Here's Why I Stopped Picking Stocks (and maybe you should too)

This video looks at why most retail investors suck at picking stocks, why this might be, how many stocks actually beat the market and then what some of the best super investors tell us about how to do it well.
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Пікірлер: 159

  • @StudentOfTG
    @StudentOfTG11 ай бұрын

    Like the great old Jack bogle stated "Time is your best friend, and impulse is your worst enemy".

  • @MattMcQueen1
    @MattMcQueen111 ай бұрын

    Good video. I'd say diversified index funds are definitely the best way to go. Picking individual stocks is very risky, particularly with stocks that are being hyped, such as Tesla. I was tempted by UK dividend stocks, but what you gain in dividends, you lose in the value of the stocks over the long term. The UK stock market just doesn't perform very well, and that doesn't look as if it will change very soon.

  • @pickashole

    @pickashole

    11 ай бұрын

    There's a few investors here on KZread who are doing alright with UK stocks but add a few ETFs to them from say the s&p500 etc

  • @baseballgamer0211

    @baseballgamer0211

    9 ай бұрын

    Tesla is a good company. Not sure why you used them as the example.NVDA would have been more fitting

  • @MattMcQueen1

    @MattMcQueen1

    9 ай бұрын

    @@baseballgamer0211 not sure what your definition of a good company is. Its share price is all over the place, and is currently back down below $200.

  • @baseballgamer0211

    @baseballgamer0211

    9 ай бұрын

    @@MattMcQueen1 Just because it is volatile doesn’t mean it is bad of overhyped. They are at the forefront of the EV market and don’t need to have the best EV on the market especially now that they will dominate the charging station market

  • @MattMcQueen1

    @MattMcQueen1

    9 ай бұрын

    @@baseballgamer0211 I honestly don't care.

  • @mortenborg
    @mortenborg11 ай бұрын

    Index funds makes it much easier to handle your stomach. If the market goes down 30% I'm OK with it (tried it in 2008), because it will eventually come back up. If a single stock goes down 30% I would likely panic as it might never recover.

  • @wongrichx

    @wongrichx

    11 ай бұрын

    very true 👍👍 just like SVB , it used to perform very well but suddenly collapsed.

  • @DarkoFitCoach

    @DarkoFitCoach

    2 ай бұрын

    100%. 1 company can and often does go bankrupt. 500 biggest usa companies? No chance of that happening. So anytime there is a bear market i just buy more. Sp500 is on sale then

  • @cb7560
    @cb75609 ай бұрын

    Good video. I completely agree with you. I'm an index investor and have been for three decades, BUT, as a bit of added background you may be interested that my dad, who was a stockbroker in London from the early 1950s onwards, once told me that until the creation of the first unit trusts/mutual funds, most shareholders never thought in terms of "beating the market" (as apart from anything else, the data on the market was hard to source for the average shareholder). Most of either them bought individual companies or more likely investment trusts for the long term dividend yields, and held the shares for the longer term, or picked "penny" shares for a punt. The whole "beat the market" thing was an American advertising idea which came to prominence in the early 1960s, and was used by mutual fund companies to make you buy and hold their fund over those of a competitor.

  • @lilytea3
    @lilytea310 ай бұрын

    0:28: 📊 Picking stocks is not as easy as it seems, as many investors struggle to beat the market and even super investors make mistakes. 3:08: 📈 The market is skewed by a small number of companies that have returned huge amounts of money. 6:07: 📈 The video discusses the investment principles of Bill Lmanis and the importance of investing in high-quality companies with strong balance sheets. 9:00: 📈 Investing requires emotional strength and patience to navigate market volatility. 11:54: 💰 Investing in funds and using stocks and shares ISAs can help you get started in investing. Recap by Tammy AI

  • @currypablo
    @currypablo8 ай бұрын

    I buy the S&P 500 index fund ETF version, but I also buy high yield dividend stocks for income.

  • @wongrichx
    @wongrichx11 ай бұрын

    Yes. I would buy index ETF. Picking stocks is very troublesome.

  • @TobyNewbatt

    @TobyNewbatt

    11 ай бұрын

    I still pick some..not going to lie..but it's a very small amount and It keeps me excited :)

  • @MattMcQueen1
    @MattMcQueen111 ай бұрын

    It would be interesting to know how an S&P 500 fund performs depending on whether you are a US resident or a UK resident. Currency fluctuations, and perhaps other factors such as tax, will have an effect on returns. KZread videos often talk about the returns of the index, rather than the returns of funds based on those indexes.

