Managing money is different from accumulating wealth, and the lack of investment education in schools may explain why people struggle to maintain their financial gains. The examples you provided are relevant, and I personally benefited from the market crisis, as I embrace challenging times while others tend to avoid them. Well, at least my advisor does too, jokingly.

@SandraDave.

18 күн бұрын

Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.

@KarenLavia

18 күн бұрын

It's often true that people underestimate the importance of financial advisors until they feel the negative effects of emotional decision-making. I remember a few summers ago, after a tough divorce, when I needed a boost for my struggling business. I researched and found a licensed advisor who diligently helped grow my reserves despite inflation. Consequently, my reserves increased from $275k to around $750k.

@ScottKindle-bk3hx

18 күн бұрын

this is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

@KarenLavia

18 күн бұрын

Well, there are a few out there who know what they are doing. I tried a few in the past years, but I’ve been with Melissa Terri Swayne for the last five years or so, and her returns have been pretty much amazing.

@Hectorkante

18 күн бұрын

Appreciate this recommendation, hopefully I can get some insight to where the market is headed and strategies to beat the downtrend with when I hear back from Melissa.

I think investors should always put their cash to work, especially In 2024, we'll start to see more market diversification. I'm hoping to invest about $350k of my savings in stocks against next year. Hope to make millions in 2024.,..

@Cynthia-mm1cv

5 күн бұрын

Since risk is at an all-time high right now, perhaps you should be a little more patient and return when it has decreased. Alternatively, you can consult a trained financial expert for strategy.

@TommyChong677

5 күн бұрын

Yes true, I have been in touch with a brokerage Advisor. With an initial starting reserve of $80k, my advisor chooses the entry and exit commands for my portfolio, which has grown to approximately $550k.

@RolandWingo

5 күн бұрын

I’ve been looking to switch to an advisor for a while now. Any help pointing me to who your advisor is

@TommyChong677

5 күн бұрын

''LUCIA ALICIA CRUZ'' is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.

@RolandWingo

5 күн бұрын

I searched for her full name online, found her page, and sent an email to schedule a meeting. Hopefully, she responds soon. Thank you

I use cash, and yes, I save the change. We take a vacation only every three years. The change is used for shopping. Last vacation we each had 200.00 to spend. It's not going to stack up for retirement. However, it does add up,

@shawnchristianson324

19 күн бұрын

That’s it? I mean that’s probably a great way to have some extra spending money, but for 3 years! That’s not very much at all, especially when on vacation.

@user-rl3tn1uh3p

19 күн бұрын

@@shawnchristianson324 their are four of us.

@geovannyl.2801

19 күн бұрын

3 years is crazy. Unless it’s like a mega 3-month trip around Asia or Europe!

@danayarbrough1494

17 күн бұрын

Do YOU, haters gonna hate 🤷🏽‍♀️

@patricksimon8943

7 күн бұрын

@@shawnchristianson324Once a year and each person gets $200 for souvenirs.

Number 4 about ignoring raises after 15 years means I now live on 50% of my income

Start early with diversified investments in stocks, bonds, and real estate. Maximize contributions to tax-advantaged accounts like 401(k)s and IRAs. Regularly review and adjust your strategy to ensure security.

@mfmcintyre

17 күн бұрын

People dont understand that the prices of things are never going back down. This inflation is deeper than we think. Those buying groceries are well aware that the real inflation is much over 10%. The increments dont match our income, yet certain investors still earn over $365,000 in stocks and assets. Wish I could accomplish that.

@bombasticlove76

17 күн бұрын

Very possible! especially at this moment. Profits can be made in many different ways, but such intricate transactions should only be handled by seasoned market professionals.

@mohamedali-fj8xz

17 күн бұрын

Some persons think inves'tin is all about buying stocks; I think going into the stock market without a good experience is a big risk, that's why I'm lucky to have seen someone like mr Brian C Nelson.

@mbnesbitt

17 күн бұрын

Finding yourself a good broker is as same as finding a good wife, which you go less stress, you get just enough with so much little effort at things

@hamzahamza-bz3rf

17 күн бұрын

Brian demonstrates an excellent understanding of market trends, making well informed decisions that leads to consistent profit

Saving the change was just the physical version of saving "round ups", and yet it got a big yikes. You shouldn't rely on it solely, but it makes a good sinking fund for a yearly treat.

