her lawyer should have caught all this during the divorce

@nickwilliams8302

4 жыл бұрын

@Adil Alfa If the husband got sole control over the house, he should also have been saddled with full responsibility. WV is a "no fault divorce" state (as most are these days), so issues of infidelity most likely didn't come up either way.

@Shocke89

4 жыл бұрын

@@nickwilliams8302 actually infidelity does play a role in divorces... more so than you let on.. but not on whether the divorce happens or not.. yes most states are no faults.... meaning that regardless of what happened there will be a divorce... No faults were put in place so people did not feel like they were forced to stay married...now back to the point i was explaining... if she had indeed been caught cheating and if he had hard proof of it.. yes the assets and who gets them is then influenced by infidelity. Also if he was deemed as more capable of handling the debt or if he showed she was careless with her money the courts would most likely rule in his favor... now lets not forget that in courts the women are favored heavily... meaning she had to be really messed up to lose.. so that tells me the lady on this video is not telling everything at all.. in fact women are known to manipulate their circumstances to make themselves look like angels. So it is my belief that she is not being forthcoming of the facts.. and since she is not... you can't not take anything said here as advice to work with...

@nickwilliams8302

4 жыл бұрын

@@Shocke89 Okay, whatever. But the fact remains that in a no-fault divorce jurisdiction, "She cheated on me!" will not affect the settlement. It _may_ affect the child custody arrangements, but that can be a Pyrrhic victory (assuming you care about the emotional well-being of children). I do agree that we have to take anything said by one side in a divorce with a grain of salt (and that goes both ways). My point to Adil Alfa was only that it is preposterous to assert that this woman's outcome was due to any assumed infidelity on her part, due to the nature of the laws in her jurisdiction. No-fault divorce jurisdictions simply do not apply punitive sanctions to parties deemed "at fault". Due to their being "no-fault jurisdictions".

@Chromewarrior

4 жыл бұрын

john smith , not so, the settlement was legally agreed upon and each party has the responsibility to get the retained property in their name or sell within a specified time. This does not involve the attorneys.

@uluvnic

3 жыл бұрын

Adil Alfa why do you say that? I’m just curious because that thought didn’t even cross my mind.

My mom was in a similar situation 35 years ago. Husband left her with a foreclosing house (and 5 children). Four years later, she had become a teacher and was buying her own house. Even though she had to explain the foreclosure, and had no other credit history (pay cash for everything!), she got the home loan. In the meantime, she has paid off two houses and has a comfortable retirement. These are hard times, but if you can keep your wits about you, work hard and be disciplined, you will be OK!!

@callynt

5 жыл бұрын

Kudos to your mom!

@arrowb3408

4 жыл бұрын

Well, Jenn. Feel proud of your mum to raise 5 children and own two premises as a single mum and from a woman ability. I give a thumb to ur mum.... STF

@smoocher

4 жыл бұрын

@kbrigsby61 I hope you're not that bitter in every aspect of your life. Try enjoying life and appreciating people's accomplishments even if they aren't what you'd consider accomplishments. There are lots of people in the world besides you. :)

@smoocher

4 жыл бұрын

I'm betting your mom taught you a lot of valuable things while growing up. She sounds like a great role model!

@bellmeisterful

4 жыл бұрын

Tell your mom I said Nice Work

That's exactly what I did 7 years ago. Can't trust the other to keep up with the payments - ever.

@justanothermaid

Жыл бұрын

Never put yourself in the situation where you are trusting them to make payments. If trust could exist between you then you'd still be in a relationship.

I have been in this EXACT situation and went by Dave's advice in this video. Sold the house the day before is was to be auctioned. Praise the LORD for that. My ex abandoned the house and payment completely and I couldn't even find him to sue. I had to crawl, scratch, and bleed to get this house sold!!!!! Never agree to this in a divorce!!!

It's amazing how much experience Dave has helping people in ULTRA messy situations. I have yet to see a question that Dave couldn't answer either fully or at least pointing to the right direction.

Once he got the house in the divorce, she should have either taken her name off of it but have them sell it and split the funds immediately. I wouldn’t have moved out of that house if my name was still on it. Period!

@kercchan3307

5 жыл бұрын

most places you have sell the house or refinance to do that.

