It was a nice video. I agree to all except 2 points: 1) Buying from wholesale is always cheaper, but for a single bachelor (1 person household) it is inconvenient as some perishable grocery items can’t be finished and can go waste. 2) I would drive from NYC to Washington DC, but not from Dallas to Atlanta. I agree that you save money but the distance is long and it can get tedious to drive for that long especially if you are single. If you intend to go on a road trip then it is fine.

@harry12

4 жыл бұрын

agree. tbh for a single person walmart is always the best option; and don't forget greyhound for travelling.

@desi4lyfe379

Жыл бұрын

BMW are garbage vehicles. Crack smokin German engineers cant even design a durable non-electrical water pump which can last at least 100K. There is nothing like a 1st generation sequoias. I drive a 1st generation sequoia with over 330K & the only thing I had to spend was a timing belt. That break my wallet (BMW) will fall apart way before hitting 200K.

This is recommended for everyone ...no matter where you stay.. be it America, India or any corner of the world.

Great advice, well said!

Great video Professor ! Lets see If I ever get to (not) make these mistakes :) Regards, Sudeep

Thanks for the video! 👍

Congrats prof u have got 10k subs I have been watching your content since u had 3k subs Ur content is really great n I had thought at that time u will rock one day I watch ur every new video In case how you get united states citizenship

Nice video sir! I would love to see your perspective on the 401 K plan offered by the employers. can you shed some light on that.

Really very useful. Respect for you ❤️

Wonderful video!! You are a knowledge hub!!

Made really good and relevant points and I totally agree with all of them. But about the last point of buying a house, can it be considered as an investment. Like if you manage to stay in USA for 5 year then there is a possibility of the market value of the house going up so when you leave you can sell it at a slightly higher price and make up for the expenses. Whereas in renting you just lose your money. What are your thoughts about this?

Agree on most points except the last one about buying a house. If you have enough money for a down payment, buy within budget and have a stable job (stay 5 years or more), a house can be a good investment. It is important to have a contingency plan (emergency fund, good realtor to sell quickly etc.) in case things start looking bad. Just made a video about this exactly

@DesiAmericanProfessor

4 жыл бұрын

yes true. That said buying and selling a house entails many processes, payments, maintenance, taxes, paperwork etc. I was targeting people who are here on temporary visas. Renting has no liability. Owning a home for such people who live in uncertainty, is an unwarranted inconvenience.

@thelordforeveryou

4 жыл бұрын

@@DesiAmericanProfessor Yes I absolutely agree to him.

@VikasChaudhary1

4 жыл бұрын

Actually buying a house isn’t a fruitful decision in short term irrespective of your immigration status. Factor in interest paid and roughly 8-10% costs of sales price when you sell along with 3 percent closing cost at purchase. You will love 60-70k on a 500K house even if the prices keep stable no matter when you sell it.

Sir in a video please explain more about the mavni program and when can it be restarted

Might not agree with a couple of things specifically, but in general making rational decisions and being financially responsible is what I gather as your main points. Best to do that anywhere, but even more important as a temporary resident of a country.

@DesiAmericanProfessor

4 жыл бұрын

Sure, none of what I said I claim is universally true. By the way, my mother is Vedula :)

Thank U sir For Your Efforts

very importent point covered all most every accpect of life even in home country.

Hi Sir, Is it advisable to plan for MBA from U.S. next year onwards.I saw one of your vlogs..but still not that clear on my decision.

Nice thoughts professor :these points can help people to be aware of the expenses which people tend to overlook and these costs can add up in the long run . An occasional spending strategy is the best within ur budget and can add more savings to ur account.

Hi Dr! A very good and pedagogical video. For example, if you make 45k a year, which range of price is reasonable for a new car? Thanks!

Sir, Need some information for masters/PhD in electronics/electrical engineering with respect to job market and research. Very less information is available online.

