Getting Out Of The Debt Hole - Til Debt Do Us Part - Wed Now Pay Later

Тәжірибелік нұсқаулар және стиль

Newlyweds Robyn and Paul are freaked out by their mounting debt. What’s worse is that they haven’t had any fun since buying their home. They estimate it will take them at least five years to get out of the hole they’ve dug for themselves - and they figure they’ll be spending most of it sitting on the couch. Gail has a plan to get them back in the black in only one year - but only if they make some major sacrifices for their honeymoon. .
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Пікірлер: 119

  • @randysavage5710
    @randysavage5710 Жыл бұрын

    Crazy. This woman was my high school science teacher.

  • @karenfisher589
    @karenfisher5892 жыл бұрын

    It is pure torture that there’s no update as to how they in are in a year or even 5 years. I want to know 😩😂

  • @amandab8433

    @amandab8433

    Жыл бұрын

    YESSSS! For the Prince$$ show too. Especially for the woman who was rude, spent almost $11,000 in a month of her boyfriends money, and stole his laptop, and had the nerve to get mad when she got nothing at the end of the show.

  • @maralhosseinzadeh8716

    @maralhosseinzadeh8716

    Жыл бұрын

    @@amandab8433 ironically that woman is a "food security activist" in my town now...hopefully she has learned her lesson

  • @user-ti8bw1ri5h

    @user-ti8bw1ri5h

    9 ай бұрын

    ​@@amandab8433 and she's a single mother, still in debt.

  • @bovnycccoperalover3579

    @bovnycccoperalover3579

    Ай бұрын

    Why ironic? There's no zealot like a convert!😂

  • @ElenordeGuzman

    @ElenordeGuzman

    Ай бұрын

    @@amandab8433oh I saw that episodes she got no money at the end that was priceless lol

  • @susananderson7473
    @susananderson7473 Жыл бұрын

    I love this couple. They compliment each other and are clearly in love. Both working and both chipped in to help with the needed extra money. Hope they're having a great life.

  • @simply.clutterfree
    @simply.clutterfree Жыл бұрын

    We need to start a "Where Are They Now?" Reddit thread 😂

  • @denisebarker9288
    @denisebarker9288 Жыл бұрын

    They worked hard and accomplished what you asked. Good luck forever!

  • @maddywadsworth4312
    @maddywadsworth4312 Жыл бұрын

    I love seeing that other people bring a calculator! I used to add up as I go at the grocery store too. It was the only way to really stay on budget.

  • @legzfalloffgirl5148

    @legzfalloffgirl5148

    Жыл бұрын

    Same!! I also price shop before purchasing to make sure I can afford my things

  • @candaceann3319

    @candaceann3319

    Жыл бұрын

    I still do.

  • @laurhawk

    @laurhawk

    8 ай бұрын

    I do this for our food shop and even if I have a “shopping day” with my mother. I don’t like to be shocked at the checkout 😅

  • @daphne10120

    @daphne10120

    8 ай бұрын

    I do this on my phone! Mostly when I’m trying to stretch my budget. I buy a lot of produce so that makes it hard when things are by weight.

  • @bovnycccoperalover3579

    @bovnycccoperalover3579

    2 ай бұрын

    I order groceries online. I am spoiled!

  • @prudencek7087
    @prudencek7087 Жыл бұрын

    They are truly a beautiful couple, that seems to genuinely love each other. I really hope they're doing well.

  • @rlast4698
    @rlast46982 жыл бұрын

    I love this couple!! Wish them the best!

  • @tuckermay2597
    @tuckermay2597 Жыл бұрын

    she could have made SO much more being a part-time tutor after school, at least a lot more than dog walking

  • @KnineFeline

    @KnineFeline

    Жыл бұрын

    In the US, teachers are not allowed to do any tutoring, even after school. It's the most ridiculous thing, but unfortunately not an option for whatever reason.

  • @oldmanjankens6016

    @oldmanjankens6016

    Жыл бұрын

    @@KnineFeline I’m not where you live, but my husband teaches in South Carolina and he tutors through his school

  • @michelecleansup

    @michelecleansup

    Жыл бұрын

    @@KnineFeline I'm guessing it's more of a state thing because my mom was a teacher and would tutor as well.

  • @emilypennington9015

    @emilypennington9015

    Жыл бұрын

    @@KnineFeline this is a Canadian show.

