Buying a Home in Portugal | 9 Mistakes Foreigners Always Make
Тәжірибелік нұсқаулар және стиль
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Our Rich Journey - Buying a Home in Portugal | 9 Mistakes Foreigners Always Make: About a year and a half ago, we reached financial independence, quit our jobs as federal government employees, and retired in Portugal. We rented a house for almost one year in Lisbon and then we bought a house in the Silver Coast of Portugal. We are currently looking to purchase another property in Portugal - but this time, as an investment property. In this video, we go over some of the most common makes foreigners make when buying real estate in Portugal. If you’re interested in buying real estate in Portugal, you must watch this video first!
▸▸▸Check out some of our other videos!
We Retired Early in Portugal | SEE OUR MINIMALIST HOME:
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We Retired at 39 to Portugal & Bought Our Dream Home in CASH (See How Much We Paid & Tour Our Home!):
• We Retired at 39 to Po...
Our Cost of Living In Portugal’s Silver Coast - Early Retirement & Living the Dream!:
• Our Cost of Living In ...
Moving to Lisbon Portugal - Our Top 5 of Neighborhoods to Buy or Rent | Portugal Series:
• Moving to Lisbon Portu...
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@kaziaminulkarim9194
Ай бұрын
Hello, good evening! Thank you for your good advice. I have a question: In which part of the city have you bought your house? (I don't need the actual address. You can only mention the name of the place.) How can I get your help, if I buy a house? Actually, I want to buy a house with a very big garden. Because my mum loves gardening. Have fun with your family. Best regards from Kazi. (Germany)
As a Portuguese, ill add a mistakes you might make: 1. Focus on Lisbon/algarve. Look, this is a small country, and what i dont think is mentioned is that we actually have very good infrastructure (roads). Meaning its easy to get around, so buy a house outside of Lisbon/algarve. They are much much cheaper.
@KalvinSmithWarriorsPathSystema
Жыл бұрын
Thank you! 😘👍🏾
@Kitabkahani538
9 ай бұрын
How much a house cost outside?? Need your guidance?
@anthonysmuzic
9 ай бұрын
@@Kitabkahani538check on idealista, they have lots of houses in different price ranges
@faisalhussain9746
Ай бұрын
❤❤❤
Me: never considered living in Portugal in my life. Also Me: studying these tips as if they were my final exams
@OurRichJourney
3 жыл бұрын
Me: Love, love, LOVING your comment!!!! P.S. - Is it weird that I totally have a very vivid picture of you studying for final exams?! LOL!
@bluntlyspeaking8289
2 жыл бұрын
I know, right?!
Some great tips here. We rented in different places before we finally bought. An important tip our Portuguese Algarve lettings agent gave us was: don't buy too remote. He told us he'd witnessed couple after couple being swayed by the large amount of land you get for your money in remote areas and then regretting it when they realised there were no facilities nearby. We bought just over a mile from the nearest town/beach, which suits us perfectly.
I’m doing it....Golden Visa process started, attorney hire, Portuguese tax number acquired...see you in 3 months!
@OurRichJourney
3 жыл бұрын
YEEEEESSSSSSS!!!
@NilDreams
3 жыл бұрын
Jealous!! I would have loved to be out of here (USA) already but my daughter wants to finish high school (one more year!) I was planning to start the process last year but Covid hit and threw me off track.
@jojobobo7715
3 жыл бұрын
Are you going to buy real estate in Portugal?
@NilDreams
3 жыл бұрын
@@jojobobo7715 I will be purchasing, yes. If you can recommend where to start looking that would be great.
@MrJoaoTraquete
3 жыл бұрын
Depends where you wnat to live or do business. hey i'm portuguese and it's pretty fuckin cool to see all these people hyped to come here. We went trough a lot but now his country is it. The guys failed to talk about the food properly tho, you'll be amazed
Great advice! The renting before buying is so important. You need to make sure you actually like the area before making that commitment.
@OurRichJourney
3 жыл бұрын
Yes! It would be horrible to buy first only to find out later that you wished you bought somewhere else!
Just want to say you and Graham Stephen have been so helpful in my financial journey!
@parthsharmabala
3 жыл бұрын
True that
@OurRichJourney
3 жыл бұрын
So awesome! Thank you Trevor!
@OurRichJourney
3 жыл бұрын
Thank you Parth!!!
