarigrace

2 жыл бұрын

i hate it so much too

I’m a Certified Property Casualty Underwriter and an Accredited Advisor in Insurance. These professional designation required 6 1/2 years of college level study. I have 38 years experience as an insurance agent and agency owner. This is one of the better videos I’ve seen about insurance. There is no such thing as any company having the lowest cost. As this video points out there are many many factors that determine the cost of car and home insurance. Just because a company does a lot of national advertising doesn’t mean they will have the lowest cost for you as an individual. I started out as a company agent. I eventually started my own independent agency. Why would I do that….because that allowed me to represent multiple insurance companies. That allowed me to search multiple companies to find my client the best coverage for the lowest cost. Just noting, when you’re shopping insurance check an independent agent for a quote. Independent agents represent Nationally recognized insurance companies too. I’m retired now, so I’m not prospecting for new clients. I note in the comments that someone posted that they hate insurance companies and agents. I understand that. Insurance policies are complex legal contracts that are written by lawyers. That’s why I invested 6 1/2 years of studying insurance and risk management learning how to read and interpret insurance policies. I understand why people hate, or at least distrust insurance agents, because the product is a complex legal document that requires some level of legal contractual training to understand it. I love used car salesmen, because they are hated, disliked, and not trusted even more than insurance agents. 😊

@zakman9244

10 ай бұрын

I learned the hard way . I had Allstate insurance and with my auto insurance the price went up each 6 months or each year . I found out that if I changed Insurance agent's within Allstate insurance my cost's did not go up nearly as much had I stayed with the same Allstate insurance agent !! So I stayed with Allstate insurance but changed agent's every 2 year's and saved money !!! Majority of people don't know that . FYI , I haven't been with Allstate Insurance in a couple of decades !! I found better and cheaper insurance with same or higher coverage . I will Never go back to Allstate Insurance !!!!

@larrys9879

10 ай бұрын

@@zakman9244 Most Insurance companies have different rating tiers. These tiers can be based on a variety of factors such as credit rating(this is a significant rating factor for most companies) resident zip code, drive to work or pleasure use, if driven to work how many miles one way, obviously type and year of vehicles being insured, age of drivers and driving record as an example. There are other factors too that could have influenced the cost of your policy. You should not have gotten lower rates by changing agents every couple of years while staying with the same company. Your insurance information is all on the same data base. I never ran into a situation like that in my career. Unless….you qualified for a better rating tier but the computer should have automatically placed you in the more preferred tier, or at least informed your agent that you qualified for a better rating tier. If that was the case, and I have no way of knowing, your agent didn’t inform you that you qualified for a better rating tier.

WTF does ones credit history have to do with their driving history. That's the biggest scam in insurance.

@EminentG35

19 күн бұрын

Credit is a direct indicator of financial responsibility, self discipline and maturity. If you can pay your bills on time, not max out your credit cards, and avoid taking out unnecessary loans then your credit will always be higher than someone who can’t. If you can’t keep a decent credit score, why would they assume and take on the risk of insuring you if you seem untrustworthy? If your credit score is bad, it’s safe for them to assume you’re also not the safest or most responsible driver

GREAT video!! And very well produced!! Keep up the great work!!

@ThinkInsurance

3 жыл бұрын

Thank you

Awesome video - thank you!

I just started working for an insurance agency, and this video was great thank you!

@elizaf4663

Жыл бұрын

Some things just don't resonate with us and I truly wish I could grasp this better.

Great video! Really appreciate all the information!

@ThinkInsurance

3 жыл бұрын

You’re welcome

Thank you so much, this is very helpful! I turn 18 in 2 months. My parents don't give me much guidance right now and keep putting off teaching me about this. So, I'm trying to do my research to prepare. I've been saving up the past year for a car and have been looking into car insurance and this has helped me a lot!

