How Families Are Barely Surviving
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We cover everything from skyrocketing insurance costs to unpredictable food prices, and the staggering rise in housing expenses. Families are getting $100'd to death with unexpected costs, and retirees are finding it impossible to budget. Plus, we'll touch on the looming foreclosure crisis and how banks are cracking down like never before. People cannot afford to retire right now. They cannot budget for retirement. Plus, families are finding that inflation is wiping them out. #EconomicDownturn #HighCostLiving #FinancialPlanning #FinancialSurvival #FinancialStress #retirement #Inflation #Starbucks #IAllegedly #usaa
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@user-ob1oi7kn2w
28 күн бұрын
We are doing great. We own 4 fast food places. I bought my daughter a merc sports for her 21 birthday last week. We use mexican cheap labour. Boy, those people will work for next to nothing!!!!😮😊 God Bless America❤
High prices for everything have severely affected my plan. I'm concerned if people who went through the 2008 financial crisis had an easier time than I am having now. The stock market is worrying me as my income has decreased, and I fear I won't have enough savings for retirement since I can't contribute as much as before.
@EddyAgnes-vy4kp
27 күн бұрын
It's recommended to save at least 20% of your income in a 401k. You can use online calculators to estimate how much you should save based on your age and income. Saving at least 20% of your income in a 401(k) can help ensure that you have enough money to retire comfortably. By saving this much, you can take advantage of investing in the stock market and potentially grow your retirement savings over time.
@hersdera
27 күн бұрын
Due to my demanding job, I lack the time to thoroughly assess my investments and analyze individual stocks. Consequently, for the past seven years, I have enlisted the services of a fiduciary who actively manages my portfolio to adapt to the current market conditions. This strategy has allowed me to navigate the financial landscape successfully, making informed decisions on when to buy and sell. Perhaps you should consider a similar approach.
@ScottKindle-bk3hx
27 күн бұрын
That's fascinating. How can I contact your Asset-coach as my portfolio is dwindling?
@hersdera
27 күн бұрын
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’ Melissa Terri Swayne” for about five aiyears now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
@HectorWhitney
27 күн бұрын
Thank you for this tip. It was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her resume.
I just saved my brother $200 per month by cutting off his Cable TV plan and installing a simple $15 HDTV Antenna (Amazon) from his TV to the nearest window where it lays flat on the glass, then performed a Channel Search on his TV and now he gets about 30 FREE channels......
@katherinedougherty
28 күн бұрын
Awesome
@KS0102
28 күн бұрын
I can't do that where I live now. Reception is bad. I did this when I lived in a large city and I loved getting all those channels, including the local.ones.
@daviddigital6887
28 күн бұрын
Unless your a sports nut, cable is the biggest ripoff. You can stream movies and TV for half what you pay in cable.
@loriyoung7692
28 күн бұрын
I did that w two antennas and two TV's no more money thrown away every month woohoo
@bdcochran01
28 күн бұрын
Good for you. My t.v. was gifted by the girlfriend or I would not have one. Previously, when I had a t.v., I pulled the plug after an earthquake. Off for two years. I purchased Spectrum. The t.v. rate was too high. Bought a roku device for $35 and got rid of Spectrum t.v. No monthly charges. Hey, if people to pay more than you or me, fine, but they shouldn't waste their lives complaining about subscription fees.
61 plus dollars for a family of 4 to eat Taco Bell?!?!? Who even wants to eat Taco Bell?!?!?! NO ONE
@daviddigital6887
28 күн бұрын
Pound of ground beef, bag of cheese, seasoning, tortillas, refried beans, for half what is cost at taco Bell
@g3powerbook335
28 күн бұрын
Taco Bell goes 💨 then 🚽
@robinholbrook8296
28 күн бұрын
Back in 90s it used to be good and be cheap. Now won’t eat there. Yuck!
@IP0Monsturd
28 күн бұрын
4 fatties could put away $61 of Taco Bell each.
@bseidem5112
28 күн бұрын
Eating out does seem to ring the $40-60 bill now.
I feel so sad for my grandson who is getting ready to graduate from high school. Our government has so mismanaged the money that my grandson may never enjoy the quality of life that I enjoyed or that he currently enjoys. He’s very brilliant and worked extremely hard to excel in school, but I feel that his options will be extremely limited and that the future is very dim for young people. Pray for our younger generation!
@gertrudewest4535
27 күн бұрын
Nothing compared to renting a house, and owning a vehicle.
Think about this, seed suppliers are going out of business! So growing heirloom seeds will become the new GOLD! Seeds are gold!
