How I Budget For A New Month: $$ anxiety, what I spent, cash budget, savings | Monthly Money Reset

thanks for watching ✨ Let's budget together for May 2024! In today's video I am walking you step by step through my monthly budgeting routine (aka my monthly money reset!). We chat about money anxiety and overspending and set goals and a budget for next month. As always, we will un-stuff and re-stuff the cash envelopes (my personal finance BFF) for a fresh new monthly budget! Let's get it!
Follow me on instagram! / zoexpritchard
Video Chapters:
0:00 About Me
03:31 Step 1: Money Feels
17:11 Step 2: Review Prev. Month
31:03 Step 3: Create May's Budget
40:38 Step 4: Stuff Cash Envelopes
My Budgeting Toolkit (ships internationally! use code ZOE10 to save 10% on your order)
📌 Digital Budget Tracker: thelineshop.ca/products/the-b...
📌 Custom Cash Envelopes: thelineshop.ca/products/custo...
📌 Leather folio (how I store and carry my cash envelopes): thelineshop.ca/collections/ag...
📌 Vegan leather folio: thelineshop.ca/collections/ag...
*Some of these links may be affiliate links. This allows me to earn a small commission, which supports my channel at no extra cost to you. Thank you ☀️
Are you a brand that would like to work with me? Please email collabs@zoepritchard.com

Пікірлер: 99

  • @ZoePritchard
    @ZoePritchard2 ай бұрын

    happy may!!! how are you feeling about money for this new month??

  • @Booksformonika

    @Booksformonika

    2 ай бұрын

    So far so good 😊

  • @siobhanod

    @siobhanod

    2 ай бұрын

    Feeling good about this month

  • @poppycalliope

    @poppycalliope

    2 ай бұрын

    Pretty stressed out. We just had our Easter here in Greece and I spent quite some money for gifts and other things 😅

  • @bintcanaan

    @bintcanaan

    2 ай бұрын

    excited to finally start tracking my expenses. a late bloomer at 29, but it's time!

  • @mckenzimiller4282
    @mckenzimiller42822 ай бұрын

    I JUST paid off my car. That was my final thing of debt I had! It's such a breath of fresh air and a major weight off my shoulders. I can finally focus on saving and investing more

  • @ZoePritchard

    @ZoePritchard

    2 ай бұрын

    wooohoo congrats!! amazing news 💖

  • @mnvsng

    @mnvsng

    2 ай бұрын

    Good job! 🎉

  • @kaiulanisallas9005

    @kaiulanisallas9005

    Ай бұрын

    Congratulations 🎉🎉🎉🎉

  • @Val-gq6xx
    @Val-gq6xx2 ай бұрын

    I started the first week of the month with 2 vet bills, a hair cut and a big expense for a mother's day gift. I normally would have been super discouraged and it would have thrown off my wole month, but I budgeted for it so I'm still feeling good about May so far!

  • @ZoePritchard

    @ZoePritchard

    2 ай бұрын

    amazing news!!! hope all is good at the vey 🩷

  • @gingerreadingninja
    @gingerreadingninja2 ай бұрын

    So excited to see the Egg Budgeting jumper back!

  • @ZoePritchard

    @ZoePritchard

    2 ай бұрын

    yessss 💖💖 a sign of spring hehe

  • @gingerreadingninja

    @gingerreadingninja

    2 ай бұрын

    @@ZoePritchard I'm always jealous of it; I would love one the same, except I live where the temp is permanently 'the pits of hell'. so I live vicariously through your egg jumper while I do my cash budget

  • @ChayKerroumy
    @ChayKerroumy2 ай бұрын

    Zoe, look at the grass, you are fine IS THE MOST ACCURATE SENTENCE WE NEED. GIIIIIIIRL, YOU ARE RIGHT

  • @ZoePritchard

    @ZoePritchard

    2 ай бұрын

    hahhahaha back down to reality 😂

  • @kimcho4698
    @kimcho46982 ай бұрын

    ❤❤❤ so helpful, my friends rarely talks about money, so watching your videos made me feel like im listening to my friend 🥳

  • @ZoePritchard

    @ZoePritchard

    2 ай бұрын

    i love this 🩷🩷

  • @poppycalliope
    @poppycalliope2 ай бұрын

    Learning to be happy with what we already have is a great message Zoe ❤

  • @deem.4527
    @deem.45272 ай бұрын

    Ignore the negative comments! Loved the video as always ❤

  • @ZoePritchard

    @ZoePritchard

    2 ай бұрын

    thank you so much 🩷🩷

  • @rubybabiera6407
    @rubybabiera6407Ай бұрын

    I love you so much Zoe, your videos always motivates me and I been so anxious about money again. I started watching your videos again and it made me calm down again and started to feel motivated

  • @ZoePritchard

    @ZoePritchard

    Ай бұрын

    hiii 🩷🩷 love you, keep at it!

