Digital Finance, facilitated by mobile apps and technologies, revolutionises financial services by introducing new business models, applications, and infrastructure. Nicola Bilotta, Research Associate at the Robert Schuman Centre, explains why Digital Finance offers opportunities but poses challenges for regulatory authorities, who must balance innovation with ensuring financial integrity, stability, consumer protection, and market efficiency.
ℹ️ For more information please visit the EU Supervisory Digital Finance Academy (EU-SDFA): eusdfa.eui.eu/
The EU-SDFA e-book 'Digital finance in the EU : drivers, risks, opportunities' is now available: cadmus.eui.eu/bitstream/handl...