  • @ChrisShawUK

    @ChrisShawUK

    11 ай бұрын

    Tax management is an important part of investing, and critical to maximising returns. But it's independent of the underlying investment strategy. The UK is one of the most generous tax shelters in the world so it's worth maxing those out. On the currency front, it doesn't really make a difference. 75% of the ftse 100 earnings are international, so the sterling price of the index has currency movements baked in.

  • @MattMcQueen1

    @MattMcQueen1

    11 ай бұрын

    @@ChrisShawUK my question was about the S&P 500, and a uk based fund will definitely be affected by currency fluctuations in that case. For US dividends, there is also a withholding tax, which I don’t think is avoided by putting your investment inside an isa, for example, since that is a US tax and not a UK tax.

  • @ChrisShawUK

    @ChrisShawUK

    11 ай бұрын

    @@MattMcQueen1 yes, but US citizens can't avoid those taxes either (except up to limits allowable under their law). Yes, a US citizen owning the S&P is not subject to currency fluctuations. But a UK citizen owning the FTSE100 definitely is. This actually makes it easier to diversify into the s&p from the UK ... while not completely zero, they are negligible when comparing the returns from each

  • @retsoptihs0

    @retsoptihs0

    10 ай бұрын

    Good points. What you could do, is invest half into VUSA(£) and half into VUSD($). Or, if you'd rather not have to reinvest the dividends yourself, invest in VUAG(£)/ and VUAA($). I don't know if it's a better idea or not as I haven't tried it (I have VUSA as the spread on VUAG on T212 is a bit shady), but it would protect you a little from currency fluctuations.

  • @dragos-andreidascalu4566
    @dragos-andreidascalu4566Ай бұрын

    This Video Saved My Life. Thank You So Much.

  • @breadcrumbsyum
    @breadcrumbsyum11 ай бұрын

    Hi Toby. Thanks for creating the videos. I have a suggestion; maybe you could do a video on bonds and bond funds. You could talk about creating a bond ladder with individual bonds, how most bond funds never actually mature. Government/treasury bond funds, high yield bonds corporate bonds. Yield to maturity. You could even talk about inflation-linked bonds. There's a lot of content on youtube about the equity part of your portfolio and the basic message is to diversify with an low-cost passive index fund, but I can't many videos that talk about bond funds.

  • @TobyNewbatt

    @TobyNewbatt

    11 ай бұрын

    Thanks for the idea :)

  • @tyeng1295
    @tyeng129511 ай бұрын

    People suck at stock picking because they start with low capital. When you’ve got £1000 you can’t buy Amazon where everything is priced in. Great in 5 years you might have £1250. So what. To make any actual money you have to buy 2016 Tesla or 2012 Bitcoin. That takes heavy risk and a lot of luck. By the time you see a stock on CNBC it’s waaaay too late

  • @ChrisShawUK

    @ChrisShawUK

    11 ай бұрын

    Most trading platforms allow you to buy fractional shares. And if you put £1000 into an index fund, you might have £1250 also over five years. You need to invest regularly... so 1000 every three months (or whatever you can afford). But you're still better off putting that into index funds because stock picking sucks even with more capital

  • @maxt1617
    @maxt161710 ай бұрын

    Good video. To support why you should not pick stock individually, I run an 8 stock portfolio (small caps, value investing) and consistently earn 20-35% p.a.... The catch is that I started investing in 2001 (age 24) now 46. I have an MBA (it is useful for a truly broad understanding of business). It requires 6-8 hrs a week to manage. And have spent 5 yrs creating a process that is not shared with anyone and the very few who know my results I turn away managing their money (the risk return is assymmetrical; just not worth my time for the hassle), in stark contrast to the charlatans trying to sell a process/course for $2000. Trust me, if you truly earn these returns, selling a course or being shadow invested for a few $ is pointless. So these are the reasons you should not pick stocks yourself; it is hard work and a long learning curve (only then does the stock market become your playground).

  • @TobyNewbatt

    @TobyNewbatt

    10 ай бұрын

    Great comment and thank you for watching!!

  • @ChrisShawUK
    @ChrisShawUK11 ай бұрын

    The other problem with "research" is that it's mostly just confirming the thing you were going to go in the first place. I mean, who is going to spend three months researching a company and then decide it's not for them, and spend another three months researching another one?

