Humne 20lakh ki property buy ki thi 2005 me abhi uski value 4 crore hai, it's all about luck everywhere no one can guarantee which will give best return

@xyz-vv5tg

Ай бұрын

Truth

@msdadsfsx

Ай бұрын

but can you sell it in a day? also when u sell u have to manage cash, as you will get large amount in cash.

@BabyPravyanMoM

Ай бұрын

@@msdadsfsx yes it may take 2-3 months to find buyer but it's okay and we can sell it partially or can do ploting, cash matter can manage

Very few people can hold stock for such long duration, but hassel of selling property ultimately preserves the investment.

@krishna_raj9331

2 ай бұрын

Agreed.

Sir, though everything explained by you is correct. But instead of taking example of a person whose mother purchased gold in 2007, better consider rate of gold from 2000 to 2024 and calculate the CAGR. In 2000 rate of 24 carat gold was Rs 4400 per 10 grams while currently rate is around Rs 74000 per 10 grams. CAGR is coming around 12%. Let's talk about real estate now, since I am from Delhi, a House costing 9 lakhs in 2000 in Delhi is costing 2 cr now in 2024 which is again giving CAGR of around 14% plus rental returns recieved from the property can make it much more than what Nifty has given. I am quite sure most tier 1 cities would have given similar returns not sure about tier 2 cities. Even my friend invested in a plot on Yamuna Expressway in 2019 for 45 lakhs is now valued at 2 Cr in 5 years with a CAGR of 35%. So, let's not declare real estate investment inferior to equity by giving random examples. There is no denying the fact that equity has given good returns but according to me real estate is not far behind. Better to diversify in all asset classes so that when one asset class is not performing other may hedge our investment in case money is needed urgently to avoid panic selling in losses.

@abhiraj.sharma

2 ай бұрын

Imagine using that property for residential purpose too. This would return even the acquisition cost and will basically make the plot free.

@protec234

2 ай бұрын

What a wonderful explanation . Your description is much better , diversifying the investment is the best plan . Real estate return are much higher then nifty

@raghuramenterprises4512

2 ай бұрын

sahi kaha, share market tho down bhi hota hai aur loss ho sakta hai

@gamesong6600

2 ай бұрын

Your message is very informative. Adding hidden costs will give much better idea. Maintenance, property tax, capital gain tax. One of my uncle's property in gorakhpur appreciated by 125 times from 2 lakh to 2.5cr in 20 years. Case to case the appreciation can differ wildly.

@abhilawvlogs

2 ай бұрын

Yes. But that hidden costs are easily taken care of by the value derived from usage of such properties. ​@gamesong6600

"Mera kaam hai apko samjhana aur sahi information aap tak pohchana baaki jaisa aapko sahi lage". Much needed and appropriate dialogue. 👌🏼

हमने लोन लेकर गाजियाबाद , दिल्ली एनसीआर में एक फ्लैट खरीदा था 22 lac में year 2012 में , आज भी उसकी value 26 lac तक हुई है, अगर इतना रिलायंस इंडस्ट्रीज के शेयर खरीद लेता तो अब तक 2 करोड़ रुपए हो जाते😢😢

@anujtyagi8173

2 ай бұрын

Bhai kaha liya tha? Ye to surprising hai ncr me aisa hai to

@vishaldaiya

2 ай бұрын

Mujhe bta de bhai kahan liya hai ghaziabad me? Main 26 me khareed lunga..

@anujtyagi8173

2 ай бұрын

@@vishaldaiyaha sahi baat hai. 26 lakh me NCR ke pas milna bhi easy nahi.