@katherinedougherty
28 күн бұрын
Get seeds now, very important, I noticed a lot of my fruit such as oranges and grapefruits have no seeds in them
@user-sd8yb7qy8r
28 күн бұрын
People need to experiment with gardening even if it's trial and error the first time.😊
@user-sd8yb7qy8r
28 күн бұрын
@@katherinedoughertyCan the fruit be messed with on purpose for some reason??
@katherinedougherty
28 күн бұрын
@@user-sd8yb7qy8r I think so
@IP0Monsturd
28 күн бұрын
🧻=💰
Good day Dan good day All !!! Prayers to Everyone! We need it!!
@johnjackson5281
28 күн бұрын
I’ll take all the prayers I can get!
@garymensurati1631
28 күн бұрын
Prayers 🙏 to you and your family.
@lisacarden1309
28 күн бұрын
@@garymensurati1631thank you so much, could you pray for my big brother Frank , we just found out he has numerous malignant stage four brain tumors … and unfortunately yes. He did not listen to us when we said “Do not get the poison” … 😢 I hope these evildoers who brainwashed people and committed this genocide experiment, pay for eternity!!!
@LA70S
28 күн бұрын
Wall Street correction can't come soon enough. Better now than later.
So true. I have cut back on everything, food, cable, transportation, insurance and no longer go out for entertainment. I am paying almost $1000 a month more for things now than in 2019. Bidenomics is killing the middle class. Retirement is no longer in my plans. I will be working until I die. I planned well but wasn't expecting this disaster of an economy.
@bdcochran01
28 күн бұрын
I ran the numbers. $1000 in 2019 equivalent today is $1260. I was not happy with closing down the economy - and I had the background to know it was a bad idea. I didn't like the stimulus checks, federal and California. I pay taxes and people who never pay taxes received money that I had paid the governments. Still, I don't believe the term "Bideneconomics" is the culprit. The culprits are people who accept the concept that you get something for nothing and no one suffers. The culprits are the people who cheerfully vote for politicians who lie because politicians know that people aren't realistic. I am not the brightest crayon in the box. However, many years ago, I knew that no one was going to care of me or do the right thing volunarily. Remembrances. I remember when "Wonder bread" was a premium bread and cost 15 cents a loaf. I remember 2 cent cokes at the PX with a 1 cent deposit. I remember being paid 25 cents an hour. I live on a block of tract houses in the 1950s. The guy next door was offered $2,100,00 for his teardown home two years ago. I could not afford to move onto my block. The only I am here is because I lived within my means. If people listen to Dan's advice, they would be ahead.
@makalu877
28 күн бұрын
Same
@kevinowens6010
28 күн бұрын
Yep
@Gin0827
27 күн бұрын
I am retired but going to be looking for work. The economy is horrible!
@user-cl5ov9dx5o
26 күн бұрын
Yes, experiencing the same...and the sad thing is people would still vote for the democrat policies. Ignorance?? You cannot fix STUPID
Live below your means..... always!
@nightowl6811
26 күн бұрын
But 99% of population want to show off and get that validation at red lights 😂
Your explanations are clear and straight forward. I am aware that continuing to invest during periods of volatility can be a smart way to build wealth. I've heard testimonies of people accumulating over $250k in this downturn. What steps can I take to achieve this?
@DaveRondon
28 күн бұрын
Wow, you know Gianna too? I thought I'm the only one she has helped work through the fears and falls of the forest.
@RaymondHugs
28 күн бұрын
That is true my dear, Investment is the best idea presently and without it, human struggles are worthless.
@DiegoMandela-cj6oh
28 күн бұрын
Fact about investing is money invested is far better than Money saved. When you invest, it works for you and help you bring more money back to you
@LuckyPrancingUnicorn-oh8sw
28 күн бұрын
You're right! The very first time i tried. I invited $1000 and after a week, I receive $10,000, that really helped us a lot to pay up our bills
@ShawnBrigham-ov4eb
28 күн бұрын
I'm grateful to her. Although I started with as low as $1,500 actually because it was my first time and it was successful she's a great personality in the state
Just returned from iceland. Small coffee 5 dollars ..slice pizza 8 dollars. Our future...very soon... staying home now. Traveling will be dangerous around election i predict
@BakerMills7
28 күн бұрын
You are right 💯, had a layover in Qatar , walked into a Cafe and asked a slice of pizza,the dude said $8, I said, nah I'm good and walked out of there. 😂
@cindylong624
28 күн бұрын
everything has to be imported
@user-ly5ud2uj3w
28 күн бұрын
Stop paying for expensive crap
@VictorianMaid99
27 күн бұрын
Free TV from the air is laced with Biden, be careful.
@gertrudewest4535
27 күн бұрын
It cost more here.
