So, wait... Could I just buy my own debt for dirt cheap, then forgive myself?

@jojodelacroix

8 жыл бұрын

That would literally be the best. It would probably take a while to do that though. And you would probably not be able to just buy it specifically. You'd probably need to buy it in a huge bundle and even then you would not have any way of knowing if your debt was actually inside of that bundle before buying it. So it is probably less than practical, but awesome to think about.

@jakeb2339

8 жыл бұрын

I guess depends on where you live?

@yungshaggy9716

8 жыл бұрын

holy fuck you're a genius

@jamestaylor2682

8 жыл бұрын

Here is a thought, just because you guys got me started... Create a company, from Mississippi or Texas, for example. Then start purchasing debt. Email the people directly and offer them the opportunity to buy and forgive their own debt (plus 5%, for the operating cost of the business). Group your company with other non-profits and debt charities. Set up "Go Fund Me" pages and the like. Set up Micro Loans as an alternative revenue stream to fund the core of the company. Just off the top of my head...because...why not...

@jojodelacroix

8 жыл бұрын

James Taylor Hmmm... That is a great idea, at least on the surface. You would need some capital to get it going, and you might have some serious trouble from other debt collectors. I assume they would probably quit selling to you. It would also require some more strings attached once you were actually getting business. For instance, it would probably be hard to contact so many people in a timely manner to collect money that could then be used to forgive future debts. But why not do it long enough to help out some people?

He runs a debt buying company *and* a religion now. Truly a man of many talents.

@coletrickle1775

5 жыл бұрын

If you think about it they go hand in hand. Don't have enough money for Jesus? Take out a high interest Jesus loan.

@kadafi4lyf

5 жыл бұрын

plot twist, he's actually collecting the debt and funneling it through the church in order to not pay taxes. he is quite the entrepreneur.

@Redrocket14

5 жыл бұрын

@@kadafi4lyf hiding in plain site

@elizabethloveland4376

5 жыл бұрын

Don't forget his pregnancy crisis center(ON WHEELS)

@VS-ic2kv

5 жыл бұрын

Wow - a garbage human for sure. Carpet bagging false Christian.

I was at this taping threes years ago and still have the fake money the staff was cool enough to let me snatch. Good memento.

@LPChipi

4 жыл бұрын

Knowing John's regard for HBO's budget, that was probably real money.

@ImadeUlook

3 жыл бұрын

Awesome!!!!

@Joe-ih3ln

3 жыл бұрын

For real? Good stuff!

@SuperCraft1999

3 жыл бұрын

@@LPChipi talkshows are some of the cheapest shows to make. A quick Google showed got cost 6 million an episode and 15 million per episode for the last season.

@adrielsebastian5216

3 жыл бұрын

I won't be surprised if the fake bills have John Oliver on its face

Imagine being a billionaire and not doing this just out of boredom.

@shanegarcia5963

4 жыл бұрын

I'd go on a show and be like " FUCK OPRAH EVERYONE GETS A HOUSE!" Around $17,000,000 but it would make you a ton of money in advertisement

@PigeonDetective

4 жыл бұрын

You ever heard of Mr.Beast?

@ms9771

4 жыл бұрын

@@shanegarcia5963 tommrow rush to sale the house and no more money as mortgage for bank america, who sale debt to others, , could have smaller house also all in cash,

@DaDunge

4 жыл бұрын

I mean yeah at half a cent at the dollar, a single Gates class billionaire could probably forgive all the medical debt in the US without putting a meaningful dent into their bottom line, not to mention how much money they'd free up for people to buy their products.

@romanbaranovichi5375

4 жыл бұрын

If they could spend 60k and claim a 17 million tax benefit, then they all would.

Dude, is John Oliver a Saint? Because, that is a FUCKING miraculous event if I have ever seen one.

@noelwym123

8 жыл бұрын

Praise be!

@theredshirtbrowncoat423

8 жыл бұрын

Praise be

@Bravo1VE

8 жыл бұрын

Praise be!

@happypasta6

8 жыл бұрын

+Bravo1VE Praise Be!

@technic1285

8 жыл бұрын

Praise be!

There's something just inherently comedic about a grown British man yelling "I am the new queen of daytime talk!" while being showered in dollar bills after pushing an unnecessarily large button.

@naconaco1

4 жыл бұрын

???? ❓ what

@mcswashbuckler3833

4 жыл бұрын

The size of the button is of the utmost importance. Everyone knows that the larger your buttons, the better you are

@JMsurYT

4 жыл бұрын

This sentence just keeps getting better!

@adamchristopher6917

4 жыл бұрын

The largeness of that button was ABSOLUTELY necessary. :3

@Ironcabbit

4 жыл бұрын

He has the biggest buttons, the best. No one has a bigger button than him.

Fun fact.. in order to hold you accountable for a debt, The debt owner is obligated to possess your original signed contract. Request they send you that in writing. If they can't produce it, they cannot prove you owe them money in court and you will have zero legal obligation to repay it!

@StealthyDead

2 жыл бұрын

If you can afford to take these millionaire conglomerates to court

@gaberobison680

2 жыл бұрын

And more specifically. I didn’t agree to pay whatever jackass has the contract. I agreed to pay the lender. So the entire industry is just categorically illegal

@JohnDoe-bd5sz

2 жыл бұрын

@@StealthyDead If you are clearly in the right, would it not be possible to just appear in court by yourself and ask the judge to get them to show the document. No need to hire a lawyer.

@yonigoldpresents238

2 жыл бұрын

@@gaberobison680 no really, cause the contract can legally be transferred....but they are so lazy, they often forget to transfer the initial paperwork...and without that, they cant prove ownership of the debt.

@needhelppayattention9446

Жыл бұрын

Fun fact. That is complete nonsense. You could not be more wrong.

Did he just... did he *really* just do that?! Damn.... mad props for this madlad!

@totemictoad4691

4 жыл бұрын

yep, that was really a thing, I mean as he pointed out, it was out of statue so technically there wasn't a legal way to compel any of them to pay,,,,, except the trick he mentioned of send them a court summons (which any lawyer could get dismissed in one motion) hope they don't bother to lawyer up and get it dismissed thus 'making them liable all over again,,,,,,

@Gaius__

4 жыл бұрын

Hehe, HBO can afford it.

@--Dan-

4 жыл бұрын

I mean... Kind of? He didn't actually give away $15m as it just wasn't worth that. It'd be like if a 5 year old wrote you an IOU for a billion dollars, they might owe you a billion dollars, but the IOU is definitely not worth that much. But he did give away $60k worth of something, which is still a good thing. Although, they'd also be able to write that off as either potentially a charitable donation or just as a loss on a business investment. Either way HBO will pay less taxes now because of it. So it's not really as big of a deal as it might first appear.

@trumpnews7798

3 жыл бұрын

@@--Dan- It is a big deal, you're failing to see the forest for the trees. The fact that debt wasn't "worth" 15,000,000 isn't the point...at all. The point is that now these 9,000 people won't have to deal with a debt buyer contacting them to pay the debt which could be from an injury that took the life of a husband, wife, child, family member. Every time somebody contacts these people to collect the money they relive the circumstances at the root cause of the debt. In that regard, the actual value of the gesture is worth far more than $15 million.

@--Dan-

3 жыл бұрын

@@trumpnews7798 As I said, it's still a good thing. I'm also saying they could have done just as much, probably more good by just donating $60k to a food bank. Not being able to pay a past debt is undeniably stressful, but even more so is not being able to pay for your next meal. And that donation solves not only the stress, but hunger as well. It's still a good thing, but it's a publicity stunt more than an actual charitable action. Which is fine. Publicity stunts that do actually help people are, as I've said, a good thing. $60k paying off debts is a better thing morally then $60k towards a big musical number in time square, for example.

This British man is a true American hero.

@adamgarcia7192

8 жыл бұрын

Lol

@thingstodo645

8 жыл бұрын

What a way to put it!

@Timestopper117

8 жыл бұрын

He's an American citizen, so that makes him an American man that is a true American hero. Edit: He hasn't been naturalized just yet, but he still has his green card and its only a matter of time seeing as he lives in New York City, New York, and is married to someone who used to serve in the armed forces.

@oluwatobifalade2596

8 жыл бұрын

He's not an American citizen

@Michael-lv8gt

8 жыл бұрын

yea he is and fuck trump

Am I the only one who cried at the end of this? Wow, this show is not only bringing awereness but also actually doing stuff to change the corrupt system we live in. Long live Last Week Tonight

@nope2670

8 жыл бұрын

Last week tonight, or John Oliver? Or both....

