Thanks a million for the lucid explanation.. would have saved a few thousand by now if I had seen this video earlier..Excellent material as always. you deserve far far more subscribers and I will definitely pass on info about your channel onwards. what is your take on the axis bank rewards programme too ?

@SpendWiselyOfficial

2 жыл бұрын

Thank you so much for such lovely comment and support 🙏. I started the channel in Aug’21 only. With support from your guys, hopefully it will grow bigger. Regarding Axis reward program, I have made multiple videos on Axis Grab Deals. See in the Credit Cards playlist.

Woww very well explained....i havnt found such information on youtube yet..thanks for helping your subscribers :) keep up the good work!!!!!!

@SpendWiselyOfficial

2 жыл бұрын

Thank you 😊

Not getting accelerated reward point on gift card purchases from smart buy instead getting base reward through regalia credit card. What's is the solution sir

Amazon gift voucher buy karenge to reward points kaha credit hoga

First time sign up is not required at smart buy page. Main thing is you have to login at voucher page .

@SpendWiselyOfficial

2 жыл бұрын

Yeah, but its better to do that

Amazon gift card buy karte time reward points show nahi huye spne payment card se ki h

Bhai convince fees to sabse kam irctc ke website par lagta kewal Rs 50 hi lagta hai Rs 250 kyon diya jaye aap hi batao. Thank,s

Now GyFTR is charging 2.5% Fee+Tax for amazon gift card. On product purchase Millenia credit card have 5% cash back over direct amazon website. Smart buy also give 5% cash back. I think both will be same for for Millenia credit card customer.

Can we create 2 or more smartbuy/gyfter accounts if we have multiple hdfc credit/debit cards?

@SpendWiselyOfficial

2 жыл бұрын

Haven’t tried, but it should be possible.

what if transition is failed and rewards points are not showing in account

Is any charges on smartbuy card ?. Without card no account creation?

@SpendWiselyOfficial

2 жыл бұрын

You just need to have HDFC Debit Card or HDFC Credit Card, no other charge. Or you can download HDFC PayZapp app and create HDFC PayZapp card for free.

Is this offer Applicable on buying amazon shopping voucher also or just pay gift card only ?

@SpendWiselyOfficial

Жыл бұрын

Both

cashback kaha aata hai ?

Mere pass HDFC Bank ka koi saving account nai hai but HDFC Bank ka credit Card hai.. to smartbuy se shopping karenge to cashback milaega kya..?? aur agar milega to kaha pe credit hoga..?? pls suggest me. Thank you.

@SpendWiselyOfficial

2 жыл бұрын

Cashback milega aur credit card me credit hoga.

@vatsalvala

2 жыл бұрын

@@SpendWiselyOfficial credit card statement me kab credit hoga 90days k bad ya next statement me?

@parveshbansal4921

6 ай бұрын

My question is also same credit card statement mai kab credit hoga?

mera HDFC ka indian oil CC hai.. ispe kya milega.. smart buy se shopping kra toh

On SmartBuy site for Amazon Voucher it is showing total 16.66% cashback and not 33% for Infinia card. Same is for Amazon through SmartBuy. Is there no more 33% cashback on Infinia CC ?

@SpendWiselyOfficial

2 жыл бұрын

They reduced Cashback rates last month. Watch my separate video on that.

@Tushar-cy6ub

2 жыл бұрын

@@SpendWiselyOfficial16.6% for flights and hotel bookings. If you convert to real cash its only 5% i think

Sir is cashback applicable if I pay from hdfc easy point platinum debit card.

@SpendWiselyOfficial

2 жыл бұрын

Yes

If we delete the biller, we can pay any penalty for this. Please update us.

@SpendWiselyOfficial

Жыл бұрын

Couldn’t understand your question

Thanks for saving money

@SpendWiselyOfficial

2 жыл бұрын

Welcome 🙏

sir agar main money back plus credit card se Amazon shopping kiya toh 10x reward +5% cash back milega? or 2x reward +5% cash back milega?kindly confirm it.

@SpendWiselyOfficial

2 жыл бұрын

It will be 2x reward points + 5% cashback upto Rs.1000 per calendar month

@manjulabellivari6877

2 жыл бұрын

@@SpendWiselyOfficial thank you sir

@Tushar-cy6ub

2 жыл бұрын

@@manjulabellivari6877 is it 5+5+1. Then is it better than amazon pay icici credit card?

I have two points on instant voucher purchase. 1. After login smart buy page, can i buy amazon voucher by further log in amazon web page instead of GYFTR ? 2. The same interface also available on payzapp app. Payzapp also redirect to the GYFTR page to get amazon voucher through smart buy. Is there any difference between this two type of transaction of purchasing amazon instant voucher ?

