Hi. How can now we know the correct Claim and Amount Settlement Ratios of these insurance companies, now that IRDAI skipped these details from its latest annual report?

Hello Ma’am does HDFC Ergo Optima Secure plan cover critical illness also. It states they cover E-opinion for 51 Critical Illnesses but do they cover treatment of those 51 CI also????

Thank you so much. Great, valuable & comprehensive information. Appreciate your efforts. I have a few requests for more knowledge, if you can (that may even increase your market capture): 1. Please make a detailed video for different government (public sector) health schemes and/or bima yojnas. Especially, the low class families are really suffering due to lack of knowledge on these topics. My own home workers don't have insurances, and keep asking money for health issues. 2. Please make another video, while comparing these public sector plans with private sector plans.

Is co-pay applicable for star health assure policy when entered at 58 years but during/after renewal at age 61?

Hi Gurleen Ji can you guide us if any of these policy cover OPD consultation

Juvanile arthritis hai to kon si policy le sakte hai please bataye

I have star family optima insurance 3 yes old. Is maternity covered?

Valuable information. Thanks for explaining in detail

@GurleenKaurTikku

3 ай бұрын

Glad it was helpful, keep watching !

What policy can I take if I have undergone angioplasty?

Very informative video thanks for clearing all confusion

Appreciate your detailed research and insights

Is it possible to upgrade plan in the same company ? Like can Niva bupa Reassure plan be upgraded to Aspire gold plan ? Same company mae port ka option nhi hota isiliye puch rha hu. If answer is yes then how ?

@ronthomasbethel

4 ай бұрын

No you can't port from reassure to aspire

Hi make video about ICICI health 360 shield which is provided for ICICI customer is it good

Navi health insurance kaisa hai mam 1 yr se mai n le rakha hai 10 lac ka please btao thk company hai ki nhi.. please help

Hi, if premium increases every year for hdfc ergo optima secure how come it is such a popular choice? Won't the premium be too much after a couple of years itself if one opts for optima secure plan?

@shekharjadhav9743

4 ай бұрын

premium increases by 200-300 rs per year. If you see that way every year your income will also increase by 2k atleast.

Niva bupa me eye retina problem cover hoti hai kya injection lagne hote hai police 6 to7 year old hai

In your last live section, Multiple time Comments about Some new Insurance buying suggestion. Now we don't have any Medical Insurance, want to buy a plan and add.a.new born baby. Which policy is good? & Acko Insurance review?

Thanks mam for valuable information provide

@GurleenKaurTikku

4 ай бұрын

Thank you, keep watching !

Very detailed and comprehensive review. Thank you so much Mam for sharing this valuable information. Indebted.

@GurleenKaurTikku

5 ай бұрын

Thank you jee, keep watching !

Anyone knows which is best if we need 1-2 yr pre existing condition, I had a minor surgery in 2014 will it be considered as pre existing condition

Ma'am after purchasing niva Health insurance , how many days we can claim ? ( Minimum days required)

@akshayakki3437

3 ай бұрын

after frst claim settled

We four family members previously was in HDFC Ergo optima, but this year we port to Star health , i f we want to port again to Star health, can we get previous benefits of HDFC Ergo .

Hi Mam reassure 2.0 mein cataract surgery ke liye kitna claim milta hai, mujhe 99000 ka package diya hai hospital me aur bataya hai ki cashless nahi hai reimbursement lena hoga,toh aap please bataye ki kitna milega,lense ki cost hai 75 k package mein

Thank you madam for details analysis.

Nice video. Very informative. Thanks for making such videos.

@GurleenKaurTikku

29 күн бұрын

Thanks a lot, keep watching !

Hi Mam, i have already taken star helath family optima 4 yrs back.is it enough for 2A+1C to cover all the things. or do we need to migrate to comprehensive or Assure plan..if we migrate to any of those plans again there will be a waiting period. Please suggest me... Thank you

@shrihan_shanmukh

2 ай бұрын

no waiting periods but any features in new policy if that feature has waiting period that will applicable

Please tell me how is the hdfc sanchya plan i am in confusion

Madam can I port a retail health policy to bank customized health policy?

Thank you mam for clarity

@GurleenKaurTikku

2 ай бұрын

Thank you, keep watching !

Very nicely explained ❤

@GurleenKaurTikku

5 ай бұрын

Thanks a lot 😊

My question regarding waiting period for example i have pre existing deases snd take 3 year waiting plan after 2 year i change this policy to other this policy will consider my earlier policy two year waiting period or again i start from zero in terms of waiting period???😮

@Shamshad_sheikh

5 ай бұрын

You have to start from initial if you port in other company

This is regarding Portability.. If one want to port his 5 year old policy to other, how are the PEDs are considered.. Though they will get continue benefit, but the PED bear extra loading while porting, even they had completed required waiting period of maximum 4 years with the previous provider. But in Care it is said, if they had completed required waiting period or diagnosed with new diseases like diabetes during policy period after start of policy with previous Insurer, Care Insure does not levy loading.. They consider them healthy one no Loading.. Is it so?..

