Are we supposed to believe that black women are given different terms than everyone else for the debt they elect to take on?? Pretty sure struggling with debt is the same for anyone, regardless of skin color or sex.

@LizA-ry4nb

Жыл бұрын

No but life circumstances that are out of their control (ie poverty, lack of generational wealth or no higher education in the family) does matter. Data shows this to be true. If you want to get out of poverty and ahead in life and posses the intelligence to do it higher education is a proven way to get a white collar job or promote. That's why there is a student loan crisis because people are doing what they think will secure them a higher paying job and thereby the potential for a better quality of life.

@debiluv4704

Жыл бұрын

Lots of folks with no degree in white collar jobs....js.

@paxundpeace9970

Жыл бұрын

For decades black people had to pay higher rates for mortgages and loans. no suprise

@ludens1526

Жыл бұрын

No you got the wrong idea 😂 black women have the most amount of student loans are black women this is by choice. Black women love flexing degrees but not the student loans

@urbanNegritude38

Жыл бұрын

No that's not that case. Black women willingly put themselves in this predicament most of the time. Ask any man in college what he studies. He will say "Accounting, Business Management, etc, etc". But, ask a black woman what she studies and the usual response is "Business Management while double majoring in finance" or "HR Administration and Psychology ". Its as if they cannot make up their mind on just one subject and stick with it. They have to have a backup! Replace "one subject" with "one guy" in the previous sentence and suddenly their is a parallel regarding how they approach relationships! Ooops might have said too much there.

It’s not just black women, but women in general owe 70% of the student loan debt. I don’t accept their excuses for not being able to repay it. Repay your loans!!

If you graduated college without once reading a whole book, I do not feel sorry for you. If you spent all of your loans on decorating your dorm or apartment with garbage from Kohl's or TJ Maxx, I do not feel sorry for you. If you never bought groceries, but instead, decided to eat at restaurants every day during college, I do not feel sorry for you. Time to grow up, and time to pay up.

@alanbailey5621

Жыл бұрын

I suppose your Daddy paid for your education LOL.

@fanboy1398

Жыл бұрын

But how else are they gonna make “dorm tour” vids on KZread and TikTok?

@user-ht7fy1mh9i

9 ай бұрын

Gibs me munny ! Ise be like eatin fo free !!!

@fasdfasdf1783

9 ай бұрын

“When is we gettin refund chks?”

Women want to be acknowledged by that piece of paper so bad and behind closed doors struggling to survive

@leesmith7727

Жыл бұрын

They are struggling spiritually too.

@ovok10

Жыл бұрын

Weird comment

@kato_sga

Жыл бұрын

@@ovok10 unless you’ve dated women you would know if not then I guess the norm is weird

@kato_sga

Жыл бұрын

@@leesmith7727 I agree

@angelika87

Жыл бұрын

​@@kato_sganever dated a woman but shocked how so many who "got it like that" are actually broke as a joke. makes me thankful I live modestly and debt free.

Forget college. Go to a trade school at a fraction of the cost and study to be an electrician, plumber, 18 wheel driver, or a host of other good paying jobs.

@TC-cd5sm

Жыл бұрын

The problem is these trade jobs are not held in high esteem when it comes to the majority of modern, college-educated women. They're looked down upon even if these men make six figures and in some cases, own their own businesses, and have zero student debt.

@yesimemoin0935

Жыл бұрын

Trade schools are just as expensive and have more accreditation problems than colleges do. If you can't get a paid apprenticeship, college is usually a cheaper option.

@ShannonsBibleStudy

Жыл бұрын

Those jobs require more physical strength. A woman might be able to do that while she is young but it would be difficult once she's in her thirties. Besides that it would be difficult to be a plumber or electrician while a woman is pregnant or nursing. A woman with small children can't be away from home for long stretches of time. On top of all that male dominated environments are hostile to women and she would be opening herself up to harassment and discrimination. No thanks.

@bobby-ov9qn

Жыл бұрын

@@ShannonsBibleStudy Life is full of choices. It's up to the woman, (and man), what is the most important to them.

@bobby-ov9qn

Жыл бұрын

@@yesimemoin0935 But, during the supply chain/Covid interruption, (along with the high diesel furl cost), Walmart, (and other smaller carrier), gave potential truckers training at NO charge. So there's that.

