Timeline for next Mutual Funds videos - 25th November - Large Cap Fund 27th November - Multi Cap Fund 30th November - Tax Saver Fund 2nd December - Small Cap Fund 5th December - Q&A 8th December - Mutual Funds for various use cases Join My WhatsApp channel - whatsapp.com/channel/0029Va8OXlYBVJl0V9G87p1O

@DhruvRK

8 ай бұрын

Large and midcap fund ???

@alphabetagammahahaha

8 ай бұрын

No flexi cap fund this time? It means no PPFAS??? Surprised😮

@ManrajSandhu23

8 ай бұрын

Tell about debt and arbitrage funds also

@spp1991

8 ай бұрын

Let us know, when to exit the mutual fund! Suppose you suggested some mutual fund.. And this year suggesting a new mutual fund, what to do with the old mutual fund? Profit booking? What is its strategy?

@VINAYKUMAR-bx4nz

8 ай бұрын

Mid Cap

I have never seen any finfluencer explaining in such a detailed way. Hats off to your team and you

I am following you for last 4-5 years. You always explained things in very simple language. Your opinios always remain unbiased and logical. Thanks for making such a good videos.

Pranjal sir aap itna acche se samjhate Hain ki saare Questions clear ho jaate hain❤❤🎉

Main very good thing about Pranjal sir is he explains with so much simplicity, and relevant examples, I leant most of the investment concepts from his videos, I have been following you since many years and you helped me a lot thank you so much

No doubts , a good way of growing and saving your money is through investing . You don't need to have much before you can invest. "That little money you have now can make you millions if you invest it wisely". I wasnt financial free until my 40’s and I’m still in my 40’s, bought my second house already, earn on a monthly through passive income and got 4 out of 5 goals, just hope it encourages someone that it doesn’t matter if you don’t have any of them right now, you can start TODAY regardless your age INVEST and change your future! Investing is a grand choice I made..

@Lawrencekingsley01

5 ай бұрын

Any investment tip?. I would love to know how you made it this far

@Alexedmartin.

5 ай бұрын

I endorse Regina Louise Collaro, a US-based financial advisor and consultant. Partnering with an international organization, she has been instrumental in guiding my financial journey with unwavering support until my goals are met. Selecting the right financial consultant is as crucial as finding the right life partner, as both can significantly impact your life's trajectory. I'm grateful to have found the perfect financial consultant who has helped me achieve my financial objectives, from education to nearing retirement.

@Lawrencekingsley01

5 ай бұрын

I value your recommendation, It's challenging to locate a trustworthy person. I could really use your investment advisor after seeing how much money you've made through investing. If you don't mind revealing her information, that is.

@Alexedmartin

5 ай бұрын

you can easily find her information by doing a quick 🔎 search. Feel free to reach out to her directly with any questions you may have.

@ugojazzy7812

5 ай бұрын

I have wanted to start investing for a while. Yet, I've always considered it to be late, and I believe I should quit putting things off. I'll absolutely contact Regina Louise Collaro to ask her for advice. Much thanks. This was quite helpful to me

Irrespective of what you talk about, the clarity with which you provide information is commendable

I like this scientific approach! One may or may not agree with your list, as these are not the only factors which influence returns, and because, of course, returns depend on people's goals, the vicariousness & volatility of markets, and people's time lines/duration; however, one cannot dispute this logical & rational approach! Kudos! P.S.: Also *love* the disclaimers, clarifications, honest statements & conflict of interest declarations!

I understood the criteria how you selected the Index fund for the Large cap investment. But what technical parameters did you put into consideration for numbering the funds in the list of index fund you showed in the Excel?

Hi PK. Can you share more light on why you chose a category first before deciding on the fund? While there are 1000s of funds out there across active and passive in the category, as an investor we only need to choose 1 or 2 for our portfolio. So why not compare on pure performance instead of first separating? Maybe a few of the actively managed funds m(out of the 34% that beat the index 25% of the time) truly outperform the others?

Salute to Mr. Pranjal Kamra. very good teaching and suggestion.

