Yes always call back your bank when someone calls and represent your bank.

@vegasbaby3669

2 жыл бұрын

Facts

@jhowardsupporter

2 жыл бұрын

Why? Why would your bank ask you to transfer money? Especially considering they can stop any transaction. Scammers only want 2 things, your money or your id so they can scam others with it. Also Biden doesn't want you to know there is a feature in your phone settings to filter scam calls because it will also filter telemarketers and that's tax revenue lost. I only receive calls from numbers I know.

Zelle works great when you use it legally. It's very simple, quick, and it actually works. People who use it to scam should be arrested though.

@jiogcyihsugyiocjfdoivhphvw6821

2 жыл бұрын

as should u

@yvonnelives

2 жыл бұрын

@@jiogcyihsugyiocjfdoivhphvw6821 lol 😂

@HarmonixsLoL

2 жыл бұрын

@@jiogcyihsugyiocjfdoivhphvw6821 And u

@koreyb

2 жыл бұрын

@@jiogcyihsugyiocjfdoivhphvw6821 what in the world do you mean by that?

@koreyb

2 жыл бұрын

It is a great service. People just need to wake up and realize that a legitimate business will not initiate communication with you by text or email or even a phone call. Just always assume it is a scam at first and hang up on them and then go online to your own account and check it out for yourself. Never click on any links in a text or email. Just go directly to your own account the normal way you use to access your account. And don't respond to those texts or emails. I would hate to see this free service stop being free just because it is being abused by scammers and their hapless prey.

The first clue that it is a scam is your bank calling you, like when in the history of American banking has the bank ever called you regarding a checking or savings account issue...

If banks don't want to reimburse people, then they need to stop promoting Zelle. I would get emails from my bank explaining how easy it is to use Zelle and that I should use Zelle. When I sign in, there is a tab in my account to use Zelle. They are helping Zelle obtain more users. This is why regulation is important in banking. When you have gray areas like this, the scammers win, the banks aren't affected and the consumer loses.

@TheDogbreath1

4 ай бұрын

I think customers letting themselves get suckered into using Zell frees banks of liabilities when fraud occurs. Its down and dirty.

Scammers are getting very slick there days.

@theyclosechannelsthatspeak428

2 жыл бұрын

Yes. And skimming off debit cards. It's bad.

I feel bad for these people. However, anyone who gets a notice by text or email and then gives out personal info like that is duped. How is that the bank's fault??

@vegasbaby3669

2 жыл бұрын

Facts

@NDNstrength

2 жыл бұрын

Maybe they can help out of charity. They get so much help from the taxpayers already.

@shaggydawg5419

2 жыл бұрын

In the USA, we are never at fault. It's always others' fault.

@n3wt

2 жыл бұрын

summary. there's no fees with zelle. so they don't want to help u

@sblijheid

2 жыл бұрын

@NDNstrength Banks are not charities. They are for profit corporations subject to double taxation and very high state taxes in certain states.

I think there should a mandatory course in high school (Just like Heath/Sex Education) except this course will teach young adults the importance of keeping their forms of identity both virtual and physical secure and how to identify potential scams or phishing texts, messages, or emails. A lot of people become puzzled when they ask how did this person know my name?, my phone number?, my address?, etc.... and there is a ton of ways that can happen with the resources that are available online or even through the dark web, but the most common way is through the every day devices we come in contact with in private and in public. So we need to make sure that we are only sending out sensitive info when we need to and only using secure devices and secure trusted websites to exchange such info.

@sblijheid

2 жыл бұрын

What are you talking about? Your name is on Facebook for all to see. That's why I hate facebook. They don't want you to use aliases and then you become a prey to scammers.

@nickicunningham9679

2 жыл бұрын

I got bitcoin Forex Scammed Big Time. They really did me bad. Used my Credit Cards and abused them..I still owe on them. But when I finally figured it all, i made them hang around waiting for my money then I told them to take the money you stole from me and teach the naive seniors what not to do or say. How to n9t get scammed on line.