  • @sharonstayssharing
    @sharonstayssharing2 ай бұрын

    literally said “yayy!!” out loud when i saw there was a new video from youuuuuu 🥰

  • @ZoePritchard

    @ZoePritchard

    2 ай бұрын

    ahhh this comment made me smile 💖

  • @APinkeClothlife
    @APinkeClothlife2 ай бұрын

    The budget resets arerefeeshing and gives you a new and fresh start! Yay to being motivated ❤❤

  • @woahthatscaroline
    @woahthatscaroline2 ай бұрын

    your videos are literally my favorite 🤍🤍

  • @ZoePritchard

    @ZoePritchard

    2 ай бұрын

    ahhh thank you Caroline 💖💖💖 love you!

  • @rosamondhazell2149
    @rosamondhazell21492 ай бұрын

    So glad to see the monthly reset video. What you said about having money being intangible is so true. I love the cash budgeting too. Having the actual money in your hands is so empowering. Thank you for the video ❤️

  • @emmashearer9740
    @emmashearer97402 ай бұрын

    Love your videos, they help keep me on track to check in with my spending! Thank you so much for taking the time to video and edit and be so honest with your finances!

  • @ZoePritchard

    @ZoePritchard

    2 ай бұрын

    thank you for this sweet comment 🩷🩷

  • @vickiuridge3375
    @vickiuridge33752 ай бұрын

    Love your videos, I'm fairly new to your channel and think you have a brilliant mindset. Thank you for making me smile 😊 xx

  • @stephaniehouse-travellife
    @stephaniehouse-travellife2 ай бұрын

    Ah your voice always gives me so much peace 😊 LOVE the long videos! Thanks for helping me plan to save money for my vacation and in general.

  • @ZoePritchard

    @ZoePritchard

    2 ай бұрын

    omg thank you!!! 💖✨💖✨

  • @asmaa7100
    @asmaa71002 ай бұрын

    I was litteraly waiting all day for your video😂❤

  • @ZoePritchard

    @ZoePritchard

    2 ай бұрын

    ahhhh 💖💖💖 hope you enjoy it!

  • @Billy33753
    @Billy337532 ай бұрын

    Excited for a new month

  • @ZoePritchard

    @ZoePritchard

    2 ай бұрын

    amazing!!

  • @bookswithamymarie
    @bookswithamymarie2 ай бұрын

    Maggie is so cute! Always appreciate these chats. They help me with my mindset 😊

  • @ZoePritchard

    @ZoePritchard

    2 ай бұрын

    so happy to hear this!! 💖✨

  • @alexandrapetre3009
    @alexandrapetre3009Ай бұрын

    I love your content Zoe!

  • @rheabels9419
    @rheabels94192 ай бұрын

    fave fave video!! thanks Zoe :)

  • @ZoePritchard

    @ZoePritchard

    2 ай бұрын

    thanks for watching!! 🌸🫶🏻

  • @williamwarren9448
    @williamwarren94482 ай бұрын

    So glad to see you Zoe ! Hoping you’re feeling less anxious and more at peace ! Glenda ! ( oh I made it my goal of paying off my 2024 car now onto vacation saving ( two international trips this year as retirement begins )

  • @ZoePritchard

    @ZoePritchard

    2 ай бұрын

    amazing!!!! love to hear it

  • @ebonylewis1680
    @ebonylewis16802 ай бұрын

    Happy May I enjoyed this 🎉

  • @ZoePritchard

    @ZoePritchard

    2 ай бұрын

    happy May!!!

  • @1996wrN1
    @1996wrN12 ай бұрын

    Could you please do a video explaining how you use your credit cards?! I know you said you have 2 and I would love to know how you decide on when to use which one for a purchase or when you would rather use your debit card?

  • @asmasirine9058
    @asmasirine90582 ай бұрын

    Although I consider myself okay with money, watching your videos is fun and makes my journey relatable. It’s nice to know that we are not alone❤

  • @ZoePritchard

    @ZoePritchard

    2 ай бұрын

    amazing!! 💖✨

  • @mmccart1
    @mmccart12 ай бұрын

    you’re the best and I always look forward to your videos!! feels like we’re friends 🥺

  • @ZoePritchard

    @ZoePritchard

    2 ай бұрын

    we are friends!! 💖✨

  • @giovannabuono4436
    @giovannabuono4436Ай бұрын

    this semester hasn't been feeling so great and i have found myself with extremely anxiety about money. I really felt that when you said that your emergency fund helped you stay calm and gave you that security about you car accident. I have saved almost 200 reais (BLR) and it reaaaally helped me when unexpected things happened. It's very important to have some money saved even if it's only 50 dollars or something like that because you never know what's going to happen.