@darwinLee81283

5 жыл бұрын

She did take her name off the deed. But NOT THE LOAN

@RobTzu

4 жыл бұрын

What funds? There is only 10k in equity now, less when got divorced. And that's not counting the sales commission you have to pay when you sell. If they wanted to sale house at divorce they would have had to write a check. So they kicked can down the road.

@truthlove1114

3 жыл бұрын

She can’t just ‘take’ her name off the mortgage short of selling it or him refinancing it in his name only.

Why didn't her lawyer concede with her ex's lawyer that her name be removed from the mortgage during the divorce proceedings?

@brnt034

6 жыл бұрын

Did you listen to the call? There was an agreement to have her name removed from the mortgage or sell the house. The house won't sell. What else outside of refinancing could be done to remove her name from the mortgage?

@MarksTournaments

5 жыл бұрын

chris gast 1:48

@jeremyweishaar9523

4 жыл бұрын

You cannot just let people away from debt because they no longer live there.

@nickwilliams8302

4 жыл бұрын

@@jeremyweishaar9523 You absolutely can. The husband got sole control of the house. He should have also been saddled with sole responsibility for the mortgage.

@sidwhiting665

4 жыл бұрын

"He should have been saddled"....true, and I agree. But her attorney was lazy and didn't do it right. Banks don't get involved in people's relationship problems: that's a psychologist's / therapist's job. Banks focus on getting repaid, and the "jointly and severally liable" clause in every mortgage contract means if you sign for a debt, you owe the debt, even if you give up your ownership rights. As Dave said, that was very foolish. I'm surprised more people aren't suing their divorce attorneys for giving such bad advice.

Always, always force a sale if you and your former partner are both still on the loan payments. If you loved each other enough that you want the other person to have the house, car, etc. then you shouldn't have gotten the divorce in the first place.

@jerrym3261

4 жыл бұрын

Thanks for the laugh! Logically that would make sense but, women will give you a divorce you don't want and point out that they love you and they are doing it because it's the best for you, you're just to stupid to know it.

@dariuszmaslowski6590

4 жыл бұрын

@@jerrym3261 so true, it took me almost 2years to force the sale of the house, finally sold it and now all that money sits in lawyers escrow because she wants to take all of it...

@arisn32

4 жыл бұрын

Some don’t want to work things out.

@jeremyjeremy8795

3 жыл бұрын

70% of divorces are initiated by the wife...even Solomon a few thousand years ago had numerous warning about choosing the wrong woman.

@Pallanos7

3 жыл бұрын

@@jeremyjeremy8795 LOL !

Ex husband is irresponsible as well, the second he missed his first payment he should have informed her. But thats probably why he's an ex. 🤷🏽‍♀️

During my split, I had to refy, take her name off, & work her 1/2 of equity that I owed into the new loan. Fortunately our place isn't worth anywhere near what she's talking about! But still, that guy should've handled this asap!

Wow. We really do pay teachers so low. She teaches 1st graders all day everyday and makes 35k. I make 35k and I don't have a masters degree, which I think you need to teach in my state.

@TheCowboyfromhell87

3 жыл бұрын

35k isn't bad for a glorified babysitter. She's not teaching high-school physics or Algebra.

@talyahr3302

3 жыл бұрын

@@TheCowboyfromhell87 I see it the opposite to be honest. She's going to teach kids the MOST important stuff like how to READ and basic math. All the stuff I learned in high school, especially the math and physics, are not actually useful in real life.

@jennmenzel6365

3 жыл бұрын

Hey cowboy, have you ever stood in front of a class of first graders and had to teach them as well as keep them all alive and unharmed? You sound like a tool. I hope you're actually useful in real life

@katekarpel3779

2 жыл бұрын

Cowboy, she still has to have a lesson plan every single day aligned with state standards. Anyone in education is not a glorified babysitter. There’s a reason they need a masters degree. And it isn’t to babysit. Teachers deserve a better living wage.

They both bought a house they couldn't afford plain and simple

What? The house is on the market for 290 and they owe 280, but behind 10,000. the house is behind 150 days (est. 5 months), so about $2000 a month for the mortgage. Its been on the markrt for 8 months. Im assuming they divorced right after purchasing the house.

@tugboat2030

6 жыл бұрын

And a VA, which means no down payment.

@tugboat2030

6 жыл бұрын

And $2000 a month in West Virginia? Pretty nice.