Thank you for this sir. This is gold

Alright...I agree with 9/10 points that were covered here. I'm myself on H1B and highly advice people to invest into residential real-estate. Ofcourse, when I say that you have to invest, there are certain ways in which it makes much more sense to buy a home. I'm on my way to own my 3rd property now and even though I agree it's highly risky, you can hardly go wrong with owning the right property. GC is going to take forever for Indians and if you wait to own a property also, there's no way one can really attain financial freedom. Financial freedom doesn't come with your regular 9-5 job, it comes with smart investments that will pay you dividend in future. BTW...it's nice to see someone from UT Arlington making videos. I myself graduated from UTA in 2006 with a MS degree and have several memories attached with the Nedderman Hall. :)

@rishu9433

2 жыл бұрын

I agree with you completely on this . Buying real estate is a very good and safe investment

@sylviabbz

2 жыл бұрын

Thank you for advice. What type of properties do you currently own, or should one on h1b visa invest in?

How is the decision of buying a low cost condo? If green card is distant dream, is it really worth the risk? Is it so tough selling the property in few months if visa gets rejected?

Bhaiyaa finally clean shave after soo many days ;)

@DesiAmericanProfessor

4 жыл бұрын

Yes 😁

Excellent inputs.

I'm on H1B and have been in the US for more than 6 years now. Ive seen a lot of your videos and normally I find your content pretty helpful. But I I hate to say that I don't agree with a lot of things discussed in this video. This is more of a pessimistic approach and people will always be on the edge if they start thinking like this. We've spent years working hard and now we have amazing jobs earning well above six figures. For someone like this, saving bits and pieces in travel/food/ clothing etc is just being a miser. You gotta have a set standard of life and you shouldn't spend what you don't have. As long your saving around 30% of your after tax income, you're welcome to spend wherever you like. Afterall people work hard to enjoy their lives. Lastly, I don't believe you've ever driven a mercedes/ luxury car yourself hence you're mentioning $2k per service. That couldn't be farther from the truth. I agree that buying a a brand new car is a waste of money since it depreciates the most in first 3 years. My advice for anyone who wants to own a luxury car should buy a 3 year old CPO and maintain it regularly at a local shop that specializes in those cars instead of the dealership. I have a cpo bmw and I've had to spend probably $1200 total in the last 4 years and it's depreciated from 26k to 14k today. And everytime I drive it, it makes me smile. Totally worth it. I don't think this video is going to influence anyone. People who think like this will continue to live like this and people who don't will probably ignore. Instead of saving pennies, we should be investing time in growing ourselves and generating other sources of income..

@DesiAmericanProfessor

4 жыл бұрын

all very valid points. This is good quality criticism. Appreciate it

@pallavikora9420

4 жыл бұрын

Look i am a Green Card holder and i know exactly what kind of suggestion he is giving to H1Bs ... he has seen people making big mistakes and ending up in making huge losses, instead he is asking to save money if u r on H1B or temporary stay at US ... a very gud advice though 👍

@iitbhu

4 жыл бұрын

Hi Pallavi. Okay, let's reflect on the current scenario. For someone who has a priority date of this year on EB2, the video says they won't get their green card for the next 250 years. So people like these are planning to stay on h1b renewals all their life. If this is how they're expected to live, they better not stay here in the US then. What's the point of hoarding money all your life that you'll never be able to use?

@iitbhu

4 жыл бұрын

Still waiting for someone to answer my question!!

@riaann6649

4 жыл бұрын

iitbhu I agree that they should leave . As you pointed out it’s pointless if you do this all your life. I think he assumed most ppl have calculated the odds and plan to leave or are getting a green card soon.

Thanks sir for kind information It's really helpful

900 miles driving! That too one-way! Ouch!! It will take nearly 15 - 16 hours to drive. Add gas, tolls, pit-stops, coffee, diner. Not to mention chances of accident, snow, increased insurance rates, mileage on your car, speeding tickets... I mean, if you go to your uncle’s home every weekend, then you can save on flight. But if you are driving a couple of times a year, you can get better bang for the buck flying Southwest.

@DesiAmericanProfessor

4 жыл бұрын

I drove that much because I went there for three weeks. And when in Atlanta, I had my car to go to my office every day, go meet my friends etc. I enjoy driving.

