When I paid off my car I made pretend car payment to my savings

@2413jonnielynn

2 жыл бұрын

Smart! I was thinking of doing this the other day so I'm less tempted to wait and spend it.

@nancysmith2874

2 жыл бұрын

That way I had the money for a new car. I was used to paying it do I didn’t miss it and made interest instead of paying it

@stevensaxon8888

2 жыл бұрын

@@nancysmith2874 do you invest in the stock market or just put it in savings account?

@heidihurn9828

2 жыл бұрын

My friend when she paid off her mortgage she still used the money she was paying every month on her mortgage paid into another account and saves it x

@NaturallyDOPE0990

2 жыл бұрын

I took my car payment and made an extra principle payment to my mortgage every month

I agree with almost everything on your list but one huge standout for me: I have to have home decor. I cannot live with blank walls, without lamps, without beauty in my home. But I buy preowned: garage sales, estate sales, thrift stores. Sometimes clearance sales.

@dianeguy7452

2 жыл бұрын

Agree!! Little dollar tree things make me happy. Pumpkins candles little signs etc. gotta have it

@countrysister700

2 жыл бұрын

Joanna Gaines? She does mostly decor items that are seasonless and timeless (will vary with your taste). Just adjust florals, plants, blankets, etc to adjust seasonal colors and temperature changes.

@dianebaugher3919

2 жыл бұрын

Me either I need it to be homey and you can decorate very inexpensively

@capricer3817

2 жыл бұрын

That's the way to go lol.

@sheilagravely5621

2 жыл бұрын

Yes, I agree. I can't live in an institution setting.

My dad always said, "Buy the best you can afford." If you buy the cheapest, you'll be replacing it many times.

In our first house (1980), it came with an old washer & dryer (such luxury after apartment living!). I kept a coffee can on the dryer, and deposited money in with every use, to equal what a laundromat would have cost. When full, it went into a savings account. When we had to replace them, that little habit paid for the new pair. I kept up that practice for many years.

@pegasus514

2 жыл бұрын

sounds like my parents, who were depression babies.

@happycook6737

2 жыл бұрын

I love that idea. Very cool.

@donnaleeclubb119

2 жыл бұрын

Cool. I have never been able to do that BUT when I do get paid, I pay the church and our bank account first.

@gailpopehn9221

2 жыл бұрын

I remember we got used WD from uncle I was so excited have my own washer I sat & watched it do 1st load or 2 . Sad. Fun besides no money to do anything else haha

@suemurphy1730

2 жыл бұрын

@@pegasus514 My folks grew up during the depression, and I learned many fiscal lessons from them.

My husband and I tried Saturday afternoon dates instead of date night. So we go on a hike, a canoe, or something free that encourages getting along and communicating

@mjmk8928

2 жыл бұрын

Yep!the better things in life are for free!!😊

@marykincaid7477

2 жыл бұрын

A great idea and also a find u tend to speak more conversation

@weloverescuedogs2820

2 жыл бұрын

I love this! We try to do this too! Life gets so busy and sometimes the best times are our chats. Add something fun, and you’ve got a winner. I love watching movies, but not for “date night.” I want to talk and goof around, and laugh! We do sometimes go to a matinee in the winter, but we sit in the back row. 😉😉

@happycook6737

2 жыл бұрын

What a lovely idea. I bet there would be more successful marriages if couples did what you do.

@donnaleeclubb119

2 жыл бұрын

My husband and I go to the Zoo and on a picnic afterward. It's not a date night, but an activity during the day. We have no children.

Fashion is what you love not what everyone else loves. I've got clothes 10 years old that I still love. So who cares what someone else thinks is fashionable.

@maryh.2729

2 жыл бұрын

I agree with you 💯.

@taylorgontkovic4543

2 жыл бұрын

True, never kept up with Ms.Jones fashions, I love what I love no matter how odd, or old it is..Anyway it comes back around..lol Iam Eclectic, so I make it all work...

@fourshootingstars5120

2 жыл бұрын

@@maryh.2729 o

@Jnt2252

2 жыл бұрын

I agree it what’s makes u feel comfortable. It’s your taste not anyone else’s.

@nicnonya5239

2 жыл бұрын

People in America all blend together. They all want the same things. Everyone has bike shorts, north face jacket. Whatever is in, everyone has it. What happened to originality?

Finally! Someone who has sensible advice without being pretentious.