  • @TobyNewbatt

    @TobyNewbatt

    11 ай бұрын

    Yep exactly this mate. Also what deems good research? More time the better? Smarter the better? The more I learn the more I question myself. But hey…people will be people 😂

  • @p.c.h.6721
    @p.c.h.672111 ай бұрын

    Good, simple, informative, straightforward video 👍

  • @TobyNewbatt

    @TobyNewbatt

    11 ай бұрын

    Thanks for watching :)

  • @brysoga
    @brysoga11 ай бұрын

    Ive gone for a tech fund and suppliement it with shares in coinbase and microstrategy. I just keep adding to those 3 in my isa every month. Time will tell if its been a good bet or not

  • @TobyNewbatt

    @TobyNewbatt

    11 ай бұрын

    We never know what the future will hold, but good luck! tbh Bitcoin is probably heading for another bull market but lets see :)

  • @alanmorris3854
    @alanmorris385411 ай бұрын

    I'm an inverster not a trader so most of my money is in indexes. I have a few dividend stocks and a few growth stocks to keep it interesting and to stop ne doing something stupid with my funds. I look at the funds as my savings account and stocks as my cassino money. But the way I look at it I've neither beaten the market or lost to it untill the day I cash in

  • @TomsPersonalFinance

    @TomsPersonalFinance

    11 ай бұрын

    I do the same as you, Alan. I love having a small percentage allocated to individual stocks to keep investing a bit more exciting.

  • @alanmorris3854

    @alanmorris3854

    11 ай бұрын

    @TomsPersonalFinance yep it keeps it interesting helps you learn. I only invest an amount in stocks I'm prepared to lose and its always nice getting dividends. So the up one day down the next really don't matter to much

  • @TobyNewbatt

    @TobyNewbatt

    11 ай бұрын

    Snap, not going to lie I also have some stocks and I use this to keep me interested. Same thought process, happy to underperform or even lose but it keeps me in the game :)

  • @turner1622
    @turner162211 ай бұрын

    Cheers Toby for the video, picked a few stocks and created a pie on T212, nothing too serious, see where it goes. Have a good weekend

  • @TobyNewbatt

    @TobyNewbatt

    11 ай бұрын

    You to bud!

  • @shimsteriom4191
    @shimsteriom419111 ай бұрын

    Cracking video as always Toby 👌

  • @williamritchie9924
    @williamritchie992411 ай бұрын

    BRK-A 75% portfolio, other 25% in individual stocks. I should probably put 100% into BRK-A though but I have a few individuals to make it interesting 😅

  • @TobyNewbatt

    @TobyNewbatt

    11 ай бұрын

    At this point isn’t Berkshire pretty much the market? Going to be very hard to outperform in the future?

  • @gm2407
    @gm240711 ай бұрын

    I started in 2021. Within the first month was down 1/7th of my investment. Curtently up 1/7th of my investment. My entire position is down bar one stock that is up in value 3x. I am holding based on my assessment that these buisinesses will all be a going concern in 1 ,5, 10, 20 and 30 years. I expect each of them to rebound at different times. I bought 9 stocks and one of them split into a 2 companies. Got to accept that these equity stocks are not beating the market for the last two years. I have also not put in any more money to the position due to outside factors. Happy that I largely set and forget it. Will start looking to put more money in and look for different stocks in the future, may include some index funds in the portfolio.

  • @TobyNewbatt

    @TobyNewbatt

    11 ай бұрын

    Good luck! Will you be ok if they do not beat the market and you end up with poor returns?

  • @gm2407

    @gm2407

    11 ай бұрын

    @@TobyNewbatt I am pretty diversified. 1 bank, 1 energy company, 1 REIT, 2 Medical, 2 Insurance, 1 Financial software company, 1 infrastructure company and 1 telecomes company. Looking to diversify a little more when I start regularly investing again. Into sectors not invested in yet. Also currently completely overexposed to the UK market as havent gone abroad yet as I don't know the tax exposure risks. But it is all in a Stocks and Shares ISA. I put the same amount in each investment. Expecting 5 dividends this month which will allow me to start considering the next company short list. I want a supermarket but am not sure if any of them are undervalued at the moment so will consider them and move on to another sector if better value can be found.

  • @meinages
    @meinages9 ай бұрын

    Thanks another great and informative video!