@videorocketzmillar007milla5

2 жыл бұрын

Agreed. Kids starting in junior high by the time they hit high school they should be great in saving watch out for hackers and fakers

@dinaarmymom9145

2 жыл бұрын

I was a trainer at Chase in their Fraud Dept. and I agree about giving personal information over the phone. However, for this scam they did not ask you for personal information. And the scammers followed the same procedures as Chase does when there's fraud on the account. They send you an email or text asking you to confirm a purchase. All you are doing is clicking yes or no and that's what the scammers did. However, the tricky part comes in when they call you and ask you to Zelle back the money that you lost. Then that should cause you to think why would I sent more money to a company that I just said that I didn't send any money to, to reverse the transaction? That's when I said this is wrong and I hung up and called Chase. They said there was no transaction on my account as the scammer described to me. You have to be really paying attention to what's being asked of you because the scammers are getting smarter and smarter.

@MrWildbill

2 жыл бұрын

While I agree that it would be good to have courses for young people, neither of these victims were young people.

This is the same type of scam used everywhere. Zelle is a cash payment system and the user has to make the payment manually. These people are wrong to blame the bank. They got tricked, but they wired the money.

I got one of these texts and ignored it thinking it was a scammer but it was actually my bank and someone did charge $1001 on my credit card . I saw it on my next statement and my bank reversed it .

@koreyb

2 жыл бұрын

I have my accounts set up for text message alerts, and I added their texting number to my contact's list so I always know when a legitimate alert text is coming in. And these legitimate text alerts NEVER have links to click in them. A legitimate bank would never send a link. I just go online to my own bank account and check it to see what is happening on my account.

When you get those texts.... YOU CALL THE 800 NUMBER LISTED IN YOUR CARD NOT THE ONE FROM THE TEXT.

I don't use Zelle and never have signed up for Zelle. That makes it easy for me to identify a scam text or call. With no Zelle, no way someone could be using my Zelle. Anyway, unsubscribe to the service if you've signed up, or don't sign-up in the first place. We've managed for decades to pay other people without Zelle.

I guess we should teach middle/high school students basic internet opsec.

@Dwightstjohn-fo8ki

2 жыл бұрын

First, get them to put down that damn phone??

@kenziehill9376

Жыл бұрын

Scammers are skilled and no amount of education can keep up with the changing technology. Scammers will find a new tactic. Chase knows about the scams and is doing nothing

I'm very confused as to why people are not savvy enough to hang up on unsolicited communications from their banking institutions.

@koreyb

2 жыл бұрын

This is the main problem. These scammers would not be able to get any money from us if we would just hang up on them. I always assume it is a scam and hang up on them. I can always go check my own account online without any help from someone on the phone with me.

The same thing happened to me back in October of 2021. I stopped the call right before I started to push the button. I then called Chase and they said that they have no record of me making a transaction to the company that the scammer said that I did. And I can see how you can be fooled into thinking it's the bank calling you because the scammers follow the same procedures as Chase bank does for their fraud transactions. Because I almost took the bait.

@stardavis

Жыл бұрын

I almost got scammed last night. Similar situation! good job spotting it.

This is why I have never used a cash app. From the beginning any third party having access to your bank account always seemed like an extremely bad idea!!!

@rhuttrho88

2 жыл бұрын

They gave the information. All they had to do was hang up and call the 800 number on the back of their card.

@isaac198428

2 жыл бұрын

Do you use Uber, shop online or give restaurants your card to go swipe for pay? It’s easy to be scammed. lol

@jlv3x

2 жыл бұрын

@@isaac198428 no I don't use Uber, I only shop online through Amazon, and at restaurants I only use credit cards never my bank debit card. Yes scammers are everywhere but you have to be extra careful with who you give access to your bank account.

@charlesjohnson2475

2 жыл бұрын

💯 agreed

@jessicamarie8299

2 жыл бұрын

@@isaac198428 I shop on shein and my credit card keeps getting hacked but good thing my bank catches on and it notifies me and then freezes my credit card sends me a new one.

I was selling an item on Craigslist and a potential buyer sent me a very real looking cashier's check for the item and for its trucking. Then said the trucking firm wouldn't come unless I Zell'ed them the shipping money. When they insisted, I said I'd wait for the check to clear. It didn't.

