EXPLAINED - Paytm Broken Beyond Repair? | Can Vijay Shekhar Sharma Save It? | Akash Banerjee

They were the biggest unicorns of India - leaders in their sectors. Byjus in Edtech and Paytm in Fintech.... both have seen dramatic falls in the last few months - both businesses led by insanely talented & intensely ambitious founders.... but just like in Byjus case - ego & overconfidence got the better of Vijay Shekhar Sharma.
This is the story of the rise and the fall of Paytm - why things would have collapsed anyways - even without the RBI sledgehammer that fell on Paytm Payments Bank.
So what next for VSS and more importantly - what lessons for the startup industry??
#vijayshekharsharma #paytmcash #startupindia
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Credits :
Graphics : Ritam / Mehul
Thumbnail : Khursheed
Editor : Ritam / Khursheed / Mehul
Producer : Sahil

Пікірлер: 677

  • @thedeshbhakt
    @thedeshbhakt2 ай бұрын

    PAYTM's story is very much like BYJUS (that we had covered) - so many common facts / so many flaws - Will lessons be learnt now??? - kzread.info/dash/bejne/mamOztSqZ5OndJM.html

  • @Endzler_

    @Endzler_

    2 ай бұрын

    Yeah I have watched it too... It was nice.

  • @amjad_ali.0

    @amjad_ali.0

    2 ай бұрын

    Yes 🙌🏻

  • @HARIMAHATO-bo8ob

    @HARIMAHATO-bo8ob

    2 ай бұрын

    Please phone number tha tho aapka sar 🥺🙏 comment reply 🙏🥺🙏🙏😭😭😭🙏🙏🙏

  • @credogaming1202

    @credogaming1202

    2 ай бұрын

    Well analysed

  • @blingbling2841

    @blingbling2841

    2 ай бұрын

    Never made a paytm or any other digital wallet for that matter. I don't trust them for a multitude of reasons. User privacy is one of them. Besides they took off by plastering the face of the Supreme Leader so it was already enough reason for me to NOT trust them.

  • @ThinkifyIndian
    @ThinkifyIndian2 ай бұрын

    Paytm Karo❌ RBI Guidelines follow Karo✅ With Millions of users it's a shame for a Fintech company to violate principles.

  • @gauravnilay

    @gauravnilay

    2 ай бұрын

    All chamchas said Paytm is pay to Modi and then Modi govt brought Paytm down ...... this is called unbiased, clean, corruption free Modi govt which opposition can never replicate.

  • @zeeshan0987

    @zeeshan0987

    2 ай бұрын

    ​@@gauravnilay Bhai... Seriously?

  • @subhadipdey6464

    @subhadipdey6464

    2 ай бұрын

    ​@@gauravnilay Bhai tum kis duniya main ji rahe ho 😮

  • @coool-5

    @coool-5

    2 ай бұрын

    @@gauravnilay tu tension na le Jio digital payment system ane wala hai 😂

  • @sangop2004

    @sangop2004

    2 ай бұрын

    Who tells u to even apply ... I didn't advised my clients even forbid

  • @prabhatkr.8383
    @prabhatkr.83832 ай бұрын

    Paytm if buy Electoral Bonds, all the controversies, irregularities wil Rest in Peace.