@JK-wi6dj

2 ай бұрын

yeh to meri bhi kahaani hai 😢. ghaziabad mein liya tha .. aaj bhi loss hi hai

@surfingguru5360

2 ай бұрын

Wahi Jisne Bangalore Gurgaon ya Mumbai me liya hoga to aaj uske ghar ki cost 3 times bad gayi hogi. Real estate bhi stocks ko tarah hota hai, growing city me paise lagaoge tango returns ayenge. Nahi to tum bhi “apartments ki value nahi badti” wale logo me hi aa ke reh jaoge.

in principle agree ... but real estate depends where you are buying (outskirts .. not much appreciation .. but within city .. there are very good returns) ... There are example where people made much more than equity ... ,

@ajitdubey3309

2 ай бұрын

Agree

@shibooster

2 ай бұрын

Appreciation depends on scope for further development, even if outskirts. Infact within city, there is no further appreciation because of no further development or rather being developed.

@GOAT_Trader_ind

2 ай бұрын

City ki rates aur outskirts ki rate mai bhi zammen aasaman ka anatar hota hai gyanii ek 200 gaz ka plot aveg locality mai 80-90 lakh ka aata, outskirts mai vahi 30 lakh mai aajata

@kmrao06

2 ай бұрын

I was a strong votary of Real estate. But I realized the real dangers and serious short comings associated with it. First and foremost is the threat of someone illegally occupying or selling by conniving with concerned officials and local goons acting as politicians. So go for real estate with utmost caution.

@shibooster

2 ай бұрын

@WalterWhite-og6wj you have forgot taxation part if under loan. Also, home loan the only cheapest loan that you can take as a lumpsum to invest.

I bought land in 2022 July for 85 lakhs, and today the market price of the same land is 1.7 Cr.... buying land at the right location and at the right time, will definitely overpower any other investments

@sanjaykumar-ts2sg

Ай бұрын

Sir which location

@vaibhavsingh3247

Ай бұрын

@@sanjaykumar-ts2sg wave city Sector 2 Ghaziabad

@sanjaykumar-ts2sg

Ай бұрын

@@vaibhavsingh3247 Thanks and congrats.

@pankajk1119

18 күн бұрын

This is why property is going under bubble book your profits asap

@vaibhavsingh3247

18 күн бұрын

@@pankajk1119 i feel the same bro... But still plot ka rate kabhi flats ya floors jitna nhi girega bro.. Also abhi jewar airport complete hone ke baad shayd saturation aae

Mere khyal sai teeno(property, gold, share/mf) mai investment hona chaiye, kyunki share market jab girne pai aata too sara profit negative mai chala jata hai. Use samay property or gold hee kaam aayenge emergency mai.

@kgf_2030

2 ай бұрын

Not really. Thats only true if ur equity portfolio is relatively new lets say 3-5 years old

@CheckMater007

2 ай бұрын

Waise emergency me property bhi kaam nahi ayegi, unless you're going to sell it at a distress price... Gold bilkul kaam ayega, hamara inflation hadd se zyada ho gaya to bhi ayega, currency kitni bhi devalue ho jaye gold tab bhi kaam ayega, war ho jaye and kisi tareh country se bhagna pade to bhi kaam ayega... Gold is God's currency for a reason!

@Arun14741

2 ай бұрын

Emergency me property kaam ayegi .. bro ur financial knowledge is naive ... most illiquid asset from three which u mentioned is property.. gold and share or mf i recommend.. property is for pro who knows about property market then u invest other wise don't invest in property

@KC-ik6mp

2 ай бұрын

Property emergency mein kuch kaam nahi ayega...You cannot sell property overnight... kya kuch bhi bolte ho bhai .

@mayank2462

2 ай бұрын

Lgta hai naye ho market mein😂

My friend bought a flat in gurgaon in 15lakh in 2003. Now its worth is over 2 crore. Plus he is earning 4 percentage rental yield from it which make his return in cagr around 18.

@adas19581024

Ай бұрын

Cagr will be less because i am sure u missed out the expenses incurred in 19 years. Property tax, maintenance, etc et

Selective pitching of Stock market, my uncle bought two small plots in gurgaon in 2000 for 8 lacs. He built ground plus two and rent it out. The other one he just built his own house. Now each of his plots are worth 2 CR each plus the rent he received. Basically he lived off is life on these two investment. And he is angootha chap. His friend bought 4 cars in 2000 and today he has 50 cars which he run for local taxi. Big No to stock market. Also whenever you compare real estate vs stock don't forget to consider rental income which is really high in metro cities.

