No video
Bullet Proof Nest-Egg Advice From Tony Robbins and Ray Dalio | Forbes
Asset allocation is the most critical part of investment success. Here’s why only 30% in equities may make sense.
Subscribe to FORBES: www.youtube.co...
Stay Connected
Forbes on Facebook: forbes
Forbes Video on Twitter: / forbes
Forbes Video on Instagram: / forbes
More From Forbes: forbes.com
Forbes covers the intersection of entrepreneurship, wealth, technology, business and lifestyle with a focus on people and success.
Пікірлер: 610
Thank God for the comment section of You Tube videos.....The ONLY reliable source for investment advice.
@bl9531
5 жыл бұрын
I am with you - Why would someone listen to Ray Dalio when we can profit from the sage advice provided in the KZread comments section
@learnsomethingneweveryday1539
4 жыл бұрын
@@garymorgan7785 strong. Why would you say that? Would you agree with any of their guidelines? If yes, which ones?
@xyhmo
4 жыл бұрын
They're True Experts [tm] and Kind People with no hostility in their hearts and who truly want nothing but your best.
@harrisonwintergreen1147
3 жыл бұрын
Go long on beanie babies and tulips.
@Showmetheevidence-
3 жыл бұрын
I know man, I basically just come here for a KZread telling me to buy ***
Tonny Robbins could play monster voices in children movies :)
@AK-47ISTHEWAY
7 ай бұрын
"Tonny Robbins hungry!"
That glint in Steve Forbes' eye is him deciding whether to short Tony's stock at 3x or 10x leverage.
@YoungmillionaireFl
5 жыл бұрын
lol
Emotions will get you every time. Being logical when it comes to investing is the best sound advice one can use.
All weather fund is by Ray Dalio from Bridgewater (hedge) Fund shared his formula for low volatility and solid historical results. Rebalance once a year which Tony says takes 15 minutes. Here it is: 40% long term bonds 15% medium term bonds 7.5% gold 7.5% other commodities 30% equities That’s all folks! See ya at the top!
@malachiwarner385
5 жыл бұрын
@High Frequency Radio I think we owe ourselves.
@y.r.9401
5 жыл бұрын
Thanks!
@moxblues8815
4 жыл бұрын
Rebalance how? In what sense?
@moxblues8815
4 жыл бұрын
fred kramer I mean the portfolio. Rebalancing it yearly, as Tony Mentioned takes 15 mins. If your assets are allocated into the right mutual funds, why rebalance? Just based on current market trends? I’d prefer the type of portfolio I could, more or less, make and forget about. Ya know?
@albertstewart2890
3 жыл бұрын
The lion's share of our debt is owed to the federal reserve which can be wiped out over night by getting rid of the federal reserve system. So ya! Just an illusion.
Going heavy in bonds might make sense if you're already wealthy, like the men in this video. If you are not already a multi-millionaire, you will not get rich off bonds.
@MrLanum
2 жыл бұрын
Rich go for stability.
@AK-47ISTHEWAY
7 ай бұрын
The rich do not build their wealth in the stock market. They do it through starting businesses and owning income producing real estate. What the rich utilize the stock market for is income and wealth preservation and most of them are very conservative. Like well over 50% in fixed income securities.
"The quality of your life is the quality of your relationships."- Tony Robbins. His words are so powerful yet he still has a sense of humor. I enjoy listening to people share their stories and inspire others. Just like at Pioneers of Insight podcast.
@Showmetheevidence-
3 жыл бұрын
He’s a total hack.
Dalio doesn't have a higher return annually than the S+P 500 over time. In times of a crisis this allocation works well but to have a better end result, you'd do better being invested in an index fund.
@urosuros2072
2 жыл бұрын
when market is rallying yes its better , but when there is a crisis or down year Ray is much better
@Sam-ue9kk
11 ай бұрын
@@urosuros2072 I believe that's what @mikee.9846 just said, didn't he?
@PlatinumDetailingServices
Ай бұрын
Why not an index universal Life policy. Invest in the market at a cap and never risk losing any money. It’s impossible if set up by a honest educated financial advisor
Only one bullet-proof investment. Buy the company that makes kevlar vests.
@TheRGFam
5 жыл бұрын
What's that?
@jimivory669
4 жыл бұрын
@@TheRGFam A synthetic bulletproof material. They make bulletproof vest out of it....
Betting against consensus and getting it right is the real beauty of this game.
In a nutshell this is what Tony is talking about is very close to what my father taught me. Find the best funds/ETFs and then look for the one that lost the least during down times. THAT fund manager understands how to risk the least while making substanial gains.