@Josh-py9rq

7 ай бұрын

GOT EM lol

No Zelle or cash app

Agent: someone is trying to take 5,500 dollars from your account. Me: you a lie I don't have 5,500 in the bank 🧐

@TeslaBoy123

2 жыл бұрын

only $8 balance end each month 😰

I think a scammer tried to tell me I had unauthorized charges that looked eerily familiar but they couldn't spell wells fargo right so I ignored it

I can't belive folks are still getting scammed like this? That shit sounds fishy. Your bank isn't going to text you and call you like that. The dude is running a business. How do you not know this was a scam? I can't tell to bad for these folks.

@juliansmith7415

2 жыл бұрын

They let it happen so they can bust those scammers and make convictions . I’m sure zelle gets money from transactions also

@svenjorgensenn8418

2 жыл бұрын

Some scams hack your account and use the same numbers and names. They buy your information from a business and act like your bank. Stop acting like you know everything

@TruthTellerTV

2 жыл бұрын

@@svenjorgensenn8418 There is a difference between being hacked and getting scammed. Learn the difference, you sound foolish. Nobody is getting hacked.

@rhuttrho88

2 жыл бұрын

@@svenjorgensenn8418 Nope! They should of known! People like you are inadvertently helping scammers! Stop having low self esteem and getting jealous! Just admit you didn't know and learn something! We aren't going to censor ourselves because the truth hurts your self esteem! Your excuses you list are foolish!🤦🏿‍♂️🙄🤷🏿‍♂️👌🏿👍🏿😁😉✌🏿

@jessicamarie8299

2 жыл бұрын

@@rhuttrho88 you must be a Nigerian scammer.

"Zelle is a United States-based digital payments network owned by Early Warning Services, LLC, a private financial services company owned by the banks Bank of America, Truist, Capital One, JPMorgan Chase, PNC Bank, U.S. Bank, and Wells Fargo." Seems like the true scammers are the large banks that financed Zelle without affording any protections for its users. Since the banks financed its development and implementation, they should be liable for whatever shortcomings are intrinsic to the software.

@dccoaching2867

2 жыл бұрын

Agreed!!

@Eddielopez708

2 жыл бұрын

FDIC covers for Unauthorized fraud but then the person sends it it’s authorized and it’s their fault no one told them to send it

@staxoffunk1863

2 жыл бұрын

how else are they going to pay their gardeners and nannies

@sblijheid

2 жыл бұрын

Thanks for the ignorant comment of the year. How is zelle or it's owners responsible for ignorance of its customer? If you hand over your money, the bank is not at fault. They literally warn people for scams like this but the morons go ahead and do exactly what the bank warned them not to do, and then a virtuous idiot writes a comment like this.

@kimberlyverde1441

2 жыл бұрын

Absolutely! The banks benefit by not taking any responsibility. The commenters who keep criticizing victims don't understand how the banks are complicit in these scams by not doing anything!

I can’t believe it’s 2022 and people are still falling for these kind of scams…….

@syxepop

2 жыл бұрын

There are quite a few YT Creators making their lives on trying to block those scammers and trying to retrieve funds to the affected, so there are MORE SUCKERS OUT THERE than you think...

Only a fool falls for these scams

@newnewjohnson4776

2 жыл бұрын

FACTS!!!!

@svenjorgensenn8418

2 жыл бұрын

Hey, be more compassionate the banks do this on purpose they have all the tools to stop scammers but I bet you think it would be foolish to sue a bank lol

@raisedbyhousewives

2 жыл бұрын

Yea don’t you have to add someone to even send them money? Poor reporting. If they’re sending the money say that step by step.

They got me once never again

Banks will RARELY refund money lost during a scam or fraudulent transaction. A man used my information to purchase a plane ticket and my bank wouldn’t refund it. Couldn’t get police to do anything except for making a report, even though the man’s name and address was used to purchase the ticket. 🤷‍♀️ * I have never received a penny from that $3,600 charge.

@theyclosechannelsthatspeak428

2 жыл бұрын

Chase did it to me too.

@sblijheid

2 жыл бұрын

You're not telling the whole story. Chase reversed several fraudulent transactions on my account.