"i CanT PaY mY BiLls", sips starbucks in her fashion nova

Just pay your bills like everybody else. Strong and independent, remember!!!!

The government is not here to save you. Payments starts in 60 days! Ready, Set, Go! 💸 💰

@angelika87

9 ай бұрын

less than a week now ready set GO

@movingforward-fc4lg

9 ай бұрын

Exactly and that interest is going to be sky high

@edj2045

3 ай бұрын

you can simply pay the bare minimum amount and it will be forgiven in 20 years

1. Women outnumber men in college 3:2, so of course they'd have more of the share of debt. 2. The majors women take, on average, result in less lucrative career paths than the majors men take, so they hold on to their debt longer. 3. Black people on average are poorer, so they'd have to borrow more. (This is ultimately a class issue rather than a race issue, but the corporate media would never dare bring up class when they can unnecessarily drive a wedge between the races instead.)

@andrebeauchamp6897

Жыл бұрын

In the end, regardless of race or gender it was a choice to go into such deep without performing due diligence whether degree they were pursuing was going to produce a return on investment to pay off the debt in 10 years or less. Not performing due diligence going into such deep debt makes you impulsive and irresponsible. 😒

@michaelcap9550

9 ай бұрын

@@andrebeauchamp6897 Correct. No one held a gun to their heads.

Most of them have those Mickey Mouse Degrees as well. Very few in STEM.

They’re strong and independent, I’m sure their psychology, communications and gender studies degrees would eventually pay off.

@bigtex4058

Жыл бұрын

Let's not discount the value of all that well-earned pride, too.

@HeyCharlieBrown

Жыл бұрын

They’ve been told for generations now be strong , independent don’t depend on a man… now this is a result, they don’t want to talk about that, blame it on the pay gap

@debiluv4704

Жыл бұрын

Stop....stop it!

@only1kuhleed

Жыл бұрын

🤣🤣🤣🤣

@welfareleech1525

Жыл бұрын

lol exactly

Access to an affordable education isn't a black thing or a woman thing, It's a money thing !

Don’t take out debt you can’t pay back.

@user-bb6ny2fo1g

Жыл бұрын

Tell that to united states government 😂😂😂😂

@davidrobertsemail

Жыл бұрын

@@user-bb6ny2fo1g I agree

Thank god, I overcame student loan debt. Do you guys really think these loan sharks🦈 are out to help you-lending mortgage loans, credit cards, student loans, car, and personal loans etc? You got another thing coming. If you can't afford it, don't touch it. This system is design to put the masses in debt. Wake up!

What is the point of going to college and getting into debt for degrees in black or gender studies or psychology? The universities should be held for these unrealistic charges but the individual student should be accountable for their decisions.

@sheh.9163

Жыл бұрын

Do you have a degree?

@TDBurrow

10 ай бұрын

🙏🏼

@pgppe9488

6 ай бұрын

@@sheh.9163The person asked a good question.

Going to college was worth it. It wasn't easy but I got through it all and I managed to pay my loans off. Don't get discouraged.

@jamrockingston

11 ай бұрын

And now your have no husband.

@yardleyhbk

10 ай бұрын

​@jamrockingston lmao 🤣 😂 😆 stop it man, she's is cute and could find a man. I support educated sista specially the ones with no student loan debt

@TDBurrow

10 ай бұрын

@@jamrockingstonand how many “baby mama” do you have ??? 🤷🏻‍♂️

@angelika87

9 ай бұрын

​@@TDBurrowhe look like he got no wife and 2 baby momma

What about the pay and debt for all the hundreds of other genders?

Wow EGO is her theory?? As a black woman and first to go to college I chose a private top University because I was given a full scholarship however it did not include room & board. I had a work study job during the school year & full-time in the summer but in order to focus on my education loans had to be taken. While I'm grateful for the pell grant I received no matter what school you go to it doesn't cover much of anything. Having my BS Degree allowed me to get a corporate job but being a woman and black I quickly realized the uphill battle I faced to promote etc. It took over 15yrs to reach 75K. It's not about a handout but the reality of bias in the workplace and the world for that matter. I don't regret it one bit taking the loan but to be honest I'm hoping my daughter doesn't have to carry that burden too. We're providing every educational tool we can to our children but it's tough to set aside for future tuition. These colleges are getting increasingly expensive. The economy and country is better off when opportunities are provided for higher education. It's not just a hand out especially when there's no generational wealth to rely on as many "legacy" or "donor" students who are predominantly white can benefit from.