1. *Home Decor 2. *Tchotchkes 3. Magazines 4. Lamps 5. Plants 6. Throw Pillows 7. Themed Sheets 8. Extra Sheets 9. Extra Towels 10. Dryer Sheets 11. Dryer Balls 12. One purpose Kitchen Tool 13. *Rice Cooker 14. Delivery Food 15. Takeout Drinks 16. *Fast Food 17. Eating Out 18. Restaurant Drinks 19. Bottled water 20. Juice boxes 21. Alcohol 22. Prepackaged fruits and Vegetables 23. Things Full Price 24. Things unless actually use them 25. Dvd 26. Cable tv 27. Unused streaming subscriptions 28. Cheap bikes 29. Toys 30. CDS 31. Stuffed Animals 32. Halloween Costumes 33. *Video Games 34. iPads and tablets for kids 35. Kids books 36. Paperback Books 37. Bday gifts for extended family 38. *Holiday themed stuff 39. Paper cups 40. Paper plates 41. Paper Bowls 42. Plastic Utensils 43. Beauty Products 44. Lipstick 45. Girl Razors 46. Manicures 47. Pedicures 48. Pumice foot stone 49. Perfumes 50. Excess jewelry 51. Stilettos 52. Uncomfortable Shoes 53. Extra Purses 54. Extra Wallets 55. Fashion Trends 56. Anything with Interest except home 57. Cheaply made products 58. Anything you can’t afford

@kathyshishilla1767

2 жыл бұрын

Than you for saving me 13:45 minutes!

@Borderlinegoldenretriever

Жыл бұрын

Sounds like a really sad and joyless life

@Antonia-et5sb

Жыл бұрын

How Harsh. Just because it doesn't fit your lifestyle why be so mean? Remember what Mom said??? If you can't say anything nice... Karma....

@queentinadoire6931

Жыл бұрын

Well, I guess that I'm doing great. I don't buy any of these. I stopped buying these about 4 years ago. I just use what I have.🤷🏾 I also stopped buying gifts. I make cards online and email them. I've asked everyone not to buy me any gifts as I have too much stuff in my closets.

I think the message is “Everything in moderation.” I personally wouldn’t spend $20/day on lunch or more than Target prices for a bike, but I have pictures on my walls and scented candles on my table and that’s what makes ME happy. I love saving money on groceries and laundry pods, but I will still continue to use Tide and drink Starbucks when I feel the need. This list is pretty extensive, but no one should feel like they have to cut out every little pleasure in life to be successful.

@TaliaZuriShaya

2 жыл бұрын

You're living the Tonya - Christine way. That's wonderful!! 🙂💐😺

@lubas4945

2 жыл бұрын

I am sooooooooooo with you......I will save and be frugal but allow myself little pleasures.

@ywLDSforever

2 жыл бұрын

@@lubas4945 I am totally going to quote you. :D this was stated so eloquently!

@angiem8434

2 жыл бұрын

Yeah having my home decorated how I like makes it an escape for me from the stressors of the world and I love to garden so plants are a most. Life is hard and short..you have to enjoy it before it is over

@aunteepsalmsfasting

2 жыл бұрын

@:41ish she says this. You both are on the same page

I feel RICH if I have money in my pocket to offer to someone I meet and I can offer to buy them a soda or a cup of coffee. It's just something simple that makes me "feel" rich. How silly am I?

@jdbfortney

2 жыл бұрын

❤❤❤

@johnneal7832

2 жыл бұрын

Not at all🙏🙏

@susanrhodes5681

2 жыл бұрын

I connect with that.

@melaniegodwin8791

2 жыл бұрын

Not silly at all.

@sheilagravely5621

2 жыл бұрын

I love you. I do this in alot of different ways. The feeling I hey is far more important to me then money in the bank.

GREAT TIPS! My husband & I never paid interest on any purchase in our entire 52 yr marriage. The exception was our home which we also paid off 10years early. We lived on a strict monthly budget & each of us invested 15% of our income in a retirement fund. We were still able to travel, raise our family & live comfortably. Moved from north to south yrs ago & feel blessed everyday that we were able to set goals & meet them.

@suejames3208

2 жыл бұрын

We are made from the same "cloth" as they say. Been married 51 years and have always paid credit card in full every month. In fact, the first time we applied for a credit card in around 1973/4 we were refused one. No borrowing history except mortgage.

@commanderwaddles3483

2 жыл бұрын

That is my DREAM!

It's incredible how little you really NEED when you live a sensible life. When you prioritise a clean house and cooking proper food from scratch, you live a full and satisfying life. Prioritising trinkets and 'stuff' at the expense of family time is a poor way to live.

As I have gotten older, the things that used to matter to me no longer do. GREAT video!

@ireneroy8820

2 жыл бұрын

Same! I don’t have to have STUFF to be happy and content.I love plants and flowers on the outside, my yard is so beautiful, my husband and I did it ourselves, I grow flowers from seeds,and I buy a some annuals, 4 coleus, 4 wave petunias, 2 ferns. We grow a small, small garden. My husband does all our yard work, push mower, I can make 4 meals and broth from 1 chicken. I love being frugal, my husband too. We get our personal items and household items, make up from cvs couponing and extra care bucks. Almost no money OOP for that! Saves $1000’s a year.no manicures for me! Simple is BEST!! We’re debt free, except for the house which is worth double what we owe on it.