Practically, the common man does not keep investments in the stock market for long periods. Twenty-five years ago, 9 lakh rupees was a significant amount, and due to a lack of knowledge and financial discipline, most people would not invest such a sum in stocks, risking a total loss. Furthermore, calculations on paper do not always translate to real-life outcomes. Therefore, investing a large sum in real estate is often a better decision for a layman than investing in share market.

Entry time and exit time is main thing . If u consider exit time of any black swan event then nifty is negative. Property and gold are real assets. Index performance can not guarantee in future u can check with china index

@sumitsingh4642

2 ай бұрын

Same issue with real estate in china .. when there is not money in market boy buyer will buy ur real estate at ur asking price ... Actually they r quite linked..... Real estate price are economy driven n economy is directly linked with sensex

@arrow2380

25 күн бұрын

Why would exit during black swan? That's not the index's fault... That's just stupidity from the person's side. You ideally would invest more during the fall

bro 25 years mein jo rent aaya property se aur uspr bhi invest krke jo paisa aaya.. PLEASE CONSIDER THAT TOO. Aur us property se ek bdhiya rishta mila (marriage) aur bhi bhut si cheeze need to be considered.

Real estate Rocks 👌👌👌 6.5 Lakhs in 2008 Now 50 lakhs in 2024 plus (monthly rent saved from 2k in 2008 to 9k in 2024) CAGR 16%

I did the great research about real estate in Nagpur as I also wanted to invest in real estate. Us time pe mujhe kuch baate samajh me ayi that I want to share may be I am wrong... Real estate specially plots me unhi logon ne invest karna chaie.. 1. jinke paas 2 no ka paisa hai. 2. Jinko baadme ghar banae ki icha hai. Ita better then invest in commercial plots. Wo jaldi bikte hai. But wo bahut costly bhi hote hai.

I liked, Subscribed and Downloaded this Video for Future purpose. Very Great Analyzing with Simple Story telling. Thank you sir.

Genuinely explained which most people fail to understand it literally ❤❤

Good video! 👌🏼 Well! Initially you opened CAGR calculator, then later why did you opened a lumpsum calculator, I didn't understand that part! 🤔

In 1996 person bought plot in Navi Mumbai for 3 lac. Construction done in 2003 which costed 8 lac so total 11 lac. Current price is 1.6 cr min and can get upto 2 cr depens on location. Now one more twist in this, current rent of property is 40k per month so this property gives invested amount return in every 2.5 years. But being said that it will be difficult to get this kind of return in real estate now and this investment was done when Navi Mumbai was developing and now this. property is completely in developed area. I have also seen minor or no appreciate in some property bought in around 2015 where as i have also seen appreciation like Navi Mumbai in Hinjewadi area of Pune in just 5 to 10 years. So depends where are u investing at what time.

@manasuniyal2897

Ай бұрын

Vey nice investment sir , as per 2006 . 3 lakhs would also be a big deal .

Bhai ye baatein bs youtube pe hi achi lagti hain! Ground realities are completely different. Noida me jo 3 bhk flat covid k time me 80 lacs k the aaj k time me 1.4-1.5 crore me bhi mushkil se mil rahe hain. Am talking about jal vayu vihar, Arun vihar type of societies.. laga lo ab hisaab! Mera stock market me XIRR 18.9% hai from 2019. But real estate ka jo boom hai wo alag hi hai bhai..khaaskar covid k baad.. it also depends on the place you've invested in

@neerajmittal6060

2 ай бұрын

Bhai 2012 se return check karo. 2012 se 2020 tak Noida mein zero return diya property ne

40 lacs invested in 2018 is now 72 lacs ...+ 15000 rent per month .....

@bhjb2127

2 ай бұрын

How 72 lacs + 15000 rent...? Only if you sell the property you will get 72 lacks and if you sell you will not get rent...??