@mugandaje

5 жыл бұрын

They could have taken equity out

Would love to hear how this played out for Alex.......hope the house was sold!

Safe advice: talk, get to know each other financially, protect yourself always

When did they buy the house? Yesterday?

@getmandc

7 жыл бұрын

they bought it with a VA loan which equals no money down, 30 year fixed. They probably bought it 5 or 6 years ago lol

@anataone

4 жыл бұрын

Cheaper keep him ladies

@MP-nj1qy

4 жыл бұрын

That's a question I have been asking too!

@froochie123

3 жыл бұрын

@Al B Who listens to Dave Ramsey if they're good at money making decisions?

A friend of mine is in the same situation- so sad

@mohammadwasilliterate8037

4 жыл бұрын

Women have the legal system biased ion their favor so tough luck when on occasion a woman gets nailed.

Gender equality! Gotta love equality!

You can't even rent an apartment with bad credit!

The word Mr Ramsey was looking for is Owelty. That's what the caller should have in the divorce decree so that she is paid her part of the equity before being removed from the deed

That is terrible that a 1st grade teacher only makes 35k a year.

@darwinLee81283

5 жыл бұрын

She works for a charter prob. And the requirements are flexible. No teacher with a degree is making 35k a year. Shes basicallya babysitter for a charterschool

@sulickwv7107

5 жыл бұрын

There are not charter schools in WV

when you betray your husband and then get what you deserve...

If he's active duty military (since you said he's got a VA loan and making 70k a year, it's a guess), find his chain of command and inform his commander that your ex is failing to meet his financial obligations. Not paying your bills is punishable under The Uniformed Code of Military Justice.

@carolj2013

7 жыл бұрын

He may not be active duty. If he's already separated, UCMJ will not apply.

@Probonoman

5 жыл бұрын

Daniel Brooks chain of command wont listen to ex-wife, if he was active

@ittakesavillage5461

5 жыл бұрын

Probonoman chain of command will listen to friends, ex’s and a lot more. I guess the chain of command you are talking about might be a super mismanaged one.

@Probonoman

5 жыл бұрын

@@ittakesavillage5461 why would the CoC listen to the ex??? She/he wouldnt be able to get any of the military members unit info

@ittakesavillage5461

5 жыл бұрын

Probonoman it’s very easy. I have my husbands commanders cell phone number for Pete’s sake. Unless she lived in a hole their entire marriage, she has the base numbers, any email will do, text... call.... heck she can even go to the gate and get her message across to the right person. It’s not hard.

mistake #1 she should have her name remove from the loan from the time of the divorce.

@---cr8nw

4 жыл бұрын

That'd be tough to do. The ex-husband could request that the VA remove her name, but he'd be signing for it all by himself. And on $60k per year income, he probably wouldn't qualify for that big of a loan on his own.

See you guys in San Antonio this weekend!

Dave, I am not sure you are correct. We have had two VA loans and I wasn't allowed to be in the loan portion be I was not the veteran. I could only have my name on the house.

I would've got my name of that house that's a horrible situation to be in

@darwinLee81283

5 жыл бұрын

Maybe he cldnt get it refinanced

@---cr8nw

4 жыл бұрын

Yeah, it's not that simple when combined you qualified to finance more than either of you could afford on your own.

good advice.

#1 reason for Divorce....Marriage, ha!!

@blackworldtraveler3711

7 жыл бұрын

3Birds1Nerd Indeed. That's what happens when some women believe in fairytales and put more effort in the actual wedding than the marriage.

@CerronPritchett

7 жыл бұрын

Yep...

@ALCRAN2010

5 жыл бұрын

A sad fact is that 50% of marriages end up married their entire life!!

@grizzlybear2702

5 жыл бұрын

ADMA MGTOW4LIFE

@jeffrichey3623

3 жыл бұрын

Actually, given that approx. 80% of new divorces today are filed by the woman, the #1 reason for divorce today is the wife.

It sounds like she tried to hold on to whatever equity they held in the house at the time.

it's worth 290k and they owe 280k lol

@RobTzu

4 жыл бұрын

VA loan, 0% down, plus they add on closing costs and escrow funding. Day zero of the mortgage they were upside down by several %

@Smullet90

4 жыл бұрын

It's listed at $290k and not selling, so sadly it could be worth much much less.

Wow what a nightmare.

I would go to your lawyer.

Good for him.