@fofopads4450

8 жыл бұрын

He wouldn't be doing shit that awesome without his team.

@legalizitt

8 жыл бұрын

Funny; I started to tear up also at the end. I thought, how silly of me, but then I scrolled down to look at the comments and yours was the first one, confirming I wasn't alone in my emotions and feelings about what I had just watched. And I'm a 58yr old straight male. Nice to know there are others with a conscience, when I was starting to give up on my fellow man. Thanks.

@AnaluGPrd

8 жыл бұрын

I was going to comment the same thing, this is amazing, :')

@Zeviander

8 жыл бұрын

Nope. The feels are real.

Buying old debt actually sounds like a really efficient way to help people, since it's being sold so cheaply.

@kukachoo42

2 жыл бұрын

@ billionaires

@I.____.....__...__

6 ай бұрын

@@kukachoo42 It's not just for the rich, anybody could do it. Buy your kid's student-loan debt for pennies on the dollar. 😉

@imzadi83fanvids7

6 ай бұрын

That's a really good idea. Can you get that specific with it? Or maybe someone should start a group to buy up student loan debt and forgive it in general. @@I.____.....__...__

@plushtown29

Ай бұрын

Only if you buy en masse, hundreds of thousands of pennies, in hopes that account is included.

This is gold. Continue to protect this man and his team at all costs.

@honuswagner9348

Жыл бұрын

Every single one of those debts was out of Statute of Limitations and NONE of those people could've been sued. Sounds good on the surface, but this was nothing more than a publicity stunt. Once your debt is out of the Statute of Limitations you cannot be sued for it. You can tell any collection agency to F*** OFF and they can't do anything about it.

My nephew had some student loans and he was repaying them at a low monthly rate and interest rate. Then another company bought his debt. His payments and interest skyrocketed. Now he is in default. His credit score is quite low and he can't buy a house or a car. These companies need to be stopped, they are ruining peoples lives.

@cococatbug

8 жыл бұрын

They do this with mortgages too. This is why our housing market crashed in '08. The banks sold the mortgages to big banks and then those banks skyrocketed the payments causing a lot of people to lose their houses.

@melanieenmats

8 жыл бұрын

Thanks for telling us about this!

@hwlovell

8 жыл бұрын

I agree completely. Bernie would have been another FDR.

@zwagig1761

8 жыл бұрын

Sorry to hear about your nephew and I hope his problems are resolved at the earliest. And plus like +Ahmed Ahsanullah mentioned, for me Bernie Sanders is the President that USA needs and possibly one of the world leaders the world must have.

@zwagig1761

8 жыл бұрын

Totally agree with you but I believe things have gotten out of hand or do you think there is a possibility for a Bernie Sanders nomination?

"Fuck you Oprah! I am the new queen of day time talk!" -John Oliver, 2016

@KevinP32270

6 жыл бұрын

yea...that cracked me up lolol

@JasonDoe1000

6 жыл бұрын

God shave John Oliver!

@ginaperkins1088

2 ай бұрын

Yes, F-Ophra. What a lot of people may not realize about that car giveaway was that the audience was full of low income folks and they were responsible for all the taxes and other costs associated with the car. They weren't made aware of that fact. She did that messed up thing for ratings. She sucks.

Best episode ending ever. Just frustrates me that even with all of this information readily available, some Americans still don't want affordable healthcare because they would rather listen to their politicians that actual facts

@iwillchopyoudown3100

4 жыл бұрын

literally the bare minimum a government could provide its people

@Hydrophilic

4 жыл бұрын

But guys, it's so expensive it would bankrupt the country. We NEED that money for the military and bailing out the banks and corporations.

@HopeRock425

3 жыл бұрын

@@Hydrophilic Companies: let's Rob people of their money Government: I'll bale you out if you get in any trouble Military: definitely gets too much budget for developing weapons that rarely get used Government: more funding to the military "for the troops"

@TheNinnyfee

3 жыл бұрын

They also listen to their churchianity preachers.

@Berek71182

3 жыл бұрын

@@Hydrophilic I sense sarcasm.

Yeah...they tried to hold me responsible for my mother's debt after she died even when she sold her house to try and sttle her medical and other debts, she still owed creditors, I said.."come at me I'm on disability and losing my vision to myopic degeneration"...they backed off...."blind privilige" I guess

John literally helped 9000 people from dying in debt. My respect for him has grown immensely.

@doctorrpg6255

5 жыл бұрын

Dude if only he can do the same now for my college debt. I would be so happy

@istvanszabo3229

5 жыл бұрын

Doctor RPG --> Medical debt, that John Oliver paid off for the people, is incurred mostly involuntarily.

@doctorrpg6255

5 жыл бұрын

Istvan Szabo Dude don’t take me so seriously man. Just trying to make a decent joke that many of us can relate to.

@istvanszabo3229

5 жыл бұрын

Doctor RPG, Got it! :)

@wizardtim8573

5 жыл бұрын

@msw7qw11 Doesn't stop other debt collectors from attempting to collect it.

Also consider this: Oprah's guests had to pay taxes, registration, and upkeep on those cars, which are not cheap. Oliver's giveaway explicitly excludes tax penalties for its recipients.

@TheSecondVersion

5 жыл бұрын

Consider this too: Oprah could have either: -Put the cars down as "gifts" rather than "prizes" on the books, which would drastically have reduced the taxes winners would have to pay for their cars. -Just paid the taxes herself. She then said "why should I have paid?" Oh yeah, she has a point. I mean why should she cover the tax bill when she already paid so much for the cars in the first pla- *oh wait, she didn't.* The cars were given to the show for free from the manufacturer.

@redsampler2017

5 жыл бұрын

@@TheSecondVersion oprah is evil. but most people are too stupid to see her for what she really is.. she has and will continue to pay her dues to the organizations that helped her into that saddle. and to get her on the point where she is now. she is a >talkshow host that is a multi-billionaire.. she can inject her poison to guillable women and some men all over the world, and everyone loves her for it. she is one of the first and one of the biggest worldwide influencer, and she roll with what scripts are given to her to say.. poisoning the public opinions about pretty much anything, making the abnormalnormal, and let the troubled stars of the hook,(if oprah can forgive said star?? then who are we?) having no problems with prosperity gospel doctrine of course,.. she is like the george soros of talkshowhosts. and even now she continues to play a mayor role in anything toxic. they eat it up hook line and sinker.. oh well

@obliviousotterI

5 жыл бұрын

@@redsampler2017 not to mention the time she set a swarm of bees upon her audience

@redsampler2017

5 жыл бұрын

@@obliviousotterI that is a nice meme indeed ;-)

@sofir1943

4 жыл бұрын

@@redsampler2017 all over the world? At least in Latin American we dont care for her. We have Caso Cerrado 🤣

I was thinking if I was a millionaire I'd have a blast buying and forgiving debt like this. Imagine the people you could help

@kevinsmithfan37

8 ай бұрын

You don't have to be a millionaire. He bought 15m worth of debt for 60k. So that works out to about 4k per 1m. I'm sure over a lifetime you could save 4k

@I.____.....__...__

6 ай бұрын

Debt-forgiveness isn't the only way rich people can help, Elong Musk could buy $100k houses free-and-clear for a MILLION FAMILIES and only use less than half of his net-worth.

@HowToChangeName

23 күн бұрын

Cheaper too than doing whatever PR pandering they came up with

the ending is literally the best and honestly makes me cry because those 9000 people don't have to worry about that debt following them around

I thought I had a medical bill paid off, but it turned out that I still owed 21 cents and I was taken to court for it. They never contacted me, just turned it over to a collection agency. I had to miss a day from work to listen to a judge chew out a lawyer for wasting the court’s time over 21 cents. I didn’t have to pay the 21 cents or the court costs, but it did cost me a day of wages.

@irondragonmaiden

5 жыл бұрын

I'm still glad they didn't turn those 21 cents into a ridiculous amount like a thousand because of "interest" or some bullshit. Still sucks that you lost a day's pay.

