How I Budget as a BROKE COLLEGE STUDENT! Apps I Use to Budget | My Drifting Desk

☆ How I Budget as a BROKE COLLEGE STUDENT! Apps I Use to Budget ☆
☆ Hey yall! Last year I posted a Grocery Shopping as a Broke College Student video (you can watch it here: • How I Grocery Shop as ... ) and yall LOVED IT! So I decided to do a behind the scenes to that video and show yall how I budget my money and still kinda grocery shop as a broke college student! I hope this video is helpful for yall and you see the different apps I use to budget my money while in college!
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Пікірлер: 114

  • @CaraCOwl3
    @CaraCOwl35 жыл бұрын

    I think it would be cool to see what $40 gets at different places

  • @MyDriftingDesk

    @MyDriftingDesk

    5 жыл бұрын

    Yayyy!!! Thank you!!!

  • @ashleysleepyy

    @ashleysleepyy

    5 жыл бұрын

    Dollar tree will be your friend and Walmart if you smart and cheap.

  • @MyDriftingDesk

    @MyDriftingDesk

    5 жыл бұрын

    Yes! I love both of those places!

  • @emmamelick9083
    @emmamelick90835 жыл бұрын

    I would LOVE to see what $40 can get you at different grocery stores!

  • @MyDriftingDesk

    @MyDriftingDesk

    5 жыл бұрын

    Yay!!! Thank you for letting me know!

  • @danicamacho3551
    @danicamacho35514 жыл бұрын

    Loved the tips !! I recommend lowering the music because it can get a bit distracting for the viewer ❤️

  • @MyDriftingDesk

    @MyDriftingDesk

    4 жыл бұрын

    I'm glad you liked it! and thank you for the suggestion!

  • @jordynyoung6223
    @jordynyoung62235 жыл бұрын

    I've learned so much just from this one video!!! I'm going to school in the fall and I want to start practicing budgeting now!! Hands down most helpful video I've seen yet

  • @MyDriftingDesk

    @MyDriftingDesk

    5 жыл бұрын

    So smart to start now so you know how to do it come fall!!! I’m so glad it was helpful!!!

  • @analyse123am
    @analyse123am4 жыл бұрын

    GIRL! This is the first video I've ever seen of yours and I love you and this series/video/type of video whatever you wanna call it lol! I'm about to start college for the first time, and this video was EXACTLY what I was looking for. Thank you so much!

  • @MyDriftingDesk

    @MyDriftingDesk

    4 жыл бұрын

    omg you're so welcome!!! I'm so glad it was helpful for you!! 💘

  • @ddpower43
    @ddpower435 жыл бұрын

    Would definitely be great to see what $40 gets you at different stores! I love watching your videos as I just graduated from college a year ago.

  • @MyDriftingDesk

    @MyDriftingDesk

    5 жыл бұрын

    We can do that!!! Thank you so much!! 💖

  • @MadelineKing
    @MadelineKing4 жыл бұрын

    this was totally simple and helpful for a gal who isnt great with numbers! appreciate your authenticity. great video! xo

  • @MyDriftingDesk

    @MyDriftingDesk

    4 жыл бұрын

    omg yay!! I'm glad it was helpful!!!!

  • @videonocturnal152
    @videonocturnal1525 жыл бұрын

    This video is so helpful! I’m a high school student but I’m planning on getting a job soon to save up for a car and college

  • @MyDriftingDesk

    @MyDriftingDesk

    5 жыл бұрын

    It’s always good to start saving early!!! Good luck!!

  • @sltm9967
    @sltm99674 жыл бұрын

    Your videos really hyping me up. Even though I’m not sure I will be able to go to college on time but damnnnnnnn your videos are suuuuper helpful😍

  • @MyDriftingDesk

    @MyDriftingDesk

    4 жыл бұрын

    ahhh yay!!! I'm so glad they're helpful for you!

  • @Katya-ij7hg
    @Katya-ij7hg5 жыл бұрын

    This is a fantastic tutorial! There’re so many apps out there, but this one is the most functional that I’ve seen so far.

  • @MyDriftingDesk

    @MyDriftingDesk

    5 жыл бұрын

    Yay!! If you use it I hope it’s helpful!!

  • @emilyjudd4262
    @emilyjudd42625 жыл бұрын

    I never knew that I needed this vid. Thank youuuuu

  • @MyDriftingDesk

    @MyDriftingDesk

    5 жыл бұрын

    Yay!! I’m so glad it was helpful!!!

  • @kaylee7654
    @kaylee76545 жыл бұрын

    I like your $40 store idea! Could you also do a video where you show what all apps you like to use for college or a what’s on my phone video?

