Capital One 360 Review 2024 - One of the Best Bank Accounts?

Capital One 360 continues to be one of my top bank account picks for 2024. In this 2024 Capital One 360 review video, I'll go through all the pros and cons of their checking and savings accounts and compare it to other top bank accounts.
Some of the below links are referral or affiliate links, if you click and sign up for an account, we may earn a commission, at no cost to you.
CapitalOne 360: www.capitalone.com/bank/
SoFi Bank (Get up to $300 welcome bonus): creator.sofi.com/c/3267108/186...
Raisin / Customers Bank (5.32% APY): save-better.sjv.io/c/4544908/...
Best High Yield Savings Accounts 2024: • Best High-Yield Saving...
Other accounts we recommend
Rakuten (Spend $30, get $30): www.rakuten.com/r/JEFF6555?ee...
Webull (get free stock(s): a.webull.com/8XVT89YL54HnosbWEr
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Пікірлер: 56

  • @UncleDavesKitchen
    @UncleDavesKitchen6 ай бұрын

    Another thing about Capitol One is you can have up to either 10 or 15 savings accounts for free for sinking funds. Thanks for not adding annoying background music to your video.

  • @designthedays

    @designthedays

    3 ай бұрын

    You can have up to 25 savings accounts with Capital One!

  • @E39M5SPEED

    @E39M5SPEED

    2 ай бұрын

    Why would you need so many savings accounts?

  • @TheManyLayersOfJaz

    @TheManyLayersOfJaz

    Ай бұрын

    Possibly to seperate what you're saving for like rainy day fund, college fund, regular savings, trip savings, fun money, etc. But that's just my guess. ​@E39M5SPEED

  • @jcnot9712

    @jcnot9712

    23 күн бұрын

    How would having that many savings accounts help?

  • @UncleDavesKitchen

    @UncleDavesKitchen

    23 күн бұрын

    @@jcnot9712 sinking funds

  • @autobotdiva9268
    @autobotdiva92686 ай бұрын

    their visual account info is wonderful for adhd

  • @sandimclaurin
    @sandimclaurin4 ай бұрын

    Great video, been with Cap1 360, for years checking and savings, Awesome bank

  • @Fern2faded_
    @Fern2faded_Күн бұрын

    Im sold ty for this 🙌

  • @Rebecca-zr3lu
    @Rebecca-zr3lu3 ай бұрын

    His grace is sufficient enough for me. Amen 🙏

  • @jorgecantu1000
    @jorgecantu1000Ай бұрын

    how long can i have my money on the savings account for the apy ?

  • @mohamedqaray847
    @mohamedqaray8472 ай бұрын

    viking (Wcb)2 ppe24/25 elite(eagle-eyed).

  • @nenca3827
    @nenca38275 ай бұрын

    Careful with their CDs. I lost money due to penalty early withdrawal. I earned 86 dollars and penalized with 117 dollars. Lost 31 dollars. Be careful.

  • @justme8649

    @justme8649

    5 ай бұрын

    How long was the CD for?

  • @TheSkiMaskReviewer

    @TheSkiMaskReviewer

    5 ай бұрын

    All banks do that.

  • @justme8649

    @justme8649

    5 ай бұрын

    @@TheSkiMaskReviewer Exactly, which is why I was wondering if it was a 2/6/9 or 12 month CD. It's clearly expressed before purchasing any CD that's there's a penalty fee for early withdrawal at any bank. An emergency withdrawal does present a problem which is why the purchasing of CD's should only be used with money that won't be touched for the duration. The longer the duration, the more difficult to not withdraw.

  • @bonanzatime

    @bonanzatime

    5 ай бұрын

    In other words, don't be stupid😂

  • @954Onebite

    @954Onebite

    3 ай бұрын

    All banks

  • @betino705
    @betino7053 ай бұрын

    apple savings account 4.5 %

  • @ToboeKey309
    @ToboeKey3095 ай бұрын

    Or go to a capital one cafe that is near your city its a physical branch

  • @jakeb.1318
    @jakeb.13185 ай бұрын

    Can anyone speak on how it is transferring funds from another bank like Bank of America or chase?