@TBone-jh3rt

19 күн бұрын

The difference is that people are using cards 10x as often as cash, if they use cash at all. The difference in actual money put into savings is exponential. Saving physical change also requires time and effort to get it exchanged into a usable currency, while the electronic method is automatic and immediately usable. That automation also means that it starts earning interest sooner, instead of just sitting on your shelf and losing buying power by the month. George is right in that saving physical change isn't a long-term strategy at all, though I agree with the article that it's a good way to teach kids how to save.

Savings your change is the first way I taught my children to save. Then we would count and roll the change, they have to learn how to count money and what each coin is worth. Then putting the money into a savings account is the second way to teach them. Both of my boys are adults and have saved and still save and have never had any credit card debit.

OK, that Lionel Ritchie bit caught me off guard in a good way.... Still chuckling over that... ;-)

@crystalh1402

17 күн бұрын

I’m dying 😂

"Bonus content" George, it's an ad read.

@DFB-1990

18 күн бұрын

Right I’m getting sick of the double ad read in a 9-11minute video.

@user-yb5bg8im5g

18 күн бұрын

@@DFB-1990 ''i stopped when they 'strarted'''.

I mostly have cash right now and am waiting for the market to reflect the real situation. Is there a way I can make the most of my $550k savings and avoid any financial trouble? I've heard that the stock market performs well in election years about 90% of the time.

@Richmind-ir5zi

19 күн бұрын

You'll be waiting for a long time if you don't act. trade the chart!learn how to create a basket of securities like an expert or seek guidance from an advisor.

@Doracox22

19 күн бұрын

Most people want to manage their investments themselves but aren't prepared for a crash. Advisors are great for this job. My portfolio, handled by an advisor, has grown over 300% to nearly $1 million since the COVID outbreak.

@Suntz_u

19 күн бұрын

I've been considering but haven't been proactive. Can you recommend your advisor? Could really use some assistance.

@Doracox22

19 күн бұрын

'Kristin Amber Landis' is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment.

@Suntz_u

19 күн бұрын

Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.

It's recommended to save at least 20% of your income in a 401k. You can use online calculators to estimate how much you should save based on your age and income. Saving at least 20% of your income in a 401(k) can help ensure that you have enough money to retire comfortably. By saving this much, you can take advantage of compound interest and potentially grow your retirement savings over time.

@rogerwheelers4322

5 күн бұрын

Effective personal finance management is more important than the amount of money saved, regardless of whether income is earned through job or investment. Individuals can seek counsel from a certified financial advisor to optimize financial outcomes, who can provide specialized advice and methods to decrease expenses and maximize income.

@joshbarney114

5 күн бұрын

I agree, that's the more reason I prefer my day to day investment decisions being guided by an advisor, seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using my advisor for over 2years+ and I've netted over $2.8million.

@FabioOdelega876

5 күн бұрын

@@joshbarney114 I appreciate the implementation of ideas and strategies that result to unmeasurable progress. Being heavily liquid, I'd rather not reinvent the wheel, thus the search for a reputable advisor, mind sharing info of this person guiding you please?

@joshbarney114

5 күн бұрын

Finding financial advisors like Marisa Breton Dollard who can assist you on things like investing, insurance, making sure retirement is well funded, going over tax benefits, ways to have a volatility buffer for investment risk would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

@FabioOdelega876

5 күн бұрын

Marisa has the appearance of being a great authority in her profession. I looked her up online and found her website, which I reviewed and went through to learn more about her credentials, academic background, and employment. She has a fiduciary duty to protect my best interests. I sent her an email outlining my objectives and also booked a session with her; thanks for sharing.

George’s every episode increases so fast , the watching and like numbers keep going up during watching lol

Cash back ain’t that bad of a thing lol. Just be responsible. Duh. But if you suck at being honest with yourself then RUN!!!

@jllannoo

19 күн бұрын

I have two credit cards I use with cash/miles back. The airline one I use for most purchases,only budgeted ones. The other card is big box membership also in which I only use for budgeted expenses (mostly auto gas). The miles rewards pays for our annual trips and big box pays for yearly paper projects. I pay them off monthly, never pay interest and only use for budgeted expenses. Takes discipline but works for me.

saving all your change in addition to other savings techniques actually slays George. I see people say keep the change or throw it in the car. I bring mine home and can it, then when I get 1k I pay an extra house payment. Saving change alone isn’t the way but it helps as a bonus. What else are you going to do with it?

@meve531

19 күн бұрын

I like that!!!