  • @MyDriftingDesk

    @MyDriftingDesk

    5 жыл бұрын

    Ooooh yeah! I can do that!! Thank you for the suggestion!

  • @nedtechgirl
    @nedtechgirl5 жыл бұрын

    I could get used to you uploading this often!

  • @MyDriftingDesk

    @MyDriftingDesk

    5 жыл бұрын

    My goal is 3 times a week this summer 😅 let’s see if we can do that! Hahaha

  • @hannahiswhat
    @hannahiswhat5 жыл бұрын

    I’ll be moving to OSU campus (a house, not a dorm) and this gives me hope that I’ll be able to budget and live off of smaller amounts of money😭❤️

  • @MyDriftingDesk

    @MyDriftingDesk

    5 жыл бұрын

    hannahiswhat YOU GOT THIS!!! 😍😍😍

  • @nedtechgirl
    @nedtechgirl5 жыл бұрын

    Great shopping video ideas! Love to see that

  • @MyDriftingDesk

    @MyDriftingDesk

    4 жыл бұрын

    thanks girl! 💕

  • @TrickTomboy
    @TrickTomboy5 жыл бұрын

    Would love monthly videos. Just got my first appointment and am kinda lost trying to figure everything out.

  • @MyDriftingDesk

    @MyDriftingDesk

    5 жыл бұрын

    Of course! 💖 I’ll be moving into mine after the summer so there will be tons of apartment videos soon! 😍

  • @ashleylewis3216
    @ashleylewis32165 жыл бұрын

    I needed this

  • @MyDriftingDesk

    @MyDriftingDesk

    5 жыл бұрын

    Yay!! I hope it’s helpful!! 🥰

  • @sweatydorritos
    @sweatydorritos3 жыл бұрын

    omg this is the app i needed

  • @MyDriftingDesk

    @MyDriftingDesk

    3 жыл бұрын

    It's GREAT!!

  • @edwardleecaliforniausa
    @edwardleecaliforniausa5 жыл бұрын

    Become as the College oooh I'm bit confused Marissa Nicole God bless you and God bless your family as well 😁😁🇺🇸🇺🇸🖐🖐🖐

  • @MyDriftingDesk

    @MyDriftingDesk

    4 жыл бұрын

    thank youuu!! 💕

  • @rohans8092
    @rohans80924 жыл бұрын

    Thanks a ton for the tips! But something just hit my mind when you were talking about paycheques. Are you taxed for your salary? If yes, could you please tell how much?

  • @MyDriftingDesk

    @MyDriftingDesk

    4 жыл бұрын

    Yes, taxes are taken out of our paychecks before they come to us. Honestly I'm not sure how much, but probably 7-8% maybe???

  • @Femina_Jain
    @Femina_Jain4 жыл бұрын

    Thanks for this video love u

  • @MyDriftingDesk

    @MyDriftingDesk

    4 жыл бұрын

    aw of course!!! ❤️

  • @JordynLynnia
    @JordynLynnia5 жыл бұрын

    Can you do more videos like this please! I'm a freshman so I need all the help I can get loll

  • @MyDriftingDesk

    @MyDriftingDesk

    5 жыл бұрын

    I have a playlist of some videos about saving money and being on a budget, if you wanted to watch those here : kzread.info/head/PL4sUEHD0ZTdyVKxM9MXpjUeDG9FtJqkev In that playlist I have 2 other videos after this one of shopping at Wal-Mart and at Target if that helps!! If you're looking for other ways to budget, in that playlist there is a video of how I use the Cash Envelope System to budget and save which may be helpful!!

  • @gabriellaaponte4404
    @gabriellaaponte44045 жыл бұрын

    Please do the grocery shop videos!

  • @MyDriftingDesk

    @MyDriftingDesk

    5 жыл бұрын

    I have!! 😍😍 I’ve been to Walmart and to Target after this!!! Be on the lookout for those videos 😉

  • @mincierichardson2326
    @mincierichardson23265 жыл бұрын

    Love the $40 idea

  • @MyDriftingDesk

    @MyDriftingDesk

    4 жыл бұрын

    It's been working so great!!

  • @samt9605
    @samt96055 жыл бұрын

    Every dollar is the same app I use too, I haven't found one better yet!

  • @MyDriftingDesk

    @MyDriftingDesk

    5 жыл бұрын

    It’s amazing!!! 🤩

  • @twinklepinkpeach4853
    @twinklepinkpeach48534 жыл бұрын

    Haha I’m here in quarantine I’m in middle school I just wan to be prepared for my future

  • @MyDriftingDesk

    @MyDriftingDesk

    4 жыл бұрын

    you're starting early lol, you'll be prepared!