We live in Ohio but living in another country is not out of the question nowadays! I've been watching your entire channel for the past 2 weeks and I've learned so much. We finally were debt free in 2017 and started investing, or intentionally learning and doing wise investing! I turn 50 in a month and I'm gonna do my best to make my 50's the wealthiest of our lives!! Thank you so much!! XOXO
@OurRichJourney
3 жыл бұрын
I LOVE your comment Andi!!! You WILL make your 50s the wealthiest (so far)!!!! :)
@hootowl6354
2 жыл бұрын
Better hope the unnaturally strong stock market continues up because index funds depend on that. When will the party end? That's the big question. A lot of people are thinking it never will. A lot of people thought our Capitol would never come under attack either.
@Allen216.
2 жыл бұрын
I live in Ohio as well I’m 34 and I plan on retiring to Portugal when I’m 43
You had me when you said it’s really cold at -1 degrees Celsius *laughs in canadian*
@mesidye
3 жыл бұрын
🤣🤣🤣🤣😂
@vanessaandreia17
3 жыл бұрын
- 1C in PT is tricky. Comparing it to other European countries, it is the same as -10 to -15C in Poland or in Slovenia.
@OurRichJourney
3 жыл бұрын
@MichelMaginzi - LOL! 😂😂😂 So not everyone has the California perspective that we have? Hehe! - You laughing in Canadian versus us laughing in "Californian"! Hehe! LOVE your comment!
@Alowolodu
3 жыл бұрын
Yeah, same thought.
@joelmendes4506
3 жыл бұрын
im a portuguese living in norway, -1 in portugal (special close to the coast line) equals -10 in norway at least...
You two rock! Thanks for sharing your knowledge and experiences. We're very grateful to learn so much through your videos. The future looks bright!
Here’s my experience of real estate shopping in Portugal. I moved here 15 months ago and for the first year I lived in the north south and central each trimester. I then settled into Lisbon with a three-year lease that I can extricated myself from without cost after 18 months. I’m about six months into it. I’ve started to definitely Determine where I would want to buy a residence as a primary property; I’m also looking at investment/2nd home properties in the Algarve. Be aware if the property is being sold as a touristic license or as in more flexible residence. Also beware of great opportunities to invest in a building that is still being built because one never knows whether it’s going to be completed or not. My feeling is if you can’t move into it or rent it within 90 days of buying it you shouldn’t buy it. You definitely have to work with a number of different agents. You definitely need a lawyer. But even with those things things can happen. I have not found that my all cash offers have done much for me in either the Algarve or Lisbon, and I’ve consistently come in with a lower offers than what they were selling for, and every seller has stubbornly held onto the original sale price and then I walked away from them. I’ve been looking for over a year and have not found a place yet. I was ready to make an offer on a couple of places, and with one as soon as I made the offer they said that a good friend of theirs got right of first refusal and then they took it off the market. Another guy was Perhaps willing to lower the price, but he wanted to do a shady transaction such that the sale price would be €100,000 lower than I actually paid for it which is illegal for both of us to do because it’s tax fraud. So I walked away from that one. I also made an offer on a vacation/investment property in Costa Del Sol in Spain and dealt with a lawyer that I’m probably going to refer to their ethics committee possibly will be in a lawsuit with who in my mind was really working more for the seller than for me even though he was my lawyer; a very difficult process and it also involved withholding information from me regarding the history of the unit. So buyer beware. I find these people play it fast and loose and they aren’t going to disclose things unless you specifically ask and even then. Get an inspector; that’s how I discovered things about the one property. they’ll tell you that Portuguese people don’t use inspectors, and just tell them that you do. There’s also two current situations going on that I think will really influence property values in the future. One is the whole country is going through a multi year drought, but particularly the Algarve is in a pretty dire state because they did not install the desalination plant as Spain has done and without any rain they won’t have any water a year’s time. And you know what that will do the property values. Secondly, certain markets are certainly overheated including Lisbon and the Algarve. We all know the whole world is going through a recession , there’s inflation, interest rates are going up and all of those things are going to affect how many houses get sold and for how much. I’m certain that prices are going to go down relatively soon and will continue a downward trend for quite some time. As they say, don’t buy any primary residence unless you know you’re going to live there at least seven years. And and in this kind of market, if you buy high you’re gonna have to sit on that thing for a long time before you can sell it even for what you bought it for. I know. I was in that situation in Sacramento and ended up having to rent the house because I couldn’t sell it even for what I bought it for having put $100,000 into it to improve it. Buyer beware.