  • @TobyNewbatt

    @TobyNewbatt

    9 ай бұрын

    Cheers for watching :)

  • @nicobass1966
    @nicobass196611 ай бұрын

    Good man -I think the market is on the up and I hope we see an uplift in the US Equity as I've got a big pot ridding on it :)

  • @toien
    @toien4 ай бұрын

    It's good advice. But just buying EFTs, etc. isn't as exciting as buying stock. lol

  • @roblowry9457
    @roblowry945711 ай бұрын

    The more I read/watch about investing in stocks, the more I am convinced to stay pound cost averaging into Vanguard FTSE Global All Cap. JL Collins' "The Simple Path to Wealth" with a UK twist is my plan. Thanks for another great video.

  • @TobyNewbatt

    @TobyNewbatt

    11 ай бұрын

    100% and a great book. It's really hard to just keep it simple in a bull market when you see stocks rising so fast, and you think everyone is making a fortune, but the reality is that they aren't. Keep up the good work, and focus on whats important :)

  • @lukespelman8862
    @lukespelman886211 ай бұрын

    I think you're right that most people shouldn't buy stocks, I just don't agree all people shouldn't. What you have done is highlight a really good video on what people need to be conscious of if they want to buy individual stocks, and i'll also even agree most won't do these things even when they know. The Peter Lynch stomach quote is great. I know people who've made smart investment decisions, but bailed out on bad news, and done significantly worse than if they'd just bought and ignored. The key I think is knowing within yourself your limitations. I made mistakes early, but I've learnt from them. I won't go back towards the ETF route now, but I understand it may be the best way for many. Whatever works for you as an individual.

  • @TobyNewbatt

    @TobyNewbatt

    11 ай бұрын

    Thanks for the comment! Just one thing I'd say though, is yes while I agree that most people shouldn't be buying stocks. Even those who apparently know what they are doing still cannot and do not beat the market consistently...so if the experts with all the resources can't beat the market, do you think you can beat the market consistently over the next 20-30 years or whatever you investing horizon is?

  • @lukespelman8862

    @lukespelman8862

    11 ай бұрын

    @TobyNewbatt it is a fair question. I know people who have done it for that long but the other benefit they have is they can align their stock choices to their specific financial goals better than with ETFs. Based on my last few years, I'm pretty confident. I made mistakes early, and they were a cheap lesson. I take your point though, onlly time will tell though.

  • @TobyNewbatt

    @TobyNewbatt

    11 ай бұрын

    @@lukespelman8862 as long as you understand the risks. As you might guess, my biggest fear is that most retail investors don’t and they get shafted all along by high fees, grifters etc. who claim to know the future. Thanks again for the reply Luke and keep up the good work 👍👍

  • @lukespelman8862

    @lukespelman8862

    11 ай бұрын

    @TobyNewbatt totally self managed. I had a family member who did half self managed and gave half to a financial advisor..after a while he realised that not only was he doing significantly better but the financial advisors logic in their decisions seemed underwhelming. He then changed to 100% managed. I believe most financial advisors are detrimental.

  • @roberthem5216
    @roberthem52169 күн бұрын

    Underrrated content❤️

  • @paultozer3153
    @paultozer315311 ай бұрын

    Love your videos. Have started investing in S&p and world ETFs. Can I ask what microphone you use on your videos as it is really clear.

  • @TobyNewbatt

    @TobyNewbatt

    11 ай бұрын

    Thanks! I use a Sennheiser MKE 600, in a well treated room and give it some tweaking in post. Glad to hear it, I'm obsessed with sound haha

  • @stuinvests
    @stuinvests11 ай бұрын

    Great video! Just subbed.

  • @TobyNewbatt

    @TobyNewbatt

    11 ай бұрын

    Thanks for the sub! Welcome :)

  • @pipebliss
    @pipebliss9 ай бұрын

    Hi Toby, Where did you find the data about only 3% of the dividend stocks (paying over 2%) beat the S&P500? Would you mind sharing the link?

  • @TobyNewbatt

    @TobyNewbatt

    9 ай бұрын

    Koyfin - I used a market screener to whittle down US, Canadian and EU stocks - then said who gave a total return above 12.7%, then filtered by dividend yield 2% TTM. Any platform with data like that can tell you :)

  • @dcphillips1991
    @dcphillips199111 ай бұрын

    Warren Buffet bought a company I worked for, and it did absolutely shit I'm sure he's on record saying he regretted buying it, it's called Lubrizol.

