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@leanntakahashi5217

3 жыл бұрын

If u want to make money sunshine dont drag down the country you've been to or not........ post it on u tube any COUNTRY all over the world therer are high and lows not. Perfect.. don't come to the place u've got doubts.

Nothing wrong with retiring and just renting a nice little house, don't need the headache of running a business or paying a mortgage. Retirement is meant to be enjoyable, not stressful. Thanks Calvin :)

@arto694

3 жыл бұрын

Totally agree!

@encouragingmind2day

3 жыл бұрын

@Gregory Jones So glad people are telling the truth about the cons and negatives of Philippines. All I've been hearing are how easy to get a young Filipina wife and how cheap to live there. Quality over quantity!

@manny7886

3 жыл бұрын

Totally agree. When I retire in 6 years, I don't want to make any more money. I just want to enjoy my retirement.

@regankilpin2609

3 жыл бұрын

@@samchampion912 Expats? Don't you mean immigrants?

@KWIK60Vette

3 жыл бұрын

@@regankilpin2609 Nice try. Most countries have stringent requirements to live there year round. There are minimum income standards requiring proof, proof of gainful employment not being taken from a local and etc. You may define an ex-pat as an "immigrant" which is fine but let's not compare them with illegals who only take.

Brother, that is the best advice for a retiree for any foreign country. Don't buy property, don't put your money in their banks (unless you're in Switzerland). Never invest in anything you can't afford to lose.

@danielelliott3659

3 жыл бұрын

Including their women

@espanolparatodos-jimmyquez4618

2 жыл бұрын

I'VE SEEN MANY KZread VIDEOS OF FOREIGNERS-PHILIPPINES COUPLES AND FOR THE MOST PART WOMEN THERE ARE GOLD DIGGERS.

@espanolparatodos-jimmyquez4618

2 жыл бұрын

There are exemptions no doubt.

@steverunswithscissors

Жыл бұрын

@@espanolparatodos-jimmyquez4618 women anywhere in the world are golddiggers. Anyone can make a blanket statement without any facts to verify it. There are good women in every part of the world, it's what you attract

I'm a Fil-Am and have been out of the country for 5 decades now. I bought a condo in the heart of Metromanila because I want to have things easily accessible unlike living in the provinces. There are lots of negatives written about Manila but that is ourweighed by the conveniences available. The maximum time I allot to staying in Manila is no more than 6 months. After that I go back for my medical necessities. In essence, I have the best of both worlds. We don't have to go one way or another. Life is a balancing act.

@lochinvar50

3 жыл бұрын

@Great White Every year for decades?

I have lived all over the Philippines for over sixteen years now, and let me tell you, if your not used to loud noise don't come here. I don't care where you go in the Philippines. There is always noise. Anything from dogs barking all day and night, people singing Videoke 24/7 .🐓 Roosters , load trikes with no mufflers, people yelling all hours of the day and night, cars constantly beeping their horns.people blasting there music, those that do own cars most likely have a car alarm and they have to press it about ten times to make sure everyone in the area can hear it. You can't escape it. Don't let me even begin to tell you about all the trash that people burn all hours of the day. The burning trash is always mixed with plastic bottles and melting rubber from disgarded wires. The Philippines has nice breeze blowing most of the year. But most of that breeze is filled with smoke that would make even a chain smoker want to puke.

@michaelgraham7117

3 жыл бұрын

Copy and paste and substitute Philippines with Cambodia, except it’s cheaper.

@Thrivinglife3835

3 жыл бұрын

True 😊 But if you live in high end area. Then you’ll be fine...

@buffymcmuffin5361

3 жыл бұрын

Sounds like a prison with all that constant noise

@josephmclennan1229

3 жыл бұрын

I lived in Mexico for 10 years same thing .The plastic burning pisses me off.

@HaydenDavidson6

3 жыл бұрын

Oh hell yes so true! I sleep with ear plugs.

From my experience in the Philippines, though many years ago, if you want to keep the American pace in life, stay in America. The Philippines has a much more laid back lifestyle and the people aren't stressed as much. I have Filipino friends and I'm engaged to a Filipina and my intentions are to return with her to the Philippines when I retire to live in the province. Accept their culture and you will be much happier. Great video!