@mssha1980

2 жыл бұрын

@@sblijheid no it’s true. It’s so hard to get your money back. It’s best to use credit

@Dwightstjohn-fo8ki

2 жыл бұрын

and what "bank" and what state/province/canton? Chase is more suspect that a lot of banks, and my bank (TD) after 45 years of virtually zero issues drew down 500 from a KNOWN Amazon scam. I don't buy on Amazon, they don't HAVE my bank accounts, and even if I did, I'd segregate a credit card of low amount to make any online purchase, and that cc would NOT be related to any bank I deal with. EVen then, the fraud dept. never "closed" the file and never told me their 'findings" (It's on them) and eventually did credit my account, but if the file is not off. closed TD could grab the $$ back any time they wanted. Not impressed.

@jiovanirivera852

2 жыл бұрын

@@mssha1980 yeah, if you use credit, you're risking the bank's money not yours. All online transactions I use credit while in-person I use cash.

They just scammed my grandsons ACCT thru Apple Pay this weekend wiped him out of $500.00 but his mother my. Daughter got them on a technicality and they are reimbursing him so be careful !

@theyclosechannelsthatspeak428

2 жыл бұрын

How did they do it?

@ewentglobal9480

2 жыл бұрын

Lol he was probably just buying some weed

Scammed me out of 300 recently. Not letting it go.Funny how the app shuts completely down during transaction.

The problem is they panicked. I’ve received these types of texts before, supposedly from the bank or from Amazon, the key is do not panic & check your account on your own.

Zelle sucks, the whole payment process feels vague and sketchy. it is surprising with all the technology we have these days, banks like Chase have adopted a payment system like this.

@manuelmontesdeoca6081

2 жыл бұрын

Problem reaction solution. You will be enslaved by the all seeing eye of hash trees. You will own nothing and be happy

@TruthTellerTV

2 жыл бұрын

It’s a simple transfer app, what is “vague and sketchy” about it?

@erichyde4965

2 жыл бұрын

U don't know how to really use it

@yvonnelives

2 жыл бұрын

@@TruthTellerTV Absolutely nothing. People are being conned in to giving their information out and that has nothing to do with the actual app itself. The app is quite convenient and the service is great. I’ve been using it for over a decade, in one phase or another, under its new name or the old quick pay.

@dalemtb1199

2 жыл бұрын

Chase is Cancer. Love my credit union

when getting a text from your or any bank call your bank directly. and no bankwill ask for anything from you unless you call them directly or go to a branch. and online only banks can go to hell

@rhuttrho88

2 жыл бұрын

Yep.

The old saying never give your money away to someone you don’t know period….

Stupid is as Stupid does. Every day I receive and delete scam e-mails. I never open them.

To me, it sounds like these people saying they were scammed are the scammers. They send money to someone and then try to recoup the money from the bank.

This is interesting because I have encountered the exact opposite experience. Chase has been overly cautious with my Zelle transactions. I authorized a Zelle transaction and not only did Chase not authorize the transaction, they blocked me out of both my chase bank accounts online. I spent the next 2-3 hours on the phone with Chase getting my access restored and getting my Zelle transaction approved.

This is why I use an account with very limited amount of money in it for online purchases. Even if someone were to scam me for $5000, I would know that's a scam and just say, "Pfft! Take it, I don't even have 10% of that in this account."

@koreyb

2 жыл бұрын

Yes! That is a clever way to handle this situation. Use a separate and much smaller account for Zelle transactions.

@yvonnelives

2 жыл бұрын

@@koreyb or just don’t be foolish and give out your account information for the use of Zelle. For online purchases and credit card payments this is a great or better yet brilliant strategy. That way your money’s not tied up if someone does charges an account it goes negative you put it in dispute your monies not tied up and that’s a great idea. Or, it doesn’t go through if you don’t have the overdraft protection on it. What’s not there won’t be charged either way it’s great but as far as Zelle goes, the only way that someone’s going to use yours is if you give the credentials out.

@koreyb

2 жыл бұрын

@@yvonnelives I would never give out my account information, but hacking does occur from time to time. I know because someone got my gmail user name and password from some breach and they tried to log in with it but I had second sign-in already on that account, so I got a text message from gmail which alerted me to check into it and I quickly changed my password. But my point is that eventually someone will probably get my Zelle account info from a data breach and if they do, they still won't get much money from me. I do frequently change all my passwords these days since that attempted gmail hack, just to try to reduce the chances of anyone hacking into my accounts.