Good work.. Very informative video mam

@GurleenKaurTikku

4 ай бұрын

Thanks a lot, keep watching !

Mera brain ka oprate hua hai 12 sall pehle brain ki wale fatt gayi thi. Mai family policy lena chahta tha . Konsi achi rahegi

Ma'am what about Bajaj Allienze health insurance compony, is it good to buy its policy ? plz reply

@GurleenKaurTikku

3 ай бұрын

Hello jee, we don't have first hand experience with the company so can't comment on the services particularly.

Is there any Co-payment in Policy Premium above 65 years in Star Assure please reply.

Any health insurance gives coverage for Hernia surgery without waiting period?

Thank you ma'am, great information, iam working in care health insurance .

@GurleenKaurTikku

5 ай бұрын

Keep Watching for more such informative content 😊

@Rupeshkumar-ky9jp

3 ай бұрын

Is health insurance for only 3 year if I purchase any health insurance??

Mam modern treatment ka nahi btaya hai .pls tell us

Madam,.Aditya Birla group Health Insurance can it be converted into individual policy with continuity benefits.

As usual excellent presentation. Thanks for considering my feedback

@GurleenKaurTikku

5 ай бұрын

Thank you jee, keep watching for more such informative content !

Thanks madam useful information but priemium yearly once but i want monthly premium can available please suggest me medam

@mohammedhanif3843

3 ай бұрын

Use credit card & convert it to EMI.

Thanks a lot Kaurji. Awesome video.❤❤ Can we migrate from one Insurance Company to another Compy

Very nicely explain mam, , ,mam kya pnb bank se star health ki policy karwana theek rahega, , bank se karwane mei koi dikkat to nahin hoti, , pls reply kijiyega, ,

@omdagar5102

4 ай бұрын

Dikkat hoti Hai.. bhut limit hoti hai

@ppawandesi

4 ай бұрын

Kaisi dikkat Bhai

Hi Gurleen mam this is my second query and thanks for replying to my previous query now my friend wanted to port from United to niva Bupa reassure but policy was denied saying that the weight of primary member is 120 so please guide kis policy mein port karen

Madam please make video on different Banks Group Health Policies which premiums are more less than these reguler health policies.e.g. Bank of Baroda, PNB etc.

जबरदस्त जानकारी दी गई हैं और वह भी एक ही वीडियो के माध्यम से

Thank you mam for the explanation

@GurleenKaurTikku

Ай бұрын

Thanks a lot, keep watching !!

@GurleenKaurTikku OPD cover sach mein benifit milta hai kya? I am planning for Niva bupa insurance.

I opted for optima secure a year a go....there was room rent capping that time. But now company has removed that so will it be applicable for my policy too or just new policies? Kindly help

@mrtecch

3 ай бұрын

It will be applicable when u continue policy for next yeqr. New policy terms and conditions will be emailed to you

@GauravKumar-sc8fm

3 ай бұрын

@@mrtecch thnx...can you also tell....my policy has a sum assured of 10 L....but acc to the policy it will be 3 times because of various benefits like protect benefit...plus benefit etc But no where I see the sum increased in written it is just the sum assured.....I have paid for 3 years straight

@mrtecch

3 ай бұрын

@@GauravKumar-sc8fm it will be 2x for same year and 2.5x for 2nd year and 3x from 3rd year onwards. In second page there is column of insured person detail there is base sum insured and plus benefit amount Also in the last page there is written in secure benefit where its written 100 percent of sum insured. For any doubt you can contact hdfc customer care.

which insurance is best for family and include under 9 month of maternity expanses ?

@bachelors_lifestyle

5 ай бұрын

Minimum waiting period is 1 year in star health woman care policy

Best information medam i see All videos

@GurleenKaurTikku

5 ай бұрын

Thank you jee, keep watching for more such informative content 😊

Mam reliance health gain 5 lakh plan and reliance infinity plan kaisa hai kya aap uspe video bana sakte hai

Hi Gurleen, Is Tata Aig Medicare not in the top 3. Could you mention why it has not qualified for this list. Also a video on government health insurance would be great as there is not much content or understanding of the same. Thank you

Hi Madam, Thanks for the very informative video, it would more better if you have add the clain settlement ratio also...

@GurleenKaurTikku

Ай бұрын

Noted !! Thank you & keep watching !