@ThinkInsurance

Жыл бұрын

You’re welcome

@cvaldes114

Жыл бұрын

I just helped my little sister with buying her first car it’s alot of work but well worth it when you are prepared and proactive about it. I hope it all goes well for you!

@makylah4265

Жыл бұрын

@@cvaldes114 Thank you, I appreciate it!

@pipelinerskilllabro1659

Жыл бұрын

Nationwide or gieco

Very informative !

Good video, thanks. I just discovered you, and subscribed.

This video was so informational! Thank you!

@julesfalcone

2 жыл бұрын

Exactly; no commercial, no intro, no filler, just great info.

So helpful 😮 thank you! 😊

OMG, what is credit score has anything to do weather I'm a good driver or not!! SCAMMERS

@EminentG35

19 күн бұрын

Credit is a direct indicator of financial responsibility, self discipline and maturity. If you can pay your bills on time, not max out your credit cards, and avoid taking out unnecessary loans then your credit will always be higher than someone who can’t. If you can’t keep a decent credit score, why would they assume and take on the risk of insuring you if you seem untrustworthy? If your credit score is bad, it’s safe for them to assume you’re also not the safest or most responsible driver

Appreciate the video and the information. Thanks.

Thanks for the info

@ThinkInsurance

3 жыл бұрын

You are very welcome!

Thans for the information.

Thanks very helpful

@ThinkInsurance

2 жыл бұрын

You’re welcome 😇

thank you for this information

@ThinkInsurance

5 ай бұрын

You’re welcome

But I’ll will never make these past mistakes again 😭thank you for the advice

Thank you.

Thanks so much ❤

@ThinkInsurance

Жыл бұрын

🙏🏼

I’m quoted $700 a month and $900 down payment for my car insurance it’s practically as much as I paying rent

@Itsyunlo

Жыл бұрын

Im in the similar boat for full coverage. Fck bruh

@VisualsbyChristinaNicole

Жыл бұрын

Yea this insurance shit blows!

thank sir

Thank you bro I called after I watched this video I did save $362👍🏽👍🏽✋🏽✋🏽

@ThinkInsurance

3 жыл бұрын

That's awesome!!!

I use Mile Auto, I drive less then 40 miles a day so my full cover is $55 a month for my truck, my Toyota I pay a little more because that car I drive more and its newer. I pay $110 for full cover on both.

@diose0078

Жыл бұрын

@celiafernandez6065, in what state do you pay such a low insurance?????

Thank you

@ThinkInsurance

3 жыл бұрын

You're welcome

If I have a DOT number and my vehicle is private and I do not use it for Commerce what is the best insurance to get in California?

In Virginia, you can pay $500 for the entire duration of your registration…..1-2 years…….to not have insurance. Good if you don’t have a car loan.

Credit has nothing to do with driving skills

Thanks for this information! How does insurance companies give you a rate if you are road tripping?

@ThinkInsurance

2 жыл бұрын

You normally will have a permanent address and they will rate for that location. Unless it’s changed most to all companies don’t have a specific policy that caters to year or longer traveling. If they do the ones I’ve worked with simply rate the primarily residence and that all

I'm literally watching this to get my infinity g-37 insurance rate down 🤣

@Domeo_Divine

2 жыл бұрын

Infinity M30 lol

@obflek1978

2 жыл бұрын

2014 infiniti q50

@jadenkaymore9221

2 жыл бұрын

Q50

@jadenkaymore9221

2 жыл бұрын

@@obflek1978 same

@ckling678

2 жыл бұрын

Lol same

Why can’t I start my own insurance company and charge people a lot less than all insurance companies

@ThinkInsurance

2 жыл бұрын

You can. Or watch this where I go over the cell phone example: kzread.info/dash/bejne/i5xlzaSLfqe1lrw.html

Can you get away with lying to your insurance about being married?

This BS is why we need public transit.

@discerningmind

3 жыл бұрын

Or, this is why you don't want a car.

