I am in my 30’s (single and no children) and I still live at home . I went from helping both my parents through breast cancer (mom), blood clot in lung (dad) , and 2 strokes ( dad) . My father passed away in 2017 and my mom has dad 2 knee surgery which caused kidney failure and congestive heart failure. She is 73 and doing much better . We help each other as I have a chronic illness which causes me to miss work a lot and go through several surgeries. I thank God I am able to still live at home and help my mother . We help each everyone. Everyone’s situation is different, but it’s what you make it . Don’t allow anyone to make you feel bad for doing what works for you .

@degenrips

4 ай бұрын

You are an incredible daughter and woman. Much love!

@lawrencer908

4 ай бұрын

God bless you I also do the same help out with bills and her needs.

@Carib6855

3 ай бұрын

Continue doing what you are doing

@Taji1894

2 ай бұрын

Thanks for sharing ur experience I was crying I’m 29 anxiois a my friends moved out even when they were single and I’m at my parents I’m the eldest I don’t mind being with my parents but society pressure got really on my nerves

@misshavisham1287

2 ай бұрын

Agreed!

I know a guy that's almost 50 and had to move back in with his mom. he said verbatim "Helping your mom pay off her house note instead of giving money to a landlord who couldn't care less about you is a good thing".

@reese85

Жыл бұрын

So what’s next after he helps her pay off the house?

@qtcollect4608

Жыл бұрын

@@reese85 happily ever after? how would I know? I just met the guy on walmart.

@reese85

Жыл бұрын

@@qtcollect4608 you knew this and you felt the need to share it, so I’ll asked a question

@9770G

Жыл бұрын

Well he’s right. Why would u make someone else rich when u could help your mom instead?

@reesercliff

Жыл бұрын

Especially since he will likely inherit the home after his mother passes

If your living at home and not paying rent, You should be building up your emergency fund as opposed to spending money frivolously.

@Cashstuffwithsteph

Жыл бұрын

I agree!

@MisteRRYouTuby

Жыл бұрын

Also agreed. Ideally, you do both!

@Weakeyedominant

Жыл бұрын

Daddy's little angels usually not only don't pay rent but still receive handouts years after working fulltime in the chosen career, usually in the form of car payments and insurance. I'd be surprised if young people weren't paying into the house if a single parent household as the household is probably broke. A lot of young people also have the attitude of I will never save up 15% (especially when paying rent) for a deposit so why bother. But if they are living at home they should be saving/investing over 50% of their income.

@stevexspeed7649

Жыл бұрын

Parents need to charge rent then use it for them when they move out

@StevenAndTraceyJiles

Жыл бұрын

I would say you should at least pay some rent, in addition to building the EF.

When I graduated from college with student loans my Mom let me move back in with her and I worked mega overtime at my job, until I was debt free and then I sold my pickup and with the rest of my money was able to pay cash for my little one bedroom starter house and move out. I will always appreciate my Mom for doing that for me.

@journeytothevoid2899

Жыл бұрын

As long as you're trending in the right direction. I do not see a problem with it.

@Elizabeth-yg2mg

Жыл бұрын

You did good!

@LG123ABC

Жыл бұрын

That's using your head. Selling your vehicle might have been a little extreme, but you do you.

@shea1219

Жыл бұрын

That's different, you were ambitious.

@TheRealEdStoner

Жыл бұрын

That’s one of the best gifts a parent can give a child thats adult enough to appreciate it.

Don't let anyone shame you. Live your life the best way that fit you. It's your life, not anyone else's.

@lc2014

6 ай бұрын

Exactly these people were just judging

@Jenda-ld8dj

5 ай бұрын

As long as your paying your own way.

@Robinhood179

4 ай бұрын

Thats great if you’re supporting yourself. Parents dont owe adult children a thing after they start working a full time job. Mooching off your parents so you can “live your best life” is beyond selfish.

@dennythedavinchi3832

3 ай бұрын

Gen Z should not leave with their parents even if they are married. Waste of an asset. It's just a market scamming you to buy more houses and rent. We need to live like as ancestors lived. 'Liberty' can't make you happy.

@JohnnyDouchbag-nr5yf

Ай бұрын

Nah...you shouldn't be 35 and mooching off your parents! Now if you're a caregiver, that's a different story. . But other than that quit being a bum and make your own way

Dave, there is a huge difference between working towards a goal and living off your parents. staying with my dad to save money while I remodel my house.

@manuelzenteno6410

10 ай бұрын

You didn't get the point buddy. He is referring to the people who even thou they are working are too scared to face real life issues. Like paying rent, groceries etc. They have become too comfortable in their way of living and don't want to be independent. But again, there are people who are happy to lie to themselves every day.

@robyee3325

Ай бұрын

@@mustasheolll2020god bless

@martinramirezmi5457

25 күн бұрын

It's still leeching.

@brad885

3 күн бұрын

@@mustasheolll2020 plan your life out for when you wanna settle down. Maybe that looks like saving enough to buy a house, or doing something else with your cdl after you hit a monetary goal (like deliveries, propane, logging, etc.) You don't have to know the reason now, but setting aside money for when you do is a good thing.

@brad885

3 күн бұрын

@@martinramirezmi5457 Not really. Finished the project shortly after that comment and wrote my dad a check. Still have to help him with projects now.

I don't feel coddled at all. I'm 24, struggling to find a good job, and cannot afford rent. I had to move back home when I lost my job during the pandemic. I pay my parents rent and pay my own bills otherwise. There's nothing wrong with staying home building yourself up, instead of being thrown to the wolves and getting into even more debt. The need to throw your kids out of your house just because they're an adult is so weird to me

@VyNguyen-qm5hm

Жыл бұрын

I think they are referring to the freeloading kids not helping out and buying gucci shoes 😅 nothing wrong with what you are doing

@75andbreezy89

Жыл бұрын

I moved back in with my parents when I was 24 for a year. I saved some money got some more advice from Dad and headed back to LA with $5k in my pocket. 20 years later have kids of my own and four houses. Doing just fine. I think if you move back home and it's part of a strategy then all good. But if you move back home and stop working or trying then it's something different. Rent is definitely one the worst things you can pay and one of the best things to collect. :)

@cameronb3834

Жыл бұрын

Same here I think it’s weird too.

@PrinceJayMoriarty

Жыл бұрын

Same. I’m 31 y/o and I can’t afford a one bedroom 😢

@celtsfan13

Жыл бұрын

My parents started giving me the soft nudge to move out when I started working. charging me for internet and then food, etc. I bought a condo when I was 20 and never looked back. Now 36 un married and childless. I will be buying a home CASH$$ and bringing my widowed mother with me like a boss. Without the push out on my own, I probably wouldnt be so good with finances that I am now. Of course the internet helps

Living at home while young and single can be a great financial decision and doesn’t have to mean that you are coddled. But you have to do it right! You need to be contributing to the household finances in some way, household chores, ect… and then the money you save from rent should be used for your debt and your future, not for luxuries. (Disclaimer: I do not live with my parents)

@mkirules

Жыл бұрын

Depends on what you define as young. It can be a good option for a 23 year old, but probably isn't good at 30. I moved out at 23 and am 27 now making more than double what I did at 23 because moving out matured me.

@rosmac8431

Жыл бұрын

That's what we do in Mexico, it's part of our culture. All left the house until we got married. All my siblings and I contributed to the household, paying bills and groceries, we even helped remodeling my parents' house, new furniture and appliances. Most of us had the money to finance a new house when we left, instead of paying rent. But I also respect your culture here. To each its own! As long as you turn into a responsible adult.

@MikeyPaper

Жыл бұрын

@@mkirules Exactly. Moving out was the best thing that ever happened to me. It forced me to grow up.

@9770G

Жыл бұрын

@@mkirules how much did u make at 23 and what do u make now at 27?

@TheRealEdStoner

Жыл бұрын

I stayed until I was 24 because I had saved enough cash to buy a house.

As long as the adults aren’t being bums and work full time and working towards a goal and don’t waste their money,build up an emergency fund and help out their parents I don’t see a huge deal.

