Car Loan Lene Ka Sahi Tarika: kzread.info/dash/bejne/X4SjxJWJlLDJj9o.html Car Insurance All Terms Explained: kzread.info/dash/bejne/da19o8Gng9PAhZc.html 9 SUV cars under 10 lakhs: kzread.info/dash/bejne/Z32sx7dtfpDSfdo.html

@user-qo6qo3mx5q

4 ай бұрын

Sir n.i.p case kya hota h

पैदल या साइकिल पर चल लेना लेकिन कभी लोन पर कार मत लेना भाइयों ।झूठी शान की वजह से अपनी रात की नींद खराब ना करें ।हाँ ज्यादा ही पैसा है तो कोई बात नहीं है ।

@ErAKBihari

2 ай бұрын

सहमत😂

@MNL66666

2 ай бұрын

Bahut sahi kaha lena hai to cash lo

@BDas0405

25 күн бұрын

Absolutely right ✅️

@dreamstarsevents8147

19 күн бұрын

Mere papa kehte the ki jitni chadar ho utne pair phelana. Sahi kaha tha unhone. Pocket me pesa ho to lene ki socho. 🙏

@sikendrakumar4226

10 күн бұрын

Esme dikat kya Hoti hai sir please batayiye

Cash or EMI ....very understood subject...who already has money, he doesn't think about taking a loan ...who aren't able to afford the whole amount at a time they take loan...it is obvious... someone can't save the whole amount to buy a car but can pay in EMI.

Interest to be paid on a DEPRECIATING ASSET...is not a good idea. Taking minimum loan is best..for shortest possible time..is the way to go ,if outright payment is not possible

▀▄▀▄▀▄ek shikshak bhee ise itanee khoobasooratee se nahin samajha sakata...aapakee samajhaane kee style ne mere dil ko chhoo liya▄▀▄▀▄▀❤❤

@SahiGaadi

9 ай бұрын

Thank you so much

abviousely jiko 12 lakh ke car lene hai wo maximum down payment karega interest se bachne keliye its depend on buyers

Informative video not many creators talk about pros And cons like this

Any issue related to income tax

I was planning Tiago in 2021 that was costing me around 6 Lacks on road, I dropped the plan because I didn't wanted to pay 80k interest and though of saving and pay by cash. In 2023 the same car same model now costs 7.80 lakh. So the conclusion is by not purchasing the car and not taking the loan I lost 1 lack. Conclusion is don't listen to any idiot, if you want to purchase something go and get it by loan. Now I regret my decision and don't want to pay extra 1.80 lacks for the same car.

@Besmartbutsmartly

3 ай бұрын

😂😂😂yoy are a fool

@sachinsonavle3625

2 ай бұрын

Yes , do not listen any idiot on you tube

@MsDhoni_45

16 күн бұрын

Features badhte hai.. isliye paise badhte hai.

One main point you have missed out for Full cash payment disadvantage, If you pay one time transfer more than 10 lakh from one account then Income tax will ask for the source of income, so better always to take 20% finance wih short period of time ( 2 years better) rather than full payment.

Agar Savings Bank or FD mei paisa hai which is less than car loan interest rate then cash better hai na sir

Last ka sentence really its true. Jitna use hi waisi gadi lo dikhawe per nuksan mat kero

एक दम आराम से , कोई हड़बड़ाहट नहीं ,जितने अच्छे ढंग से समझाया जा सकता है उतने बढ़िया तरीके से समझाया दाद देनी पड़ेगी , बहुत अच्छा लगा

@SahiGaadi

3 ай бұрын

Thanks Dinesh bhai

Mera suggestion hai ki 15-20 logo ka group bnakar monthly Contribution kar ke khareed lo...easy rahega

Explanation best but still beed to compare with ammount.. With cash and Finance.. because someone choose finance and someone choose cash.

Sir finance karte time kin czeezo ka dhyan rakhna chie?

Very nice description 👍

@SahiGaadi

Жыл бұрын

Thanks 🙂

बहुत अच्छा लगा सर धन्यवाद

Thanks sir Nice information 👍👍

@SahiGaadi

Жыл бұрын

So nice of you

Income karne bahut mehenat lagta hein. Agar emergency na ho to cash is best option. Income monthly 60k and EMI is 20k. You have to assume your salary 40k only. Ayse karte karte end of the month savings is zero. Rat ko santi se nind nehi ayega. Cash mein honda CITY ki jaga swift milega but santi se chal sakti ho. 60k amount mein apna marji se kharch karsakta hu. I hate loan.