  • @Hararyoukoz3106

    @Hararyoukoz3106

    2 ай бұрын

    😂😅😂

  • @siddharthjuneja1113

    @siddharthjuneja1113

    2 ай бұрын

    Hmm😅

  • @akashtilokani2000

    @akashtilokani2000

    2 ай бұрын

    True! Would have been easy that way

  • @jayrajput6629

    @jayrajput6629

    2 ай бұрын

    bro bada soch , unke pass user data hai

  • @agnivdebnath6584

    @agnivdebnath6584

    2 ай бұрын

    Yess😂😂

  • @sandhu_sandhu_sandhu
    @sandhu_sandhu_sandhu2 ай бұрын

    Akash Banerjee is a rare gem

  • @thecrysta

    @thecrysta

    2 ай бұрын

    ​@@AwakenedCitizen236 Then why do you watch him bro? Are you anti national? 😂

  • @sandhu_sandhu_sandhu

    @sandhu_sandhu_sandhu

    2 ай бұрын

    @@AwakenedCitizen236 🧑‍🦯🧑‍🦯🧑‍🦯

  • @thecrysta

    @thecrysta

    2 ай бұрын

    ​@@AwakenedCitizen236😂😂

  • @hiteshdsouza9615

    @hiteshdsouza9615

    2 ай бұрын

    @@AwakenedCitizen236 but you do watch him

  • @blingbling2841

    @blingbling2841

    2 ай бұрын

    @@thecrysta he watches him because he gets paid to troll here. its his "rozi roti" 🤣

  • @shahwalkhan5908
    @shahwalkhan59082 ай бұрын

    I was allotted Paytm IPO. The only loss I ever had in the Share Market. Speaks volumes

  • @devilsgaming9796

    @devilsgaming9796

    2 ай бұрын

    Should have shorted 🌚

  • @trololololol1111

    @trololololol1111

    2 ай бұрын

    Investing in an impo speaks volumes about how bad of an investor you actually are...

  • @blingbling2841

    @blingbling2841

    2 ай бұрын

    @@trololololol1111 relax, people learn from mistakes. we are only human. and you are no exception.

  • @trololololol1111

    @trololololol1111

    2 ай бұрын

    @@blingbling2841 dude is boasting about being a savy investor.... Puts money in IPO's...

  • @Divvy_Me

    @Divvy_Me

    2 ай бұрын

    लोगों के UPI लेनदेन का डाटा उनके व्यक्तिगत जीवनशैली और राजनैतिक झुकाव की जानकारी भी दे सकता है | यह डाटा यदि सरकार के हाथ लग जाये तो वह अपनी सत्ता बनाए रखने के लिए इसका दुरूपयोग कर सकती है | सरकार यदि कोई सरकारी App ले आती तो तुरंत उस पर आरोप लगता कि वह लोगों की निजी जानकारीयां इकठ्ठा करके लोकतंत्र का हनन कर रही है | इसलिए सरकार ने बीच में प्राइवेट कंपनियों को रख दिया | पर सरकार के पास इतनी शक्तियां हैं कि वह इन प्राइवेट कंपनियों से डाटा मांग ले, और यदि कंपनी का मालिक ही सरकार का समर्थक हो तो क्या कहना | समस्या यह हो गयी की कंपनी का मालिक अतिउत्साही व्यक्तित्व का निकला | सरकार को भय हुआ कि कहीं अपना आदमी ही गलती न कर दे , इसलिए कंपनी बंद करवा दी | करोडो लोगों का डाटा तो मिल ही चुका है | यही कारण है कि किसी लोकतंत्र में न तो UPI है और न ही AADHAR.

  • @manish_semwal_26
    @manish_semwal_262 ай бұрын

    We Indians are always extremists about everything, it's in our DNA. Never ever we are subtle about anything, we have to do everything with extremism.. This is the reason for the over valuation of every start-up we have, same reason apply for our love and hate for cricketers, celebrities,politicians and whatnot.. We use ❤️ where we should use 🧠. People show us dreams and we fall at their feet. And when the dream shatters, we throw them out like a housefly in milk and start searching for new messiah.

  • @abc_cba

    @abc_cba

    2 ай бұрын

    Exactly

  • @user-cg4xp1jp5z

    @user-cg4xp1jp5z

    2 ай бұрын

    It's called mental slavery of submission. Jor se bolo........

  • @withamberarya

    @withamberarya

    2 ай бұрын

    It's not extremism , it's called emotional chutiyapa

  • @tigerjeetsingh8440

    @tigerjeetsingh8440

    2 ай бұрын

    That's why we indians have Ghulam mantality

  • @echo3-1enteringsimpmode

    @echo3-1enteringsimpmode

    Ай бұрын

    You cooked here

  • @kvafsu225
    @kvafsu2252 ай бұрын

    Such a thorough presentation.

