ACKO Platinum Plan With *UNLIMITED* Cover | ACKO Health Insurance Review | Gurleen Kaur Tikku
Acko’s Platinum Health Insurance Plan is a robust, comprehensive health insurance plan that provides a host of benefits and features to meet all of your and your family’s healthcare needs.
✅ Zero Waiting Period
✅ No room rent limits
✅ Unlimited Cover
✅ 100% Hospital Bill Payment
WATCH THE VIDEO FOR MORE DETAILS :)
TO BUY INSURANCE POLICY : www.acko.com/h...
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Disclaimer : Information presented in this video is for educational purpose only. It may not necessarily be taken as financial, legal or any other type of advice. It is not as per individual needs, objectives or financial situation of any particular person.The video is based on 18 years of experience of Financial industry.
It is based on researches from various books, internet etc and may include opinions of one or more persons who may or may not be the part of Hareepatti.
Gurleen Kaur Tikku or any other team member of Hareepatti will not hold be held responsible as this is not to be considered as personal finance advise.The video does not mean to hurt anyone’s sentiments or spread rumours of any sorts.Viewers should do their own due diligence before taking any action based on the video.
Пікірлер: 156
Mam, with due respect as an expert in the field, you should be bit of critical in analysing the company and policy plan rather than reading out the features, So that it helps for your viewers to decide on the company and plans. Thanks
@ramkumarpandey4865
4 ай бұрын
Right, no personal touch, no conclusion, just text to speech
This seems like paid review as she said everything positive and 0 negative. Seriously. Is there a company in India with 0 negatives?
Madam ye nhi batati ki kon si company ka plan acha rahega aap to 18 year se ho is profession me aapko ko sab plan ki study sahi se karti ho vo batao middle class ko koi agent itni jankari nhi deta. aap hi sahi suggest karo. Please
I appreciate your time in creating this insightful video, Gurleen. Thank you for highlighting the fantastic offers available to our customers. -Manu
@akshaywalvaikar4276
10 ай бұрын
Hello Sir I have a question, If i buy Mediclaim Insurance Today from Acko and After 3 or 4 year the company is closed or it is taken over by other company will by waiting period be covered , Also if i switch the policy to other new company after 4 years because of Exisiting company closed or less premium will my Waiting period be covered
@yshah84
10 ай бұрын
@ackoindia can we opt for Suite Room? Do we get continuity benefit in morotorium clause?
@journeylover8536
10 ай бұрын
@ackoindia dont provide treatment for other than cataract or any surgeries ..this is not for typhoid maleria or anything then what is use of it
@yshah84
10 ай бұрын
@@journeylover8536 means?
@GurleenKaurTikku
10 ай бұрын
Thank you so much 😊
Portability is only valid for family floater plan not for single individual
It’s not true . I spoke to the customer care , they informed me that if we have a Pre-existing condition then docs will decide the waiting period after examination.
Very useful. Subscribed
@GurleenKaurTikku
2 ай бұрын
Thank you, keep watching !
From my personal experience, iam sharing this comment:- A) I recommended this:- For young age people (age between 18- 35) . B) But greater than 35 years - i dont recommend this policy -& not for women who wants Maternity coverage) , I purchased this policy for my mom , but already we had CARE health insurance policy of 2 years completed ( renewal for 3rd year) , now iam porting to Acko PLATINUM POLICY - they includes again 4 YEARS WAITING PERIOD for pre-existing diseases, Then my mind changed -ACKO insurance POLICY CANCELLED & now iam upgrading my CARE SMART SELECT to CARE SUPREME , so please check below this before you want this ACKO PLATINUM policy :- 1) maternity not covered for women 2) Waiting period for 4 years - age greater than 50 years ( after medical evaluation 3) not included ACCIDENT POLICY benefits
@rajmehta1029
10 ай бұрын
I am also thinking of purchasing CARE SUPREME parents age f:62 and m:60. Decies they have bp and are diabetic. Just I am afraid of the second-year premium!!
@akill1435
10 ай бұрын
@@rajmehta1029 bro, then pay monthly premiums instead of Annual Premium my mom's (f- 54 years) individual policy :- from CARE SMART SELECT plus (PED:- diabetes without insulin, HyperTension, Hypothyroid) with 10 Lakhs base sum insured & 5 lakhs NCB (3rd year renewal price = 24478 rupees) UPGRADING To CARE SUPREME with 15 lakhs sum insured optional benefits like CARE SHILED(for non medical benefits ) & remaining waiting period for PED= 2 YEARS , Premium was = 25800 rupees .. 1 month back - i had no money , but my intention was - mandatory to take policy for my mother , because of current situations... My sincere suggestion to you :- pay monthly premiums , whenever you had money then pay Full Amount.