  • @TobyNewbatt

    @TobyNewbatt

    11 ай бұрын

    Interesting! Have to remember that anyone can make mistakes as we just do not know the future. In fact I'd wager that Berkshire will have a very hard time beating the market over the next 20-30 years. It's just too big now

  • @lawrencer25
    @lawrencer2511 ай бұрын

    Fabulous video as always. I thought about 2000 , came back as 1880 . Think i will do the lottery next week 😂😂😂😂😂😂😂 Keep the good work up 🎉🎉🎉

  • @elenaburuiana4436
    @elenaburuiana44362 ай бұрын

    Currently rented a very small office, I have this crazy idea.... I want to look and study the greatest investors and what investment they made and what stocks they picked.... Analize them from balace sheet to product to try even to understand the "feeling" they gaved to ppl... You know like apple does... Makes you feel you have premium product "think different" bla bla and make a list of rules then filter them throught those 22k stocks might work might be a waste of time..... I don't have anything good to do all day either way🤣🤣🤣

  • @abdulrahman31350
    @abdulrahman3135011 ай бұрын

    Theres way too many great companies. Index funds all the way for me. Plus i invest £500 into a sipp, and £500 into a stocks and shares ISA. That is no where enough to make a dent investing in one company

  • @ionut.666
    @ionut.66611 ай бұрын

    can you please give some examples of diversified index funds for beginners in trading? 🙂

  • @TobyNewbatt

    @TobyNewbatt

    11 ай бұрын

    Check out my channel! I have loads of videos

  • @heyjianjing
    @heyjianjing11 ай бұрын

    I guessed that >4,000 can beat 12.7, while

  • @TobyNewbatt

    @TobyNewbatt

    11 ай бұрын

    Nice guesses! Lots of very small companies in that list though that you’d never come across. It gets very small once you filter medium sized

  • @keithdockrell7088
    @keithdockrell708811 ай бұрын

    The answer is to invest in things you know. If you work in the automotive industry, or in insurance, or in food, or in health, wherever you work you have valuable insider information and can often make better decisions than people studying graphs and charts, including the professionals. People lose money because they buy things they don't know. JMHO.

  • @FlyingFun.
    @FlyingFun.11 ай бұрын

    my guess is 5% if that. edit, I was slap bang in the middle of those that beat it and those that beat it by20% or more. I tried picking stocks and lost money, I tried picking fund managers and lost more money and its still losing a lot. I switched to low cost indexes ir sp500 and vwrl and lost money but they come back every now and then get in front occationally, once this market gets out of the current rut I am confident I will get in profit on the indexes but no so much in anything else so I'm just moving everything out of the funds into indexes, I've only seriously been investing with big money for the last 3 years and it has been a heck of a ride ..

  • @TobyNewbatt

    @TobyNewbatt

    11 ай бұрын

    Nice guess Nigel! I wish I knew how difficult it was when I started I'd have made some very different decisions! :)

  • @FlyingFun.

    @FlyingFun.

    11 ай бұрын

    @@TobyNewbatt yep me too, the problem is other investors don't do their research and just jump on any bandwagon going up regardless of fundamentals so how do you deal with that ..... In the end most people will settle for the indexes though so that should always survive at least . I'm actually much happier with the market now though, the slower the growth the more solid the foundation, was too much leverage in the system which is now being flushed out hopefully.

  • @adrianellis2433
    @adrianellis243311 ай бұрын

    The stocks that beat the markets are usually smaller companies that get bought by larger companies

  • @TobyNewbatt

    @TobyNewbatt

    11 ай бұрын

    They do often start pretty small which makes them even harder to find! If you filter out small caps the number of great performers is even smaller 👍

  • @adrianellis2433

    @adrianellis2433

    11 ай бұрын

    @@TobyNewbatt Lord Lee was the first ISA millionaire 2003 he only invested in Aim stock.

  • @philiplythgoe7173
    @philiplythgoe717310 ай бұрын

    Learn how to be happy losing money, l love it...

  • @TobyNewbatt

    @TobyNewbatt

    10 ай бұрын

    😂😂

  • @TheBigShort11
    @TheBigShort1111 ай бұрын

    I average 17% p.a for 3 decades, it is actually easy with couple of millions than with billions.

  • @ChrisShawUK

    @ChrisShawUK

    11 ай бұрын

    Why does it matter the amount you have? If you get 17% pa, you'll get that on £1000 or £10m

  • @fanban2926

    @fanban2926

    10 ай бұрын

    @@ChrisShawUKIt matters a lot because with lower amounts it's easier to buy less liquid stocks.