@daganicecil1761

2 ай бұрын

I have a similar situation75 lacs property returns 25k rent every month, but the point to note is one should not go full in on real estate or any other asset class, always diversifying to minimise risk in case of recession or War

@kushagragautam7103

2 ай бұрын

😂

Gold rates in 2007 - 10800 per 10 gram Gold in 2024 - 74000 per 10 gram So 27000 of investment will be minimum 1.6-1.7 lakhs if i cut making charges of 15% So now show the right cagr .

@handlesb1234

2 ай бұрын

15% making charges on 1.5 laks or 1.5 lakh is the amount after deduction of making charges

Sir, India with Population of 140 Cr. We have overtaken China last year which means Housing demand will always be there as Roti, Kapda aur Makaan is basic necessity. Which means Real Estate land for construction on long run will be always there as new population will live in Rental or construct house or apartment. Fundamentally in long run of > 20 years shall give return . Demand and Supply GAP will remain either in Metro or Smaller cities. China land is getting urbanised through Roads / Highways and Apartments. So land will remain scarce as people cannot live in AIR. Effect of gravity - मनुष्य को ज़मीन पर ही लाएगी

Alongwith CAGR, also consider liquidity factor. Things like real estate n houses are not very easy to convert into liquid cash especially during times of urgent need of money for any energency. It takes time to find buyers, complete formalities. Someone might say one can take loan against it but that again involves paperwork n a process which can delay the incoming cash. Always ALWAYS have money invested which can be converted into liquid money easily (fixed deposits, debt funds, mutual funds etc which can be redeemed within 2 days). Invest only your extra money in good real estate and that too only after proper market survey.

@nitishlamba6936

2 ай бұрын

One should diversify his/her investment in different asset classes Doing all investments in liquid funds is the worst thing. In case of emergency one should use emergency funds and not their entire investments. The investments which are not liquid force you to invest for a longer period to take benfit of compounding that is the reason government has created EPF scheme so that forcefully some fund of the salary is allocated which people can't easily withdraw to build retirement corpus. Liquid funds (mutual funds, FDs etc) which people may easily withdraw whenever they need it which kills the compunding factor. Diversification of funds in different asset classes is a key.

No point of comparing stock market to Real state. No one has the gut to invest all his/her money in stock bt in real state people easily invest all his/her money. So actual amount of return will always be greater in real state.

Bought a land for 34 lakhs in 2022 ......now it's rate is 60 to 64 lakhs .......paisa har jagah Hai .....kamane ke liye dimag hona chahiye

@MoinKhan-uf4pg

2 ай бұрын

34 lakh to lagana padana

@neerajmittal6060

2 ай бұрын

Tukka chalne ko dimag mat bolo.

@BisFino-hb2df

Ай бұрын

Bar bar aaisa nahi hoga . 😢 Small cap ,mid cap index bhi double ho gaaye from 2022 lekin bat bar aaisa nahi hoga na taab

@fincap-creatingvalue.4083

Ай бұрын

Tumne kuch dimag nhi lgya..you just got lucky..2022 se har jagah price bdha hai..

@fincap-creatingvalue.4083

Ай бұрын

​@@neerajmittal6060ekdum shi

Real estate me jitna paisa one time de sakte hai utna share market me nahi karta koi... #fear...

@bipinpatil508

2 ай бұрын

Loan leke dete hai

@VivekMehndi

2 ай бұрын

That’s the only fact why real estate attracts more money

@AbhijeetTiwary-ve9pc

2 ай бұрын

@@VivekMehndi indian equity market aur indian real estate ke value dekh phele Indian equity 5 trillion aur indian real estate 1.5 trillion pe Hai value ab bata

@AbhijeetTiwary-ve9pc

2 ай бұрын

​@@VivekMehndirail Vikas Nigam PSU share usme 4 lakh ka investment almost 22 lakh ho gya within 1 year

