Using sbi cashback from more than a year now , have saved 42k over a year

@aaryanqureshi5326

4 ай бұрын

How you got it? Plz tell me I want to have it but did not got succeed

@dushyantvaidya8619

4 ай бұрын

I took it simply from their website

@pandu6082

4 ай бұрын

How much did u spend and where? What is your salary?

@AmrendraKr007

2 ай бұрын

69 miss call from cibil😂

@ManojKumar-nk7dv

2 ай бұрын

​@@aaryanqureshi5326you can apply online, but its approval rate is still low. You need good credit score and earn good salary or income. You can try

Using the card for last 6 months, till moment around 2.25L spending done & more than 12000 saved. Excellent card

@pandu6082

4 ай бұрын

Please where do we get cashback which platforms

@pratikshinde1099

3 ай бұрын

How to increase the limit...i have got only 20k limit

@TiVoGlObE

3 ай бұрын

@@pandu6082 It gets directly credited back to the card outstanding amount

@TiVoGlObE

3 ай бұрын

@@pratikshinde1099 that's too low, wait for 6 months and request SBI for a limit increase by submitting payslip or ITR documents manually

@TiVoGlObE

3 ай бұрын

@@pandu6082 you get it directly credited back to your outstanding bill on the card 4 working days post bill generation. Example you spend 1L INR & generate 5000 cb. 5 days post bill generation you will see 95K outstanding

Amazon ICICI ICICI Platinum Axis Ace Axis Airtel SBI CB HSBC Millenia These 4 are top choice for non high spend user.

@ManojKumar-nk7dv

2 ай бұрын

I have all these cards except airtel one 😅

It's still one of the best cc. But the only issue is transparency. They don't tell you how much cashback is given for each transaction individually.

Amazon great indian festival and big billion day sale me bhi 5% cashback milega na?

Great Video ❤

At times you criticized this card and now appreciating its benefits🧐 isn’t it the same card you mentioned that sbi is giving very low limit now and capping on cashback?

@silent7152

4 ай бұрын

Video may mention Kiya hai ki limit Bett milra hai, shayd sponsor bhi hoga mujhe kya pta

@CardAcademy

4 ай бұрын

@silent7152 we don't take sponsorships from Banks.

@CardAcademy

4 ай бұрын

We have mentioned in the video that the approval and limit situation has improved.

@ek_virus

4 ай бұрын

😂😂

I applied thrice over last 1 year and very recently a few days ago..everytime same reason..rejected due to internal reasons..(reason informally quoted already other cards issued, so liability is already high) How to overcome this?

@radium990

3 ай бұрын

same got any solution

@soumyadeep.charan

Күн бұрын

Wait for pre-approval credit card benefits. Login to the internet banking page you'll find if you have any offer.

The apply link in description is not working. It just keeps trying to load but never moves ahead.

@prabhakarjha3249

4 ай бұрын

Hi u need cahback card i am working in sbi so u need then i will provide u.

@doctube08

4 ай бұрын

Hi​@@prabhakarjha3249

Wow what a confidence and fluency

Have this card for last 1.5 years and not gonna lie, earned 45,000rs cashback on it

@shashwatINDIAN

Ай бұрын

Did some basic calculation and calculated that on average u spent >50000 per month with this credit card.

@ankitbhandari101

Ай бұрын

@@shashwatINDIAN not average in a month, but starting few months had purchased furniture for house

@shashwatINDIAN

Ай бұрын

@@ankitbhandari101 Can you pls tell me list of platforms with 5% and 1% cashback?

@ankitbhandari101

Ай бұрын

@@shashwatINDIAN card literally gives you cashback on anything online, few exceptions (government sites, recharges electricity bill insurance etc) basically any good or any service like ott if you are using than its good

Nice information As per u r opinion it is out 5 star it stand 4 star. So please tell me which card is stand on ur opinion 5 out of 5 star. Kindly reply me I am waiting for reply quickly 😅

Amazon Pay ICICI Bank ❤

@groupstudywithme

4 ай бұрын

I am not getting it 😢😢😢 ...... Failed 2 times....first on August previous yr...and now ...this month ... rejection 😢😢.....