Sir aapka voice sunkrr hi financial goal ke taraf motivation milta h

Hi Pranjal, Thank you for your insightful videos on fund selection. Your videos have been particularly helpful in understanding the rationale behind investment decisions. I have a question about the Bandhan Nifty 200 Momentum 30 Index Fund. This fund invests in 30 stocks based on momentum, primarily from large- and mid-cap segments. Does this focus on momentum stocks have the potential to generate higher returns compared to other index funds? Also, does this fund strike a balance between safety and returns, making it a suitable choice for investors seeking a secure investment with the potential for higher gains? I appreciate your guidance on this matter.

While the expense ratio of the HDFC Index Fund (Sensex) is 0.2 when compared to HDFC Top 100 (1.11%) but the past return difference between both is also significant.

Thanx for the efforts Pranjal.Two points- 1) Please elaborate more on preferring Sensex over nifty for index fund as most of other so called financial experts say invest in Nifty and also one report can't be the only basis and 2) What are your thoughts on Nifty 200 momentum 30 index fund for investment..

You're truely amazing Pranjal Sir. Thanks to you and your team who worked hard for us.

Since 2019 I follow him, so far portfolio stands at 16% XIRR.

@ParthGoel201

8 ай бұрын

What does your portfolio look like?

@rajapaul6758

8 ай бұрын

My 21.2

@Ananda206

8 ай бұрын

My 24.50😊.. following everyone choose my own decision 😂....& Previous month it was 26.70 ....but after all my aim is 20 above for 20 years

@maheshwadhwa2026

8 ай бұрын

@ezie6034 sip or lumpsum?

@bharatduseja2624

8 ай бұрын

Mera 20%

Can you please share details on how your previously recommended funds performed over the last 1-3 years?

Could you clarify the criteria you use for selecting mutual funds? Additionally, what specific range or ratio within each parameter indicates a mutual fund's quality? I'm interested in understanding how you assess and determine a good mutual fund based on these factors.

I really appreciate the effort you and your team have taken..to explain all these things..

This man defines the truth and trust ♥️

Hi Pranjal, Thank you for starting this detailed series. I have a question, as I am following you and your mutual fund recommendations since 2019. So, as funds you recommended in 2019 were different compared to 2020, 2021 and so on. So my question is, as I and probably many investors following you since long started investing as per that year's recommendation, what should we do with the new recommendations? Should we stop the SIPs in old one's or should we follow any other approach. Please pick my question as it will be helpful for almost everyone in future as well.

Humble articulate honest explanation..thanks Pranjal keep helping us make good investment choices..🙏

Hi Pranjal bhi, What is the correct way to move from an actively managed large cap fund to a passive index fund? Do we redeem the active fund and then invest in the passive fund or do we stop the SIPs of the active fund and move them to the passive fund. Please advise, would there be any compromise on the compounding, tax implications ,exit load?

In my taxable account I went into dividend investing route. In my Roth I did the buy and hold route with an S&P 500 etf and total market etf along with some Berkshire B stock and SCHD.

@ThomasColt

8 ай бұрын

The 1% of rich people think of how to invest their money to increase their wealth during the recession. While 99% of struggling hard-luck people think of how to survive without food and daily necessities in the recession and the coming hyperinflation

@ThomasColt

8 ай бұрын

My portfolio is made up of dividend etf’s, dividend stocks, growth stocks, it allows a bit more freedom in specific areas with help of an advisor LUCY ROSE CARTER who I’ve been in touch with over the years before buying any stocks and it’s been working perfectly for me.

@TheDuke792

8 ай бұрын

Working with Lucy Rose Carter, I started my first stock in Feb 21, 2022 I noticed the market went down the whole year so now I’m up a lot of money endless we go back to the October lows I will keep putting more stocks super excited for 2024 the payoff will be great 😌😌

@georgeearling905

8 ай бұрын

Great info, how can I get someone like that?…. I’m bombarded with the “don’t sit on it during the inflation, I wanted to jump in 8/22 and did nothing so far this year I think I need to get my feet wet

@John-ww2fv

8 ай бұрын

LUCY ROSE CARTER GOOGLE the name

Very usefull video❤. But I have one question. As I can understand from your video that if your portfolio have more than 20 well divesified stocks, then the risk is ALMOST equal in the diversification point of view, be it 30,50 or 100.Then why we choose sensex straightaway instead of considering any other parameter?