At minute 9:00 onwards you gave very good conclusion, very mature thinking

Gold rate in 2007 was around 9.5k per 10 gm for 22 carat, so we would get 26.3 gm which would then give us with today’s rate 1.71 lacs so returns are the same

@KarmakarTridip

Ай бұрын

And and it’s very to liquidate or pledge it for gold loan and use the amount for further investments

Yai calculation taxation ko include nhi karta game baut rigid hai . Real estate mai black money use karka tax bachta hai . Same with gold also taxation bach jhata hai par iyai equity mai 10% ,15% toh dena hi padega woh kaun bolega. Gyaan mat do jo real life mai chala uski baat karo . Gold i think is giving huge return comapre to nifty in past 5 years

@anweshamandal6058

2 ай бұрын

Are you encouraging the use of black money?

@sagar556

2 ай бұрын

White money is more important bro

@samarthshukla4284

2 ай бұрын

​@@anweshamandal6058 due to high tax regime in India it's bound that who will earn more will definately find means to invest which in ur language is black money

@gamesong6600

2 ай бұрын

​@@samarthshukla4284sabhi language me wo black money hi hai agar cchupa ke transaction ho😌

You got a subscriber. 😊

You are absolutely right now properly always gives you low risk and tension free returns

Real estate investment also gives you rental income month on month which is not calculated here

@gamesong6600

2 ай бұрын

That can be adjusted with hidden costs of owning.

@sadiqueali5117

2 ай бұрын

Truee😅

I prefer diversity in my portfolio. Past performance is not future guaranty.

If i buy a flat around 50 lacs then it turns out to be a rental property and Suppose it's rent 15k or more per month After 10 years my earnings with the same property is 38 lacs = ( 18 lacs Rent + 20 lacs Flat ) Is this a good investment or not ?? Plz reply ❤

Great video, stocks return the max hands down, Returns aside, real estate and gold are very very difficult to liquidate but stock market is just one button away for you to liquidate. If there’s an emergency you cannot sell part of your property like a room or bathroom and get some money out of it but it’s in stock market you can sell 10% / 20% of your portfolio and use that as an emergency in case you get into one, more than anything when you invest in the stock market, you’re investing in Bharath there is a lot of pride that goes into it and can pat yourself for Bharath’s success

Great video

Agreed. Good analysis and clear articulate explanation

Thank you for sharing your analysis. Very informative👍

Real estate k % returns kam hain on an average but portfolio mein uski apni jagah coz amount invested jyada hota h due to cheap leverage/bank loans. Aap bank loan leke stocks mein toh invest ni karoge na in general. Physical gold ko aap consume bhi toh kar rahe ho while it hedges against inflation. Toh uski bhi apni value h.

@rajatwow737

2 ай бұрын

@@WalterWhite-og6wjkyunki unki income kam hai.

@AbhijeetTiwary-ve9pc

2 ай бұрын

​@@WalterWhite-og6wj yes brother BHT hi minority Hai jisne real-estate mein invested reh kr rich bana hai

But then there are many people who have lost money too..and thats the reason why many fear investing in markets. And believe there should be fixed investment too

@chiragsingla.

2 ай бұрын

The people who do fno thats basically gambling

You are a Genuine Financial Influencer ✅

We kept our ancestral land on road, while my uncle sold it for 3.14 cr, while our property is now at 6.75 cr just after 3 years.

Stock can go down suddenly unlike real estate or gold which cannot go down as much

What you see is builder's selling price, when you try to liquidate it's completely different story. Try it.

In real-estate you get leverage.. which adds >7% returns to your original investment

Stock market is risky. My friend's parents put their hard earned money in stock market for their son's abroad education. In mid 2020 they were supposed to withdraw it after 5 years of investment. The returns couldn't beat fixed deposit returns.

@pinkyfinger9851

Ай бұрын

😮😮 If those people couldn't make money from investment during pandemic then God knows where the heck did they invest because literally every stock has given a huge run up since then, I myself has made 100% return by investing last year....they should have just put the money in mutual funds as even they have given at least 20% return.