  • @solidstate9451

    @solidstate9451

    Жыл бұрын

    Perhaps she needs a break from children? And since she walks her dog anyway...

  • @debbieframpton3857
    @debbieframpton3857 Жыл бұрын

    Already in debt and then they went out and spent money on a wedding on credit how stupid

  • @nancysmith2874
    @nancysmith2874 Жыл бұрын

    Keep doing Gail’s plan after debt is paid

  • @Rooneytunes01
    @Rooneytunes01 Жыл бұрын

    I’m sorry… they’re 28?!?!??

  • @islakay

    @islakay

    Жыл бұрын

    it's their styling

  • @haute03

    @haute03

    Жыл бұрын

    She looks like she's about 28-32. Her husband looks much older though.

  • @the.blue.raven7777

    @the.blue.raven7777

    10 ай бұрын

    Most of them look older than their age. It is weird

  • @petercrane2328
    @petercrane2328 Жыл бұрын

    Crazy concept. Save money before a holiday.

  • @FIRE_DrNinjaTurtle
    @FIRE_DrNinjaTurtle2 жыл бұрын

    I have been there. I am reaching for financial freedom

  • @nanettemorton4054

    @nanettemorton4054

    2 жыл бұрын

    Good job!

  • @SuzanneU

    @SuzanneU

    Жыл бұрын

    Best wishes! it's the best thing you'll ever do for yourself.

  • @tarzz25qwe
    @tarzz25qwe Жыл бұрын

    I'm 28 years old? This boy looks like he's 45

  • @verolly31

    @verolly31

    Жыл бұрын

    Rigth!! They looked all much older

  • @legzfalloffgirl5148

    @legzfalloffgirl5148

    Жыл бұрын

    It's what normal people look like. Not everyone is an Instagram influencer

  • @lamiakhaled582

    @lamiakhaled582

    Жыл бұрын

    That was filmed with old fashioned camera before the degital cameras era. Those camera make every one look older and ugly 🤣🤣

  • @asimskentzos9231

    @asimskentzos9231

    Жыл бұрын

    he doesn't have any wrinkles though, his personality is very mature though and how he speaks. Unfortunately it probably because of the baldness, he is a good looking man.

  • @jenjones90

    @jenjones90

    7 ай бұрын

    I think he looks 33 or so...he's really handsome actually and she's very pretty.

  • @capestreasuresPtown
    @capestreasuresPtown Жыл бұрын

    Did he say he though paying the minimum on a credit cared equated to no interest charge? How are these people adults?

  • @legzfalloffgirl5148

    @legzfalloffgirl5148

    Жыл бұрын

    Well, I mean not like debt literacy is taught in school

  • @caterinaramirez8864

    @caterinaramirez8864

    Жыл бұрын

    First off, where I teach calculating simple interest and understanding credit cards starts as early as grade 7 math…. Regardless reading is taught in all schools and these things are clearly stated on your monthly credit card statement!

  • @bovnycccoperalover3579

    @bovnycccoperalover3579

    Ай бұрын

    Caterina, sadly not only do people not read the state but credit cards use very small print!

  • @deborahpell4905
    @deborahpell4905 Жыл бұрын

    Gail Vaz-Oxlade: can you do follow-ups “where they are now” for these people on your shows?

  • @710LENNY
    @710LENNY2 жыл бұрын

    I've never understood how some people can't figure out their income. All you have to do is look at a bank statement. It even gives a total of deposits. Why people put down their gross income and then (or not) try to figure out their tax rate is beyond me. Yes, the tax schedules are weighted so that you owe the gov't, it being cheaper for the feds to collect than to issue refunds, but you won't owe a lot, and you can always ask your employer to deduct a little extra each pay.

  • @rlast4698

    @rlast4698

    2 жыл бұрын

    That sounds simple but people do not do that. Hence why people like her exist. People live outside their means

  • @islakay

    @islakay

    Жыл бұрын

    some people have numbers anxiety - it's a thing.

  • @curious1366

    @curious1366

    Жыл бұрын

    I look at the actual amount that gets deposited, not the gross amount. It's that simple.

  • @vikcyindia8652

    @vikcyindia8652

    Жыл бұрын

    Thankfully in the UK it’s PAYE taxes (Pay as you earn) That way HMRC gets paid regularly!