@Dwightstjohn-fo8ki

2 жыл бұрын

I don't cross contaminate ANY of my tech., accounts, or data. I have a stand alone for my bank financials, another for all credit cards, and don't mix business with family. It seems to be paying off now. A friend was a LEGAL ADVOCATE and mixed all her accounts. ??? A coked up contractor knew where she worked, she lived alone, everything about her. When it went sideways all kinds of things happened. (AND OF COURSE, I had warned her months before. She's 55, not 15.

@koreyb

2 жыл бұрын

@@Dwightstjohn-fo8ki Good idea

My guess is that when the victim responds to the text, that tells the scammer that the phone number is probably a chase customer. So the scammer goes to zelle/chase and tries to log into the site using the phone number, which sends a PIN, and then the victim gives the PIN over. Bam money gone.

@thehuguenot5615

2 жыл бұрын

@@dickheadbrian Explain

@theyaden

2 жыл бұрын

Usually they get the victim to load anyteam, ultra viewer, anydesk or other remote desktop software check for the app and if the password isn't saved tell them to open in up to verify money that was supposedly taken so they can return it then the scammer quickly transfers money. If the mark only has credit cards and they can't get them to give information to setup a Zelle then they try to get them to get gift cards since the credit card can often pull the money back while Zelle bypasses that security. 😞

*the only one who is to blame are the one who fall for the scam.*

Usually if your account has got fraudulent activity, you might get a text saying to call their customer service. That's how it should be.

Ugh another scam?!

I always hang up and call bank right away. I do not ever give information.

@joyace9674

2 жыл бұрын

Or go in person to fine out what’s going on that’s the best way to do it

If the money was transferred to another account why not just check who owns that other account?

My bank has never called me and this is why I only use a cc

Never been ripped off. I know a bank never contacts you. They have to reverse the charges. The bank didn't cover it because you gave it to them. 3:20 I was typing as I was watching. Technically they should of just said they didn't make those transactions and left it like that. That's not a lie?🤔 They technically were involved, but they were tricked.😬 So when they called the real bank and reported it they should of just said they noticed charges on their account they didn't make. I know this is after the fact, but now you know and knowing is half the battle! Yo Joe!!!!!!!✊🏿💪🏿👌🏿👍🏿✌🏿😁😉

@sblijheid

2 жыл бұрын

Not possible. With zelle you have to login and initiate the transfer manually. Also, the bank logs your ip when you login. They can tell that the login happened from the same device you use everytime.

Con artists are clever and prey on dependent people.

@TruthTellerTV

2 жыл бұрын

People are just stupid.

That’s why I have security protection I had the same exact text message sent to my phone and I went through all the process then my bank sent me an notification that they declined a $2500 payment but I got lucky and I was so scared I learned my lesson

@marydscimemi4348

2 жыл бұрын

I sent my zelle money all back to em to get outa my acct by cashapp. My bank is charging me 2000 for that money they didn't catch in time. I had a hunch. So I lost my acct and owe 2000 I sent back from where it came

I fell victim to a Zelle scam and Bank of America would not cover my losses. The local police told me there was nothing they could do!

@jessicamarie8299

2 жыл бұрын

Be smarter! these are scams!

Just please, don't use Zelle. If enough people boycott, the companies that own it will get the message and it will go out of business. No one has to use Zelle.

Scams are everywhere and in places you wouldn’t think they would be I called about a used $300 refrigerator and the scammer tried to convince me to send the money and they would have the refrigerator delivered and always let a red flag fly when someone offers to pay full price without negotiating

Folks, your bank doesn't initiate anything through calls, texts, emails. Your bank might send you a secure message and even that is rare. You should become very alert if that happens. Only you can initiate a transaction. Also, never give a code or use a code that you didn't initiate. This means the scammer did and they are asking you for the code so they can continue.

@truthalonetriumphs6572

2 жыл бұрын

Just because someone says they are calling from the bank, IRS, social security office, etc doesn't mean they are. These entities don't call you.