@HowToChangeName

Жыл бұрын

Spent hundreds for pennies You have to spend money to make money

@Lunascaped

Жыл бұрын

I would've just gotten some popcorn and watched the whole thing unfold

@Whiteythereaper

Жыл бұрын

@How to change name? their hope is that you lose money on attorney's fees for winning the case, and that you're still in the position to get financially screwed by those costs, putting you back into debt & perpetuating the cycle of debt to buy. It's explicitly anti-consumer because it only exists to harrass the poor and keep the boot of capitalism firmly pressed upon their neck as they pretend they're a successful business and not an "illegal outside of the US" bounty hunter ring.

@jcwoodward0629

10 ай бұрын

Should've flipped a quarter to the attorney and told him to keep the change. Wearing sunglasses wouldve made it look really cool. Or dumb. Prolly dumb.

This is the best thing ever.

@YuuzahnDragon

8 жыл бұрын

Bruh! Is it really you? (reply, and I'll sub)

@tjken33

8 жыл бұрын

Wow whats up Tay? PS: I totally called you Zay b4 lol

@jakesnyder2883

8 жыл бұрын

Hey Tay!!!

@abrahamh6106

8 жыл бұрын

Fuck you Tay.

@narutoman876

8 жыл бұрын

Fuck you Abraham

Last Week Tonight: Possibly one of the only truly benevolent uses of *literally* comically large amounts of big media money. And Business Daddy knows it. Unless it somehow comes out that John Oliver is screwing his staff over in some way or putting his supposedly seven figure salary into the same sort of questionable shit he makes fun of on the show, he may be one of the few multimillionaires who actually kind of deserves to be one.

@davidfortier6976

4 жыл бұрын

He might not have been earning seven figures at the time of this episode. He probably was, but maybe not. He definitely is now.

@madelaineseguin1490

3 жыл бұрын

Awesome!

@spacecadet9663

3 жыл бұрын

I completely agree with you. I used to work as an English language correspondent for a news company back when I lived abroad, and personally had some experience with shitty media personalities who kinda talked out of both sides of their mouths so to speak. I don't pretend to know whether or not John oliver's like that, but it's a little more common than people think. In my personal experience, the media company I used to work for had large sponsorships from some pretty scummy banks who have a real bad tendency to help Wilmar palm oil company take advantage of indigonous lands in south east asia. The straw that broke the camel's back for me was seeing the reporting this company was doing around the Australian Bush fires last year. They tried time and again to cut down articles I had helped with to remove portions that might've looked bad on this specific bank, which is one of the biggest banks operating in Australia. I brought my concerns to my boss, and he more or less laid it all on the table. He pretty much told me that I would have to suck it up, and report "around" those facts. By the end of that day I had walked out in protest against the editorial board. While the company I worked for wasn't an American news company, many of my friends who work in journalism in the states have had similar experiences. The one thing I can say with certainty: media companies do not really have leftwing or right-wing bias, but they all have a corporate bias.

While I love the void that John Oliver basically lives in now, I miss over the top but somehow serious stunts like this

@honuswagner9348

Жыл бұрын

Every single one of those debts was out of Statute of Limitations and NONE of those people could've been sued. Sounds good on the surface, but this was nothing more than a publicity stunt. Once your debt is out of the Statute of Limitations you cannot be sued for it. You can tell any collection agency to F*** OFF and they can't do anything about it.

"FUCK YOU OPRAH" holy shit that was funny

@charlieross-BRM

8 жыл бұрын

I hope he made a nice phone call to Oprah at some point. I often wonder how taking shots for cheap laughs are handled in those situations amongst celebrities.

@consig1iere294

8 жыл бұрын

Cheap laughs?

@samhouston2000

8 жыл бұрын

Believe me they all know what he is doing, they are not so uptight as you are they can take a joke. So take it easy. That was fucking funny.

@charlieross-BRM

8 жыл бұрын

Of course it was funny. Not arguing that. Maybe I should have pasted in 4 smilies. Sheesh. I'm just contemplating how these things are done behind the scenes, 'cause I would love to see the look on John's face if the producers could get Oprah to quietly walk out and stand behind him a few seconds after he shouted Fuck You Oprah, without telling him ahead of time.

@falaflani4831

8 жыл бұрын

taking shots? did u even watch the video or just went straight to the comment section

If I had money to toss around I'd buy peoples debt and destroy it. Nothing would gratify me more than knowing I just lifted a terrible burden off a bunch of people.

@koffiegast

8 жыл бұрын

Same, it is a shame i dont have money (yet)

@MXCN_El1011

8 жыл бұрын

things to do if you win the lottery (or invent something fucking amazing)

@troychavkin8983

8 жыл бұрын

Crowd source that shit man, I'm too lazy to do it.

@TransparentLabyrinth

8 жыл бұрын

Agreed. I hope more people with money do as John Oliver did here. It's pretty amazing the sheer scale of it.

@ApriliaRacer14

8 жыл бұрын

If I had money I would put hits out on the greedy starting with Rothschild.

was on social media and stumbled upon a series of comments stating their lives had totally changed after john oliver bought their debt. it’s just nice to see the reality

John is someone who I will always look up to. He shows people how possible it is for stuff to happen, and he shows how easy it is for companies to really do good.

This man literally just saved 9,000 families from getting their lives ruined. Mad respect for this man; I can only hope I can be half as good as he is someday.

@blucu001

6 жыл бұрын

Jaydrian C Maybe not completely saved, but certainly lifted one of possibly many burdens. Either way, kudos to the man and HBO.

@TheEpic22

6 жыл бұрын

Jaydrian C Well it was more HBO since it was their money he spent

@gabbystacy7250

6 жыл бұрын

oh wait...CEHcafe dot com helped me cleared 76k in mortgage within two weeks of contact.

@AhNee

6 жыл бұрын

Owen, did you not listen to the whole thing? He started a debt-buying company and relieved debtors of their debts that they bought for pennies on the dollar.

@mantrajojo4163

6 жыл бұрын

CORRECTIONS FOR "Kinda 0FiNCE1VE": How did he do that? By spending 18 minutes saying "This sucks, wish we knew how to fix this." Most of it was medical debt. Do you just get high on your emotions and then post? Don't vote where ever you live. People like you are how Hitler got into power in the first place.

John you're one of the best people on the planet. Love you bro.

@Crochet_kitty

8 жыл бұрын

👍👍👍

@randooly

8 жыл бұрын

Best parrot*

@highspacefox

8 жыл бұрын

Right? Him and his writers impress me every week with their attention to detail and tasteful commentary on social issues facing the U.S.A, love this show! LONG LIVE OLIVER!

@linda_pham

8 жыл бұрын

+Randooly best parrot working at a bank*

@vitocorleone3764

8 жыл бұрын

this comment deserves more likes

I was sued by a debt collection agency. They took a $500 debt and turned it into almost 4K in debt. They froze my account so I couldn’t pay my bill. Refused a payment plan and were nasty to me. I was 6 months pregnant and was a hysterical mess for a month. It was horrible

"It is done! I am the new queen of daytime talk!" God, I love John Oliver.

John Oliver, the kind of dude that appears at your BBQ holding a 12-pack, helps fixing the grill, plays with the kids, throws some solid one liners, compliments Jackie's Salad, cleans the table, washes the dishes and after everyone's leaving pulls out a fine chardonay to enjoy with the Hosts... what an amazing guy!

@TheKayleeanna

5 жыл бұрын

Who is Jackie?

@Donegalguy2

5 жыл бұрын

@@TheKayleeanna I am assuming Diegos wife if I was guessing. This sounds like the voice of experience talking!

@bettybee1852

5 жыл бұрын

@@TheKayleeanna lol!

@briantyson6138

5 жыл бұрын

@@TheKayleeanna you don't know? Only the best salad maker in town!

@mavoc3094

4 жыл бұрын

@@briantyson6138 you don't know? Only the best salad -maker- tosser in town! fixed

Was gonna go to bed but John Oliver said no.

@atrumangelus9733

8 жыл бұрын

Every fucking Sunday... It's Game of Thrones, then r\gameofthrones, then John Oliver. Fuck I hate Mondays.

@user-mv8wj3oq7g

8 жыл бұрын

#Mondays4Lyfe

@RoflZack

8 жыл бұрын

same

@161luisarias161

8 жыл бұрын

Annnnd I have work at 7am....to collect debt on rental cars LOLs

@rainqueen07

8 жыл бұрын

+Zachary Taylor he's just not very bright

I 💕 love John Oliver 💕💕💕 I watched this episode 3 hrs ago on 1/25/2022 and then cooked Taco's for my daughter and grandkids. (Enough backstory). Right after dinner a debt collector called my daughter for a debt from 2014. I told my kid I just saw this on John Oliver, I quickly looked up the statue of limitations on debt in Florida. ( I know Florida of all places) It's 5 years so my daughter explained that this is an uncollectible debt. The collector replied that this was from an attorney, to which my daughter explained that he should know better and that any further communication on said debt will result in complaint to Florida Bar and lawsuit for harassment. I 💕💕💕💕 love John Oliver.