@calroach1

3 жыл бұрын

Absolutely right. I’ve learned over the years to keep American values and toss the rest when living here. Thanks for your comments!

@toddcooper2563

3 жыл бұрын

@John Grenville I'm guessing you had a bad experience because your remark obviously reflects your own insecurities to the point that you feel the need to drag someone else down with you. As for myself, I'll be just fine.

@balbinopilpyaro1123

3 жыл бұрын

@John Grenville - Been there! Done that! Dumb Bitch got a rude awakening when she saw Las Vegas ! Culture shock!! 🤬😤😝

@manilaboie4779

3 жыл бұрын

@John Grenville there are bad "tomatoes" anywhere/any race. Thats why there are Cases of divorced marriage , right?

@aquilifergroup

3 жыл бұрын

Actually they are very stressed out. Usually it’s because of finances and job (lack of it). Don’t let the jovial exterior of people fool you. They have a lot of headaches and problems living. They are under stress. If you speak the language this will become apparent.

I live on Bohol for 10 years. I live good with a family of 4 for $1,500 a month kids going to a private school. My doctor is one of the best I've ever seen 400 pesos a visit. Businesses ownership is 49%. No problem with steering here, at stories most people leave the keys in the motorcycle, but I bicycle everywhere. Your name can be on the property deed if you are married to a Filipina.

@keinlieb3818

3 жыл бұрын

Just know if you're a foreigner and your Filipina wife dies, you have 1 year to sell your property. If you don't sell it in 1 year, it goes to one of the family members. Sure hope your family member loves you and allows you to stay on the property and doesn't kick you off the land.

@rickbold9337

2 жыл бұрын

@@keinlieb3818 good to know. I was not aware of that. My name is on the title with my wife.

Just seen part two of this, excellent points covered. Cheers

thanks for being real and being yourself. I appreciate it!

Well done video. Explained well, no filler. Good seasons to consider when choosing to live somewhere.

Awesomely presented!

Great video man ! Nice looking horses in the back ground too. Have a good day !

Well said, good content. TY for the upload.

Calvin thank you so much for the information there’s been a lot of videos about the Philippines but they always talk about the good things that goes on there no one ever talks points out these important parts and you write some are dealbreaker.

Another excellent brief Colonel. I'll consider those 6 factors before my next mission there. Bravo Zulu!!!

Good stuff Sunshine; this 8 am outside light serving your vid mutch better comparrassing your indoor ones; that´s got me to stop by.. May be your viewers will love to watch more of those beautyfull country side scenery diba ? . Yeah huh !

This is a really great list of important things to consider before moving to the Philippines. Thank you for sharing your knowledge.

Good morning my sunshine of the day keep it up you are a good person be happy

God Bless you Man! I like that piece at the end. Stay well. - Mark

Thanks for the informative and educational video... I appreciate it bruh; I was definitely thinking about retirement there 👀

My inlaw family lives in Calatrava just up the coast from San Carlos City. Your points are spot on. I'll have to look you up next time we get to visit which I hope is not far off. Thanks, Calvin! Stan & Wilma Reed Alexandria, VA

Good honest advice, thank you Calvin!

Good video, and you made some good points!

You were the most honest and most refreshing person telling it like it is. Thanks so much for your update. Well enjoyed.

Direct & to the point. Well done.

Thank you for the video. I love the genuine feel you give it

Sound advice / warnings.... I've been there quite a few times and own a house in Tarlac. I love the place, but it does have its "issues", many are nothing but a mere annoyance, but you learn how to work around them. I love the early mornings there as well as the sunsets and hopefully I'll be able to see them again soon. Awesome that last part about helping people, such small gestures like buying food can really bring some smiles to their faces, we try to do a little every time we go there. Aloha brother.... 👍

This was a great video man. Thank you it helped a lot

Like your positive style thanks brother looks like you found your niche

Thank you, for the recon and the boots on the ground info

Sir, appreciate your sound counsel here and for your pleasant personality... it was a pleasure listening to you.

Excellent video. Thank you.