Yes it's different this time. It's several times worse.
When all else fails follow directions ! Remove modern money changers ! Restore Constitutional Money !
@darinthesecularspiritualist
28 күн бұрын
Hello mother nature money silver
@aaronmcpeakofficial6256
28 күн бұрын
financial system is already ruined It is like trying to say let all of the illegal immigrants into this country and then build a wall Idiot disgusting government That should have already been overthrown
@tomjones2348
28 күн бұрын
Solution: Rescind the Federal Reserve Act. Problem solves. But Americans don't even know that the Act must be renewed every (4) years by Con-gress, which is always quietly is.
Thanks dan for reminding us we will never retire
@jeulihonodel7626
28 күн бұрын
Vote differently and pray up!!
@choppertimberland139
28 күн бұрын
Voting and praying lol
@user-iy4rk9sm5l
28 күн бұрын
Because voting and praying has got us so far already 😂
@DeliverMeFromEvil-
28 күн бұрын
Vote Pray Prep and Persevere keep your powder dry and be vigilant. It is not about the person in the WH but the party in charge. It's about the management philosophy of said party. It's about down party races.
@zackg5046
28 күн бұрын
Both voting and praying are equally useless.
Maintain your happiness, integrity and dignity...no matter what, out of sheer hatefulness.
Truth!!! food is outrageous
Retiring. Lost our employer insurance coverage. As a couple, we'll now be paying $700 a month in Medicare Part B.
@marycrandles4682
28 күн бұрын
Highway robbery.!! Insurance companies should be taxed more not the recipients. This is the first year my insurance company raised the premium so I lost money with the cost of living raise on my annuity.
@malcolmlove4602
28 күн бұрын
Medicare Part B premiums are based on income, you must have made decent incomes before you retired.
We need to have a prayer chain on here!!!!
@momto7ify
28 күн бұрын
I agree !
@goldfinder4498
28 күн бұрын
Great idea 😃
@DeliverMeFromEvil-
27 күн бұрын
I pray everyday for the subscribers of this channel. Please join me in this effort. And pray for Dan and his family. Truthtellers become targets these days....
@curlyb4c95
15 күн бұрын
These are the days predicted in the Bible. Do you not know that? All WE can do as believers is to help who we can, pray, be wise in financial matters (don’t live above your means. Need vs. want) and KNOW that you don’t have to be afraid or fret. I just live like I said here and trust God, because even if the worse happens to me, I know whose I am. I am not afraid! And neither should you be either. All I hear on all these channels is Christians in fear! Whose report will you believe? The Bible says to TRUST GOD! My suggestion: read or re-read the story of Joseph and what happened to him and what HIS outcome was. Selah.
Farmers insurance said they won't renew my auto insurance. Funny how in CA they force you to have coverage but you are on your own in getting it.
@oldbuzzard8536
28 күн бұрын
Tell the cop who pulls you over you are an illegal and don't need any.
@carloslino4580
28 күн бұрын
Do you know why??
Thank you Dan. It’s true. I got a major wake up call a couple days ago. I know there are homeless & hungry people but I don’t see this as I’m rural. I found out that a single Mom about 5 minutes away from me lost her job. She has 2 children. A family member came to me crying telling me she had no food & was going to be evicted. This is now in my backyard. My heart breaks for our country & we can help other countries when the American people are suffering. God blessed this single Mom. I talked to her. She was in tears. Praying, prepping & awake. God bless & thank you for what you do.
@curlyb4c95
15 күн бұрын
So did you at least help her with some cash and/or food? Just praying for people won’t put food in their stomachs. SMH. Why post if you don’t help. Or did you?
The Rolling Layoff is the new trend. Here in Illinois, if companies roll hours all the way down to 1 hour, you cannot collect Unemployment Insurance So companies are rolling hours AND not having to pay into unemployment. It's disgusting. Cheap and the Greed of corporate America They just don't CARE!
@NuNugirl
28 күн бұрын
Whole Foods ( Amazon) was doing that, right before I retired in October 2022.
Free stuff to cut costs: Get rid of Cable TV, just keep internet. Put up an antenna to get old-style over the air television from the big broadcasters (NBC, ABC, CBS, PBS, UNI, TELE, etc). Use free streaming services for other programs (even free movies), and see if your public library's has a DVD collection and online to see if they have a subscription to Kanopy (free movies).
@Vanasse1
28 күн бұрын
I dumped Cox Cable a few years ago. Best thing I ever did. My bill was almost $300 per month with NO movie channels and no sports channels. Bare bones. When I called to cancel, ‘all of a sudden’ the lady on the phone said they could get my bill down to $180/mo. to keep our business. What a racket! Yeah, no thanks. So we now have a Samsung smart TV with a bunch of free channels and apps and we pay nothing … I get WiFi from FIOS, which is $114/month.