@agatajo6883

Жыл бұрын

Ekdam sahi kaha aapne

Thank you so much for your valuable information.

@SahiGaadi

10 ай бұрын

So nice of you

Sir mujhe gadi leni hai pr income background nahi hai kya karu

Nice information ji Thanks you

@SahiGaadi

Жыл бұрын

So nice of you

Bahut badhiya jankari ji dhanyawad bhai 👏

@SahiGaadi

Жыл бұрын

Apka Swagat hai Ganesh Bhai

Sir aap k samjhne ka idea bauth achha laga

@SahiGaadi

Жыл бұрын

Thank you so much

Sir I have planned to buy for commercial purpose so what will be the difference when we purchased down-payment of 2 lakh or we purchased zero down-payment sir please give us Good ideas about it !

Sir, jo ITR only file krta ho but unka annual income below 5lakh rhta ho toh kya wo 12 lakh ki gaadi full down payment kr k le skta hai? Aur agar 12 lakh ki gaadi full down payment kr k le le to kya income tax department se kuch problem hogi ?

Sir 10 11 lak thak gadi cash mein Lethe hai tho tax ka kuch lafda hai kya???

Agar mera 35000 ho 7 lakh ka gari lu cash mein toh kya income tax ka notice ayega?

kuch income tax benifit kese le wo bhata ya nahi

बहुत अच्छी जानकारी दी है आपने 🙏🙏 धन्यवाद सर

@SahiGaadi

3 ай бұрын

Thanks

Aaplog financial advisors aur legal advisors aur bankers ke saath goodwill badani hain taabhi na bada khel paaunga liquidity se kuch nehi hota bahut hi limitations main chalni padhegi 🙏🌹

Excellent tips 👌

@SahiGaadi

Жыл бұрын

Thanks

As per budget and capacity one should buy a car but Aaj kal Show off ka Mahol hai

@SahiGaadi

Жыл бұрын

Sahi kaha aapne

Thank you sir for clear my doubts 😊

@SahiGaadi

2 ай бұрын

Welcome

Cash payment kar ke lene me . income tax ka koi problem to nahi hai ?

New car ka insurance kaise le usme dealer se bhi Lena hai toh number mangta rc ka

Sar main aapki soch ko apne ghar mein koi bada bhai bhi itna nahin bataega jitna aapane bataya salute misar

@SahiGaadi

2 ай бұрын

Thanks

Apne bahut achya samjaya Bhai Thank you 🙏

@SahiGaadi

6 ай бұрын

Welcome bhai

Good information Sir

@SahiGaadi

Жыл бұрын

So nice of you

80 lakh ki evoque cash pr le skte hai? Koi problem toh nhi hogi

लोन पर गाड़ी लेने पर जो व्याज की राशि देनी पड़ती है उस से ज्यादा फर्क नही पड़ता, क्योंकि गाड़ी की कीमतें दो- तीन वरसों में व्याज से अधिक बढ़ जाती हैं! जिस कार का मज़ा आप ले रहे हैं शायद धन के अभाव में पहले से न ले सकते!

Cash v finance batter hain, down payment jyada or short kar sakti hain, or apni cash ko v interest kamakar de sako aisa jaga par invest main rakhu...

Aapane gadi lene ka bahut badhiya sujhav Diya❤❤❤❤❤

@SahiGaadi

5 ай бұрын

Thanks

Only take immovable property on loan ,not items

Cash full to payment hogi nahi upto 2 lakh tak hi counter pe pay kar sakte hai. Baki ka paisa apko bank transfer ya online mode (NEFT/ RTGS?) hi karni hogi.

Sir muje second hand vehicle chaye wo bhi 2 lack tak

Sir kitne TK lene pr case me notice nhi aata

Rumsum money 7YRS FD korne se Jo interest jama hoga yo extra benifit Hai.

Last line apki bhahot achi thi need k hisab se lo car 🎉😅

Nice information 👌 👍

@SahiGaadi

Жыл бұрын

Stay connected :-)

What about the Balloon payment which should be paid at the end of installments, why you not providing the complete information with the people's

Bahut2 dhanyabad,Sir

@SahiGaadi

Жыл бұрын

Welcome :-)

Well explanations

Thanks sir good information

@SahiGaadi

8 ай бұрын

So nice of you

Right suggestion sir.