Amazing job guys. I have just sold my first house in the south of Portugal (Loulé) and currently renting to look for my second here to renovate. In the meantime I have used some of the money from the first sale to put into the stock market and I am so glad I did. I can definitely vouch for the illegal structures - I would say 50% of the houses I have viewed in the last 4 months have had illegal buildings/extensions/floors. And many owners haven't been pro active in getting the paperwork sorted prior to listing it with an estate agent. The estate agents are not supposed to list properties without the correct paperwork but it happens all the time! Be sure to check this, and don't be fooled by an estate agent that brushes these legalities under the carpet. Getting a good lawyer is money saved in the long run! Keep the updates coming :)
@moitavide6652
2 жыл бұрын
century 21
@jofad8095
2 жыл бұрын
What harm will happen to me if I buy a house with illegal structures? Does the meaning of illegal structures mean that they are liable to fall? Or just build more rooms, for example?
I purchased homes in Portugal and never experienced the issues you have indicated. Also, the rules applicable to purchasing lands and homes would be the same as to many other parts of the world. Common sense is key!
Whaw Amon, and Cristina! These are the topest information about how to purchase properties. This is like a cherry on top of the cake!
It is so great to see how you continue to do well and be a light for the rest of us! AA
I've been watching videos for months as we make our plans to relocate and I must say this video is solid gold information. Thank you for sharing!
The advice you give is invaluable for a novice needing guidance, thank you so much. I watched this video last year & subscribed, but I wasn't ready to appreciate everything your were saying. If I end up buying a property in Portugal I know I'll have you to thank for steering me in the right direction with all the other videos you've produced. Thanks again X.
Although I’m not planning on moving to Portugal, I still find these videos fascinating. Thanks for sharing!
@OurRichJourney
3 жыл бұрын
Haha! We LOVE that you still watch these videos!!! Thank you so much!!!
@Gwen-joyful-light
3 жыл бұрын
@@OurRichJourney Same here, I live in West Palm Beach Florida and would love to move there but it's not in the cards for me but I still love watching your video's.
This video is right on time. I was just talking to my husband today about the whole 'buying property in Portugal' process. Can't wait to share this with him!
@OurRichJourney
3 жыл бұрын
That's perfect Jay! Tell your husband we said hi!!! :)
Great video as always. Welldone Christy and Amon. Thanks for sharing your experience. Much love from Canada
@OurRichJourney
3 жыл бұрын
Hello there Marcus in Canada!!! Thank you for watching!!!
Thank you so much guys for all these tips, my husband is Portuguese and I keep telling him to move to Portugal, and of course the videos help a lot :D
Really useful, right things covered and very honest too. Thank you ! Best regards, Peter.
Thank you for the very good information!! Appreciated!
Thank you for the tips ! Great videos! You guys are really focused ❤️
I'm learning each time I watch your channel.-Thanks for sharing!💗
@OurRichJourney
3 жыл бұрын
Awesome! Thank you for watching Maxine!!! 💗
You guys got guts, ill give you that (and your videos keep getting better and better)!
@OurRichJourney
3 жыл бұрын
Wow! Thank you so much!!!
Great info! Thanks! Keep up the great channel!
More power to both of you, Iman and Cristina! My family and I will be moving to Portugal in 12-24 months and this particular video is extremely helpful for us. Because of this video, we'll be changing our migration strategy for the better. Thanks again for the massive value that you guys bring! You guys are legends! :)
Thank you! You’ve made a complicated process much easier to wrap my head around.
@OurRichJourney
3 жыл бұрын
Thank you! So glad it helped Rebecca!
Amazingly important information! Thank you!
Very very informative information. Thank you for sharing your advice. We have learned so much today.
Some really really good points guys. Especially the negotiation process 👍
Great vid guys. Thanks for sharing.
I love your transparency!
Great advice. After what's going on in our Country, Portugal is looking pretty tempting. Stay safe and thank you for the information.
@OurRichJourney
3 жыл бұрын
Thank you! Stay safe as well!!!
I have followed your journey for some time. Excellent content and thank you for sharing.
SO good 👍🏽This video coupled with your Step by Step How to Move to Portugal training is a set of keys.😊❤️❤️❤️ Research + A Plan = No Regrets👌🏾 Muito Obrigada Amon&Christina❤️❤️
@OurRichJourney
3 жыл бұрын
Hello there C Ann!!! Great to hear from you and thank you for the kind words!!!! Hope you're having a great week! 😃
Thank you so much for sharing those common mistakes with people who are considering buying a house in Portugal, and I find it very useful! Thanks!