@sabybasu

4 жыл бұрын

That makes sense. But it sounded like (and hence I commenting) you are prescribing to drive instead of fly. On an average, you can drive 60 miles an hour, including pit-stops. So the maximum miles you can cover driving is probably 300 miles in 5 hours. Generally, airlines do not fly below 250 - 300 miles, so you are ok driving that distance. But beyond that, you are better off flying. Unless the special circumstances like you mentioned. My $0.02.

@stevereeds9088

2 жыл бұрын

We normally drive if we go with family rather than spending thousands on airlines given they give baggage . Accidents are everywhere . We need to be attentive and our car should be in good condition and high safety rating

Congratulations crossed 10k 👍😍

Gr8 content professor..

Great suggestions, but generally, Indians are very smart in Finances. In addition, there are many sites where you can find deals and also cashback sites where you can get cashback with every purchases, use all these options. For home purchase idea, I am a Realtor, here is a rule of thumb which I recommend, buy a house where your mortgage can be covered by 'Rental' income if you need to move. US allows non-citizens to own real estate so its a good long term investment if you know how to manage it.I have helped lot of people with similar analysis

Bhiya, Apka channel Bahut accha progress kar raha hai....Jab mainey join kiya that to it has 7k subscribers few days ago and now 10k. Well i am very impressed by all of your videos. You belong to Andhra Pradesh, yet your Hindi is Too good, even you speak hindi with the accent of a North Indian Guy. :) Great. And Also your English is also Impressive. Also, i got to know About Kalpit Veerwal through your videos. Lot may things i am learning daily through your informative videos. Thanks a ton for these videos. I wish one day i can talk to u face to face. Once Again thank you so much for all the efforts you are making to helping your fellow Indians, considering your busy academic life and deadlines. God Bless You

The last point makes sense if you immigration status is h1b. Usually for buying a home you take loan of 15 years, 20 years and 30 years. On top of that you have interest rates, home insurance, municipal taxes, maintenance, town house and condos have association fee. Also you will not have any flexibility to move out, if you find a job at another location. You end up paying more in bills if you buy a house, also if you want to sell the house you end up paying 15% real estate taxes, broker fee 6% and closing cost. Do your math which one is better for a short term living(1-5 years)

I need an help , I was ivested in us using Robin hood, now I moved to India also my visa expired but still my extension is in progress... But not whether I can travel back in this year itself....can I still continue invest in us stocks

Excellent explanation

In apartment, you pay rent for them to take care of the maintenance. The rent is gone and you'll never get it back. If you buy a house, you get back your money when you sell the house. Over longer term like 5 years or more, it is cheaper to own a house. So, if you are expecting to not move out from the city for next five years, buy a house.

@Arazhul12

3 жыл бұрын

Only buy a house if you can pay cash for it or at least pay off in 5 years. Otherwise too much of a risk. You have high extra costs as a house owner too. They are almost like a second rent depending which state.

@d_themesmerizer

3 жыл бұрын

@@Arazhul12 I disagree

Thanks for your suggestions. I have observed you are out of shape compared to when you passed out of college. As a medical person, I would advise you to work on your health too. Eat well and not the pop you have next to you. Love to see your videos. Keep rocking!

@DesiAmericanProfessor

4 жыл бұрын

Thank you for your concern. You are right and I am working diligently. Lost 20 pounds so far and much more to lose still. I used to drink beer but then quit alcohol. I replaced beer with coke to fool my brain. Then I replaced coke with diet coke to keep fooling my brain. Then I replaced diet coke with sparking water to fool my brain. The pop you see is sparkling water can. No calories. Just lightly carbonated water.

@Pritha879

2 жыл бұрын

@@DesiAmericanProfessor nice way to gradually remove temptation..

Excellent points

👍👍👍👍👍👍 very nice. Brooks brothers has filed for chapter 13. So sad. My favorite brand for Dress shirts, ties, marina wool or cashmere sweaters or full sleeve T-shirts and off course shoes. One thing about Brooks brothers is that I still have lot of stuff that I bought 10 years back and they are still in good condition.