@SahiGaadi

Жыл бұрын

Thanks and welcome

Wrong information told in disadvantages of car purchased in cash, a buyer can extend budget for a higher segment car without worries of emi with interest

Sir aap ney bahut pyari baat kahi hai sabsey last me 🥰🥰❤❤❤❤❤🌸🌷🌹💐

@SahiGaadi

5 ай бұрын

Thank you bhai❤️

हमेशा शेखी बघारने वालो की गाड़ी जप्त हो जाती है।।।😉😉😉

Best option is always cash pe gaadi uthao. End of the day car is depreciated product. Or every year manufacturer are facelifting their design and tons of new features. Best hai koi base model hii le lo premium cars bhi le sakte ho. Emi kisi or profitable products mein use Karo future mein life profit dega

@bkc286

Жыл бұрын

👌👌👌👌

@jaradhiggins6599

Жыл бұрын

Kya 50L ka cash mai ley saktey ho? Lol

@jaybty99

Жыл бұрын

@@jaradhiggins6599 Wohi toh bhai. Income tax darwaje pe hajir hoga direct. 😂

@user-ue7fn8rz3h

3 ай бұрын

​@@jaradhiggins659950 lakh bale hote hi corrupt hai...tabhi income balon se fat ti hai inki 😂😂

@visvia1887

3 ай бұрын

8 se 12 lakh ki car cash payment se Lena best hai.

Badhiya jankari diye hai bhaiya

@SahiGaadi

Жыл бұрын

Thanks

Good suggestions

@SahiGaadi

Жыл бұрын

Thank you so much

Great video

@SahiGaadi

Жыл бұрын

Thank you so much

Thank you Sir aaplogo ka bharosa bas yehi lekar aage barni hain Sir 🙏🌹

@SahiGaadi

5 ай бұрын

Thanks bhai

@abhijitkundu1879

5 ай бұрын

🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏

@abhijitkundu1879

5 ай бұрын

Ji bhai 🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏

Thanks for this video and car ki rate jitna badta jayega utna mileage vi kom hota jayega.Pesa jayada jayega aur mileage vi kom..Matlab sacrifies korna vi padega😂😂. Desh ki mantri o ko jyada rate ki car diya jata hain..Am janta sain pesa utate hain

गाड़ी कैश मे ही लेना चाहिए। जितनी लंबी चादर हो उतना ही पैर फैलाना चाहिए।

What happens if a finance car meets with an accident and is declared a total loss. Will the insurance company bear all losses?

@SahiGaadi

Жыл бұрын

Insurance company ke apne terms hote hain, vo us hisab se hi kaam karegi. Gaadi scrap bhi ho gayi hai to bhi EMI to patani hi padegi aapko. Dono chize alag-alag hain

@prernaagarwal3548

10 ай бұрын

To reply to ur answer yes they should pay

@Anonymous-tz3gw

9 ай бұрын

@@SahiGaadi अच्छा, अगर गाड़ी स्क्रैप हो गई पूरी तरह चलाने लायक नहीं बची तो फिर इंश्योरेंस कंपनी किसे पेमेंट करेगी कस्टमर को, बैंक को कि कंपनी को, और क्या कंपनी इसके बदले दूसरी गाड़ी देगी फिर से चलाने के लिए 🤔🤔🤔🤔

Aapne bahot achhi bat kahi gadi dikhave ke liye nahi apne hisab se lijiae

@SahiGaadi

Жыл бұрын

Thank you Dinesh bhai

Agar jayada pesa hai toh gaadi cash Lelo nahi second hand gaadi apne budget ki aur pasand ki Lelo magar bank loan nahi lena

Bhai itna cash jama karne ke liye middle class family ko 10 sal se jyada time lagega is liye finance achha rahta jisse paise bhi bachana sikh jata he

@saaadshot

6 ай бұрын

That’s the point Agar 10 saal lag jayega toh simply car afford ni kr skte. Paise Jama krne mai 10 saal lag jayega lekin loan bande 5 saal ka krwate hai