  • @c.parker8439
    @c.parker84392 жыл бұрын

    I love this couple. Good luck

  • @judymcpheron5955
    @judymcpheron5955 Жыл бұрын

    Great couple, wonderful work Gail!

  • @ruthirwin8222
    @ruthirwin8222 Жыл бұрын

    Its so easy to get in these situations...you just dont realise

  • @elbt101
    @elbt101 Жыл бұрын

    All these people are so stressed, yet none have a second job

  • @jenniferchrin6569
    @jenniferchrin6569 Жыл бұрын

    loved this couple!!! they really stepped up and got the lessons!! i think they are still living debt free!

  • @KSMP
    @KSMP8 ай бұрын

    Someone get that woman some bangs!

  • @americandevo

    @americandevo

    3 ай бұрын

    I was going to leave the same comment! She's beautiful, has great hair and would be a real BETTY with bangs!

  • @bovnycccoperalover3579
    @bovnycccoperalover3579Ай бұрын

    Given the sad state of housing for so long, I hope they still own their home.

  • @mariearmstrong9185
    @mariearmstrong9185 Жыл бұрын

    Would you please do updates on some of your couples

  • @reneapalmer6977
    @reneapalmer6977 Жыл бұрын

    A great couple 💑

  • @bovnycccoperalover3579
    @bovnycccoperalover3579 Жыл бұрын

    Does the 7500 for a honeymoon include boarding the dog?😂😂😂

  • @Shridra
    @Shridra Жыл бұрын

    Gotta love having a pension. My hubby does and we figured out that we really only need to contribute another $200 or so a month to be able to retire pretty darn well

  • @Shridra

    @Shridra

    Жыл бұрын

    @@bobjames6622 My work doesn't offer one, but I should be getting CPP and will be contributing to a retirement fund. We've recently spent a lot of time discussing our options, especially because outside of his pension we're getting a late start (life kind of kicked us in the teeth a few times when we were young)

  • @juditharsenault2131

    @juditharsenault2131

    Жыл бұрын

    I have a pension but still need to watch this show to rein in my spending. Since I retired, I've been saying no to myself and other people a lot instead of yes. I feel empowered! I never said no before because I thought I could afford it. Thank God I have a decent pension!!!

  • @yolanda4686

    @yolanda4686

    Жыл бұрын

    @@bobjames6622 news flash, when you get married if becomes half her pension too

  • @yolanda4686

    @yolanda4686

    Жыл бұрын

    @@bobjames6622 if you say so, I make much more money than my husband, guess I should drop him! Kidding, it’s almost like some couples actually enjoy each other’s company.

  • @yolanda4686

    @yolanda4686

    Жыл бұрын

    @@bobjames6622 stay single then dude, I’m sure women everywhere will be very upset about that lol

  • @ruthkief8962
    @ruthkief8962 Жыл бұрын

    Wow meat and fish for 2 under 40$ can't do that today . Not for the week

  • @debbieframpton3857

    @debbieframpton3857

    Жыл бұрын

    You can if all you do is buy markdown meat like I do been doing this for many years I pay a fraction of the cost I recently paid 83 cents a pound for boneless skinless chicken breast 99 cents a pound for 93% ground beef

  • @___melanie

    @___melanie

    Жыл бұрын

    @@debbieframpton3857 are you in Ontario Canada?

  • @debbieframpton3857

    @debbieframpton3857

    Жыл бұрын

    @@___melanie , No I live in Central Illinois U S

  • @___melanie

    @___melanie

    Жыл бұрын

    @@debbieframpton3857 ok that makes more sense then. Boneless skinless chicken is currently $9.99 a pound where I am in northern Ontario. I’ve never seen it go on sale for 90% off lol 😂

  • @debbieframpton3857

    @debbieframpton3857

    Жыл бұрын

    @@___melanie , I shop at Kroger in my town and I buy nothing but Mark down meat been doing this for years that's how I got the chicken and the hamburger and things so cheap

  • @onealjerry
    @onealjerryАй бұрын

    I don't see how the math adds up here. Gail said they're paying down their debt $900/month, which is $10,800/year. Add the $5K she gave them is $15,800 in one year. But they were $32,000 in debt! Did I miss something with the numbers?

  • @chris-xq4eo
    @chris-xq4eo Жыл бұрын

    WTF bro looks like he is 45!!!!