@mst3499

2 жыл бұрын

Banks do send email or text, asking did you make these transactions. And they call

@knerduno5942

2 жыл бұрын

Actually not true. I have had my bank contact me over "unusual activity." They would list the transactions by date, store name, and location, and ask me to log into my account to verify. They of course did not provide a login link as I should already have it.

@truthalonetriumphs6572

2 жыл бұрын

@@knerduno5942 you are saying they initiate a transaction by calling?

@knerduno5942

2 жыл бұрын

@@truthalonetriumphs6572 No, and neither are the texts contained in this video. In this video they are showing were a scammer is sending a message to confirm if you are doing a transaction or not. Then they trick the person into contacting them, getting them to reveal, or entering some details to make a transaction go through. It is the victim who made the initial contact for a transaction.

Anytime an employee reaches out to you from a company via call, they always identify themselves. CHASE texts always come from a short code (5-6 digits) beginning with the number 2.

@koreyb

2 жыл бұрын

And even when that happens I always just assume it is a scam, and then I go log into my own account online to check and see if anything has happened. I also I am signed up for all the account alerts, and I added the text number to my contacts' list so I know when a real alert text message comes to my phone.

If you receive a text message about your bank account, common sense dictates that you should immediately contact your bank! Do not send information to these people.

It's such a shame Zelle is permitted to operate this way

Just dealing with this right now, I always have to educate people how to avoid fraud. Most important lesson don’t give out personal information to some stranger who calls.

The bank dosnt cover stupidity and ignorance. Ide never fall for this clear scam

Basically Zelle and Venmo - and wire transfers, for that matter - are not secure transactions, they lack closed-loop confirmation of the recipient and reversibility in the case of errors.

@yvonnelives

2 жыл бұрын

Zelle is secure, you have to initiate it and before it is sent off it tells you the name on the account you’re sending it to and ask are you certain you want to send it because it’s not reversible. Zelle is not a “third-party-outside” operation such as Venmo. Zelle is embedded through your bank at most primary financial institutions. It’s connected to your account. If there is something that happens, you can call your bank and question them and at least they can give you answers or find out answers for you, outside of you giving someone your information to rip you off, of course. Wire transfers are secure because you initiate them from your bank and they’re not gonna go somewhere unless you tell the bank to send them and you must verify the information. That’s like going to a store and purchasing peanut butter but purchasing the wrong brand and saying it’s not secure because I didn’t buy the right product. If you send the information to the wrong place that’s your fault but that doesn’t mean that the transaction is not secure. How much more secure can you get? Not really a question. ‘The name -/////is on the account you’re sending to is, are you sure you want to send this to that account, once it’s sent it is not retrievable….pretty simple for functional grownups.

The problem is too many people never read the terms and conditions of using electronic payment systems. It very clearly states that the bank is not responsible. These are the same people who don't read car sales contracts, home sales contracts, mortgage contracts, etc. Then when something goes wrong, they go crying to the TV guy who says "CALL ME IF YOU'VE BEEN SCAMMED"

Stupid is stupid does. The so called victims sent the money, it was not taken.

I e had that text and didn’t click on it. I called the bank and blocked them i don’t Eve have Zelle and never even heard of them

Don't give banks your text number. If I get a text from a bank, I think, "they don't know my number so this isn't them". If you're gullible (it's not an insult, a lot of people are), get yourself a burner phone - it'll be worth it. Scammers use computers to dial all combinations of number in seconds hoping for that one-in-a million hit. That means there will be 10 catches per area code.

@jones2277

2 жыл бұрын

how do you not give your bank your phone number? who has a separate number for texting?

@elseascotty9346

2 жыл бұрын

Bruh better advice ever single time you’ve been reported for “fraud” never respond to those text, wait to get an email if it’s an actually claim or wait for your “charge” to go thru from “Walmart” then call your bank

@homerg2724

2 жыл бұрын

Correct 👍🏻

@theyaden

2 жыл бұрын

​@@elseascotty9346 Definitely, the bank will know if money's been pulled off your account so excellent advice.

I got a text on my answering machine stating my account was hacked and to call the number provided. I did not call the number. Instead I called the institution and was told that was a scam. You NEVER call the numbers they provide. Always call the original organization.