I am in star family health optima, want migrate to some other policy can u suggest me the best one

@GurleenKaurTikku

4 ай бұрын

Hello jee, you can connect with us on WhatsApp/Call at 9650706699. Our team can assist you according to your requirements & medical history. Thank you 😊

Thanks for explaining the comparison between all top medical policies .. i was really looking for the same .. someone to explain the top 5 companies in one slide ..

Madam manipalcigna, care & hdfc me se konsa insurance best he

@GurleenKaurTikku

5 ай бұрын

Hello jee, Please connect with us on WhatsApp/Call at 9650706699 . Our team can assist you with a few suitable options according to your requirements. Thank you 😊

Very helpful video such videos are necessary, but only one concern is I think you should simplify the insurance jargons in a more simplified manner, at times it gets really heavy to understand. Just think a bit for your Target audience. Other than that really a helpful piece of information ✨

@GurleenKaurTikku

4 ай бұрын

Thank you for the feedback, we will try to inculcate in our future videos.

Mam, my mother is 46 years old. She has also diebetes but not severe and hospitalized before. She just taking normal medications for diebetes. Also this year she purchased "STAR HEALTH ASSURED" 3 year plan ..... So was it a good move ? Is it effective after 3 years in case of any medical need ...... please guide me

@kalyanmishra6650

5 ай бұрын

Yes

@aman-arora6660

5 ай бұрын

If your mother has mentioned about diabetes then it will be covered after completion of 3 years. But if not mentioned and discovered by company at the time of claim then your claim will be rejected and policy can be also cancelled due to non disclosure of fact. If not mentioned, contact you advisor and mention right now.

My question meri policy niva bupa reassure 3 year ki hai policy hai 1 sal ho gya kya me aspire plan me ja sakta hu

@ronthomasbethel

4 ай бұрын

No you can change only next year

hi, please suggest me an individual health insurance plan, health coverage upto 10 lakh and premium budget of Rs 8,000

@GurleenKaurTikku

5 ай бұрын

Hello jee, please connect with us on WhatsApp/Call at 9650706699 . Our team can assist you with a few suitable options.

Mam, Which is the best posiises for hypertension/High BP patient?

@GurleenKaurTikku

4 ай бұрын

Hello jee, please connect with us on WhatsApp/Call at 9650706699. Our team can assist you with a few suitable options as per your requirements.

I have company family floating cover of 5L and I want to buy 10L cover more....does that mean I can chose upto 5L deductable plan so I get less premium?

@anantjain9356

Ай бұрын

Ideal is to have at least a base cover of 10-20L and then take a super top up to avoid hassles in claims as you will have to get one claim settled on reimbursement.

Super amazing comparing ❤

@GurleenKaurTikku

2 ай бұрын

Thanks a lot 😊 Keep watching !

Madam pls tell me. Care insurance ka claim settlement konsa hai, inhouse or TPA???

@ghewda

5 ай бұрын

Galati se bhi care se policy mat lena. Claim ke time khun ke aansu nikal denge.

@trnswamy

5 ай бұрын

​@@ghewdaI have care Supreme policy but never made any claim. Why do you say, never take care policy?

@conred1401

5 ай бұрын

Inhouse

Ma'am main ek family plan Lena cha rha tha mre bache ko pre medical illness hai.....woh illness hip se related hai or uska after 20 year ke baad treatment puri tarah se hoga toh kiya woh cover ho skta hai in future .....plz guard 😢

Is Aditya Birla Activ one Nxt good as a floater for parents who are above 70 years?

@GurleenKaurTikku

5 ай бұрын

It depends on your requirements & medical history. We have a detailed video available on the same as well. LINK : kzread.info/dash/bejne/ZoCI1rppmdaYd6g.htmlsi=LeQuuqgKmGrEbCcX For any queries, Please connect with us on WhatsApp/Call at 9650706699 . Our team can assist you with a few suitable options according to your requirements.

@ach336

5 ай бұрын

​@@GurleenKaurTikkuis this suggestion chargeable.

Hi Ma'am I want to take policy for my parents age 55 and 53, I want the best policy and sum insured can be 10 lakh... Please advise which is the best policy to buy...I am really confused

@GurleenKaurTikku

3 ай бұрын

Hello jee, please connect with us on WhatsApp/Call at 9650706699. Our team can assist you 😊

Is premium want to pay once in a year or any other time fream?

@GurleenKaurTikku

5 ай бұрын

once in a year

Me & my wife are secured under HDFC Ergo's Sarv Suraksha plan. I want to add maternity benefits at the time of renewal. Please guide on how to proceed?

@GurleenKaurTikku

3 ай бұрын

You can connect with the HDFC ERGO health insurance customer care or drop a mail as well. You can take help from your insurance agent as well.