Thank you for sharing. Good information.

Can you imagine the outrage in the Philippines if the US government told green card holding filipinos they cant own property or more than 40% of a business? There is an official term for it, its called RECIPROCATION.

@PinoyAbnoy

3 жыл бұрын

@Mark Haywood how about the countries they bombed,invaded, former colonies

@tinmanrobby

3 жыл бұрын

@@PinoyAbnoy What countries would that be? America freed the Philippines twice, once from Spain, and another from Japan. America had no former colonies. And we ended the rest of the world's colonies when we freed Europe and Asia/South Pacific from Nazi Germany and Imperial Japan. Colonization was done by 1949. And it was a mistake for America to end the colonies so quickly instead of decades of transition. Look at China and the Middle East and Africa now. The world's not a better place without an educated transition in place. Never ending wars, genocide, and aggression.

@Sweetlyfe

3 жыл бұрын

@@tinmanrobby look at the US it’s a mess, the world doesn’t need the American we are the world police bs. Clean up your own backyard before you tell other people what they should do. America may not have had official colonies, but they certainly took riches from countries just like the colonial governments, the US doesn’t do anything unless their is Oil and money in it for them.

@johnyoungieyoung123

3 жыл бұрын

WORD!!!!!!!!

@aquilifergroup

3 жыл бұрын

@@PinoyAbnoy those countries are free and are ruling themselves. The problem is they can’t run their own countries (pinas). Stop blaming the “colonizers” you have been running your own country for at least fifty years now. Want to blame someone? Look in the mirror.

Keep up the videos. I feel like your videos are more honest and real.

karma is a circle - help others is helping yourself! sadly, some people receiving help learn to (only) take advantage of others help.

Excellent video...people need to know these things big-time. Am married to a Filipina I imported here to the US. She has wanted me to go there and retire. I have told her for years the same things from your video. God bless you young man. Love your delivery of knowledge on the matter. May save some seniors or even younger more fortunate individuals.

Hey Sunshine! I appreciate the straight talk brother. Thank you!

@calroach1

3 жыл бұрын

You’re welcome!

Another gem from boots on the ground. Great prospective thanks bro.

@calroach1

3 жыл бұрын

Happy holidays brother! It’s 4 am over here I just turned over 😆 I really appreciate your support brother!

Well done. Thanks for sharing.

This was an excellent video discussion on why many foreigners do not retire in the Philippines, and I think the reasons are very valid. For those who want to retire in the Philippines, those are important points to consider. In my case, healthcare and travel are the two major concerns since Medicare will not work there. I may have to purchase supplementary insurance that is not cheap. I hate those really long flights, and they are expensive, unless you want the long 30+ hour flights and fly in the baggage compartment. I travel from the East Coast of the US, so it's a killer flight -- and I've flown East and West from Washington, D.C. to the Philippines. Only once was I upgraded to First Class from Dubai to Manila -- that makes a BIG difference. Makes me think about living in Central America or the Caribbean, but there are issues there too.

@juliomanalo7074

3 жыл бұрын

I think this video is intended for Americans, not foreigners in general. Americans represent a very small minority of foreigners who elect to retire in the Philippines. Most of the foreigners here are Chinese, Koreans, Europeans, Japanese, Indians, Asians, Middle Eastern.

@balbinopilpyaro1123

3 жыл бұрын

U whiner! Dont go then Nitwitt!! 🙃🥸😝🥱

@user-DrJoe-Future

3 жыл бұрын

@Mark Haywood I guess anything is possible. Europe has more advantages and in my opinion safer with less opportunity to inadvertently get into trouble. There are many strange laws in the Philippines that are not intuitive to Americans or Europeans that can get you in a boat load of trouble. Additionally, it's on the other side of the world vs "across the pond," with larger numbers of less expensive flights.

@user-DrJoe-Future

3 жыл бұрын

@none none Good point. Well, so far, I have used Phil medicine twice in the Philippines, and had very good experiences, one at a major hospital in Manila, and one at an "Urgent Care Center" in Bohol. Both were exceptional with no complaints and only compliments.