  • @ChrisShawUK

    @ChrisShawUK

    10 ай бұрын

    @@fanban2926 that's just a word salad

  • @fanban2926

    @fanban2926

    10 ай бұрын

    @@ChrisShawUK No, it's true. Liquidity is a big issue for big investors. That's why you won't see Warren buffet buying microcap stocks.

  • @angeloflam
    @angeloflam10 ай бұрын

    Hi Toby, I have an ISA with trading 212 that I put an initial sum of £10k into (and am adding £500 to each month on top). I am investing £500 each month from this into an ETF (S&P 500). I noticed the interest is only 2% on the Isa and just wandered what the benefits are of having it in this Isa v having it in my savings which gives me 4.5%? Not sure whether I should just invest each month into the fund as opposed to having that 10k sat in there not earning much. What do you think?

  • @BIG2hats

    @BIG2hats

    8 ай бұрын

    I would lump sum the majority of that 10k (research lumpsum investing vs DCA’ing). If you want to keep the 10k in cash and only drip in £500/months, then put this in a savings account account and setup a debit debt from there to your ISA. The avg. returns of the s&p500 in the long term are 8%, much higher than 4.5%

  • @Mr.logic1234
    @Mr.logic12347 ай бұрын

    Thanks

  • @aran7teen
    @aran7teen11 ай бұрын

    I know my place. Index funds are for me 😂

  • @zanychelly
    @zanychelly11 ай бұрын

    I’m happy that I don’t suck, between bonds and stocks I’m way above the S&P500, Inflation and any other normal benchmark. How I did it: Good companies, good bonds from good companies that were trading with premium, and the most important: not overreacting when the markets goes crazy.

  • @Azel247

    @Azel247

    11 ай бұрын

    How long have you been doing it for?

  • @ChrisShawUK

    @ChrisShawUK

    11 ай бұрын

    I'm interested too in how long you've been beating market. I've been investing for 25 years and achieved market return over that period.

  • @coolkevin19920208
    @coolkevin1992020810 ай бұрын

    What is the percentage of allocation of index fund in your portfolio?

  • @TobyNewbatt

    @TobyNewbatt

    10 ай бұрын

    About 80%

  • @coolkevin19920208

    @coolkevin19920208

    10 ай бұрын

    @@TobyNewbatt any philosophy behind this allocation?

  • @TobyNewbatt

    @TobyNewbatt

    10 ай бұрын

    Because index funds have low fees and beat 95% of professional investors over long periods of time. @@coolkevin19920208

  • @Àdhamh_Fife
    @Àdhamh_Fife11 ай бұрын

    Thanks Toby, great video as always. Not 'picking' stocks anymore. Got my 25 stocks that I'm investing in, along with a ETF, HI bonds, and precious metals. Leaving it for the computer to keep adding each week and will wait for 10-15 years to check it, and then cash in. I'll keep watching your videos tho. Thanks man 😁x

  • @TobyNewbatt

    @TobyNewbatt

    11 ай бұрын

    Cheers Adam, and nice plan. Sounds so easy doesn't it but in practice you need a lot of patience but this is the way :)

  • @DD-cq9lg
    @DD-cq9lg6 ай бұрын

    What tax will be applied if one invests in u.s.a from u.k?

  • @valerienewbatt9678
    @valerienewbatt967811 ай бұрын

    As always very good.

  • @TobyNewbatt

    @TobyNewbatt

    11 ай бұрын

    Thanks wee Val

  • @DogScreenTV
    @DogScreenTV7 ай бұрын

    Might put 1/2k into CELH and see what happens. If I lose it I lose it, don’t quite have to balls to put 10k in though😂

  • @yiannidalakas3514
    @yiannidalakas35149 ай бұрын

    Hi Toby. You produce very high-quality and informative content. You're in a small minority on KZread. Thank you very much for this. I hope that this channel continues to gain traction.

  • @marclaaq
    @marclaaq9 ай бұрын

    I am currently accumulating cash in my account. Waiting for the next bottom(no matter how long that takes), then spread the capital out. This way I get growth and dividends.

  • @mstefa007

    @mstefa007

    3 ай бұрын

    Statistically, that’s inferior approach. Most returns are gaine over 3-5 days in the market. It’s proven that all in index has best chance. Timing the bottom doesn’t work

  • @jonnymillard3085
    @jonnymillard30854 ай бұрын

    The problem with this view is that you’re ignoring how one big win will defeat 20 losses. E.g buying Amazon in as late as 2010 for £1000 and then holding. Would now be with £30k. You could have 25 disasters and still be up.