8:55 I didn't know that alligators can be investors and they are called, "Investorgators!" 🤣🤣🤣

This is disgustingly true. My mom found out, and is in court over this, that she had her earnings from her 2nd job garnished to one of these collection agencies. As it turns out, 7 years ago when my mom was at work, a collection agency came to serve her for her debt. Since she was at work, they decided to serve my father in her place. Only problem was that my father was in the end stages of Alzheimer's Disease when he was served, meaning he couldn't read, write, communicate, etc.; he was being spoon fed the time he was apparently served. The day-long home health aide was the only person with him. When we looked at what the person serving him wrote, nowhere was it mentioned that he was unable to communicate, only that "an older looking man in his 80's" (my father was 42 at the time) was served. Best part of this horrifying story, it was debt accumulated for my fathers at home care. Fuck this system and fuck the people who run these companies. (Not you, John)

@malcanth3481

8 жыл бұрын

What Brandon?! What was he being?

@melanieenmats

8 жыл бұрын

Thanks for sharing the story!

@ripp102

8 жыл бұрын

That is why i always say to my american friends (i'm from europe) please, fight for your lives, don't let big corporation ruin your lives. Free healthcare should be mandatory. It's impossibile to comprend that your life is attached to a piece of PAPER!!!!!

@florpfacejinglefribbins1984

8 жыл бұрын

HOLY SHIT

@iiiiitsmagreta1240

8 жыл бұрын

Speaking as a Canadian, the idea of a healthcare system where you have to pay for your own misfortune is terrifying (and easily taken advantage of). I hope Bernie Sanders gets in and implements free healthcare. Yes, I know he doesn't have a snowball's chance in hell. I can dream, though...

Elijah Wood looked legit scared in that clip. Not sure he was acting.

@dverners

8 жыл бұрын

Was thinking the same thing. Lol.

@mikiroony

8 жыл бұрын

"OMFG he flipped a switch and he's gonna kill me" xD.

@hudrowportnof4058

8 жыл бұрын

"Shit dude, I thought we were acting. I didn't sign up for this. "

@billybob-bj3nw

8 жыл бұрын

"...aaaaaannnd cut." "WAIT, HE WAS ACTING? I THOUGHT HE WANTED MY LUNCH MONEY!"

@sophis9453

8 жыл бұрын

when is the clip I think I missed it?

I was hounded by a collection agency for a surgery I never had, until I called the surgeon and read him the riot act. I'm female; his patient was male.

@Albtraum_TDDC

Жыл бұрын

what riot act?

@Nynzy

3 ай бұрын

@@Albtraum_TDDC A Quiet one, I would imagine xD~

It really shows what a scam debt and our (lack of) healthcare system is in this country, if $15 million of debt is easily able to be sold for $60,000, on the promisings that the company buying the debt can make much more.

John Oliver destroys everything in his path yet again...The crown's been passed: he's even better than Jon Stewart because he does satire AND takes serious action, which is a rare combination. Go John Oliver!

@wddlaw

3 жыл бұрын

How, a dog with handcuffs...he is just a fool. But I do like the topic....This gets old fast.

@MaxGideonActor

3 жыл бұрын

@@wddlaw Much like this comment bhaha ;) Side note: What the Funk and Wagnalls are you talking about? Did I miss the bit with the dog and handcuffs -- or is that about some kind of S&M canine fantasy you have that really should've been taken to the grave? Bow Wow, either way. ;)

@Hermititis

3 жыл бұрын

Agreed, but to be fair, Jon Stewart also took action. He's advocated for 9/11 first responders.

@mathewstafford7943

3 жыл бұрын

@Ashur Sounds more like he started one thought and began typing and.....talking about another point when something else came to mind but ...... talking like some old person who forgot to take.... but dogs are good.

@jonmendelson1104

3 жыл бұрын

@@Hermititis To be fair when the OP made his comment 4 years ago Jon Stewart hadn't done that yet. Personally I'm a huge Jon Stewart fan, just figured I'd point out that detail.

"I'm the new queen of daytime talk!" 😂😂😂👏🏾👏🏾👏🏾 I love John Oliver!

@juhaniaho6698

6 жыл бұрын

Maame Danso All hail John Oliver, and his hilarious new regime!

@nfspbarrister5681

6 жыл бұрын

to our mega reverend of the church of our lady of perpetual exemption, praise be..praise be..

@viewer3147

6 жыл бұрын

Maame Danso John Oliver = Amazing

"I AM THE NEW QUEEN OF DAYTIME TALK!" said the British Night Show Comedy Guy. Kill it, Queen.

Nic Cage was so intense in the first clip that it took me years to finally notice he was screaming at Elijah Wood xD

@Nynzy

3 ай бұрын

This is the first time (probably my third(?) rewatch) to realize he was screaming "Open it!" to him~

You’re a wonderful human being John Oliver. I actually stayed in Japan (my wife is from Japan) for an extended period because I had a health concern and knew that if I had it checked out, much more so treated at home in the United States, the cost could be crippling. Went to a surgical specialist where I had an ultrasound and blood test $40; at a later date he sent me for an MRI $85, and the visit to tell me it was nothing that my body couldn’t fix on its own was only $2. Can you imagine what that would have cost me in the United States? I would have been in debt, but instead paid out of pocket for less than the cost of a monthly insurance premium payment. It was actually cheaper to fly to Japan round trip and get examined there than see a doctor in the United States.

@AbsentWithoutLeaving

5 жыл бұрын

Is that standard for non-Japanese visitors, or did you have some special status as the spouse of a Japanese citizen?

@JohnOhkumaThiel

5 жыл бұрын

Here’s an even better example related to your question. Before I was married, living in Japan full time, I didn’t buy into the national health insurance plan. So when my eye turned the color of a ripe cherry tomato, of course I went to the hospital. For months, I was almost completely blind, my vision was a milky white, and I was extremely light sensitive. I went to the doctor at least once a week; each time I received not only medicine, but surgical treatments to relieve the pressure in my eyeball-they extracted fluid and injected my eyeball with atropine. The doctor visits, treatment, and medicine combined, for each visit, completely out of pocket, were about $40. I was on a work visa, but that didn’t matter. I could have been a tourist on holiday and it would have cost me the same, I would have received the same treatment with the same costs.

@saleemahmad3503

5 жыл бұрын

@@JohnOhkumaThiel hopefully you are doing well and dreaming of a national health care for the American people

@JohnOhkumaThiel

5 жыл бұрын

saleem Ahmad The mentality in the United States is that things like national health care for all, and ‘Affordable Housing’ are tax funded charity. Heath care and housing are supposed to be affordable, but not in the United States. We routinely run out of flu vaccine because it’s not profitable, but we never run out of cocaine. We need to get some drug lords to solve this problem.

@petergeramin7195

4 жыл бұрын

@@JohnOhkumaThiel Were you in the military or just working there and got married

can we call it the walking debt

@SidPhoenix2211

8 жыл бұрын

You sir, are awesome

@jakenator13

8 жыл бұрын

Thank you good sir

@Junedude433

8 жыл бұрын

Yes.

@rumpsteaklilith4040

8 жыл бұрын

Yanis varoufakis is the walking dept

@Roterstaub

8 жыл бұрын

Fear the walking debt...

I'm glad these are on KZread. None of the problems described in any video are fixed, so they're all still relevant when the algorithm recommends them years later.

That is the nicest thing I've ever seen a show do, all those people who have been struggling with medical debt must be so happy now. Nice one john Oliver and co you have restored my faith in humanity, thank you.

As a Mississippian, I concur that the best way to visit Mississippi is over the Internet.

@nykiihall1747

6 жыл бұрын

Chris R same

@nfspbarrister5681

6 жыл бұрын

i tough it was by a boat while avoiding being eaten by crocodile or punched by flying Asian fish?

@StoutProper

6 жыл бұрын

Chris R is it as bad as alabama?

@impin39212

5 жыл бұрын

Chris R I’m a Mississippian also and I couldn’t agree more !