Hello sir. I am a chartered accountant and aslo cfa level 1 candidate.I am planning to purse Ms in finance from USA. I am also looking for scholarship.what are the chances of getting full tuition fees waiver and also getting assistanceship?

Sir how u get citizenship so easily, any way love ur video,😊

Nice! I follow most of these while staying in India

Your advise on buying home in America with Hib visa is very good but as I see all double income and also single income families straight away buy expensive homes in the US regardless of visa status and also expensive cars

Nice points. Buying discount products is really a big mistake which i saw, its a trap.

Your last point is a absolutely true..in 2000 dot com bust...many lost their jobs and in SFO indians H1bs left thier brand new Mercs/BMWs with unpaid loans and also their brand new furnitures dumped out..Apts..Also on H1b for 8yrs. i never buy home..and even now under bad market and inspite of getting GC i havent bought one.

Living like a desi and dying like a desi is more expensive in the long turn without gaining new experience and spending weekends at Costco

Sometimes I feel that you talk and think as me... financial freedom... no mor high flying life for the past 3 years since I moved out of Chicago to a small town. No more Pappadeux, wilansky and smith or Shaw's Crabhouse or legal seafood restaurant or good sushi restaurant. But that came as blessing in disguise since I moved out of big city. Just simple life. I still miss good masala dosa and sambar. No South Indian restaurant around me. Love your videos.

Time is money, save enough money but not so much that we lose the time. And also while buying groceries I’d buy from some good store like kroger which has fresh items. Wholesale is just a waste of time, space and money if you don’t have a big family. Don’t compromise on groceries at least.

Sir I am planning to come to US or Canada for my studies after 5 or 6 years, will it be impossible at that time to come and live in USA or do you prefer Canada in the future for study and then living ? Your assistance could be helpful.

@ChandanKr.16

4 жыл бұрын

He has already done a comparison just look into his playlist.

@austinislive6880

4 жыл бұрын

@@ChandanKr.16 I am asking about the future (like 5 to 6 years) as USA has started restricting foreign nationals. Not, only about study but also about living there permanently.

@DesiAmericanProfessor

4 жыл бұрын

I have no idea what will happen to me tomorrow. I have no capability to predict your future 5 years from now

@ChandanKr.16

4 жыл бұрын

@@austinislive6880 ok bro

@DesiAmericanProfessor

4 жыл бұрын

just take it easy and take it slow. Time will reveal on its own Sir

Sir on point no 10, can you pls compare buying a house with paying rent...

Can you help in application for PhD admission in USA?

Point 10: very important and true point.

@SantoshNair1

4 жыл бұрын

with green card lines long for indians, this is not really a good suggestion anymore. You will definitely better off buying home than paying rent for 5-10-15 years. Remember rent goes up almost every year too, so its really throwing away your money which can go into your equity if you buy home. Average rent median is around 1500$ ..over 10 years you would have paid 300k just in rent adjusting for rent hikes every year. Even in worst case scenario you have to leave, you can sell your home almost anywhere in US in 15-30 days, and get your money recovered.

@tejas_b

4 жыл бұрын

@@SantoshNair1 Totally agree to your point. Also, to add to this... try looking for cheaper cities which are close to nearby cities. for e.g. if you have your work in Frisco texas, try getting a house in say for e.g. Prosper Texas which is next to Frisco... house will be around 50 to 60 K cheaper... on an avg. a 300 K home (even though small) will be good enough to save ourselves from paying apartment rents and can easily be sold in can of worst case scenario. If you buy more than 400K or 450K homes, the EMIs will break your back!

Sir , how to manage home loan in India from us H1B..

Sir one day your name comes on Indian news headlines because this great channel 🙏(biggest fan harsh bardhan)

I am a son of a farmer and a merit student . I also want 100 percent scholarship in any University. We r financially unstable. I got 98 percentage in 11 th grade. Any information about scholarship in university of Arlington

@tejas_b

4 жыл бұрын

Try searching for Lamar University in Beaumont Texas... it might have scholarships as well as In state tuition waivers in case you bring good SAT/GRE scores...