@pranjal Sir should one go for putting in lumpsum investments when the index performs bad say due to economic recession or use step up sip only?

Thanks for making such video in such a manner. It will obviously help some layman in this field. Very good work, keep it up brother. ❤

I think all the funds should be discussed in a single video as was being done previously. It saves so much time of the viewers and also saves the hassel of keeping track of all the dates on which you will release the videos

@pawansarda541

8 ай бұрын

Sab 1 m bata denge toh inko content kaha se milega Inka bhi toh ghar chalana hai inko

@azharsaleem938

8 ай бұрын

No... The right thing is vedio will become so lengthy and most of the viewers might get bored. Just try to understand the feeling behind making this vedio. By the way it's my personal opinion don't mind anyone. Take Care all

@gauravkhinchi6871

8 ай бұрын

Agree. It should be single video for all the funds

এক মাস থেকে অপেক্ষায় আছি,এই ভিডিও টি দেখার জন্য, ধন্যবাদ sir,love from West Bengal ❤

Thank you for making this series again this year. One question, I am invested into Nifty 250 Index fund (50-50 weightage) and do not want to add another fund house in large cap category in my portfolio. So here - Is my large cap portfolio overdiversified? Should I book profit from my already existing fund and move money to the HDFC Sensex passive fun which you are suggesting(Tax on capital gain will be in question here)? In general if you could suggest, what should an investor do if they are already invested into some other index fund that is following slightly different investing strategy. Appreciate if my question is answered in the FAQ segment.

Question - Should one invest in more than one large cap index funds to minimize the tracking error?

It's always an honor to have you here as a mentor I learn a lot your videos and it has encourage me expecially in decisions making. Investing in the financial market that changed my life forever.

@AwaisAhmad-ss9vi

8 ай бұрын

To be honest, investing is a smart way of securing your family future, grow wealth and beat inflation

@galinasilval9070

8 ай бұрын

I'm a newbie and my portfolio has been down the drain while I try trading for myself, don't know what I did wrong

@Daanong

8 ай бұрын

Consider seeking guidance from a financial advisor or a trading mentor to provide signal and also help you out with trade.

@magratetonny

8 ай бұрын

Wow you know larris too? My first experience with her gave me the assurance that made me to invest without fear of losing.

@Johnmani-lj4ry

8 ай бұрын

Interesting, Is there any means of reaching her that would be profitable?

Hi Kunal. My question is as below: Though HDFC sansex index plan or in general large cap based index have given returns in line with index, their returns are way less than actively managed large cap funds irrespective of expenses ratio been higher. Would it not be wise and logical to invest in either in flexi or Large & Midcap funds rather than pure index based large cap funds ?

@rupeshghanekar2058

8 ай бұрын

He is Pranjal,,,, Kunal...To wo flight ban wala hai😅😅

Few Queries from a long time follower: 1) What should we do with Invesco India Contra Fund & Tata Digital India Fund? 2) Do let us know what to do if there is capital invested in a fund which you are not recommending now. 2.a) Should we stop SIP & shift that capital to a fund recommended in your list. 2.b) How to shift lumpsum at one go or slowly as market is at high valuation. 3) What should be the percentage allocation of the total capital among all the funds recommended across categories Thanks in Advance. You Rock 😄

Such an amazing and informative video ! Thank you so much for this Pranjal!

Active Large Cap funds may not beat the index but it also provides downside protection. Hence if safety is one of the factors, active Large cap funds need to be considered. In a large cap index when the index falls there will be nothing to protect the fall.

@kprokz

8 ай бұрын

I'd recommend you to read Jack Bogle, father of Index Investing, who brought the concept of Index investing with one of the first index fund named "Vanguard". Just google it.