@kenolsen1845

5 жыл бұрын

Now that's funny.

lol "fuck you opera!" xD

@LadyCoyKoi

8 жыл бұрын

Oprah.

@c0xb0x

8 жыл бұрын

That doesn't make sense.

@ammiemarie

8 жыл бұрын

No, no. The opera sucks, too. Clearly.

@Vague961

8 жыл бұрын

Opera as a browser also sucks. So I guess this is valid.

@cooper5481

8 жыл бұрын

+Ammie-Marie Littke LOL😂

That’s awesome! Shoutout to him, and HBO for helping 9,000 people out!

This literally just happened to me. It’s so gross. I pay my bills yet a fraud claim was bought and now they are trying to sue me... during corona virus grrr

He's a chairman and a religious leader, is there anything John can't do.

@ethanmagdaleno5332

8 жыл бұрын

?*

@aliondevouringthesun8161

8 жыл бұрын

He can't draw Muhammad.

@riftus87

8 жыл бұрын

Comedian Fool*

@comedyman4896

8 жыл бұрын

DEATH TO HOMUNCULI

@JonHT96

8 жыл бұрын

+Frontschwein He can. His life expectancy would plummet immediately, but he can still do it.

Huh, after watching a few episodes of this show I'm starting to note a pattern. Letting industries regulate themselves turns out as well as letting kindergartners watch each other in the hope they don't scrawl crayon all over the room.

@comnique939

8 жыл бұрын

Woah

@Astonsayswhat

8 жыл бұрын

dead

@paullim706

8 жыл бұрын

What about the Akansas segment with corrupt legislators? Laws that presume the correctness of the debt collectors information in court? Laws that default judgement in favor of these companies in the event the defendent does not show up? OR allow them to re-roll out of statute debt? Without the governments sticky fingers over all of this, this entire business model would not work.

@Jasperry

8 жыл бұрын

this show does indeed point you to disturbing trends in america. i know europe isn't perfect but it does seem to be better

@3choBlast3r

8 жыл бұрын

+Jasper Klootwijk a lot better but we are going towards American style regulation as more and more is deregulated and given in to private hands. in theory it should improve the economy but in reality our economy has been going to shite. only reason we don't notice it that much in the Netherlands is because we have such high living standards. but more and more the middle class starts to feel the effects we have less spending power our rights are being ripped away, education is getting more expensive etc

Let me say, I understand everything this guy is saying because I went through this greed-driven madness myself: Ten years ago, I defaulted on an old credit card. The company tried the usual ways of trying to get their money back, and then just gave up. Years later, a company called LVNV Funding, LLC hired a lawyer to take me to court for that old debt. I couldn't attend the hearing, but beforehand had agreed to make payments of $35 a month. Since I wasn't able to defend myself, or file for bankruptcy, the judge decided to honor my request for monthly payment. It took nineteen months (at $35 a month) to satisfy these pirates. Nineteen months of sending money I needed for food and personal costs to pay off this old debt and court costs. And do you think that the original debtors got one red cent of that? I doubt it. These folks are parasites and pirates. They don't care about anyone or anything. They don't care about you. Watch your wallet. PS: Who else out there has experienced this?

Four days in hospital for 80000 is like 800 dollars per hour Jesus Christ

@emmanuel8538

4 жыл бұрын

Yeah it's actually more than that. 4 days is 96 hours (4x24) 80,000÷ 96 is $833.33 *PER HOUR* . Assuming that you sleep for 8 hours a day for all 4 of the days, it costs you $26,666.67 *while you are sleeping* so while you are awake just you know, being alive, it costs you $53,333.33. Which is ridiculous

@fairy5668

4 жыл бұрын

'Murica! We hate our own people!

@MaxGideonActor

3 жыл бұрын

My femur was snapped and splintered in a head on collision over a decade and a half ago. I spent 5 days in my own hospital room at Vanderbilt in Nashville after they did surgery on my leg. My car insurance paid for it all; however, the hospital and the insurance company for some reason kept accidentally sending their correspondence on payment negotiation to my parents address so i got to see exactly what they were writing each other. The hospital charged them for my care around $75,000. The itemized bill that was included is very telling on how they waaaaay overcharge---for instance, the walker they provided for support to help me get to initially walking again was billed at $300...the same walker (just like the one you see the elderly use) down to the exact brand, exact model, no difference whatsoever other than who was selling it was priced at Walgreens for MSRP of about $30---for a markup of 10 times the actual price. Checking the rest of the bill with a few other items I could price-check to get a firm estimate of the average markup being that amount, I assume it all was that inflated. When the insurance company responded and sent me the response instead of the hospital, the insurance companies return offer was $12,000. And the hospital immediately accepted without any fuss---which tells you that the amount they accepted was still profitable for the hospital & enough to pay all involved and all overhead and all provisions of my care plus extra---at the cost of a cheap cheap car rather than the price of a house. The system here is screwed up, but if caught in it so you have to "play", knowing the numbers and actively negotiating with that knowledge can keep you from either being smothered in debt or kicked out of the care you need (until we get healthcare for all as a human right rather than a benefit for those who aren't too weak to have earned it).

@noesunyoutuber7680

3 жыл бұрын

@@MaxGideonActor That's the unfortunate way it works. Insurance companies try to pay the least they can, because their business model depends on them paying out less than they get. Since healthcare costs can be pretty pricey even without inflation and aren't super uncommon, they'll do anything to pay less than full price. Hospitals will then massively overcharge, knowing that they won't actually get that amount, but because it'll force the insurance company to give them an offer that's profitable based on the actual cost to them. If they charged the legitimate rate, the insurance company would offer them less than they need to be profitable. Which is fine until some unlucky bastard with no insurance comes through the doors and they have to be charged the inflated "no, this is _definitely_ how much we need, _hint hint hint"_ rate because that's legally what their price is for insurance purposes. You're not able to charge individuals less than the silly amount you show insurance companies, because then the insurance companies will demand you give them that rate. The institutions both try to screw each other and the people get caught in the middle.

@tc9634

3 жыл бұрын

Imagine how good the hookers who charge that much are.

He should have said: "You get to breathe. You get to breathe. You get to breathe. EVERYBODY GETS TO BREATHE!"

@lemus2711

8 жыл бұрын

yess

@CrashPreinsertion

8 жыл бұрын

#Cropdusting

@Blastmaster321

8 жыл бұрын

Best comment ever

@Raziel312

8 жыл бұрын

You get to keep your car! And YOU get to keep your car! EVERYONE GETS TO KEEP THEIR CARS!!

This may have been one of the most awesome moments in television, no, HUMAN HISTORY! God Bless You, John Oliver!!

@jakubfridrich7916

7 жыл бұрын

This was very cheap popularity trick.

@Diego-zz1df

7 жыл бұрын

Unlike Opra's very expensive popularity trick.

@CRASHjester

6 жыл бұрын

SuperCorrector1 Actually, it's the cold, hard truth. Comedian talk show hosts like Seth Meyers, Stephen Colbert, and (obviously) John Oliver point out the faults in society(and even their own previous work). Why? IT'S THEIR FUCKING JOB.

@edwardruthazer1849

6 жыл бұрын

This out of statute debt would be impossible to collect, so all he really did was pay $60K to a f*cking predatory collection agency that sold it to him. Still pretty cool though.

@dihanniloy2153

6 жыл бұрын

Didn't John say that debt buyers still try to collect them illegally, even past the statute? If so, I just witnessed something truly beautiful.

I hope that I can be in a position to forgive other folk's medical debt one day. That is beautiful.

@f1zz-k1d89

3 жыл бұрын

hey! there’s a foundation called rip medical debt that allows you to buy debt for pennies to a dollar and then immediately forgive it. 100 dollars forgives 10,000 dollars in medical debt

@catwhisperer1253

3 жыл бұрын

@@f1zz-k1d89 What?! More people should know about this!

Research is king; thanks for making it humorous. Thankyou bts all you writers and researchers.

80 thousands dollars for 4 days in hospital wtf is wrong with people !!.