  • @anearthian894
    @anearthian8942 ай бұрын

    Byju's and paytm are like live action entrepreneurship lessons for us. Thnx

  • @Choycebyavyaan
    @Choycebyavyaan2 ай бұрын

    Akash is a gem that teaches lessons with sarcasm. Aapko samajhna bhi ek kala hai. Keep up the good work....

  • @safalkapoor
    @safalkapoor2 ай бұрын

    Need more of such business deep dives focused around relevant companies in India! Great work!

  • @vishalkaushik9257
    @vishalkaushik92572 ай бұрын

    Sir big big fan of urs. Sab changa C is my favourite dialogue of urs😂 Love u sir huge respect🙏

  • @user-tx8hi1ze3u
    @user-tx8hi1ze3u2 ай бұрын

    Wow This Is Real Information For Every Deshbhakt, Thank You Very Much Aakash Sir Ji.💐💐🌹🌹🙏😊🇮🇳🇮🇳

  • @ishaansharma654
    @ishaansharma6542 ай бұрын

    Amazing work, well researched and presented. Thank you for your service 🙏

  • @vijaychouhan4246
    @vijaychouhan42462 ай бұрын

    One of the best guy who's doing this kind of work...from politics to these lessons everything is fantastic... great work sir ❤

  • @anisurrehmankhann
    @anisurrehmankhann2 ай бұрын

    Really well explained. So many key points for those who are aiming to establish something big.

  • @waseemahmed6585
    @waseemahmed65852 ай бұрын

    Really Impressed with your content and topic selection, hats off bro!!

  • @srishti1322
    @srishti13222 ай бұрын

    The content on this channel is amazing ❤

  • @ryvdvrhb
    @ryvdvrhb2 ай бұрын

    Sir love the way you explain...❤

  • @wajid.13
    @wajid.132 ай бұрын

    Thank you ❤

  • @abdulmunimahmed6067
    @abdulmunimahmed60672 ай бұрын

    You nailed it with your concluding words.

  • @HimanshuSingh088
    @HimanshuSingh0882 ай бұрын

    thanks for all your efforts.

  • @genuineghost9365
    @genuineghost93652 ай бұрын

    Nation's wheel is thousands of mid-cap and small-cap companies. Create thousands more, then only we could dream of Vishwaguru. Well said sir.👏

  • @user-urdaddy
    @user-urdaddy2 ай бұрын

    'fake it till you make it' is a common strategy used by start up tech firms, biggest being TESLA itself.. this becomes serious, however, when you are operating in regulated industries like health or finance

  • @seeutube8860

    @seeutube8860

    2 ай бұрын

    Tesla's case is too complicated to explain / understand....easy is to keep rolling

  • @subodhthakur6073
    @subodhthakur60732 ай бұрын

    Superb blog. Well presented ❤

  • @kawaljeetsingh1970
    @kawaljeetsingh19702 ай бұрын

    EXCELLENT 😊THANKS 😊

  • @lordcynical9754
    @lordcynical97542 ай бұрын

    Love your vids man

  • @anearthian894
    @anearthian8942 ай бұрын

    One important thing to learn from byju's and paytm, that the failure doesn't come suddenly....its a long buildup of ignorance.

  • @KunalSIngh-bp7uj
    @KunalSIngh-bp7uj2 ай бұрын

    Keep bringing these videos ❤

  • @shoabshah3290
    @shoabshah32902 ай бұрын

    Great details!

  • @Grow2zero
    @Grow2zero2 ай бұрын

    All rounder Deshbhakt ❤

  • @abdulwadud5653
    @abdulwadud56532 ай бұрын

    Too good & informative

  • @Uravgtech
    @Uravgtech2 ай бұрын

    Best Explanation 👌

  • @swarupkumardas5174
    @swarupkumardas51742 ай бұрын

    Great Episode 👍

  • @mandarcv
    @mandarcv2 ай бұрын

    Thanks Akash for this episode. This boosts my moral to struggle with artificial growth business models. With a small agrobased start up on slow food movement almost every guest appreciated my initiative but advised to follow multi-expansion model. There were times when I was not able to explain what I mean by organic business planning. Today we are proud to serve society with clear purpose. Your videos are voice for us and reinforce our energy. Keep it up...I have your T Shirt 👕 of evolution...probably this is is time to extend the same to further images of true creative humans 😄 keeping every good thing alive...thanks again

  • @ayushsharma7485
    @ayushsharma74852 ай бұрын

    Great episode 👏

  • @Kush_N_
    @Kush_N_2 ай бұрын

    Amazing one 👍👍👍

  • @kushaliarote2132
    @kushaliarote2132Ай бұрын

    Very gd content..... 🎉keep it up.