  • @Oaktwn16

    @Oaktwn16

    4 ай бұрын

    It takes like 3 days to do ach transfers

  • @SikeChick

    @SikeChick

    2 ай бұрын

    I use Zelle to transfer funds between my Capital One account and my brick and mortar and also my Ally account. Takes only a few minutes.

  • @34Katdaddy
    @34Katdaddy5 ай бұрын

    🤔...Thinking about setting up direct deposit with my job. How early does your deposit hits your account? I'm currently with Sofi but wanting to switch to Capital One 360!

  • @LouThaEnergy

    @LouThaEnergy

    5 ай бұрын

    Two days early!

  • @GreaterThanEnough

    @GreaterThanEnough

    5 ай бұрын

    Both should pay the same day. Why would you want to switch to Capital One?

  • @34Katdaddy

    @34Katdaddy

    5 ай бұрын

    @@GreaterThanEnough I already have a Credit card with them and I just moved around the corner from a Capital One Bank.

  • @bonanzatime

    @bonanzatime

    5 ай бұрын

    ​@34Katdaddy a physical location is more important than an extra .50% interest.

  • @Rxckstarrrr

    @Rxckstarrrr

    4 ай бұрын

    Did u do it

  • @mima7230
    @mima72304 ай бұрын

    How do I open a savings and a checking account with them at the same time?

  • @TWC-MAD

    @TWC-MAD

    8 сағат бұрын

    Easy! Download the app and look for the link. (Open an account) you have 60 days to make your first deposit.

  • @eurlyswilsonfrometa2688
    @eurlyswilsonfrometa26886 ай бұрын

    Great vídeo

  • @GreaterThanEnough

    @GreaterThanEnough

    6 ай бұрын

    Thanks!

  • @user-kv8zk3ds4x
    @user-kv8zk3ds4x6 ай бұрын

    If I apply from EU, is it a Dollar card or Euro card?

  • @Okay_Oscar
    @Okay_Oscar6 ай бұрын

    Just opened one a few days ago. Whats the difference between available balance & current balance ? I deposited 100 but its in the current balance. Do I need to make a checking account or a credit card with them ? I only have a savings account

  • @gabl9692

    @gabl9692

    6 ай бұрын

    Current means the bank is holding the money but it’s yours still. Available means the hold is lifted off the money and now you can spend it.

  • @romancedennis290

    @romancedennis290

    6 ай бұрын

    How did you open one

  • @Okay_Oscar

    @Okay_Oscar

    6 ай бұрын

    I just went online in my phone and clicked on open account & answered their questions. In less than 10 minutes I had opened one

  • @Okay_Oscar

    @Okay_Oscar

    6 ай бұрын

    Then I just downloaded the app after making the account

  • @user-qq9bf5ok6t

    @user-qq9bf5ok6t

    3 ай бұрын

    Have you opened saving account? And how you feel about that?

  • @shiela_a1990
    @shiela_a19908 күн бұрын

    Hi, does the 360 charge foreign transaction fees like dining/shopping?

  • @Taldanmus

    @Taldanmus

    3 күн бұрын

    no foreign transaction fee for purchases; a big reason I still use them😊

  • @henrijones360
    @henrijones360Ай бұрын

    Would pick Capital One over Bank Of America?

  • @somefoo6806

    @somefoo6806

    Ай бұрын

    Fr I’m debating closing BoA for a capital one lol

  • @GreaterThanEnough

    @GreaterThanEnough

    Ай бұрын

    Absolutely! What benefits do you see with having a Bank of America account?

  • @Taldanmus

    @Taldanmus

    3 күн бұрын

    @@GreaterThanEnough Well, it's not either-or. I appreciate having a brick n mortar outfit in the lineup. Especially for accessing no fee atm's in a large network. Not keen on going to CVS for bank transactions!

  • @v3ronzo
    @v3ronzo4 ай бұрын

    What about SoFi vs NavyFed