@arshsingal65

8 ай бұрын

Bhai long term me sab barabar ho jaata hai

@93_abhijitpawar99

7 ай бұрын

Yes , this is the advantage but the disadvantage I fill that in active fund the expense ratio we have to pay is heigh which is not significant for large cap and we have only past 10 years of data to analyse the performance of active funds because maximum 10 years funds we have and we don't expect that they will be good performing in upcoming year also and we are talking about long term and we don't relay impervious performance of active funds ,so I feel that the index fund are gives benifit here than the active funds. Although there is not such big difference we have seen in long term

Dear Mr. Pranjal why not instead of large cap fund we should use Flexi cap as our large cap fund allocation

@tuzopaai

8 ай бұрын

In flexicap the expense ratio is too high.. In the long run, the additional 1% difference in expense ratio will make a significant impact on your overall returns

Hi, pranjal sir yours information for large cap very useful & cleared.

Awaiting for 5th December category wise investment. Thank you so much Sir

Hi Pranjal, Thank you for this amazing video. As you said there is some fund which scores 99.9 and this HDFC fund scored 99.8 but you still recommended this because you did so earlier as well. I believe it would be great for the 1st time investors like me to know the name of the fund which scored 99.9, because we do not need to look at what happened in the past 2 years at present. So that may help us to compare and decide which we want to go with. And as know mentioned that you were already giving score based on security so I presume that it was also there in your top 5 in the last few years as well.

@prathameshgaikwad9536

8 ай бұрын

Excel Sheet @ 12:56

My Question is when a company moves out of the index, all index funds try to recaliberate and sell the company at the same time. This hammers the price and index funds are slightly affected. Is there any way we can better deal with this? Thanks for the detailed video on mutual funds ❤

@yona6840

8 ай бұрын

Yes they will sell and buy according to the weightage percentage of the index also that will not effect your nav until index falls negative

You seem to have given logic and justifications of stock selection based on general guideline, however considering current market context that the index may have peaked out. So in the current market context, which type of stock to select (large,mid,small) and which one under each specially because you mentioned in your recent video that MF houses are struggling to find investment and some have even stopped taking more funds. This is not to time the market but just to consider the current market context, in whichever you think is best. Thank you for your guidance. - Your true and longtime follower.

Parag parikh for sure will be there ❤ 😊

Hi Pranjal, I appreciate your efforts in making these videos. Its not about the best product you suggest its about the process you followed. I am having you question regarding equiv-weighted index funds vs normal Index funds : 1) I understand that fees of Equiv-weighted index funds is more than normal index funds. Did you compared their returns in any case. What if differential returns are more than the differential fees paid? 2) What is your opinion on creating a small case of equiv-weighted index funds. Thank you

@momukhtar2414

6 ай бұрын

Zyada difference nahi bro dono me For Example...normal index fund me humara Paisa jo stock index me zyada weight rakhta hai usme zayda jata hai JAISE agar 100rs normal fund me dal rahe hain to iska 11.91RS HDFC Bank me lagega jiska index me sabse jayada weight hai aur uske baad RIL me 9.98RS INVEST hoga aur isi tarah jiska jitna weight hai index me usi according paisa invest hoga but EQUAL WEIGHT INDEX ME Agar hum 100Rs invest kar rahe hain to wo fund 2RS karke sabhi stocks me daal dega simple JAISE 2RS HDFC BANK AND 2RS RIL Aur baki ke sabhi me 2RS karke daal dega simple

Thank you Pranjal sir for sharing such an informative and useful video. I wait for this video every year and it helps me a lot. Thanks again!!!

Love the reasoning behind the pick, it is like a mini class in itself. Thank you, Pranjal!

@aarkay999

8 ай бұрын

If u like the class, please tell me what is large cap fund?

please make a single video of all best MF in each category. Just like old times.

Thanks for the valuable information. My question is do we need to change funds yearly, as every year you suggest funds, they may be the same or newer sometimes. So, does it mean, we have to keep on changing funds? If yes how can compounding be seen?

@sdexstarlord

6 ай бұрын

Same question

Hello Prajal! Thanks for making such a detailed video🙏 One question I still have. I know you must have thought about it. But I also want to know your logic for not considering Nifty low volatility 30 index and Nifty Momentum 30 index.

Was waiting for the list.. Could have mentioned that 99.9 scoring Mutual Fund for those who are starting this year as they can start with the best, who knows may be next year it might come into recommendations.