@zombenut
5 жыл бұрын
That's the best advice I've heard yet it's what makes the most sense.
@bodomatmidnight
5 жыл бұрын
It was scientifically proven that a passive index fund has a better return than any actively managed fund in the long run
@jacksonbui5966
5 жыл бұрын
John Possum what etf do you prefer?
@AhsanY2K
3 жыл бұрын
Yeah the best fund manager is America. Buy VTSAX and dont listen to bullshit
@AhsanY2K
3 жыл бұрын
@Abitamim Bharmal some? like what? 10%? And what are the fees that they charge? Plus the net worth and investment minimum required to get in?
This is like money porn
@msenecal
6 жыл бұрын
Yup - I just hope it has a happy ending.
Beginning my journey to leave wealth for many generations to come
@dogestranding5047
8 жыл бұрын
A lot of these strategies contradict each other and everyone has different ideas in the financial markets.
@AK-47ISTHEWAY
5 ай бұрын
David Bach does not practice what he preaches. If you do a little digging into his past, you will find out that he comes from wealth. His grandmother was a self-made millionaire, and when David was at the age of 7, she helped him buy his first share of company stock in McDonald's. When he became an adult, he worked in the finance sector for Goldman Sachs and then wrote his first book in 1998. He's literally been writing the same book over and over again for almost 30 years. He did not build his wealth by simply refusing to buy a latte every morning like he's telling everybody else to do. He started a legitimate business and built an empire. The key to wealth is not by cutting costs of the little things that bring you joy in life. It is by finding hyper expansive ways to increase your income.
I think the fundamental lesson is don't sell at the wrong time; stay in the market.
It's hard to argue with this advice. However, I have followed John Bogle's two fund portfolio for the last twenty years and all of my wealth is in my 401K. If you want to follow this advice you will need to go outside the 401K because I don't know any that have the options to build the all weather portfolio. I will keep going with my 60/40 stocks bonds and Stay the Course. If I were younger and just starting out, I would choose this option. I have a feeling going forward most 401Ks will start adding these options.
@dogestranding5047
8 жыл бұрын
or just an S&P500 index fund.
@stemikger
8 жыл бұрын
+Bryan Wheelock If you are a younger investor, this is a legitimate choice, but the closer you get to retirement, you really should hold some bonds.
@dogestranding5047
8 жыл бұрын
+stephen geraci I disagree. If you buy and hold, don't sell just because the market is down, etc, you can hold 100% stocks. The S&P index is heavily diversified too.
@stemikger
8 жыл бұрын
+Bryan Wheelock Yes, but don't you need to take money to live on in retirement? What if the market goes down 40 to 50% which is has done before, someone in retirement needs the money to live on and they are taking it out at the worst time. If you are diversified with bonds, you can leave it alone and take from the bond fund. Warren Buffett actually agrees with you, but he does say to hold enough in cash to feel secure and put the rest in the Vanguard 500 Index. However, his favorite holding period is forever and I guess he tells you to hold enough in cash so you can take the money you need to live on in really bad markets. However, if you have other sources of income in retirement, sure you can definitely have it all in the S&P.
@dogestranding5047
8 жыл бұрын
stephen geraci The ideal age for retirement according to most Americans is 60-65 (not that most will retire), and even in 2008, someone with an index fund wouldn't have lost everything unless they were foolish enough to sell. 10% in cash or fixed-dollar investments, 90% in index funds.
Asset allocation, what are the dials = better choice, timing, better asset allocation. All weather allocation Stocks 30%, balanced risk, equities are three times more valuable, long term T bills 40%, intermediates 15%, gold 7.5%, commodities 7.5%. Reset once per year..."15 minutes per year and you are in the game." How would that have worked in 2007-2008?
used to just LOVE tony... i bought his last book and it just felt like a total push to work with all his high end clients so after 1/3 way through it became unbearable... i tossed the book in the garbage... ive never done that with ANY BOOK but in my opinion Tony has sold his soul and something about him has gone off track....
@bandieboo8102
5 жыл бұрын
Danial Howe 😂😂🤣. Best place for it! He's a Wanker Banker now..😵. Wow!!! 😁
@johnd9541
5 жыл бұрын
he's also in bed with the MLM industry. anything for a buck.
I'm not so concerned about a how bumpy the ride is as I am about where I finish.