@anupamgovind3979

4 ай бұрын

​@@groupstudywithmelage raho mera 3 baar reject kiya aur isi March me approve ho gya

@adityabanerjee5869

4 ай бұрын

*nowhere near to SBI-CASHBACK-CARD*

@themanojgautam

4 ай бұрын

​@@groupstudywithme muzhe to mil gaya tha 2nd time 2 hrs me approval aa gaya tha aur 3rd day delivery mil gyi thi 80k limit k sath 😊

@groupstudywithme

4 ай бұрын

@@themanojgautam congratulations . 1. How many enquiries you have in last 3 months ? 2. Before this time when u applied for any ICICI cc? 3. Salaried/ self employed?

Can anyone pls confirm list of platforms with 5% and 1% cashback?

Very well explained ❤

It is the best cashback card until SBI decides to devalue it again.

@CardAcademy

4 ай бұрын

Agreed.

Thanks for explaining

Offer mein ispe 10% off milta hai kya iss card pe?

RBI should make a rules for devaluation of cards because the banks Attract customers from offers after his target sale they do Devaluation, i think its not good...

@amitabhmaheshwari

4 ай бұрын

Banks should allow refund of proportionate fee received from customers after devaluation and cancellation of the card. Other than this, no relief can be given.

@ManojKumar-nk7dv

2 ай бұрын

True, its cheating, you can apply new rules for new customer but not for existing customers. Rules should come. They making us to take card, then devaluation.

I already got 5.6k cashback with this card this year

@pandu6082

4 ай бұрын

Where did u spend? Amazon flipkart?

Axis ace credit card 😍😍 Father of all credit card for cashback

SBI CB card doesn't give 5% cashback on Urban Clap

@vigneshthanumalayan5787

4 ай бұрын

Why? How do we verify this?

@ManojKumar-nk7dv

2 ай бұрын

It should, check with customer care if not

Can anyone tell if i can use this credit card while travelling outside india? Thanks

looks like this channel is india's most subscribed channel on youtube now for credit cards

Tnx information

How to change my simplyclik or bpcl card to SBI CASHBACK CARD

@ManojKumar-nk7dv

2 ай бұрын

You can call customer care request for upgrade, but not that easy to get CB card unless you have very good credit score and drawing good salary. Anyway try.

MAM Mai apna first credit card apply kar raha hu. Mai State government teacher hu. Muse samaj nahi aa raha hai ki ❓ My company name 🤔 and My designation 🤔 pe kya select karu❓

@DrSwarupKumarPatra

3 ай бұрын

It feels like reading a child's writing .

Already using SBI Simply save credit card , How can I get this card ??

@sammedchougule5223

3 ай бұрын

Apply it on website

@ashishmehar388

3 ай бұрын

@@sammedchougule5223 I want upgrade over my previous card , didn't want additional card..any suggestions

i have this card but credit limit is very low. how to increase credit limit? I already shared income documents with bank still they are not increasing credit limit.

@ejazakhter874

4 ай бұрын

Don't use it for six months

@ManojKumar-nk7dv

2 ай бұрын

Open sbi savings account and open a fixed deposit. This will increases chances of increasing your credit limit.

@ankitjain7913

2 ай бұрын

@@ManojKumar-nk7dv i have salary account in SBI and FDs are created automatically still no credit limit increase offer sent by SBI. I tried limit increase by submitting income documents also, still no luck. Even income of 10 lac per month is not sufficient for credit limit increase. There is a tool available on SBI credit card website where you can check limit increase based on income documents, there they will ask you about monthly income. We need to enter monthly income there and check credit limit can be increased or not.

What about HDFC millenia?

Is milk basket wallet load considered as wallet load transaction as it does not offer to transact without wallet

@CardAcademy

4 ай бұрын

Should not be. We would advise you to do a small transaction and then call the customer support team to check the MCC.

I want to buy mobile from Flipkart. Is sbi cashback card cashback is applicable on mobile purchase from Flipkart. Mobile value is 129900

Kuchh din pehle hi mila mujhe, Limit hi nhi deta jyada ye... Only 20k limit i get.🙃

It's my Brahmastra Card when I don't find any offers with other card i just this one for 5% flat

Idfc first wealth card also devalued today, received sms with details to pdf, pls make comparison video for that also.

Normal days main flipkart grocery shopping pe kaya mujh 5percent cashback milega???

@riyazshaik864

2 ай бұрын

Yes, I use it for grocery. will get 5 percent normally.

