Why do people think that as soon as they get married they need to buy a house. Why not wait a year or two, and pile up a bunch of money.

@perotal

3 жыл бұрын

Because home ownership is a religion

@christinebutler7630

3 жыл бұрын

Because most people who.take the trouble to get married want kids.

@blackworldtraveler3711

3 жыл бұрын

@@christinebutler7630 Most already started having kids before getting married.

@bigman8130

3 жыл бұрын

God forbid people live

@stevenporter863

3 жыл бұрын

Because society brainwashed and scammed everyone into thinking they need to buy a house as soon as possible.

Imagine being able to buy a house with 40k a year. Definitely not in California, Hawaii or NY city

@caitlinlorea912

3 жыл бұрын

Or Utah

@blessedwifeandmama

3 жыл бұрын

Def not NYC 😭😭

@aolvaar8792

3 жыл бұрын

During the Great Recession, 30+ houses in my PHX subdivision sold $40K- $100K. I was making $37K take home, I bought a house, but I had 20% down.

@blackworldtraveler3711

3 жыл бұрын

@Subiendo Voz Plenty of places to buy a home making $40k a year.

@telegramatblain_2479

3 жыл бұрын

*W•H•A•T•S•A•P•P* *+•1•9•7•2•9•4•7•6•0•0•1* *I•N•V•E•S•T•IN•C•R•Y•P•T•O* *B•T•C•A•N•D•E•T•H•*

Did I hear correctly, that they have 20-25k saved because of unemployment assistance?

Idk what the going rate for Boston houses is, but if he's gonna be there for a while, knows the area, and has a down payment, getting a house once his life settles down is fine. They are a super awesome couple.

@telegramatblain_2479

3 жыл бұрын

*W•H•A•T•S•A•P•P* *+•1•9•7•2•9•4•7•6•0•0•1* *I•N•V•E•S•T•IN•C•R•Y•P•T•O* *B•T•C•A•N•D•E•T•H•*

Good information

Buy a house when you can do it without having to get in a bidding war.

@telegramatblain_2479

3 жыл бұрын

*W•H•A•T•S•A•P•P* *+•1•9•7•2•9•4•7•6•0•0•1* *I•N•V•E•S•T•IN•C•R•Y•P•T•O* *B•T•C•A•N•D•E•T•H.•*

Those degrees made me cringe.

Dave scream at 3:18 reminds of Peter griffin.

@telegramatblain_2479

3 жыл бұрын

*W•H•A•T•S•A•P•P* *+•1•9•7•2•9•4•7•6•0•0•1* *I•N•V•E•S•T•IN•C•R•Y•P•T•O* *B•T•C•A•N•D•E•T•H•*

Nice work 🎇✨🎆

First as usual and don’t be in such a rush!!

@telegramatblain_2479

3 жыл бұрын

*W•H•A•T•S•A•P•P* *+•1•9•7•2•9•4•7•6•0•0•1* *I•N•V•E•S•T•IN•C•R•Y•P•T•O* *B•T•C•A•N•D•E•T•H•*

Whenever you can afford one! ☠️ duhhhh

@telegramatblain_2479

3 жыл бұрын

*W•H•A•T•S•A•P•P* *+•1•9•7•2•9•4•7•6•0•0•1* *I•N•V•E•S•T•IN•C•R•Y•P•T•O* *B•T•C•A•N•D•E•T•H•*

Hi Mr. Ramsey, I have been binge watching your videos for a week now, I find them very simple, informative and helpful. My father agrees with you on avoiding debt and he lived his life the same way. But, I recently found out about, "house hacking", which millennials are digging it to acquire rental properties through FHA loan and renting different portions of house to different people and earning more than monthly mortgage. Personally, I think this is very complicated and risky. What do you say? I'm not from USA, so asking here in comment section, I don't know how else I could connect with you? I would be glad, if anyone else can explain/discuss about this. Thanks

Never underestimate the power of renting for a short season to recalibrate your finances to save for bigger, long term investments like a house. I know people say you're throwing money away renting but in the aggregate, renting is a good short term solution until you find that house you can afford.

@telegramatblain_2479

3 жыл бұрын

*W•H•A•T•S•A•P•P* *+•1•9•7•2•9•4•7•6•0•0•1* *I•N•V•E•S•T•IN•C•R•Y•P•T•O* *B•T•C•A•N•D•E•T•H•*

Hey now.... I was renting when I was 32.

3:18 🤣🤣🤣🤣

@telegramatblain_2479

3 жыл бұрын

*W•H•A•T•S•A•P•P* *+•1•9•7•2•9•4•7•6•0•0•1* *I•N•V•E•S•T•IN•C•R•Y•P•T•O* *B•T•C•A•N•D•E•T•H•*

i have a friend who bought a house months before the wedding 🤦‍♂️

Should be an easy decision compared to deciding who to spend your life with. 🙂

@telegramatblain_2479

3 жыл бұрын

*W•H•A•T•S•A•P•P* *+•1•9•7•2•9•4•7•6•0•0•1* *I•N•V•E•S•T•IN•C•R•Y•P•T•O* *B•T•C•A•N•D•E•T•H•*

Imagine being a married adult and not able to make your own decisions.