@hypnotechno
5 жыл бұрын
you don't know when you time is up so it would be pretty bad if you happy to be in the bumpy part of the ride when you croak
@Bigboss-xe6lm
4 жыл бұрын
Its all about buying and selling, balancing assets. Not just buy and hold. Rebalancing might earn you 10-20% more just by doing it once a year instead of just owning stocks. Thats why different asset classes are important.
My all weather portfolio: a safe with gold, pallets of chef boyardee, and enough ammunition to build a small village. Not a financial advisor just my recommendations.
What's meant by reset/recalibration each year??
@SharleyParamonov
4 жыл бұрын
It means that after a year prices of bonds, equities, gold, etc change. Therefore the balance of portfolio changes as well. By reset / recalibration he meant buying (or selling) appropriate assets to restore the balance.
@drewconway7135
3 жыл бұрын
@@SharleyParamonov Well put! 👍
its ok, I will stick with 80% dividend aristocrats, reinvesting the dividend and 20% growth stocks. You guys can have the bonds and all the other stuff. BTW I never lost a penny because I never sold. In fact in 2009 I refinance my house and took 60K out of equity and bought more stocks. That move along was enough to pay off may mortgage by 2017.
In a down market, sure -4% is not going to make you wet your pants. But in a bull market when stocks are up 100% and based on the all weather asset allocation, it would only be up 30%. Can you tolerate long term underperformance as well?
@wildreams
6 жыл бұрын
Immense respect for Ray Dalio, this is a serious question.
@liberty4392
5 жыл бұрын
Yes, I remember hearing most people are making no more than 4% annual interest rate per year in mutual funds because they are selling and buying at the wrong times. They sell when the markets are low and then they buy high. This is the absolutely wrong thing to do. I am going heavy into mutual funds with a company called Summit Global Investments. We can likely afford to ride the market for about another 18 years with my retirement funds in large growth stock mutual funds. We are hoping to average over 12% annually per year.
@irfan4506
5 жыл бұрын
That's the tough part. It's the bear markets that make these sorts of strategies worth it, since being able to weather them with minimal damage is what keeps the long term average returns close to that of stocks (if i recall, the backtest for this allocation approached a long term 8.5% or so vs 9.2% for stocks, which does diverge dramatically with compounding, but still). I know that Robbins was aiming for something without leverage, but Dalio's answer would be constructing something that consistently minimizes volatility and gets moderate returns throughout all sorts of conditions and then leveraging up to the desired volatility that he or others are comfortable with. Do it 3x and suddenly there's 20%+ average returns with a very bearable maximum drawdown of -12%. The risk is of course the carefully tested relationships completely falling apart in the future, but Dalio thorough studies of intermarket relationships throughout every historical economic condition possible makes that probably unlikely.
@madeniran
5 жыл бұрын
All weather portfolio is designed for long term performance, if stocks went up 100% you can definitely expect a significant decline coming in the short term. It will out perform stocks in the long term, because it hardly declines. Where as stock can decline -20-50% in bear market.
@2RosarioVampire
5 жыл бұрын
People like Dalio are probably wanting the best returns for the least risks. Once you have money, you want your money to make money for you and the preserve that wealth. This ratio while great on theory is probably not affordable for people like us. You need wealth from the start to have this kind of allocation. Sure it's nice to avoid risks while having some returns but for us, we need to have as much returns as possible if we want to ever retire (hence risking a large portion of money to the stock market). In other words, this is a great portfolio. But probably not for people like us.
the genius , the sage, the wise man, they generous enough to share their ultimate technique so people won't get suffer anymore yet, there are always people calling them crooks, scam, frauds, or there are many comment section finance guru wanabe claim that they have the best methods probably it's better if Ray Dalio didn't share his methods in the first place because average people just can't comprehend it
What about dividend investing?
@drewconway7135
3 жыл бұрын
It’s much better, but it’s boring and doesn’t sell books (Robbins) or magazines (Forbes)
@AK-47ISTHEWAY
3 ай бұрын
But why are you dividend investing at such a young age? 🤔 You should be going after growth stocks and ignoring dividend investing. The only people that dividend investing makes sense for are senior citizens that need a current income.
I've watched this 10 times and somehow I keep missing the crucial "solid advice", assuming it's actually in the video. Do I need a translator? What is he really saying?
@westafoya6772
5 жыл бұрын
Portfolio investing. Read Tony Robbins book "money master the game" - it is about the top genius Billionaire investors and what they recommend to average people. The simple version is buying ETF. The more advanced version is getting a Fiduciary (not a broker) and look into TIPs, REITs, Structured notes and other investment vehicles that the average investor isn't aware of that the rich know about. Hope that helps.