@heavymechanic2

5 жыл бұрын

Hospitals are GREEDY Terrorists who use unethical practices to collect money

@DavidBioformRains

5 жыл бұрын

Its a little more complicated... that includes treatments, medications, speciality care, surgery, etc. And what about the people who end up paying nothing... who pays for that... yes it is shared across the bills of the people who can pay... Is there a better way, yes... what will it take... people working together... sharing true costs... not abusing the system... passing laws that make sense... enforcing laws... volunteering when you can to help reduce costs... understanding that you are also responsible for your health... eating better, getting exercise, taking ownership of you life... reaching out to others... Learning about disease and treatments... No you don't need an antibiotic, it's a viral infection... Did you take ALL of your medication? Did you take it on the schedule prescribed... Do you avoid risky behavior.... Are people going to change? Hmm....

@wolfrayne8355

5 жыл бұрын

@@DavidBioformRains Wow. I'm sure it's all the fault of the patients that the system is set up to drain them and keep them medicated. I'm sure the patients are responsible for expensive, lousy, unreliable inaccessible healthcare. It's never the fault of the provider, especially when they commit malpractice on their patients. It's definitely the victim's fault.

@wolfrayne8355

5 жыл бұрын

@@DavidBioformRains Also, if you were really part of the healthcare field, you would hate it if people constantly prescribe themselves antibiotics or no. That's the decision of the doctor. The last thing any legitimate provider needs is a patient trying to self diagnose via the fucking internet. 99.99% of the time, that does more harm than good.

@DavidBioformRains

5 жыл бұрын

@@wolfrayne8355 Did I say that... no... it is a complex problem... and yes, I have sat beside patients when they passed, I have worked in the ER, I have performed CPR on patients... I served in the US foe 20 years... I worked in the clinical laboratory... I do have some experience and knowledge of the field. Like I said it is a complex problem, it takes all of us getting involved, at all levels... making blanket statements like what I was responding to is venting... Healthcare is a demanding field of work, some of the most dedicated people I have ever met are dedicated to this field...

If you are in serious debt...and its easy to become a debt collector...could you cheaply buy your own debt to collect and then never collect it????

@noneoyabizzness519

8 жыл бұрын

most companies sell bad debt by volume, so you'd need to luck out in buying your own. like buying magic cards

@hjy2187418

8 жыл бұрын

if you can manage to find yours, and before all other company

@LadyCoyKoi

8 жыл бұрын

You are a genius. :)

@dmitchell868

8 жыл бұрын

LOL

@calebdrobnick4874

8 жыл бұрын

Tubbz?

Could…. I buy my own debt and forgive it?

@liamwalsh4008

Жыл бұрын

That's... a fascinating idea 😮🤔

@allybazikos9580

Жыл бұрын

I wouldnt know for sure, but i would think that you cant choose whose debts to buy

@underworldshinigami

Жыл бұрын

I mean no because buying your debt would mean simply paying it off

@elijahwalker323

Жыл бұрын

​@@underworldshinigami not when your buying it for pennies on the dollar

This is still one of my favorite segments he's ever done.

Can we donate to CARP to have them buy more debt to forgive it!??!?

@toysareforboys1

8 жыл бұрын

Sweet, thx :)

@melanieenmats

8 жыл бұрын

That is a brilliant campaign. Awesome. Wish it existed in my country, something I'll look into!

@B1gLupu

8 жыл бұрын

+Evi1M4chine you know that would only work if your dept has been sold of. Bank dept is dollar for a dollar.

@AlgerianTalk

8 жыл бұрын

what a great idea

@dayanthawalawwatta9328

8 жыл бұрын

Wow one of the smart and caring comment I've seen in ummm.... lomg time :) well done I'd love that thought very much,even though I don't have that much money nor an American.

So let me get this straight - HBO paid $60k for the $15 mil debt and is turning this over to the RIP thing to absolve the 9000 people of the combined $15 mil debt? Did I get it right?

@SixxFold

8 жыл бұрын

60k

@ThePublicDominion

8 жыл бұрын

That is indeed what happened.

@Goblin_Mom

8 жыл бұрын

I mean it's out of statute so technically they don't owe it anymore, but it's possible that someone else would have bought that debt and harassed them over it hoping that enough of them wouldn't understand what "out of statute" means that they could recoup their costs...

@Mrchivo33

8 жыл бұрын

yep

@FloridaGlowstickers

8 жыл бұрын

Yup, nailed it on the head.

I used to work at a breakfast diner in Central Louisiana, in which a large number of the people there owed debt. The restaurant was always getting calls from debt collectors. It got to the point where if someone was asked for by name, besides the manager, they were told they weren't there.

If a debt buyer called me about an employee i would dedicate the rest of my year to ruining their life via intense trolling

You joke, but you guys have changed the lives of 9,000 people for the better. As someone who has unpaid medical debt I am watching this in tears that people can have such compassion for others. Not everyone in debt is a piece of shit who is living beyond their means, some of us are just trying to breathe. Well played LastWeekTonight, well played.

@brucemarmy8500

5 жыл бұрын

He bought expired loans. People were freed from nuisance phones calls from twerps on the phone. You got saved from a phone earache. Mt. Rushmore for John Oliver !

@magsgreenslade3132

5 жыл бұрын

Hello Mer Elizabeth. As a British person I can't understand your situation. How can somebody possibly be charged for lifesaving medical care? Here in the UK anybody, citizen, tourist, illegal immigrant or whatever has the right to free emergency care (road accident, heart attack, stroke, etc.) Why do so may poor US citizens think it's Communism to have such a system?

@kevintorres7045

5 жыл бұрын

@@magsgreenslade3132 lol ur no fucking brit. hu u kiddin? even if u r... braggin about free emergency care while trying to portray like ur just inquisitive?? LOL. it's Socialism a transitional social state between the overthrow of capitalism and the realization of Communism.. can't figure out the connection of distributed wealth to communism.? I suggest you .... Read More .. cos ur getting schooled by an uneducated Filipino.

@baldfeller

5 жыл бұрын

@@kevintorres7045 You sound a bit paranoid, we have had the National Health Service in the UK since 1948, and we do not appear to be anywhere close to becoming a Communist state. It is no different to paying for armed forces through taxation. We just pay for nurses, doctors and hospitals too.

@kevintorres7045

5 жыл бұрын

​@@baldfeller I was answering @Mags Greenslade question " Why do so may poor US citizens think it's Communism to have such a system?" Never said that it would. she's too naive to think that just because it's working in UK that it would work in the US.

Solution: make a Website where people can buy off their own debt for the amount the Bank is willing to sell, plus 10% Fee for Website maintenance. Edit: John Oliver already did this. Good job!!

@bolzicco

8 жыл бұрын

LOL c'mon man

@TheMrVengeance

8 жыл бұрын

Yes, and if you made this a standard practice "credit" would have no value and the economy would collapse. GOOD JOB!!

@TheTheddi

8 жыл бұрын

No, debt buying would have no value. Credit itself wouldn´t lose any value.

@TheMrVengeance

8 жыл бұрын

TheTheddi - Of course it would, are you serious? If everyone starts taking out loans of $10k, but never pay it back so it gets sold and written off for an eventual value of $3k, $7k just disappeared. If you don't see how that would crash the entire basis on which credit is built, you're beyond explaining..

@TheMrVengeance

8 жыл бұрын

***** - Er, yes it can. If I withdraw a $100 from my account and burn the $100 bill. That money was just destroyed and disappeared from rotation.

In tears, not even American (I'm very lucky to be an Aussie were this is almost impossible to become an issue) But this has single-handily raised my hope for humanity.

Jokes aside. It was something very amazing that he did at the end. He didn't have to, but yet he did. Instead of giving people cars to just show off (some of those might not even be in the need of it), doing this seems a lot more better and beneficial. Salute to you Mr John Oliver and Team

Holy shit... this is scary in so many ways my brain just crapped itself.

@ellienash6162

8 жыл бұрын

carped*

@austinvasquez2824

8 жыл бұрын

+Ellie Nash ????

@RandmHer0

8 жыл бұрын

as in "CARP", the debt company he started.

@austinvasquez2824

8 жыл бұрын

+Jesse Pepin oh that's funny. Lol.

@auritone

8 жыл бұрын

Ellie Nash Nice one. :)

Somewhere in the distance, Josh Peck can be heard sobbing over Oprah's loss

@axela.9247

8 жыл бұрын

iunderstoodthatreference.jpeg

@dankcrow4025

8 жыл бұрын

he'll find a way, he'll find a way.

@muhammedahmed467

8 жыл бұрын

"I hope they cancel Oprah!" "You take that back!"

