Car Loan Lene Ka Sahi Tarika - Interest Rates, EMI Calculation Explained
Автокөліктер мен көлік құралдары
Car loan me kya dhyan rakhe? How to save on car loan? If you are looking for taking a car loan you might have come across terms like documents required for car loan, interest rates, down payment, EMI calculation, etc, fixed and floating interest, etc. In this video, I have discussed about what kind of car loan you should opt for, fixed and floating interests, and if car loan is better than other payment options in Hindi.
Check out this video to learn the most right way to get a car loan, pre-payment and foreclosure in Hindi.
If you are in Pune & want to talk about your car or bike on Sahi Gaadi then get in touch via email - shrangar@videoschool.co.in
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00:00 Introduction
00:28 What is fixed rate or floating rate?
02:12 Should you opt for fixed or floating interest rate?
03:16 Documents required
04:12 EMI calculation
04:50 Pre-payment and foreclosure
#sahigaadi #carloans
Пікірлер: 192
Car Loan or Cash Which is Better?: kzread.info/dash/bejne/X5qhx4-of8XPf5s.html Car Insurance All Terms Explained: kzread.info/dash/bejne/da19o8Gng9PAhZc.html
@adityak242
10 ай бұрын
Bhai kya admi ho yr .itna ache se kon samjhata h ajkal..nice bhaiya ji..thanku so much
@kuldiprajsaini2858
7 ай бұрын
😅😅⁸the most important 👏 ✨️ 😅are 😊😊😊that can 😊😊😅
kitne achche tareeke se saral bhasaha me bilkul normal baatcheet ke jaisa aapne sab samajha diya --Thank you
@SahiGaadi
9 ай бұрын
Thank you bhai for appreciating 🥰
Sahi bhai...❤ Thanks ekdum dil se
@SahiGaadi
9 ай бұрын
Welcome :-)
Well explained Thank you 🎉🎉
@SahiGaadi
11 ай бұрын
Glad it was helpful!
Badiya knowledge diya
@SahiGaadi
10 ай бұрын
Thanks Pankaj bhai
Good Video Bhai....one question which bank is best by this time to take loan ( car loan ) ? And is good cibil can help in negotiate for some lower percentage ?
Very Nicely Explained. Thanks.
@SahiGaadi
6 ай бұрын
Most welcome!
Very nice information, thank you 👍
@SahiGaadi
11 ай бұрын
So nice of you
Your video really helped me bro, thank you so much
@SahiGaadi
11 ай бұрын
Glad to hear that
Well explained. Maine fixed me liya hai 3 month pehle he
@jitelectricianplumbing1122
3 ай бұрын
Purani gadi lene par kitna intrest rate lagega, or loan kese milega
You made it so simple for a layman like me! God bless you.. Keep up the good work Bro!
@SahiGaadi
2 ай бұрын
Thanks
ekdum mast samjhaye sir 👍🙏
@SahiGaadi
7 ай бұрын
Thanks bhai
Thanks sir जी
Vry information video ❤
@SahiGaadi
Жыл бұрын
Thank you Ishwar ji
Reducing interest best❤
Thank you so much 🙏🏻😊
@SahiGaadi
15 күн бұрын
You’re welcome 😊
Very Usefulll video Bro👍
@SahiGaadi
Жыл бұрын
Thank you Gagandeep ji
Very informative interesting video thanks sir
@SahiGaadi
10 ай бұрын
So nice of you
Good... Information 👍
@SahiGaadi
11 ай бұрын
Thanks
Very thank you sir...
@SahiGaadi
10 ай бұрын
Most welcome
Nice topic
@SahiGaadi
Жыл бұрын
Thanks
Thank u very much sir
@SahiGaadi
10 ай бұрын
So nice of you
floting intarast rate manthly or yearly ?
V.good topic
@SahiGaadi
10 ай бұрын
Thanks
nice one understanding language thanks buddy
@SahiGaadi
8 ай бұрын
Always welcome
Thanks sir 🙏👍♥️ Nice information ❤🙏👍
@SahiGaadi
2 ай бұрын
Most welcome
Nice information
@SahiGaadi
11 ай бұрын
Thanks
Well explained! Thank you
@SahiGaadi
11 ай бұрын
Glad it was helpful!