@ichoudhury007
4 жыл бұрын
He’s asking you to build a portfolio for ‘what if’ scenarios rather than what Warren Buffet would advise. If stock market crashes, you will be higher than average aggressive investors. Good Advice for millionaires and billionaires
@fanelemabaso2514
4 жыл бұрын
@@ichoudhury007 i have to agree with you. Tonny mostly talks abt strategies that are good if you have money. Ur average person wont be a billionair via an eft or bonds.
@kurtc6302
3 жыл бұрын
@@ichoudhury007 .
@drewconway7135
3 жыл бұрын
@@fanelemabaso2514 You make it sound like billionaires are minted all the time. Most people won’t become billionaires, no matter what they do or how much effort they put into it.
This really links into the 7 ways to financial freedom. Thank god i watched this video and the read the book. It makes sense
I ran a backtest on their advise: (30%SPY+40%TLT+15%IEF+8%GLD+7%GSG) from 01/2007 to 07/2018 with annual rebalancing and I see a Money Weighted Rate Of Return of 6.35% (annual rate of return). All stock portfolios: 100% in American Funds Invmt Co of Amer A (AIVSX) returned 11.41% OR my favorite fund portfolio is 100% in Schwab Total Stock Market Index (SWTSX) returned 12.61%. If you have a long time horizon, almost all or all stock allocation with dividends would be better. IMO.
Smart guy. Looks like he should play the villain in every movie
He reminds me of the guy that sold the drugs in wolf of Wall Street
@buffhotchkiss7400
4 жыл бұрын
Lol no you didnt say that.
@buffhotchkiss7400
4 жыл бұрын
Lol no you didnt just say that
Tony is talking about a 'risk parity' strategy, which is what Dalio's All Weather fund uses (and pioneered). It has its pro's and con's just like every strategy and certainly wouldn't work for 'everyone', your circumstances and mindset DO matter.
@Z__K217
5 жыл бұрын
I like resonate with knowing and comparing the family of strategies. Props.
The most gangsta' thing ever. Somebody owes Ray a beer. Ray, if your reading this Ray, you did the right thing. You just save us and our families our freedom back. Thank you.
@adilmohammed3828
7 жыл бұрын
Jason Waite radical advice from Dalio
I tried to run backtest on their advise (30%SPY+40%TLT+15%IEF+7.5%GLD+7.5%GSG) from 07/21/2006 to 09/11/2017 with regular rebalancing and I see the total return 94% and drawdown -18%, which is not that great, if I understood their recipe correctly, of course. For comparison, 33%SPY+33%TLT+33%GLD gives 133.9% total return and -20.8% drawdown (also during 2008 crisis).
@goodtoknow1331
6 жыл бұрын
Higgs000Boson what program or system do you use to run backtest like that ?
@NKM10212
6 жыл бұрын
How the 33% been working for you???
@Yodadrinkzoda1
5 жыл бұрын
Alan Burt at least he let us know what year he started the backtest
@bob15479
5 жыл бұрын
mrgilc13 this is what you use www.portfoliovisualizer.com/backtest-portfolio#analysisResults
@irfan4506
5 жыл бұрын
I know this comment was from a year ago, but thought i'd point out a couple things on this point. There is first going to be some slight differences depending on the durations that Robbins' suggested allocations were using for the two bond allocations (though I have not read his book), as well as the composition of the GSG commodities fund (GSG has a higher oil allocation than the CRB index, for example, and went down 65ish% in 2008 while CRB went down around 45%). A bigger point though is the distinction between the max drawdown and worst year. I tested the allocation using those same ETFs and while I got a similar max drawdown, the worst year still ended up being around 4% (eyeballing it tells me that it is from stocks, commodities, and gold all completely falling apart in mid to late 2008 but before the massive bond rally (28% in TLT, 12% in IEF) happened in the last two months of the year, which likely made back a significant chunk of that drawdown).
I am happy with my 9.2.. Thank you John Bogle
@justanothervote
6 жыл бұрын
Is that average or actual? Also pre or post tax? -thanks
@tonyfc8809
5 жыл бұрын
@Alan Burt is this what you're using? I'm only 30 and I feel like i should be very aggressive.
I'll give you guys a simple piece of the puzzle. Assets historically have some kind of intrinsic value. The dollar amount to that value is tied to the credit cycle. Depending on where you are in the credit cycle, certain assets are on sale. The secret is to buy the assets that are on sale vs the overpriced assets. Secret to knowing when to buy x and sell y, is knowing where we are in the credit cycle. Listen to Ray Dalio.
@Z__K217
5 жыл бұрын
Nice observation.