@user-DrJoe-Future

3 жыл бұрын

@@ReastrawI agree with that. Good Point.

Great presentation. As a permanent resident here my issue is driving and infrastructure. Food choices are also limited compared to american supermarkets. You can't get a license to carry and forget about citizenship. My wife and daughter are happy here. I'm okay but understand you will lose a lot of amenities and personal freedom as a foreigner in the Philippines. Maybe your next podcast will cover the 5 or 6 best reasons for living here.

Due diligence is paramount for any ex-pat considering retiring/rejuvenating overseas. Understanding property ownership should be at the top of their list and Health care should be a close second. No matter where you live you can always make adjustments to suit your lifestyle. On point with this vlog.

@wingnut4217

3 жыл бұрын

@@garrylafferty100 I put property first If you do invest It will become your biggest outlay of capital over health care cost. Since you should be on a plan and not require health care so soon

Good noon my friend happy Sunday godbless you and your family today

Thanks for giving me the straight scoop brother!

I have never watched more than 30 sec. of you ,but i am pleased to have watched this whole one .having spent most of the last five years here you are right on and are telling the {as paul harvey says it ] the other side of the story , I'm happy to say thanks and you have a new subscriber

@calroach1

3 жыл бұрын

Thanks.

Good points, and yes you mentioned things the other guys don't.

Thanks for the video!

Hey calvin your a awesome brother an man im sure women love you there an america may god continue to bless you aan family

Good points and great advice. I am retired and living in Thailand for the last four years. Loving it! I liked your comment about feeling free (even with all the restrictions on foreigners), I feel more free living in Thailand than I ever did while living in America.

Very good considerations for relocating to many places and eloquently stated.

Good video, I never knew some of this information

I appreciate your content brother. Thank you!

@calroach1

3 жыл бұрын

Thanks for stopping by my channel brother.

Great video cal

Thanks for your information and the work you are doing to help. It is inspiring me to move there for a more enjoyable life.

@dennistoribio1813

3 жыл бұрын

May I say " Welcome to the Philippines!" in advance? Yes, please do enjoy your retirement here. And just in case you encounter any issues, Calvin is already here to help out. And of course, Me and my fellow Filipinos will be here to help you out. Thanks for considering the Philippines as a retirement option. Stay safe!

Really good video brother !! 👍👍

#7. People have families in the States. They have grandparents, parents, aunts, uncles, nieces, nephews, brothers, sisters, their own children they love and will miss. Many have fallen in love with a Filipina, only to be ripped off and left broken hearted and broke. You did not say what you did before. I assume you worked in the military 20 years and retired. You can pay for medical care in the Philippines, submit the receipts, and get reimbursed by the military. Plus, outside Clark, their is a medical facility you can still use. You have a good military pension and other benefits. So, if my assumption is correct, many benefits are available to a retired military person. That is not most people’s case. I would recommend people go to the Philippines for a vacation, enjoy themselves and return to America. If one really wants to live there for a long time, rent an apartment.

@timetosee9251

3 жыл бұрын

You made like 10 assumptions. You constructed an entire back story for someone you don't know. You are a weird person

Great info Thx!

Well done my friend. Thank you

Nice info. Many of those things are probably true moving to any country from your home country. 🙏☺️

New subscriber here: This is my favorite Phillipines site so far, keep up the excellent work, i hope your site continuez to rock!

@calroach1

Жыл бұрын

Thanks and welcome to my channel!

Hey Calvin...Great Job! Like your style man. Jerry

@calroach1

3 жыл бұрын

Thanks I am glad you stopped by today.

You’re a good man Calvin 🙏👍

THANK YOU! GREAT INFORMATION!

Very insightful, thanks. The language issue is interesting. I would be flying out of Detroit or Chicago too btw.

@rickbold9337

3 жыл бұрын

Not to worry about the language issue at all! You can converse with 80% of the population there and they’re happy to talk to foreigners. Unlike a lot of other Asian countries where all you can talk to are tourists or expats from English speaking countries. Probably the best country to be in to not have to learn their language

@fendermon

3 жыл бұрын

@@rickbold9337 Very helpful sir, thanks

good info...thanks!