Sorry this happened, but getting a random text should have been the first clue.

It happen to me with chase they told me it was my account smh I was at work didn’t send any money anywhere . It’s like they blame me I lost 400 dollars to a stranger chase bank

Honestly I like them I don't have a problem with it I've never had an issue with it some people just shouldn't use it your age is really showing

the title worried me, im like are they just draining bank accounts bypassing security? but no its just another story of people lacking common sense.

If I got a text like that I would just call my bank to verify it. I've never heard of a bank sending a text message to report fraud to a customer. That throws up a dozen red flags.

@nunubian9419

2 жыл бұрын

They do actually, but that’s if you have text message notification setup in your account and if you tried to send a large amount of money yourself and your bank stops it. That’s when they’ll send a text similar to the video to verify if it was you.

@beeb826

2 жыл бұрын

I called the bank when it happened to me then got called “back” i never answered the text. They knew I called and thats how i fell for it. My phone was not compromised. We checked it, but i got a new phone anyway.

I don't fully understand the scam. So the victim gets a text saying they authorized a payment, press no if they did not. So they press No, which alerts the scammer they have a person. Then the scammer calls them and asks for them to make a payment using Zelle. Where do they send the payment? To the person on the phone?

I had the same text and I ignored it.. my bank automatically canceled my card.. at first I was mad but after that I was kool

I am currently sorry 😔 losses

People have to learn the hard way. Technology is your best friend until it's your worst enemy.

@DeRussellMasina

2 жыл бұрын

It's really WE are our own worst enemy

@kenziehill9376

Жыл бұрын

@sprague49 Spot on!

Comment section is full of people who likes to blame other people who lost money to the scam because they haven't experienced something like this.

@knerduno5942

2 жыл бұрын

LOL I get texts like this all the time. I don't run to my computer and start handing out info and permissions!

They’re just gullible! How can you respond to strange text message like that? First action should be to check your account then call the phone number on the debit card! I don’t even respond to any phone calls or text messages I don’t know!

@NellyM1823

2 жыл бұрын

Thank you

I got a text like that one time, it said something about a $3000 transaction that was going through. I replied back saying, "I know you're a scammer because I have never had $3000 in my account." I then followed up with a series of insults. I didn't get a reply back.

And paypal cash debit cards. They skim off your cash card and back date charges a couple of months so you can't figure out why your balance is off. Always check your statements. I try not to use any cards now.

How do these people get your phone and information to know what banks you are banking with?

@BIGGDUDE42

2 жыл бұрын

It's called the internet... All of our info is being collected, from grocery saving cards, to websites you visit

@dalemtb1199

2 жыл бұрын

They might not know what bank you have. They pick a in popular bank like PNC and send out email or texts to millions. Some will have PNC accounts.

@Pulapaws

2 жыл бұрын

Companies sell you info. I know even when they lie and say they don’t. I sign up for a store card with a very fake name soon I got calls, letters, etc in that fake name letting me know they do sell your information. Selling you info is big money.

Don’t respond to pop-ups/texts/emails that seem to be alerting you. Period.

Distrust everything and everyone, at first. It is very unlikely anyone is going out of their way (i.e. working) to help you.

Zelle is not the only one, a scam is going around on PayPal. The scam is the same as zelle. I learn not to answer any texts that involves certain things like banks.

Someone used Zelle to run a Craigslist ticket sale scam when Wells Fargo and Zelle was alerted minutes after the transaction they just claimed there was nothing they could do

@dccoaching2867

2 жыл бұрын

Payments should be able to be disputed especially when purchasing

@sblijheid

2 жыл бұрын

Zelle is used like cash. If you handover a hundred dollar bill to some guy you don't know as payment, and then he vanishes into thin air, the bank won't give it back to you. They are not your mommy. This is how zelle transactions work.

@dccoaching2867

2 жыл бұрын

@@sblijheid yes I am done with Zelle

@xmalcom650

Жыл бұрын

Zelle is the same as cash. If you have your cash away who’s fault is it? These victims are dumb as fuck.

heres whos to blame: the victim who sent the money

This is why I 1( don’t answer the phone 2( don’t respond to text or emails that ask for anything finance related and 3( use my credit card for every purchase

Bank determined the transaction is originated by the customer because they verified through the number on file. Not the banks fault the customer stupidly gave out that verification number.