  • @johnquadros165
    @johnquadros1652 ай бұрын

    Very good episode, thanks Akash. Eye opener.

  • @soumyajeetchakrabarty6872
    @soumyajeetchakrabarty68722 ай бұрын

    This has been insightful thankyou for the knowledge

  • @SecretsOfUniverse4u
    @SecretsOfUniverse4u2 ай бұрын

    We Indian have a very common genetic called corruption and shortcut from the core. We do not have honesty and hard work rather think how to make big and unsustained wealth through shortcut and dishonesty. These things will never last long ..

  • @REVIEWSONTHERUN
    @REVIEWSONTHERUN2 ай бұрын

    Thanks for sharing it ✌️

  • @zainabamirkhan1530
    @zainabamirkhan15302 ай бұрын

    What a coincidence! I was thinking today about what happened to Paytm, and here Deshbhak bhiya uploaded it today only 😲

  • @Abubackersiddiq1
    @Abubackersiddiq1Ай бұрын

    The first intellectual Hindi KZread channel I came across, good job

  • @jineshnair553
    @jineshnair5532 ай бұрын

    Well reviewed and presented Akash

  • @bharatchandrapal2001
    @bharatchandrapal20012 ай бұрын

    Another visionery act on ultra-modern business heros!!!

  • @AJAYINDIAN7052
    @AJAYINDIAN70522 ай бұрын

    You are great man sar.❤❤❤

  • @bilawalm1
    @bilawalm12 ай бұрын

    dude the editing is soo good. Is it just by one person

  • @thedeshbhakt

    @thedeshbhakt

    2 ай бұрын

    No :) much more than that !!!

  • @rubal1738
    @rubal17382 ай бұрын

    Great video!!

  • @abadkhan3043
    @abadkhan30432 ай бұрын

    Good episode ❤

  • @mehvishpasha6411
    @mehvishpasha64112 ай бұрын

    Recently i watched" jane bhi do yaar " and it was marvellous.and super relatable . Hats off to u akash u recommended it on morbi case . I became a fan of naseeruddin shah

  • @alirazamodi
    @alirazamodi2 ай бұрын

    Make a video on successful startups of India🇮🇳

  • @amatulmozeeb1
    @amatulmozeeb12 ай бұрын

    Why u explain so nicely ❤

  • @shailu1381
    @shailu13812 ай бұрын

    Lagt hai Sharma ji electoral bond Lena bhul gye.

  • @GRBhat
    @GRBhat2 ай бұрын

    Absolutely right

  • @Nirmal00002
    @Nirmal000022 ай бұрын

    Very informative video bro ❤❤❤

  • @SDDREAMS23
    @SDDREAMS232 ай бұрын

    Love from Arunachal sir

  • @hemantchaudhary6970
    @hemantchaudhary69702 ай бұрын

    Excellent👍

  • @mrimperfect7714
    @mrimperfect77142 ай бұрын

    Kash Paytm bhi Electoral Bonds de deta

  • @aami.jiarul
    @aami.jiarul2 ай бұрын

    Great video ❤

  • @lingses2434
    @lingses24342 ай бұрын

    Love from अरुणाचल प्रदेश

  • @kushalveersingh200
    @kushalveersingh2002 ай бұрын

    Excellent one

  • @sky-gx9fs
    @sky-gx9fs2 ай бұрын

    Great 😊

  • @LucknowEventFriends
    @LucknowEventFriends2 ай бұрын

    First 15 minutes of this video is just history, only last 5-7 videos are worth listening

  • @sunnydroch1686
    @sunnydroch16862 ай бұрын

    Best wishes akash bhai

  • @sw_dev_chirag
    @sw_dev_chirag2 ай бұрын

    With the impressive rise and fall of paytm,, The business model, catalysts for its rise and points of failure need to be researched and publishied. I believe it can really help the future entrepreneurs. Also, as always, very nice analysis. Thank you Mr. Banerjee.