@axela.9247

8 жыл бұрын

***** Thanks, i like urs too

@aubreykue

8 жыл бұрын

fantastic

I had a bitter experience with a debt incurred in Houston, Texas. Long story short, After getting pre-authorized, insurance denied payment. My credit rating plummeted, got harassed by multiple agencies and it took nearly 10 years to get out of it. Got to give it to John for such a detailed research - although he laces it with humor. Now, am not in the USA, but this episode got me back the bitter memories.

The more of these videos I watch the more I want to just move to Sweden and raise goats

@kingworm7168

4 жыл бұрын

I have a coworker from Sweden and every time he talks about it it makes me want to pack up and head straight there.

@douglasparkinson4123

4 жыл бұрын

dew it

@theneedle6785

3 жыл бұрын

I escaped Sweden. No thanks.

1.) Buy your own debt if you're in a state that doesn't require a license to purchase debt 2.) Never collect on yourself

@thereaper2615

6 жыл бұрын

Thats a great Lifehack, Get a huge debt, dont pay it, then buy your own debt for pennies on the dollar. But can you really locate your debt on the whole mess.

@warrickwalter426

6 жыл бұрын

3.) Wait for it to expire the statutory limitations, resell it again and ignore their collection efforts. Even cheaper credit.

@Goreuncle

6 жыл бұрын

+Randall Lacombe Well, being in debt means that you don't have any money to spare (among other things). So... how in the world are you gonna buy a debt package then? With unicorn blood? Do you think debt packages are free or something? Debt packages may be sold for a tiny fraction of the total debt amount, sure, but we're talking millions of dollars here... a tiny fraction of that debt would still constitute a fortune most people don't have (let alone people who are already in debt).

@constantinethetrickster9661

6 жыл бұрын

Can you buy a single persons debt. It would be really worth looking into. Also if I was American I would make sure to always keep records of debt payments in case they try to collect on something I already paid.

@aaronswink2100

6 жыл бұрын

You can't just buy one person's debt, especially not your own. They sell debt in batches.

$80k dollars for 4 days? holy shit, my dad was in the hospital for 11 weeks without paying shit, except for the ambulance-fare which was like $20. #Socialism #Sweden

@nickhexum01

8 жыл бұрын

I don't suppose anyone there would be willing to hire a hardworking American? I'd love to immigrate.

@RevolutionGamersHD

8 жыл бұрын

Socialism probably DOES work in Sweden, but it doesn't here. It's like asking Somalia to become a full-fledged democracy

@nickhexum01

8 жыл бұрын

+RevolutionGamersHD Well capitalism isn't working here for most people, so maybe we should try something else.

@kamenriderbrx

8 жыл бұрын

Some ambulance rides in the US can go for upwards of $1000, lol

@harishsharma2974

8 жыл бұрын

+RevolutionGamersHD In Sweden you don't have the debt, but the government does. And it's ALOT.

I used to ride my bike home from work. One night I was hit by a car in a hit and run. When I got in touch with my health insurance they told me I needed to contact the driver's car insurance company. When I explained again that it was a hit and run they told me I needed to contact my car insurance company. When I contacted my car insurance company they said they couldn't help because I was on a bicycle. Got back in touch with my health insurance and they told me there was nothing they could do.

My girlfriend had a debt collector come screaming at us from outside our house for 4 hours about a bill we honestly had no idea what he was talking about. We found out the next day the man got my girlfriend mixed up with someone else.

What happens if someone takes out a massive loan, to found a debt-buying company, to buy their own debt, to have it forgiven? There's a way to cheat the system.

@deadlyattacker

8 жыл бұрын

Damn.

@paperitgel98

8 жыл бұрын

the person ended up payinb for the debt so that means either way you end up with what you started with which is $0 ... so what you said doesn't work

@paperitgel98

8 жыл бұрын

+paperitgel98 paying*

@Niki_0001

8 жыл бұрын

Sounds doable, except for the part where you need to convince your bank to sell the loan.

@Lusithebeast

8 жыл бұрын

Im pretty sure it doesn't work like that but what would ik

1878 collectors disliked this video.

@thisnotjesus

8 жыл бұрын

You think they would busy with the gold rush, or laying down railroads.

@vnoockthebrain

8 жыл бұрын

Arresting dogs and eating children!

@carnifexx

8 жыл бұрын

don't forget that some percentage of viewers click on the wrong button if they actually want to like the video

@ctfrancia

8 жыл бұрын

2020 as of today disliked

@vnoockthebrain

8 жыл бұрын

Who are this people?! Anyone, who dislike this video, please say why!

The real question is how do people buy their own debt once the price drops to pennies on the dollar?

@emmu2007

4 жыл бұрын

holy shit... exactly... why the heck aren't people just doing this... buy your own debt at a lower price

@chesterra

4 жыл бұрын

@@emmu2007 It sadly doesnt work like that. You have to "buy" millions in debt to get a better price.

@jakechinn6561

4 жыл бұрын

@@chesterra Buy on bulk sort of thing, but with Millions of Dollars.

@chesterra

4 жыл бұрын

@@jakechinn6561 Yeah, as far as i understand it, Banks just bundle a bunch of similar debts in a packet and then sell them. Before you (as in the debt buying company) buy the packet you don't even know who is exactly in it.

@DreamerXX

4 жыл бұрын

Wow, some one could make a business out of this. Buy a shit ton of debt, instead of collecting on it, contact people and offer to sell their debt back to them for more than what you paid for it, and less than what they owe. Win win.

Oh man, I loved so much this video, I can't belive it's still so relatable 4 years later nothing has changed for the industry.

Dude, this guy seriously just saved a bunch of lives.

@baronobeefdip2

8 жыл бұрын

I'm from texas and I think what he did was awesome, but I'm waiting for someone on my facebook page to say what he did was stupid, so far nothing.

@dmitchell868

8 жыл бұрын

Hard to prove it was a stupid move

@baronobeefdip2

8 жыл бұрын

Agreed, but in time they might find something, I understand a lot of people hate him, but that's mostly because he makes fun of the people they like (Trump, televangelists, state governor's (please take on Greg Abbott, and please Greg Abbott say something stupid), plus many others).

@mattjohnston2

8 жыл бұрын

Was thinking exactly the same thing. I mean, let's face it, 60k isn't a whole lot for a good marketing campaign at his level, but the ultimate good it did at the end, plus the increase in ratings? It's such a win win, he deserves a medal just for thinking it up!

@mattjohnston2

8 жыл бұрын

I'm in Canada, so medical debt isn't the concern here, but we have other things to worry about. Not to sound selfish, but it's hard to see initiatives out to other countries when there's the level of suffering right here at home.

The funny thing about that Oprah giveaway, is that the cars were not actually free, the audience members still had to pay the taxes on those cars (about $6,000-$7,000 on average), and many people had to give up the cars (they were listed as prizes, not gifts, which meant they were not tax exempt). So you've done even more than you said.

@arxsyn

6 жыл бұрын

lunavixen015 Hmmm makes me wonder if the companies can cook the books and still make money off the "free" prizes.

@babybop114

6 жыл бұрын

cam. life You'd still have to pay the taxes on the car in addition to taxes on whatever loans you take out (why would you?) plus taxes on the sale of the car, which combined could be more than the price of the car. It also can adversely impact the rest of the taxes you pay on your actual income, so it could be harmful to anyone not making a whole lot of money.

@neildecker3061

6 жыл бұрын

"The Oprah Winfrey Show paid the sales tax and registration for each car, but not the gift tax, which could be up to $7,000 for some audience members. While the show did offer a cash prize for those who didn’t want to or couldn’t pay the gift tax, some audience members complained to the press, which devastated the producers."

@b.r.9631

6 жыл бұрын

No duh. EVERY giveaway is subject to tax.