@angelika87

Жыл бұрын

all federal loans should have low or 0% interest rates -- I paid back my loans and my only hurdle was interest.

This is something men must factor into their decision in marrying a black woman with massive student loan debt, especially when you as the man has little or no student loan debt. That’s an instant and large major liability that can be an albatross on a married couple. It creates a huge obstacle qualifying for a mortgage loan because the student loan payments dramatically spikes the DTI ratios not including credit card, auto loans and other debts she likely has. It’s some that MUST be addressed along with debt loads overall because a key contributor to divorce is financial struggles that create tension in a marriage.

@jazzjackson9875

11 ай бұрын

Exactly....ask for the credit report and if she has massive student loan debt just walk away

@andrebeauchamp6897

11 ай бұрын

@@jazzjackson9875 💯🎯

@vickswishem_3s

10 ай бұрын

I know a white man that married a black woman. 2 years after the ceremony he was looking in mail and discovered his wife owed $65,000 in student loan debt she never disclosed. He was very upset and eventually help pay it off so it wouldn’t hurt the financial future of the marriage. Women can be dishonest when it comes to money issues to trap a man with resources.

I guess college doesnt make one smart enough to realize you need to have a plan to pay back the loan. If you go to college, you need to commit to working after you graduated. Stop making it about race. Unbelievable

I identify as a sandwich. Where's my forgiveness!

They’re strong and independent they got this.🙌🏽

@TDBurrow

10 ай бұрын

🤣 🤦🏻‍♂️

@dangerclose1

10 ай бұрын

They sure are 😂

@movingforward-fc4lg

9 ай бұрын

Exactly they’re own their own

@mattyrock2467

8 ай бұрын

lol

"Power of degree behind our name?" - No wonder you got conned hun.😅

Need to seek out scholarships. There are tons and I went through both BS and MS for free. No student debt.

@GolgeIncelemesi

Жыл бұрын

Very true, funds are out there, it just takes some effort.

@tom11zz884

Жыл бұрын

You need good grades for that. Most didn't have good grades.

@anaroman1499

Жыл бұрын

@@tom11zz884 Very true. If you suck in school, then go a different route.

They shouldn't have taken those loans. Time for them to pay what they owe.

@user-bb6ny2fo1g

Жыл бұрын

Reparations for slavery also. Pay what you owe united States government!

@superoldgamesaturday3277

Жыл бұрын

@@user-bb6ny2fo1g Only Democrats need to pay reparations, because they were responsible for the Civil War and slavery.

Here come the professional victim crybabies. So other black women who who have no student debt get stuck paying YOUR student debt????

@ShannonsBibleStudy

Жыл бұрын

Yet here you are whining and complaining.

My mom is a black woman. Retired as a teacher. Paid off her loans a long long time ago. Y’all need to stop with all of this.

@user-bb6ny2fo1g

Жыл бұрын

Nobody asked about your momma.😂

The Question is what’s the percentage of non black women who have husbands to help with the mortgage/bills, financial load compared to Black women who are overwhelmingly single, living in their “Strong independent Don’t need to man”, smh

@leesmith7727

Жыл бұрын

Strong women describes a woman on a high horse beating their men into the ground with a whip. This white woman married a man who owed $10,000 in student loans. This woman earned the GI Bill and qualified for grants. This woman helped raise a child while going to college. This woman also paid for the apartment we lived in. The man paid his student loan. The man paid for the car. The man paid the insurance. The man put food on the table and clothes on our baby. You can't blame white women for being skillful as a wife.

@angelika87

Жыл бұрын

​@@leesmith7727youre also skilled at divorce

@TDBurrow

10 ай бұрын

Im a White Man married to a White Woman, she makes 3X what I do. If I can do it so can black men and women. Just got to act right, don’t play the victim, and do the right thing.

