Per Annum is an alternative investment platform giving returns of around 12% historically. Sign up on the website from this link - bit.ly/pa_cardacademy

@SourabhSharma-kq6ed

2 ай бұрын

a small request - please declare if this is a paid promotion.

Why are good borrowers paying 24%? They would have access to normal banks to borrow at a relatively lower interest rates

@mdfarhananis8950

2 ай бұрын

That's what Many will default and so they pay almost half the intrest

@PerAnnummoney

2 ай бұрын

So, this is why borrowers pay an average of 23% interest to our sister entity Lendbox: 1. These are short term loans that typically come with high interest rates given the tenures. 2. Banks generally don't deal in short term loans and there's huge gap that a P2P company fulfils in identifying such borrowers and such borrowers come with a solid track record. The interest rates are on the higher side because these loans generally don't go beyond 6 months and are also of small amounts. Hence, the borrower is comfortable in paying such interest rates.

@prateekbatta2012

2 ай бұрын

Lower interest rates are with SBI. Par wahan aap jaate kahan ho? Mai gya. Got personal loan at 10%. And 3 Saal ka loan. EMI b bht Kam jisse mere monthly Kharche pe fark nahi padta.

Disappointed to see card academy doing BS sponsored video

Sponsor video hai

This is a very risky method of investing. There is no guarantee that lenders won't default. Also, at that scenario Per Annum will not give the expected returns and you can't take any actions against them.

How is this related to credit cards? Please change the name of the channel to Scam Academy if you want to promote such dubious products.

@rushiashtikar

2 ай бұрын

Anything you don't understand doesn't become scam. They make good videos and they also need money, so they make sponsored videos. And the product is backed by RBI regulations. Now if you think RBI is scam then please leave the country also.

Ye bada fraud h ...please don't belive this nbfc ka bharosa ni h ..iifl ka kya hua tha..sabko pata h

1. How is this video related to credit cards? 2. Is this a sponsored video?

Please make videos before glasses you look so gorgeous ❤

Your videos on Credit Cards are good, they are useful for general public. But these per annum and all are very risky , infact very very risky. Why anyone will pay 24% ? It shows lack of knowledge - better you people avoid such topics.

Aey ladki paagal mat bana nahi to unsubscribe kar dunga...😏

@soumyajitbasulive

2 ай бұрын

yeh hai...."Bubbly bahen".....yeh sirf bolti hai.....inke piche pura team research karte hai......but P2P lending very risky hai,mind it.....

@thecreatoravi

2 ай бұрын

😂😂

@papatanya

2 ай бұрын

😂😂😂😂

@amrit0501

2 ай бұрын

😂😂😅😅

@kalpna2008

Ай бұрын

😂😂😂

12% to SIP m mil jayega,Safe secure risk free

@arciful

2 ай бұрын

Mf ka not risk free..

Dont use this app. Totally sponsored app.

Why is this cutie talking about something other than plastic debt?

What is taxation applicable for the returns generated through this app ?

What about taxation on interest income?

@PerAnnummoney

2 ай бұрын

Hi Mohan. Income from P2P investments are taxed under the bracket of "Other sources of income". The interest income that gets credited on maturity is credited without any TDS deductions.

Ye Card Academy Vale bhi Paise Leke Bhool Gye Ki Chor to Chori Krega hi Chahe NBFC ho ya RBI k naam se Koi bhi Nya Bank Ya Nya chor🤬

Need to know from where consumers are borrowing loan at 23% interest

What about taxes ??

@PerAnnummoney

2 ай бұрын

Income from P2P investments are taxed under the bracket of "Other sources of income". The interest income that gets credited on maturity is credited without any TDS deductions.

Thanks for content mam 😊😄😄😜

If they're giving loan at such high rates, that means they're risky loans. These advertising videos don't tell how much cash the company is burning. If you want high returns, stick to equity markets.

Hey, you're very pretty!

Madam railway loung ka video bnao