@kolbpilot
28 күн бұрын
Internet is almost a must these days. How one gets it is up to the individual but one is severely handicapped in the 21st century without it. Free TV has never been better these days. Even antenna TV offers way, way more than the "old" days.
Wow 😲, Dan is sounding like an Economist rather than a U-tube content creator. Good 👍 for you 😄.
All I get is SSI who else is with me
@JoyGoulet
28 күн бұрын
And you probably had a 401K at one time? Don’t feel bad, they’re intentionally designed for the government to get all of that money. You’re just never told.
@momto7ify
28 күн бұрын
People on ssi are struggling I know several people that are working side jobs to make it through the month.
@wgj0510
28 күн бұрын
SSDI
@dapperdan8085
28 күн бұрын
So you work your whole life and you didnt save a dime or invest?
@jimboanonymous4078
28 күн бұрын
You cant tell me we are not on the eve of destruction😂
Most people cannot afford to retire. People need to take care of their health to continue to be employable.
In Indiana we are really nervous about insurance, property taxes and food going out of control. A sad thing that adults in government could have avoided.
@lovly2cu725
28 күн бұрын
It's been the plan since #44 in 2008
I have been unemployed now 6 months and I am turning 60 in June. My parents are deceased. I have no pension or IRA and I rent. I am single. I have lost 65 pounds. I am so stressed. All I want is a job. I am educated. This world has no love and people do not care or have a heart.
You couldn't be MORE RIGHT about the coming Foreclosure Festival. We're seeing the "overture" to this right now at the used car auctions, as an ever-increasing portion of the cars appearing are the result of repossessions (as opposed to the result of a trade-in where the previous owner got a new car).
@debbiecreter2005
28 күн бұрын
This is so unfortunate. Over priced vehicles and high loan interest rates.
Good morning, Dan. Good morning, Everyone!
Cancel cable, keep internet only, get a ROKU, stream free shows when you want.
You should start thinking about retirement as soon as you graduate and enter the workforce. Time is important. The earlier you start the less you’ll have to put in later on.
@dissy5563
28 күн бұрын
Good plan, unfortunately the government and inflation have other plans for our money.
@Jack-pd4ps
28 күн бұрын
@@dissy5563There’s always someone who has excuses and can’t adapt to changes.
@mothershiplove6078
28 күн бұрын
true. Carpenters union at 21, retired now 61. I thank my younger self for knowing this at an even younger age.
@JoyGoulet
28 күн бұрын
Except you shouldn’t listen to what the corporation is teaching when you first enter the workforce. That’s where people go off the rails from the outset. Sadly most stay there, mislead and uninformed.
@jeulihonodel7626
28 күн бұрын
As long as you don't have to make up for 5 "market corrections".
The sports bar near me has half price burgers on Tuesdays with a side. I ate a double cheese burger with bacon and all the trimmings that came with a side salad and water for $7.50 including tax. I go every Tuesday evening. I tip on the full price.
@fitfrog65
28 күн бұрын
I heard that Tuesday's there were cats missing in your hood.
@janetkovacs6077
28 күн бұрын
Wow! At that price you should buy a second one and put it in the refrigerator for later in the week
@oldbuzzard8536
28 күн бұрын
Too funny!!
Being single is tough as well. You have to overcome a lot to be successful as a single person. Now they say you need 2 incomes to buy a home.
@user-dt3sq7rw3b
28 күн бұрын
And your wife needs two jobs as well
@jeulihonodel7626
28 күн бұрын
You needed 2 incomes since the 1970's!!
@eighteenin78
28 күн бұрын
True. I realized being single, I would not be able to afford anything more than a room in a rooming house in the large city I lived in, so I left. This was 35 years ago. Seven years later, I bought my first house in the country for under $60k. But no woman would have put up with the place I called home.
@shirtlesslager
28 күн бұрын
@@eighteenin78 Be happy you need only please yourself. Women are boat anchors.
@shirtlesslager
28 күн бұрын
Two incomes? Your wife will probably make $10K a year anyway, and if you get divorced, she takes half of everything you have, forever. Stay single, dude.
The "rolling layoff" is specifically designed to piss people off to the point where they leave the job VOLUNTARILY....allowing the business to avoid claims against their unemployment accounts.
@DeliverMeFromEvil-
28 күн бұрын
Went through the rolling layoffs in the Transportation space years ago Nov and December. Now I am self employed and work all year long... no rest for the wicked ...I ment the weary😊
@admtahoe
28 күн бұрын
If people want unemployment they need to stick around....Otherwise, it is their choice to leave voluntarily, NOT the company's fault people chose to leave. So many people always have a victim mentality
@marsha58
28 күн бұрын
My son was off for a month. He tried to file unemployment but the company would never answer the phone so he got nothing.
