EXPLAINED - Paytm Broken Beyond Repair? | Can Vijay Shekhar Sharma Save It? | Akash Banerjee
They were the biggest unicorns of India - leaders in their sectors. Byjus in Edtech and Paytm in Fintech.... both have seen dramatic falls in the last few months - both businesses led by insanely talented & intensely ambitious founders.... but just like in Byjus case - ego & overconfidence got the better of Vijay Shekhar Sharma.
This is the story of the rise and the fall of Paytm - why things would have collapsed anyways - even without the RBI sledgehammer that fell on Paytm Payments Bank.
So what next for VSS and more importantly - what lessons for the startup industry??
#vijayshekharsharma #paytmcash #startupindia
🇮🇳 SUBSCRIBE FOR MORE VIDEOS 🇮🇳 - / thedeshbhakt ▶️
⛔️ BECOME AN ANNUAL DESHBHAKT MEMBER - / thedeshbhakt ⛔️
Unlock MEMBER ONLY: 1) Chats 2) Discord Server 3) Special Episodes
OR
Join this channel on You Tube to get access to perks:
/ @thedeshbhakt
👕 DESHBHAKT MERCH - India's First Line of Socially & Politically aware tees 👕
kadakmerch.com/collections/th...
📧 BUSINESS ENQUIRIES - contact (at) thedeshbhakt (dot) in 📧
** SUBSCRIBE / FOLLOW US **
KZread: - / thedeshbhakt
Twitter :- / thedeshbhakt
Instagram :- / akashbanerjee.in
Facebook :- / akashbanerjee.in
Credits :
Graphics : Ritam / Mehul
Thumbnail : Khursheed
Editor : Ritam / Khursheed / Mehul
Producer : Sahil
Пікірлер: 677
PAYTM's story is very much like BYJUS (that we had covered) - so many common facts / so many flaws - Will lessons be learnt now??? - kzread.info/dash/bejne/mamOztSqZ5OndJM.html
@Endzler_
2 ай бұрын
Yeah I have watched it too... It was nice.
@amjad_ali.0
2 ай бұрын
Yes 🙌🏻
@HARIMAHATO-bo8ob
2 ай бұрын
Please phone number tha tho aapka sar 🥺🙏 comment reply 🙏🥺🙏🙏😭😭😭🙏🙏🙏
@credogaming1202
2 ай бұрын
Well analysed
@blingbling2841
2 ай бұрын
Never made a paytm or any other digital wallet for that matter. I don't trust them for a multitude of reasons. User privacy is one of them. Besides they took off by plastering the face of the Supreme Leader so it was already enough reason for me to NOT trust them.
Paytm Karo❌ RBI Guidelines follow Karo✅ With Millions of users it's a shame for a Fintech company to violate principles.
@gauravnilay
2 ай бұрын
All chamchas said Paytm is pay to Modi and then Modi govt brought Paytm down ...... this is called unbiased, clean, corruption free Modi govt which opposition can never replicate.
@zeeshan0987
2 ай бұрын
@@gauravnilay Bhai... Seriously?
@subhadipdey6464
2 ай бұрын
@@gauravnilay Bhai tum kis duniya main ji rahe ho 😮
@coool-5
2 ай бұрын
@@gauravnilay tu tension na le Jio digital payment system ane wala hai 😂
@sangop2004
2 ай бұрын
Who tells u to even apply ... I didn't advised my clients even forbid
Paytm if buy Electoral Bonds, all the controversies, irregularities wil Rest in Peace.