  • @taylorevans4154
    @taylorevans41545 жыл бұрын

    Do you budget your entire month or paycheck to paycheck? I get paid biweekly and was trying to figure out a good budget system.

  • @MyDriftingDesk

    @MyDriftingDesk

    5 жыл бұрын

    Biweekly!! I do paycheck to paycheck!

  • @snippetsofpam184
    @snippetsofpam1842 жыл бұрын

    I just started every dollar and although I can figure it out on the web I can’t figure it out on the app. So thank you!

  • @MyDriftingDesk

    @MyDriftingDesk

    2 жыл бұрын

    ahh yay!! so glad it was helpful!! ❤️

  • @snippetsofpam184

    @snippetsofpam184

    2 жыл бұрын

    @@MyDriftingDesk yes but now I can’t log into my account. 🙄 I’ve been dealing with customer service for the past 2 days

  • @courtneyshalifoe71
    @courtneyshalifoe715 жыл бұрын

    Not very sure if you use Huntington, but would you suggest using that app or their app? I'm moving down to Columbus in 1 short month and I'm trying to plan everything out!

  • @MyDriftingDesk

    @MyDriftingDesk

    5 жыл бұрын

    I use Huntington and I noticed they help you budget now too with an update but me personally I’ve been so used to every dollar so I’m sticking with that. I haven’t really explored Huntington. But they may automatically subtract money from your categories for you since it’s your actual bank while every dollar you have to manually input your transactions. But I’m not 100% sure or familiar with it.

  • @courtneyshalifoe71

    @courtneyshalifoe71

    5 жыл бұрын

    @@MyDriftingDesk Thank you! Also, you should definitely do a video on what $40 gets you at different stores! ☺

  • @MyDriftingDesk

    @MyDriftingDesk

    5 жыл бұрын

    Yay!! Thank you for the suggestion!

  • @magicskyway
    @magicskyway5 жыл бұрын

    GOOD CONTENT.

  • @MyDriftingDesk

    @MyDriftingDesk

    5 жыл бұрын

    THANK YOU SO MUCH!! 💖

  • @enpard9539
    @enpard95394 жыл бұрын

    I am new to this broke life and I think this will help...

  • @MyDriftingDesk

    @MyDriftingDesk

    4 жыл бұрын

    good luck!!! this has helped me TONS!

  • @ash_posh_omg
    @ash_posh_omg3 жыл бұрын

    To cute!

  • @MyDriftingDesk

    @MyDriftingDesk

    3 жыл бұрын

    thank you so much! ❤️

  • @nedtechgirl
    @nedtechgirl5 жыл бұрын

    That app would be perfect if you could link it to your online banking

  • @MyDriftingDesk

    @MyDriftingDesk

    5 жыл бұрын

    I know!!!! It would be soooo much better!!! That’s the only downfall!

  • @ddpower43

    @ddpower43

    5 жыл бұрын

    I think you can with the paid version of the app, you can only do certain things with the free version

  • @performergrl11
    @performergrl115 жыл бұрын

    I would love to see what $40 can get you at different places

  • @MyDriftingDesk

    @MyDriftingDesk

    5 жыл бұрын

    I've started some so far!! I went to Wal-Mart - kzread.info/dash/bejne/hJeMt7CeXanYnKw.html and Target so far - kzread.info/dash/bejne/eqpprJSRdMu0ZLA.html Definitely planning on doing others!!

  • @merie1549
    @merie15494 жыл бұрын

    Why don't you do a video to explain all the dorms at OSU

  • @MyDriftingDesk

    @MyDriftingDesk

    4 жыл бұрын

    oooh I haven't done that, but I could, thats a good suggestion!!

  • @lollipopheartsmakeup
    @lollipopheartsmakeup3 жыл бұрын

    omg my name is Marissa Nicole as well!

  • @MyDriftingDesk

    @MyDriftingDesk

    3 жыл бұрын

    ahhhh ❤️ yessss

  • @SelenaY.1331
    @SelenaY.13315 жыл бұрын

    So I recently got the app but after I put in my income and my expenses. Afterwords the remaining tab shows a number for "remaining this month" and a different number that says "left to budget" I dont understand

  • @MyDriftingDesk

    @MyDriftingDesk

    5 жыл бұрын

    If your expenses are more than your income then you will be over budget. so if your paycheck is $200 and you spent $250 then you will be over budget! If that makes sense.

  • @SelenaY.1331

    @SelenaY.1331

    5 жыл бұрын

    @@MyDriftingDesk yeah I realized I put a payment down twice thanks and you answered me before I edited my comment. I got the hang of it now thank you

  • @MyDriftingDesk

    @MyDriftingDesk

    5 жыл бұрын

    Oh yay!!! I hope it helps!!!