@newsexpert24901

14 күн бұрын

Bhai tare bas ki nahi h 😂

Sir jab gadi purane hone lagti hai to loan bharne ka man nhi karta hai

@SahiGaadi

Жыл бұрын

😅

@surajchouhan2115

Жыл бұрын

😂😂😂

@romioraja3291

Жыл бұрын

To Bhai jab तक loan pura Nahi ho jata Tab tak gadi shishe ke box me Rakh do roj dekhte rahna man Bhi laga rahega purani Bhi Nahi hogi EMI bharne me Bhi Accha lagega

@musicwithbajrang9312

Жыл бұрын

@@romioraja3291 aur jab loan chook Jaye to hatho haath Gaadi bech do.. Kyun? 😬😁

@romioraja3291

Жыл бұрын

@@musicwithbajrang9312 🤓🤓

Sir 9 lackh ke bugget mai konsi car average,look, seating,body strength, CNG with petrol mai konsi company ki car achi hai

@SahiGaadi

Жыл бұрын

In sabhi chizo me Tiago aapke lie sabse acha option hai

@devendrasingh8404

Жыл бұрын

Sir hundai ki aura kaisi hai

@SahiGaadi

Жыл бұрын

Aura badhia hai bs 9 lakh tak me thode features kam milte hain, again mai suggest karunga go for Tigor

you have not mentioned about income tax on cash purchase of car

सर जिसके पास कैश है तो उसको कैश में लेना चाहिए और बाकी को लोन पर

Wow great information 💯 sir 👍

@SahiGaadi

Жыл бұрын

Many many thanks

@DheerajShahLifestyle143

Жыл бұрын

@@SahiGaadi welcome 🤗 sir

Apki gari kaunsi hei

Nice 🎉❤

Aapka ye kaun sa car kitne me liye sir??

Hi i wanted to take 10 lakh loan for 5 years which cost me 20 thousand per month emi and i have FD of 20 lakh and getting 7 % per year, for car i have to pay total rs 12 lakh with interst and i will get aournd 7 lakh with my fd return so here i will pay only 5 lakh for my loan from my pocket so is this fine. ?

@surajinfotube5641

4 ай бұрын

That's what I'm thinking

Thanks Sir,,,Very Impressive

@SahiGaadi

11 ай бұрын

Most welcome

Bahut hi mast jankari Di

@SahiGaadi

5 ай бұрын

Thanks

Sir Punjab Bank se loan lay k Lena chahiye ya Bajaj se finance karna behtar rahega plz reply

@SahiGaadi

9 ай бұрын

Jo bhi kam interest par loan de usse lena chahie

superb 👌👌👌👌👌👌👌

@SahiGaadi

Жыл бұрын

Thanks 🤗

Right sir .

On road price bhul gye sir

Love you bahi and sir❤😊

@SahiGaadi

Жыл бұрын

Thanks Santosh bhai

Good advice

@SahiGaadi

6 ай бұрын

Glad you think so!

AAP ye sahi baat bole

car hamesha nahi saste me milti hai if you do calculation you can break even in emi or sometimes make profit as well

Excellent......

@SahiGaadi

17 күн бұрын

Thanks

1 bar cash m lo sarri tension kharam 3 se 4 saal ki whi har mahine 20se 22hazar pay krna jyda tension or bich m Maan badal Jai dusri Leni ki toh phir bhi toh bharna pdega sarra or loan m Kam se kam 1.5 se 2lakh extra dena pdega

Good information.

@SahiGaadi

2 ай бұрын

Thanks

Bhai aapane bilkul sahi Salah aur jankari chahie

@SahiGaadi

Жыл бұрын

Thank you bhai

sir loan pr li.hui.gadi ka insurance krva skte hai kya agr accident ho jaye to uska adjustment kese hota hai

@SahiGaadi

3 ай бұрын

hanji

Agar ham 10 ke bajaye 5 lagake 5 invest karenge toh app dugna banyenge aur loan ka interest pay karke utna hi profit bachega

Good suggestion

@SahiGaadi

Жыл бұрын

Thanks

Right 👍

nice information ji

@SahiGaadi

6 ай бұрын

Thanks

Sir agr gari ka 4emi due h 2due late hogya h ky gari pkrega

@SahiGaadi

Жыл бұрын

Bank ki policy par depend karta hai generall 3 emi nahi bhari to gaadi uth jaygi

Thank you sir nice 😊

@SahiGaadi

Ай бұрын

Most welcome