What can you do?? I begged friends to stock up.....they mocked....now complaining! Is it worth still talking? I couldn't afford to buy the stuff ive stocked up on again as its 3x what i paid
@user-dt3sq7rw3b
28 күн бұрын
They'll come knocking in the end. Realize you're going to be the bad guy when you don't have enough to share. They will expect what you paid for , for free.
@mysterybuyer3738
28 күн бұрын
My girlfriend has been buying everything in bulk up front because of price increases later. She knows what's coming.
Prayers for healing 🙏🏻❤
Paying employees more money makes things more expensive. The govt should be working to drive costs down, not raising them. Printing money is not the answer.
@Sabodable
28 күн бұрын
Because investors and executives never absorb any cost increases to running the business. They pass it all on to the customer.
@admtahoe
28 күн бұрын
@@Sabodable Why shouldn't they, that is how business works...Why would anyone use their capital, their time, their ideas, take all the risk and not make any money? I hope you realize there would be no jobs if the owner and shareholders made no money. Maybe you should open a business, you can pay employees whatever you want to pay them, AND you take a cut in pay, I would be curious to see how long you'll be in business....Many business the owners invest hundreds of thousands of dollars including paying taxes AND buying machinery and product from other companies which would affect their bottom line without that business. It's easy for people to blame business owners and executives, but instead of complaining about it, try doing it, maybe you'll be the richest person on the planet...who knows, but I would almost guarantee anything that you would take a profit.
@Sabodable
28 күн бұрын
@@admtahoe I’m not talking about small business owners. An example of what I expressed that comes to mind is the Walton family of the Walmart fortune. They all inherited their wealth and currently sit on a fortune in the hundreds of billions while taxpayers continue to fund their underpaid employees food stamps. Shareholders stock has nearly doubled in the last 5 years while the federal minimum wage has remain unchanged at a pitiful $7.25 and employees who actually run the stores have seen little to no benefit. Maybe instead of realizing a 100% gain for sitting on a piece of paper while doing next to nothing, shareholders and owners could take a 50% gain while profit sharing with the people whose blood and sweat they owe their disproportionate fortunes to.
@NothingisasitseemsPodcast
27 күн бұрын
@@admtahoe No. Your argument completely disregards the rampant price fixing, profiteering, and especially the anti competitive shell games that modern day large corporations play that result in modern day monopolies. There is no free market economy because the mega corporations don't care if you can add value or not. If anything those that are capable of adding the most value are the most targeted.
Rolling layoffs sounds like a scheme for the company to get out of unemployment claims.
@debbiecreter2005
28 күн бұрын
When people are laid off, they are eligible for unemployment benefits if you were employed for at least 6 months. Maybe this time for employment varies by each state.
@marsha58
28 күн бұрын
@@debbiecreter2005My son was off for a month and filed for unemployment. The company would never respond to the unemployment office so he got nothing.
@debbiecreter2005
28 күн бұрын
@@marsha58 I think unemployment laws vary with each state. I’m in Ohio, so we are under the Ohio Department of Job and Family Services and your state should have a state agency like that, too. They can help him out with his situation.
The public has been concerned about poor economic conditions,, Our government has no idea how we Americans are feeling, we individuals are fed up with this treasonous administration.I feel for people with disabilities for not getting the help they deserve! I appreciate Laura Ferguson!...imagine l invested $2,000 and received $5,500 in 4days.
@DaveRondon
28 күн бұрын
The administration has putting so many families into difficult situations,my main concern is how can we generate more revenue?
@HerbertTommy
28 күн бұрын
Investment has been the easiest means to save and multiply money because money left for saving ends up used without returns.
@Sheri10004
28 күн бұрын
You're right Most people are retiring this year and has nothing to show for. But I assure you it's never late to get your financial life together again.. All thanks to Laura Ferguson for I and my family
@LibyanHagrieve
28 күн бұрын
*Wow. You know Laura Ferguson too? I thought I'm the only one she has helped work through the fears and falls of the forest. Her training last week was amazing and the strategy she applied were mind blown*
@JimmyPorter-kv9lj
28 күн бұрын
Please Is there anywhere I can get across this woman for a startup???
I work with a guy that orders out for almost every meal. He says can't afford to retire. I tried to tell him he is wasting his money but he just shrugs it off. I don't think most Americans have really reached a point where they will be forced to prepare food.