@TheHoriginal

Жыл бұрын

Apparently they aren’t . They’re splurging on Coach, Tiffany’s and such

@theoillady6076

Жыл бұрын

@@TheHoriginal not all of them thank God

@honeyfurfarm2182

Жыл бұрын

Yeah but they're not, I know two people that live at home with their parents, one of them WITH their husband.

@mmaya772

Жыл бұрын

Yep, I do all of that.*

@dandyspace2506

Жыл бұрын

Thankyou....I appreciate someone seeing it my way and just trying to survive while helping mama while she gives me wisdom b4 she passes

Dave says this but all his kids are working for him

@wewhoareabouttodiesaluteyo9303

Жыл бұрын

I mean we all knew he was a hypocrite.

@amireallythatgrumpy6508

Жыл бұрын

@@wewhoareabouttodiesaluteyo9303 Yes, all Americans are.

@ebonyessence2838

Жыл бұрын

Right!

@mydeadtrim

4 ай бұрын

lol yeah, I feel like without him they would just have normal jobs like everyone else, struggling to pay off debt.

@Faesharlyn

4 ай бұрын

​@amireallythatgrumpy6508 you're such a joy.

Says the guy that paid for his kids college, and then gave them jobs on top of that, including Rachel‘s husband I believe? Didn’t think they could make it on their own?

@yearzeroism

Жыл бұрын

Also says the guy who was handed a career in real estate by his parents and was later bailed out when he bankrupted himself, again by his parents. No shame in dave Ramsey's world

@LoveLife-oo9cz

Жыл бұрын

True, Uncle Dave can be contradicted with his beliefs. He was lucky to be born in a upper class or wealthy family. He was stupid enough for bankruptcy, but his family helped him out. He showered his children with college funds while people had to borrow student loans. He gave them great jobs. Not many people can receive those privileges.

@Topg1

Жыл бұрын

I didn't know that. Class Priveledge people will never understand people who don't have that priviledge.

@ismaelhall3990

4 ай бұрын

Never knew that at times Ramsey is so hypocritical I can't even respect him all that much.

@Faesharlyn

4 ай бұрын

Yeah, he coddles his kids 2:00 is a likely description of exactly what happened in his home. So tell me, Dave..

Something I've always noticed between asian and American culture is the relationship between parents and their children. Asian see it as our parents take care of us as children so we return the favor later in life. Its common to see families living together, even "children" in their 40's. I actually find it weird how Americans want their kids out at 18, then they wonder why their kids and grandchildren never visit, or why they get put in an elderly group home.

@missions4life377

Жыл бұрын

True but that doesn't mean that you just get to sit around and do nothing. You have to help contribute to the household income so the bills get paid then.

@skdjirrrdjdm3926

Жыл бұрын

BINGO!

@jessicasmith5728

Жыл бұрын

In the US, we are an individualistic society. There are stigmas about living at home with your parents past a certain age and actually asking others for help. Asian countries are community based. In the US, it's individualism. You have to help yourself somehow someway.

@manme6051

Жыл бұрын

You mean European-Americans

@astrozoo

Жыл бұрын

Mexican families are similar to Asians. Parents expect children to live at home until they get married. Even then, it's normal to have three generations under one roof.

These people are so out of touch. Young adults are living with their parents because they cannot afford to live on their own. What college aged person can afford to pay rent, groceries, gas, insurance phone bill etc. on these jobs that pay $12-15 an hour? And don’t even want to give you full time? Like cmon. yes I understand life sucks for everyone and it’s hard But Dave needs to be realistic.

@MrFiremind

Жыл бұрын

I can afford to pay it all, but I made myself more valuable than $15 an hour. I got kicked out at 16, probably the best thing that happened to me. The people stuck making $15 an hour deserve to be making $15 an hour. It's that simple.

@covert0overt_810

Жыл бұрын

@@MrFiremind i guess you failed upwards…

@henrythegreatamerican8136

Жыл бұрын

Assuming the living arrangements aren't toxic, I never understood why anyone should care if "adults" are living with their parents? Who makes these stupid social rules saying things have to be a certain way? Honestly, I'm beginning to think the people who push social norms like this are doing it because they know the adults will need to rent or get a loan for a home. This will keep housing demand strong which will needlessly keep housing prices high. And it would force these adults to take second and third jobs they should not need in a truly functioning society. One thing I know for sure.... the buffoons perpetuating idiotic social norms like this are not benefitting anyone but themselves.

@claborn79

Жыл бұрын

@@henrythegreatamerican8136 preach!

@Hawkeye2001

Жыл бұрын

If you're college aged and making minimum wages, you have already failed yourself. Learn some skills and make yourself MORE valuable.

I still live with my dad and im 25, im saving my money and contributing to house bills and other essentials. Life is different where more than one person can afford for the entire family. I am wanting to leave, but im also trying to be strategic.

@HEATHERFREE2486

Жыл бұрын

Exactly, don’t let ppl shame you into thinking you are wrong.

@JP-uy9kq

Жыл бұрын

Don't let them shame you. You aren't doing anything wrong.

@MoonlightXYZ

Жыл бұрын

@@HEATHERFREE2486 depends on who you are and your situation. Im good, but others are not in the best financial shape.

@imveryhungry112

Жыл бұрын

@@MoonlightXYZ it would be ok if you take over the mortgage/rent totally -- and then let your dad save his money. Or if you at least pay half of the mortgage/rent. Otherwise, your just using your dad.

@Joenzinator

Жыл бұрын

It's not always a bad situation, for sure. The issue becomes when one party becomes dependent on the other, which can go either way. If you have an exit strategy and are saving like crazy, I think it's a pretty good idea on paper.

It's called being a family Dave.

@kathypetersen2447

Жыл бұрын

Yep.. Dave’s family values are sucky on this issue…

@xJayhawkFANx

Жыл бұрын

So mooching off your parents while staying at home and not learning how to manage your finances is called "being a family"?

@kathypetersen2447

Жыл бұрын

@@xJayhawkFANx no. sharing resources and working together to common goals is practical common sense love..

@xJayhawkFANx

Жыл бұрын

@@kathypetersen2447 that's not what Dave is talking about here.

@steve00alt70

Ай бұрын

@@xJayhawkFANx who cares its their life they will live how they wanna live

My dad passed away and my mom only gets a very small amount of social security. ( not enough to live on) We both decided to get a place and split the bills. It’s beneficial to the both of us because we’ve always had a good relationship and can split the rent and utilities. I feel like sometimes people think it’s crazy I’m not married and have kids but honestly that was never a life goal for me. I’d rather save and help my mom. I’ve been working since I was 14 and now 36 with no debt and my life together. It’s all situational. I have plenty of good friends and freedom and that’s all that matters to me.

@karenk2409

8 ай бұрын

The clues here are split the bills and good relationship.

@ashwinireddy4297

4 ай бұрын

Welcome to every Indian kids world. It's always a priority and a privilege to take care of our parents first. 🤗

@joyceboisvert9167

28 күн бұрын

@gmenifhtwithjami…. There nothing wrong with this support one another is a big thing it family It different when a person living at home as a freeloader

I am in my thirties and my mom and I live together. We both have good jobs and split all the bills down the middle. It’s a mutually beneficial arrangement considering the soaring costs of living and the relative unavailability of housing in our area.

@allen-lifts

Жыл бұрын

Youre her pet bro. She keeps you around so she has somone to come home to.

@KennTollens

Жыл бұрын

Many places in the world live with parents and grandparents, but in the US we are looked down on.

@johnlanier3616

Жыл бұрын

Lol.....

@dirkl9652

Жыл бұрын

They are talking about people who live with and off their parents not those who are being supportive. Like the lady said stop playing video games and get to work

@deb9806

Жыл бұрын

Dave acts like every kid at home is in basement doing nothing. Why pay for apartment when you can save? If you don't save, you are mooching but none of my kids spent anything on luxuries.

The end of the multi-generational home transferred a lot of wealth from workers to landlords. Traditionally the parents reared the children, the grandparents helped look after the children, and when the children get older they help take care of the grandparents and parents. It is the natural way of the family unit. In order for the multi-generational home to work everyone has to pull their weight, be it assistance, or money. Kicking out your children forces them to give their money to landlords, and at the same time leaves parents and grandparents without caretakers. Children that are kicked out now probably won't move back in to take care of ailing parents and grandparents. Having worked in Nursing homes I can tell you that is a very bleak future. If you are not there for your children in their working age, they won't be there for you in your old age either.