  • @TobyNewbatt

    @TobyNewbatt

    4 ай бұрын

    Good luck if you manage to hold on to the right winner. How do you know which one will recover from a 90% loss like Amazon did or which ones go bankrupt? You're asking for trouble with all of your future wealth at stake :)

  • @jonnymillard3085

    @jonnymillard3085

    4 ай бұрын

    @@TobyNewbatt I do agree to be honest mostly. I split my investments 60/40 in my ISA, 60% being in a few Vanguard ETFs. In my SIPP I only have ETFs. I just enjoy investing in a few companies I’m excited by in that 40%. I’ve had a few disasters, I’ve had a few wins. I enjoy the process.

  • @1292liam
    @1292liam11 ай бұрын

    I was thinking of buying 8k in EQQQ (or VUAG) and 2K in Tesla (maybe 1K in CELH and 1k in BTC as well). That's it. Hold them for 3 to 10. It's fun to watch, and be a part of, the Tesla rollercoaster! I think you have some Tesla, if I remember rightly? Despite Elon doing some dick moves recently, I think long term he has many decent avenue's he's pursuing, mainly Tesla cars itself. Im always reading positive news that are or could be, strong catalysts to drive It ever north

  • @meinages
    @meinages9 ай бұрын

    Been Investing for around 18 months and still check the price most days. Although it's for 30+ years down the line. Just a habit I guess.

  • @TobyNewbatt

    @TobyNewbatt

    9 ай бұрын

    we all do it :P

  • @oestian
    @oestian9 ай бұрын

    Running a benchmark portfolio for 5 years for this reason with just ETFs next to my dividend portfolio. The benchmark is better, but only slightly. I rather stick to quality stocks. Buying the market is completely overrated from my experience. Just try both and see for yourself. Don’t trust the statistics.

  • @TobyNewbatt

    @TobyNewbatt

    9 ай бұрын

    Ok good luck. 5 years isn’t a long term time frame though. The stats don’t lie that most people and the professionals do not perform better than the market 👍👍

  • @ianmckinney3446
    @ianmckinney34467 ай бұрын

    I personally think you should have 70-80% of your investments in an index fund and the other 20-30% in stocks you have picked yourself.

  • @TobyNewbatt

    @TobyNewbatt

    7 ай бұрын

    Sounds sensible to me if you like to pick some stocks on the side and this is pretty much what I do. And I'd say if you are not bothered just have 100% index! :)

  • @ryantgod2735
    @ryantgod27356 ай бұрын

    which ETFs do you have toby?

  • @TobyNewbatt

    @TobyNewbatt

    6 ай бұрын

    You can watch any of my Portfolio updates which are all on KZread 👍

  • @withoutwroeirs
    @withoutwroeirs11 ай бұрын

    I think you're UK based? Centrica is up almost 300%.. after my idea on tradingview was published in January 2021. Currys PLC is next.. be careful with index funds, I think they are cooked. Individual stock pick will be the way forward for the next 10 years at least.

  • @rhymer2k

    @rhymer2k

    11 ай бұрын

    Makes 0 sense

  • @withoutwroeirs

    @withoutwroeirs

    11 ай бұрын

    @@rhymer2k what part?

  • @1292liam

    @1292liam

    11 ай бұрын

    Currys is going up 300%, next?!

  • @withoutwroeirs

    @withoutwroeirs

    11 ай бұрын

    @@1292liam May 2018 the stock was at 190, 300% from current levels. Folks then only talked of it going higher. Now it is only going lower. Emotions are what keep the 90% guessing. Probability keeps the remaining 10% succeeding.

  • @withoutwroeirs

    @withoutwroeirs

    11 ай бұрын

    @@1292liam Was I wrong about Centrica? Long'd it from 50 in 2021. 240% move.

  • @Norfolkpaul
    @Norfolkpaul11 ай бұрын

    😊always great video

  • @TobyNewbatt

    @TobyNewbatt

    11 ай бұрын

    Thanks again!

  • @Lofipeak
    @Lofipeak11 ай бұрын

    I am 32% up in this year

  • @TobyNewbatt

    @TobyNewbatt

    11 ай бұрын

    Keep up the good work! Now just do that for 20-30 years :P

  • @The_journeyy
    @The_journeyy10 ай бұрын

    Index funds are definitely the way to go 👏

  • @notwkrail
    @notwkrail10 ай бұрын

    Brilliant invest with your advice we all get talking d0gs

  • @TobyNewbatt

    @TobyNewbatt

    10 ай бұрын

    woof!