@tamjeanell
28 күн бұрын
He may not know how to cook
@rockpadstudios
28 күн бұрын
@@tamjeanell he is married and she is a stay at home
@tamjeanell
23 күн бұрын
@@rockpadstudios Then maybe he don't like her cooking! 🤐
Oil companies like BP are saying employees pensions were lost and they can't find the records.
@momto7ify
28 күн бұрын
Wow not surprising . How many other companies are doing this ?
@sheriharader2566
28 күн бұрын
Then it's time for a class action lawsuit! Gather your records, folks! Make them pay-up!
@user-sd8yb7qy8r
28 күн бұрын
My husband worked in Alaska on the North slope for 30 yesrs. BP denies ever having his name. His picture is in the Oilfield yearbook. Lawyers in the lower states don't want to touch Alaska or big oil companies.
@sheriharader2566
28 күн бұрын
So big corporations win again!
"Rolling layoffs" sounds like a quick way to zero out your seniority, which could be a disaster for things like pension vesting.
Vote them out!!!
@redrunner3536
28 күн бұрын
It's all rigged
@vikingprincess634
28 күн бұрын
Voting doesn’t do anything. That’s not the answer. #rigged
All Americans are the victims illegal immigrants are getting all the benefits
@spaceindian3769
28 күн бұрын
NWO coming into view yet😮
@111_23
28 күн бұрын
LOL good one (this was sarcasm)
@chengchuan9653
28 күн бұрын
Clear and present threat.
@kevinowens6010
28 күн бұрын
Yep
@jpaul4788
26 күн бұрын
Here in California I feel like,illegal immigrant , they are the citizens
Sorry to say, we're not voting our way out of this mess
My niece graduates from high school tonight. She is going to a state university to become an elementary teacher. College- $30k/year. I’m an 80s grad and my college was $6k/yr and sorority was $20/mo. You could work a part time job @ $3.15/hr and pay your way through college. Things have really changed for the worse.
@bdcochran01
28 күн бұрын
Doesn't have to go that route. My nephew just graduated from high school -runaway dad. My sister and I have done some support. I gave a plan that would pay for college - tuition/books/stipend - rejected. My sister gave a plan - rejected. Have to spend the money! In California, she could go to junior college for two years which is cheap, cheap, cheap. Graduates are guaranteed a seat in the University of California, may have to go to a second choice of campus.
@raymondpalacios3032
28 күн бұрын
Your niece needs an accounting class or for someone to explain to her that she will be poor the rest of her life on a teachers salary.
@EvelinHolmes
28 күн бұрын
My grand daughter just graduated with a bachelor degree with high marks owes 0 dollars. Lives at home and studies . Mostly scholar ships. The sacrifice is stay at home and study. No participant in spring break ,summer jobs. Just like her mom ,master decree ,graduated with 0 debt no student loan. It can be done .
@mwebb3014
27 күн бұрын
@@bdcochran01Yep, totally agree. But, her parents want her to have the full college experience do they are willing to shuck out the cash. 🤷🏻♀️
@mwebb3014
27 күн бұрын
@@raymondpalacios3032 Yep, but her parents want her to have the full college experience so they are willing to sacrifice to give that to her. My 30 yr old son is still taking college classes because he works full time and served in the Army. He pays cash for his classes. He’ll graduate with a computer science degree and no debt.
So nice to see you. Sending blessings. Thank you for the update ❤🙏
*Thanks for this video! I feel sympathy and empathy for our country's low income, people are suffering to survive. I appreciate Luna Cox you've helped my family with your advice! Imagine investing $1.5k and receiving $5k in 4days*
@jackwatt1416
28 күн бұрын
Everyone needs a different stream of income, such as where one can invest some parts of his or her monthly income.
@FeliciaJagger
28 күн бұрын
It is really good to multiply your income before you wake up one day to realize you didn't plan well for your future endeavors!!!
@AruseiRawat
28 күн бұрын
Luna Cox totally changed my life for good. I have come across individuals but none is as honest as she is. So surprised you know her too.
@CharlieTancho
28 күн бұрын
As of last week I counted on $5,000 but don't just know how to diversify it.
@ReivenEstenick
28 күн бұрын
*SHE'S MOSTLY ON TELEGRAMS APPS WITH THE BELOW NAME*
Nice hair cut Dan. Your content is always spot on!! Thank you!
Rolling layoffs sound like something that was done in the 1970's and earlier in industries that had slack seasons. It was no big deal. You'd get laid off. Do a week with no pay, then collect unemployment until you got called back. They didn't use the word "rolling" but everyone understood it was temporary. I've done it in the 1970's.
@deborahcurtis1385
27 күн бұрын
Yes but this is not the 1970s. It's a far worse situation. IMO
Thank you, Dan. I rnjoy your informative videos.