  • @MyDriftingDesk

    @MyDriftingDesk

    5 жыл бұрын

    Your ‘left to budget’ is the left over money from your paycheck that hasn’t been allocated to a category! The ‘remaining this month’ is the amount of your allocated budget that you can still spend before hitting your budget or going over budget!

  • @cowboycody8094
    @cowboycody80944 жыл бұрын

    Soup kitchens and food pantries are your friend in college.

  • @MyDriftingDesk

    @MyDriftingDesk

    4 жыл бұрын

    definitely can be!!!

  • @hannahrebekah3860
    @hannahrebekah38605 жыл бұрын

    What do you do at OSU for your job?

  • @MyDriftingDesk

    @MyDriftingDesk

    5 жыл бұрын

    I just work for customer service in general and talk to new students and answer all of their questions!

  • @hannahrebekah3860

    @hannahrebekah3860

    5 жыл бұрын

    Marissa Nicole that’s so cool! Would you be able to go more in depth about this in a video too? I’m looking into getting a job on campus at my school also i need some tips for interviews

  • @MyDriftingDesk

    @MyDriftingDesk

    5 жыл бұрын

    Yeah!!! I can definitely talk more about jobs!!!

  • @elliea595
    @elliea5953 жыл бұрын

    I will watch and like all your videos, hope that will help a fellow broke student haha. Let me know if there’s anything else to help you make more money of KZread

  • @MyDriftingDesk

    @MyDriftingDesk

    3 жыл бұрын

    aww hahah thank you so much! ❤️

  • @madrearendse2654
    @madrearendse26543 жыл бұрын

    What is the apps name?

  • @MyDriftingDesk

    @MyDriftingDesk

    3 жыл бұрын

    4:20 :)

  • @koothodilabhijithaugustine
    @koothodilabhijithaugustine4 жыл бұрын

    What about the rent?

  • @MyDriftingDesk

    @MyDriftingDesk

    4 жыл бұрын

    everything that I showed was just for explaining purposes, I mentioned that I would not be using my real numbers or information for security purposes lol.

  • @koothodilabhijithaugustine

    @koothodilabhijithaugustine

    4 жыл бұрын

    @@MyDriftingDesk 😁😁

  • @faithadeosun1985
    @faithadeosun19852 жыл бұрын

    alpha omicron?? u foresaw d future

  • @MyDriftingDesk

    @MyDriftingDesk

    2 жыл бұрын

    hahah YUP!

  • @sarahcadena6832
    @sarahcadena68325 жыл бұрын

    This app is the best

  • @MyDriftingDesk

    @MyDriftingDesk

    5 жыл бұрын

    Isn’t it?!?!

  • @ashleyalmassy329
    @ashleyalmassy3294 жыл бұрын

    Does anyone else get kinda sad when the exit song starts? )-:

  • @MyDriftingDesk

    @MyDriftingDesk

    4 жыл бұрын

    awww hahah

  • @sarahcadena6832
    @sarahcadena68325 жыл бұрын

    Thank you

  • @MyDriftingDesk

    @MyDriftingDesk

    5 жыл бұрын

    you're so welcome!

  • @gabebeats0211
    @gabebeats02114 жыл бұрын

    GO BUCKS

  • @MyDriftingDesk

    @MyDriftingDesk

    4 жыл бұрын

    GO BUCKS!!!

  • @merie1549
    @merie15494 жыл бұрын

    How do u make money off KZread

  • @MyDriftingDesk

    @MyDriftingDesk

    4 жыл бұрын

    You get paid for having ads on your video.

  • @emilys2355
    @emilys23555 жыл бұрын

    Arent you a vegetarian?? Im so confused hahaha

  • @MyDriftingDesk

    @MyDriftingDesk

    5 жыл бұрын

    Kindddaaaaa but not really. I don’t eat a lot of meat because most meats make me sick, I don’t know why lol. So I try and not eat so much meat or my body hates me for it lol. But I’ll still eat it here and there! I just usually regret it later.

  • @emhm5487

    @emhm5487

    4 жыл бұрын

    @@MyDriftingDesk that happened to me too before I decided to just stop eating it. Ground beef made my stomach hurt the worst.

  • @estelleboo
    @estelleboo4 жыл бұрын

    cries in nyc (no Walmart or dollar stores that I know of)

  • @MyDriftingDesk

    @MyDriftingDesk

    4 жыл бұрын

    WHAT?! I can never move there then lol.

  • @amandacerrato7566

    @amandacerrato7566

    4 жыл бұрын

    There are actually a whole lot of them, you just have to browse closely; there are definitely some dollar stores by 125th and up. I hope this helps!!

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