@subhendudas9009
10 ай бұрын
Can you share your experience on claim approval? Care insurance
@arjunprincy81
10 ай бұрын
Zero waiting period na
@akashtopder7251
10 ай бұрын
They're advertising that they have no waiting period
Premium ke bare me kucch bhi nahi bataya? Company kaise hai ? Ye bhi nahi bataya?
A good video on insurance will cover any exclusions. You have not covered exclusions means this is not for the customer benefit but company sponsored else your content would've been balanced. Very disappointed
मैने Platinum Insurance लिया था No wating Period , मेडिकल Enqriy में में Policy Healt बारे में बताया तो 4 Years wating period डाल दिया, Customer ने ये कहा Future में हो सकता है ये कह दिया, Futurt में कुछ भी हो सकता है यही सोच कर ले रहे हैं, मुझे दोबारा कैंसल करना पढ़ा, सच में बता रहा हूँ, आप कहेंगे तो Helth ID Card भी भेज सकते हैं
Hi do you recommend to switch from Star Comprehensive to Acko platinum??
@GurleenKaurTikku
Ай бұрын
It completely depends on your requirements & medical history. We can suggest you a suitable plan accordingly. For any queries, we are available on WhatsApp/Call at 9650706699. Our team can assist you.
No port option for individual policy.
Mam mental illness &Modern Treatments covered hai kya? Koi sun limit hai kya?
Hello maam My father is surffering from diabetes And gone through angiography with 2 stan and recently with kidney transplant Any help and guidance you can give me
Mem agar koi government hospital se titment le to usko to hospital bill nahi milega to kese insurance clem karega plz rply mem 🙏😭
Make comparison video niva bupa reassure 2plus vs acko unlimited with respect features and premiums pros and cons thanks
@GurleenKaurTikku
10 ай бұрын
jee, thank you for the video suggestion . We will bring up a video soon ✅
slow growing disease ka kya hai waiting period
This is not review. She just shared their plus points. Not an educational video. 👎
Both my parents are senior citizens, which plan will be better for us? And do we need to renew our policy every year or every 5 years? My mother had angioplasty a few years ago, what will be the waiting period for her?
Pre existing diseases par waiting laga dete hain , is baat ko dhang se nahi bataya. Fir without waiting ka kya matlab?
@sujitkushwaha1541
10 ай бұрын
बुद्धू है क्या , pre existing disease को कौन कवर देगा भाई , , अगर आप पुरी तरह स्वस्थ है तभी इस पॉलिसी का पुरा फायदा ले सकते हैं,
@GurleenKaurTikku
10 ай бұрын
It's important to note that having a waiting period for pre-existing conditions is a standard industry practice. However, the zero waiting period clause applies exclusively to the ACKO Platinum Health Plan. If you do not have any pre-existing conditions, you can choose the Platinum Health Plan and enjoy the benefit of no waiting period. The context of the same needs to be understood- every consumer who has a pre-existing condition should have a wait period. Anyone without a pre-existing condition should not be treated the same & should not have to wait for any kind of wait periods as per the market plans.
Mam modern treatment kitana cover hai
Is ACKO health insurance reliable? For senior citizens? Like when i go to claim do they claim nicely or any dispute cases are there? Please suggest as this is new to the market CSR is also very high.
Is OPD covered as an add on benefit ?
Dialysis patient ke liye ye plan hai? Mera dialysis narayana health City me hota hai. Mera waiting period kitna hoga. I am a senior citizen. Please reply.
Issue is network hospitals has to increase
@GurleenKaurTikku
3 ай бұрын
👍 yes, it's always good to have more network hospitals.
Acko beats everyone. You should also tell premiums for family floater 2+2 and also tell icr
@GurleenKaurTikku
10 ай бұрын
jee, we will bring up a video with premium calculations as well soon !
What does detailed health analysis required means in unlimited acko plan,pls define as i have high bp n diabetes and age is 33 , so was searching for best health insurance for family and saw acko ads which were looking profitable but having few doubts as would it be the best or not.
@ackoindia dont provide treatment for other than cataract or any surgeries ..this is not for typhoid maleria or anything then what is use of it
maam i was told by acko that an individual cant take this plan.
@shubhamawesome2011
10 ай бұрын
but existing motor vehicle coustomers can avail individually
@Anione111
4 ай бұрын
@@shubhamawesome2011 Do you have a health plan with Acko? If so, could you please share in detail your experience.
Navi health insurance ke bare me video bana dijiye
@GurleenKaurTikku
5 ай бұрын
There are a few videos already available on our KZread Channel.
