Thanks for watching! Here are a couple follow-up videos: Should You Invest in International Stocks? kzread.info/dash/bejne/qJiTrcWulL3VY7g.html Three-Fund Portfolio [The BEST Portfolio!] kzread.info/dash/bejne/hGxlvI-oksioY9Y.html S&P 500 vs Total Stock Market? kzread.info/dash/bejne/eJyItJtscdarfKQ.html Tax-Efficient Asset Allocation [5 Steps to Avoid Taxes] kzread.info/dash/bejne/Z6hrq7SThq7Rfqg.html

This channel deserves a lot more views. Great content.

@nickdoyle-achievefinancial2464

2 жыл бұрын

Thanks, glad you think so!

I don't think everyone is going after factor investing. WAAAYYY too many people are only going after growth stocks even when the data shows that they should go after value. Until I see the average KZreadr jumping on the factor train I don't think the value premium is anywhere close to dead.

@nickdoyle-achievefinancial2464

Жыл бұрын

Hi Shaun, you may be correct. There is still a good amount of bias for well-known, hot, growth companies. There are also a lot of funds & advisors going after factors. I hope you are rewarded for going after factors :)

@IamAWESOME3980

8 ай бұрын

​@@nickdoyle-achievefinancial2464loser

Nick, just a few words says it all as far as I'm concerned and as far as I can/could follow the issues you discussed: Top-Notch Video, excellent coverage of the topic. I can't commend you more or higher, this is simply exception and totally indicated work on your part. You have provided a substantial benefit to investors who may have been thinking about Factor Investing. As an aside, I appreciate and respect your mention of Rick Ferri's "All About Asset Allocation". I believe if an investor was to choose one book it should be Ferri's "All About Asset Allocation"! Thanks so much for your hard work in putting this very tricky before us all.

@nickdoyle-achievefinancial2464

3 жыл бұрын

I'm glad you found it valuable! I agree that Rick's books is one of the best in the area.

@Guest-dl2vw

3 жыл бұрын

@@nickdoyle-achievefinancial2464 , to go a little heavier-- though I don't think this is necessary!--I'd add Dr. Bernstein; that should do it for the absolute lion's share of investors. Great work Nick; thanks so much.

Listened to this magnificent video again today. I think at this level of complexity most investors will simply elect to go with Index Funds from Vanguard or Fidelity and be done with it. I agree 100% with you, it does not appear worth it to add this level of complexity to one's portfolio and if one does through an advisor, well, the added fees would likely eat up the otherwise marginal gain. Nonetheless, his Video is Class, Total Class; Thanks for your enormous efforts putting this together.

@nickdoyle-achievefinancial2464

3 жыл бұрын

Agree. Even without extra fees to an advisor, I question if there will be a premium with this strategy going forward. Time will tell!

Thanks

@nickdoyle-achievefinancial2464

2 жыл бұрын

You're welcome! Thanks for watching!

Factor investing is.....smashing the "Like" button. 😄

VTI 70%, VIOV 30% small cap value tilt has actually helped during bear markets. Please look at decades best performs

@nickdoyle-achievefinancial2464

Жыл бұрын

VIOV looks like it didn't drop as much. I like SCV tilt in theory, but didn't feel a strong conviction for it 😀.

I tilt 1:5 SCV to Total US stock market.

@nickdoyle-achievefinancial2464

3 жыл бұрын

It looks to be doing well recently! As long as you can stick with it, I think it's a good strategy :)

Great explanation! I may just stick with VT and maintain a higher stock/bond allocation in retirement to get hopefully similar resulting returns; personally like the less volatile nature of VT and wouldn’t like having to time the sell-off of a pretty large portion of a portfolio before retirement (wouldn’t like having small-cap during those years).

@nickdoyle-achievefinancial2464

Жыл бұрын

Thanks! Thank sounds like a good alternative for increasing risk (and hopefully return) a bit. Best wishes!

11:38. You don't know what you are talking about; DFA only works with advisors that work with a flat fee. Not a percentage of AUM. That is the entire value add, as DFA filters and educates the best advisors. Now with the DFA ETFs everybody can buy DFA exposure

@nickdoyle-achievefinancial2464

Жыл бұрын

A Google search for "do advisors with DFA funds charge AUM fees?" seems to indicate not all DFA advisors are flat fee. It provides many contrary examples.

@fib6156

Жыл бұрын

@@nickdoyle-achievefinancial2464 That maybe after they introduced the ETFs and now everybody can buy their ETFs. Before advisors had to go to their conference before they were granted access to DFA funds. 100bps fee is quite high

To me, my vti is so large and growth heavy, I think of us scv as further diversification. If SCV or LCB wins on any given year, I win and hopefully we will smooth out the ride a bit.

@nickdoyle-achievefinancial2464

5 ай бұрын

That makes sense, I do have some concern of the top-heaviness of VTI. However, I also hold ~40% VXUS.

@jambiee

5 ай бұрын

@@nickdoyle-achievefinancial2464 I have 30% in international funds. Rick Ferri was saying he thinks international is far more value heavy that there is no need for investing in a value-based factor fund if you are a global investor. I must agree with that. I wonder if I should go to 20% international due to my U.S. SCV sometimes but I know I only think that because of recency bias with the international returns. I'll hang in on 30%. Thanks for your reply and your content!

I did this for like three months...then said screw it and went 100% VT.

@nickdoyle-achievefinancial2464

2 жыл бұрын

Haha, same! My 401k at the time had some DFA funds so i added 10-20% SCV, but axed it shortly after and started matching the FTSE Global All Cap Index.

Can eps growth and value momentum can be considered a factor as told by Sheridan titman

@nickdoyle-achievefinancial2464

3 ай бұрын

It seems new factors are regularly proposed/identified. Determining which ones are real and should be reflected in your portfolio is part of the challenge of being a factor investor. I personally don't want to evaluate them. I let the market do it for me.

@gagansingh-kb6gu

3 ай бұрын

@@nickdoyle-achievefinancial2464Sheridan titman research on it

Market beta does not explain 90% of returns.

@nickdoyle-achievefinancial2464

21 күн бұрын

That's what I found in my research. Do you have a study or sources you can share that explains otherwise?

Did you have a stroke?

@nickdoyle-achievefinancial2464

21 күн бұрын

Not that I know of, but it's possible.

@Bobventk

21 күн бұрын

@@nickdoyle-achievefinancial2464 my comment wasn’t intended to be mean. Sorry i was so blunt