@Zach-sg5uu

12 күн бұрын

@@discerningmind No everybody wants a car! Nobody wants to pay the insurance because it’s a scam!

When it comes to safety features, my car has all the bells and whistles, like active break assist, active lane keeping assist, active distance assist, and the list goes on. So, I asked my agent if any of these features will give me any additional discounts (as I only see "Anti-Theft" listed on the policy declarations as an eligible feature for my vehicle), but he told me all the features eligible for discounts are automatically applied based on the VIN number of my car. Is he being honest or is he lying?

@ThinkInsurance

2 жыл бұрын

I can’t speak for his company but in my experience most are applied based off the VIN but if you have a low lack of vehicle recovery device that’s a separate line item to be selected manually. It’s possible that company has it applied automatically but unlikely

@mariaramos5704

2 жыл бұрын

If they have them applied automatically then anti-theft shouldnt show up either like the rest If you have a smaller company insurance ask for a copy of all your policy coverage information including policy discounts because thats usually what they do when they bring in customers that they think have little knowledge on insurance policies, less discounts and more hidden fees Try State Farm or Allstate if you havent already, i have Allstate and they have many easy things you can do to get good discounts especially if you have one of the four premium policies, an Allstate agent isnt just going to say its already included leaving you in doubt, theyre going to show you the numbers first thing, because numbers dont lie Or maybe you have a base model car and looked up the features of the premium model instead

@ToddTinley

2 жыл бұрын

Those items are expensive to repair if an accident occurs. Bumper damage with those add ons adds up quick. Insurance gets your safety features from your Vin.

question? If my insurance lapsed (discontinued when my car became inoperable) can I still get insurance in Texas. Thank in advance for advise/JJ

@ThinkInsurance

Жыл бұрын

Having a lapse in coverage won’t exclude you from being able to get insurance but it will cost more for the first 6 months.

Great videos As a end consumer and hard earned $$. Always looking for less costs and save $$ Especially in this current disaster of economy Question If I decide to go shopping Does my current company State Farm Do they see that? Just curious

@ThinkInsurance

Жыл бұрын

Thank you. To answer your question, if shop around, State Farm will not know or be notified that you are looking.

@daveholte7658

Жыл бұрын

@@ThinkInsurance Thanks. I am located in ND where would I be able to view best rates approaching 2023? I was with a Independent Agent a few years back with great rates. However I found out the owner “embezzled” customers policies and later committing suicide Then went to a Captive Insurance Co State Farm which I have all my policies with them But now I have All policies (6) come due at the same time Nov 1 and that is a huge chunk of $ on my Discover card. They are unwilling to readjust the renewal date to break it up some. Their answer is Pay Monthly as their Rates of Monthly vs 6 Months do do not differ

@ThinkInsurance

Жыл бұрын

State Farm tends to be pretty competitive in ND. Two companies I would consider are Nationwide and Auto Owners

@daveholte7658

Жыл бұрын

@@ThinkInsurance Thanks. I had a real good discussion with my agent this am. He explained options I had a ton of questions after watching your You Tubes. Thanks to you and when all said and done I was happy with my annual review and appreciated his great customer service.. I stayed and renewed again…. Having spent years in Marketing Customer Service is a top priority and yes I could have went on line and maybe found a less $$ policy. But the agent is 3 minutes from me. That means a lot to me For now. But again thanks for your expertise and information on the ever going Insurance

Insurance company Fing greed, is the biggest overhead for our rates

Im 21yrs in NC and im paying 475$ monthly on my 2016 kia optima. Ive had one speeding ticket. Im looking to get it lower could you point me in the right direction?

@ThinkInsurance

3 жыл бұрын

Yes, I would call Geico and Farm Bureau, maybe Penn National as a backup

@blackdynastyraceingandfish6864

2 жыл бұрын

@@buckshot8118 I agree that's 1000 every two months

Insurance should be made for me not to pay nothing when a accidents happens but your car insurance increases and plus charge you a deductible in other words you end up paying for damages on the long run

Just a clarification question. So, When you said "the professor was 10% higher," did you mean the professor paid 10% more the premium or the professor got a 10% more discount. I think you meant the former, but I want to double check (as I'm a professor).