If there is any injury after taking the policy, will the claim be settled with zero waiting period?
Insurance liya tha accident ho gaya opration hona hai initial approval kitni der ma aa jata hai
@Youtubehandler123
2 ай бұрын
I'm working as a medical officer in Health insurance TPA company, Cashless team. In case of accident we required certain & mandatory documents such as 1) Detail of Incidence - It can be given by the patient or Relative stating about accident. How it happened, at what time , place. 2) MLC/ FIR report 3) History of alcohol consumption at the time incidence. 4) Supportive Investigation 5) Line of treatment/ Name of surgery. If the hospital provides us with these documents, we process the claim immediately. Sometimes Hospital's TPA desk is not cooperative. They provide incomplete documents. That's why it get delayed.
Mene Navi se Acko platinum Unlimited plan mein port kara liya aaj feeling more secure smoking aur Drink bhi disclose kar diya hu bole toh sab kholke bolne ka mamu
@Anione111
4 ай бұрын
Please share if possible some more details of your experience buying policy or in your case porting to Acko plan. Maximum details will help, such as your age, process, how much mark up did they do for premium, waiting period added, etc. Being a new in field of health insurance, there is not much first hand testimonials for Acko online. So, pls share.
What's the meaning of in- petient hospitalization covered OPD NOT Covered
@GurleenKaurTikku
9 ай бұрын
Hospitalisation expenses will be covered. if we are taking just OPD consultation, it will not be covered
Acko says if married hain toh Individual plan nahi milega Couple ko family floater compulsory lena padega
@GurleenKaurTikku
10 ай бұрын
As of now, they don't offer individual polices for married couples, they may offer them in the future.
Mam I got full claim yesterday from Aditya birla health insurance❤❤
@onesidelover-rj
10 ай бұрын
Kitne ka claim tha
@yasinqureshi1998
10 ай бұрын
Amount?
Ma’am maternity coverage k liye best health insurance Konsa h
@GurleenKaurTikku
10 ай бұрын
Please check this video : kzread.info/dash/bejne/eompx9eScZndqKg.htmlsi=SXuUEDurjH-RgEsO
Best plane Niva bupa information ji
Best health Insurance plan for Sr. Citizen for life time renewal
@GurleenKaurTikku
10 ай бұрын
Hello jee, please connect with us on WhatsApp at 9650706699. Our team can assist you with a few suitable options & the premiums accordingly 😊 Thank you & keep watching !
Which is better, Acko or HDFC Ergo. There is no video helping us decide this
@GurleenKaurTikku
7 ай бұрын
Hello jee, please connect with us on WhatsApp/Call at 9650706699. Our team can assist you with a few suitable options depending on your requirements & medical history.
@aliaanis8561
7 ай бұрын
Had switched from hdfc ergo to niva. Reasons-high premium, very less hospitals. Otherwise fine.
@Anione111
4 ай бұрын
@@aliaanis8561 Hi, why did you prefer Niva Bupa to Acko. Please share any insight.
Hello Ma’am, What is the difference between Acko Standard and Acko Platinum plan???? What about claim settlement ratio of Acko in health insurance space as it is relatively new compared to peers…
What is no claim bonus ? Like niva Bupa, do this policy have locked in premium?
@GurleenKaurTikku
10 ай бұрын
NCB is not available, However inflation protection is available - 10% increase in SI every year irrespective of claim
Madam, what is meaning of due diligence???
@GurleenKaurTikku
10 ай бұрын
Due diligence is a process or effort to collect and analyse information before making a decision.
Only icici Lombard
Is critical illness covered?
please give comparison video with other company plans
@GurleenKaurTikku
10 ай бұрын
Sure, we will bring up a video soon !
एजेंट बनने के लिए किस से मिले
@riteshmodi272
10 ай бұрын
Acko Co.. Agent nahi banate...by the Way HDFC Ergo is Best Health insurance Co in claim settlement
@Anione111
4 ай бұрын
Why do you say that? It is not mentioned like this on their website.
future generly health insurance ke bare me jankari share kare
@GurleenKaurTikku
10 ай бұрын
jee, we will bring up a video soon .
Which is better reassure 2.0 or acko platinum?
@AR-82
10 ай бұрын
Don't know but I'd say Reassure 2.0
@GurleenKaurTikku
10 ай бұрын
Depends on your requirements from the plan . We have both the plans detailed videos available on our channel.
@Anione111
4 ай бұрын
@@AR-82 Hi, can you share why you prefer Reassure 2.0 over Acko? Any insight will help. I am very unsure.
@Anione111
4 ай бұрын
Hi. Can I ask which plan you went for. I am also undecided between the two.