@mariama8157

2 жыл бұрын

I wish for you long happy life

@lmr45241

2 жыл бұрын

I liked the jewelry one - I have a simple but high quality gold and silver sets, but otherwise for daily use (and really ever), that's about as much as I want to think about jewelry. I think a lot of these points aren't just about money, but investing any of your assets (including time, attention) where it has the most value for you personally.

@keralee

2 жыл бұрын

So true! I would be a millionaire now if I had been this way when young.

@happycook6737

2 жыл бұрын

That is very true.

Some of this is about excess, yes. However, my space is where I'm happy so I do have a pillows, a few ornaments and tasteful pictures. It is pleasant to walk into. I treat my classroom the same way so that my students have a cosy space.

I love house plants! I don’t buy decorations because my plants are my decorations. But I’m a green thumb and have a huge functioning garden we eat from year around. So my plants outside save me money on food.

@denasharpe2393

2 жыл бұрын

Great! You have fresh what you enjoy and don't have to watch for sales!!!

@raquellambropoulos279

2 жыл бұрын

I also propagate plants

@susandevitte2137

2 жыл бұрын

Inside plants are good for your health and they make your home look nice.

@criticRN

2 жыл бұрын

Love plants 🪴

@leannsmreker3201

2 жыл бұрын

I clean houses and grew all my plants from starters my clients gave me. A lot of them just throw away mums and poinsettias.

I love hearing people talk about stuff like this! Frugality is where it's at. Spread the word 🙏🙂

@leannsmreker3201

2 жыл бұрын

I love being frugal. I am right now making a bean and cheese quasidilla which costs about 50 cents

@justsomeone64

2 жыл бұрын

@@leannsmreker3201 Now that's what you want. Get that nice quality AND nicely priced food 🙂😋

@odettewinter

Жыл бұрын

Yas

@odettewinter

Жыл бұрын

@@leannsmreker3201 Share?

Two sets of sheets per bed are optimal. They actually wear out slower if you alternate, so two sets will last more than twice as long.

@lisamartin3346

2 жыл бұрын

Plus, if you’re tired and don’t want to wash the dirty set today, you still have tomorrow to do them if you have a second set to put on the bed today.

@pucktool3751

2 жыл бұрын

I have two sets per bed as well and it means I don't have to put them in the dryer, because they don't have to be dry the same day. Definitely they last longer this way.

@melissai4798

2 жыл бұрын

I’m not sure that makes sense…. If I have one bed sheet and use it for 1 year and I have two sheets for another bed which are used for 6 months each, I am pretty sure that the amount of wear on the 1 sheet set will be double of the other two. That’s just mathematically correct. Taking off a set and swapping it does not magically add life to the sheet….

@emmaociee

2 жыл бұрын

I totally agree! Plus, it’s nice to have two on the off chance that something crazy happens (drink spilled, stomach bug accident, or other bodily accident…yes I went there😅)

@billiechristine4034

2 жыл бұрын

We do the two sheets as well, but instead we have a nice cotton set for the warmer months and a flannel set for cold months. We also went with nicer sets instead of a really cheap ones, they have lasted years and are still like new.

I have a rice cooker. Don’t have an instant pot. Every house is indeed different. Finally purged the unused blender. Yay!

@kristinesharp6286

2 жыл бұрын

@@MilwaukeeWoman cooks the less expensive rice and tastes better than instant rice. It pays for itself.

@aleciamcdonald3941

2 жыл бұрын

Love my rice cooker. Would not have a pressure cooker (aka instant pot). Set those things up wrong and BOOM! Maybe they have safely features now, but still not for me

An Egg McMuffin at my local McDonald's costs $4.50. For that price I can buy a pack of 12 English muffins, 12 eggs, a pack of cheese, and a package of Canadian bacon. My local diner charges $9.00 for a freshly made waffle. I can make one at home in my waffle iron for about 25 cents.

@karenbolton9526

2 жыл бұрын

That would cost 30 in New Zealand as huge food price

@susanrhodes5681

2 жыл бұрын

@@karenbolton9526 I don't know where he lives but in Orlando, that would be over $20. closer to $25.

@shanaliseramsey7098

2 жыл бұрын

Where do you live? Sounds impressively cheap

@craftingwithapurpose6479

2 жыл бұрын

Those items would cost about $8 here in NWArkansas, but make six meals for my husband and I.

@devlevine2782

2 жыл бұрын

That would cost alot more in the Chicago burbs

Home Decor is a MUST!! For me at least because it makes me happy and it makes a home my own!! But home decor does not have to be expensive! Little holiday decor can be very very cheap if you build it up little by little every year and go clearance shopping after every holiday and store them for the next year

@elizabethnichols2284

2 жыл бұрын

Also, I get decor as hand me downs from my mom and mother-in-law. They love to give things away that they're not using. I have a box of cookie cutters from them that I truly enjoy using. I don't have a lot of anything, but I have a little box for each season and I'm happy to see all that stuff.