@jessicalove4111

6 жыл бұрын

Just because people were responsible for disclosing and paying taxes for the free car prizes on their personal income tax filings does not reduce the total dollar amount of what Oprah "gave away" and it definitely does not add to the total dollar amount of medical debt Jon forgave so your statement that he has "done even more than he said" is nonsensical. Oprah gave away brand new cars to each qualified audience member, paid the sales tax, title and licence fees, registration fees, and offered the cash equivalent to people who couldn't keep the car and pay when they filed their personal taxes. The car's value is above the amount allowed as a tax free gift so it doesn't matter that it was considered a prize rather than a gift because they have to pay taxes on it either way. They were offered the cash equivalency so if they couldn't take the car and then pay their taxes then they should've taken the cash and and set aside the amount needed for taxes until they filed. At worst, they don't know that gifts and prizes above a certain value are subject to taxation, they take the free car, free TT&L and registration, learn that free prizes are subject to taxation, sell the car, pay their taxes, and pocket the rest of the money. Anyone who gave their free car away for nonhumanitarian reasons just because of the taxes is an idiot. Even if they gave it to a qualified charity for a tax deduction the values won't evenly cancel each other. They could've requested the cash or sold the car and kept the free money minus taxes or just said no thank you to the free prize from the start. It's not Oprah's fault if some people don't understand their tax obligations or can't figure out how to get cash from a prize so they can pay the tax and still pocket the rest of the money. I still can't believe that some ungrateful people actually complained to the media about getting a free car or money or that anybody would use those complaints to degrade the generosity of Oprah's free giveaway of millions worth of cars.

Sometimes when my depression seems to be getting a little worse, I come back and watch Oliver episodes, because I know all the bad side that he reports on, far too well, though I can certainly be educated better on the specifics, but he does such beautiful things sometimes and really gives back hope.

Once had someone tell me I should sell a kidney "because ya got two" and had many people call me at work until I started telling my coworkers to claim they never heard of me and threaten to sue. They kindly saved me audio and played it back when I came to work in following days. I couldn't help but wonder, though...if these companies were willing to call my employer, did it not occur to them that they were increasing the odds that I would never, ever be able to pay them back? Although they probably saw it as a loss they could just sell off if I defaulted, which they wanted me to do asap.

It's ludicrous that the best journalism exists on comedy shows these days.

@canguian

8 жыл бұрын

so true!

@tpol7042

8 жыл бұрын

they probably dont have to worry as much about being shut down for telling the truth. also, most news networks use opinion segments such as bill orielly to talk about the important stuff in their opinion, not subject to the journalism world because they arent journalists. real journalists get the segments and stories that dont matter because they have more strict rules for telling the truth as far as they know it to be the truth.

@tpol7042

8 жыл бұрын

but i do agree. its a sorry state of affairs. i just dont watch the news networks anymore. i find my information elsewhere.

@leoelliondeux

8 жыл бұрын

pretty sure its been that way since the antiquity

@neeneko

8 жыл бұрын

Eh, good journalism exists, it just doesn't get the same level of attention. THAT is the sad thing. This comedy journalism isn't any better, it just happens to have a really entertaining face put on it. The good investigative journalism doesn't get nearly as much notice because it isn't entertainment focused.

"I AM THE QUEEN OF DAYTIME TALK!" John Oliver is best cinnamon roll ever.

John, you are the most fantastic human being. Thanks for being you!

He didn't give away 15 million if it was uncollectable. He gave away the information that 15 million wasn't acquireable. Either way John is the queen of daytime.

I like how John is explaining to me how this works instead of learning it in let's say HIGHSCHOOL

@SouthParkFan1998

6 жыл бұрын

Because highschool is for things which you will obviously use in every day life, like analysing poems, learning a dead language like Latin, and trigenomtry. Where would you ever use skills like knowing about taxes and debt, sewing, or writing resumes in every day life? That's just silly.

@Digitizeddragon

6 жыл бұрын

scary huh?

@thecraftycyborg9024

6 жыл бұрын

Art Koslinski - My mom teaches middle school and high school math. One of the biggest lessons she grills into her pre-cal students is how various loans work and how to calculate all of the interest, etc, on things like car loans. Some of the kids would scoff, until one day a senior came running in and hugged her. He had just bought his first car the day before and had taken his calculator with him and done all the math. In the end, he wound up saving himself $4,000 just by knowing a few equations.

@rmoim99

6 жыл бұрын

This is all very opinionated. Remember, he’s a comedian first lol.

@cliqclaq508

6 жыл бұрын

To be fair even if they would teach you this, I highly doubt you wanted to hear it. Only if your teacher is a charismatic youtuber.

ATTENTION ANYONE WHO HAS A LARGE MEDICAL BILL THAT INSURANCE WON'T COVER: Call the medical care provider and ask them for their "out-of-pocket rate". Medical care providers have to bill insurance companies with hugely inflated rates because insurance companies insist on negotiating equally huge "discounts" for their members. When the insurance company denies coverage, that hugely inflated rate initially gets passed to the patient instead. However, the patient can ask the medical care provider to re-issue the bill at their out-of-pocket rate (i.e. the actual cost of the medical care), now that the insurance company is out of the way. It is common for the billed amount to drop 75% or more when you do this.

@fairy5668

4 жыл бұрын

I don't live in the US but I hope this info gets passed around social media!

@deusexaethera

4 жыл бұрын

@@fairy5668: Yeah, dealing with insurance companies is the closest thing most Americans will ever come to having to bribe someone to do their job. It's absurd; everyone knows the system is broken but people play along anyway, because what can any of us really do about it? We'd all have to get angry at the same time _and_ somehow put the fear of god into Congress to make them ignore lobbyists and listen to us for a change.

@fairy5668

4 жыл бұрын

@@deusexaethera That's why Bernie had such strong supported among the educated. I'm really sad for you guys that both your candidates are shit now

@deusexaethera

4 жыл бұрын

@@fairy5668: Bernie had strong support among the highly-educated because the highly-educated spend more of their lives in academia and develop a more idealistic attitude towards politics. This naturally lends them to developing far-left political opinions, because unrealistic idealism is the curse of far-left politics. (Whereas the curse of _far-right_ politics is shameless hypocrisy and double-standards.) In any event, single-payer health insurance can't work in the United States because it requires near-universal participation _in good faith_ to work, and there are too many people in the United States who will participate in _bad_ faith in any government-run program specifically to undermine it. However, there are certainly better solutions than the horrible tangled mess we have now -- such as smaller single-payer insurance run by each state that can find enough support for it among their populations, like what Massachusetts and California have.

@fairy5668

4 жыл бұрын

@@deusexaethera You know private insurance and private healthcare would still exist, right? Universal healthcare wouldn't eradicate that - it would have just helped people who couldn't afford private healthcare. Even conservative think tanks proved that it was affordable for the US. What do you mean bad faith? People not paying taxes?

Don’t always agree with Oliver but his heart and where he puts his resources makes him some I will always support , disagreeing on things happens but truly good people will always get my support.

I cried the first time I saw this. How beautiful is this!

This is incredible. Spending $60,000 plus, to prevent some other company from buying this paper debt, which should be uncollectible anyway, to give a bunch of people some peace of mind.

@sevinceur1766

5 жыл бұрын

gggnumber1 If it was uncollectible the debt buying industry wouldn’t exist, it’s there because it works, some people give in to the demands.

@bobbob2890

5 жыл бұрын

@@sevinceur1766 gggnumber1 said it SHOULD be uncollectable. You on the other hand seem to think the debt buying biz is just fine. GFY ( go fuck yourself)

@umejiaku6

5 жыл бұрын

@@bobbob2890 I don't think he was saying that it's "just fine". He was saying delinquent debt is still collected regardless of its delinquent status. Not too moral, but sounds like an interesting business venture tbh.

@ltbeefy9054

5 жыл бұрын

It's not all uncollectable. By bad debt it just means the company it orginal belonged to gave up trying to collect it. The debt itself is valid till its paid off or passed the time limit to be sued for. So while I would bet on some of the debt was already paid off, some of the debt pass the time limit, I'm sure a lot of it was living debt. With most companies they have their own time table of when they write off debt. 90 days is good market. Of a company has 90+ day old debt they will write it off on their books cause to them its uncollectable. But as long as they dont forgive it, the debt can be called on by them or who ever holds the legal rights to it

@SageForsaken

5 жыл бұрын

Sad part is most wint even know it was done for them because they dont watch credit report or read mail sent to them.

those 588 dislikes must be creditors.

@Zguy09

8 жыл бұрын

I bet one of them was that fuckhead at 16:27.

@ondarocks1933

8 жыл бұрын

Haha

@TheAngelo55

8 жыл бұрын

Or people not in Texas.

@joshmo1672

8 жыл бұрын

675 now. Licking their salty wounds.

@MajorKeys714

8 жыл бұрын

Or, like Trump says, we should all take advantage of the bankruptcy laws to get rid of debt we can't pay.

The best episode ever ! The best tv show . 🙏🙏

this kind of generosity and good-natured stunt (even if it's to show up oprah) is why Eat Shit Bob was allowed to happen