1 index fund 2 large and mid cap index Elss funds 3 sbi contra fund 4 axis small cap 5 parag parik/ axis tex saver

Indeed a great video. Quick question: At the age of 25, if someone is planning SIP for long term (25 Yrs) and just like stocks, wants to diversify portfolio basket in such a way that Avg return of all should be equal up to approx 20% Since investment starts. So, what would be your suggestion that how much percent should be allocated towards Index funds to maximize cap preservation in worst case scenarios? I know choosing index fund for maximum return is not a good option, but I see it as a option for hedging.

@veeresh_22

8 ай бұрын

25yrs is a long long horizon.. if u are very sure u won't be needing the money u invest for any emergency or needs... U can very well go all in into small cap bcoz no matter how risky they are, they'll perform given that much time. P.S, I'm too 25, I too had same question, and I came up with this understanding for myself.

@satyamnayak3330

3 ай бұрын

​@@veeresh_22apka kon sa mutual fund lie ho bata sakte ho Mera age bi 25 he kindly help me out..

Many Many Thanks Sir, I always watch your videos and learn new things. Thank You Sir

Please come direct to topic and also share the video with proven charts and graphs. In the final please tell at least 3-5 funds so we can also select after your video for better choice and as per our goals.

Qn : according to present time, what should be the NAV range to buy that mutual fund of HDFC and how to identify if a mutual fund is overvalued or not

@arjunps6776

8 ай бұрын

Nobody looks at NAV while buying Mutual Funds.

@arshsingal65

8 ай бұрын

For index fund, nav doesn't matter

@subratadasgupta5097

8 ай бұрын

Simply compare the PE with other funds of the same category. And don't worry about NAV

For the past 7 months, I have been investing in 2 index funds equal amount - UTI nifty 50 & HDFC S&P BSE Sensex, and observed that Nifty 50 is performing better. When writing this comment, the returns on the Nifty 50 fund is 10.53% and BSE Sensex is 7.67%.

@AnkitVerma0305

5 ай бұрын

In Nifty 50 and Sensex top 30 companies are Same..then why are you investing in both at a same time

@akshayborse5756

5 ай бұрын

@@AnkitVerma0305 I am doing it just to see which fund performs better, seems like Nifty 50 perform 5%(absolute) better then S&P BSE, at the time of writing this comment.

@praveenchaurasiya7967

4 ай бұрын

@@akshayborse5756 bhai what is the report now , Can u tell me

@praveenchaurasiya7967

4 ай бұрын

@@akshayborse5756 I want to invest 1,00,000 Rs Should I invest in this nifty cap or Nippon large cap fund for 5 yrs Please suggest In which fund should I invest for maximum output???

HDFC Sensex fund is now 25% of my total mutual fund portfolio. Happy investor in this fund from Oct 2021.

God bless you 🙏 bayi bas isi trha imandhari se Lage rehna proud of you ❤️ sab ka time bhcha lo man bad jata h tume sun kar chahe laakh video dekho par tasalli tumhri video hi dekh kar hoti h bas ase hi chmkte rho dil khus kar dete ho very nice 👍 bagban aap ka sath de

The First man I followed since 2019 in finance field. ❤💚💜🧡🧡💖❤️💛

Hey Pranjal good work but you can suggest 2-3 more funds in each category for giving choice to the consumer. If there is marginal difference between some funds due to some point you can also mention that

Hi Pranjal Sir, You are making very usually videos. Thank you🙏 Pls suggest 2-3 more funds in each categories

Hi Pranjal, Thanks for doing the research and sharing the best performers. I have a few queries and hope you will reply. 1. Why are you looking for safety in the Large caps? Assuming that an investor will have diversified across asset classes, should you not look for long term returns over safety in equity, even if it is large caps? 2. What is the better investment option in these funds, Lumpsum or SIP? 3. I have invested in the other recommended funds in previous years, should I switch to the current recommendation? Should I do a Lumpsum transfer or STP?

No flexi cap fund this time? It means no PPFAS??? Surprised😮

Sir..few years back I hv made some investment in ELSS fund and now it has completed the lock in period of 3 Years. My question is that - whether it is advisable to start STP from the above mentioned ELSS fund to Index Fund. Thank You.