@redditor7548

Жыл бұрын

Based and redpilled

@rossmcguinn2256

Жыл бұрын

Yeah, Dave is a myopic boomer preaching to the myopic boomer choir. At least they're on the way out.

@captainruffles5990

Жыл бұрын

Thankfully they will get the best of treatment in the old folks home by minorities workers.

@VyNguyen-qm5hm

Жыл бұрын

The 35 year old living in your basement with a collection of chanel bags will probably not have enough money to take care of you im your old age either 😂

@Kika-rn9tq

Жыл бұрын

I don't agree with you at all!! My mom didn't kick me out. I left myself at 17 because she wanted to cuddle me and I didn't know who I was because she was controlling and did everything for me. I went into the military moved out on my own and would rather eat peanut butter and jelly sandwiches than go to her house to eat. Why because she told me I would fail. That I would come running home to her and I showed her differently. Boy did I and I learned to live within my means. No Gucci bags for me. I had to hustle on my own and if I reverted back to nothing. I would persevere and get back in no time because when you are on your own you have to fall and get back up on your own. Living at home is very very bad for young adults. Now that I am so much better off. I am making plans to have space for my mom to live with me not just my parents but my husband's mom. So even though ai left even though I paid a landlord I am now a home owner with the space to have her live with me if she wants to. I ask her to all the time. In the future she eventually will. I will take care of her not regardless and I couldn't do that if I am being cuddled at home. These young adults need to grow up and go through some stuff it is the only way you grow. I see these generational family children they are incredibly codependent on their parents. This is not healthy.

In Asian households, you stay with your parents and take on the responsibility of monthly bills once you are on your feet and have a nice job. Dave pushes you to move out to learn this responsibility but it can be accomplished while living with your parents.

@lovetotravel780

Жыл бұрын

I am guessing Dave is not talking to Asian households or other cultures. I am guessing this specific topic's target audience is American households. If this was a video of an Asian man in Asia talking about a common behavior among Asian households in Asia, it would not make sense for an American to write in American households we do this because that speaker is probably not speaking to the American audience.

@richardballs8618

Жыл бұрын

@@lovetotravel780 completely missed the point gj

@lovetotravel780

Жыл бұрын

@@richardballs8618 I did not miss the point. The people who are talking about what other cultures do in their household do not seem to understand the speaker is likely talking to typical American households not Asian households or any other cultures. There is something called a target audience for a significant amount of speakers when they have a message to convey to their audience. If this was an Asian man in Asia on their platform speaking about behavior patterns, it would not make sense for an American to say well in American households we do or do not do this. There is a concept that some of the people do not appear to understand. I do not speak or read slang or unofficial abbreviations so if you are going to communicate with me spell out your words.

@TheAaronChand

7 ай бұрын

​@lovetotravel780 even in America living with extended family was a common practice look up Joseph Plump Martin an American Revolutionary and solider during the American Revolution Martin at age 7 years old was sent to live with his wealthy grandparents that kind of extended family was common practice across all countries and cultures including Western countries

@NatalieMarie917

Ай бұрын

@@lovetotravel780this is common in many cultures, which are also represented in the US. Those family values don’t magically disappear as soon as people move to the US. My family is Italian. I’m a 3rd-generation American but it’s still very common to have multi-generational households throughout my extended family. It’s the same way for my ex bf’s Polish family, and my friend’s Mexican family. I don’t live with my parents, but there are a lot of multi-generational households in my current middle-class neighborhood - with white, black, and Asian families. Not just young adults living at home, but 2-3 generations all together.

I'm 34 and still living with my mum, I dont care what anyone thinks its my life I'll live how I want to live. Not everyone is at the same stage in life to be successful or owning a house, everybody is different. Spend as much time with your parents as possible because they will pass away one day and wont be there.

@annacastillo1663

Ай бұрын

But do you know how to cook and clean and budget your money or your mom is doing all that for you?

@steve00alt70

Ай бұрын

@@annacastillo1663 Im doing that yea but people shouldnt be judging by age.

This idea of kicking kids out of the home when they are 18 is truly an American/Western thing. Most other cultures let their kids live at home until they are married or have to move. Whole generations live in in the home in many cultures. The rest of the world isn’t lazy as a result. What happens is each generation is able to stack cash and start off well on their own.

@themusicman669

Жыл бұрын

Yes, but at the same time, other cultures actually teach their kids how to be adults much earlier than western society does. Western society tends to infantilize young people to the point of absurdity.

@newbleppmore7855

Жыл бұрын

most other cultures finding a job isn't a full time job

@johnfisher8401

Жыл бұрын

@@themusicman669 not true, just more stereotypes and generalizations.

@themusicman669

Жыл бұрын

@@johnfisher8401 I’d tend to disagree with you partially. Young people are more and more often being infantilized in this society and babied for much longer than they were in the past.

@brittanyedwards6530

Жыл бұрын

Exactly, agreed. As long as you're willing to contribute, be responsible, etc.

My daughters 30 and 34 still live with me I don't care they could stay as long as they want I will never kick them out from my house

@Ria24Ria

7 ай бұрын

That’s great to hear 😊

@Europa1749

2 ай бұрын

I will never bully my son out of living at home. It's up to him.

@mechboltxl4591

Ай бұрын

You should have gotten your daughters married like 20 years ago. What are you doing allowing them to become spinsters.

@user-ud3ce6tp9p

Ай бұрын

They don't have a family and children yet?! Something is wrong. Consult a therapist, maybe there are some underlying issues. Don't kick them out before you get a proper diagnose for their condition and also for yours.

@joyceboisvert9167

28 күн бұрын

Wow 30 and 34 it a big world out there and you are not going to be around forever I hope they are not burdening you I hope they help out with chores and bills if not they will never leave the nest known that mommy and daddy will pay for their living expense they need to grow up sometimes do they work

We're not in the 80's. Times have changed. There are people with multiple jobs that can barely exist. Rent costs are insane. Of course they are going to stay at home.

@dec2567

Жыл бұрын

True but you should help your parents and save money. Not buy expensive things and waste money you really don't have.

@droid2D2C3P0

Жыл бұрын

@@dec2567 you don't know that they're not... I live at home right now. I pay my parents a small "rent" and save over half my income, bought my car in cash, but I can also afford some nicer things right now that I won't buy when I do move out. Nothing wrong with that, neither my parents or I are bad people. Stop making such negative assumptions about people you don't know.

@imveryhungry112

Жыл бұрын

​@@droid2D2C3P0 in other words, your using your parents.

@droid2D2C3P0

Жыл бұрын

@@imveryhungry112 😂😂 omg what is with people thinking they know everything about strangers and their situations?? Grow up lol

@OdogwuMaazi

Жыл бұрын

Rent prices are absurd!!!

I lived with my parents until I was 23. All the while I was in college and working, saving up as much money as possible and graduating debt free. Because of that I was able to buy my first house at 23, paid it off at 26. I’m forever grateful for my parents to letting me stay at home during the college years. But if I didn’t live under their rules I would have been out.

@eos_2366

Жыл бұрын

Lucky you 😂 my parents didn’t put a dime towards my education. Had to work part time while I was in school all in all while my parents used me as tax return money. I had to pay all loans back within a year after graduated. Thankfully the job I got from my field pays well. All in all, thankful of my parents for doing that, really created growth, but filing me as a dependent was still messed up in a way lol.

@DoctorRickSanchez

Жыл бұрын

_Paid off house at 26? Bs lol 50 year olds are still paying off their mortgage.. You're definitely either in a 2 bedroom 1 bath or you live in a very poor part of town outside of the city._

@suhaibirfan8706

10 ай бұрын

How much was that house goodness

@AimeePoppinBabies

8 ай бұрын

23 isnt too bad... If you are at home and you are in late 20s or 30s something is seriously wrong with you or ur decisions!

@karenk2409

8 ай бұрын

And that how it is supposed to work.