Sahi topic pakda hai bhai
@SahiGaadi
Жыл бұрын
Thank you so much
very good eloberate.
@SahiGaadi
11 ай бұрын
Thank you
Hlo sir abhi ke time pe lowest intrest rate kon sa bank provide krta h ???? Plz reply
Very nice...
@SahiGaadi
4 ай бұрын
Thanks a lot
Sir, car loan 10L per annual ki salary pr kitna lena chahiye ?
Nice👍
@SahiGaadi
2 ай бұрын
Thanks ✌
Good info
@SahiGaadi
11 ай бұрын
Glad you think so!
Nice information bro .
@SahiGaadi
3 ай бұрын
Thanks
Is it mandatory to have a 3lc per anum salary to obtain car loan from sbi?
Here is reset clause so bank can change their interest rate after 2year in floating
Personal loan ka ....pre payment or forecloser ka review Dikhaye sir.
@user-pd4iw4np6d
10 ай бұрын
जी बताएं साहब
Thanks sir it's better to repayment or continue for 7 years
@SahiGaadi
11 ай бұрын
Always welcome
Sir ye car loan ka insurance bhi ho sakta h kya
Bhai Main new car liya hun Apne dost ke bank account se EMI per Mere Naam car Hogi Ki Nahin payment karne ke bad Uske pahle.
I took on peak floating rate for my Hyundai exter
@SahiGaadi
6 ай бұрын
Nice work!
Nice...plz adjust camera on fixed position . Its disturbing when making far & near
@SahiGaadi
11 ай бұрын
Thanks for the feedback
First time agreement kaise hota hai car loan ka
Agar loan par car li hai to car ki insurance par kya farak padta hai, ye bhi batayen please🙏
Sir good Evening mein lone te jetna bank wale bola tha paid. Kar. Diya hai par lookdon mein kuj. Emi bons hue par main under time lone amount pay kar dete mear lone kodek prime mehender bank delhi se main Punjab se tha lone amount te phone te bole karta kuj bones charj mang rha c par lone mein 75show ho raha c muje us ne noc abi tak ne. Deye jab k 4c main lone bad. Ho chuka hai load ko cibil mein Satalment karta cibil main one lukh show ho. Rha. Hai us bade. Se mari noc ko leykar tuu maii hoge c abe rak noc ne mara cibil be kharb karta usne please ap mujhe yeh k mein ab kya karu Think brother ji
Vijay mallay or nirav modi kaise bhach gaya ye soch raha hu 😅😂😂
@SahiGaadi
11 ай бұрын
😅
@pb7110
10 ай бұрын
Moi hai toh mumkin hai 😅
@technicalankur4735
9 ай бұрын
@@pb7110 diya kiss ne tha
@pb7110
9 ай бұрын
@@technicalankur4735 ankur bhai aap mujhe glt hi smjho pr poi ji politically country k liye glt hai. 🙏🏻
@Nitishgupta80
9 ай бұрын
@@technicalankur4735congress ne
what is reducing rate of interest ?
@420Sumanta
11 ай бұрын
Imagination
Boss car loan processing fees ke upar video banaye
@SahiGaadi
10 ай бұрын
Thanks for the suggestion, will make soon
Good job❤
@SahiGaadi
9 ай бұрын
Thanks 😅
Sir me loan leke cash me le aao toh sir??? Thik rhega
SBI car loan offered me 8.8 percent interest....
Floating rate ke baare mai kyaa woh kabhi kum hii nahi hoata.....
Hypothecation cancel karne ke bad new RC mein "first owner YA second owner" likha ho ga please reply ❓❓❓❓
@hameedferoz8804
6 ай бұрын
First owner hi hoga. Gadi aapke naam pe thi, aapke naam pe hi rahegi. Bas, pehle finance likha huwa ayega, baad mei remove hojayega,
Sir bank noc lene ke liye hame khud bank jana padega kya, example abhi hum guwahati sbi bank se loan kiya hai aur 5 year ke baad hum abhi delhi main hai to bank se noc kaise le agar hum govt employees hai isliye
@SahiGaadi
10 ай бұрын
Jis bank se loan hai vahi jana hoga, fir bhi ek baar baat kijiye agar aapke nazdeeki branch se mil sake to
10-12lakhs ki car ko cibil score kittna lagta hai zero down payment aur konsa bank loan fatak se dega
@SahiGaadi
10 ай бұрын
Loan lene ki capacity to aapko showroom par hi pata chalegi, sirf ache CIBIL se bada loan nahi le sakte hain, income aur purane chukay hue loan bhi mayne rakhte hain
Noc
Sir pura payment karke gaadi lai shakte hai please reply me Thanks 🙏
@SahiGaadi
10 ай бұрын
Haanji bilkul le sakte hain
My question is I want to gift a car to my wife so can I took loan on my name and can will be register under my wife's name
Bhai one pement pe car kaise le ek video banao plz
@SahiGaadi
9 ай бұрын
Thanks for suggestion.