  • @abdulkalamsyed8563
    @abdulkalamsyed85632 ай бұрын

    Nice 🙂 video brother thankyou

  • @B_maheshkumar_B
    @B_maheshkumar_B2 ай бұрын

    Respect to Deshbhakt

  • @ShahidAnsari-po5qp
    @ShahidAnsari-po5qp2 ай бұрын

    Great job buddy

  • @satvik9101
    @satvik91012 ай бұрын

    Love you 3000!!

  • @earth_2065
    @earth_20652 ай бұрын

    Paytm is the worst app I ever used. Thank you Akash for giving some lessons about these Frauds.

  • @sujalrana6874
    @sujalrana68742 ай бұрын

    Dhruv rathee in India 🦁♥️🔥

  • @aakashbuzz5217
    @aakashbuzz52172 ай бұрын

    Right about Layoffs i work for paytm for 5 year's and there are not job security, they always start layoffs in quater, six months even yearly.

  • @rawanhub316
    @rawanhub3162 ай бұрын

    Super Bhai ji 💫

  • @ap360
    @ap3602 ай бұрын

    VSS should've spent some money purchasing Electoral Bonds 😅

  • @sureshbhosle8405

    @sureshbhosle8405

    2 ай бұрын

    😅😅

  • @nikhileshsatani
    @nikhileshsatani2 ай бұрын

    I used bhim upi in past and currently using payzapp by hdfc bank i never used paytm.

  • @barababu1773
    @barababu17732 ай бұрын

    I didn't understsnd why he didn't bought electroal bond. Perhaps he have been saved

  • @sureshbhosle8405

    @sureshbhosle8405

    2 ай бұрын

    😅😅

  • @musicking5244
    @musicking52442 ай бұрын

    Nice job

  • @NanduNDevansh
    @NanduNDevansh2 ай бұрын

    @thedeshBhakt: This video focuses on all negative aspects of Paytm, where an excellent technology genius tried to build a super app and succeeded and challenges global giants GooglePay, Walmart owned PhonePe, VISA and Mastercard. There have been slippages on compliances, but there have been learnings and positive aspects of paytm, which you could have covered. I am fan of your channel, please look beyond obvious and positive story such as A. How a person from humble back ground from Aligarh, faught against all odds and built such technology marvel which was recognized globally. B. How Paytm shifted gears from wallet to UPI to lending and divesified the business C. How regulator and Government may define corporate Governance standards and SOPs to ensure no other startups do not get into similar situations. Please make a video on learnings from Paytm for Indian Businesses, due to our negative bias, you are making stories which are covering only negative aspects

  • @King-iw4uf
    @King-iw4uf2 ай бұрын

    लगता है अच्छे दिन आ गए मित्रों 😅😅😅

  • @sangop2004
    @sangop20042 ай бұрын

    And yes akash i feel the biggest of all is around us just needs to be looked at .....

  • @rohansharma3689
    @rohansharma36892 ай бұрын

    Great Episode, As usual.. Can you create an episode about the Hard working, No Loss, employment generating companies that you mentioned towards the end of the episode.