☠️☠️ I like how they assume people who live with their parents don’t pay rent or are actually in the negatives because we have to take care of our parents.

@luxeppo

Жыл бұрын

Exactly they sound ignorant and misinformed

@124romero

Жыл бұрын

Dave is mad he has people he can’t charge more rent to..

I was home til I married at 28. Loved every minute of it lol. Grateful for enormous help my parents are to me. I went to school, was working, paying off debt and also traveled. I want to give that opportunity to my children. As long as one is responsible it is a good thing.

@th3_crappi3_kill3r

Жыл бұрын

No, its coddling and reduces their ability to learn stress.

@keptkozy

Жыл бұрын

Yeah, my kids can live with me until they're married as long as they're responsible. People are stupid.

@emmarose6590

Жыл бұрын

@@th3_crappi3_kill3r no lol. I loved with my parents until I was 25. I graduated during the recession and I could not afford life. I finally moved out but it was tough. $10 a hour with a degree, I was so broke even at 25

@carloscrespin7074

Жыл бұрын

@@th3_crappi3_kill3r negative. Multigenerational living is common around the world. I doubt all those millions of adults are coddled and immature

@Kika-rn9tq

Жыл бұрын

I left at 17 loved every moment of it because it helped me become a resilient person. I see the difference in resiliency between my sister and I. I picked myself up she still lives at home with her husband buying the Gucci bags and waiting for my mom and dad to die so that she gets the house. Yeah no I don't think it's good at all. She needed to learn to struggle on her own and now she makes the excuse that everything is expensive and she could move out ever...lol a grown woman making really decent money. She just doesn't want any responsibilities and that is what a lot if these adult children want.

Rather than blaming young people, why not blame greed. Wages have not kept up with the cost of living.

@nikolaig1

Жыл бұрын

Since the 1980s!!!!!

@stephwinant5038

Жыл бұрын

Because he’s like my dad, it makes them feel big to belittle others because they’re unhappy for some reason. Instead of focusing on how to help / was to fix things, they just wanna point fingers and call names..

@thewewguy8t88

4 ай бұрын

Thing is Dave thinks if you work a minimum wage job you need to fix that and get a better job like it's that simple and easy to get a high paying job.

@jonkelley9021

3 ай бұрын

Well the premise of it is that they live at home yet still buy luxury brands and overpriced things as opposed for saving money for living.

@jonkelley9021

3 ай бұрын

@@stephwinant5038 "Instead of focusing on helping" Yea Dave Ramsey has never helped people who were broke and in debt. 😂😂 pathetic.

There's no need to shame people who still live with their parents. WIth today's prices of homes it's getting harder and harder to buy or rent. As long as you're helping out somehow and actively working on improving your income to get your own place it's fine.

@ecole146

Жыл бұрын

Yeah, it used to be a lot easier to move out. I don't think it's necessarily impossible for most 20-somethings to live on their own, but the cost of rent is really high relative to entry-level income and so for people who want to own a home at some point, they have to make a sacrifice somewhere. For many, that means living with roommates, for others, that means living at home. Personally I don't know why Dave is so okay with young people shacking up with random roommates, but not their parents.

I'm 30, have high functioning Autism and still live at home with my dad. I felt like I had no other choice but to live with him. Although my dad insisted I move in with him, I was basically dumped at his house by my older sister. We had a rocky relationship for years and she didn't want to care for me anymore. She talked about us living together but it was never gonna happen. She held me to unrealistic standards and knew I could never fulfill these requirements and threw me away because of how disposable I was. I'm currently in the process of getting back in the dating game so I can get married and no longer have to live with my dad. I asked him to stop giving me money because I was tired of it. I'm also trying to earn more money, save the money I earn online, only spend it on necessary items and invest some of it. I wish I could've started doing all of this years ago but it's better late than never. I had no direction. To any adult who's still living at home, it's best to save your money. If your parent or parents aren't charging you rent, help out around the house. Save your money and invest in worthy dividend stocks or mutual funds. And if you have a good job, save up for an apartment or a down payment for a house. I say the latter part for those who still believe in the American Dream. I personally have an international dream. LOL 😏

@luvsuneja

4 ай бұрын

How does it feel to have high functioning autism? My soon to be ex wife claims I have it but I don’t think she is correct.

I am 35, been on my own since 26. Moved to Louisville KY, couldnt afford living in NJ (where I grew up). My 30 year old brother is still home, but he works full time, helps my parents, is single. I dont see why he needs to move out. My parents enjoy having him there, he works hard, and does a lot for my parents who are 60 and 65 now and slowing down. I do find it funny though that most countries outside the USA children live all together in the same home with parents, grandparents, aunts, uncles, cousins, etc.

@frankofficial5175

Жыл бұрын

Same as we find it crazy to move out at 17 to 20y/o in US. every country is different though.

@imveryhungry112

Жыл бұрын

In the Phillipines people live with their family. But I think it's more financially driven. Its easier to make money and afford your own place in the usa.

One thing is living with them and supporting them, financially or as a care giver, another thing is being a parasite.

@vincentmcgettigan7948

28 күн бұрын

This.

Dave is upset young adults are moving back home to wait out the housing situation instead of renting from him

@paulb7669

Жыл бұрын

bingo

@Lanae8199

Жыл бұрын

Dave probably means well, but like most Baby Boomers from his generation are somewhat out of touch with how competitive and expensive things are now.

@MarkWongMD

Жыл бұрын

@@Lanae8199 Dave is the definition of the quintessential out of touch super b00mer.

@briancarlisi2224

Жыл бұрын

Waaaa, waaaa, waaaa……

@Nersius

Жыл бұрын

@@briancarlisi2224 Sorry our relatives are getting 1k a month rather than you.

I moved out at 20 because me & GF had a child, & its one of my regrets. Wish i would of just stayed home & saved up to put down on a house. After 9 years of paying rent in apartments, raising a kid, relationship failing, drug/alcohol addictions & living paycheck to paycheck, I’m now deciding to move back in with a parent to save up. I will be paying half of the rent $500 per month so no freebies but this is going to help me out tremendously. Im sacrificing my privacy for awhile to live like no one other like dave would say.

@crystalsnow1138

4 ай бұрын

Good luck to you.

@luvsuneja

4 ай бұрын

This is totally normal in most cultures. There is no shame.

@Carib6855

3 ай бұрын

Consolidating resources will always be better than spread resources.

It's people like this old stale hoagie that judged me when I moved into my parents' home as a working adult helping my terminally ill father and contributing to their household swore up and down that I was taking an advantage of my parents and their assets, without knowing what our situation was. During that time, I was able to save money and go back to school for my masters I am now back on my own and doing better than I did before I moved in with them now, DEBT FREE. moving back in with them really helped me.

Sorry landlords not getting a dime out of me, im never leaving.

@ladylove4087

Жыл бұрын

Bro parents are not going to all ways be here . We all going to die one day.

@frankrizzo7975

Жыл бұрын

@@ladylove4087 all the more reason to spend the time with them while you have the chance.

@ajsimmons3288

10 ай бұрын

That's an excuse, u can still talk to and be close to your parents without physically living with them. U can still in the same city, call on the phone, visit etc. Most of y'all are just scared to leave the nest and learn what real independence is like. I rather pay bills on my own granting me ADULTHOOD and the respect that comes with it, than to pay bills to my mom and get viewed as a child by her and society. In my mid 20s I moved out and never looked back and been on my own ever since. I'm 30 now and the biggest benefit is my freedom, career growth, success, and respect. I have a house, good job, savings, 401k etc. Nobody respects somebody who's 40 and still living at home, not even the parents. Freedom is PRICELESS. Hiding in mommy's basement for 15 yrs claiming that you're "saving" but yet after all this time still somehow you're broke is loser shit. Dudes are simply scared to get out there and face the world.

@frankrizzo7975

10 ай бұрын

​@@ajsimmons3288 Not every family functions like in black america stealing money from mother and grandmother but no father. I come from Lebanon and its expected to live with your family until you get married, if you want to party then you should leave because it's disrespectful to your parents. Until you get married you are saving money the entire time and buying property or investing in businesses from the money you work with. P.S 401k and traditional stock market and investment like that is stupid. You should invest in local business. Local business makes money and lets you observe it, 401k and big companies is all insider information and only climbs w inflation, just a form of savings.