In short periods, sure stocks and bonds are inversely correlated but over longer periods they are directly correlated. Interest rate is discounted from future earnings to value stocks - the less the interest rates get, the more bonds and stocks rise. for eg. since 1980's there has been a secular bull market in bonds and stocks both at the same time. if in the future interest rates continue to rise (and i know that is a big IF) then both stocks and bonds will fall simultaneously.
Can someone explain to me the commodities part. Because the only option I see is through commodity derivatives which come is contracts and the time period of those contracts can mess with the portfolio rebalancing period. The American options can be with exercised before the expiry but the European ones cannot and in India we use European style options so is there any other alternative to that?
Here's the thing... If everyone has the same investment strategy, it's a failed strategy.
@robosergTV
5 жыл бұрын
everyone doesnt have enough money to live off of 10% per year
@BigTone999
4 жыл бұрын
Human nature/ego will ensure that never happens.
skip to 6:00 for what you came here for. Or just look below. 30% stocks, 40% long term bonds, 15% intermediate term bonds, 7.5% gold, 7.5% commodities
@DominiqueHendersonCFP
5 жыл бұрын
Very important to understand Ray Dalio's principles behind this strategy. It's incredibly hard to manage (because of expenses) in real life. This is not a set it and forget type of strategy. If you read Ray Dalio's book he explains this pretty clearly. It's not that simple, unfortunately.
@DominiqueHendersonCFP
5 жыл бұрын
@bizkitgto HA. All things are not as simple as they seem my friend. ETF exposure is way different than Futures contracts and hedging (which is what Bridgewater & Associates uses to pull off this strategy). I do agree it is more "defensive", but the other undiscussed thing is that fact that it has a >50% fixed income allocation and that has been during a 30year bull market in bonds. Be curious to see how fixed income holds up in a rising rate environment.
@DominiqueHendersonCFP
5 жыл бұрын
@bizkitgto Depends on the client for managed accounts; Personally I like private equity.
@DominiqueHendersonCFP
5 жыл бұрын
bizkitgto I have no context for giving you advice my friend. 🤷🏾♂️You're welcome to schedule a complimentary chat though. www.djh-capital.com
@lucasatilano8008
5 жыл бұрын
You know it’s mostly BS when the tell you gold
Tony talks about the limited downside of Dalio's "all weather" portfolio but that also comes with an extremely limited upside. Stick to Buffett's advice: Buy SP 500 Index (VOO) and don't sell no matter what for at least 20 years. You'll come out further ahead than everyone else.
@drewconway7135
3 жыл бұрын
You are exactly right. I’m glad there’s at least one other sane person here. 👍
@AK-47ISTHEWAY
7 ай бұрын
Good luck during the next stock market crash. You're going to need it.
wuow, this aged badly. Bonds 40%, Stocks 30% and 7% gold.. How down is this portefolio at the moment?
math is simple and it is expected value E(x) but the numbers and controlling your emotions is the hard part
Interesting that real estate is not mentioned
I only have three words, Vanguard Index Funds!
@steve19149
5 жыл бұрын
you miss the whole point of the video...........................sad------and investing in general
@stangtrax
4 жыл бұрын
Then your leaving money on the table, but you will be good with vanguard. I don't care what they say I'm not putting bonds or precious metals in my portfolio. I put the solid companies with my recipe. Time will tell but I'm very confident with my research.
@hammer12482
4 жыл бұрын
@@stangtrax bonds are to offset bear markets. That's why you keep it around 10-20% for aggressive portfolios. Even Warren Buffett said he would buy 90% vanguard s and p ETF and 10% government bonds for his family after his death. But we dont have 1 billion to make 100s of millions off of dividends. Put most in stocks but keep bonds for the bear markets so you can add the dividends to your cheap stocks
@wallopwallop9125
4 жыл бұрын
William Morris 100% agree. I’m 17 so of course I need to be an aggressive investor, but I’m still 80% stocks and 20% bonds.
@hammer12482
4 жыл бұрын
@@wallopwallop9125 vclt has done well for me.
So its balanced by risk rather than volume?
@TheDividendExperiment
6 жыл бұрын
Alan Burt thank you
Steve Forbes has good advice if you are ALREADY WEALTHY. For 95% of the US population, no. As far as Tony Robinson, (why Forbes interviewed him is beyond me), he's a Self Help guru...who has made millions from suckers lining up to hear his bon-mots of sage advice.
@joseperez1085
5 жыл бұрын
You nailed it..
Be 100% in stocks till 50, then allocate towards bonds more and more each year.