@ThinkInsurance

2 жыл бұрын

In that scenario a professor discount over a teacher discount was 10% more expensive. Each company rates it differently but I would check if teacher is cheaper

@prabsharankaknia8479

2 жыл бұрын

@@ThinkInsurance I think you just confused him/her more.

@laverdadbuscador

2 ай бұрын

​@@ThinkInsuranceare insurance companies charging professors more than teachers because professors have more money they can steal from? If that's the case can I just tell my insurance company I'm a burger flipper? Or is there a profession that tends to get lower rates?

Hey trying to lower my car insurance

Is there a reliable website where I can compare quotes?

@ThinkInsurance

2 жыл бұрын

Cover is a reliable source I’ve used. bit.ly/3wD3DAz - I tested them several time and they don’t hassle you and shop 30+ companies

So if it based on risk why are college graduates getting a discount and members of random organizations that’s so messed up

21 in a month trying to buy myself a car for my bday but the accident I had in my Infiniti at 18 is still hurting my rate. No matter what I do, doing the defensive course this week but what other options do I really have ?

@ThinkInsurance

3 жыл бұрын

What state are you in?

@atoudalmeida6790

2 жыл бұрын

Have you ever found an insurance, I know it’s been a couple month but I’m struggling with the same issue. Please let me know if you have any information that may help!

@donny2108

Жыл бұрын

@@atoudalmeida6790 does ur rate go up once you crash ? Even if it's the other person's fault

@ThinkInsurance

Жыл бұрын

It depends on the state you’re in. Some do and some don’t

@teeb9118

10 ай бұрын

@@donny2108yes it does not matter anymore it’s all a big scam to the people

I mentioned the option to pay in full instead of monthly to get my insurance cost lower and was told that wasn’t true.

@ThinkInsurance

19 күн бұрын

It depends on the company you use. The majority of companies give a discount for this but there may be some that don’t. It’s pretty rare that a company wouldn’t anymore.

Is one of your states TX?

7:04 "most of them don't share your information" this unfortunately didn't age well

Is there any way you can make a video if you have a speeding ticket to get cheaper insurance?

@ThinkInsurance

Ай бұрын

How long does a speeding ticket stay on your record kzread.info/dash/bejne/mJ-awcqHmrKnk84.html

Cheapest insurance I can find in Texas is around $300:( I’m 19, no wrecks or tickets living on my own renting 2016 Ford Fusion

@ThinkInsurance

3 жыл бұрын

Check with Farm Bureau and Geico. Maybe State Farm as a backup

@scrotemcboogerballs590

3 жыл бұрын

Dude my fucking ford fusion is RIDICULOUS high too. I'm 28 no accidents 1 ticket and they want to charge me 138 for just minimum coverage. It's rape

@oscarorea2011

2 жыл бұрын

Are u serious try 1300 in NYC

@Jay-qh1jp

2 жыл бұрын

I pay 200 for a 2009 camry in rhode island. FOR MINIMAL

@ToddTinley

2 жыл бұрын

@@Jay-qh1jp I pay $165 a month for a 2022 & a 2011 full coverage with high limits.

I have 2006 hyundai and have had one minor accident in the last five years and have my state minimum insurance I can’t find a rate lower than 140 dollars a month does this sound right

@ThinkInsurance

3 жыл бұрын

What state are you in and when was your accident?

@fishngiggles5272

3 жыл бұрын

@@ThinkInsurance South Carolina accident was two months ago fender bender my fault

@fishngiggles5272

3 жыл бұрын

Never had a dui decent credit

@ThinkInsurance

3 жыл бұрын

Ok, yes that price is likely normal. What you can do it verify is call travelers and/or Geico to compare. They are good companies in SC when you’ve had 1 accident.