Banks should be enforcing account closures and penalties to scammers. And they are letting them go. No refunds? No way to contest charges? The banks are loving the scammers.

And plus I don’t think people should take advantage of anyone, why the hell give them the right to do that

In the EU, there's a standard system that all banks must use that allows every account holder to send money from their account to any other account. It's a simple system that everyone understands at no extra cost, so there is no need for a third party cash app. It's just like paper checks we have in the US, except without the stupid bits of paper. Actually, you can use still use paper for that system, if you want.

@4FYTfa8EjYHNXjChe8xs7xmC5pNEtz

2 жыл бұрын

Same in Japan, except paper checks are rare and most people don't use them.

I dropped CHASE years ago. I want nothing to do with them.

I still use checks and mail them in or I call the banks myself and transfer the money. Sometimes old school is the way too go

Consumers should have the option to delete Zelle from their bank accounts.

o.k. so where did the money go. look at your statement and it says to which bank and account the money went

This is why I always have money at home at this point trust no one !!!

Almost got scammed by someone who told me to use Zelle. When I contacted Zelle they could care less. Was told they do not even have an investigative unit. If someone will not take cash it is probably a scam. Always ask the person for their phone number and call them back first before sending money but DO NOT USE ZELLE.

I just received a text asking me if I attempted to make a 350 plus dollars and to click link to deny. I did not click, but texted no. Now this woman in the video says she and others have received these texts. But no one is saying what to do or where to report it.

@adeyemoadeyemi2740

Жыл бұрын

👆👆⬆️⬆️I also fell victim to one recently,lost close to 3000$, but hopefully i was able to get it back through the name written up here 👆👆. Y’all can reach him out through the name written above 👆 he should help you guys also .

Zelle is taking a beating lately due to some people making poor decisions. What Zelle is. Means to transfer money instantly between friends and family with no fees involved. Works similarly to handing cash over, with just as much (zero) protection. What Zelle isn't. A payment for online or instore purchases, as there is no recourse for disputes that may arise after the transaction.

I’m too confused tobe scammed I can’t tell bank account number and routing numbers on my three bank accounts I won’t use zelle

Yes i was check fruad scammed right in person $1,000 And the Manhattan D.a. offic & Detective saids unlucky and just be careful now my bank is after me for pulling my account negative and since it happened on a tuesday, wednesday afternoon was when i caught the check bounce and i tried pulling my direct deposit out of the way but i was too late i went a whole week without a paycheck. Trust me when i say it was the only emotional distress when you have bills to pay because no one cares and wants their money asap

This is their fault. You should always know what’s going on with your transaction

@jobb2444

Жыл бұрын

In these situations blaming a scam victim is the equivalent of saying: She got raped?! What was she wearing?

Safe practices to consider with using with callers, text, email, mail: 1) Get all the info from the caller but never give out ANY info to a caller; hang up and call the customer support number on the back of your bank card to inquire about the caller and the info discussed. 2) if it's a text, email, mail, don't click or visit links. Call the original business to inquire. If an unauthorized payment is involving your bank, call your bank customer service number ONLY on the back of your card. 3) Avoid this payment method with businesses. GOOD LUCK!

I love technology at certain extent, but when it has to do with personal information and money, I don't think so, is just simple common sense.

I called my bank and had the Zelle feature locked on my account. No one can access it for any reason. The bank rep I talked with admitted that Zelle is not safe to use because there are so many ways even the most intelligent customers can be tricked into giving access to scammers. The money is gone instantly, and many times it is sent out of the country.

@sblijheid

2 жыл бұрын

If the customer was dumb enough to get tricked, they can't be intelligent. It's one or the other.

@-myal-8691

2 жыл бұрын

@@sblijheid Even smart people get scammed if the scam appears to be coming from a place they trust, such as their bank.

@DeRussellMasina

2 жыл бұрын

Zelle is safe...it's the account OWNER or consumer that is not secure 🔐

Victim are to blame. Stop giving out your personal information.

Don't think Chase will call anyone and start the call with 'hi hun'.