@Harihar_Patel
6 жыл бұрын
What do you suggest then einstein? With population growth and advances in productivity, I think the 2020s and 2030s will be even BETTER than 1950 to 2010. I hold a masters degree in finance and am doing a PhD in one right now, if anything, you are ignorant about the markets.
@King-ue4dg
6 жыл бұрын
I've read too many books on investing. Including warren buffet. And these experts agree on that stocks are way riskier
@rotagbhd
5 жыл бұрын
@Marten Dekker The only ignorant person I am aware of is the moron that thinks "irregardless" is a word. You've just proven your lack of knowledge & intelligence.
@user-ju7ze9to4k
5 жыл бұрын
rotagbhd But, irrespective of your comment…
@alexmook4746
5 жыл бұрын
@@King-ue4dg Buffet says 10% short term bonds, 90% equities.
That was high value advice! Thx!!
Judging from comments, its amazing how many idiots still don't "get it" even after watching the video. What Tony is saying, very plainly, and what good investors understand, is that the relationship between risk and reward is not linear. A bad investor will take a on lot of risk for little expected return, while a good investor understands that by using a sensible asset allocation strategy you can trade off a little in expected return for a big reduction in risk.
@drewconway7135
3 жыл бұрын
Judging from your comment, it’s amazing that you’re the idiot who doesn’t understand there are many types of risk. Putting 70% of your money into treasuries exposes you to purchasing power risk. Bond rates are below inflation. Treasuries are always a safe harbor, but right now they don’t grow your money. People who fear down markets are going to have very poor investment outcomes.
That was clear as mud.
@AK-47ISTHEWAY
7 ай бұрын
No, you just have mud in your ears. Listen to it again, and it will make sense.
Nicely done!
great video tons of useful info. thanks!
I have a hard time watching Tony Robbins. He just reminds me of what a miserable failure I am (relatively speaking). LOL.
@jhrielly
4 жыл бұрын
Michael, I felt that way too and so I went to a seminar. Since then my life is on fire! Give it a shot. What have you got to lose? We all have the same one way ticket through life.
He didn't mention many details about the gains of this All Weather Portfolio.
@jfitzpatrick6108
5 жыл бұрын
Alan Burt, that _seems_ impressive until one pauses to reflect that Robbins' summation of "financial wisdom of the greats" was published in November, 2014, _but_ the extraordinary market period to which you refer had the HIGHEST U. S. INFLATION & INTEREST RATES of the 20th Century. Interest on the U.S. 10 Year T-Bond reached 16%. Not quite so hard to average 9.88% portfolio return with handfuls of 16% bonds. And, the financial "greats" Robbins interviewed for his book were all finance industry "insiders" like his son currently is in the financial firm some say Robbins plugged 47 times in his book which this video is _really_ about.
So in simple terms, what do you invest in?
@robertbuck1786
6 жыл бұрын
Physical gold?
@munib1000
6 жыл бұрын
yes
@atemfonkem6172
6 жыл бұрын
Alan B
@joakin88
6 жыл бұрын
VOO, 100% as I grow old I'll slowly start moving to bonds...
@Atomrofl42
5 жыл бұрын
Interesting
why is Steve Forbes there? Tony you don't let him talk
This is awesme!!
The all weather fund is now an etf_ rpar.
What do you all think about commodity ETFs??? Interesting. I was thinking of DBA or a commodity ETF just to hedge against the rest of us stock market Similar to ray dalios all weather portfolio with some commodity exposure. Does he have agricultural? What do you think? How they do in market crashes? How about during inflation or stagflation
Stocks are highly overvalued and silver is the most undervalued thing on the planet..buy silver
@andyt3938
5 жыл бұрын
It is under valued, has been undervalued, what makes anyone think it will correct? When was the last time it did?
where is the full vedio ?
Hey its Tev Torbes from SNL. That guy had a sense of humor I never knew he had. I can still see him sitting on that roof. I wonder if that clip is on youtube?
@PROJECT-AMBITION
6 жыл бұрын
Explain to me what you are talking about? do you know this Tea Torbes personally?
if you have 100 million this is good, if you have 100 thousand, not so much
@243wayne1
6 жыл бұрын
You have neither.
@Newlinjim
5 жыл бұрын
rusilver2 why would capital amount effect return %?
@CmanCorporations
5 жыл бұрын
@@Newlinjim IT doesn't affect return %, but if you are drawing income from investments every month then it matters. It's much easier to live off 1% of $10 Million ROI than 1% off $100k ROI.