@Hararyoukoz3106
2 ай бұрын
😂😅😂
@siddharthjuneja1113
2 ай бұрын
Hmm😅
@akashtilokani2000
2 ай бұрын
True! Would have been easy that way
@jayrajput6629
2 ай бұрын
bro bada soch , unke pass user data hai
@agnivdebnath6584
2 ай бұрын
Yess😂😂
Akash Banerjee is a rare gem
@thecrysta
2 ай бұрын
@@AwakenedCitizen236 Then why do you watch him bro? Are you anti national? 😂
@sandhu_sandhu_sandhu
2 ай бұрын
@@AwakenedCitizen236 🧑🦯🧑🦯🧑🦯
@thecrysta
2 ай бұрын
@@AwakenedCitizen236😂😂
@hiteshdsouza9615
2 ай бұрын
@@AwakenedCitizen236 but you do watch him
@blingbling2841
2 ай бұрын
@@thecrysta he watches him because he gets paid to troll here. its his "rozi roti" 🤣
I was allotted Paytm IPO. The only loss I ever had in the Share Market. Speaks volumes
@devilsgaming9796
2 ай бұрын
Should have shorted 🌚
@trololololol1111
2 ай бұрын
Investing in an impo speaks volumes about how bad of an investor you actually are...
@blingbling2841
2 ай бұрын
@@trololololol1111 relax, people learn from mistakes. we are only human. and you are no exception.
@trololololol1111
2 ай бұрын
@@blingbling2841 dude is boasting about being a savy investor.... Puts money in IPO's...
@Divvy_Me
2 ай бұрын
लोगों के UPI लेनदेन का डाटा उनके व्यक्तिगत जीवनशैली और राजनैतिक झुकाव की जानकारी भी दे सकता है | यह डाटा यदि सरकार के हाथ लग जाये तो वह अपनी सत्ता बनाए रखने के लिए इसका दुरूपयोग कर सकती है | सरकार यदि कोई सरकारी App ले आती तो तुरंत उस पर आरोप लगता कि वह लोगों की निजी जानकारीयां इकठ्ठा करके लोकतंत्र का हनन कर रही है | इसलिए सरकार ने बीच में प्राइवेट कंपनियों को रख दिया | पर सरकार के पास इतनी शक्तियां हैं कि वह इन प्राइवेट कंपनियों से डाटा मांग ले, और यदि कंपनी का मालिक ही सरकार का समर्थक हो तो क्या कहना | समस्या यह हो गयी की कंपनी का मालिक अतिउत्साही व्यक्तित्व का निकला | सरकार को भय हुआ कि कहीं अपना आदमी ही गलती न कर दे , इसलिए कंपनी बंद करवा दी | करोडो लोगों का डाटा तो मिल ही चुका है | यही कारण है कि किसी लोकतंत्र में न तो UPI है और न ही AADHAR.
We Indians are always extremists about everything, it's in our DNA. Never ever we are subtle about anything, we have to do everything with extremism.. This is the reason for the over valuation of every start-up we have, same reason apply for our love and hate for cricketers, celebrities,politicians and whatnot.. We use ❤️ where we should use 🧠. People show us dreams and we fall at their feet. And when the dream shatters, we throw them out like a housefly in milk and start searching for new messiah.
@abc_cba
2 ай бұрын
Exactly
@user-cg4xp1jp5z
2 ай бұрын
It's called mental slavery of submission. Jor se bolo........
@withamberarya
2 ай бұрын
It's not extremism , it's called emotional chutiyapa
@tigerjeetsingh8440
2 ай бұрын
That's why we indians have Ghulam mantality
@echo3-1enteringsimpmode
Ай бұрын
You cooked here
Such a thorough presentation.
Byju's and paytm are like live action entrepreneurship lessons for us. Thnx
Akash is a gem that teaches lessons with sarcasm. Aapko samajhna bhi ek kala hai. Keep up the good work....
Need more of such business deep dives focused around relevant companies in India! Great work!
Sir big big fan of urs. Sab changa C is my favourite dialogue of urs😂 Love u sir huge respect🙏
Wow This Is Real Information For Every Deshbhakt, Thank You Very Much Aakash Sir Ji.💐💐🌹🌹🙏😊🇮🇳🇮🇳
Amazing work, well researched and presented. Thank you for your service 🙏
One of the best guy who's doing this kind of work...from politics to these lessons everything is fantastic... great work sir ❤
Really well explained. So many key points for those who are aiming to establish something big.
Really Impressed with your content and topic selection, hats off bro!!