These are Portugal pro-tips! Love your channel!
Thank you so much for the tips you have provided. Much appreciated.
Great job on this video. Thank you for sharing your experience. 👍
Great information. I been made so much wiser, Thank you so much
Thank you so much fir confirming our theories for when we move to Portugal. We're a few steps away, except we have ground work here in the States that we must lay before making "the move." It's always great to see your videos!
@OurRichJourney
3 жыл бұрын
Thank you! So glad you're enjoying the videos!
Thank you for all the contents that you post and upload.
@OurRichJourney
3 жыл бұрын
Aww, thank you so much Tee!!!
Great info, as always! Continued blessings!
@OurRichJourney
3 жыл бұрын
Thank you!
Appreciate you both, Great Information
Excellent advice, many thanks!
Amazing !! Great information. Thank you 🙏🏻
Great , informative video! Thanks!!
Thanks for sharing. This was very helpful information.
Very helpful advice, the kind of advice that I can grasp and execute.
@OurRichJourney
3 жыл бұрын
That's fantastic Jay! We love the "execute" part!!! :)
Excellent video... 👏👏👏 Thank You for sharing your experiences..... Blessings....🙏
Awesome video, thank you guys!
Thx for your direct, clear, simple , well prepared presentation! Will use your tips in buying a home in Algarve. Thx!
Awesome video, as always! Muito Obrigado.
@OurRichJourney
3 жыл бұрын
Thank you Stefanos!
This is valuable information no matter where you live, USA included. Your channel is great.
Thank you for the info!
I really happy for your help amazing work guys
I really enjoy your video's and find your advice to be sound as well as informative.
Fantastic advice. Thank you .
Very good smart advice. Thankyou
Wow, I like all the advice your provide.
Thanks for valuable suggestions
Excellent advice! I’ve learned a lot from your videos. I also realized the problem of no MLS system in Portugal after seeing multiple properties with multiple realtors the last time I was there. Though it makes more work for a buyer, I think it must help to keep prices lower. I remember all the great deals I used to get via print classified ads in local newspapers before eBay. Out of sight, out of competition! Best wishes!
✈Want to move to Portugal? Enroll in our Moving to Portugal Course: www.ourrichjourney.com/movingtoportugal 🔥Learn more about financial independence and retiring early: Enroll in our F.I.R.E. Master Class: www.ourrichjourney.com/firemasterclass 📈Looking to learn how to invest? Enroll in our Stock Market Investing Course: www.ourrichjourney.com/investingforfire
@karenkuwahara7606
Жыл бұрын
Do you have any advice on how to find a good real estate lawyer? I would also appreciate any recommendations.
Great videos! Thanks
Very very very informative! God bless you
Great advice and having fun learning from your Portugal Expat adventure
@OurRichJourney
3 жыл бұрын
Thanks! 😃 So glad to hear that!!!
My husband and I just bought your program and thank you so much for such an easy to follow and very well informed package. We'll be relocating to Portugal within the next three months and thank you for making the process that much easier. ps. cute new puppy on your instagram :)
@OurRichJourney
3 жыл бұрын
Thank you so much - so glad you're enjoying the course! And thank you for following us on Instagram! You'll get to see Luna/puppy getting bigger and bigger!!! :)
valuable tips & insights. thanks
Very interesting. Thank you
Portugal really is a phenomenal retirement destination. Only if it was also as good for career development, I would never had to leave it.
@Fr1nc3sc41
2 жыл бұрын
Maybe with all the influx of new residents you could go back to earn a living there. The economy grows when new residents come in. In the US, Miami was a sleepy seasonal city with little economic activity before the Castro dictatorship in Cuba forced a migration of Cuban entrepreneurs to grow the economic activity that turned Miami into the metropolis it became after 1960. Maybe so many expats will make Portugal great again!
Every time I watch your video, feels like 1 step ahead of my early retirement plan. No matter which country I choose, the mindset should be the same. Thanks!
It’s such a beautiful country!! Great advice
Good advice. You can always mortgage/finance the property after you’ve purchased it if you want to.
That's a really good point to be aware of your neighbors and overall neighborhood. -John W.