  • @ZoePritchard

    @ZoePritchard

    Ай бұрын

    i so agree 💖 hope you feel better!!

  • @melindafraser5514
    @melindafraser55142 ай бұрын

    I’ve really enjoyed watching your journey and that you’re authentically commenting how finances can contribute to anxiety, even when if you’re in a solid position. I’m working on my own mindset shift. I was wondering, have you done a video on your copywriting experience? I’m interested on learning more about how you got started and any lessons learned! Thanks and awesome job!

  • @ZoePritchard

    @ZoePritchard

    2 ай бұрын

    thank you!! yes if you go back to January or February on my channel you’ll see a Copywriting 101 vid 🩷

  • @windmillridgebudgets
    @windmillridgebudgets2 ай бұрын

    Hey 👋🏻 there! New subscriber here from a YT recommendation. So glad I found you! 🥰🤗

  • @ZoePritchard

    @ZoePritchard

    2 ай бұрын

    hiii so happy you are here 💖

  • @mon_monros
    @mon_monros2 ай бұрын

    Hi Zoe! I love your channel; you've been a tremendous inspiration for me in managing my finances. Over the past year or so, I've been trying to implement budgets and slowly transitioned to the envelope method. It took me some time to convince myself to use cash because of all the benefits of cards-convenience and points-but every statement due date used to give me a mini heart attack, even if I stayed close to my budget. Now that I've switched to using cash for my budget, I feel much more at ease. One thing I struggle with and would like to ask for your opinion and that of the community on your channel is consistency in tracking expenses. I've tried using apps, jotting them down on my phone, and writing them in a notebook, but I tend to stop after a few days. Then I feel guilty and think it's better to wait until the next week or month to start fresh. How do you stay on top of tracking your daily expenses?

  • @ZoePritchard

    @ZoePritchard

    2 ай бұрын

    Hi, that is so great to hear! Here's how I track my expenses: I keep all my receipts in my cash envelopes and once a week I sit down and put them all in the Budget Tracker from the Line. I like that it is not an app on my phone, because it feels more serious when I sit down at my computer to do it. It only takes less than 10 minutes a week!

  • @xNarukichi
    @xNarukichi2 ай бұрын

    This video made my day honestly 🎉

  • @ZoePritchard

    @ZoePritchard

    2 ай бұрын

    thank youuuu wow!! 💖

  • @lsgdaria
    @lsgdaria2 ай бұрын

    I don’t know if they have this option in Quebec but here in Southern California where I live, we have some libraries that offer an option to reserve a study room/workspace for up to 2 hours per day for free. That may be a good option for you to get away from home and get some work done.

  • @JolenEE148
    @JolenEE1482 ай бұрын

    Yay!! I love your budgeting videos. So excited to watch

  • @ZoePritchard

    @ZoePritchard

    2 ай бұрын

    yayy 🩷🩷🩷

  • @mxinwei
    @mxinwei2 ай бұрын

    Acupuncture is so healing!

  • @ZoePritchard

    @ZoePritchard

    2 ай бұрын

    i'm loving it! 💖✨

  • @EmsFitVenture
    @EmsFitVenture2 ай бұрын

    The egg sweater! 🎉

  • @ZoePritchard

    @ZoePritchard

    2 ай бұрын

    its baaaack 💖✨

  • @EstelleCadiz
    @EstelleCadiz2 ай бұрын

    Love your sweater 🎉

  • @ZoePritchard

    @ZoePritchard

    2 ай бұрын

    thank you 🩷🩷

  • @StarletOfDavid
    @StarletOfDavid2 ай бұрын

    Aye the egg sweater is back.

  • @user-vi5vd3ty9d

    @user-vi5vd3ty9d

    2 ай бұрын

    It’s a weird sweater

  • @EmsFitVenture
    @EmsFitVenture2 ай бұрын

    I was so upset when I was in a car accident due to someone hitting me because I also loved my car and it was almost paid off! I think you should make a video showing your car shopping journey in CA. I just traded my car in and chose to get a new car loan. I wasn’t excited to have a new loan and plan to pay it off within 2 years. I decided it was worth it for a certified pre owned SUV that is also my dream car. I thinking loving your car helps you pay it off and keep it well taken care of.