You are one of the very few that cover these vital issues. Thank you
Love your shows. Yes Mr. Hair Gell or Jamie D. Also possible is big Mike Obama
Thank you Dan for this valuable information 👍
I see new immigrants everyday in the stores with three kids and one on yhe way some people are doing okay
Loved your walk today!😊
Good-Bad Report, Dan. You're always worth listening to! Take care. MBJR. 5-22-24 at 1:24 P.M. Oregon Time.
Thanks Dan
Thanks Dan! U DA MON! Thankfully already retired, but have a side-gig a couple hours a day that makes the 2.05% mortgage payment.
Thanks for being on here dan. I need people like you in my life. My faimly is clueless...
@IAllegedly
28 күн бұрын
Just prepare every day. The people that don’t believe the stuff are going to be the first ones at your doorstep and wanting help.
Well explained, The incompetence and corruption that runs through this administration in our Government are getting more risky and ridiculous, i feel the sympathy and empathy of the citizens not getting the due help they deserve, thank you Lillie Tamara; imagine investing $4,000 within 4 days of your investment you're profited with $7,300 wow.
@ThiagoMarta
28 күн бұрын
Considering the economic situation I ask,?? How can we save our families and friends from financial slavery! It's getting more scary how people are suffering these days. I can't fold my arms and watch people around me suffer.
@LauraAlexia-ji8op
28 күн бұрын
Truly what makes such decision effective is immediate corresponding answer, reasons been that if you don't find a means to multiply your income such as this, you're to blame yourself what that comes in
@MajorMorganStanley
28 күн бұрын
After this recent inflation, the side effects taught people the importance of multiples income investment helps a lot.
@clarawakanda
28 күн бұрын
This is correct, Lillie Tamara's strategy has normalized winning trades for me also and it's a huge milestone for me looking back to how it all started
@CassandraNebort
28 күн бұрын
HOW DO I GET ON THIS?????🙏
Got a good one for you. In Sebastopol, California. Went to lunch with pak, then went down street to a bakery to buy a loaf of bread. She wasmaking her order and paying. I saw a special jam I liked and got her a jar to. When paying they had a manditory 15% tip. In a retail store. I almost lost it. The city had put this in to law. How absolutely insane.Will never but anything in that town again.
Thank you for the video Dan 👌🏿❤️😎
People are struggling for real. I take one day at a time. Thanks for the video Dan.
Well heck Dan...We Californians all know we are screwed since 50% of us are not even represented in government for at least 30 years now...
Great show ! We are All feeling the pain now for sure
@dougb2714
27 күн бұрын
De pain boss, de pain!😭
Big banks like Bank of America, Chase, Citi, are stealing money from customers. What can we do to fight this ??
@lovly2cu725
28 күн бұрын
Change to a credit union.
@amytru3606
28 күн бұрын
Yep i only use a credit union now
Thank you Dan 🤝 Rolling lay offs that’s a new one, anything they can I guess .
Graceland - A judge stopped the foreclosure because it was a fake claim with forged documents. No rolling layoff, but I worked for Pepsico in Orlando, FL when I was younger in the late 70's and they closed the plant for some reason for a very short period with no pay (maybe a day or a few days) and they told us we could go collect unemployment if we wanted to.
Very true Video, We can see it everywhere, getting worse, Not Better!!!!!
Thanks!
We are using leftovers for dinner. We shop in meals now- way cheaper. Most meals are strange combinations, but nothing gets wasted .
The company I work for did that same thing year 2020, they called it a furlough), 2-weeks cause that is the amount required to apply for unemployment….we came back in 2-weeks .
I gave up on gold. Too expensive.
@wyonamagee6521
28 күн бұрын
Buy silver you will not regret it.
@jamesmiller2332
28 күн бұрын
@@wyonamagee6521 I got three totes full of silver. I ran out of room
Senior here on a fixed income. Just got my new home owner’s insurance policy renewal and it’s going up again for the year! I will be shopping for a new company.
@johnmusser8925
28 күн бұрын
Mine went down..rural Midwest..try Allstate
@user-nc3js7oh8x
28 күн бұрын
Good luck with that
@robertwalker5521
28 күн бұрын
Again...Make an APPOINTMENT to visit an Independent Insurance Agency. They usually represent between Six and Ten insurance Companies. Handle your appointment as a serious business meeting....bring along your current policy plus tablet, pens, any written questions. (sadly, these important items are ignored by most school systems. You will KNOW if your agent is a "he/sir" or a "she/ma'am" and won't have to address the agent as They/Them. Good luck.
Thank Newsome
Pretty much impossible to budget for food. This is ridiculous!