A divorce decree doesn’t take you off the loan and relieve your responsibility. The lender doesn’t care about your divorce decree. Refi or Sell. Period. I used to see these Quit Claims all the time when I worked foreclosures, they are pretty much worthless

VA means no down payment = No equity

@Thairish55

3 жыл бұрын

Depending on where and how the vet pays. I have a VA loan 15 years in and paid off $94k on 140k loan (Texas). Money management is key!

Sounds like a strong independent woman who probably filed for the divorce has hit the cold hard wall of reality!!

@ExplorationRandomDestination

4 жыл бұрын

Oops only read the strong independent woman part.

@SherryEllesson

4 жыл бұрын

Michael Brown, no she doesn't. She sounds like a scared young woman who's trying to ask for help. Did you miss the part where she said her husband has "a lot of debt" and that he makes about twice what she does? The cold hard wall may have been him abandoning her to go play.

@psc93krp

4 жыл бұрын

@@SherryEllesson except that it likely isn t like that, since most divorces are initiated by women.

@---cr8nw

4 жыл бұрын

They have salaries of 60k and 30k per year and still owe 280k on a house. The "my husband has a lot of debt" line doesn't pass muster. They both live too large. And the fact that she signed a quit claim indicates to me that she was the one who initiated the divorce. She might be justified in it, but she rushed through a process that needs a lot more scrutiny and consideration.

@hern9897

4 жыл бұрын

Well she got the house 😂😂😂

My Florida short sale did not include a deficiency judgment but...wait for it...the bank put the *whole mtg amount* on my credit report, listed as in collections. They got the house back, perfect condition, and resold at a small profit. But then wanted me to pay again - they'd be doubly enriched. My credit is ruined. There is more havoc a bank can start without messing with a deficiency judgment. Be aware -

@hildadimarco8154

6 жыл бұрын

SunshineLaw Fan must've been bank of America

@hildadimarco8154

5 жыл бұрын

@P Maitra Amen to that! They are TOO BIG. I use to work for them (my bank was bought out by them). And as an employee trying to help customers with mtg issues, it was a NIGHTMARE. One customer I know of didn't have an escrow acct and was current on their property taxes and ins. They were behind on their mtg pmts. Next thing they know they are forced to pay an escrow pmt, nearly doubling their mtg pmt. BOA (constrictor) ensured the customer couldn't realistically get caught up. They attempted to foreclose on the property. But fortunately they got a good lawyer to help them file Chapter 13 bankruptcy to save their home. (Chapter 7 will NOT save your home in foreclosure, but Ch 13 does). Had more equity in the property than what they owed too. BOA would have made a nice profit off them . . .

@timothygibney159

4 жыл бұрын

@@hildadimarco8154 how is that legal?

@hildadimarco8154

4 жыл бұрын

@@timothygibney159 Fine print on the mortgage documents. Most people signing a mortgage don't think about the what-ifs so they don't read everything. Or think 'that'll never be an issue'. All the bank had to say is, well, we were concerned they might not keep the taxes and ins current. By forcing an escrow, the property taxes and homeowners ins are spread over 12 months. Which created another problem for the homeowner. The monthly payment kept changing and not just monthly. Sometimes during the month they'd get a new payment amount. And the bank's systems are not programmed to take anything different than the exact payment amount. If it's a penny under, it'll go into a "suspense" account until someone (the homeowner) notices there's an issue with a missing payment. The depts DON'T communicate with each other because the company is too big. My advice to anyone looking to get a mortgage - avoid getting one at all costs. But if you do find yourself going that route - run as fast as you can from the big banks. Go to a local credit union. They are invested in the local community. Big banks tell you they are too. That's why they have overseas call centers.

@timothygibney159

4 жыл бұрын

@@hildadimarco8154 I can't vsue to show incompetence in small claims court?

Why would people give the house to their ex when they are still financially liable for it? It doesn't make much since to me. Can someone please explain?

@lostcause2137

7 жыл бұрын

Maybe they couldn't sell it (upside down) or one side couldn't get it refinance with only one income.

@deekayvixen

7 жыл бұрын

In my case, we were upside down and the real estate market was dead. We had a similar arrangement as the caller. I married a decent guy, fortunately, and once property values went up, we amended the divorce agreement to allow him to keep the house and he refinanced to take my name off the mortgage.