@fishngiggles5272

3 жыл бұрын

@@ThinkInsurance I tried geico same price

What about if you have an accident on your record and not so good credit :/ is there a way to get someone else to put you on insurance? Im in the process of vehicle and I want to explore what I can do.

@ThinkInsurance

Жыл бұрын

Most companies will allow you to be added to a policy if you live in the same household.

I would like to know what to do if your car insurance keep going up. And you have no other incidence. I am with a certain insurance and my renewal it went up instead of down because they was saying the reason my insurance keep going up isn't because of me it is because of the area where I live it is a lot of accidents and it is not fair that my insurance keep going up and I only have one incident and that's where I swiped a pole. And all the claims that I made when it was other people fault. I would like to know what can I do to lower my insurance I am on a fixed income and I can't afford to pay a lot of money after my renewal I thought was going to be the same but it went up $3 more this month. What can I do to lower my insurance?

@ThinkInsurance

3 жыл бұрын

Besides changing your coverage it sounds like you need to shop a few companies to compare prices. Insurance will go up if an area has higher claims because it is a shared risk.

So I just bought a 97 Mustang GT, what would be the best insurance route for me to take?

@ThinkInsurance

2 жыл бұрын

What state are you in?

@JustSynxy

2 жыл бұрын

@@ThinkInsurance colorado

@ThinkInsurance

2 жыл бұрын

American National, Geico and Farm Bureau are three I would look into

Why do I see auto ins for $39 for full coverage?

Is there anyone who buys security cams as anti theft devices, better tyres that protects themselves from accident, paint protection kit from Amazon or anywhere else?

What if you file a claim but they said they can't pay for it because it was a wear and tear but they still put it as an accident on your driving record and your insurance goes up by $100

@ThinkInsurance

10 ай бұрын

What was the claim you filed?

@androubernard3487

10 ай бұрын

Even offered video proof and was told it wasnt "necessary"

@micheaufamily

9 ай бұрын

Omg! This happened to us after we filed our claim on our 5th wheel after hurricane Ian and they didn’t pay due to “ wear and tear” and after Idalia we’re in a huge mess now! Is there anyway we can fight them or take them to court for ripping us off like that? We had multiple pictures and videos as well!

Sir I’m here because I was looking forward to getting an Infiniti G37 since I have been saving up for it and I get that it’s probably going to be 100 dollars more than what I pay now for my Honda but they are asking me for 919 dollars a month of insurance which I personally think it’s ridiculous, any help?

@ThinkInsurance

3 жыл бұрын

What state are you in and how old are you?

@joseromero-bk7gl

3 жыл бұрын

@@ThinkInsurance Florida and I’m 17, I pay 160 for my Honda Accord 2008 coupe 2 door. There’s just no way the Infiniti I want it’s 4 door sedan, has sensors back up camera and stuff and it’s $916, something has to be wrong

@ThinkInsurance

3 жыл бұрын

There’s a couple of reasons you’re getting the higher quote. One of them, most likely being, infinity is titles and registers as a performance vehicle as well as, the cost of repairs are considerably higher. They are known to be more expensive to insure. I would reach out to Geico and Allstate. Maybe State Farm as well, they all are doing decent in FL right now. Let me know how it goes

@joseromero-bk7gl

3 жыл бұрын

@@ThinkInsurance I just finished a quote with progressive for the same Infiniti and they told me 167 a month, Geico had to be playing with me

@ThinkInsurance

3 жыл бұрын

That’s a lot better! I’m testing their snapshot right now.

Im 30 and I pay 240 dollars for one car and I feel like im paying too much . I have a 2007 Acura TSX and with my last car I had a accident I wasn't at fault . Why is my stuff so high ?

@ThinkInsurance

3 жыл бұрын

What state are you in? Did you watch my 25+ older best insurance video?