@mikemcbeth3216

9 ай бұрын

​@@ladylove4087well then you take over the house

Having been on my own since I was 24 has given me nothing but struggle. I wonder why not training your child about money saving, showing them how to be part of a household and then sending them out equipped is not pushed.

@unspokentenacity

Жыл бұрын

The only thing I can imagine is maybe older generations thought it would be taught in school or all the best financial decisions would just come naturally or be common sense, but unfortunately it is not.

@faxoxo2306

Жыл бұрын

Learn from Dave. I promise with discipline you will make it. You been out there since 24. I am 24 and scared to go out there but I have been saving like crazy

@imveryhungry112

Жыл бұрын

@@unspokentenacity older people are broke too!! The average household income In this country is 70k for the entire home and most aren't even able to save for retirement! Just because people are older doesn't mean they have money! Most people in America are BROKE

@MikeyPaper

Жыл бұрын

You speak of it like its some rare dire situation. Buddy, people move out and have been on their own at 18 years old. Don't kid yourself. You are NOT a victim!

@conman823

Жыл бұрын

Cause the majority of the parents are in debt and living to "keep up with the Jones'"

Looking at current home loan interest rates, rental prices, automobile prices, and stagnant wages, it's hard. Even for those of us who are on our own, it is looking increasingly bleak, discouraging and seemingly impossible to truly get ahead, instead of simply staying afloat. That said, staying home with parents gives young adults a slight advantage in the opportunity to pay off debt, build emergency funds, etc. It's often a once-in-a-lifetime opportunity to get ahead.

@aolvaar8792

Жыл бұрын

I tell my kids, It's your House, you're on the Title. Pride of ownership. Bought it in 2011 for $50K Imagine the benefit of a FREE home.

@texan903

Жыл бұрын

@@aolvaar8792 you're a great parent! I think your method is the only shot at getting ahead for children. It's easy to see why many adults are moving back home with their parents.

Bad takes. Bad bad bad. Forcing your kids to rent instead of letting them live with you and save for a home when they're married or pay for school out of pocket is idiotic.

The more I listen to this guy the more disappointed I am in his advice. An issue like this is highly individualized. Some families don't have a problem with grown children living at home and in the 40s and 50s multi generation households we're not uncommon. I know a state trooper who is living with his parents and is saving a fortune. As long as everyone is ok with it who is he to criticize?

@darknessnight1115

11 ай бұрын

This guy is a walking boomer meme. He says you should eat rice and beans every meal and drive a 1993 Camry on donuts so you can afford to take out a big bank mortgage loan instead of living with your parents. Hmmm..... Anyone born before 1985 HAS NO IDEA what it is like trying to buy a car or get a non-retail job without a degree. I'm sure one of his admins he pays $7.25/hr will read this and chuckle as he deletes my comment.

I didn't become financially independent until my late 20s. It takes time be live own your own sometimes

I lived at home until I was 24 years old. I graduated college and got a job, the pay was literally awful but I needed the experience. While living at home for about two years I paid off my car in a year(which was my only debt) , saved a lot of money for when the time came for me to move out, and also helped with paying bills at home which also helped my grandma out alot. I moved out earlier this year to a new city making twice as much doing the same thing at my previous job. I can afford to live on my own but i have decided to get a roommate once my lease ends to save for a down payment on a home. So i think the living at home discussion is very subjective.

@journeytothevoid2899

Жыл бұрын

Exactly, similarly I did the same as you initially. People need to develop skills though. It's a double edge sword

@truebeauty1106

Жыл бұрын

@@journeytothevoid2899 Agreed, i think it also depends on the parents/family too. If your family coddles you then that’s one thing. However, I was raised by a single mom and didn’t get any hand outs growing up so I literally had to do everything/learn everything on my own so I wanted to make sure I set myself up for success.

@beckymigdal3140

Жыл бұрын

You are an exception.

@2005Pilot

Жыл бұрын

@@beckymigdal3140 not a small exception- my story is very similar

@Carl-iw9sy

Жыл бұрын

Many people have done that, but the point of this video is about the parents or adult children that are not helping or trying to become independent so they can afford their luxury. There's nothing wrong with helping your children become self sufficient.

Nope, there's nothing wrong with adult kids living at home, as long as they are working/treating their parents with respect, it's a good opportunity for them to save money and get their own place one day. The majority of people aren't even buying luxury brand clothing, I call BS on that.

@amireallythatgrumpy6508

Жыл бұрын

But the majority ARE staying home playing video games

@thesquad2253

Жыл бұрын

@@amireallythatgrumpy6508 but what about video game FOMO, what then u gonna be the only person to never play a Playstation

@amireallythatgrumpy6508

Жыл бұрын

@@thesquad2253 Plenty of people have never played a Playstation, nor have any interest in it.FOMO usually just indicates a lack of perspective.

@carloscrespin7074

Жыл бұрын

@@amireallythatgrumpy6508 nothing wrong with video games on your downtime.

@amireallythatgrumpy6508

Жыл бұрын

@@carloscrespin7074 As long as it's only in your downtime, and not at the expense of your other resonsibilities.

I plan on staying with parents until I’m 40. Then buying my house in cash. How many 40 year olds can say their house is paid off.

@vickimerritt2832

16 күн бұрын

uh, thanks mom and dad.

I make almost $200K and live with my parents. Getting rich feels good. 😎

When paying a mortgage is cheaper than finding a single bedroom apartment to rent out it's kind of hard to blame it just on the kids and parents. The real estate system is broken.

@cristobalpequeno1156

Жыл бұрын

Maybe importing millions of poor people from third world countries wasn’t such a great idea?

@Nersius

Жыл бұрын

@@cristobalpequeno1156 In 2021 investors were purchasers of a quarter of the year's single family home sales, shelter's being priced as investments rather than necessities.

@Doggin27

Жыл бұрын

A capitalists dream. While the peasants who don’t own anything think they are superior to other peasants who don’t anything lol.

@SoraTheKey1991

Жыл бұрын

@@cristobalpequeno1156 or maybe building mostly luxury houses and apartments is the real issue?

I am almost 26 and live with my parents as I have some mental health disorders that make it difficult to even know if I am awake or dreaming on a daily basis. The difference between my people and your people Mr Dave is my people don't look down upon anyone still living with their parents. They see it as a blessing and a gift, as it is. See the beauty in your own life (if possible) not put down others

@violetchan8129

Жыл бұрын

This. I had a bad mental break of my own a few months ago that turned my world upside down. Still recovering. Some people live in a fantasy world where they believe that everyone has the same situation, can do the same thing. Everyone has their own timeline.

Living with parents throughout your adult life is a good sign. Two words: Saving Money.

@manuelzenteno6410

10 ай бұрын

You didn't get the point buddy. He is referring to the people that live at home in the thirties and spend every last cent on vacations and restaurants. Basically, going nowhere in life.

@danrhone9756

10 ай бұрын

@@manuelzenteno6410 whatever

@MrBacon-ou1kw

5 ай бұрын

@@manuelzenteno6410 Well obviously that's nowhere near the 48% they mention in the study, acting as if this is some huge pandemic. I bet that number is closer to doubled in a lot of Asian countries.

This is more of a cultural thing for me. In my culture, you don't move out. But we don't spend that money on luxury, in fact, my mum budgets the entire household income. It's an incredible move that helps you save so much, and keeps families together.

@ChinmayMandal999

Жыл бұрын

Thats why poor people found in India!!

@VivekTiwari03

Жыл бұрын

@@ChinmayMandal999 Thousands of years of invasions and colonialism. Might wanna look up the richest ethnic group in the United States - that should double prove my point.

@ChinmayMandal999

Жыл бұрын

@@VivekTiwari03 take care of your own home that all...no need to look here and there.

I currently live with my parents while I'm in full time school (senior) and work part time. I've saved close to 25k cash while paying for my health/car insurance, tuision, and all personal costs while having no car note (payed cash for an old pickup) My wings are spread but i'm not moving out until I secure a professional job after graduation in the name of Jesus!