@arleneaugustahair8393

5 жыл бұрын

He was suppose to take her name off of the mortgage and he didn’t.

@JoyofRVing

5 жыл бұрын

K Henderson she should have signed a quit claim.

@cloudswinger2000

5 жыл бұрын

Quit claim doesn't take your name off the mortgage, it just takes your name off the deed. Banks won't take your name off the mortgage unless you refinance.

VA short sale (we bought one) took 5 months to approve and the loan wasn’t behind. The problem with VA loans is they do dollar down and finance even the closing costs. They are probably upside down.

@changgeorge2411

2 жыл бұрын

This is why VA loan program should be eliminated..

Quit Claim is fine if there is a lot of equity in the house.

She might also be able to go to the judge which signed off on the divorce. And ask him to amend the order so that her name comes off of the mortgage. Because it's his activity that is causing the issue. There are Judges who are perfectly willing to do that.

@fauxbro1983

2 жыл бұрын

She's got to go to the bank to refinance

This is typical. Don't pay the mortgage. Send the divorce judgments to all three credit bureaus. You're not responsible for his debt.

@randallstewart175

3 жыл бұрын

Nonsense! And a waste of stamps.

Oh what a pain.

I love the show ❤

Usually the man gets stuck with all the bills and mortgage.... An extremely rare case of gender equality .

I am assuming there was no down payment. The house was underwater on day one. If you can't put down at least 20% plus closing costs, don't pay a house. Realtor's will say otherwise of course, but then they are commissioned salespeople.

@cheesebear3353

5 жыл бұрын

jvolstad That is the problem with the 0 down VA loan.

Take the house back and pay off the £10, rent it out and get his name off it

Sue that ex-husband and get court orders against him to sell that house and get out of trouble.

Interesting. Makes me wonder what happened in my case 53 years ago. My signature was, also, forged on the paperwork to buy. Spouse was a realtor. Different times.

He is probably planning on letting it get foreclose on then file bankruptcy and sticking her with the bill.

How’s the house on the market for 8 months? The usual time it’s takes is about four weeks.. either something else is going on or the house isn’t worth 290k

@Kelly101Girl

3 жыл бұрын

home likely needs repairs or not in a desirable area

Wait.... So the husband got the house in the divorce with HER name on it?!? Well that's different.

@bliglum

4 жыл бұрын

@Jeremy Honeycutt Exception to every rule I suppose.

VA loans defaulted upon simply means you can't get another va loan until the portion they insured is paid back. I can find nothing documented that they ever "Go after you."

Give your attorney an option. Agree to do what they advise IF the attorney doesn't mind you going bankrupt and NOT paying them. Get them onboard with doing it the right way.

@---cr8nw

4 жыл бұрын

The attorney gets his money before you realize you've been swindled. This is the sort of thing that needs to be reported to the Bar.

This happens so often.

I wonder what these people are doing 2 years later...

@---cr8nw

4 жыл бұрын

If they're anything like me, they're watching old DR videos on youtube.

The value of the property will go down exponentially when no one is living there.

If the divorce decree stated he has to buy her off the deed or sell the house then why does she have any concern about the foreclosure?

This woman put herself in this situation by giving her ex-spouse the house, yet keeping her name on the mortgage. How stupid. What was she thinking? You do not have to be an attorney to figure this would not end well with his history of debt, according to her.

This happened to a dear friend of mine. Ex didn't refinance to get her name off the mortgage. People...please understand that court decrees mean nothing to your creditors. If your name is on a loan or credit card...stay up to date with it. You can take the offending spouse to court later, but don't go through the hassle of damaging your credit and dealing with this.

@LisaLisaCJ

3 жыл бұрын

people have to understand that ex is no longer your friend they are not going to do right by you

Get a better attorney...🤣

This is interesting. My wife has divorce paperwork that says that she is not liable for her former home any more. If it affects her credit, a mortgage company comes after her for money for the house, or she wants to buy a home, she can use the paperwork to remove the negative credit marks, stop the mortgage company in their tracks, or remove the old mortgage from her debt considerations with the new mortgage company.

@randallstewart175

3 жыл бұрын

Well, I suppose that the parties can write into their divorce papers that water flows up hill, but that won't make it happen. All of this is nonsense, as the divorce court has no legal power to effect the rights of the parties' creditors.