The content on this channel is amazing ❤
Sir love the way you explain...❤
Thank you ❤
You nailed it with your concluding words.
thanks for all your efforts.
Nation's wheel is thousands of mid-cap and small-cap companies. Create thousands more, then only we could dream of Vishwaguru. Well said sir.👏
'fake it till you make it' is a common strategy used by start up tech firms, biggest being TESLA itself.. this becomes serious, however, when you are operating in regulated industries like health or finance
@seeutube8860
2 ай бұрын
Tesla's case is too complicated to explain / understand....easy is to keep rolling
Superb blog. Well presented ❤
EXCELLENT 😊THANKS 😊
Love your vids man
One important thing to learn from byju's and paytm, that the failure doesn't come suddenly....its a long buildup of ignorance.
Keep bringing these videos ❤
Great details!
All rounder Deshbhakt ❤
Too good & informative
Best Explanation 👌
Great Episode 👍
Thanks Akash for this episode. This boosts my moral to struggle with artificial growth business models. With a small agrobased start up on slow food movement almost every guest appreciated my initiative but advised to follow multi-expansion model. There were times when I was not able to explain what I mean by organic business planning. Today we are proud to serve society with clear purpose. Your videos are voice for us and reinforce our energy. Keep it up...I have your T Shirt 👕 of evolution...probably this is is time to extend the same to further images of true creative humans 😄 keeping every good thing alive...thanks again
Great episode 👏
Amazing one 👍👍👍
Very gd content..... 🎉keep it up.
Very good episode, thanks Akash. Eye opener.
This has been insightful thankyou for the knowledge
We Indian have a very common genetic called corruption and shortcut from the core. We do not have honesty and hard work rather think how to make big and unsustained wealth through shortcut and dishonesty. These things will never last long ..
Thanks for sharing it ✌️
What a coincidence! I was thinking today about what happened to Paytm, and here Deshbhak bhiya uploaded it today only 😲
The first intellectual Hindi KZread channel I came across, good job
Well reviewed and presented Akash
Another visionery act on ultra-modern business heros!!!
You are great man sar.❤❤❤
dude the editing is soo good. Is it just by one person
@thedeshbhakt
2 ай бұрын
No :) much more than that !!!
Great video!!
Good episode ❤
Recently i watched" jane bhi do yaar " and it was marvellous.and super relatable . Hats off to u akash u recommended it on morbi case . I became a fan of naseeruddin shah
Make a video on successful startups of India🇮🇳
Why u explain so nicely ❤
Lagt hai Sharma ji electoral bond Lena bhul gye.
Absolutely right
Very informative video bro ❤❤❤
Love from Arunachal sir
Excellent👍
Kash Paytm bhi Electoral Bonds de deta
Great video ❤
Love from अरुणाचल प्रदेश
Excellent one
Great 😊
First 15 minutes of this video is just history, only last 5-7 videos are worth listening
Best wishes akash bhai
With the impressive rise and fall of paytm,, The business model, catalysts for its rise and points of failure need to be researched and publishied. I believe it can really help the future entrepreneurs. Also, as always, very nice analysis. Thank you Mr. Banerjee.
Nice 🙂 video brother thankyou
Respect to Deshbhakt
Great job buddy
Love you 3000!!
Paytm is the worst app I ever used. Thank you Akash for giving some lessons about these Frauds.
Dhruv rathee in India 🦁♥️🔥
Right about Layoffs i work for paytm for 5 year's and there are not job security, they always start layoffs in quater, six months even yearly.
Super Bhai ji 💫
VSS should've spent some money purchasing Electoral Bonds 😅
@sureshbhosle8405
2 ай бұрын
😅😅
I used bhim upi in past and currently using payzapp by hdfc bank i never used paytm.