@prettyboishah2898

3 ай бұрын

What would your professional job title be?

@laurab9518

3 күн бұрын

25k is still far too little Stay longer

I lived with my parents until I got married, but I helped around the house did my own thing, worked went to school and was self responsible.

Bro Im 23 and live at home with my mom.... I have no debt... I can't afford rent. this is incredibly out of touch

@Carib6855

3 ай бұрын

Continue doing what you are doing. Help with the bills and save as much as you.

@ushima_

28 күн бұрын

True everyone is not white an American

Children living with parents ain't mean helicopter parents. Not all the time. I moved out at 31 and this was purely strategic. Had separate entry to the house, shared household costs and chores. Today I am a well travelled successful professional who has family, real estate, stocks and choose what I do. I am not wanting to pay my back but send the message to those who are doing this purely out of strategic reasons that there is nothing to be ashamed even if its Dave Ramsey saying so. That said- if this staying with parents is resulting because of over parenting, you better run from home and Dave is 100% correct. Important to ask yourselves why you are with your parents first...

It’s a lifestyle thing that is driven by social media. I’m 23 and I see my friends trading independence for a lifestyle. For women, it’s the going out to eat, vacations, and designer. For guys, it’s the bmw, mustang, lifted truck, dodge charger, etc. in their parents driveway. If they moved out of their parents house they can no longer have a desirable lifestyle.

@maximustrolleus9860

Жыл бұрын

tbf 23 is still pretty young. they have plenty have time to move out. its not like they are 30. plus as long as they saving money and have a longterm goal of buying their own house, then thats a good thing

@MikeyPaper

Жыл бұрын

@@maximustrolleus9860 No its NOT. 23 you are a legal adult! Lay off the copium!!!! People keep trying to rationalize this type of behaviour. Its not okay. At all. You have to learn to grow up and move out. 23 is a perfect time to leave the nest.

@IMElygant

Жыл бұрын

@@MikeyPaper why move out when you can inherit the house?

@maximustrolleus9860

Жыл бұрын

@@MikeyPaper again that is a bit of an american bias. 18 is an arbitrary number as the ulterior motive was for going to the military. nothing wrong with living at home in your 20s. in fact majority of friends did it and moved out in their late 20s and are incredibly financially successful because of it. theres a big difference between someone playing video games all day and not working or studying vs someone staying at home to save money while they study at college and work part time and saving for a house downpayment. ppl complain about rising tuition costs and student loans all the time. so isnt the smart thing to do is stay at home to save money so that you wont go into student loan debt? you cant generalize. honestly it sounds like a bit of jealousy to me. like if i were to ask you how financially successful are you? what kind of job do you have? do you have any student loans or debt? how big is your house? etc? what would you say?

@jeretso

Жыл бұрын

I bought a sweet new car while living with family and friends. I had my coming to Dave moment when I saw my classmate buy his own house so I stopped partying and saved to buy a house too. I invited all my friends to My House for a big party and spread the gospel of home ownership.

Finally someone who can match Dave’s energy. I love her ❤

@ivyandlily

Жыл бұрын

I was thinking the same thing…she’s great!!

@Anonyme67

Жыл бұрын

Me too she sounds so much like him.

@richardople

Жыл бұрын

Yeah she's awesome! I've been enjoying this duo!

@joysilas4724

Жыл бұрын

Seriously!

@johndone8045

Жыл бұрын

Muppet

I'm 25. Live at home. I save around 80% of my take-home pay, and my future wife and I will now be able to put 20% down on a house in the next year. Staying home is worth it if you don't act like a child.

@Naturefan354

Жыл бұрын

I agree

@genxx2724

Жыл бұрын

“My fiancée” or “my intended”. Thank you for not calling her a “partner”.

@15KHPCLUB

Жыл бұрын

Congratulations! Your parents just bought you and your fiancee that house!

@1bntcr001

Жыл бұрын

@@15KHPCLUB Not really. His parents would have been paying their own mortgage either way, whether the son was using the extra bedroom or not. It doesn't create any extra bills other than a little extra on utilities (extra water for showers and extra electricity for more lights on). I did the same thing, and now I'm in my own house.

@15KHPCLUB

Жыл бұрын

@@1bntcr001 Great. Not really where I'm going with it. My point is if you allow your children to live in your home rent-free so they can save up for a house, you are therefore subsidizing the cost of the house instead of letting your children move out, rent for awhile, save up a down payment for years and get a house later which is what I'm sure the parents did to get their house in the early years.

because of living with my parents rent-free i have been able to pay off all my student loans, car is paid off to, I am completely debt free. i pay for my food essentials and regular small bills and i'm loading up my savings in the meantime for my future home-- no frivolous spending, no lavish vacations...if you do it right there should be no shame, especially in these tough times...

@jensz9360

10 ай бұрын

Still a leech.

I'm from the UK so I don't know the situation in the US but I think these two seem a bit unaware of the high cost of living... I mean we all can't be news presenters with our own show. I understand that living away from home gives one a level of responsibility but don't you think it's time we started working smarter and not harder? Staying with parents longer is a privilege in its own right, but staying with parents and working after graduating college is a great way to build financial safety so when you do decide to move out you don't have to struggle. This to me sounds like the smarter option.

@Kingofthenet2

3 ай бұрын

I also live in the Uk and agree 1000%

I lived at home until I was 26. I did do most of the yardwork and was pretty much always working and barley home, all while I started my career. But I did feel spoiled and did buy some stupid stuff...$40k truck, $15k motorcycle. But I paid them off and saved up over $100k before I bought a house and moved out. I truly believe that if I moved out earlier I would still be close to where I'm at today financially, and probably better off mentally. But it's the path I chose.

I'm married and live with my parents. It honestly works out as long as your improving and living your own life.

@El_Wache

Жыл бұрын

What about privacy.

@chrisfrederic2514

Жыл бұрын

@@El_Wache depends on who you marry I suppose my parents house is pretty separate so it works out.

@criticalthinker1123

Жыл бұрын

I'm not sure why some people see it as a bad thing to live with your parents. All you need to do is chip in if you are able to. In most cases there are extra rooms anyways. Society of today are weirdos, and funny thing, they think others are weirdos lol

@Samuels691

Жыл бұрын

Married and living with parents isn’t practical. The parents often meddle with the marriage. I see this in certain cultures and to me the married couple never really grow. However, if you’re temporarily living with parents then I can understand. Personally, id rather rent but I respect the decision.

@karlabritfeld7104

Жыл бұрын

My dad did this in his first marriage. Meddlesome parents destroyed that relationship.

Living at home is fine if your still in your 20s and working and saving

I moved home after college and paid off all of my student loans as well as a car while working a nearly minimum wage job in my dream industry which at the time was ridiculously hard to break into. I then saved up enough money for a down payment to buy my first apartment in Manhattan. Sometimes it is very beneficial to live at home for awhile, especially if your parents hold you accountable as an adult.

Well I living with my Mother, but I have a job and she also has a job. So we both help each other economically, and I buy my own stuff too.

Mexican son here bout to be 31. I live with my parents, my sister and family live here.. we all contribute, all help each other.. love each other and makes ever day not boring with so many different people lol don’t let anyone tell you it’s a bad thing.. just pull your weight, help out, be responsible

I lived with my parents all through college. I tried living in the dorms, hated it. Then life happened, a job didn’t work out, and later the pandemic. This past year, I got on full time where I was temping. I’m saving for a house down payment and hopefully leaving this year. I’m ready.

@christiantakeyourdadfishin1655

Жыл бұрын

Do you, set yourself up for life. Don’t listen to these idiots.

@1bntcr001

Жыл бұрын

@@christiantakeyourdadfishin1655 They aren't idiots dude. They are talking about parents who let their kids stay at home at 30yo with no job or let them spend all their money instead of saving it for a downpayment. Once I finished college, my parents said I could stay at home as long as I saved all the money for a downpayment on a house. I had to save up almost 200k. And at 29, I finally moved out. That's good parenting. But most parents these days are too easy on their kids.