Live in Spokane Washington just got a newer car just got my license didn’t have a choice because I’m in the military and my insurance is 440$ a month I fucking hate insurance

can I make my own insurance company so I don't have to pay

Getting racing license reduce insurance

stack v non stack saves money. if you are single and only driver and do not loan your car our and have only one car you can give your signature for non stack...???? save money

I want good, honest service more than price.

Do you sell insurance in PA?

@ThinkInsurance

3 жыл бұрын

Yes, the agency in the description (quote) does do PA

@lmingo1

3 жыл бұрын

What bout insurance in Arkansas

@ThinkInsurance

3 жыл бұрын

Yes, the link for Cover App does

here is the big bonus by me - ALWAYS ASK YOUR EDUCATION LEVEL THEY PUT IT IN THEIR SYSTEM - HIGHER YOUR EDUCATION LOWER IS YOUR RATE ------ TRY .

Didn't the reform act make it where they can't use your credit with insurance rates anymore?

@ThinkInsurance

3 жыл бұрын

If you're talking about the Michigan reform, yes. They can't use credit as a rating factor but most insurance companies weren't using credit in the first place. They use something called an "insurance score" which is not directly using your credit score but it is very similar.

@F__k-Society

3 жыл бұрын

@@ThinkInsurance so it's basically the same just worded differently to misguid people lol? Yes I'm talking about the Michigan reform

@ThinkInsurance

3 жыл бұрын

@@F__k-Society In my opinion they are very close. However, the technical explanation is: Credit Score: To show lenders how likely you are to repay a debt. Insurance Score: To show insurance providers how likely you are to have a claim. They both use credit reports, insurance score uses lexis nexus

new driver here in washington, DC i cant find any decent rates, im at $350-390 no accidents, 2004 toyota matrix any tips on how to lower the rates?

@ThinkInsurance

2 жыл бұрын

Geico, Erie and Allstate are three I would check

@joliax1646

2 жыл бұрын

@@ThinkInsurance thank you (: already gave u thumbs up & subbed. very useful content

The place I live and based on my driving experience, I found Progressive to be the cheapest when I go for full coverage. I pay $555 6 month premium for $25,000 car. It's good to do a quick Google search and u will see insurance companies popping up with good rates.

Im 21 and next month mines is 1361 i cannot believe it

All stare face me a quote of 1800 per month

@seds94

4 жыл бұрын

do you have 5 dui's?

@Optionskiller22

3 жыл бұрын

jack frost 🤣🤣🤣🤣🤣🤣dammm

@ABrainlessThot

3 жыл бұрын

Liberty Mutual was $1,200 for me 🤯 new driver, never insured... insane

@Daniel-xu6kd

3 жыл бұрын

@@seds94 he seems loaded in the comment. he typed lol probably

@nicolephillips4157

3 жыл бұрын

@@ABrainlessThot wow did u find another quote

here in fl insurance is so expensive 😣 i’m paying like 400 helppppp

@ThinkInsurance

2 жыл бұрын

State Farm and Allstate are doing decent in FL right now

How to remove person from auto insurance

Sadly single renters with one car don’t get much

The worst is Liberty mutual

Why can’t we self insure like corporations can?

Get someone old to put you in their insurance and then pay them for the insurance plus an extra $50 a month that they can pocket! You will still save money!😂

Dude... I'm coughing 400 a fucking month for a 2010 honda odyssey

@ThinkInsurance

4 жыл бұрын

Why?

@tindraxx7226

3 жыл бұрын

I’m paying $750 for a Nissan

@ThinkInsurance

3 жыл бұрын

Nissan GTR?!

@Daniel-xu6kd

3 жыл бұрын

@@tindraxx7226 how is that possible? wtf this is insane.

@tindraxx7226

3 жыл бұрын

@@ThinkInsurance No. 370Z and a MK1 Audi TT.

I requested a quote from this person. Received email confirmation but never received a quote. Checked spam folder..nada.