I can't agree to drive 900 miles. I am in Dilema on buying small house. I liked your statement ,'Jai Hind, God bless America'.😉

Plzz sir make a vidio on admission in MIT for undergrad. All step by step process

Buying a home while you are on a temporary visa is a safe risk one might consider to take based on your risk tolerance. OTOH, Indians getting green cards as of today is decades away, if you can afford a home, do your homework and buy one you like it. Because, when you have your GC, the houses are going to be more than double vs the current market price. Having said this, if you have less than couple of years in your visa and gc processing is not guaranteed, better wait!

Hello professor I am looking help as part of research or job in university as my wife has done PhD . Can you please share your point of contact so that I can get some suggestions and explain my needs.

HOA pure amerika me har jagah hai kya? Mujhe bilkul pasand nhi. Creepy hai. In future ho sake to HOA living lifestyle k bare me video banaiyega please 🙏

Somethings don’t make sense, why would you drive 900 miles over taking a flight for $250? Money isn’t everything- value your time. Sorry to say but this is a miser attitude.

@DesiAmericanProfessor

4 жыл бұрын

Please watch the video carefully. I said it is not a good idea on short trips. I was in Atlanta for 3 weeks. So why should I rent a car or keep taking uber? If it is a moderate enough distance and if you are going there for a while, it makes sense to drive.

Is buying home on H1B worth it or would it be a big mistake. 1) Married and no kids yet. 2) Very first year in US. In this situation whats best?

@DesiAmericanProfessor

3 жыл бұрын

rent cheap yet safe. A person in that situation is the least qualified to buy a home

@kk12181

3 жыл бұрын

@@DesiAmericanProfessor Thanks for your suggestion!👍

He care about all us H1B and F1 holders....

If you put a limit on eating outside, going to pubs with friends, not renting a convertible to go to National Parks then you are making compromise on the American Dream. My lifestyle in Bangalore as a software developer was much superior than the suggested lifestyle in this video.

@Pritha879

2 жыл бұрын

In India the lifestyle is better as long as you are earning well.

Is it a good idea to buy a new car on lease for 3 years...

@DesiAmericanProfessor

4 жыл бұрын

depends on the duration for which a person is in the US

Hey bro, can u plz share thoughts on investing money here in usa for H1B holders?

@DesiAmericanProfessor

4 жыл бұрын

sure :)

@Nakar2

4 жыл бұрын

Was gonna make the same request. Interested in hearing your thoughts on investing options for all the money saved from the above tips.

All points r good if u all take it in a right sense... few people r commenting in a bad way and please don't do that🤷‍♀️🤷‍♀️

You can either live your life or live like what he is saying. They are not mistakes, they are choices people make based on their financial situation. Sure save and live meager, but don't forget to live while you are alive, peace 🎉

Sir if I don't get a financial aid for ms, will it be better if I do mtech in india

@DesiAmericanProfessor

4 жыл бұрын

yes, if one cannot afford paying fee, perhaps going for a PhD is a better idea

Plz Make Video ON Bachelors program in US Universities

@DesiAmericanProfessor

4 жыл бұрын

I did not do bachelors in USA and others who have done it will know much better.

@parasharamkangralkar943

4 жыл бұрын

Hey @diVyANshU mAurYA can you msg me on insta or Messenger,, i too have the same prob, i too wanted to do bachlors in cs ,, msg me on insta @28chandan 😇😇😅🙏🙏🙏

Sir U have Green Card or U are in USA on A H1B visa

@DesiAmericanProfessor

4 жыл бұрын

Citizen

@Aegon_Targaryen

4 жыл бұрын

oO really

Do I need a councillor for admission in MIT or any other American University for undergrad

@prasun838

4 жыл бұрын

Yes

@priyanshukanth4278

4 жыл бұрын

@@prasun838 why it is necessary

Thumbnail dekh ke laga aaj sir ku- fu sikhane wale hai..