$40 a day on lunch is insane ! I could eat for a week on that amount of money.

@margaretweber3931

2 жыл бұрын

I suppose it depends on what your salary is though she never mention what type of work the person does if I earn $200,000 a year it wouldn't bug me to spend that much on food because my time is worth it

@alysononoahu8702

2 жыл бұрын

It's delivered to 2 different places

@sarahmc8309

2 жыл бұрын

That’s insane ! 40 bucks a day on lunch ?!!! That’s 15k a year on ONE meal a day 😨😨😨

@lestermorillo3733

2 жыл бұрын

@@sarahmc8309 madness.

@pegasus514

2 жыл бұрын

@@margaretweber3931 if I won a multi-million-dollar lottery, i wouldn't waste money like that. Perhaps one big celebration, then back to business, as usual.

Donate stuffed animals to your.local animal shelter or rescue! You'd be amazed- our rescued, battered, scarred up pitbulls are very comforted by their stuffed toys.

@hannahl4269

2 жыл бұрын

My pittie LOVES stuffed animals and anything soft that's comforting. Definitely consider giving them to a shelter if there's one near you!

@johnneal7832

2 жыл бұрын

I get them in charity shops for next to nothing, along with throws, towels etc, they give you them for next to nothing when you tell them it's for another charity here. One told me oh we collect the stuffed toys we get and send them to the local dog rescue🙏🙏

@amelia-ireneinpdx2613

2 жыл бұрын

You can also give them to shelters where kids might be "homed" for a period of time. Frequently they land there or in foster care without any of their previous toys & need something to give comfort. Or you can give to a firestation for the same reason....

@happycook6737

2 жыл бұрын

What a good idea. I never thought of that.

@elanamarshallsea4781

2 жыл бұрын

Great idea thank you.

I don't buy anything from Amazon, not one single thing, I started boycotting them about 5 years ago for many, many very good reasons and haven't missed them. I don't buy merchandise, i.e. cups, sweatshirts etc that someone has had printed up on cheap products.

@sarahmc8309

2 жыл бұрын

Me too ! My friend worked for them many many many years ago and was treated like utter crap - I bought from amazon once in my life and never did again

@desertmoonlight2880

2 жыл бұрын

I don’t support amazon until Jeff starts paying taxes

@brucemarsico6

2 жыл бұрын

neither do i...nor...do i shop at wal-mart....no need for starbucks, cupcakes, or some other 'cool' spot to see and be seen in. i eat every meal at home, brew my own coffee. i drive a near thirty year old car. BUT...with what i save i visit New Orleans and San Juan, Puerto Rico every year. Why make those places (wal-mart, amazon, starbucks) i mentioned richer? They're not making me rich.....

@giannaa.494

2 жыл бұрын

yassss i hate Amazon even if its cheap. If the brand has its own website, I buy directly from there instead of Amazon.

@angelasepi657

2 жыл бұрын

I don't buy from Amazon either and never will. Jeff Bezos doesn't need my money. He doesn't exactly treat his employees fairly.

I started out as a minimalist and now we are going to one income so now it’s to be frugal. So happy to find your channel❤️

I spent ten dollars on fall decor from the discount section at Walmart. I love decor but I try to be very intentional with what I bring and I need it to be cohesive throughout the whole home. I’m a minimalist at heart - as much as I can with a husband and three boys from 2 to 7 😂

"You can afford anything, but not everything" Paula Pant Great video. I try only buying items that add value to my life. I'm no longer "cheap".

@granitemoss1451

2 жыл бұрын

'Afford Anything' is TERRIFIC podcast, love Paula.

With the current state of the US dollar ($1.00 worth $0.50 by 2030) this is a priceless lesson on how to survive with a family on what you have. My husband and I went with the Dave Ramsey envelope system and paid off both cars, student loans, and two credit cards within the first 4 years of marriage. We are still debt free with up to 2 years food storage, water filtration systems, personal protection, home backup power, and stockpiles of emergency gear for all seasons. The freak winter of 2021 in Texas just ramped up our preparedness plans. And I get to be a stay-at-home mother to our 2 year old.

@BlindFaith777

2 жыл бұрын

Trust me! Scrimping and saving to stay home with your child/children is worth all the money in the world. Daycares and babysitters have been raising the majority of US citizens for decades. This is so detrimental to a society and we are seeing the results of what it does now. Folks are too busy to 1. Truly instill values or correct behaviors that are being learned at daycare. Too busy to to pay attention to policies our government is pushing through while we are busy spending our $$ and paying taxes on taxes. Too busy trying to regroup from work place drama. I could go on- if you get it- you get it. Walk with Jesus Christ daily and you’ll never want for anything and never get lost.