  • @ZoePritchard

    @ZoePritchard

    2 ай бұрын

    hiii i love this! im going to visit a car Friday so I’ll vlog it 🩷

  • @brendavanriper8756
    @brendavanriper87562 ай бұрын

    I am disabled I do not make much each month but i am saving for Christmas and a little for my grand children, I would love to work at home doing something simple

  • @ericapasule4782
    @ericapasule47822 ай бұрын

    How are you finding balance or a way with budgeting and taking good care of your mental health. Especially we are facing an economic recession it’s tough finding a job or an extra income while at the same time trying to prioritize our mental health.

  • @CyraLys
    @CyraLys2 ай бұрын

    the anxiety !!! i will have to move soon in my big girl flat. i'm like GOD i would never be able to pay all my bills. the rent in montreal is crazy now

  • @ZoePritchard

    @ZoePritchard

    2 ай бұрын

    i know 😭 I hope you can find a good place for a good deal! if you are patient and do some digging, they are out there.

  • @stephaniealvesauthor
    @stephaniealvesauthor2 ай бұрын

    These videos help me a lot with budgeting. Do you budget for tax? I'm self employed and thinking of saving 30% of every paycheck but is there a better way? I find myself with barely anything to spend after this

  • @ZoePritchard

    @ZoePritchard

    2 ай бұрын

    tell me about it 😭 I INSTANTLY put away about 30% for taxes into a special savings account

  • @ceciliaruns72
    @ceciliaruns72Ай бұрын

    I watch for my girls because they are in their 20’s. I share your videos with them in hopes that they will follow their peer because they don’t listen to their mom! 😂

  • @ZoePritchard

    @ZoePritchard

    Ай бұрын

    ah this made me smile hehe 💖💖💖 they will catch on at some point ;)

  • @gettingjamieback1888
    @gettingjamieback18882 ай бұрын

    I love knix!! I want to try their bras.

  • @ZoePritchard

    @ZoePritchard

    2 ай бұрын

    me tooo! i haven’t tried the bra but I really want to 🙈

  • @TaylahLouiseBudgets
    @TaylahLouiseBudgets2 ай бұрын

    Personally I think the older we get the more financial stress we have because the expectation to have all the money (debt paid off, large savings) increases. I am mentally so fatigued at the moment because we are settling on a plot of land we bought 3 years ago but has taken forever to develop. In order to get our finances approved, our broker told me to pay off my car loan & student loans in full which was $47k I didn’t have. I managed to pull together $27k but have to borrow $20k from my fiancé and will have to pay him back out of my profit off the land. I’m trying to be grateful to be in the position to BUY an asset & to pay off so much debt but the process and having to rely on someone else financially to get through the process is really stressing me out! 😬

  • @debrafirestone861
    @debrafirestone8612 ай бұрын

    The most important thing is you are Ok

  • @ZoePritchard

    @ZoePritchard

    2 ай бұрын

    thank you 🩷

  • @debrafirestone861
    @debrafirestone8612 ай бұрын

    Sorry about your accident

  • @SMW330
    @SMW3302 ай бұрын

    I want your sweater....

  • @ZoePritchard

    @ZoePritchard

    2 ай бұрын

    🍳🫶🏼

  • @SMW330

    @SMW330

    2 ай бұрын

    Where did you get it babeesssss?

  • @The1andOnlyValyA
    @The1andOnlyValyA2 ай бұрын

    Got in a car accident too omg twins

  • @ZoePritchard

    @ZoePritchard

    2 ай бұрын

    glad you're OK!!

  • @shaynaangers5691
    @shaynaangers5691Күн бұрын

    Zoey zoe boe❤❤❤ if you went to BW

  • @NappyInfancy
    @NappyInfancy2 ай бұрын

    Je viens d’arriver à Montréal et j’avoue avoir très peur car j’ai l’impression que le coût de la vie ici a vraiment augmenté comparé il y a 5 ans. Je suis consciente que l’inflation est partout mais je ne m’attend pas à ça et j’ai grave peur financièrement surtout que je suis « travailleuse autonome » 😔

  • @ZoePritchard

    @ZoePritchard

    2 ай бұрын

    c'est très vrai que Montreal était une ville plus "cheap" et abordable, mais la bonne nouvelle est qu'on a pas encore r'attraper les villes comme Toronto et Vancouver 🙈 mais je comprends le stress! Pour les commissions essaye Maxi ou Super C ou Adonis pour sauver $$ 💖

  • @Lemoronz
    @Lemoronz2 ай бұрын

    love this but hoping you could dig deeper on the "investment" side of budgeting, beyond the girl math of just moving money around x

  • @ZoePritchard

    @ZoePritchard

    2 ай бұрын

    Check out the videos from previous months :) Or my "What I Have Saved, Invested, and Debt" video from Jan

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