12:52 "chill what? chill when you're broke?" we need a shirt 😂

@ZietInvests

4 ай бұрын

🤭 if this gets enough likes...

@propertystories

4 ай бұрын

Our bro Ziet woke up and chose violence. Oh I want a T-shirt of this

@ZietInvests

3 ай бұрын

@@propertystories 😂😂😂

Great inspiring and fruitful video Ziet. One of the best and rare video that I can find in KZread for Malaysians.

@ZietInvests

4 ай бұрын

Thank you so much weiyuen - this means so much for all of us in the team 😍😍

gotta love the tough love. i'm here for that! "chill when you've accomplished nothing?"

@ZietInvests

4 ай бұрын

Let's goooo!

I found your videos recently. Am watching one by one your past videos. Keep going and hope to listen to more informative videos. Thanks

Editor needs a raise fr

@ZietInvests

4 ай бұрын

Indeed🤭 He will be very happy to know what you all enjoyed his edit!

Talk about the journey. While some blaming god for difficulties, only those who grateful and work hard understand the rainbow comes the rain. First year, most my money become a capital to learn new skill. 2nd year, I save money & plan for my future. At this time, I learn how to mange my finance and compounding interest become my focus plan with saving. 3rd year, the year where everything start to make sense. I could say it might be the turning point as I start to see it growing slowly. Definitely agree with your point on being a smart spender. Seeing my colleague lifestyle when they just start working definitely scared me, not them 🥶 Yes, covid elevated everything. The thing that I thought I wanna do does not look interesting anymore. So, I learn a new skill. Best decision I'd ever made.

@ZietInvests

4 ай бұрын

You deserve my respect for that! It's not easy trying to tone down ourselves while others are enjoying their lives (on social media) - but our time will come and we can easily afford more than just that, in the meantime, just got to put our head down and work super hard (and smart!). All the best!

@MegaCrazy110

4 ай бұрын

mind sharing what skill is it?

I did all this as well, everything he said is true. But eventually also felt like I am stuck around take home income aroun RM35k-40k ish a month. Cannot seem to break RM50k a month yet because it may take another year or two to break that but I am so impatient. sienzzzzzzzzz I always thought momentum will shoot up non stop but sometimes it will lay dormant (like consolidation in market) and then suddenly shoot up. Not like linear straight line up

@ZietInvests

4 ай бұрын

Woah huge props for hitting 35-40k/month, that in itself is a huge achievement already. And I can totally relate to you because it just doesn't get "enough" haha and it's really hard to break the next barrier. Just keep working on it, and like you said, its not linear, when it comes you might not even be looking at 50k, maybe 80/100k already. Keep up the great work!!!

@nicholasjack833

4 ай бұрын

@@ZietInvests Yea, I think quite doable in my industry (blockchain). Then I am starting to realise now after a certain level of income, there is more money to be made in markets. For example rolling over all my capital into crypto last Oct - Dec yielded more income than my annual income (assuming you TP around end-Dec). But of course there is an ongoing correction now that is good for people to accumulate again. PS I am already 33 so my story is not even as impressive as you. You will go very far and be a multi millionaire around my age. Continue doing these awesome videos! :D

@ZietInvests

4 ай бұрын

@@nicholasjack833 Thank you so much nicholas! We are all hustlers in our respective industry and no one is better than the other - we all have our pace! Keep up the grind and all the best breaking through the next milestone!!

Hi Ziet, great video as usual! Just wondering do you run other businesses apart from running a youtube channel?

Wow your videos are really improving a lot! Keep it up!

@ZietInvests

4 ай бұрын

Thank you so much! It's a team effort really

this video is very helpful indeed, Thanks!

@ZietInvests

4 ай бұрын

Thank you so much! Do help us by sharing it out 😁😁

Thank you so much for sharing your knowledge ❤

@ZietInvests

3 ай бұрын

You are so welcome!🥰🥰

Good video. Well covered. Additional point to consider in financial planning, Insurance is also equally important in the planning of Savings, Investment and Emergency Funds

@ZietInvests

2 ай бұрын

Thank you for chipping in! That's a very good point!

That 溏心风暴drama！ long lost drama used to watch last time haha keep it up for the good and easy yet effective knowledge to apply video! I’m new to your channel and will enjoy your previous contents! 😂😊

@ZietInvests

4 ай бұрын

Haha nice drama right, so much memories XD Thank you so much for your nice comments hehe, this really made my day

Insightful as always Wei Ziet!

@ZietInvests

3 ай бұрын

Much appreciated!🥰

I laughed at the end when u showed the hk TV show 😅😅

@ZietInvests

4 ай бұрын

😂haha im glad you get that reference!!

This is inspiring! Good job sharing the information!

@ZietInvests

3 ай бұрын

Glad you enjoyed it!😁😁✌🏻

Really helpful and great motivation tips

Nice 👍 Thanks for your tips! 👍

@ZietInvests

4 ай бұрын

You're most welcome brother!

helpful as always! maybe 1 day we can work as a team too. 😆

@ZietInvests

4 ай бұрын

You never know - why not! Stay tuned to future job openings hehe

No way Ziet, you're a UNITEN grad? I'm pretty sure I'd recognize that background from your intro anywhere 😂 Anyway love the series and thanks for helping out Malaysians achieve financial freedom!