Mam you looks too elegant in black dupatta❤

Ia this card good for amazon shopping instead of Amazon Pay Card as both are giving 5% cashback

@Vishal-iw6xo

4 ай бұрын

If you need only for Amazon then definitely go with amazon cuz its LTF and negligible chances of devaluation/cashback capping on amazon as it's a co branded card and not a generic cashback card. For example HDFC millennia used to give 5% cb on a wide range of retailers but they churned down the list and also there's a cashback capping of upto ₹1k per statement cycle which is too low.

HDFC Swiggy vs SBI Cashback vs HDFC Tata Neo (1499 wala)

@Mufiz125

4 ай бұрын

hdfc tata neu infinity credit is Best if you take Rupay Varient. it’s best for upi transaction. HDFC swiggy is beneficial only for swiggy spends, while SBI Cashback is all rounder in shopping merchants except other Categories like Utilities, Education..etc

utility bill payment me kya offer milega is card se?

@ashborn_op

3 ай бұрын

Nhi

Plz make video on recent on Axis vistara card after devaluation.

Plz tell if transaction done on payzapp wallet through sbi cashback card will give cashback or not.

@Asif_Raeen

3 ай бұрын

it won't

@ManojKumar-nk7dv

2 ай бұрын

No

Since it was atlas, then ace, I thought I will see the Airtel axis video finally .. but lol

Can you please confirm that the card is still providing 5% cashback for flipkart and amazon.

@ShreyanshJain98

24 күн бұрын

Swiggy HDFC wla is good.. Works for both

@swamiljain1570

24 күн бұрын

Thanks for the information

Do we get cashback on Blinkit or Zepto ??

@ManojKumar-nk7dv

2 ай бұрын

Any online purchase you get

It does not give discounts when there is any Bank offers on Flipkart/Amazon. Is it the same case with HDFC Millenia or Tata Neu card?

@ohnfzo708

4 ай бұрын

@@skp_here technically you should get 5% cb as well. Update here when you get the statement.

@harshkumarshrivastava8749

4 ай бұрын

It's not giving 10% for me on Amazon

@ManojKumar-nk7dv

2 ай бұрын

Not giving 10% discount on amazon, verified now. Other card, i am getting 10%

Annual charges

Very good. Best card

Does this card offers 10% off during sales?

@MANISH12665

4 ай бұрын

No

kya iss card se kisi dusre account me payment transfer karsakte hain?

Link is not working

No cashback on standing Instruction on card

Make a video on HDFC Milennia also

Benefits on IDFC Wealth Card downgraded from 01.05.2023 1. Reduced points on spending 2. Movie offer capped at ₹ 250 for a ticket instead of ₹ 500 3. Spend minimum ₹ 20k in a calendar month to avail lounge and spa in the next month. 4. 1 pc charge on utility payments above ₹ 20,000 in a month

@CardAcademy

4 ай бұрын

We'll do a video tomorrow on this.

Direct Insurance website pe payment karne par cashback milta Hain kya ? What percentage?

@ManojKumar-nk7dv

2 ай бұрын

No cashback on insurance payments

Can I get 5% cashback on international transactions also ?

@CardAcademy

4 ай бұрын

Yes, if it's online and the MCC is not excluded.

Thumbnail main aur video main aap main zameen aasman ka farq hai..... Kya bina vaise thumbnail ke views nahi aate kya?

NICE

Maine simply click apply kia but 2nd verification call mai deny kar dia ...mujhe cashback card lena hai...kya abhi apply kar sakta hu ? Ya fir after 6 month ?

@Mufiz125

4 ай бұрын

agent ke through apply karoge to instantly apply kar sakte ho. nhi to 3-6 Mahina rukhna padega.

Axis Flipkart Card v same,,, 130₹ ka 5% = 6.5₹. but statement me 6₹ generate hoke cashback milta hai.

Suggest best rupay credit card

Hum apply kiye to 2bar reject hua fir agent ka call aya bole ki aap koi aur card le kiziye prime card bhez diya hai

Excellent card

Kindly share link for apply

Utna spend hi nhi hai toh cashback kaha se milega 😂😂😂

WAITING FOR Sbi BPCL new updated credit card

Ma'am please review SBI VISTARA CARD after devaluation It's a request

Ye Rupay card me milega kya?

It doesn't give cashback on Uber

@ManojKumar-nk7dv

2 ай бұрын

It should, check with customer care if its not.

Recently i have converted this card into lifetime free after 1 year of usage.

@TiVoGlObE

4 ай бұрын

What was the process bro? How much was the overall yearly spend & how did you get it LFT?