Hlw sir car loan amount direct hmare account mein aayega ya dealer ke paas jayega
@SahiGaadi
10 ай бұрын
Dealer ke paas jayga
Kya car loan monthly pay krna hoga ya 6 month payment options bhi hai
@SahiGaadi
11 ай бұрын
Monthly karna hoga
Defance parson k liye koi discount hai car loan par
@SahiGaadi
Жыл бұрын
Ye aapko showroom se hi pata karna hoga
sir second hand gari dusrese loan wala gari le sakta
@SahiGaadi
11 ай бұрын
Bhot jyada interest rate dena hota hai
Will foreclosing loan affect my credit score?
@SahiGaadi
9 ай бұрын
No
Wwaaah 😮
@SahiGaadi
11 ай бұрын
Thanks
Bhai do gadi nikal wa sakte hain kya ak name se loan par
@SahiGaadi
6 ай бұрын
Loan eligibility honi chahie, fir koi problem nhi hai
Aap ne car cash me li hai ya Loan pe
Car loan ko complete pay karna hai to kasay calculator karay
@SahiGaadi
11 ай бұрын
Bank me phone kar lijiye calculations karke aapko bata denge, banks loan pre-close karne par kuchh charges lagate hain na isle unse hi baat karni hogi
Sir how to get loan, I am working private and have now income certificate. Where can I get a car loan from.
@SahiGaadi
9 ай бұрын
Car showroom jaiye, vha dealer khud help karenge
Salary person ka company me jaake verification karte hai kya ...bank wale
@SahiGaadi
9 ай бұрын
Nahi
Processing fees and insurance and hidden charges plZ😊
@SahiGaadi
10 ай бұрын
Haan Processing fees to turant khud hi deni hogi aur insurance to car ke price par depend karega aur aap kis tarah ka le rahe hain uspar bhi, ye 15 se leka 60hazar bhi ho sakta hai
@mohitinvincible5535
8 ай бұрын
Govt. Bank ki bhaut kam hai fees
Sir agar bank se noc leli hai to fir hum car sale kar sakte hai kya?
@SahiGaadi
10 ай бұрын
Haanji
@sauravdhir5844
10 ай бұрын
@@SahiGaadi hypo nhi b hatwaya tab b noc se sale kar sakte hai kya?
Bank me car loan Kam se kam kitne dino me payment kar sakte hai.
@hameedferoz8804
6 ай бұрын
1 year minimum
Floating is bakwas loan Reason bank always charge you reduce the loan amount
Which is better to buy a car, loan or ready cash?
@SahiGaadi
9 ай бұрын
Loan in my opinion
@rajkpkunhiveedu8242
9 ай бұрын
@@SahiGaadi If we pay ready cash face any income tax liabilities?Because I have enough money to pay that not effect my financial status.
Fixed interest rate band ho Gaya hai bhai.
Gadi Lena chahte Hain kam paise Hain loan kaise prapt hogi ji
@SahiGaadi
8 ай бұрын
Apne bank jakar check kijiye agar aapke lie koi pre-approved loan ho, aur car showroom par bhi jayenge to vo aapko ek do bank option bata hi denge jinse finance kia ja sakta hai
Sir aap pune se ho kya?