The US definitely should prohibit foreigners from owning property in the US. That's the root of the housing issues the US has today. Citizenship should be a requirement. Give them one year to get US nationality or sell their home(s).

@kosbebot6360

3 жыл бұрын

Bribed politicians have sold out the US in the last few decades, which is why a lot of US regulations and laws do not protect its own citizens.

Well said ....thanks !

Just viewed this video. Level headed. I enjoy the Philippines. I am married to my Philippina Wife. I get insight from your videos. We are more near to Manila, Tanza, and Naic. Excellent area. I have not wandered that far south. Enjoy your life in the southern Philipppines.

@telcobilly

Жыл бұрын

We are almost neighbors. I live in Lancaster Cavite..

I've been watching a lot of your vlogs, you do good. Thank you for your topics. Gusto ko ang Pilipinas.

@calroach1

Жыл бұрын

Thanks for your feedback!

Great ending message... I haven’t been to Philippines in over 7 years.. I am reaching retirement age and look there also, because just as you’ve told.. it really fits like a glove. Beauty everywhere, place, people, living simply is great. There is good health care there, but gotta track it down. My base before was Bacolod)))) I see where you are... great again! Thanks

I too have been here for 11yrs and you hit the nail on the head six times!

Really enjoy your candidness bro . WORDS OF WISDOM

I was a teacher for 30 years: This guy is very well spoken and has an aura about him! Great job!

@thomaspick4123

3 жыл бұрын

God bless you for being a teacher. There is a special place in Heaven for teachers. Such patience, such a sincere desire to help others, imparting knowledge and skills a person will need to earn a living.

Tricare has authorized providers in Angeles City

@calroach1

3 жыл бұрын

Thanks for sharing!

Nice to see you with a different background for once hehe

@calroach1

3 жыл бұрын

😆😆😆 it’s strict here and my movement is limited.

Aloha, new subscriber here. I can appreciate the straight dope. Mahalo.

@calroach1

3 жыл бұрын

Welcome. I appreciate you stopping by brother!

You are spot-on

I'll look you up when I get there brother.

Well done, Sunshine! Good luck.

Honest, "Real World", full-disclosure channel. I am an American; pre-COVID I spent 6 - 8 Months each year traveling/working throughout SE Asia and have done so for decades. Have watched numerous videos published by many different channels; Calvin is the real deal. Few provide complete and accurate information, Calvin delivers salient information with basis in fact, no pandering for the sake of ratings. Soldier on Calvin! Your candor is recognized my me and greatly appreciated. BTW, I do not know Calvin personally and certainly have no motivation to proffer any faux-endorsement. Planning to return within the next few months, waiting for COVID related histrionics to quell a little more. I certainly would welcome the opportunity to have an in-person conversation to learn more and to share some of my personal experiences toward providing information which others may find useful.

Man, you hit all six major reasons. Great video!!!

@calroach1

3 жыл бұрын

Thanks brother. What time is it over there?

@amvora777

3 жыл бұрын

I don't agree with the cost of living reason. For $ 1500, one can live very well outside major cities.

@calroach1

3 жыл бұрын

Go back and listen again you missed my point. Thanks for stopping by!

Appreciated not sugarcoating the truths, good job here.

Great video Calvin, and you expose very important issues for ex pats there. I would even add one more vital problem area and obviously its BANKING. Seeing everyone say's don't trust the banks there, it means you are limited to banking from your home country via debit card or credit card. Both seem like a pain in the backside to me and a bit scary. As an intending visitor to the Php's soon, this is my real fear area as my home bank here in the UK will not affiliate with Php banks.. This means I would have to access my Pension (social security) literally from an ATM machine every month and God help me if I lost that card or had it mislaid or whatever. I might have to wait 2 months for the inadequate postal system there to deliver a new card from the UK and hoping that it does not get stolen along the way!. Also people have to realise that its impossible to open a bank account in the Php's in less than 60 days (The end of your 1st visa extension period, which is crazy and puts loads of pressure on the settling in period. Something to think about Calvin. Other than the banking issues I have good feelings about the Php's. I did live in Thailand for 4 years and had no banking problems whatsoever, and my pension arrived in time every month into my Thai bank account....but beware, some asian countries are not index linked to the affiliations. This meant in Thailand that my pension was slowly receding in value at the mercy of the exchange rates, and I did not get the annual pension increases also. Im not sure, as Php banks have all sorts of other problems from most of the vlogs I have listened to. Its all about the money at the end of the day. Sorry about the long reply, keep up the good work, Tom from the UK.