Investment is not as easy as we think. Its subject which needs in depth study and understanding of many financial aspects considering multiple factors. However in our country unfortunately people are just randomly choosing there investment tools because they think, "if they know how to earn, they also know how to invest". And that's why financial management is the most ignored and underestimated field in our country.

I found it too insightful🎉🎉 thank you for sharing 🎉

I know someone who brought 2 plot of 35 lakhs and 40 lakhs in 2018 and 2020 respectively,abhi total worth 2.25 cr ka hai

Real estate me 03 things dekhni hoti hain wo hain location, location aur location, tabhi returns achhe ho sakte hain, iske alawa Nifty 50 ho ya Sensex wo real estate se behtar investment options hain, isme kisi ko koi confusion nhi rahna chahiye

The guy that bought that house for 9 lakh would also live there, this saving rental money. Also it’s very important for us Indians that we have our own house. And the mother who wore 25000 necklace will be feeling so happy showing it to their immediate family and friends. Also we should also look at the taxation and borrowing power. He will easily be able to borrow money from banks by providing house and gold. And more over when they will sell the house if they buy another house immediately they will get taxation benefit, even if they don’t. They will get indexation benefit.

I agree, But increase in real estate prices depends on the location and time. If I talk about Noida Sector 150, An investment of just 9 lakh rupees in 10:90 payment plan (during COVID-19) has become 67 lakhs (7.4 times) - an appreciation of 58 lakhs in the property price in just 4 years - a CAGR of 65% Therefore, It depends on which location, which project, what payment plan you are opting for, what time you are entering and what time you are exiting. Real estate investing is a GEM, if you know WHEN and WHERE to invest !!

25k ka necklace 2007 mei tha, aur aaj ke time pe value 70k hai.. 10k per 10gm thi 2007 mei aur 2024 mei 74k hai... 7 times... Aur aapkei friend ka necklace sirf 2.5 times badhaa.. Making charges mei kitna hi amount chalaa gaya hooga sir.. Plz clarify.

That guest appearance of Hritik Roshan was awesome 🤣😂😂😂

Very easy to say after 25 years where stock market has gone up.

You totally left out the rental income from the real estate. That will be atleast 4%. So its coming aroud - 13%. And one can reinvest that 4% rental income in stocks to increase its value more.

@sadiqueali5117

2 ай бұрын

True

@rohitkumar-kc5zo

15 күн бұрын

4% is not atleast...it is 2-4% only😊

Well explained

Mere papa ne harshal Mehta Wale time pe 10000 invest kiye the share main unko 5500 ka loss hua tha uske baad unhone kabhi shares main invest hi nahi kiya 2007 main ek plot liya 3.5lakhs main Aaj uski kimat 55 lakh hai maine mutual funds main bhi 4 saal phele 1lakh Dale thee Aaj 1.5 lakh hua hua wo plus gold main 25k dala tha wo bhi 32k ho gaya hai meri mausaji ne meerut main 2003 main 2lakh ka plot liya tha Aaj uski kimat 2 crore hai to ab bolo kya Kiya Jaye

@user-ls1gr7lg7x

2 ай бұрын

You are absolutely right.

I recently finished the first phase of The5ers, and I solely traded gold.

Sab diversification ki baat karenge but wo diversify b sirf market me hi karenge. Nifty ke constituents 25 saal me kayi baar change ho chuke hai. Kingfisher, unitech, jp associates ek time index ka part the, aj unlo lene walo ka haal pucho. Secondly india ab US model of capitalism pe hai, aur US me har kuch saal me recession ata hai, jo sab le jata hai. Kam se kam uss time rent to milega property se. Koi investment avenue kharab nahi, bas tareeka hona chaiye investment ka

Informative case study

9:18 Totally disagree with you. One should always diversify the investments. Always have different asset classes. 1. Prefer to buy commercial plots if you have money and you have done the proper research. 2. Never forget, Gold is the only true money in human history no matter how many fiat currencies come. So have both physical and ETF gold. It will be also a good hedge against equity. 3. Have a debt fund for liquidity and when market crash, they will be extremely useful. 4. And definitely have investments in equity. 5. Finally, regularly do asset rebalncing.