Out of curiosity,(not that I ever plan to get behind on a mortgage), can the VA withhold VA disability payments in a scenario like this if the house is sold for less than the loan? Or is it compartmentalized like a checking account vs a car loan at the same bank?

@arleneaugustahair8393

5 жыл бұрын

Benjamin123678 V NO! Home Loans and disabilities are completely separate departments.

Dang shes hard to talk to. Just blabs . Be quiet and listen.

I wonder if she had it in writing that he was supposed to remove her name.

I got a very similar issue with my soon to be ex-wife, we had a LOC on a rental property that has expired, the bank was willing to renew the LOC, but my wife won't sign the documents for the loan, and with the fact we live in Ohio a Dower state, she has too, so the property is delinquent now and killing my credit.

@hildadimarco8154

4 жыл бұрын

Just sell it if it's that financially draining. Honestly, if I was her, I wouldn't sign a new legally binding contract (most LOCs are usually 15 years) with my soon to be ex either since you are in the process of getting divorced. Who will be getting the rental property? Or will it be sold? Her attorney may have advised her against this for many good reasons. She will be liable if you get the property and were to default on the loan. Even if you get the property in the divorce and never default, it will still show on her credit report as a liability owed. It will still affect her credit score. Being divorced doesn't change that.

@randallstewart175

3 жыл бұрын

@@hildadimarco8154 All good points! Only a fool would refinance a realty mortgage when about to divorce. In most situations it is better to sell the realty, short sale if necessary, and deal with any deficiency debt as an unsecured debt in the divorce distribution. However,they must also look at the tax implications of a sale to make sure all of the potential debt related to the realty is covered in the divorce.

He is about to loose his VA disability check too lol

Wow, I have VA benefits but am not using them. Now I know I would never use the VA.

See if a judge have so much power they can just dictate what they want and then they should be able to dictate the bank to transfer the loan to only him and the bank doesn't have an option then

Ummm... Ummmm.. Ummm.. Ummmm.... Get your numbers and answers together before you call the show.

@alleykeosheyan4779

2 жыл бұрын

For a second I thought you were singing Crash Test Dummies.

sell or one buys the other out with refinance.

@edermitt

5 жыл бұрын

The problem is the house probably won't sell for what's owed on it so someone either has to come up with the difference or convince the lender to do a short sale. And probably neither party has the income/credit to do a refinance.

Exactly why I wouldn't get a mortgage, especially in a marriage

@momonie4

4 жыл бұрын

My husband & I purchased our home in San Diego before we got married. Bought the house for $160k it's now worth $600K we now can pay cash for houses if we want to, but of course we wouldn't creating wealth is all about leveraging your money. One of the best things we purchased besides the other 2 San Diego properties that we own. We've been married for 24 years. Every case & marriage is different.

@truthlove1114

3 жыл бұрын

Marriage is the only way I would sign any loan with another person. But you have to make sure your marriage is solid. So many people don’t take it seriously or marry for the wrong reasons. You must be willing to commit to that person and that person must be willing to commit to you.

Just have it removed from your credit, problem solved.

So many little boys out there.

Wait she's a teacher and makes 35,000 a year ! Wtf

@jet4415

6 жыл бұрын

LongIsland Beauty blog It is West Virginia

@pfranks75

5 жыл бұрын

It’s possible to make that little amount of money as a teacher.

@BassPlayer60134

5 жыл бұрын

That’s what I make in Chicagoland.

@kingkoopa157

5 жыл бұрын

lets not forget teachers get like 3 months off lol

@heidithaw1072

5 жыл бұрын

King Koopa. The salary is divided over 12 months. Most teachers take classes or a work an extra job ie house painting. I come from a family of teachers and it is no financial bonanza.

Don’t ever sign anything

He's making good money and yet is bad with handling it. Most men are so irresponsible with money and ignorance, dont want to admit their weaknesses. Very frustrating!

If he's the veteran and shes not, how is she on the loan? I though only veterans can be on VA loans

@RobTzu

4 жыл бұрын

A married couple is one legal entity, my wife had to sign on my VA loan, or sign waiver of marital rights.

My ex left me with our 4 kids. I kept the house that we had just moved into 6 months prior. A couple of years later he pushed me into a refinance so that I could “get his name off the mortgage” claiming he wanted to buy a house. Thank God he did that because he had a judgement against him that I knew nothing about and they had put a lien on my home. Seven years later, we are still in a home that only in MY name and he’s still renting. 🤣

Let me get this right. She didn’t get her name immediately removed from the mortgage during the divorce yet she claims this isn’t her fault? Sounds like a typical woman that refuses take responsibility for her actions and/or inactions!