@SparklesWithStyle

2 жыл бұрын

@@BlindFaith777 preach! 🙌🏻

@Realatmx

Жыл бұрын

Wat is dave Ramsey envelope system am curious

Rice cooker is amazing! Saves SO much time and it’s perfect rice every time. I got one at Walmart for like $10 about 8 years ago and it’s still going strong :D

@alionessprincess

2 жыл бұрын

I know they are super useful!! However, I got a fancy expensive asian brand as a Christmas gift last Christmas 2020 and it was almost 300 dollars!! I wanted to tell the gifter to return and just give me the money/cash!! 😁But they wanted me to take it..so fine.😭

@Rusty6507

2 жыл бұрын

Ditto. I had an old Aroma rice cooker. It made great rice. I gave it to one of my children when he moved out.

@RailinX

2 жыл бұрын

@@Grrrrrrr123 a rice cooker is much faster and never fails to make perfect rice, and I don't have to watch it, it will turn off by itself when the rice is ready. I often need to throw the food in the instant pot and rice cooker to get cooking while I go put the kids in the bath.

@grannygoes7882

2 жыл бұрын

I used my rice cooker till I got an instant pot and instant pots makes really good rice. I didn't get rid of my rice cooker because sometimes I'm using my instant pot for other things but the rice cooker/instant pot is awesome. Just turn on the switch and forget it.

@alinemaciel4451

2 жыл бұрын

I can’t to live without a rice cooker

Her husband is so lucky, she is the perfect wife. She is beautiful, smart, active, a lovely wife, practical and is not materialistic. I think if she was a millionaire she would still be minimalist and never selfish. I am a fan of this channel.

@roselee4445

2 жыл бұрын

He will likely dump her fir cute girl at, yes Starbucks

@jmpardo11

2 жыл бұрын

@@roselee4445 no

I can agree on basically everything except the ending trick or treating at 12. Kids don't get to be kids for long let them enjoy the little things like dressing up and going around to collect candy once a year. If a 30 year old man in costume showed up at my house on Halloween you best believe he's getting candy.

@AB-zr8pu

2 жыл бұрын

I'm with you there. Halloween is just plain fun and i have no problen with older kids trick or treating.

@betsybabf748

2 жыл бұрын

Agree 100%. Same with all holiday stuff and why I will always decorate for holidays. Have kids from 14 to 31. My older ones always came trick or treating with their younger siblings. Life will be full of responsibility, stress, disappointments and heartaches enough, so anytime they can feel that joy and excitement, I want them always to have and grab it in life. I always tried to teach and create that in the home, but then my husband/their dad died suddenly, and they learned firsthand you better grab those moments and special days which give you joy because it is what matters in the end and we don't get them back.

@Heavncentt

2 жыл бұрын

Thank you! You never know what has gone on in a child / young adult's life. Maybe they never got experience it, maybe they have been very sick and always missed out. It may look odd, but maybe that kid just needed a little fun for one night.

@nancyfarkas3592

2 жыл бұрын

As long as the kid is truly trick or treating and not causing mischief

@umy9828

2 жыл бұрын

Halloween is Satanic, look it up

I love lamps! Left to my own devices, I never use overhead lights. I don’t like the ambiance of them. I’ll have eight lamps in a room instead, thank you very much! 😅 (But I buy mine from thrift stores and then spray paint the bases to make them match, so I think that ought to count…)

@HavaWM

2 жыл бұрын

@@MilwaukeeWoman - I’m glad I’m not the only one! 😄

@Kra-ri6fd

2 жыл бұрын

My kids like to fall asleep to lamps being on. We tried flash lights but then they burn up the batteries. So I resorted to getting the 60 to 100 lumen solar path lights from HomeDepot of Lowes. They have rechargeable lithium batteries. Place these outside in the day and bring in at night. Great emergency lighting and who cares if the kids leave then on all night....plus they won't burn down the house. Get one for every person in your household.

@Mspiggytmike

2 жыл бұрын

I absolutely hate overhead lights. I never use them.

@afe4452

2 жыл бұрын

For sure.2nd hand but a new cheap lamp.x

@angelasepi657

2 жыл бұрын

same.

I love pictures and mirrors. Have many paintings and beautiful Tiffany lamps. Makes my Hause cozy. To each it’s own

she is so animated and real i love this lady 😭💕

Burt's Bees lip balm for me...I don't wear lipstick. I've noticed as I get older, 38 on Sunday, my makeup is very simple if I wear any.