@Yaahboi52

Жыл бұрын

@@1bntcr001 thats the problem, this generation is super soft and kids don’t wanna work. They feel entitled.

@1bntcr001

Жыл бұрын

@@Yaahboi52 But children are a reflection of their parents.

@reese85

Жыл бұрын

@@1bntcr001 not always

I live with my parents, 33 yo, I bring money home working 30/40 hours per week. All that society can demand from me is that I work. All the other stuff (being married and having children, going to live in my own house, etcetera etcetera) are my own goddamn business.

@Twhistle

8 ай бұрын

Exactly

@Ria24Ria

7 ай бұрын

This!!! I am 38 years old and live with my parents and it works for both my parents and me. All that is expected of me is that I work. I’m single and no kids. That’s my business.

There is nothing more out of touch than two wealthy people preaching that impoverished people are living wrong.

are you guys out of touch ? Everything has risen exponentially. Rent has increased by 14% in 2022 and food, gas, and basically everything keeps rising. Kicking your children out to make them feel ''pain'' or turn them into proper adults will backfire. Especially, if they haven't graduated college or have a high enough income. it Probably would result in them being homeless or live in destitute conditions.

@Lonovavir

Жыл бұрын

Also salaries have barely increased, yes, guys like Dave are out touch.

I'm 29, moved back home and just paid off all my student loans. Now I'm saving up for a down payment and my parents are on board with my plan.

@andersonlegacy3136

Жыл бұрын

Great job. 👍

@avathiana866

Жыл бұрын

I’m doing the same thing. Dave still thinks that times are the same as they once were but they’re not. Boomers faired way better economically by a lot of statistics compared to millennials at the same age. Also nearly everyone I know recognizes the same thing and are 23-25+ living at home. It’s very common and dare I say almost necessary. The ones I saw move out early crashed and burned and moved back home anyway. Not trying to discourage those that want to move asap or negate the benefits of being independent but the math is a no brainer IMO.

@aolvaar8792

Жыл бұрын

My CU is $0 down and no PMI

Not all adult children live at home so parents can take care of them so they can spend. I have two sisters. One of them, her daughter lives with her to help out with expenses. The other one has a completely disabled husband. Their son has stayed with them to help with my sister's husbands medical care. So it just depends on the family. You can't generalize and say all young people. Many are there to help out the family in one manner or another.

My son's disabled. I'd love Dave to explain how a disabled young man is supposed to be moved out and self sufficient when you have limits on how much he can earn or he loses state health insurance?

@lovetotravel780

Жыл бұрын

I do not know what your son's disability is and the extent of it but if his disability is that significant, I am guessing he is not talking about disabled people. I would guess he is talking about fully functioning able in mind and body adults. I think he is talking about the rule, not the exception.

LOL you really think it's wise for me to spend thousands of dollars of rent per month, instead of saving it in my mom's basement? 😂 What happened to saving money, Dave?

@unlow5186

Жыл бұрын

He is a major landlord and a real estate investor with a bunch of mortgage and RE agent affiliate programs. His bias is showing.

@TioJan01

Жыл бұрын

They specifically targeted the group of young adults that focus on luxuries instead of independence

@saintielrivera6629

Жыл бұрын

@@TioJan01 true. Why they don't show the other side of the story. Young adults who still with their parents but sharing the household expenses and saving up for their future

@scientistharsh

Жыл бұрын

If you're married, move out. If you're not, get married. Very good for mental health to be independent and provide for your family

@bobbybob4680

Жыл бұрын

Most people living with their parents aren't really saving up money for their future though ( I've been guilty of this as well). If your actions have no consequences you will never learn anything.

I worked my part time during college, stayed at home, paid off my student loans, assisted my parents with their mortgage, and saved enough for a down payment to buy my own condo instead of paying a greedy landlord rent. Don't stereotype everyone that lives at home.

I make less than $30k a year. I'm not going to consider moving out until I get a professional and good paying job if God allows it. It would be irresponsible moving out with as little as I make.

I have "adopted" a young man I met at church. He is living with me and working a full-time job, making good money and paying off debt very quickly. Nothing wrong with this, folks.

Best thing I ever did was moving out and moving 20 hours away. It made me deal with adult problems and grow up way faster than I ever would have otherwise.

@letsbefreeletsbefree7183

Жыл бұрын

Im from europe (scandinavia) and for us to move so far away from parents is really unusuall dont you miss them? I live 10 minutes away with bicycle and most of my friends moved not more than an hour car ride from ther parents i visit my family and sibland every sunday wich I love :)

@BG-qs6ii

Жыл бұрын

Of course, but I grew up in the fly over states and wanted to move away. Still make it home for the holidays and important stuff. I would say in general moving more than an easy weekend trip away greatly helps develop the same skills. An hour away probably works as well!

@LG123ABC

Жыл бұрын

@@BG-qs6ii The fact that you refer to most of the country as "fly over states" tells me all I need to know about you. You probably enjoy smelling your own farts.

@LG123ABC

Жыл бұрын

@@letsbefreeletsbefree7183 The US has a "frontier mentality" for many people. Young people tend to strike out on their own to pursue their fortune.

@crb4059

Жыл бұрын

Amen

I’ve never understood why it’s so frowned upon in America for young adults to live with their parents? If you go anywhere else in the world this is not uncommon.

@Big_talks.

Жыл бұрын

@@terence.jwe talking bout 20s bro

Don’t miss the point. The problem isn’t simply living at home when you are 30. Its doing that AND not saving/contributing/working towards a goal of financial independence.

@cameronb3834

Жыл бұрын

Age is nothing but a number when it comes to living with parents you never know someone’s particular living situation or why they’re living with that person.

@NoticedBee

2 ай бұрын

Exactly

My sister lives with my parents. She takes care of them (elderly) plus does everything for the house. She gets lodging, they get support, and most importantly, I don't need to do anything. Win / Win / Win in my opinion.

@danmchardy6424

Жыл бұрын

Depending on the phase of life your sister is in, I don't see anything wrong with this dynamic. Note that she's actually taking care of them, this is where the difference between your sister's situation and Ramsey comes in

@genxx2724

Жыл бұрын

I hope you are not shirking your duty to care for your parents and their house. If they have high care needs, your sister can’t do it all and she also needs to be able to go out and relax.

@Roxality

Жыл бұрын

Is she able to save money and will she have anything to her name after this though? Just something to think about.

@leatharay3565

Жыл бұрын

That is different....

@genxx2724

Жыл бұрын

@Pro Justice His comment reads very much like he feels he’s off the hook.

Dave ALWAYS leaves out the fact that living wages are no longer paid

@amireallythatgrumpy6508

Жыл бұрын

And never were.

@bluhturn1051

Жыл бұрын

@@amireallythatgrumpy6508 LOL

@amireallythatgrumpy6508

Жыл бұрын

@2nd Place Since 1865 They used to have manufacturing jobs. They were never "good".

@Benji-lj9pj

11 ай бұрын

$30,000 is in the top 1% of the world. Quit whining and go to work.

@PA-zt6xu

11 ай бұрын

@@amireallythatgrumpy6508bingo

Living at home w your parents can be beneficial if you follow Dave Ramsey advice. It’s the ppl who live at home that don’t pay rent and ask their parents for money that makes it frowned upon.

I'm 29 and still live with my parents. I'm using extra money to pay off debt and splurge a little if I have a little left after that. I contribute to certain things for them and I also pay rent to them as well. That's the responsibility of living with parents.

When i lived with my parents into my early 30s. I had paid off all debt. And saved money to buy my grandparents home

if jobs matched cost of living more young people would be on their own.

America is very different in this regard as opposed to countries I’ve lived in (Brazil, Germany, Peru). I had a girlfriend from Bielefeld who was 28 and lived with her mother. Her sister was 30 and stayed there as well. In Brazil, my girlfriend from Porto Alegre even had her own successful dog grooming business and stayed lived with her mother, father, and sister in Nonoai at the age of 28. All very normal to them. It’s obviously a cultural thing.

@candy2325

Жыл бұрын

I agree. My family is Jamaican/Caribbean and does the same thing

@missdesireindependance5194

Жыл бұрын

It is and it puts young people behind financially given most of them are in student loan debt or underemployed.