I've used several of these and it's helped tremendously! I have my primary job which is the money I live on. I'm also part-time on staff at a church. My church check immediately goes into savings. So it's like I don't have it. I've also used the ignore raises. This is how I went from 6% going into my 401k to 15% in the matter of 2ish years. Not counting what my employer contributes.

I’ve been diligently working, saving and contributing towards early retirement and financial freedom, but since covid outbreak, the economy so far has caused my portfolio to underperform, do I keep contributing to my 401k or look at alternative sectors to meet my goals?

@arlenehill4ril

18 күн бұрын

No doubt, getting proper financial advice is invaluable, my portfolio is well-matched for every season of the market and has just yielded 125% from early last year to date. I and my coach are working on a 7 figure ballpark goal, tho this could take another year.

@okaydamian

18 күн бұрын

@@arlenehill4ril ambitious! could you be kind enough with details of your advisor please? i'm in dire need of growth on my finance

@LupeBaptista

18 күн бұрын

@@arlenehill4ril ambitious! could you be kind enough with details of your advisor please? i'm a complete noob at investing

@arlenehill4ril

18 күн бұрын

I take guidance from 'Karen Lynne Chess' can't divulge much here. Most likely, the internet should have her basic info, simply research.

@brooms4142

18 күн бұрын

curiously googled Karen Lynne Chess and at once spotted her consulting page, she seems highly professional from her resumé

Why is saving money so painful for people? Working out , eating healthy and saving money are probably the three most important things to do. Yet We have to trick ourselves into doing it. Weird.

@toohda

18 күн бұрын

Laziness and unwillingness to take control and responsibility

Biggest way is to set an automatic transfer from your checking account (through your checking account) on payday into an investment account, and with that, set up an automatic investment in your investment account using the automatic transfer. If its timed correctly, your checking account should show a lower balance (as it includes the pending transfer), thus making you think you have less money to spend every time you check it on payday. If you are paid every 2 weeks or every month, the payday should be the same day every month. If its 2 times a month, then it gets a little bit trickier to time the illusion.

@NicholasHarris

19 күн бұрын

If your employer's paycheck software supports it, you can also setup a paycheck split where you specify multiple accounts numbers that you receive your paycheck at. That way it never lands in your checking account at all, can go directly to your investment/retirement/savings account.

The auto transfer for checking to savings can actually be done on the bi weekly level so it coincides with your direct deposit paycheck as opposed to coming out monthly which will be in and out of sync every 5 week month...

My bank does roundups for free, so I was able to cancel acorns and save the subscription cost/fees

“Do I have to explain everything to you fools”😂😂❤️

Love this video, especially the Tello piece lol

Using cash helps bussineses since they don't have to pay a transaction fee.

I maintain ATMs for work and have a stupid savings method. Whenever I have to test a machine, I usually end up with a $20 in cash. I used to just keep and spend it on lunch, groceries on the way home, etc. Now I just toss it in a savings account. Could I make more interest on it? Sure, but the alternative was wasting it so I'll take it.

I save the coin change and save about $400 a year on average.

Thumbs up for the 'Exotic trip to Poland' :) Love it!

We have those roundup ones to in my country. Then they save if it for you and they give you 6% interest. I started using it for paying my debt.

George videos never disappoint 😂😂👏🏼comedy and finance?? Sign me up

@GeorgeKamel

5 күн бұрын

💪🏼💪🏼

I think the point of the “change to savings” thing is just to TEACH the basic concept of saving to young kids. Of course everyone should know you don’t build wealth like that but when my kids are young I’ll want them to make sure they understand how to save and why it’s good. You can get into the nitty gritty details more extensively when they get older.

Best tello AD ever 😂😂😂

@eddieschwab864

19 күн бұрын

I suppose it's okay but if that's the case he needs to for playing Lionel Richie and The Commodores he needs to hand in his Millennial card and pick up an honorary Boomer card

I literally spend on and pay my credit card within minutes. Before it even posts, I’ll have a credit most of the month. And my rewards are redeemed to my brokerage account and held in a money market. You literally have to be that diligent for it to work. Teaching to act like credit cards and credit scores don’t exist as opposed to discipline is wild.

I save all my cash back for Christmas or big purchases. I just put my bills or things I will be buying anyway such as groceries and gas. No I won’t get rich but it is more then nothing disagree with that one. And most people are not delusional to think they will that’s dishonest in my opinion. Some people should not have them but if your responsible with it you can have a good add on!

hit like for that sick mewtwo burn

Cash rewards are great. You just have to be smart and pay off card immediately. Points cards not so great. Too hard to track and use points.