@jdz101
5 жыл бұрын
@@CmanCorporations this is a nest egg fund idea that you can draw from when you're older....its not meant to be drawn from right from the start....you can get the clue by the Nest Egg words in the name.
@drewconway7135
3 жыл бұрын
@@jdz101 Following this strategy will produce a very small egg
I like how he said "no one knows what alocation will perform best in the future" And then he proceeds to recommend a specific allocation.
@AK-47ISTHEWAY
7 ай бұрын
Which is why you pretty much need to own EVERYTHING! Index funds, REITs, precious metals, commodities, bonds treasuries, inflation protected securities, cash, and everyone should learn a trade and start their own business.
Asset allocation is so much more than holding a mix of stock, bonds, gold, etc. A bulletproof nest egg is something you can invest in that can't be easily taken from you or devalued by the actions of others and at the same time can be converted to cash or some other system of value.
Any recommendations for the best platforms to invest through to match/easily keep track of that portfolio? Can't find any info anywhere!
@JaeBrazen
3 жыл бұрын
M1 Finance.
@AK-47ISTHEWAY
5 ай бұрын
Vanguard, Fidelity, Charles Schwab or E*TRADE.
I’m 20 years old. Should I be stating this now even if I’m by working full time?
@jessicaburroughs5763
6 жыл бұрын
100% yes. Pay yourself first, always. Set aside what you save for yourself, or what you intend to invest before you pay bills or anyone else. :)
@thund3rstruck
6 жыл бұрын
No, absolutely not. Invest in a proven winner, like the S&P 500 (VOO), or the US Market Composite (VTI) or the NASDAQ (QQQ). Don't waste your time investing in a 30% Stocks strategy, unless you are already retired and are trying to preserve your millions.
@jessicaburroughs5763
6 жыл бұрын
Maybe worthwhile to work with an investor and learn some strategy.. but definitely learn to save and invest from the start. study up from the start. make your money work for you as soon as possible. Grow your money immidiately.
@catshelley
2 жыл бұрын
Yes yes yes...Years r the most precious investment tool..U have more years to grow ur wealth
If stocks out perform bonds why would my portfolio be bond driven?
@drewconway7135
3 жыл бұрын
Why indeed. 👍👍
@AK-47ISTHEWAY
5 ай бұрын
Did you not watch or listen to the video? It's because stocks are 3 times more volatile than bonds. If you have a traditional balanced portfolio, you are not balanced to the investment risk of equities. The "All-Weather" portfolio that he is advertising in this video is to eliminate the risk while still generating an acceptable return no matter what direction the market is going in.
"Bullet proof" investment strategies don't exist. But Jeremy Siegel's "Stocks for the long run" shows how stocks have the best returns over time out of any asset classes. Average people should put money in stock indexes. Value and small cap indexes outperform large cap, but not consistently.
You should have sat down with Jack Bogle from Vanguard.
@jhrielly
4 жыл бұрын
He did. It is in the book! Search for the video.
@drewconway7135
3 жыл бұрын
That would have been quite a feat considering he’s dead
Same smuck that touted panic and fear 10 years ago telling people not to buy the dip. Low integrity.
Getting rich is easy. When I go in--you get out. When I get out--you dive in!
Too bad the interviewer interrupted tony when he was about to tell us the most important investment, asset allocation. Would have been nice to hear.
@AK-47ISTHEWAY
7 ай бұрын
It's 30% equities/stock funds, 40% long and intermediate term treasury bonds, 15% sort term treasury bonds, 7.5% gold fund or ETF, and 7.5% commodities fund or ETF.
A very good news, indeed. No shortage of eggs to be expected. :-)
This guy is no where close to an investment expert
@fanelemabaso2514
4 жыл бұрын
He is not one. He has said it countless times. He is a life coach who works with billionairs. And he is telling us what billionairs think. Listen before you open that pie hole
@AK-47ISTHEWAY
7 ай бұрын
Tony Robbins is worth an estimated 600 million dollars and most of that money did not come from just selling books so I think he knows a little bit about investing 😉
what does Tony recommend as far as asset allocation?
@bhough410
3 жыл бұрын
Did you watch the video?
@Guest-dl2vw
3 жыл бұрын
@@bhough410 , no, I'm not too sure he is into asset allocation. I thought that sales was his specialty. guys like Ferri and Bernstein and Schulthesis are recognized experts in the file, not sure about this guy; sorry.
Awesome video!
@drewconway7135
3 жыл бұрын
@Marten Dekker You are correct
Step 1. Make as much as you can.....keep as much of it as possible....and Oh yeah...buy my book and come to my seminars.
