Bhai sabse important cheez miss krdi apni NRI hai kon? Student visa Depend visa Tier 2 wale UK main kya NRI consider honge I guess untill unless app ILR ya Citizen nhi hote tab tak NRI nhi hote Please correct me if i am wrong 😊

If I don't send any money to India, but I have my investment already in India from my earlier job, in that case also do I need an NRE Or NRO account. We are already in UK for 4 years. I don't have any NRE account but we file our tax as an NRI, they never asked for any NRE account. So I am confused. Neither I am bringing any money nor I m sending till now in my case

Thankyou for this video. How can a NRI invest in UK .. .. Will appreciate if u can make a video on various investment options in UK.❤️

Hello Avi and Gaurav. I have been messaging you many times I’m sure u guys are busy but please do reply when we you’ll feel free. I’m planning to move to UK, but in news and people are talking about recession in Uk, so would it be best to shift to Uk or not ?

Actually for uk people, invest in india through isa to save tax on interest.

Fixed deposit and Mutual fund are the best.Ulip plans are expensive as they take lots of charges

Dear Gaurav, nice video. Please explain how to get the invested money back to UK after few years, when it has grown to bigger levels Thanks. Ash.

First one,😁😁 lovely content

As a banker i personally suggest that mutual fund and stocks are much better than ulip

@HumTumInEngland

Жыл бұрын

Yes correct 👍🏻

How about the conversion fees and transaction charges while transferring that money back to UK? If you get 10% returns and loose 4% conversion fee + 3% transaction fee while transferring that money back to UK, you lose 6-7% instantly

@siribn2657

Жыл бұрын

in that case, buy properties in India with those returns and get rental income. keep increasing your wealth in India.

@siribn2657

Жыл бұрын

People follow something else for this.

Yaar, ULIPs aren't great. Most of the ULIPs are a waste of money and it very difficult to find "good" ones. But other than that great video!

@HumTumInEngland

Жыл бұрын

thanks for your feedback 😊

Gaurav bhai, I think ULIP is worst option as its XIRR is low. Insurance should be separate from investment.

@HumTumInEngland

Жыл бұрын

can’t say it’s worst but yes Insurance should be separate from investment thats correct..

@ManishPurohiit

Жыл бұрын

ULIP is, without a doubt, worst investment option. No ULIP ever gave 14%+ returns. But good video nevertheless.

Please do make a video on investing in UK😊

Hi sir&mam, Mera investment account already hain jo india region main hain . Bahar jake Uus Wale account leke kaise manage kare or mera indian account ko leke bahar reheke investment kar sakte hain ?

Hello, thanks for your guidance, but tell how can I continue my SIP and other payments of the plans already going on. Should I continue as before or open NRI account n then transfer

I don't think you'll be able to open up a NPS account while sitting in UK I have tried that and it doesn't work. It's similar to PPF account if you have an existing one in India you can continue to update that but you can't open the new one sitting in UK or any other country.

Is there also an exchange rate risk? A lot can happen by the time you exchange your funds to sterling.

Hi, I am into Investments.. FDs.... Mutual funds ... Share market ... And Gold investment... Real estate etc..

Mutual fund are the best optiom

East and west crypto is the best

Yes want to see UK investment options.

Sir do you earn 100000 pound sterlings a year in UK? Plz reply. Thanks a lot.

Hi both, You both are making really interesting and informative videos. I really appreciate it. I have a lot of doubts regarding pensions in the UK. Can you please make a video regarding the pension scheme in the UK and specifically how can we transfer the pension amount to India if in case we required? Do we need to pay any extra tax when we transfer and what would be the procedure to do it. Please make a video on this topic.

@ranjeetkumarlic843

Жыл бұрын

If you're indian you can open nro account in india and buy pension plan

@rushigosai6023

Жыл бұрын

@@ranjeetkumarlic843 Hey, what do you mean by buy pension plan? Will I be able to transfer all money into that account?

Very informative vlog. You guys are super 👌 as always I love ur video very genuine people .

@HumTumInEngland

Жыл бұрын

thanks 😊👍🏻

HI , Post a video on good Mutual funds to invest and stocks to buy

Best investment in india here

Yes

Very informative 😍😇✌️

UK mein investment par bhi video banaye. Uk ki stock market k bare mein bataye

Bro m NRI hu Mai ppf account open nhi kra skta pr kya m apni wife k Naam se PPF account open kra skta hu she is not NRI plz reply

Bro as a skilled worker kya yahan ki income taxable hai India mein?

Thanks for sharing...Quick Q - When you invest in stocks (In India) will the returns be taxed in India ?

@HumTumInEngland

9 ай бұрын

Yes it will

Also you cant bring back money from India as per new 20 percent tds rule.

@DM-bg2oc

Жыл бұрын

20% tds rule for remitting money abroad does not apply to nris

Great efforts ! Any suggestion in uk ?

Great video, like the Fd, mutual fund and ulip options, but is the fd interest in nre account is tax free in uk?

@HumTumInEngland

Жыл бұрын

not really.. any profit you bring to the UK will be taxable

Thank you for this video 😊 would love to know about investing options in the UK also please.