Hello mam , I am NITHIN (27) , back in 2018 I was diagnosed with T-cell leukaemia (cancer), and my treatment was completed in 2020 (including tablets). Now (2024) I am cancer free for more than three years and now I am planning to by health insurance , SHOULD I MENTION PRE-EXISTING CONDITION ? Will I be insured.

Mam apne apne care supreme ke video me entry age 60 Max bataya tha .ab no Max entry age bta rhe ho konsa sahi hai

@GurleenKaurTikku

5 ай бұрын

No Maximum Entry Age. In our previous video , we have mentioned the correction in the description box already.

thanks for the info madam.can u please make a video on Acko insurance?

@GurleenKaurTikku

5 ай бұрын

Keep watching for more such informative content. Also, we already have a few videos available on ACKO INSURANCE.

Star health assure plan room rent-1% of SI or max 20k till 50L SI

After watching this vedio...my question to you .. which is the best one ..and trust worthy

@vinaymadavi8765

3 ай бұрын

Go for HDFC ERGO

Health Insurance Policy ko port ya migrate karne pe MORATORIUM PERIOD me continuity benefit milta hai ya ki moratorium period calculation starts from fresh.

@ghewda

5 ай бұрын

Fresh start hota hai port krane pe. Wo same company me acceptable hai sir.

@GurleenKaurTikku

5 ай бұрын

If you are migrating within the same company, then moratorium will continue On porting, it starts afresh

Nice explanation.

@GurleenKaurTikku

3 ай бұрын

Glad it was helpful, keep watching 😊

is maternity covered in care supreme madam?

Hi, I have doubt on restoration benefits. If I am buying niva bupa assure plan. I have 10LAC SI. We are 2 members covered in this. 1 member used 9 lac for 1 claim. In same year same person need a claim that costs 5 lac. So in 2nd claim of 5 lac, will company give full 5 lac cover full???

@GurleenKaurTikku

5 ай бұрын

Yes, that’s right

Pls you have not made video about ICICI health shield 360 individual plan please make it

Madam Aditya Birla chronic plan main baby's ka Conginental Heart Disease cover krta hai kya..??

@peacemind2023

5 ай бұрын

what congenital dieses you baby have? vsd?

I have Niva Bupa reassure policy and my son also has the same. Now while renewing my policy can I add my son’s name in my policy?

@sultan_mirza95

3 ай бұрын

Yes sir u can add feel free to contact me

Very informative

@GurleenKaurTikku

2 ай бұрын

Glad it was helpful, keep watching !

Hi Ma'am I have niva reassure 2.O policy but I can't recive any single service call from niva .

@AR-82

4 ай бұрын

Poor services by them.

Monthly premiums claim kab se available hota hai. Pls 🙏

I am sugar patient age 56 which plan is buy Please guidelines

Very useful video

@GurleenKaurTikku

4 ай бұрын

Thank you jee, keep watching !

Thank you.

What is the best insurance for Super senior citizens. Thanks

@GurleenKaurTikku

4 ай бұрын

Hello jee, Please connect with us on WhatsApp/Call at 9650706699. Our team can assist you with a few suitable options. Thank you 😊

Star health optima plan vs star health assure or meternity ka koi acha sa plan hai

@bachelors_lifestyle

5 ай бұрын

U can go for star women care u can connect with me also

Does optima secure cover critical illness Including: heart, liver, kidney, cancer, lung diseases?? 🖐🖐🖐🖐🖐 (without include any riders.)

But which policy is best amang these

Mam acko insurance kyu add nahi Kiya?

Why do health insurance companies don't reject policy when alcohol consumption is voluntaryly declared by the buyer...but when claim arrises they rejected policy...SBI does that...they denied the policy claim ..

Thanks 🙏 ❤

@GurleenKaurTikku

2 ай бұрын

Keep watching !

Hi,Aap mughe government based health insurance plan bata sakte hain?

Thank you Mam for the great info. I took the care health insurance policy and continuing it for 5 years. I read the quora review. Many people are disappointed with rejection ratio and heard the customer care service is very poor and they will take nearly one month to repond to the query. Did the care health is not good in the case of settlement and customer care support?

@GurleenKaurTikku

Ай бұрын

Hi, Thank you for following our content & finding it informative. For care health insurance, we won't be able to talk about claim settlement as we don't have any first hand experience with the brand yet. If you still have any doubts & wish to port, feel free to connect with our team on whatsapp/call at 9650706699.

Excellent.. Thank you so much for this video.

@GurleenKaurTikku

4 ай бұрын

Thank you jee, keep watching 😊

Ma'am which health plan is best for heart and diabetes patients

@meenakshikiduniya4336

5 ай бұрын

Care supreme plan is best

@meenakshikiduniya4336

5 ай бұрын

I am working in care health insurance as a agency Maneger contact me👍🏼