Hi, I really appreciate to you and your team for your hard work to make this video.🙌🙌🙌

I trust you Pranjal. Just went through some comments about - why multiple videos and not one for 2024-list. I think people these days have become very impatient. They want everything instantly at there fingure tips. I think you are doing really good job by explaining things in detail and being consistent with your fund selection. Keep up the good work.... don't bother about negative comments.

@saansardar1215

3 ай бұрын

You are absolutely spot on. People these days are very toxic and extremely impatient. They just want to grow rich overnight.

This is not at all good, people are waiting for full video like every year not just one category video for multiple weeks

Index funds best and safe for everyone.

I have read your book and the information that you provide is so valuable

I am following many of the brokers and consulatantat but you are the only one who is confidentlly sugest for sensex index fund.

1. Which was the 2nd closest fund to HDFC that you recommended ? 2. If opening demat account not a hassle for those who already have it and we are ready to ignore (minor) liquidity risk in ETF's then which ETF comes closest to HDFC sensex recommendation ? Thanks for your guidance advice, research and efforts.

@Grchoudhary1991

8 ай бұрын

HDFCSENSEX ETF

@rohitmaheshwari2669

8 ай бұрын

Better go to niftybees etf due to high liquidity, more volume

Question: What shall I do with exisiting holdings? Past recommendations had Axis Bluechip, which I hold in large quantity but recently it is not performing. What shall I do with this existing holding? Keep holding or dispose off slowly?

@amitabhshrma6162

8 ай бұрын

Switch to index bro future is IF

@SunilSharma-fb1mb

8 ай бұрын

Now this one. Next year next one. Ha ha.

Good Analysis for Large Cap Funds .... But since we are discussing Index funds won't "Tracking Error" be a factor?

Very nice method and explanation. Will be waiting for upcoming MF videos. Can you please make a list and detailed video on ETF and its cons and pros over Index Funds. Also waiting for a series on Best ETF in each segment like Nifty, Bank Nifty, Mid Cap and Small Cap

Hi Pranjal. Amazing video man. Appreciate the effort you put into teaching us hoe to pick the fund and the reasoning behind every decision. Just one question though: Aren't Large Cap-Mid Cap funds much better than actively managed Large Cap funds? As you mentioned multiple times yourself, Actively managed Large Cap funds dont leave much choice for AMC to showcase their talent on 100 limited stocks, so why consider actively managed Large Cap Funds? Any special reason? Please discuss this during the FAQ video. Thank you !

@DisciplinedTrader27

8 ай бұрын

large midcap 250 index

@umendrasingh2557

8 ай бұрын

Yah offcourse large mid cap is better than large cap But same comes with little more risk .

@DisciplinedTrader27

8 ай бұрын

@@umendrasingh2557 no risk Just bulk invest or sip and keep patience You shouldn’t consider index funds as risks Risky are assets like penny stocks and crypto nft all this

Thanks Pranjal.. 1. Since HDFC, RIL and TCS are highest weighted stocks, let's say they are not performing well, this will highly impact the growth of fund right, in this case why can't we choose equi weighted, because after rebalancing, 30th company comes into index only because it's performing well and increased its market cap hence if we give good weightage to it, this will boost the returns right ... 2. While choosing sensex plan, you have considered only diversification, since both sensex and nifty are well diversified, could you also compare returns of these two types of plans( xirr and cagr ). Kindly correct me if I'm wrong 😊 Thank you so much in advance! Harsha

@RCMINSIGHTS

8 ай бұрын

Equi weighted fund will be the best......but only difference in them is the expense ratio

@veezyt

8 ай бұрын

He said, diversification doesnt matter after you reach 20+ stocks. sensex has 30, nifty has 50-100. that's why it's sensex. I could be wrong though.

Pranjal of Finology I admire your video for its contents and very sincere and forceful communication. God Bless you and your employer Principals. Hopefully, I'll get to see your other videos in coming week or weeks. I am not an investor but at 81+ I am more a teacher and research professional in Engineer. This field is my new interest of study. KKAGRAWAL KKAGRAWAL

Very logical and insightful research work..thumbs up 👍

Hi Pranjal, love your honesty and transparency in research behind recommendations. Can you please cover how should we move investment from 1 fund to another if the recommendations change the next year. Considering that there will be taxes exit charges if any ?