$800 a month on lunch!! Thats most peoples rent haha, I guess to each there own but wow! I agree with everything, except the home décor, I personally NEED my space to reflect myself, I surround myself with things that make me smile but I also get almost all of it for free or under $10, I actually buy things and sell them for a living haha so I'm the deal queen! I Love your channel, thanks for sharing all your tips!! =]

@peaches834

2 жыл бұрын

My rent is almost 1600.00 🥴😭 for a studio I need to move please anyone advice 🙏

You made a lot of sense, a lot of the stuff you do I do. The older I get I look for comfort, and minimal living. Thanks for sharing!!

@margaretalbert69

2 жыл бұрын

But I do like my pillows....rice cooker... NO...

THANK YOU, THANK YOU, THANK YOU!!! Thank you so much for being the 1 (one) American channel I watch who does NOT use disposable water bottles, paper plates etc, and disposable cutlery!! Thank you.i can't believe how many adults in your country drink and eat from paper and plastic on a daily basis! What's wrong with eating every meal from reusable crockery or glass and washing it up afterwards. Again thank you from me in NZ, where unless we are hosting a huge number of people we wouldn't dream of buying disposable products and certainly not for daily use.

@dorawedlock3969

2 жыл бұрын

Me either! Even for picnics we use my Correll dishes.

@bethheerten1132

2 жыл бұрын

I do buy seasonal paper goods for the annual Halloween night "Dinner in the Drive" we host for neighbors. We serve chili and sandwiches to about 60 people...paper/plastic it will be. I buy next year's supply when they are 70% to 80% off after Halloween.

@britt2607

2 жыл бұрын

@@happycook6737 poor low class people?! So judgmental over some paper plates and plastic water bottles sheeeeesh

@happycook6737

2 жыл бұрын

@@britt2607 I like your cat photo. Very cute!

@spiral5650

2 жыл бұрын

I have a limited supply of paper plates etc but that's for when we lose power, which happens every so often, we never use them otherwise.

I am old enough to be your Grama and I have to say your advice is excellent. I live like you talk and not because I need to save money. Your logic is WONDERFUL to hear

I have an Instant Pot but also got a rice maker too, and I'm sooo happy with the rice cooker. I use it several times a week. I make rice or yellow corn grits in the morning and we eat it for lunch with eggs or leftover meats and veggies from the garden. I make cracked oatmeal and it turns out perfectly and eat it 2-3 mornings in a row. The rice cooker cleans up with just a quick wipe and rinse, vs. the Instant Pot, which needs to be soaked and scrubbed to clean off those starches.

No offense to you, but I NEED decor, pictures and lamps.. I need faux plants. You need at least an extra set of sheets, less wear and tear and what if you have an accident like from the stomach flu, not trying to be graphic.. I treat myself to a Starbucks Frappachino once a month.. I have to somewhat agree with you in Fast food, but my hubby and I have a “date night” twice a month meaning dinner and a movie, it works for us ❤️ Discounts, I agree, I try too as well as much as possible. Birthday and Christmas gifts, yeah that one, I’m scaling back too now because I can’t afford it much anymore. I have 7 children and 24 grandchildren, I buy for my kids and my youngest grand babies and it works. I do send out cards though because I enjoy that and you can get inexpensive ones at the Dollar store.. I’ve gotten rid of many purses/wallets and shoes as well.

YES for kids doing their own laundry!!! We started that when my kids were 9 and 11 years old and I will tell you why. In less than 2 weeks, we had a red crayon go through a white load of clothes and a purple crayon go through a red load. I. Was. Livid. I spent so much time and money getting crayon stains out of clothing and out of the inside of the dryer that I was just OVER IT. So you should have seen the boys' faces when I told them they were on their own with their laundry. They started to protest that they didn't know how to do it. Way ahead of ya, guys. This was a long time ago and I had my very first digital camera which was ONE megapixel LOL. So I took photos of the dials on the washer and the dryer, the detergent cup properly filled and then I got pictures of different kinds of clothing off the internet. I made a huge chart of this and that kind of clothes can be washed together and for this load, you use hot water and hot dry and for that kind of laundry, you use cold wash and low heat dryer, the whole thing. They looked over the chart and figured it all out. Now my boys are grown and married and their wives have thanked me for making them self-sufficient with household chores because they just share the laundry chores with no complaining and no helpless husband act.

@mollyb8136

2 жыл бұрын

I had to help my friends in their early 20s use their washing machine. Their parents went away and they'd never done their own washing

@kristys7172

2 жыл бұрын

I stopped separating laundry years ago. I wash everything on cold.

@kmars3239

2 жыл бұрын

I love to do my sons laundry, to me it’s therapeutic.

@User-90762

2 жыл бұрын

My Dad took me with him to the laundromat since I was 8, so its hard for me to remember what life was like when I didn't have to do my own laundry. One time somebody left toothpicks in the dryer and it put holes in a bunch of our clothes, that was a bummer. :( We assumed they probly got holes in their own clothes, too. But please check your pockets, people!