@joygarrett8397

3 ай бұрын

Sounds like you are an angry, seething a-hole . .

Marriage is such a worth while risk these days Ain't it fellas 🤷🏿‍♂️

the husband is trying to ruin her.

Don't get married

@CerronPritchett

5 жыл бұрын

Claudia Patricia agreed I don’t know why people put themselves through this misery time after time again!

@Oikofugix

3 жыл бұрын

@@CerronPritchett I don’t know either

yea stuff

Never like Gorden Ramsy show, but so into Dave Ramsey podcast in YT from out of the US........Down Under STF

I’m curious to know as to WHO filed for the divorce? If it was her, she got what she deserved. Karma comes back to bite in various ways. This is “exhibit A”

You shouldn't have gotten divorced, there I solved your problem!

@carultch

4 жыл бұрын

Divorce is not up to you. It is up to the person who initiates the divorce, and they can do so for ANY reason or no reason at all. You could objectively be the perfect spouse, and still get divorced.

did dave just call this guy a dead beat veteran?

@ocky88

5 жыл бұрын

Um yeah. That is what the guy is.

The VA will not go after her, Dave.

I also don’t feel bad for that family because military loans are at 0 percent and 5 percent down payments. They get a steal for a house up to their entitlement worth. Civilians have to get stuck paying 20 percent down or 10 percent on absurd instances and circumstances. That’s why the VA, is relentless and it is fair the way they handle debt because you get to save tens of thousands up front that no civilian can save.

@arleneaugustahair8393

5 жыл бұрын

Medical Opinions don’t be a hater! 🤣🤣🤣 You should have joined the military to get our benefits. Free school while you’re in, using Tuition Assistance. Get paid to go to school, using the GI Bill. Get a VA loan with a lot of breaks and able to use the loan 3 times. Travel for free! Free housing if you live on base or extra money for housing to live off base. Money to eat every month. Then we have sacrifices like deployments. You had your choices in life and we had our choices in life.

@nemodeals2034

5 жыл бұрын

I believe there is a VA fee that is tacked into the loan... That 0% down payment is not free.. also they had to serve.

@patoh1679

4 жыл бұрын

Yup, that Funding Fee of about 2%. Used the va loan twice now.

@donnaharouff5085

4 жыл бұрын

It's not 0% interest. It's 0 down and you are charged thousands as a fee for the loan. Have had two. The main benefit is being able to get into a house when you don't have a down payment or work history and can't get financed by other means.

@sidwhiting665

4 жыл бұрын

3% down with FHA loans....which civilians qualify for.

Can't these siblings in WV learn to get along.

Wvu baby

Where are all the misogynists now!?

@mrblackalchemist

4 жыл бұрын

what?

.. the B... caused the divorce and took the man for all he was worth.. they had no equity in the house... thus it is a smart financial move for the man to let it go into foreclosure. and she goes out and hooks another sucker.. /cheers for the ex-husband

Dave is rather harsh in talking about the ex husband. He does not know the circumstances that led to the divorce. He should probably not call people names without all the information, and probably not even then.

she cheated on him guaranteed....no other reason for him to do this

Divorce attorneys can cost you around $40-100k easy. I’m not sure how someone making 35k gross income per year could afford a legal attorney for divorce. Makes 0 sense.

@michaelweyenberg6238

5 жыл бұрын

The husband gets to pay. And you see what quality divorce lawyer she got.

@sturmbreakers7817

5 жыл бұрын

michael weyenberg That’s probably why he can’t afford to pay for the house

What's the lesson? Dont get married!

@beautifulday1563

4 жыл бұрын

Lesson is Dont get divorced.

@carultch

4 жыл бұрын

@@beautifulday1563 That's not up to you. There is nothing you can do if your spouse wants a divorce. Even if you never did anything wrong, there is nothing you can do to avoid a divorce. You can't force marriage counseling.

@forrestputman7617

3 жыл бұрын

@@carultch couples counseling in a bad marriage does practically zero to fix things; professional counselors know this

Ohh well the courts gave you everything, I thought you were independent and can do it all on your own.