Always thought Tony would make a great wwe wrestler
@ianstephen8106
5 жыл бұрын
🤣🤣🤣🤣🤣
@AK-47ISTHEWAY
7 ай бұрын
The guy is HUGE!!!
Ray Dalio is a genius.
Those who don't take the time to learn need to stick with mutual funds or index funds. Those who take the time to learn to read charts and trade options will make money investing.
It's absolutely amazing to me that mr. Dalio's secret sauce could stand the test of time backwards in time for more than half a century and with 85% success and only 1.4% on the downside on average.
I had 100% in stocks in 2015. I can now retire. If I had only 30% in stocks I would have 50% of what I have now. Invest in a combination of small, mid, large cap, international and index mutual funds.
@aulderyan
5 жыл бұрын
Congrats, but that worked well in that 4 year timeframe / cycle segment. Wont work so well 2019 -2023 timeframe. Tony is talking about a permanent approach that works across all cycles.
So what do we learn from this video !
Wow!
I'm doing 1.5% Bitcoin, 1.5% Ethereum. I like living dangerously.
Insightful 😘
"Asset allocation is the most critical part of investment success". well, a big actuarial study found that contribution rate was the most important key to a secure retirement. asset allocation is worthless if you don't put enough money in the account. Retirement Success: A Surprising Look into the Factors that Drive Positive Outcomes by David M. Blanchett and Jason Grantz, ASPPA Journal, Summer 2011
I am 70% stocks 30% bonds , on a bearish day buy and on a bullish day is a day you my sell
@radrevv5214
4 жыл бұрын
You must be regretting the 70 / 30 split now...
Why do people think money=freedom? Like I hear people talking about if you get rich you can just sit on the beach all day drinking champaing. Well last I checked you could do that if you were homeless. Think about it.
Tony Robbins is an incredible Mentor!💪💯🎯
"Step one: first i hypnotize you with my teeth"
@AK-47ISTHEWAY
5 ай бұрын
"Tony Robbins hungry!'
Always hear invest in gold. Gold funds or gold bars? Or does it matter?
@jackgoldman1
4 жыл бұрын
gold bullion never gold funds unless it's money you can afford to lose. I made 100K in gold funds and lost 100K in gold funds. buy bullion and keep it forever, nursing home insurance or give it to kids. Gold funds go to zero. 100 ounces of gold bullion is always 100 ounces of gold bullion.
@drewconway7135
3 жыл бұрын
@@jackgoldman1 Great advice 👍
Dont buy it, you want advice listen to Bogle at Vanguard, a true genius.
@yaywoot123
5 жыл бұрын
if you bothered to read Tony's book, you'd realize his advice comes FROM Bogle.. and FROM Dalio.. he quotes them throughout the book and devotes entire chapters to then but do you.. keep blindly hating
@ShidaiTaino
5 жыл бұрын
Michael G so it’s not his advice
@yaywoot123
5 жыл бұрын
@@ShidaiTaino tony's book is a collection of advice from certain successful investors/ppl of the industry.. including jack.. so yes, go read jack's stuff too.. my point is, the original comment made it seem like tony was giving original advice, which he (as he admits with most of his material) isn't.. hence why he doesn't like being called a "guru".. he shares information/strategies he finds useful, and packages it in tony robbins fashion (enthusiasm, actionable/real strategies, coming off genuine/caring, etc).. i'll never understand the hate for this guy.. listen to his stuff with an open mind.. especially his early stuff (personal power)
@Coolguynom1
5 жыл бұрын
@@yaywoot123 Which book are you referring to? Unshakable?
@yaywoot123
5 жыл бұрын
@@Coolguynom1 Money Master The Game
It's a low return portfolio without leverage.
MONEY Master the Game Book by Tony Robbins
@theernalrealestategroupatk707
5 жыл бұрын
Very good financial book. Read it early this year.
5:55 the money shot
Tony: “Bla bla bla bla me me me and here’s what’s amazing…”
@aeksinsang932
4 жыл бұрын
tamirble no not his attitude
Here is the secret sauce 5:56
@liordekel9258
5 жыл бұрын
Thanks Jeffrey! for pointing us to the 20 most important seconds in this "mostly pointless, self promoting" video.
@poodudeelite
5 жыл бұрын
This portfolio barely beats inflation.
Legendary Tony! KZread - Jonny Weiss "Drunk and Stoned."
What is Intermediate?
@SauceShoots
5 жыл бұрын
Smart Money shorter term bonds like 5-10 years