They are not telling the whole story. If you are going to school to make money, major in medicine, engineering, or a hard science (e.g. Biology, Chemistry, Physics, etc.), that's what I did. Science majors are harder and take more time to complete. Communications, Sociology, Leadership, etc. are easy Art majors that require fewer units to graduate and the jobs pay no more than a trade. These women rush through school just to get attention from everyone and talk about how educated they are.

They spent it all on weaves😂😂

ROI....Return On Investment.

Why make this about race? Everyone that takes student loans knows the debt sucks. However, be responsible and accountable and pay your loan back. I took huge sacrifices to get mine paid off, it can be done!!

@TDBurrow

10 ай бұрын

Agenda

Black Women: I’m strong and independent. Also Black Women: I can’t pay my debt.

did people really think it was going to be forgiven? People cant really be that stupid? Can they?

@movingforward-fc4lg

9 ай бұрын

Exactly

Fortunately they are strong and independent, they can ans should pay it back with interest, come on girls you got this !!!

@TDBurrow

10 ай бұрын

They too busy playing victim. 🤦🏻‍♂️

@mattyrock2467

8 ай бұрын

lol

They take out loans for useless degrees that they don’t even get

They are strong and independent. They don’t need no man, they’ll figure it out….

Professional Victims right here.

Their's so many reasons why I'll vote against any bill or politician trying to buy votes with this nonsense. 1 As a BM who had to listen to these women for decades lord their degrees over us as the reason they're better than us, i say let these strong and independent women handle their responsibilities. 2 Its incredibly unfair to those who chosen not to go to college, us who chose to go to trade school or a CC and to those college students who are actually RESPONSIBLE and paid off their loans instead of "traveling" and eating at expensive restaurants like I see these women do. These women will travel to Dubai and post pics of them eating at fancy restaurants to put on a pretentious image of success and wealth while ignoring their obligations. Im voting NO

@Northunderland

3 ай бұрын

Amen from the deacon section!

Maybe stop having 4 kids by 3 baby daddys

@Aria-ww2ck

Жыл бұрын

So Kate plus 8 wasn't a thing or octomom.

@chobiden7770

11 ай бұрын

@@Aria-ww2ck google what percentage of babies are born to single mothers by race? There are always exceptions but averages don't lie

@TDBurrow

10 ай бұрын

They can’t help it! 😆 👍🏻

The problem with student loan debt in black communities is tied to lack of understanding around college choice, how to apply, how to pay, and what majors produce positive future outcomes. Also, we don’t understand that going out of state for college and attending private colleges will lead to a life of debt. First generation college students need guidance through the college selection process. Also, shouldn’t parents plan for their kids to attend college.

These black women aka Boss Chicks, Divas and Independent women will be fine all by themselves. 😏

@mattyrock2467

8 ай бұрын

lol. They sure will. maybe pookie and ray ray will help them?

Not just a African Americans problem smh

Going to college for humanities is dumb and it only shows you need more training to do a job.

If black women better understood ROI (Return On Investment) they would hopefully make better decisions in financing a degree which should include going to a JC the first two years. Instead, many think they’re too good for a JC (ego) which contributes to their existing and persistent financial and debt problems. 🤷🏾‍♂️

Here's part of the problem for Blacks going to college. "More African-Americans are going to college than ever before. But according to new research from the Center on Education and the Workforce at Georgetown University, African-American college students are more likely to pursue majors that lead to low-paying jobs, setting up many for future debt and underemployment. And over time these occupational choices contribute to the wealth and opportunity gap between whites and blacks that spans generations." From: African-Americans over-represented among low-paying college majors PBS Newshour

The impact is exactly as planned. We came across the bridge and got GOT.

Not a problem of the majority 😊

Excuses, excuse, pay what you owe.

Pell Grants are free money, turns out its not enough to live like a queen on and go to class.

It depends on your career aspirations. A loan for $100K to become an engineer is a better "investment" than $100K to study art history or cultural programs. If you cannot afford an Ivy League school, then go to one of the hundreds of other high quality schools. Work towards providing the Ivy League education for your children or grand children.

No more going to the malls, vacations, expensive restaurants, food trucks, clubs and bars popping bottles with that money you now have to pay your student debt with. It’s time to live in the real adult world where you have to struggle like we did. Then decide which bill is most important and what you were gonna eat that night. But if you’re a teacher, doctor or nurse, don’t worry your job is considered more of value than others so your loan will be forgiven and wiped away.