@SpendWiselyOfficial

2 жыл бұрын

Answer to Q.1 You won’t get any reward points if buy the gift-voucher from Amazon website even if redirected through SmartBuy. 3x or 5x reward points are only for Gyftr. 2. On PayZapp also you get the same SmartBuy offers like 3x or 5x points.

@PNM2007

2 жыл бұрын

@@SpendWiselyOfficial Thanks boss.

why not just recharge wallet n the max cashback points instead of going through all these🤔🤔

Sir smartbuy portal hamara aur HDFC card dusre ka ho to kisko Cashback milega ??

@SpendWiselyOfficial

2 жыл бұрын

SmartBuy portal par mobile no. aur credit card par linked mobile no.same hona chahiye.

Ab amazon voucher pe fees lagne lagi hai

If shopping at amazon through millenia card if offer of instant discount also going on, will I get 5% smartbuy cashback plus 5% regular cashback of millenia plus 1% cashback plus the instant discount also? Please compare it with amazon pay icici credit card

@SpendWiselyOfficial

2 жыл бұрын

You will get 5% SmartBuy cashback, 1% Millennia regular cashback and Instant discount offer.

@Tushar-cy6ub

2 жыл бұрын

@@SpendWiselyOfficial That's really cool. So you suggest using through smartbuy and not directly at amazon

@Raunak_1

Жыл бұрын

How many time it's take to credit cashback in card account I was purchased before 3 days, so transaction shows in. Card but cashback not credited.

Sir, Amazon voucher nahi show Ho rahi hai aaj instant vocher section mein

@sunilpatel-sq7px

2 жыл бұрын

Muje bhi nahi show ho raha

@SpendWiselyOfficial

2 жыл бұрын

Its available now. Type Amazon in search box, you will get.

Sir kindly make a new video on this topic with revised cashback rate and also include Millennia card or if possible please tell me the cashback rate on Millennia for Amazon gift card

Fyda kya hova voucher ka

For millenia card through smartbuy 5+1 and if direct at amazon 5%. But for real cashback using it direct at amazon better or not? Is smartbuy real cashback?

@SpendWiselyOfficial

2 жыл бұрын

With Millennia on SmartBuy, you will get cashback points. If Cashback points are more than 250, you can convert them into real cash . They will be credited in your credit card.

@Tushar-cy6ub

2 жыл бұрын

@@SpendWiselyOfficialare cashback points equivalent to real cash and any conversion charges

Hello sir mere pass smart buy 250 ka voucher aaya h usko kaise redeem kru

@SpendWiselyOfficial

2 жыл бұрын

Purchase anything on SmartBuy, you will see space to enter SmartBuy voucher once you would go to cart.

Sirji ye ji other Debit and credit card ka 1000 cashback hai Vo card me aata hai ?

@SpendWiselyOfficial

2 жыл бұрын

Yes, card me ata he

Hi brother amazing video, can I know is maximum in a month how much we can buy gift card from credit card. Is there any cap for this

@SpendWiselyOfficial

Жыл бұрын

There is brand-wise monthly limit. For example, Flipkart 10k, Amazon 5k.

@neerajkhattry5946

Жыл бұрын

Can you please make a video on rent payment through credit card

When will we receive cashback from SmartBuy instant or after some days

@SpendWiselyOfficial

2 жыл бұрын

After some days

@garvitsikhwal

2 жыл бұрын

@@SpendWiselyOfficial approx days

Sir Thanks 💐💐💐💐💐 👇 Plz Sir mujhe ye bataye HDFC Regalia CREDIT CARD Rewards Points Ki Validity Kaise Check Kare 🙏🙏🙏🙏🙏

@SpendWiselyOfficial

2 жыл бұрын

Go to HDFC Net Banking, click on Cards tab, Select Credit Card in left hand side menu, you will see Reward Points in sub-menu under Credit Card. Click on that.

@syedbaba4578

2 жыл бұрын

Sir I don't have HDFC account

Sir, bahut achi video Hai, yeh batayie ki amazon gift card se hum kaiser doodhwale ko payment Kar sakte hain

@SpendWiselyOfficial

Жыл бұрын

Thanks. Actually, I stay in Mumbai. Here, our milk supplier developed an app during lockdown to take online payment through Razon Pay gateway. There is an option to pay using Amazon balance

Sir main axis Bank grap deal ke thru shopping ki thi aur product delivery hone ke baad 4 January ko grap deal cashback ka message aaya , mujhe cashback kab milega ? Aur agar nahin mila to mein kahan complaint karun 😟 ?

@SpendWiselyOfficial

2 жыл бұрын

Message aya tha to cashback aega. 2 mahine tak lag jate he cashback ane me. Apke statement me aega Grabdeals ke naam se.