The assumptions taken on Real Estate are false. If i talk about Gurgaon where i live.. The property of 9 lakh would be 200 yards considering rate prevailing in 2000 was 4-5k per yard in Huda sector. Today the rate is hovering around 2 lakhs per yard. Means 9 lakh in 2000 is now worth 4 crores if invested in real estate.

Everything is absolutely correct still its very hard to convince others even sometimes ourselves not to invest in Land, Realstate / commercial properties... 😊

Keep Posting Genuine Content ❤️

One simple question, how many of you personally know people who have earned 1 crore in stock market? Have you ever heard that ' mere papa ne mutual funds main 9 lakh lagaye the wi ab 90 lakh ho gaye hai' ?

I can only agree partially but few points are completely off. You need to understand the concept of limited resources like gold or land. Stocks are different investment instruments. Suppose during a world war or if the country defaults, paper assets like stocks will be useless. So as Warren Buffets says dont put all your eggs in one basket and diversify your investments

my mother purchase 100 share of Saraswat corporative bank for value of around 5k rupee on 1997 , but we have it in paper format and dont know the exact current value of stock. and i dont know the current value of it. please help on that.

Real estate me Invest to Dadi ne kiya tha 1983 me. Wadala me 2 ghar liye the 34,000 me. Aaj 70 lakh ki asking price hai

Well all are assests , as per data stocks have grown good, so gold works as the hegding, real state is same way but involves a other kinds of risks, stocks offers a growth over yiur portfolio, but also matters whennyou have invested, just one 40 % correction 75% new investor would be out thats what happend with lot of people in 2008 and 2020 march crisis..assume market remains slugish remails same level.for 3 to 4 years ..all people who are doing sips would not have patience..hence diversification is a keey..

Are bhai, 9 lakhs ki property ho ya 25k ka necklace, unko bhoga (use) bhi to Kiya h. Wo returns dikhte nahi h but most valuable hote h. 90lakhs k Ghar me agar aaj aap rahoge to 25-30k rent pay karoge, ise bhi to add Karo. Nothing is easy, jise Jo krna h kare. Sab badhiya h, real estate ho ya stocks.

@ajaybiswas22

2 ай бұрын

sahi kaha bhai, saare influencers nifty 50 chart kholke baith jate he, lena last me stocks bechke plot hi he

Our dad purchase plot 4000 sqft plot in at cost of 600000 today it worth 1.68crore return is 19.2 for 18 peroid

Gurgaon ka real estate market bhi aisa chal, people are putting in money and reselling them at rediculous higher prices (iski topi uske sar). People turning black money into white through real estate, prices are inflated drastically and unjustified. For an average corporate person huge amount of bank loan to live in an average society is the only way to be in Gurgaon.

What if some took bank loan for housing plot purchase and paid monthly emi and still property price has become approx 12 or 13 times

Every asset class has its own use and purpose. A single asset class can't be good or suitable in every case. So, we need to understand which asset may fulfill our requirements.

We had a plot in the main market and the prices were 20000/- in 2000 Now the price is 1cr

In the first case that restate investment let's assume it is rented for 21 years so 21*12 = 252 and annual monthly return of 40k flat so that will make him 1 CR ( rent ) + appreciation .. so it's more then stock market bro

@gulzarakhtar9383

2 ай бұрын

Khud rahega bhi to rent to bachega

@pritam459

2 ай бұрын

Monthly rent itna jyda uss time nahi hota tha..

@vagrawa1

2 ай бұрын

You are saying he will get 40000 rent monthly for all 252 months, even if property is 1 cr getting 40000 monthly rent for residential property is very rare dude

@lgsamsung1

2 ай бұрын

you can also pledge your mutual fund units and write nifty options and generate risk free 10-12%(yearly)extra.