@AR-82
4 ай бұрын
@@Anione111 Acko is just a new company so reliability is a the greatest barrier. There is no data of Comapny's claim settlement ratio, Incurred claim ratio and other important parameters of a longer period as company is new. Niva Bupa is also not much reliable but any day better than Acko. I'd recommend Hdfc ergo, icici lombard amd Tata Aig health insurance companies as per my R&d. My first option is hdfc ergo Optima Super Secure plan with 5x cover. Premiums are on higher side with every year increase but their parameters are best.
Main jo bhi video khojta, wo aap jaroor bana k rakhte ho ☺☺
@GurleenKaurTikku
8 ай бұрын
Glad, Thank you jee ! Keep Watching 😊
Hip ko replacement ke liye kya karna chahie kaun sa insurance Lena chahie contact number dijiye
@sujitkushwaha1541
10 ай бұрын
Insorence वाले को बुद्धू समझा क्या ? आप आज इंसोरेंस लोगे और कल इलाज करवाओगे, आपका प्रीमियम भी गुम होगा , पॉलिसी भी कैंसल होगा
@GurleenKaurTikku
10 ай бұрын
Right waiting periods will be applied .
Sponsored Content
Can we get continuity in morotorium clasue benefit for porting?
@GurleenKaurTikku
10 ай бұрын
So, Moratorium can benefit if you stay with one company for 8 years, if you porta, moratorium period will start afresh
Mam chola ms health insurance per ek video bana de plzz
@GurleenKaurTikku
10 ай бұрын
JEE, WE HAVE NOTED YOUR VIDEO SUGGESTION. We will bring up a video soon ✅
Video terms and conditions detail me nahi tha
On website after i put my number to speak to customer care executive to get brief information, i didn't receive any call.
Is there cashless claim here ?
@ackoindia
9 ай бұрын
Hi, I've replied to your other comment regarding this. Please refer to it! -Manu
Kya ismein bhi waiting period hai
@GurleenKaurTikku
10 ай бұрын
Right waiting periods will be applied .
@GurleenKaurTikku
10 ай бұрын
While ACKO's standard policy includes a waiting period for pre-existing conditions, the ACKO Platinum Health plan offers the advantage of no waiting period. If you do not have any preexisting conditions, you choose the ACKO Platinum Health plan.
@arjunprincy81
10 ай бұрын
But platinum health also says zero wait period?
Not available for Sr citizen
Paid review
Health check up required??
@GurleenKaurTikku
10 ай бұрын
For platinum plan, health check up is required in most of the cases. Policy issuance is on the basis of health status and underwriting guidelines
@tausifattar6273
7 ай бұрын
Health checkup hame khud se karna hota hai kya?@@GurleenKaurTikku
Its sounding utopia😅 Ram rajya aa gya kya😊
Iffco Tokyo pe ek video bana dijiye please.
@GurleenKaurTikku
10 ай бұрын
jee, we will bring up a video soon. Keep Watching !
Seeta ram
@GurleenKaurTikku
10 ай бұрын
🙏
Your customer care executives are rude and you can't do anything in time. Worst company in India is ACKO. I have never dealt with such pathetic people. I gave them money to get harassed.
Fraud company 😢
@arjunprincy81
10 ай бұрын
How?
@jagdishkumar2169
10 ай бұрын
@@arjunprincy81 main is company se pahle 4 sal se apni kar ki insurance continue karva raha tha paanchva sal meri insurance nahin ki aur kaha ki ab third party karenge ji full nahin karenge
@arjunci1221
9 ай бұрын
Can you share it in English?
@danielpani8003
8 ай бұрын
How ? Please share your experience.
@JustChillbro482
8 ай бұрын
@@jagdishkumar2169chutiye sabhi policy mein aisa hi hota hai , jab Tak premium bhar rhe ho tab tak own damage cover hota hai !!
Madam mera 3years old Navi health insurance hai 6 lakh + 10lakh super topup kya me Acko Platinum plan insurance me port karu kya? Sahi rahega ya nhi
@yasinqureshi1998
10 ай бұрын
Navi se kabhi claim liye ho? Liye ho to kitna amount dia h Navi ne?
@bijoybasudebghosh6171
10 ай бұрын
@@yasinqureshi1998 nhi kabhi claim nhi kiya
@GurleenKaurTikku
10 ай бұрын
Hello jee, please connect with us on WhatsApp at 9650706699. Our team can assist you with a few suitable options & the premiums accordingly 😊 Thank you & keep watching !
@arupmukherjee3403
9 ай бұрын
Yaar kaysay inlog unlimited dega..dega kay nehi dega kon bol saktay hai...marketing kay lieay sab strategy banatay hai......