@YASH____

2 жыл бұрын

@@SpendWiselyOfficial but usme to 90 to 120 day likha tha matlab 3 month ?

@sahilchandak3986

2 жыл бұрын

@@YASH____ merko grab deals me 3 4 mhine bad aaya tha cb

Apka face Sambit Patra ki tarah hai sir,Aur bolne me bhi same..

@AjeetKumar-kw5uu

2 жыл бұрын

What's your name sir?

@SpendWiselyOfficial

2 жыл бұрын

😀 don’t know how to react 🙏

@dhawalshah1570

2 жыл бұрын

Yes somewhat :)

@santrajprasad1992

2 жыл бұрын

बिल्कुल सही भाई

Sir, Please make video on mutual fund

@SpendWiselyOfficial

2 жыл бұрын

Will make one 🙏

Nice video informative content

@SpendWiselyOfficial

2 жыл бұрын

Thank you 🙏

Sir Aur Mujhe Max Ka Gift card Purchase Karna hai Usme Show Karaha hai 1.5 % instant discount Aur 5%R P points Aur 5% instantly cashback plz mujhe Bataye ye kya hai 🙏🙏🙏🙏🙏

@SpendWiselyOfficial

2 жыл бұрын

You will have to pay 1.5% less than the gift voucher price. And you will also get 5% reward points if you haveJDFC Infinia/Diners Black or Regalia card. If you have any other HDFC Card, then you will get 5% Cashback.

@syedbaba4578

2 жыл бұрын

Ok thanks 💐💐💐💐💐

Smart buy offer like 5% cashback on instant voucher is applicable for Youth Account debit card

@SpendWiselyOfficial

2 жыл бұрын

Yes, its applicable on HDFC Youth Account Debit card.

@garvitsikhwal

2 жыл бұрын

@@SpendWiselyOfficial thanks a lot sir

@garvitsikhwal

2 жыл бұрын

@@SpendWiselyOfficial Sir is there any telegram group for resolving query from your end

@SpendWiselyOfficial

2 жыл бұрын

Not yet 😊. You ask me here, I will answer.

@garvitsikhwal

2 жыл бұрын

@@SpendWiselyOfficial Ok Sir

sir , i have millennia credit card . so i can have max 1000 cashpoints per month . so can i buy two 10,000 rs amazon gift cards ?

@SpendWiselyOfficial

2 жыл бұрын

You can buy upto 10k Amazon giftcard only in any 30 days period

@myminigames3848

2 жыл бұрын

@@SpendWiselyOfficial thank you very much

Is this offer is available for pazzapp card with mini kyc account

@SpendWiselyOfficial

2 жыл бұрын

No, its not applicable on PayZapp card. But available with PayZapp Walket option. Offer Applicable on Pay with PayZapp Wallet option and with PayZapp linked HDFC Credit Card. Confirm with HDFC Customer Care also.

@garvitsikhwal

2 жыл бұрын

@@SpendWiselyOfficialhdfc is offering hdfc money back plus and dinner privilege card My usage is bill payment and online shopping not traveling and hotel which card is better

Jaise apne dikhaya waise Amazon ke koi bhi gift card kharidne pe cashback milega?

@SpendWiselyOfficial

2 жыл бұрын

Ha, but sirf HDFC SmartBuy ke through kharidne pe aur HDFC Cards se payment karna hoga. But 1st May se inhone 2.5% convenience fee lagana shurukar diya he Amazon gift cards pe

@Pritamxp

2 жыл бұрын

@@SpendWiselyOfficial Ji sir. Aapka video hi dekh raha tha. Smartbuy pe gaya aur dekha ki 2.5% ka charge lag raha hai.

@shoyebshaikh799

2 жыл бұрын

@@SpendWiselyOfficial Flipkart voucher pe bhi Lage ga kya

Maine Payzapp k card se gift card buy kiya hai to kya mujhe Payzaap me 5% cashback mile ga?

@SpendWiselyOfficial

2 жыл бұрын

Yes

Who will tell about 99+ GST per point hahahah

Smartbuy gyftr se amazon gv 20k purchase will give 1k smartbuy cb+ 1k Milena bonus cb .i mean total 2k cb on milenia cc?

@SpendWiselyOfficial

Жыл бұрын

1000 SmartBuy but 1% Millennia as it will be considered other spend. 200 more. Total 1200

Is this official wensite of hdfc? beacuse in 5:54 link was http...Is it safe?

@SpendWiselyOfficial

2 жыл бұрын

Yes, its official website of HDFC. SmartBuy is on HDFCBank.com domain. Here is the link offers.smartbuy.hdfcbank.com