@HumTumInEngland

Жыл бұрын

will share that too 😊

Thanks Gàu chachu and Avi chachi for sharing this information great job done 👍

@HumTumInEngland

Жыл бұрын

thanks for watching 👍🏻

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Жыл бұрын

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Жыл бұрын

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Жыл бұрын

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Жыл бұрын

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@orkunisitmak3194

Жыл бұрын

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can we do masters on general tier 2 visa?? Like if I have done my bachelors from India and got employment directly in the UK in the UK then can I pursue my masters while working? And if yes then how please reply or make a video on this topic

@HumTumInEngland

Жыл бұрын

you can study on skilled worker visa but ofcouse you wont be able to do full time studies with full time job

@militarya3916

Жыл бұрын

@@HumTumInEngland if we do it part time then are the degrees valid and what is the duration?

How is Bristol city to shift with family . Please share your views

@HumTumInEngland

Жыл бұрын

It’s a really good place to live with Family 👍🏻

Hi I have 2,3 accounts in India soon we are moving to UK. So my question is do I need to change all my accounts to NRE or NRO?

@HumTumInEngland

Жыл бұрын

yes once you get NRI status

Correction@3:45 kzread.info/dash/bejne/an2isJN-ZsvVh8o.htmlsi=yN35uZhknWly7-AV&t=225 : You have to pay tax on India income including NRE FD interest earning in the same tax year under foreign income even if the money is NEVER repatriated back to the UK. You can claim double taxation relaxation (sparing tax credit) capping the income tax to 15% for the first 10 years even if you a higher rate 40/45% upper tax brackets. If you don't you risk heavy income tax penalties in future (which you may want to avoid. FD in india @ 7% is not attractive in the current scenario with UK banks offering 5% interest on easy access saving accounts (eg. Tandem), and year on year depreciation of INR of 3-4% vs GBP and USD... this is not certain but you also lose 2% on sending money back and forth from UK to India.

Please adult social care per ek full video banao wo job me karna kya hoota kaise apply karrey please

Hey, You didn't mention NPS. How is NPS as an option for long term investment?

@HumTumInEngland

Жыл бұрын

With NPS National Pension Scheme, Money in this account is locked until retirement. If you retire before the age of 60 you may take 20% of the investment as cash (tax-free). The remaining 80% is invested into an annuity (an investment that pays you a fixed yearly amount). If retiring after 60, then a minimum of 40% must be annuitized and the balance can be withdrawn lump sum (tax-free).

@vinitsharma9282

Жыл бұрын

Also, a non resident cannot have NPS. read the rules again.

@ramitsharma3773

Жыл бұрын

@@vinitsharma9282 that doesn't sound correct

Are investments in India secure? Does it have protection like the £85k protection the UK government offers on UK accounts?

@karankkrj

Жыл бұрын

There is always a government bailout for the mainstream banks in case they go bankrupt which is highly unlikely at first place. So I don't see a risk if you have accounts with top 10 banks in India.

@InderjeetSingh-mb2ep

Жыл бұрын

Only upto 5 Lacs.

@InderjeetSingh-mb2ep

Жыл бұрын

​@@karankkrj which are the top ten banks?

Brother I want to meet you , Where can I meet right now I am in East London, ❤

Can you invest in Indian share market from uk

@HumTumInEngland

7 ай бұрын

yes you need to have NRE/NRO bank account plus Demat account as well

@nitinoswal9721

6 ай бұрын

@@HumTumInEngland how much uk and indian taxes are applied when you invest in Indian share market. And please let me know which is better NRE or NRO account

Which is the easiest bank to open the NRE account with? Banks I have checked with wants all kind of 3rd party arrested proofs.

@HumTumInEngland

Жыл бұрын

You can either attest it from the bank branch itself or any notary service (which is expensive) the same banks will do it for free where you are opening NRE account.

@karankkrj

Жыл бұрын

@@HumTumInEngland do the banks where I hold the UK account helps with attestation?

@HumTumInEngland

Жыл бұрын

I tried that, they refused it for any overseas bank 😒 so I got it done in London branch

@karankkrj

Жыл бұрын

@@HumTumInEngland thank you so much. Keep making such great videos.

Sports betting tax free in uk ..

🥰🥰🥰🥰🥰

This is just Basic stuff..expected more info

Plz plz mjy b u.k ana hei koi serious bnda chahye

Sir what about ISA in uk?

@HumTumInEngland

Жыл бұрын

ISA has lots of limitation so it’s not a great option for long term investment

Hi Gourav, I need your help in making a decision on choosing a 60K offer in London or my current salary in India 24L for software engineer. Adding to the point of 26y old

@HumTumInEngland

Жыл бұрын

Firstly salary is not everything when it comes to moving to a new country and later on realising that you are not liking the initial struggle part, you might be happy in india with 24L package if you don’t want to live alone and do everything on your own. But if you are happy in migrating to UK then yes 60K offer in London is good.. you can plan on living in zone 3-5 if not central to save cost 👍🏻

@bharathbk920

Жыл бұрын

@@HumTumInEngland thank you.. accommodation in fb group are scammers?

Gold lelo and property

@HumTumInEngland

Жыл бұрын

yes these two are great options

How about investing in Gold?

@HumTumInEngland

Жыл бұрын

Gold investment is always a great investment 👍🏻

ULIP is a very bad thing.

@HumTumInEngland

Жыл бұрын

please explain why so we all can know better 👍🏻

@ankansaha801

Жыл бұрын

@@HumTumInEngland Sure. I will share complete details.

Aachha nahi laga ye video 😭😭😭😭😭😭😭