@derangedone13

19 күн бұрын

My points cards lets me use them on Amazon. Got me the Air Fryer I have been eyeing for over a year for free (and boy, with the heat, that air fryer is a MUST for me now. I can't imagine having to heat up my whole house by using my oven right now. 🫠)

If you are not in the financial market space right now, you are making a huge mistake. I understand that it could be due to ignorance, but if you want to make your money work for you.... prevent inflation

@eliantomasup8286

18 күн бұрын

It's 2024, I'm here to remind you again that it's not too late to take your investment journey seriously. I struggled for years before I started my crypto journey this time last year. All efforts before that moment felt hopeless and useless. I am here to tell you, it is not. Crypto changed my life.

@gergmohsen9472

18 күн бұрын

Spot on. The market presents different. opportunities to create passive Income, with the right skill and proper understanding you're good to go.

@islaperez1151

18 күн бұрын

You're right, the best time to buy in the market is when there's fear. A huge part of my growth has also come during this bear market. This year alone, I have scaled from 180k to over 354k.

@Jannaraymond829

18 күн бұрын

How were you able to make that much? Seems like I'm not lucky enough.

@islaperez1151

18 күн бұрын

I Invested across the top markets but not by myself though. I also follow the guidelines of Tracy Britt Cool. I can correctly say she is worth her salt as an !nvestment advisor as her diversification skills is top-notch.

George talking about pokemon just gained him a subscriber

0:59 putting Skylar on blast 💥 😂😂

an exotic trip to Poland😂 that had me double checking what he said.

George reminds me of Michael Knowles...anyone else?

@coreyw5981

19 күн бұрын

I keep wondering if this is a Daily Wire channel

@filmandflourish

19 күн бұрын

Jake Gyllenhaal could play George if a movie was made about him haha

I really love this one, especially the Lionel Richie song. Lol😂Thanks for sharing.

They need to talk about splitting up your paycheck with direct deposit into accounts at different banks. I don't know how people budget if they have the entire check directed deposited into one account. My check is split up 7 ways between 3 banks. My emergency savings account has $25 bucks directed deposited into every payday. One checking account I use solely pay by car insurance/maintenance. And with a $100 bucks a paycheck I always have enough money squirreled away to pay the insurance / oil change etc. Why separate banks? Because it's just a little bit harder to dip into and steal from the emergency fund or car fund when another account gets low. I have one account solely for everyday spending. Grocery/dining out/gas etc. that one usually gets emptied out quick but I know what I can do for 2 weeks and then I wait until payday. One account solely for mortgage and utilities. Aim to direct deposit a little more than half the total dollar amounted needed for the month. Then boom you've always got a little bit more than needed. You also catch up even more when there is 3 paychecks in a month.

@tim_9562

19 күн бұрын

Envelope method but with banks

@ericar.6370

19 күн бұрын

That sounds overly complicated and too many opportunities to miss something or make a mistake😮 but great if it works for you! Saving is good.

I’m putting 700$ a month into a hysa with automatic deposits weekly. 75$ on Tuesdays and 100$ every Friday. 29, make 150k a year. Bought my home in 2020. Started following Dave Ramsey last year and paid off about 40k in debt majority of that being credit cards. I hope to retire at 50 please Dave Ramsey is my next favorite person to snoop dogg.

George, you are freakin' hilarious!!😂

I use the two extra paychecks per year strategy. Assuming a (bi-weekly pay) two paycheck per month budget... miraculously twice a year an extra paycheck goes straight to my savings!

The ad for tello 😂😂😂😂😂

@eddieschwab864

19 күн бұрын

Fast ticket for a millennial to hand in their Millennial card and pick up an honorary Boomer card, playing Lionel Richie

I have never had trouble saving. I just have it filed as a "bill" in my brain. So I pay it out like I would every other bill every month. 🤷

A credit card with cash back works for me, I only use it to buy things that I need and will buy with real money, examples gas and groceries, then I pay it off a week before my due date, by doing this I never pay any interest but the opposite, get a little free money doing what I already had to do.

10:37 fortunately, I am from Poland and I live 25 minutes from place on the picture :D

Here to appreciate that bomber 👌🏼

Helloooooo … best song ever big thumbs 👍 up ❤

Round ups are a nightmare for budgeting software.

My takeaway was George buys pokemon cards

Talking about being two paws deep in a kitten hole is pretty wild…

wise advice in a funny way..thanks

Hey George! I never see you talk about a solo 401k! I'm self employed and don't get a employer match!