@akashkumarrrr

4 ай бұрын

requested for card closure and told them to close my card due to high annual fees they told we will convert it to lifetime free for you please continue to use our card. you can too try the same trick if you succeed than let us know@@TiVoGlObE

@Nope.--1.5

2 ай бұрын

How lft can explain??

@akashkumarrrr

2 ай бұрын

@@Nope.--1.5 just request them after 1 year of regular usage, they will do it.

does it offer rupay variant?

@TheAshishSharma

3 ай бұрын

Same question bro, let me know if you get the answer

@ManojKumar-nk7dv

2 ай бұрын

Not yet, RBI given new guide lines which allow user to choose payment partner. If those rules comes, then you can choose rupay in future

Farji card hai new aply par 20k se jyda limit dete nhi h kisi ko.. agar limit jyda mil bhi jaye to big transaction par card block kr dete hai... Mere pas sbi ka pluse card hai jiski limit 3lack hai but jab maine cashback card aply kiya to limit only 20k diya.. fir maine purane card se isme limit transfer krke 80k ka payment kiya to card block kr diya.. bas dikhane k liye 5% cash back but dete nhi hai..

@ManojKumar-nk7dv

2 ай бұрын

It depends on your cibil and if you have bank account in sbi and have any fixed deposits, other cards. Based on all these they give credit limit. Not everyone one get 20k limit, i got 80k limit

Best card

5* konsi konsi card ko mila hai iss channel par?

Upi payment count hoga??

@ManojKumar-nk7dv

2 ай бұрын

You cant do upi payment using this card, because its not rupay card.

Didi agar Flipkart ya Amazon pr sbi card pr 2000 kisi bhi phone pr discount h to kya usko lene ke baad bhi 5% ka cashback milega kya Please tell me 😊

@TiVoGlObE

4 ай бұрын

No, I'm using it for last 6months, agar special sbi credit card offer hai then ye card use mat Karo koi aur SBI cc use karo, ye use karoge toh bass 5% milega kuch bhi aur additional offer nhi lagega order pr

@CardAcademy

4 ай бұрын

@TiVoGlObE is correct.

@loverhutera6673

4 ай бұрын

@@TiVoGlObE thanks you 😊

@loverhutera6673

4 ай бұрын

@@CardAcademy thanks you reply didi 😊 Love you di🥰😊

Card Academy Team - I had a doubt related to one of my cards, it is something brief, that I wish not write on the comment sections and I just want your perspective on the same! I am off IG, is there any way I can contact the team(emailid/something)!?

Your age is 15 yrs ?

Worst catd got declined for the card due to no reason

@ManojKumar-nk7dv

2 ай бұрын

Yes, not easy to get.

Ab ye card milta hi nhi hai ye discountinue ho gya hai ...

ये कार्ड से मैने 25000 का कॅशबक लिया 1साल मैं सारे ऑनलाईन साईड पर ये कार्ड 5% कॅशबॅक देता है amazon icici कार्ड ऑर flipcard axis कार्ड से काही गुणा अच्छा है sbi cashback कार्ड

Utility bill pe kitna % milega muz amazon pay pe 2% milta hai ?

@mohityadav9909

Ай бұрын

Card academy?

Devaluation hone vala h … tabhi easy approval de rha

Limit kitni h is card ki

Influencers koi bhi card devalue hone se nhi rukne wale...chalo ye bhi badiya hai

Electricity bill pay karne par bhi 5 percentage cashback milta he

@CardAcademy

3 ай бұрын

No

@jangwan

11 күн бұрын

Utility payments par nahi milta.

I am following this channel since long and found seems your card reviews are Not Genuine. HDFC Regalia Gold has so many benefits without any exclusion. They provide many non spend and spend benifits(including lounge access with guest user), despite of that you gave it only 3⭐ also you gave nagative feedback about it. This SBI Cashback card has many exclusion with only online spend cashback benifits, you are giving 4⭐ Very Bad and Disappointed...