I like your channel brother because I feel like you are the one who is telling the truth!

@calroach1

3 жыл бұрын

Thanks it means a lot!

yes no land ownership /no business ownership /i can live at home cheaper

you lay it on the line with the information you suggest...thanks..

I like your honest approach. I've been to the PI a few times but chose Thailand for retirement. If I ever have leave here I would consider the PI. I prefer renting and have world wide health ins. I'm 68. I will subscribe. Thanks.

@calroach1

3 жыл бұрын

Thanks for stopping by I appreciate your feedback and comments.

@r.peterlucarelli1605

3 жыл бұрын

@@ShadyD365 Blue Cross, carried over from my gov't job.

@2PapaSmurf

3 жыл бұрын

@@ShadyD365 ...TRICARE can be used. There is also a VA hospital in Manila from my understanding.

Good video.

Good points!

Still watching Calvin !

You hit the nail on the head with this one ... would love to move there and buy a home but I want to own it myself... and need my Medicare too .

great episode

I agree with all of your points!

When I retired, I was teasing my 20 employees in the Philippines that I was going to retire in the Philippines. Within an hour, I had received about ten e-mails asking if I was loco. These folks were all college educated and were trained at our HQ in Chicago so they were familiar with both lifestyles to some point. I would add a couple more things: 1) Crime and poverty - . You need to be careful about your lifestyle as an ex-pat. A number of my friends who have made the move report that they are often the victim of petty crime like stolen sneakers and the like. 2) Food is a big concern for a lot of people (not an issue with me as I tend to cook a lot of Thai and Pinoy dishes when I can get access to ingredients). Eating American style is much cheaper in Chicago than it is in large cities in the Philippines. The $125 grocery bill from Chris in Cebu thsi week would cost about $80 in my local markets.

@calroach1

3 жыл бұрын

Comparing lifestyles in America and the Philippines is like comparing apples to grapes - no real comparison, especially when it comes to the economies! Both are consumer driven but that’s about it. Your food comparison leaves out the fact that rent in a middle class neighborhood in Chicago is 10X what it costs here in the Philippines, swallowing your 45 dollar savings on your food bill! But if you insist on being smarter than the blogger then go ahead 😊

@dennistoribio1813

3 жыл бұрын

@@calroach1 nice one.

I have retired in the filippines , been here 10 years and I am living on a slippery slope . We cannot arm ourselves to protect us from the criminal element . many of local gov. believe in the covin so much they want to cause problems acting like little dictators , don't want to know the facts . Is it a friendly place ? I give it a 50/50 yes only . Go anyplace in Mindano and we are targeted by beggers wanting money , I offer something to eat , they walk away and so it goes .I do live ok here , could be better , can't travel much it's just too dangerous .

Personally I love the Philippines, I love the people. I have vacationed there 4 times. My wife is Filipina from a middle class family. I love her family as well, nice people. It is different from the states in so many ways. My suggestion to anyone wanting to retire there is to live there for several months to see if the lifestyle begins to weigh on you. See if you start getting homesick. In my case I have in-laws that I have become close with. This would make it easier for me to transition there. But he is correct about the healthcare and ownership of land. Everything would have to be in her name (yes I trust her with everything). If I could afford it, I would rather be a 6 month snowbird. Live both in the states and the Philippines. As far as flying, there is/maybe was a direct flight from LA to Manila on Philippine airlines. We would fly to LA, stay overnight and fly the next day to Manila. This adds extra time but the hours in the air for the one day would be cut to about 13.

useful info .... thank you bro

Nice vid. You cover some of the downers about the P.I. I have seen similar sites where they bury the downers.

Hi Calvin;This is the Honest Truth ! Be Humble with an open mind an everything else is self planetary !