@williamsfletcher6911

3 жыл бұрын

@Alison Rodriguez wow, you have achieved a lot and I'm happy for you man🤝.

@davidcarl7812

3 жыл бұрын

@Alison Rodriguez I'm so happy for you... I have always wished I could buy those comfortable houses for my family

@jonesmariah4292

3 жыл бұрын

I also want to buy my own house, please can you help me, I have a minor business I want to boost financially 🙏

@matteocarl5005

3 жыл бұрын

@Alison Rodriguez congratulations..... Would you mind share your success I need to tap from you. Lol

Dave is funnyyyy

In before all the comments come in saying renting is a bad idea, that they should just buy a house blah blah blah

@dedalliance1

3 жыл бұрын

I mean, renting is typically a bad idea.

@special_k-hvac

3 жыл бұрын

@@dedalliance1 is it though? For long term wealth home ownership is a good idea but for a number of reasons several of which were mentioned in the video renting is a better idea

@Corkfish1

3 жыл бұрын

@@dedalliance1 i have a friend who bought his house in 2005 for just over a million dollars. He sold it in 2019 for $835k. He only wishes he had rented

😁ahhhhh whenever you can afford 20% plus for a down payment!

Lol by the time he is 32. Trying to buy a house in the Bay Area is impossible unless you are making at least 150k-200k minimum

I'd buy the shirt

I’m 36, renting, and 300k in debt. 😅

@callyscraftycorner2463

3 жыл бұрын

Ouch!

Buy a house after you get divorced.

@telegramatblain_2479

3 жыл бұрын

*W•H•A•T•S•A•P•P* *+•1•9•7•2•9•4•7•6•0•0•1* *I•N•V•E•S•T•IN•C•R•Y•P•T•O* *B•T•C•A•N•D•E•T•H•*

This young guy is so jaded. He really believes he knows EXACTLY how much their salaries will be, before graduating? Come on, who ever is giving this young couple advice is full of crap. I’m so glad he called Mr Ramsey, he gave some great insight and advice. The fact that this young guy really believes he knows how much they both will make after graduation is a sign that he is not living in a real world scenario. Why are they in such a rush to get married, buy a house, and start their new jobs? How about slowing down and stop listening to people who are lying to them about their beliefs in their actual salaries. Jobs are not guaranteed, especially when you are a newly graduating. I hope they slow down and stop trying to hurry and do everything right out of college, it’s not realistic.

Buying a house was the best financial decision I ever made!

@Corkfish1

3 жыл бұрын

My house was the worst investment I ever made!

@santiagoperaza967

3 жыл бұрын

@@Corkfish1 explain why ?

@nczioox1116

3 жыл бұрын

@@santiagoperaza967 could be anything but some houses require extensive repairs and maintenance

@santiagoperaza967

3 жыл бұрын

@@nczioox1116 how about a new house ?

@santiagoperaza967

3 жыл бұрын

@@nczioox1116 you hire a construction company to build it for you?

I’m pretty sure that in Ancient Israel, the reasoning behind the new husband staying home for a year was to ensure there would be a new generation of soldiers.

@stevenporter863

3 жыл бұрын

Sounds right. I am sure it wasn't what Dave said, to make a home.

@waynejamel6703

2 жыл бұрын

Thr Bible says what the reason was... "to bring happiness to his wife" dueteronomy 24:5

Pay back unemployment????? What????

@telegramatblain_2479

3 жыл бұрын

*W•H•A•T•S•A•P•P* *+•1•9•7•2•9•4•7•6•0•0•1* *I•N•V•E•S•T•IN•C•R•Y•P•T•O* *B•T•C•A•N•D•E•T•H.•*

Housing might crash soon too

@shareworthy5720

3 жыл бұрын

Its not going to happen. Atleast not for years..

@telegramatblain_2479

3 жыл бұрын

*W•H•A•T•S•A•P•P* *+•1•9•7•2•9•4•7•6•0•0•1* *I•N•V•E•S•T•IN•C•R•Y•P•T•O* *B•T•C•A•N•D•E•T•H•*

@nczioox1116

3 жыл бұрын

@@shareworthy5720 depends. People are buying like crazy because rates are low, which means people are borrowing lots of money to buy, which means a lot of foreclosures to come

Why do people always talk about “I’m gonna be making etc.” I want to know your income RiGht NOW.

@muah214

3 жыл бұрын

Exactly! Anything can happen.....