Logically u r correct. Lets assume you invest 20k in MF vs pay 20k EMI.....in case u have an emergency u will withdraw the MF amount but u have to pay emi..so EMI is basically forced savings...one needs a lotnof discipline to counter this urge

Jab country mai instability ati hai baki financial assets and properties ka value nahi rehta hai sirf gold ki value rehjati hai to gold bhi hona chaiea as investment in coins or biscuits for diversification

Real estate is totally dependent on luck, bought a 900sq yard plot in outskirts for 4.5lakh rupees in 2004, got 5 crore last month. Also bought a shop in market for 1cr in 2005 and its still 4.5 cr today. So yeah totally luck.

@ragnarok9127

2 ай бұрын

26% CAGR. Awesome returns man

@ragnarok9127

2 ай бұрын

Actually we can never compare real estate and Nifty50. Because real estate is completely subjective. One person can get crores like you in 20 years and one person can get may be only 20 to 30 lakh. It completely depends on location of property and development of infra in that area

@nishu616

2 ай бұрын

@@ragnarok9127 exactly my point. Real-estate return depends on how much development occurs in your area and most times if an initial development has been done rates rarely go up. For example when I bought that 900sq yard plot in 2004, govt. Acquired land near it for Industrial zone development and I was getting 2.4 crores in 2006 in just 2 years, and then in next 18 years it's been only 5 crores. Didn't even beat the inflation while nifty has give around 14% ever since.

Gold & real estate gives stability in portfolio

What about rental income in those 20 years? At the pace the rentals have grown up in last 20 years is just phenomenal.

Mere papa ne mere liye 500 ke shares liye Aaj uski value 3lakh ho chuki hain mein uska dividend Tak reinvest kar deta hoon 😅

These debates will keep happening. Going by your explanation, many followers will blindly invest all their money in stocks. Which is wrong. Best way is to diversify. Most billionaires have real estate as their major assets. Gold always goes high whenever there is a crisis or war. You can check "gold rate trend". If you want to make money on gold, buy it when world is at peace, and sell when there is a war. So it is wrong to say only stocks give the maximum returns. It is more about when to buy and when to sell. Best way is to diversify

If you invest in mutual fund what about the charges and tax pls mention that also. Expness ratio of AMC and LTG Tax

@VK_2002

2 ай бұрын

Still better than Gold or real estate

4:32 utar gayi thi matlab dono chadha rahe the 🤔🤔

@sachinkesarkar788

2 ай бұрын

😂😂

One thing i should clear from your side sir Please if we buy or not that thing That give us happiness What i buy a 1 crore Mercedes that is depreciating asset Or i invest in stock If i calculate a roughly idea 1 crore is 12% minimum May be a few years i have 10 -12 crore Car value goes down half in 5 years Happiness go to hell buy only things that don't give you happiness

Just check the CAGR of gold since covid. Then we can talk about stock markets

I can’t wear stocks or live inside them. I hope this is clear

simple and to the point, thank you :)

Nice information🎉

Explained well bro..

What about rent saved by living in that 9 lakh house and investing that saved amount in equity. That is what real return is.

SBI mutual fund ka nya NFO aaya he uske upr detail video bnao, SBI AUTOMOTIVE FUND

O chacha ji, share khareedne ke liye loan kaun dega 8% pe? Aur loan pe jo income tax rebate milegi uska calculation kaun karega. Aur jo rent har saal badh raha hai. Gurgaon mein 35-40k rent chal raha hai. Agale 5 saal mein ye 60-70k pahunch jayegA

@yashsheoran9700

24 күн бұрын

Sahi baat

sir ek video teenagers invest kaise kre ispar video banayi as a teenager age 19 how much should i invest in mutual funds whats the amount i should choose for mutual funds should i also go for real estate like make a video on investing strategy for teenagers

Thanks for the helpful Information 🚩🙏🏻

आज आपका 1st वीडियो देखा..... और subscribe किया...... Great man

@Save-constitution

2 ай бұрын

Maine bhi

Jameen se acha investment kahi nahi hai.