  • @brendajones9377
    @brendajones93772 жыл бұрын

    Try "living" on less than 25,000 a year.

  • @rlast4698

    @rlast4698

    2 жыл бұрын

    Or 5000

  • @xkaokdkl11933

    @xkaokdkl11933

    Жыл бұрын

    No one cares Brenda

  • @brendajones9377

    @brendajones9377

    Жыл бұрын

    @@xkaokdkl11933 Evidently you do, you had to comment. Troll.

  • @ericnelson9100
    @ericnelson91002 жыл бұрын

    She's a high school teacher, can't she tutor after school? That could b a fairly lucrative income on the side.

  • @rlast4698

    @rlast4698

    2 жыл бұрын

    That's a great idea!

  • @christinebutler7630

    @christinebutler7630

    Жыл бұрын

    After school, teachers are usually required to be the adult advisor/ coach first at least a couple of teams/ clubs. They have IEPC meetings. They have grading to do, tests to make up. They aren't off the clock.

  • @caterinaramirez8864

    @caterinaramirez8864

    Жыл бұрын

    Tutoring is a longer term commitment where you have to work really hard to get yourself set up with clients, they will probably want you for at least the entire semester, and usually you aren’t allowed to tutor your own students. She only had to make extra money short term before her vacation, and like she said, she has to walk her own dog anyways. That was my logic behind it!

  • @catherineslater4438
    @catherineslater4438 Жыл бұрын

    I don't understand how they can be out of debt in 1 year. They have $31,700 dollars in debt. If they pay off $900 a month that is only $10,800. With the $5000 cheque, the total is $15,800 towards debt. Did I miss some other payments they are paying towards their debt?

  • @leilamcdowell4634

    @leilamcdowell4634

    Жыл бұрын

    I'm super confused about this as well.

  • @caterinaramirez8864

    @caterinaramirez8864

    Жыл бұрын

    I think that’s just the consumer debt, Gail never seems to include the mortgage, since a mortgage isn’t really as toxic if that’s their only debt

  • @alisastoll2549

    @alisastoll2549

    11 ай бұрын

    Car debt probably isn't included either.

  • @amyliss7567
    @amyliss7567 Жыл бұрын

    WHAT THEY THINKING 🤔

  • @momof2momof2
    @momof2momof2 Жыл бұрын

    They could live off one income and use the other to pay the debt off.

  • @cassieoz1702
    @cassieoz170210 ай бұрын

    Ive been married 43yrs and still haven't had a honeymoon 😏

  • @emily3705
    @emily3705 Жыл бұрын

    Lol she says they’ll pay off in one year, but they have $32,000 a month and she’s only allotting $900 a month to debt repayment. $32,000 - $10,800 doesn’t equal zero….

  • @caterinaramirez8864

    @caterinaramirez8864

    Жыл бұрын

    I think she must only be talking about consumer debt and not the mortgage?

  • @randomactivitiesco.5848
    @randomactivitiesco.5848 Жыл бұрын

    The couples that have no children need a planning for baby class.

  • @kristinapaden1509
    @kristinapaden15092 жыл бұрын

    Where is this TV show taped at? Do you guys go to Illinois?

  • @chewchew4270

    @chewchew4270

    2 жыл бұрын

    Canada I believe

  • @chewchew4270

    @chewchew4270

    2 жыл бұрын

    Province of Ontario

  • @kristinapaden1509

    @kristinapaden1509

    2 жыл бұрын

    Ok. Just checking. Personally I could use some financial/relationship advice. Just wondering if the show was in the USA or somewhere else.

  • @chewchew4270

    @chewchew4270

    2 жыл бұрын

    @@kristinapaden1509 you can do it, take control of your finances! Best thing to do is see what your income is and subtract your expenses and see what you have left to allocate towards debt, spending for yourself etc and see if you can make more money somehow. Also try to see if you can reduce expenses. I would say start with that

  • @chubbybunny6975

    @chubbybunny6975

    2 жыл бұрын

    @@kristinapaden1509 This show is like, 15 years old. It's not being made anymore, these are just re-uploads. You'd be best contacting a financial advisor at a bank

  • @nancysmith2874
    @nancysmith2874 Жыл бұрын

    How stupid. Spending money on a honeymoon

  • @stevenlee713
    @stevenlee713 Жыл бұрын

    Payoff Credit card account is pity 😂😂😂😂

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