@CardAcademy

4 ай бұрын

You might disagree with reviews. Reviews are subjective. But we don't appreciate the fact that you have called our videos sponsored without any basis. We do sponsored content for fintechs from time to time and such videos are exlicitly marked as paid promotion. Now as far as Regalia Gold goes, yes it does have good lounge benefits and it does give reward points on most categories. But the base return rate in terms of flights and hotels is around 1.33% whereas in case of statement credit (cashback), it is 0.5%. On certain spends (Smartbuy and certain brands) you can get higher return rate of 2.5% in terms of cashback but it is subject to a very low upper cap in comparison to Cashback SBI. Cashback SBI card gives you 5% cashback on all leading online brands like Amazon, Flipkart, Zomato, Swiggy, Uber, Ola, Big Basket, Blinkit, Zepto, Myntra, Nykaa, Croma, etc. And on many offline spends also it gives 1% cashback. Yes, there are exclusions. But most people do spend significantly on the aforementioned categories of spends, and this card is great for them. And the upper limit on cashback is extremely good. We'll never give a card very high rating only because it has good lifestyle benefits and has an average return rate. Regalia Gold could have had more lifestyle benefits like movie tickets, better dining discounts, etc. The main use case of this card is complimentary lounge visits. Now, only for this reason we can't rate a card 4*. You might be someone who may value lounges more than other things so Regalia gold may be a good card for you. But in our opinion Cashback SBI is a better card for a broader audience and thus the better rating.

@nirav.p

4 ай бұрын

I am SBI Cashback holder and many times I face limitations on this cards and end up using other cards. My point was the way you are praising this card in this video looks completely different vs the way you were highlighting negative points for Regalia Gold in other videos (Regalia Gold gives reward points on almost all payments including School fees and insurance Payments which are our day to day expenses.). I would suggest you to see both the videos and compare your expressions. You would be able to identify why I said this could be sponsored video. 😃😃😃

@CardAcademy

4 ай бұрын

Cashback SBI card is not for all your spends. But the categories that you have mentioned on those categories, Regalia Gold only gives 0.5% cashback. And Regalia Gold should not be used for other categories because of low return. Also, the categories that you have mentioned on those categories, an LTF card like Amazon Pay ICICI is far better because it gives 1% return. Regalia Gold is not best in class for anything. Has decent lifestyle benefits. But the card is not recommended for spends. Whereas Cashback SBI card is one of the top cards in the categories on which it awards 5% cashback. For someone who has diversified spends like you a combination of Cashback SBI and ICICI Amazon Pay is far better than Cashback SBI and HDFC Regalia Gold.

@nirav.p

4 ай бұрын

Madam, I own Amazon ICICI as well since last three years it is great card too. I actually don't own Regalia Gold yet. I am not sure what calculation you have applied for Regalia Gold with 0.5% return. They gives 4 RP on 150 spend (all other spends with insurance and school fees which no other cards provides). If I use this RP on their gold catalogue, we can extract Rs 0.65 for 1RP. Which will give 1.7% return. Our major transactions are done on this fees and we can get great cashback. It looks like you are using worse case scenario for highlighting nagative points of HDFC cards and using best case scenarios for highlighting positive points for SBI card. Which is not ideal.

@CardAcademy

4 ай бұрын

As they say devil lies in the details. The "gold catalogue" gives value of up to 65 paisa per point. We have done a screen recording of the redemption options available under gold catalogue and see where you're getting a value of 65 paisa per point. The link for the screen recording is below: drive.google.com/file/d/1r2NfVhS7JoLNwPYjyqWyGvlI4i4MOonD/view?usp=sharing HDFC Regalia gold gives 20 paisa per point when you convert your points into statement credit. Since this card was being compared to cashback cards, for apple to apple comparison we calculated the return for this card assuming per point value of 20 paisa. If you're happy with the gold catalogue, go ahead and get this card. We still believe that for most people ICICI Amazon Pay is a better card for the kind of spends that you have mentioned. And overall a combination of Cashback SBI + Amazon Pay ICICI is a far better option.

बहन जी आज का आपका ड्रेस देख कर दिल खुश हो गया।

999 is too much😅

Hello madam ❤

3 month mai 14500 cashback mila bhut mast card hai pr madam

@harshkumarshrivastava8749

4 ай бұрын

Kaha spend Kiya?

Ye card rupay card m milta h?

@ManojKumar-nk7dv

2 ай бұрын

No, not for now

Are you suffering from any disease or problems?

You looks sixteen.❤

Sbi card for electronics

@Lovesolveconnect

3 ай бұрын

At retail stores

Ma'am ap bohot sundar present karte hain ❤

Apply kiya mai

HDFC MILLENNIA also a good for cash back

@CardAcademy

4 ай бұрын

HDFC Millennia is a great card.

Ye shaving ya hair cutting ✂️ ke liye istrh oddh ke baithi hai kya 😂😂

Maha farzi cash card.. 1000 rupaye atm cash withdrawal pe 590 rupaye fee kati hai