@lijohnyoutube101

2 жыл бұрын

@@ecojo Unless he is special needs/has cognitive issues he’s capable of learning

I love these kind of lists. We reduced our eating out a few years ago and have saved so much! We shake our heads when we think about how much we spent 6 years ago eating out each month.

We did boyscout from the time my son was young until he graduated. Highly recommend this to keep the kids off the video games. Starting young gets them in the Grove to stick with it. Great leadership program plus he was outside all the time and understands how to be safe out in nature while treating it with respect. He's an adult now and a great young man. He says he learned more from boyscouts about life then he did from school.

Great video! As a student from an east coast city, I was surprised by how much financial philosophy I share with a small town mom of a big family! Goes to say that common sense financial advice is applies to people in a lot of situations. I also love how you talk about what you do and why it makes sense for you and your family without judging other people's choices. Thank you for these videos.

When they were on sale, I spend $20 on a BJ/Costco size dryer sheet box and I've had it for over a year. I do not regret this purchase lol

@bluegrassgal7856

2 жыл бұрын

I love the wrinkle free ones..& they're hugh! I cut in half ;)

@wendydelaney2790

2 жыл бұрын

@R MS Yessssss then you only have to buy garbage bags once a year!

@sharonlatour6230

2 жыл бұрын

I have cut down on trash bags, I have put cheap dollar tree waste baskets, the small ones, into my trash cans in the kitchen and bath. I line them with the plastic bags from the grocery store.

@carollawrence6461

2 жыл бұрын

If you cut a dryer sheet in half the box will go twice as far.

@iowagreen8932

2 жыл бұрын

I can't do without dryer sheets, but of course don't use them for towels, and I tear them in half for smaller or lighter weight loads.

I’m with you on the gifts for extended family. We started a few years ago a secret Santa type system. At thanksgiving we all pick one name and only buy for that person and we decide on a budget that everyone is comfortable with and stick to it.

@nnyv0040

2 жыл бұрын

Same. We do secret santa also which saves us heaps of money and pick a budget we are all comfortable with. This also prevents buying unnecessary stuff if you were to buy for 10 adults at one time.

@keralee

2 жыл бұрын

We stopped exchanging with extended family...postage costs was a big factor. And we put in a $5 limit to Christmas gifts...it slowly crept up to $10 due to inflation. Challenging but actually fun.

@mariorta5017

2 жыл бұрын

Same with my family

@Laura55sere

2 жыл бұрын

We started a secret Santa system many years ago when one of our family hit hard times , been doing it ever since, less stress all round. We all buy for the ‘children’ while us adults do secret Santa.

@kathybelcher7521

2 жыл бұрын

Works great if others don’t use the price limit as merely a suggestion. Say $10… spend $10. Not be gifted $10 and give something worth $4-$5. Gift exchange is not required, so if you choose to participate, spend fairly!!!

One good tip I know I've been doing for years to save $ is to put my clothes in the dryer for like 5 minutes to get all the wrinkles out. Then I hang them on coat hangers or on the clothes line. If you don't have a clothesline this works great for me. In the winter especially when it's cold I'll hang them up at night on the shower rod in the bathroom or on the back of my bar stools. They're definitely dry in no time. I've been saving a ton of money on gas bills for years doing this. And I do get dryer sheets when they're on sale you can always use coupons or buy them cheap at one of the dollar stores. Yes I do reuse my dryer sheets they're not just a one-time use.

@factsoverfiction7826

2 жыл бұрын

Adding a dry towel to a load of wet towels or clothes cuts dryer time to 1/3.

@sandysmith8567

Жыл бұрын

My mom did pretty much the same. When she sold the farm and moved to town, HOA said no clotheslines, so Mom strung a couple lines in her garage and opened the garage door.

I enjoyed your video. It would bother me not having anything on my walls, and I don’t like white walls as it is so sterile and cold. It looks like you just moved into your house without any pictures on your walls. You can decorate for very little, if you are creative (or find a creative friend). I also don’t feel the need to redo and will only buy something if it is right, basically I will wait till I find the right item even if it takes years to fill that spot and once I find it, I don’t redo. You will find the same curtains in my house for 25+ years as well as most other items. The info about the bikes was helpful. Thanks!

@catedennis41

2 жыл бұрын

I agree. Her house looks very sterile and cold....like an office. I love color and decor. God gave us color and decor in nature. Why not give ourselves some, too?

@amymathews8305

2 жыл бұрын

To some people decorating and decorations can be overwhelming and frankly cluttering. I prefer clean lines and less things around. It is calming to me. The more stuff around, the more I stress because it feels cluttered. I dislike lamps because once again stuff. Lights from the ceiling for me please. My point is, what one person feels is cold and uninviting is someone else's happy place.