I didn't understsnd why he didn't bought electroal bond. Perhaps he have been saved
@sureshbhosle8405
2 ай бұрын
😅😅
Nice job
@thedeshBhakt: This video focuses on all negative aspects of Paytm, where an excellent technology genius tried to build a super app and succeeded and challenges global giants GooglePay, Walmart owned PhonePe, VISA and Mastercard. There have been slippages on compliances, but there have been learnings and positive aspects of paytm, which you could have covered. I am fan of your channel, please look beyond obvious and positive story such as A. How a person from humble back ground from Aligarh, faught against all odds and built such technology marvel which was recognized globally. B. How Paytm shifted gears from wallet to UPI to lending and divesified the business C. How regulator and Government may define corporate Governance standards and SOPs to ensure no other startups do not get into similar situations. Please make a video on learnings from Paytm for Indian Businesses, due to our negative bias, you are making stories which are covering only negative aspects
लगता है अच्छे दिन आ गए मित्रों 😅😅😅
And yes akash i feel the biggest of all is around us just needs to be looked at .....
Great Episode, As usual.. Can you create an episode about the Hard working, No Loss, employment generating companies that you mentioned towards the end of the episode.
you should list down some SME companies... will help a lot
Right information
Great akash ji
If you are holding paytm share, you are sitting on a time bomb
Love you Sir ji........❤❤❤
Bhaiya ekbar RASTRIYA ISPAT NIGAM LTD ka privatisation jo govt krna cha rha hy kyse profit making company se loss making company mein badal dia uske upar ek chota video hi shi kijiye , 7.2mt capacity ka plant ke pas captive iron ore mine nehi de rha hy taki jyada price se ore purchase krna pade aur bahut shajis chl rha hy lakh cr ke land hadapne ke planning chl rha hy edhar, VEDANTA , JINDAL , ADANI kyse saste mein plant kdridne jaa rha hy shajis ke tahat please cover kijiye chota sa video se hi kijiye please Apka lakh comment mein ea chup geya to koi baat nhi next video mein phirse comment krunga
Very nice sir ji 🙏 👍
Very detailed researched video. However, I'd like to highlight RBI has been a pain for not just paytm but many big financial companies as well, specially with their "my way or highway attitude", I saw this recently with my firm American Express who is well known for following stringent R&R but it was also not spare by RBI And now Amex top leaders are discussing India business may be managed through a completely new firm 💳💳
Jai ho Akash Bhai
Please make a video on current Gaza situation 😢
Most impartial News Papers which i know since 1970s are Indian Express and The Hindoo.....I repeat, only these two....they have courage, conviction, strength, honesty and integrity.....They are not of those only talk big things and have large Corporates in the name of News Papers.....All the best to these two....Entire Country respect you for protecting democracy, justice and impartiality. Jai Hind.
Yes, Even I was ex employe of paytm and they have forced and harassed me to put down my paper without any compensation
Thanks Aakash for sharing this. And thank you for appreciating small and medium companies who are not very fancy, started from scratch haven't received any investment and founder's struggle of day to day life. Mine is one such company. We are a makeup line. I'm the founder and CEO. Products are awesome, about 7-8 years of sheer hard work. Still it's so challenging to grow. However our first priority is to abide to laws, paying attention to employees' needs and providing niche products of good quality at affordable prices
@sumerazulfiqar167
2 ай бұрын
Respect sir
@Ap0386
2 ай бұрын
@@sumerazulfiqar167thank you. Btw I'm a female founder
@imrankazmi3132
2 ай бұрын
Which company?
I trust Vijay sir bahut ehsaan h sir ke
Good sir ❤
I agree on what paytm did was wrong according to RBI guidelines and every companies have to follow a regulations strictly, But what VSS did was truly inspiring for generations, it was totally digital revolution of our country, and we have to be proud about that, every one makes mistakes and we have to be careful and have to learn from mistakes, sometimes we can be successful and sometimes it fails , but I have seen so many people who were getting views on paytm success and they are now making videos on it’s failures. I have seen same kind of videos for Byjus as well, you have to make video on why they fail and what they did wrong instead of mirch and masala, making video is easy compare to make a successful startup.
reality
Great news
If you want to do business in India you have to be a family member of two big 'A's