I think she missed the mark with this one.

Give me a break. That black lady is lying to you. She probably picked up scholarships from the NAACP.

@user-bb6ny2fo1g

Жыл бұрын

NAACP was founded by white people.

Why is The sound of Kamala Harris ' microphone so bad. This is not acceptable. We would never see this happen to the president.

@leonblack2651

Жыл бұрын

Wouldn't matter. No one can figure out what Joey says anyway

I'm probably biased, and my sample size may be small... but amongst women suffocating with their finances involving student loan (regardless of race).. many of them seem to have a baby involved in their life too soon. Some of them even get pregnant while in College!!! Choosing to take out a student loan to get a stupid degree is Dumb. But choosing to have a risky unprotected sex during/right after College is OMG dumber. Your choice, your struggle. If you pop babies when your finance is in a complete mess, you almost guarantee a generational poverty. This is so sad, but true.

Always always check their credit report for massive loan debt before taking these xhicks seriously

I would just go to a cheaper school.

Promises Made, Promises Kept?? Remember, Remember the 5th of November :) Cheers!!! Naw yAll hear.

I know a lot of white and blk men who owe money right now my white ex being one of them.

We need to stop the preditory practices of student loans.

Find a sugar-daddy to pay your debt.

@jazzjackson9875

Жыл бұрын

Nobody wants that sugar

@thejuicerr

Жыл бұрын

@@jazzjackson9875 that's cold

@TDBurrow

10 ай бұрын

Nobody wants to smell that mess 🤮 🤦🏻‍♂️

@mattyrock2467

8 ай бұрын

cold but true. I am a black dude by the way and would not touch none of them.@@thejuicerr

Most educated with most loans? Something isn’t adding up lol How are you educated but have so many loans? It seems a degree doesn’t mean you have common sense or smarts

Black women aren't as likely to come from a family that can support their education. Black women also face discrimination in the workforce so it's harder to find a job that pays well enough to pay back the loans. Black women are also less likely to marry.

@jazzjackson9875

Жыл бұрын

Sounds like perfect reasons NOT to take out a loan

@user-bb6ny2fo1g

Жыл бұрын

Black women are also the biggest traitors.

@MikeyPaper

11 ай бұрын

Wah wah wah im a professional victim. Shut up and pay your loan

@82fdny97

11 ай бұрын

What did they major in and did they even get the degree?

@mattyrock2467

8 ай бұрын

what you reap you shall sow.

LMAO

Arriving in this comment section: Cancer cells

@superoldgamesaturday3277

Жыл бұрын

AKA Biden voters.

To me, it sounds like many black women have been collectively misled into thinking education = going to debt for school Education is important, learning is important, but going into debt for a degree is... foolish.

@ShannonsBibleStudy

Жыл бұрын

The other option is working for minimum wage.

@bartdoo5757

Жыл бұрын

@@ShannonsBibleStudy Plenty of unfilled jobs that pay above minimum wage.

@andrebeauchamp6897

Жыл бұрын

No, they weren’t misled. They think they know everything, impulsive and you can’t tell them 💩. They made their beds hard let them sleep in it. 😏

@sheh.9163

Жыл бұрын

😂 you’re delusional if you devalue the power of education

@andrebeauchamp6897

11 ай бұрын

@@sheh.9163 Not all education is good education that empowers and results in independence. I know plenty of college educated people that are dependent and struggling. A person going into massive unsubstantial debt is an intelligent person which includes those with PhD’s. I have clients with PhD’s that will never pay off their debt. As long as you are dependent on someone to employ you doesn’t empower you and it makes you dependent. You may have a slight financial advantage over others without a college degree but even then that depends on your debt load because it’s not about your GROSS income, it’s about your NET income which includes after paying taxes and paying your monthly debt obligations and what’s left to spend and/or save. In fact, I have IT Professionals clients with certifications that much more than those with 4+ year degrees. 🤷🏾‍♂️

Stop all student loans !

Hmmm.... Does that make it more difficult to get home financing? If you have student loan debt...do they use that debt against you.....give you higher interest rates.. I'm curious..