@telegramatblain_2479

3 жыл бұрын

*W•H•A•T•S•A•P•P* *+•1•9•7•2•9•4•7•6•0•0•1* *I•N•V•E•S•T•IN•C•R•Y•P•T•O* *B•T•C•A•N•D•E•T•H•*

Nice video!! Very engaging from beginning to end. Nevertheless,businesses and investment are the easiest way to make money irrespective of which party makes it to the oval office

@telegramatblain_2479

3 жыл бұрын

*W•H•A•T•S•A•P•P* *+•1•9•7•2•9•4•7•6•0•0•1* *I•N•V•E•S•T•IN•C•R•Y•P•T•O* *B•T•C•A•N•D•E•T•H•*

never.

@telegramatblain_2479

3 жыл бұрын

*W•H•A•T•S•A•P•P* *+•1•9•7•2•9•4•7•6•0•0•1* *I•N•V•E•S•T•IN•C•R•Y•P•T•O* *B•T•C•A•N•D•E•T•H•*

The sooner you do the sooner the new wife get equity. Congrats for her sounds like she has a real sucker on the hook.

Run

@telegramatblain_2479

3 жыл бұрын

*W•H•A•T•S•A•P•P* *+•1•9•7•2•9•4•7•6•0•0•1* *I•N•V•E•S•T•IN•C•R•Y•P•T•O* *B•T•C•A•N•D•E•T•H•*

Run away dont get married. 60% divorce rate. Get out of the line to lose half your stuff!!! Run!!!!!

Do not buy a house, and DO NOT GET MARRIED!!! answer solved..

@telegramatblain_2479

3 жыл бұрын

*W•H•A•T•S•A•P•P* *+•1•9•7•2•9•4•7•6•0•0•1* *I•N•V•E•S•T•IN•C•R•Y•P•T•O* *B•T•C•A•N•D•E•T•H•*

Imagine marrying that early. You don’t even know how to adult yet….

@telegramatblain_2479

3 жыл бұрын

*W•H•A•T•S•A•P•P* *+•1•9•7•2•9•4•7•6•0•0•1* *I•N•V•E•S•T•IN•C•R•Y•P•T•O* *B•T•C•A•N•D•E•T•H.•*

@hopevitale8050

3 жыл бұрын

Clearly they are learning. What’s the harm in learning together?

@nczioox1116

3 жыл бұрын

@@hopevitale8050 you dont need to be married to be together

@hopevitale8050

3 жыл бұрын

@@nczioox1116 what difference does it make? Most people at that age live together, sleep together, pretend to be married so why not actually be if you know your future is together anyway... it just makes sense to start off combined from the get go.

@nczioox1116

3 жыл бұрын

@@hopevitale8050 most people are not in that situation at 23, and theres no harm in waiting. Especially since you are still a developing adult new to the world at that age with much to learn

Oh Lord. Two people with degrees that have them headed for poverty. Wonderful.

@telegramatblain_2479

3 жыл бұрын

*W•H•A•T•S•A•P•P* *+•1•9•7•2•9•4•7•6•0•0•1* *I•N•V•E•S•T•IN•C•R•Y•P•T•O* *B•T•C•A•N•D•E•T•H•*

@IINK9

3 жыл бұрын

A school teacher and a pastor??

God condemned Israel through his messiah Jesus, what version of the bible are you reading?

@telegramatblain_2479

3 жыл бұрын

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Don't get married until you can buy a house!

@telegramatblain_2479

3 жыл бұрын

*W•H•A•T•S•A•P•P* *+•1•9•7•2•9•4•7•6•0•0•1* *I•N•V•E•S•T•IN•C•R•Y•P•T•O* *B•T•C•A•N•D•E•T•H.•*

@annat6249

3 жыл бұрын

Depend on where you live. Some states, marriage does not have a separation of assets. Go get a prenup if money is the concern

Theology is such a waste of time lol

i don't think people should be allowed to be married before they are 30 years old. and don't buy a house or marry someone you have not lived with for at least a year. there is nothing immoral about living together when not married and it is very practical. no one buys a car without a test drive

@MoonMoon-fx1op

3 жыл бұрын

Just cause you say it's not true doesn't mean it's not true.

@eatpigsnot

3 жыл бұрын

@@MoonMoon-fx1op ditto

@MichaelAnderson-wk1no

3 жыл бұрын

Except people are not cars... And studies still show that the probability of divorce is significantly higher for couples that live together prior to marriage.

@eatpigsnot

3 жыл бұрын

@@MichaelAnderson-wk1no those studies are correlation, not causation. studies could show brown eyed people have higher divorce rates. i have never seen or heard why living together before marriage leads to divorce. i would be open to any explanation, but logic and common sense, and granted those are not always applied in personal relationships, indicates living together pre marriage, and taking a few road trips and vacations together before living together, would be beneficial

@terriesmith2616

3 жыл бұрын

@@eatpigsnot I think people shouldn't have kids before 30. Married before 30 is fine, if you get a divorce, then divorce and move on with your life. But once kids are involved, it's the worst. That's why people shouldn't have kids before they are 30 years old.