@ThinkInsurance

Жыл бұрын

Thanks for the heads up. I don’t do most of the quotes depending if I’m licensed in your state or not. I will pull your quote form and reach out to an agent for you and have someone contact you

It's a lie I call now it's more expensive

Capitalism at its finest. Make a law that requires people to pay for a service

@bandman83

Жыл бұрын

More so cronyism than true capitalism. Capitalism requires an even exchange of goods/services or labor, and it isn't a zero-sum game. If people were given a choice of having insurance then that aligns more so with capitalism. However, an example of cronyism would be an insurance company requiring all holders to download an app then pay a fee for its utility.

Stop paying it. It shouldn't be legally enforced. It's legal robbery.

I'm sorry but insurance is such a freaking racket, and I'm talking insurance of ALL kinds pretty much, but especially auto and health. You pay a stupid amount every month for car insurance that can vary TREMENDOUSLY just based on which company you go to. HOW is that legal or just?? And then if you're anyone other than a lawyer, you can't possibly sort through the pages and pages of legalese written by the country's best and most skilled lawyers and legal experts that is designed to maximize the amount of profit for the company, and keep the amount of money paid out to policy holders as low as legally allowed, thereby keeping the company's bottom line as the priority. And every fkng product or service these days wants you to purchase some sort of insurance or extended coverage, or additional warranty with it, so that when something breaks or happens and you needed they can look for every reason under the sun to deny you. Why does everything in this country have to be about how much money can we squeeze out of people purchasing our products in order to facilitate growth profit growth profit growth?? People are getting sick and tired of it. But that's Capatalism I guess, American Dream my arse.

It's so damn annoying when KZreadrs say, "subscribe and like and all that bs, especially before the video. If someone likes the video they like it, if they don't then they don't.

@ThinkInsurance

4 жыл бұрын

I know, isn't it? Who would do that? I just wanna slap those people!

@XulTaiff

3 жыл бұрын

Its a proven psychological tactic to get interaction , for example just like your self who commentd on the video lol😂

@JohnDoe-vn2kh

3 жыл бұрын

@@XulTaiff Cool.👍

@discerningmind

3 жыл бұрын

I always give a Like if I watched the video even if I don't like it. It seems fair. Someone went through the bother of making the video so they deserve a Like if I watched it. But having someone remind me to hit Like is good because now and then I might forget especially if the video was interesting.

😂

Insurance rates wouldnt be so high if theyd stop handing out licenses like candy. Cars are essentially weapons. Just look around. Its nothing but mouth breathers behind the wheel, old people trying their best, over confident teenagers, EXTREMELY over confident young men, emotionally unhinged single moms, and virtually 9 out of 10 people looking at their phones as they follow wwwwwwwaaaaaayyyyyyy to close and not turn into the correct lane. I have to over compensate for other peoples lack of responsibility and skill. Honestly the worst offenders are the guys who think driving wrecklessly somehow makes them good drivers.....they dont have the brain cells to tell road rules are different than race track rules. But the govt will NEVER make our licenses require any level of emotional intelligence, patience under pressure, or even focus on the basics like no camping, right of way, while lane to turn into, and following distance.

Your go T is cricked

You are paying for the idiots who don't have insurance.

You are way wrong in so many ways.

@RobertShane

3 жыл бұрын

A lot of misinfo about credit cards

Bro you keep going out of contex, stick to the god damn tips

@kingmaliik422

4 жыл бұрын

Loololol

Something is wrong with that hair on the face

@josefnoel9634

3 жыл бұрын

Something is wrong with you for caring enough to post it.. we are here for the content, not his looks. We peep what's up, but it not that deep. 😉

@H_A_F_GAMING

3 жыл бұрын

It’s my pubes lol i pasted them on his face

Damn this guy long winded

IT'S ALL A SCAM!!!

U gotta shave dawg

Complete 🐴💩 they charge more based on credit score.

We can blame Obama and the Dems for this crap, ridiculous !