@iamfr00tl00ps

19 күн бұрын

Check his videos for Roth IRA. That's the recommended retirement account for people who don't get a match.

@rebeltheharem7028

19 күн бұрын

Quick Tax Strat: If you ballin (around more than 50K in savings a year): In order of priority or concentration of savings: 20+ years way from retirement: Roth 401K & Brokerage after contribution CAP. 10-20 years away: Roth > Traditional > Brokerage Less than 10 years away: Traditional > Roth > Brokerage If not ballin (around 30K or less a year in savings): Traditional > Roth > Brokerage (doesn't matter how long you have until retirement, you don't make enough money to take advantage of tax benefits). For a full explanation: If you are a solo 401K, it essentially means you can put 69K Total (in 2024). Depending on if its ROTH or normal 401K, your strategy differs. 15-25 years away from retirement: Get a Roth 401K and put as much as possible, as the tax benefits are significantly better than normal 401K. If you can max out a Roth 401K, then do it. Less than 10 years away from retirement: Normal 401K, then only put it up to a certain amount till you can reasonably expect to withdraw around 50K (I expect this to be the limit for a 0% marginal income tax bracket in 20 years) a year every year in retirement. Using the 4% withdrawal rule, its 1.25 million, or if you use 8%, its 625K. Less than 10 years away from retirement means you likely won't have enough time for compound interest to take advantage of the tax free withdrawal of a Roth 401K. If you want to hedge around tax rate changes, or have a lot of savings to spare, do a combination of both (and start taking out from Normal 401K , while delaying the ROTH 401K until later, after you exhaust your normal 401K.) If you are mega ballin, and have even more savings to spare, then put the rest into a normal brokerage account. Depending on how much you make, the capital gains tax on a normal brokerage account may be significantly less than a normal 401K (as all normal 401K withdrawals are taxed at normal income tax levels, which means after 110K in withdrawals, you will be paying significantly more taxes compared to capital gains). The tax rates are 0, 15%, and 20%, which (where 20% is 500K+ in income), so no matter what, it will always be cheaper to pay capital gains than the normal income tax rate. If you want to know the break point upon which a 401K withdrawal has more tax than a brokerage account, its 200K (as of the current tax rates, that's when it starts going over 20% income tax).

Here’s an odd one that helps: have all your paycheck and everything else direct deposited into your Savings Account ( not your checking)! That way you have to think twice before you spend it. Also have any ‘extra’ money you get, tax returns, etc. directly deposited into your Roth IRA to invest it.

*People don't understand that the prices of things are never going back down. This inflation is deeper than we think. Those buying groceries are well aware that the real inflation is much over 10%. The increments don't match our income, yet certain investors still earn over $365,000 in stocks and assets. Wish I could accomplish that*

Saving the change or moving money from checking to savings only makes sense if it’s a high yield savings account. My money market and max checking account is way better for saving than the savings account.

I saved my Cashback($800 last year)… it costed me nothing and my budget didn’t let me buy more than I normally but of course the Ramsey camp doesn’t care…

I feel attacked.

Credit card debt is bad, but credit cards are just a useful tool when used safely. Just like a car is a great tool to get us to work, home and pick up food/medicine. It is also very dangerous (42,514 US fatalities last year). Bottomline: a tool is a tool.

@brandonbeck1946

19 күн бұрын

😂😂😂 think you're winning at a game they set up

The raise investment is what I did, got a good 9% raise this year and increase my roth 401k contribution to only have about a $20/paycheck take home raise.

Bro if I could afford base charizard I wouldnt need to watch this video

@ka.chatfield

19 күн бұрын

Keep watching. You’ll get there.

“Saving $1 for an entire year, at the end of the year you’ll have over $30k” - some millennial

who the hell assumes a 10% rate of return in traditional investments?

To make money you need money, that what I believe and i need 970$

I read the title as “Shaving”

Ramsey team is avoiding the Wells Fargo rent credit card story like the plague.

@1800llamas

19 күн бұрын

From my understanding that card is losing them money.

pokemon references on point. MTG next time please ;)

"Mid" is what people say when they're too lazy to say "mediocre".

George, buddy, pal… Base Charizard was never good, even back in the day.

Cara are evil! 😅George is the best.

1st like for the 1st time

George is going to be reincarnated as a cat

The amount of scammers posting comments… geez!!!