@SahiGaadi
10 ай бұрын
Haan Vinod ji
Pre payment का डिटेल तो नही दिये चाचा
5 लाख के loan पर कितना होगा interest rate
@SahiGaadi
8 ай бұрын
depend karta hai aapke credti score aur eligibility par, bank se check kijiye
bhai tum konsa car me baithe ho
@SahiGaadi
8 ай бұрын
Kia Sonet
Ek question h Koi retired government employee uski annual 3 L se km h toh woh car loan ni le skta? Esa sbi walo ke terms h
@SahiGaadi
Жыл бұрын
Retired govt employee ki age ki vajah se bhi issue hoga aur annual income agar 3 L se kam hai to bank ke calculation ke hisab se emi bhar pana kaafi mushkil hoga islie
भाई अगर कोइ राजस्थान में goverment में नौकरी करता है और राजस्थान के बैंक में सैलरी आ रही है और फिलहाल हरियाणा में रह रहा है और आधार कार्ड में हरियाणा का address है और राजस्थान में बैंक से लोन लेकर हरियाणा नंबर की gaddi ले रहा हो आधार कार्ड adress के आधार पर तो कोई bank problem हो सकती है या नहीं। ऐसी स्थिति मे candidate को id proof me Rajasthan का document देना होगा या हरियाणा का। हरियाणा नंबर गाड़ी लेने पर। जी क्लीयर करो साहब।
@SahiGaadi
10 ай бұрын
Ji aap Haryana me gaadi le sakte hain, Haryana number ki gaadi le sakte hain bs address proof bhi Haryana ka dena hoga. Loan bank par depend karta hai but jaise ki aapne kaha Govt job hai to loan me bhi kam hi dikkate aaygi
@user-pd4iw4np6d
10 ай бұрын
@@SahiGaadi 🙏🙏🙏
Sbi se car loan liya 9.25%
@mindrules1566
8 ай бұрын
Bhut mehnga me mila
Mene gadi book ki insurance b ho gya .80000 b diye pr gadi ki delivery nhi li .kinhi karno s m ab gaadi nhi Lena chahta .mere pese vapas kese aaynge .deler bol rha h aap ko gaadi Leni hi padegi.
@SahiGaadi
6 ай бұрын
Bhai booking ke samay hi insurance kaise ho gaya? Aur booking kabhi bhi cancel ki ja sakti hai
@choradeshi
20 күн бұрын
Conumer court jao ya Google se number nikaL lo
20 sal ke liye konsi car mein loan hoti hai bhai bta do mujhe bhi 😂
@SahiGaadi
6 ай бұрын
Bhai ghar ke lie to hota hai na
Hello sir, I have applied for car loan of Rs. 10 lacs from pnb @ 8.8% p.a. floating rate for 60 months ( 5 years) tenure emi amounts to Rs. 20661/- apx. But while signing the documents i saw tenure of 84 months ( 7 years ) emi amounts to Rs. 15988/- when i questioned, bank employee replied that account open kar ke 60 months kar denge.. and i signed the documents. But now in my loan account its showing tenure of 84 months only with emi of rs. 15988/-. When i contacted to bank he's saying to pay installment according to 60 month's emi i.e. Rs. 20661/- and your loan will be cleared in 5 years. I want to know that is their any adverse effect of over payment of emi.. like in my cibil score etc. I have taken loan for the first time.. plz help
2 Questions : 1) Can there be a home loan for less than 1 year? 2) Can I choose the EMI amount (in case I want to keep it higher than what the minimum tenure suggests)?
@ranjitkumar-ix3hs
Жыл бұрын
No
BLSNGS
@SahiGaadi
10 ай бұрын
Thanks Vikram Ji
Floting hota hai. Kon sa bank flat rate deta hai.😂😂😂 bewajah ka video banakar bas likes lena hai.
Thanks sir जी
Nice information
@SahiGaadi
8 ай бұрын
Thanks
Kya loan car pr choice number (paid number) le skte hai?
@SahiGaadi
11 ай бұрын
Haan, bilkul le sakte hain. Bas uske lie aapko khud paise bharne honge
Kya 100% car loan milta hai?
@SahiGaadi
11 ай бұрын
Aapke profile par depend karta hai, acha cibil hai aur loan repayment bhi achi hai to mil sakta hai
Thanks sir जी
@SahiGaadi
10 ай бұрын
Welcome
Thanks sir जी
@SahiGaadi
10 ай бұрын
So nice of you
Nice information
@SahiGaadi
11 ай бұрын
Thanks