@LisaLisaCJ

Жыл бұрын

It’s different living with parents and you refuse to help or pay a bill and live off your older parents. This is what american children do. The entitled ones

currently living at home at 25. I've paid off all my debt, and am saving for a full house down payment in cash before i move out. With my projected income and calculations i will be just about 27 when i move out and will have a house that i have fully bought, with no mortgage payments. I don't understand why people find it so hard to not spend money, if you set a goal for yourself and strive to reach it, then not splurging comes easy.

@Howhughes2013

Жыл бұрын

Congratulations man. That is a huge accomplishment.

Yes luxury goods went up, you know what else went up? Everything else. I can't imagine most being able to afford the home they live in now if they were forced to pay today's house prices.

@DiegoMejia86

Жыл бұрын

I'm not going to justify those who misspend. We choose what we do with our money, some will spend their check before it hits their bank. Others will save, we all make choices with the money we get.

Don’t let these landlords guilt trip you for not willingly playing into their game. They have everything to lose not you.

I was in my late 20s and early 30s living with my parents, I took a job promotion to another city and it was going to be temporary until that job didn't work out and I didn't have my priorities straight. I did contribute to bills and paid rent, I look back on it now and realize how dumb I was for how I spent some of my money at the time (I did save money and was able to put 20% down on my first home). But I could have afforded to move out sooo much sooner than I did and I regret that I stayed as long as I did (Mom didn't have an issue with me living there lol).

@karlabritfeld7104

Жыл бұрын

So you were a user.

@TheSoulCrisis

Жыл бұрын

@@karlabritfeld7104 How is someone a user when he said he was helping pay the bills? Lol

I lived at my parents home till I was 31 and paid $400 rent and saved over a 100k to put towards my first house and my monthly payment was less then $700 now I’m on my 2nd house which is over 3000 square ft cost over 800k. Living with my parents worked for me because my parents made sure I had goals while living there and my rent money went to the ones I loved instead of taking forever for a down payment on a house when you’re wasting all that extra rent money that can be applied to your future down payment on a house.

This gets me mad, I see it with my wife sibling's. They are young adults living with their parents, they dont help them with bills and they even take money away from then to fix their money issues. It's frustrating how the parents dont see that they are making things worse.

@Dooguy

Жыл бұрын

Where the F did the train come off the tracks? My friends with kids have done this and I cannot fathom how because they were not raised like this

@jeretso

Жыл бұрын

Sometimes the apple don't fall far from the tree as the parents can also be bad with money.

@karlabritfeld7104

Жыл бұрын

The kids are leeches.

@jensz9360

10 ай бұрын

The parents dont see it because they are enmeshed with the children and they are co-dependent on each other. Its basically mental illness.

Agree 100%. Left home at 19 and never looked back. Get out of your comfort zone.

@kjthomas4553

Жыл бұрын

True

@fargranhammerheart

10 ай бұрын

Why?

@prettyboishah2898

3 ай бұрын

How and what year?

I know of several grandparents commenting on grandkids living at home in their 20’s, play video games, not motivated to get jobs or anything else. We know of one, he is very bright, has never held any job, no drivers license, age 25 at home with mom and unhappy step-dad. No college classes or degrees. Baby sat baby sister. Only job experience. Step Dad foresees supporting this adult until he’s 50 or maybe forever and wants him OUT. How do you get a job when you are 25 and your resume is babysitting in your family? In contrast, a young woman in our church in her teens got a job with an equestrian ranch mucking out horse stalls. She became quite strong physically, earned and saved money and after High School, age 18 moved to another state (lives with family) to get the job training she wants. I told her mother, I am not worried about your daughter, anyone who is willing to muck out horse stalls and was a good worker at that humble job…let’s just say she will do whatever is necessary to succeed. She is also a believer due to the wonderful guidance of her parents.

@LG123ABC

Жыл бұрын

You're presenting a false choice. You can live with your parents as a young adult and still be ambitions. In fact, it's probably the smarter way to go because you can minimize your expenses and maximize your savings. It's called "thinking strategically".

@front331

Жыл бұрын

Interesting story. I'm more curious about the first example. What is their point or goal in life the way you described it? Why choose to live this way? Is he addicted to the games and staying at home all the time? Is he taking advantage? I'm no perfect person and do take advantage or easy way out, but that's not a good way to live, there's no legacy, contribution to society, no one will remember him when he passes. If you don't believe in school which is understandable, at least stay educated and up to date. The irony is, you are right, these so called avid videogamers are some of the brightest people there is. That's how it's been in my experiences also I know of gamers who are brilliant but waste their talent and intelligence because they spend time on videogames that offers absolutely nothing to society.

@tomryder3641

Жыл бұрын

>Step Dad By contrast, did that young woman also have a 'step dad'? Or was she part of a healthy family unit?

The cost of housing to income ratio is the HIGHEST EVER in American history right now. When Dave was 18 you could buy a house for 50k.

@xandercruz900

Жыл бұрын

And back then people made 80K starting out! Oh wait.......

@Twhistle

8 ай бұрын

@@xandercruz900most people aren’t “making $80k starting out”

@xandercruz900

8 ай бұрын

@@Twhistle No one back then were either. Yeah, a house was 50K, doesnt mean they were "cheap".

@Twhistle

8 ай бұрын

@@xandercruz900 the cost of houses (and pretty much everything) has skyrocketed like crazy since then. The money that employees pay employers hasn’t increased at the same rate. For guys like Dave to simply ignore factors like that is insane. Never said it was cheap but it was MUCH easier for young people to buy houses (and pretty much anything else) 50 years ago than it is today. And it’s not even remotely close. Guys like Dave think it’s still 1968.

You guys have no clue what it is like to try to survive on these low wages

Parents aren’t teaching their kids anything. They expect the schools to raise their kids for them

Hey Dave living with parents or family is a great way to be debt free, I thought you would like that?

@xandercruz900

Жыл бұрын

Almost like you didnt listen to the story they are responding to at all.

@donnajeffreys7452

Жыл бұрын

BUT how is this "helping" your parents by freeloading on their dime? It's time to grow up already!

@jragon9215

Жыл бұрын

@@donnajeffreys7452 how do you know that all people living with parents aren’t paying or contributing in some way?

@elvisfan6475

Жыл бұрын

Grow up kiddos

@jragon9215

Жыл бұрын

@@elvisfan6475 it’s not the 60’s or 70’s anymore, there’s nothing wrong with living with parents in fact it’s very beneficial and fortunate if anyone is able to still do that.

Living with parents but still contributing to society is one thing. Taking advantage and using the savings to blow money on wants is another.

Cause it has nothing to do with rising rent prices and wages having the least amount of growth and inflation being through the roof right it's all just about how your raising them ?

@jimmymcgill6778

Жыл бұрын

I know. As if these people don't live in the real world.

@Lonovavir

Жыл бұрын

Dave and those like him still think it's 1975. They're reinforcing the stereotype of boomers being clueless about the world Gen X/Millenials/Gen Z live in. Granted there are boomers who defy this stereotype but they're outnumbered by Dave's.

I lived at home on and off until I was 33. I moved out when I was 19 to go to college and then move back in when I was 25 for 9 months. I worked full time at Starbucks that entire time and saved 10,000 dollars and then moved back to Oakland, CA, where I had lived previously for 3 years. I then lived in Oakland for another 2 years, then I went to grad school for 3 years and came home during every break. Then I lived with my mom for 2 years, one year with her and one year without her. She died in August of 2021 and I helped her. Then I moved into my own apartment in May of 2022. I'm very happy to have my own apartment now and the only reason I can is because of my mom. My dad helped me for 8 years when I lived in Oakland and then paid my rent of 3 years when I went to grad school. They never charged me rent. I feel very blessed that my parents let me live with them as long as I did. I can no longer live with my dad (my parents got divorced when I was 14) because my step mom hates me, but that's okay because I make enough money to finally live on my own.

Been living w my parents, been saving half my paychecks every month while also paying for my own bills and household bills. Very grateful for my parents. Perhaps this is a cultural thing that somebody would see this a problem