This video is entertaining and also insightful. Do you have a team of 10 people for this production? :)

@ZietInvests

4 ай бұрын

Thank you Su Lin! Yes we do have a team of 10 (mix part time and full time) - but each of us have different role in the production. This was done by 4 of us 😁

@SuLinTan

4 ай бұрын

@@ZietInvests That’s great 😃, Ziet. It’s almost a KZread half automation with you speaking. I’m not surprised if this could be a talented one-man team. 😅😅😅

@ZietInvests

4 ай бұрын

@@SuLinTan Haha indeed operations wise it frees up a lot of my time, which allows me to focus more on improving the quality of the productions pass the standards that we've set for ourselves!

Hey Ziet quick question. How does an accumulating dividend like CSPX that reinvest your dividend works? How do you see the dividend amount that is given out? Does your per share price increases after every dividend payout? And how often does CSPX pays out dividend? Thanks in advance Ziet! :)

@ZietInvests

4 ай бұрын

Hi Ameline! Accumulating dividend ETFs (like CSPX) automatically reinvest the dividends you earn back into the ETF, which means you won't see the usual cash dividends deposited into your account. So instead, the value of your investment increases because the dividends are used to buy more shares of the ETF, i.e., your per share value increases because the fund's assets (NAV) grow over time due to reinvestment. Hope this clarifies!

Been watching you for quite some time, your video’s editing quality has skyrocketed, keep it up 🔥. Great video as always!

@ZietInvests

4 ай бұрын

Thank you so much! It's a team effort really

Very good 👍🏻

@ZietInvests

4 ай бұрын

I'm glad you liked this jessica!

Honest question, am trying to become more well-versed on the topic. Why are insurance plans with an investment portfolio not worth it? My current AIA one has a portfolio valuation that matches half the amount I've paid in premiums over the years I had it, which seems like it's worth it rather than the money going to nothing as I haven't had to make any claims (hope it stays that way). Touch wood those stocks continue to perform of course. Would just like to know if there's something I'm missing and need to reconsider.

@ZietInvests

2 ай бұрын

Hi, no worries, it's a totally fine thing to ask further! This would require a deep dive into the numbers with side-by-side comparison, but it eventually boils down to the following factor: 1. Fees 2. Performance of the underlying investment 3. Currency of the underlying investment When you factor the 3 above into your net return, you will then realise it is actually a very subpar way to grow your wealth (not discounting the insurance portion). Hope this clarifies!

@ZephyrinSkies

2 ай бұрын

@@ZietInvests Thanks for taking the time to respond! I see, so basically the extra paid for that feature could be better invested in other funds? Would returns in EPF be better? Also I wonder if it's still worth it to change my policy now, considering premiums are higher if you start at an older age, unless that's not true and just something insurance sales people tell you lol.

U are awesome !

@ZietInvests

3 ай бұрын

You too!

Hi Ziet Invests, what is the best app for beginners to start investing in malaysian stocks ? one with lowest withdrawal fees for example

@ZietInvests

3 ай бұрын

Hi Jonathan, for Malaysian stocks I would recommend M+Online (under M+Global), can register for an account following our M+Global video if you want (they will merge M+Online into M+Global app soon): m.global.mplusonline.com/lego/marketing?id=5&model=page&lang=en_US&_scnl=MYMG

@jonathanyeong324

3 ай бұрын

@@ZietInvests wow thanks for replying!!!

Great video Ziet. To encourage young audiences to start, introduce them to the 8th wonder of the world and show them what could happen if they start with RM1000 and add RM100 a month for 30 years. If someone told me this 20 years ago, I'd be long retired by now. Just 2 cents from someone gunning for retirement by 45 😉

Screw gatekeeping yes!!! 😭

@ZietInvests

2 ай бұрын

Let's gooo! Make financial education free and accessible for the masses!

Got any advice for a disabled person who is struggling to make money from a head injury. I had to drop out of university after a head injury from a ruptured brain lesion.

@mjsajida

4 ай бұрын

My condolences to you. I hope you'll do well. 🤲🏻 keep ur spirit up.

@ZietInvests

4 ай бұрын

Im sorry to hear that Samuel. While I might not be the best person to provide you any sort of recommendation, I would say maybe try exploring online facebook pages or freelancing platform and see whichever gig appeals to you, and that you think you can give it a shot?☺️ For example like video editing, data entry, design etc

@samuelzev4076

4 ай бұрын

@@ZietInvests actually i have a freelance service as a writer, translator and graphics designer on fiver but i always get scams instead of real buyers, would you be interested in having an extra writer or graphic designer on your team? I DM you on LinkedIn

But all these are work. How can I get rich without work? Or extremely minimal work?

@ZietInvests

3 ай бұрын

To amass wealth, you need either of these: 1. Luck (which includes born-with privileges) 2. A product/service that you can sell at a scale - which is not something you can pluck from sky You can also be rich with extremely minimal work, but that would be when you have enough capital, experience & network to get things sorted out easily for you. But until then, hardwork (time & energy) is the cheapest resource we all have in common ;)

@freakymeltdown1

Ай бұрын

Huh @don'tknowdon'tcare?

part 3 when?

@ZietInvests

4 ай бұрын

Coming soon in 3 weeks!

Clickbait. This video has nothing to do with what the title claims. Some very basic and generic advise, that was all.

@ZietInvests

4 ай бұрын

I choose not to delete this comment because what may be generic to you, could be something valuable to someone else, at least for myself when I started at 0 (5 years ago). Have a great day ahead :)

“CHILL WHEN YOU’RE BROKE?!” 💀💀💀 -Ziet

@ZietInvests

4 ай бұрын

💀💀