  • @erniec2433
    @erniec243311 ай бұрын

    hello, fan of the channel. Why do you not talk about your crypto investments anymore?

  • @TobyNewbatt

    @TobyNewbatt

    11 ай бұрын

    Hello! I don’t want to be a crypto channel or talk about speculative investments here. I still hold my Bitcoin and ETH and it remains a very small part of my portfolio overall though 👍

  • @erniec2433

    @erniec2433

    11 ай бұрын

    @@TobyNewbatt thanks for the reply. You were quite bullish on crypto in the past - presume your view has changed now?

  • @TobyNewbatt

    @TobyNewbatt

    11 ай бұрын

    @@erniec2433 no not at all. I’d also not really call myself a bull. Most of the market is made up of scammers and crooks. Bitcoin is different though and I do think that has a long future ahead, especially as we imagine my generation wanting to own it for the long run as they get older over something like gold 👍

  • @EM3Finance
    @EM3Finance11 ай бұрын

    Need a good Goldfish

  • @TobyNewbatt

    @TobyNewbatt

    11 ай бұрын

    And an octopus 🐙

  • @__Rum-Ham__
    @__Rum-Ham__11 ай бұрын

    You suck at picking stocks because.. you’re picking stocks! Index and chill 😍

  • @TobyNewbatt

    @TobyNewbatt

    11 ай бұрын

    Index and chill...I'm gonna trademark that one day :P

  • @__Rum-Ham__

    @__Rum-Ham__

    11 ай бұрын

    @@TobyNewbatt you’re welcome to it as long as I get a commission 😂

  • @marshallmason1
    @marshallmason125 күн бұрын

    Beating the S&P 500 is easy. There's even an index fund that will do so, several in fact. SPYU, for example, will beat the S&P 500 by engaging leverage. Problem is, the volatility is insane. But then again, the volatility of the S&P 500 is bad too. The way you smooth out that volatility in both cases is with fixed income investments such as T Bills.

  • @iffieaesar7620
    @iffieaesar762011 ай бұрын

    Wibble!!!!!! XD

  • @TobyNewbatt

    @TobyNewbatt

    11 ай бұрын

    Have a Wibble good weekend 😂😂

  • @zetaconvex1987
    @zetaconvex198711 ай бұрын

    Europe has likely underperformed the S&P500 over the last decade, so by including them, you're skewing your statistics downwards.

  • @TobyNewbatt

    @TobyNewbatt

    11 ай бұрын

    I can do the same for just US stocks...and the statistics are still not good :) Most stocks underperform the market it's just a fact. Here goes - US & Canada - 13,618 stocks. How many made 12.7% over the last 10 years to beat the market? 898 that's 6.5% How many were at least over $5bn market cap 387

  • @whatisheartscont2be645
    @whatisheartscont2be6459 ай бұрын

    Yep, the overwhelming majority of stocks are losers.

  • @aturan-fo1qt
    @aturan-fo1qt11 ай бұрын

    Hi Toby, I like your videos but every KZreadr says same names (Warren Buffett, Charlie Munger, etc) and same things like a cookie cutter. We are tired of these. Who recommends these to you, KZread algorithm?

  • @TobyNewbatt

    @TobyNewbatt

    11 ай бұрын

    Thanks for watching. Well In investing a lot of the principles are the same they do not change. There are very few long term investors with a solid track record, so some examples might sound the same but it’s only the same as you might watch a fitness channel and saying every exercise is the same. Lots of nuance and details to cover 😁

  • @peterzz4266
    @peterzz42664 ай бұрын

    This video was so dragged the F out

  • @TobyNewbatt

    @TobyNewbatt

    4 ай бұрын

    - a review of the Lord of the Rings trilogy, 2024.

  • @christianlacroix5430
    @christianlacroix543011 ай бұрын

    I'll just 100x on shitcoins, thank you.

  • @TobyNewbatt

    @TobyNewbatt

    11 ай бұрын

    😂😂😂😂

  • @dubsdolby9437
    @dubsdolby94379 ай бұрын

    Tesla meta Google Microsoft amazon job done ✔️ 😊

  • @chop5388

    @chop5388

    3 ай бұрын

    Jup they carry the s&p