Collect two dollar bills. I did it I’m rich now

I don’t use physical cash at all. I have an adult child living with me that believes any cash in the house is hers. She takes it, even from the little ones piggy bank!

@justanotherpotato5523

18 күн бұрын

That’s messed up gotta teach her a lesson

@sallyprzybil2404

18 күн бұрын

@@justanotherpotato5523 she has developmental and intellectual issues. She’ll take the cash then even if you see her do it, she says she didn’t do it. Sometimes I think she actually doesn’t remember doing it. So I just stopped using cash. And I don’t let her have access to my purse as she’ll look through it.

@EricFant

18 күн бұрын

That's literally theft.

@sallyprzybil2404

18 күн бұрын

@@EricFant I agree. But she has developmental and intellectual issues. You can even see her when she takes it, yet if you ask her about it she swears she didn’t do it. She has a form of brain damage. I really be,ieve she doesn’t remember she did it. Like a child she’ll spend it on candy and toys. So my accommodation for her behavior is no cash in the house, and/or to hide any kind of money from her.

You should do a video on fractional reserve banking and our debt money system. Since all money is created from debt, and money is un-created when debt is paid back, if everyone paid back their debts, there would be no money in existence. When you factor in interest, there is more money owed than there is money in existence. You would be doing a great service on blowing the whistle on the biggest scam of all time.

Mewtwo is a c level psychic 😢?

i am an adult i don't need tricks.

People are getting raises of $500 a month??? Average income in US is $60k, that's a 10% annual raise, who the hell is getting those? Actually it's even more, since the $500 is after taxes. WTF George, do better.

@andyndanaemcburney122

19 күн бұрын

Maybe he was thinking of commissions, bonuses, or some other money that is paid beyond the base salary.

Channeling Lionel Richie? I think you need to hand in your millennial card and pick up the honorary boomer card

3rd

The anti-cash back one is nonsensical. Obviously just aligning with Dave's hardline anti-credit views. But yes I do save 1% on most purchases and no I don't throw away the savings? Anyone who is disciplined would benefit from it.

Do not recommend. I implemented each of the seven suggestions and ended up spending more money.

4th

All of the article’s tips assumed that the reader was going to be disciplined enough with their finances to actually do those tips to see some actual results. Funny how George has to pick and choose when people are going to be disciplined so that he can still tout the Ramsey Team mantra about people can’t possibly be disciplined with credit cards. He slips up a little too with the free 100% return on the 401k (because a 100% return is always better than paying off debt, unless you’re talking about payday loans of dealing with loan sharks) and slighting people who save their change after spending cash. The Ramsey NPCs’ minds may get blown when they hear that since they believe that you’re supposed to use cash >90% of the time, right?

@scottcampbell96

19 күн бұрын

Exactly, having and following a budget solves any problems they have with using credit cards.

second

I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Charlotte Miller.

@ArashHildeman

18 күн бұрын

She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states

@pedroAgondel

18 күн бұрын

The very first time we tried, we invested $1000 and after a week, we received $5500. That really helped us a lot to pay up our bills.

@user-um8pz5fl5c

18 күн бұрын

I'm surprised that you just mentioned and recommended Charlotte Miller, I met her at a conference in 2018 and we have been working together ever since.

@chrisrosario-kb3nw

18 күн бұрын

I'm new at this, please how can I reach her?

@DavidBishop-y8m

18 күн бұрын

I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills

There is nothing wrong with a cash back credit card for responsible adults.

@justanotherpotato5523

18 күн бұрын

I agree. I just buy what I would already buy like gas and pay it off every month

@nicholasjackson8782

18 күн бұрын

@@justanotherpotato5523 exactly

@alejandramarina4068

18 күн бұрын

Agreed but that’s not the target audience for people that listen to Dave Ramsey. It’s irresponsible people that got themselves into a ton of debt and can’t handle the responsibility of a credit card.

@nicholasjackson8782

18 күн бұрын

@@alejandramarina4068yeah that's true

@cereal76

17 күн бұрын

The problem with that is most adults aren't responsible.

Every single one of these supposedly hypothetical people that George name-drops are actually real people that he has lots of petty spite for in real life.

I know he didn’t just dis my boy Mewtwo like that…

You say that using card instead of cash makes you spend more. Then go on to say nobody is using cash to save coins. Maybe start promoting people to use cash and not mindlessly swiping. Just a suggestion

Actual question. Is your content meant for children? Because it plays like a children's show.

My piggy bank feels attacked. ;(

Mewtwo was the original Goat not a C Class Psychic type