Other ideas to save- please make a video in this . Good to get ideas if I learn something from you My ideas- Free sightseeing first Family phone plan with Netflix 2-3 families Share AAA with family 3 year old car never a new car Avoid car dealerships for basic oil changes Roommates always or small 1 bed till marriage Absolutely never shop at luxury retailers. Shop at Marshall’s tjmaxx etc for brands Buy only basic electronics no warranty Make filter coffee at home take in a cup Twice a week max eating out Avoid buffets once in 3 months Max out 401k match always National parks annual pass /2 share

Point 10 is wrong even if you are a citizen. Buying an expensive home with 4-5 beds etc at 20% down and pay interest or worse PMI is not a great idea. If you are 100% stable then a small home if you have kids is justified. Texas is so dirt cheap compared to big east coast cities you could buy a big home also but why? You can claim std deduction anyway and don’t need to itemize I never agreed with the mentality to buy a huge home to show off to friends Your suggestion to use Costco is good but not enough. Use a card to get 2% back split membership among family members use for rental cars etc. most basic disposable stuff can be sourced at dollar tree first and only food items at ethnic supermarkets and then finally Costco

@DesiAmericanProfessor

4 жыл бұрын

good points

Buying house is not an expense. It is an investment. Rent of appartment is much higher and that is pure expense. Where in house whatever paid after few years will fetch you some money. Secondly appreciation of cost factir too you can keep in mind. This lecturer says that live begars life in country like. America... paisa apane sath graveyard leke jayega kya?

@DesiAmericanProfessor

3 жыл бұрын

think before you say such things. Homes are expensive and require heavy down payment too. Then you have to constantly renew your visa. This video is not for all people. This is for those on temporary visas

And vacation in US is very expensive so go to Central American or South American countries. Point # 11.

I dont agree with what you told about credit cards. Most of the people get scared when they hear credit cards, but the amount of profit that you can reap if you use it wisely is incredible. Spending everything on credit cards if you have the capability to pay off credit card balance every month is one of the best things I have done in my 5 years of H1B. I have had 2 round trip tickets to India for my family for almost nothing using these credit cards rewards. I have approx 10 plus credit cards and I havent spent a single $ in interest. Again, if you are not diligent enough/financially confident to payoff credit card balance every month, then this is not your cup of tea!

@DesiAmericanProfessor

4 жыл бұрын

your last sentence is what I said. Always pay off your credit card bills on time. Or else you will end up paying heavy interest and your credit history will be adversely affected

@vishtexas9677

4 жыл бұрын

I got the feeling that you were trying to insinuate that minimize spending on credit card. I would say we should always spend on credit card if we can ensure that not a single penny is spent on interest!

@DesiAmericanProfessor

4 жыл бұрын

@@vishtexas9677 yes, that is exactly what I do. I use credit card for everything but always pay it off on time

We need to enjoy our life atleast one point of time.

gujju survial policy in canada in us both husband and wife work in factory both claim EI after 6 months and work cash jobs at local stores on top of getting EI Drive a cheap carolla or Civic Buy a house in junk neighboorhood and rent most of the rooms Live of Dal chappati and namkeen Share your car when driving and almost drive without paying for gas Buy clothes from india

Right professor u gave right advice save money and send to india

Saving money is not that important. Having Children and raising them up as righteous Citizens is the most important aspect of life in USA. You can take it to the Bank.

Speak about 401k and roth ira.

Not buying a house on H1B is bad advice. Rather you should, because else you pay for rent + tax and no benefits. With buying home.. you save on taxes and on top of that you make equity. Any point of time you can sell home and move back with earned capital in hand. Just make sure to buy a home at decent place and specially where government school rating is 9 or 10. Also make sure difference between your rent and home loan should not be skyrocketing difference. Selling a home process is very quick and you can even sell a home without staying in USA with legal agreement with realtor. And if you home loan is less than your house rent and you can break even by including tax + HOA etc.. you can keep the house on rent if you wish too. All you need is to have an agreement with company who take care of rent process and make sure of all paper work and maintenance activities. They just charge 5 to 10% of rent every month. So there is no hard and fast rule to not to buy a home. Just look at all options, your financial situation and need of an hour. Saving money in savings or current account in USA will give you just few cents as interest you earn in USA is really low.