@bablookumarshaw7549

8 ай бұрын

Same question is with me. Pranjal Sir plz reply

@anuj.batham

8 ай бұрын

+1

Every year I wait for this video😊

@rohitkashyapx2

8 ай бұрын

Bhai abhi tak kitna invest kara hai tumne

A very very informative video ❤ Thank you so much Kamra sir❤

Very well explained. Please keep up the good work. Thank You for sharing this info !

I add 3-4 mutual fund in my portfolio that you suggest previous year . But I always confused in what percentage of money i should allocate in which Mutual Fund???. My allocation right now 1. Parag Parikh - 60 % 2. Kotak opportunity - 20% 3 . Axis small cap - 10% 4 .HDFC - 10% Pealse help me , if I select all funds that you recommend , what kind of allocation I must make in those funds??? Or put all money in a fund ?? Thanks sir❤❤

@proudofodisha7094

8 ай бұрын

It depends on Age & risk appetite......in my case age 30yr I choose PARAG PARIK FLEXI 30% KOTAK EQUITY OPPTY 35% AXIS SMALL CAP 20% EDELWEISS MID CAP 15% I never choose sensex or index ....

@srirupguchhait4544

8 ай бұрын

Thanks

@debasish5614

8 ай бұрын

I have the same question

@Papai-xd8qb

8 ай бұрын

You must include some portion of debt to minimize risk and index fund too

@srirupguchhait4544

8 ай бұрын

Now you make it more confusing to me whether including debt fund or not 😂😂😂

I have been following your videos since many years now. You have done amazing work educate common folks. Thank you 🙏 My question is: Should I invest in both large-cap and flexi-cap funds considering I'm in my 20's and can take high risks, or is it sufficient to invest in just one of them? What's your reasoning behind the recommendation?

Thank you 🙏 for sharing your valuable info on mutual funds every year. Love your videos ❤

Hi Pranjal I am following you since last 4yrs and i am happy that my portfolio make healthy returns Please explain when you remove any fund from your list and add new on its place, what we should do with removed fund investment the process of shifting one fund to another

Hi. Great video as always. My question is why are you not going for the smart beta funds? Those are practically index funds but focused & showing better results than index funds. Please shed some light.

I appreciate your work..I was support since I was entering shre market . I was gain lot off knowledge you work..

Great!!! Excited about this series. Can u please add smart beta funds as well. Like momentum index quality 30 index.

शानदार विश्लेषण के लिए बधाई एवं धन्यवाद। मैं यह जानना चाहता हूं कि आप मिड कैप म्युचुअल फंड्स का विश्लेषण क्यों नहीं करने जा रहे हैं? साथ ही दृष्टिबाधित (blind) होने के कारण आपसे यह भी अपेक्षा है कि वीडियो के दौरान दिखाए जाने वाले चार्ट्स ग्राफ्स को बोलकर भी समझाया करें।

Hi Pranjal...Big fan....just 1 small doubt - is it possible to transfer or heridate the mutual fund units to son/daughters (by nominee) similar we can do for stocks that too without breaking the compounding ??

Very nice analysis n explanation. Thank you sir

May God bless us, and you keep stay this much humble and genuine.

Hi pranjal sir. I saw your video and agree with you to some extent. My question would be as follows :- Why have you considered broad market index for the large cap category ? There is a great strategic index called Nifty 50 value 20 where it invests in 20 companies which are value buy from Nifty 50 companies universe. The expense ratio for the same is higher that sensex fund but post expense returns are way higher than sensex fund. Also companies which are trading at discount to their relative long term valuation have given better returns with low risk historically. So I want to know your views on my theory and what are the things I am missing in my calculations ! Thanks

I agree investments in large-cap stocks should be easier. Just invest in the index funds.

Really appreciate your work. Honesty and transpernacy आपसे साफ झलकती है| I have been following your recommendations since 2019 and very happy to say that my money is invested at safe instrument....thanks again

One video must on the best liquid/ultra short/low duration debt fund for emergency fund holdings❤ thanks Sir

Perfect videos are being made... But should also guide about howmuch to invest small mid and large

Hi PranjalIf wife and husband are both working and want to have a separate investment in mutual funds, what funds are ideal for them to invest in? On the 7th in Q&A, please address these questions.