  • @howitworkswithakn
    @howitworkswithakn2 ай бұрын

    you should list down some SME companies... will help a lot

  • @kujeetsinghnegi7119
    @kujeetsinghnegi71192 ай бұрын

    Right information

  • @motilalsingh8118
    @motilalsingh81182 ай бұрын

    Great akash ji

  • @roflgandhi.
    @roflgandhi.2 ай бұрын

    If you are holding paytm share, you are sitting on a time bomb

  • @sambhubauri3511
    @sambhubauri35112 ай бұрын

    Love you Sir ji........❤❤❤

  • @sg8980
    @sg89802 ай бұрын

    Bhaiya ekbar RASTRIYA ISPAT NIGAM LTD ka privatisation jo govt krna cha rha hy kyse profit making company se loss making company mein badal dia uske upar ek chota video hi shi kijiye , 7.2mt capacity ka plant ke pas captive iron ore mine nehi de rha hy taki jyada price se ore purchase krna pade aur bahut shajis chl rha hy lakh cr ke land hadapne ke planning chl rha hy edhar, VEDANTA , JINDAL , ADANI kyse saste mein plant kdridne jaa rha hy shajis ke tahat please cover kijiye chota sa video se hi kijiye please Apka lakh comment mein ea chup geya to koi baat nhi next video mein phirse comment krunga

  • @omsamyor4868
    @omsamyor48682 ай бұрын

    Very nice sir ji 🙏 👍

  • @PadheLikheLog
    @PadheLikheLog2 ай бұрын

    Very detailed researched video. However, I'd like to highlight RBI has been a pain for not just paytm but many big financial companies as well, specially with their "my way or highway attitude", I saw this recently with my firm American Express who is well known for following stringent R&R but it was also not spare by RBI And now Amex top leaders are discussing India business may be managed through a completely new firm 💳💳

  • @meetulmehra
    @meetulmehra2 ай бұрын

    Jai ho Akash Bhai

  • @RandomIndianGyani
    @RandomIndianGyani2 ай бұрын

    Please make a video on current Gaza situation 😢

  • @edwardquadros438
    @edwardquadros4382 ай бұрын

    Most impartial News Papers which i know since 1970s are Indian Express and The Hindoo.....I repeat, only these two....they have courage, conviction, strength, honesty and integrity.....They are not of those only talk big things and have large Corporates in the name of News Papers.....All the best to these two....Entire Country respect you for protecting democracy, justice and impartiality. Jai Hind.

  • @deebyaranjan3894
    @deebyaranjan38942 ай бұрын

    Yes, Even I was ex employe of paytm and they have forced and harassed me to put down my paper without any compensation

  • @Ap0386
    @Ap03862 ай бұрын

    Thanks Aakash for sharing this. And thank you for appreciating small and medium companies who are not very fancy, started from scratch haven't received any investment and founder's struggle of day to day life. Mine is one such company. We are a makeup line. I'm the founder and CEO. Products are awesome, about 7-8 years of sheer hard work. Still it's so challenging to grow. However our first priority is to abide to laws, paying attention to employees' needs and providing niche products of good quality at affordable prices

  • @sumerazulfiqar167

    @sumerazulfiqar167

    2 ай бұрын

    Respect sir

  • @Ap0386

    @Ap0386

    2 ай бұрын

    ​@@sumerazulfiqar167thank you. Btw I'm a female founder

  • @imrankazmi3132

    @imrankazmi3132

    2 ай бұрын

    Which company?

  • @shubham1122
    @shubham11222 ай бұрын

    I trust Vijay sir bahut ehsaan h sir ke

  • @AbhayTech007
    @AbhayTech0072 ай бұрын

    Good sir ❤

  • @kunjpatel8342
    @kunjpatel83422 ай бұрын

    I agree on what paytm did was wrong according to RBI guidelines and every companies have to follow a regulations strictly, But what VSS did was truly inspiring for generations, it was totally digital revolution of our country, and we have to be proud about that, every one makes mistakes and we have to be careful and have to learn from mistakes, sometimes we can be successful and sometimes it fails , but I have seen so many people who were getting views on paytm success and they are now making videos on it’s failures. I have seen same kind of videos for Byjus as well, you have to make video on why they fail and what they did wrong instead of mirch and masala, making video is easy compare to make a successful startup.

  • @gaganjeetsingh4877
    @gaganjeetsingh48772 ай бұрын

    reality

  • @shadabkhan2369
    @shadabkhan23692 ай бұрын

    Great news

  • @sameerm38
    @sameerm382 ай бұрын

    If you want to do business in India you have to be a family member of two big 'A's

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