@RakeshGuruvina

2 жыл бұрын

You are missing repair cost , what if your house without tenants for 3-4 months ?, agent commission when selling . Instead of all this you could invest in your home country or in any other opportunities .

@TechFreak51

2 жыл бұрын

Correct.. Point #10 is kind if a pessimistic Nothing comes without a risk. Our inner strength is immense and taking a calculated risk only brings the best out of you otherwise its a mundane life. In short , its like this, You ask your mind, how do I earn 5K a month? Your mind will answer accordingly and if you ask yourself how do i earn 50 k a month, surely mind will give a better answer. A great sage said that its the law if universe, the higher you aim , the more energy universe will grant you 😊😊😊‼️

N today I was disheartened to hear from sir that some unsocial elements use absurd words for sir He is prof n a prof must be respected in society U may have disagreements with sir , but please mind your language before saying anything

900 miles is moderate distance? 😳

@DesiAmericanProfessor

3 жыл бұрын

if it is a long duration trip, yes. This time I am in Atlanta for only 5 days so I took a flight. If I were to come here for much longer duration, I would have driven

I don’t really think these are some major mistakes. Anyways this is not just for H1b people, it could be applicable for anyone.

That dosa looks crisp!!! 😌😌😌

All these are applicable in India too.. I dont know whats the need of this video

Reminds me of my dad

Plz Give the list of affordable University of USA for Bachelors program in computer science

@DesiAmericanProfessor

4 жыл бұрын

If I were to answer you, I would search on google. Go to different universities and check their fee. There are 3500 universities in USA. To be honest, I do not even know the fee at the university where I work right now

Appreciate you spend some time to educate h1b ppl. But seriously sir do you think we doesn't know these?? USA taught us more than you said

@DesiAmericanProfessor

4 жыл бұрын

majority of my audience are aspirants who want to study here. They do not know many things that you and I think are simple and obvious

@rajashekar1848

4 жыл бұрын

@@DesiAmericanProfessor great that you are spending time for them

Moral of the story: Be minimalistic and don't follow the herd in this capitalistic society.

@anuragsarnaik

4 жыл бұрын

Not really. Be practical and have some degree of financial discipline.

@DesiAmericanProfessor

4 жыл бұрын

there are no universally right answers :)

You are doing a great job at helping out people who are here in this country temporarily with your advice. It is very unfortunate that these trolls have nothing good to say. Great job , GOD bless America

Agree with you On all points except traveling. Don't forget we are in USA and Here time is money. There is very small time We get for family that too I want to spend in driving is not a logical thing. If you get 56 hours of weekend time and you want to spend 24 hours in driving back and forth plus next day you are tired. Nope 👎🏻 not a good advise

@DesiAmericanProfessor

4 жыл бұрын

I mentioned this at 5:26 nor worth driving if you are going for a short duration or if the drive is too long. In my case, for example, it was better to drive as I was going for 3.5 weeks.

What’s wrong with cable . If you go by this video , you probably be the biggest cheapskate in America . Tip: Don’t go crazy with your money . Live reasonably well . Pay your credit card in full each month . Yes buy a used car that will incur low insurance . Mercedes service is not at all expensive . Oil change is $200 but yearly instead of four times a year .

Sir, I switch my major in cs in canada in top 5 my btech is in ece but i have courses like os,dbms,oops,dsa,cn but I don’t have discrete maths.plz reply

I think the title of this vid needs to be changed. I was expecting tips about 401k , investing .. etc but it starts with dosa and coffee

@DesiAmericanProfessor

7 ай бұрын

401k and investing are for people who are settling in the US or are here for a long haul. In the first 10 seconds of the video I mentioned that this video is for people who are here temporarily/for a short term like 3-6 years

Seems like l m already doing these things. Indian genes

then why go to usa for a American dream, if you dont buy house, have fun, eat out, have goood cars, cheap out on everything! This is literally everything, better is to be living in india then

Somany indians bought single family and town homes with out proper status. Now they need to pay the hefty price tag. In 6months you will see more desi bubble in real estate.