@OurRichJourney
3 жыл бұрын
Thank you John! I think that point is universal!!! :)
@JohnWDavisMedia
3 жыл бұрын
@@OurRichJourney I agree. A walkable neighborhood is of the utmost importance for me. I've always enjoy my housing better when I can walk to the grocery store, restaurants and the beach or at the very least a lake. -John W.
@Roosmarijn035
2 жыл бұрын
Agreed. My sister rented an appartment once and she was only allowed to view it on Monday through Thursday night. Turned out the nightclub on the ground floor had poor insulation and it was awful on Friday- and Saturdaynight. She moved out two weeks after.
Love Love you guys!!! I wish you more success
@OurRichJourney
3 жыл бұрын
So sweet! Thank you Hana! Sending you back love and well wishes, too!!!
Good solid adivce for any new home buyer! Cheers
These are words of wisdom (from someone who purchased 3 homes in 3 different countries).
Great tips!
Thank you for sharing this. I am looking at Montenegro to buy my next property so your advice was equally useful.
Trash burning, loud music, parties every weekend and sometimes during the week, etc Some of the things to evaluate before buying a house.Been there, done that too. Thank you for the info.
@ny3683syr
3 жыл бұрын
I once had a very nice neighbor who kept a ton of junk in her carport. Yech.
Amazing content! Thanks for the insights :)
@OurRichJourney
3 жыл бұрын
Thank you so much Abdulaziz!!!
Thanks for the tips guys, you are a very bright and savvy couple, subscribed 👍
@OurRichJourney
3 жыл бұрын
That's so kind of you to say Brian! Thanks for the sub!
Great Teachers 👊🏾💕
@OurRichJourney
3 жыл бұрын
Aww, thank you so much Shawn!!! 👊🏾💕
Great advice.
Another amazing video! Also about a church across the street, there will mostly likely be weddings and the associated traffic with that.
Very through video. Great job 👏 thanks!
@OurRichJourney
3 жыл бұрын
Glad you enjoyed it! Thank you Rudolph!!!
Great tips!! Thank you
@OurRichJourney
3 жыл бұрын
Thanks Andrea!!!
Obviously, negotiating the price depends on how 'hot' the place is you're buying, some houses in Lisbon get overbid due to the scarcity in some top locations. And cash only makes sense to the seller if people really want to get rid of the house or if a part of the sum can be paid 'on the side', as the seller needs to pay tax over the received sum. Other than that, 'Casa Pronta' is a government 'helpdesk' that deals with most of the paperwork/taxes etc, (reducing the cost and burden to get these services separately) and I found buying a house in Portugal relatively simple. But indeed, if you want to change your house in any way, be careful. THIS can be a daunting process! Great video! :-)
I’m late but learned ALOT! Thanks guys 🙏🏿
Thank you very much for your info. We are looking at moving to Madeira island, Portugal. This is very helpful
My wife is from along the coast just south of the City of Aveiro in Portugal. With much of her family still there, we've spent large blocks of time there since my first trip there in 1997. I've been a real estate broker, appraiser, and analyst in the U.S. since 1971 and have dealt with various property owners in Portugal over the years, as well. I was very impressed with the accuracy of the information you provided in this video and I strongly suggest it's a "must see" for anyone thinking about buying real estate in Portugal. Thanks and as a new subscriber to your channel, I look forward to viewing more of your videos. 👍
Thank you for your valuable information. 🇨🇦
@OurRichJourney
2 жыл бұрын
Thank YOU for watching and commenting Sophie!!!
Great knowledge to gain, ty!
@OurRichJourney
3 жыл бұрын
Thank you so much! Glad you liked the video!!!
Whoever wants to move to Portugal (maybe me one day?!), these videos are gold ✨ Thanks for sharing your learnings! 👌🏻
@jj-bu6yb
3 жыл бұрын
Come to Italy :) we have better food and better quality life aha
@nelsonpacheco9895
3 жыл бұрын
@@jj-bu6yb I dont think so
@OurRichJourney
3 жыл бұрын
@Uli - Making, Saving & Investing Money - too kind! Thank you so much!!!
@jj-bu6yb
3 жыл бұрын
@@nelsonpacheco9895 just joking bro :)
@eduardoserrao7372
3 жыл бұрын
@@jj-bu6yb also humility.
Good tips thanks.
Awesome video.. Great information.
Looking at Silver Coast. Great info guys. Thank Tou
thank you…ver interesting and insightful