You are right
Absolutely love your show Chief! BE BLESSED!!! CHEERS from rainy Costa Rica!!!🌥🌧🌞⛱🏝🏖
@dennynisevic7848
28 күн бұрын
Pura Vida
@dennynisevic7848
28 күн бұрын
Pura Vida
My husband's job has something similar to the rolling layoffs. They lay them off and then call them back for 90-day stints based on the economy/business.
Re budgeting: I simply assume costs are going to be 20% higher this year than in 2023. I know some expenses can be cut. But the killer is a major repair or maintenance issue on the house or car. These can easily be 5 digits which wipe out a significant amount of savings. Getting my roof done last year was an example. Now that I CAN get insurance, (my aging roof is why they cancelled me) I am skipping it anyway. As a matter of fact, insurance should never have been made to pay for damages done due to neglect. But because it has been abused, the insurance business model no longer works.
I haven't watched this video in its entirety yet because I'm compelled to thank you for all of your advice. You've kept us informed with news that one might not necessarily hear about in other podcasts or videos on KZread. I'm a California expat who moved out of state and has moved back a few times because I miss my homeland. With that said I absolutely love Arizona, and we WILL take California back. God bless you and your family. Thank you!
@IAllegedly
28 күн бұрын
That’s very kind of you
Excellent! Share ideas to help us all! We are feeling the pain! I am a small business owner about to turn off my credit card reader and having people pay through apps or cash. The fees are ridiculous. Still good people out here helping others!! I see amazing give aways and help every day! Do what you can for others, yall!
For everybody. you do not want to use the HD antennas, you want to use the old school antennas the bigger the better. the TV signals even though it's digital still needs a big antenna to be picked up. the HD antennas are a scam.
@oldscratch3535
28 күн бұрын
A big analog antenna won't do anything for you. You need a digital antenna or a analog to digital converter. Most people's problem is they need to get the antenna up high instead of just sitting it in their living room.
I have changed my retirement plans to retire at 62. And buying stock in FCFS 🎉
I contacted the City Of Benicia and they said that I could get a senior citizens discount on my garbage through Allied Republic, so I went down to the City Hall with my drivers license filled out a form which was short. I verified my age with my drivers license and my address. I called the garbage company and set it all up now I’m paying substantially less for my garbage service.
My thought go out to young families raising kids right now. I raised 5kids and all grown and have job now but, when they were in school, extra activity such as football, cheer, basketball marching band, track etc was killing me. I.m grad that days are over and starting to prepare retirement right now.I know many parents are struggling and I just wishing the best for them. 🙏
Farming food for yourself and the up coming food shortages of friends, family and others might be the smart way to survive this madness. Food, clothing and shelter are necessities for life.
Gas comes from New Mexico in a lot of northern Arizona, it’s the southern part of the state that gets California gas
This morning I had a weak moment. I bought a sausage egg mcmuffin meal that included a medium coffee and potato wedge thingy- $8 Ouch.
@electricfetus100
28 күн бұрын
Bastard you must repent !!😊
Dan has good ones for us on the daily!!! 😊
Yes. The rolling layoff was a thing in 2010. Japanese company would retain skilled workers by having such a scheme. 2 weeks off and back to work when urgently needed.
In Ohio, Companies are advertising full-time jobs with a sign on bonus after 90 days. They work people just short of their 90 days, then let them go.
Frugality is the key Dan. Thanks! 👍
@raismobilenotary
28 күн бұрын
Wrong. Opposite. Make more income.
Australia seems to be going better than what I’m hearing out of America, for the time being anyhow. But im getting prepared, getting out of debts
Totally appreciate and look forward to your video everyday New subscriber here in Illinois. I'm barely keeping our head at the surface As a caregiver for an adult son with Autism, we have to DOOR DASH for our food budget because the four walls increased so greatly it took my grocery allocation.
@KimStafford-jo2dt
28 күн бұрын
Please google compensation/income for your adult son's caregiving. An adult child can receive for taking care of ailing adult. It differs from state to state. I'm from the Sad Illinois Club too 😢
Heard San Diego is banning outdoor yoga. Because THAT should be focus…bye mom yoga Sundays
So true !
News from Economic Ninja Bank of America forced to buy bad commercial debt to keep another bank solvent
@azgardenlover370
28 күн бұрын
I am not sure they were forced to. I have checked WaFd's rating with Bauer Financial is 5 stars. B of A is 4 stars. Maybe WaFd is selling the commercial loans that Luther Burbank brought with them in the merger??
The building at Graceland that is supposed to be the museum was a old tin shack when we were there 20 years ago. Wonder if it was ever upgraded.