I have to admit i love my egg cooker (5$ at Walmart) and my rice cooker ($18 at Walmart). Still use my blender and food processer all the time. No regrets

@lilpoohbear653

2 жыл бұрын

if you use them a lot then it is worth it....most do not tho. My mom owns every kitchen gadget on the planet and just uses a knife, skillet, cookie sheet, crockpot n micro...her kitchen is overstuffed and no place to sit...it's hilarious...no disrespect intended...she is awesome. I just dont get needing all of that junk

The only one-trick appliance I have is an electric quesadilla maker. Got it on sale at Kohl's for less than $10.00 and I LOVE it. Simple to clean-up and the quesadillas come out way crisper than I ever got on the stovetop. My husband and I go out for lunch every Saturday and Sunday, but we use big-value coupons everywhere we go. We NEVER do delivery food. We ask for restaurant gift cards from my mother-in-law for birthdays and Christmas, because we do love high-end restaurants about once a month. But for the most part I love to shop and cook at home for dinner, and then use the leftovers for weekday lunches.

My husband and I go to the library on Sunday afternoon. We read our favorite magazines and pick a few books and videos. It costs us maybe 5cents in gas because we drive a Prius that gets 63mpg.

I love her honesty like yea we go out sometimes but we see how it needs to be in moderation and adjusted our life because of it

@cookingwithericka9005

2 жыл бұрын

Yeah we learned to order water or not alcohol beverages bc they are so pricey out. Don’t order the desserts. The ones I make at home are so much better.

I went to Burger King a few weeks ago (haven't had it in a year) and ordered 1 meal (medium size). It was almost $12. I double-checked because I thought I was charged for 2 meals. Definitely not tasty for $12. I am with you on the Chick-fil-a sauce. My whole family loves it!! I buy the big bottles at Walmart.

Because I've always been frugal, I own multiple single family homes free and clear. I could buy precut fruit BUT it would kill me to pay the price.

@User-90762

2 жыл бұрын

plus, the pre-cut fruit sits in the juices too long and sometimes they taste weird.

@spudbono5747

2 жыл бұрын

I once had a client who owned a large california precut fruit company. Trust me, the people who buy his product made him a very wealthy man.

1:33 my mom calls these "dust collectors" 🤣. I will also say that I am a big foodie so I could never remove dining out from my budget, but I always make an effort to go to places that I know I can't make better at home!

My car is a 2004 Honda Element that I refuse to part with. I’m 64 years old so it may be the last car I ever own. Learning how to delay gratification is the most important thing an adult can learn to do.

I have clothes that are 30 years old, & some older, & still look good. Part of it is how to care for them & hanging up a good part of them instead of using the dryer or laying them flat to dry - those that require it. I just pulled a dress out the other day that will pass for current & I made over 30 years ago.... Women's clothes are not as well constructed as men's clothes because they figure most women are going to follow the current fashion trend & only needs to last a year or two. If you can buy your pants & shirts from the men's dept. you will find that they will last longer (even the "cheap" tee shirts that are 3 for $12.00 or whatever they are currently) that a simular model from the women's dept. Plus you usually pay more in the women's dept than in the men's dept. Just what I've noticed in my 60 plus nearly 70 years. Have a good day.

@denasharpe2393

2 жыл бұрын

You are absolutely right about the construction and prices of men's vs women's clothing

@susanrhodes5681

2 жыл бұрын

In the 80's my mom's cousin (20 yr. older than her, over 70+ then), wore a pair of pants made in the U.S. in the 1920's. They were one of his favorites, very comfortable and he told me that he was angry that he got some paint on them years before because he never expected to last so long (He lived in Norway, so I guess he was impressed with American products). I told him that quality like that didn't exist in the U.S. anymore. I thought it was a cool story though.

@amelia-ireneinpdx2613

2 жыл бұрын

@@geniej2378 If you or if you have friend that sews, you could "taylor" them to fit. My dad's mom taught ALL her "boys" to sew & cook & clean house. My dad made extra pocket money in WWII tayloring the uniforms to fit - he also got to be the officer's cook as he could make the food "taste good". There are several YT channels thast deal with sewing, but there is one gal I watch who I believe is in Australia, that has online sewing classes as well as a brief speil that I catch when she comes up in my feed. I can't think of her name at the moment, if I do I'll try to come back here with it. Her name is Evelyn Wood

@lmr45241

2 жыл бұрын

Since I discovered Borax, I rarely if ever use liquid fabric softener or dryer sheets. It helps soften and deodorize without adding fragrance or reducing absorbency. Borax is natural, versatile and has many other cleaning uses! I also air dry most of my clothes and use my dryer primarily for sheets and towels. Line drying helps clothes last longer, and if you're doing multiple loads, it's more time efficient. You don't have to wait for a load to finish in the dryer before adding the next one - you can throw multiple loads on the line and take them down at one time later, and with fewer wrinkles.

LOL! Rice cooker is a necessity for our family; masher is a luxury for us. I am still amazed at how different it is for everyone to prioritize things.

I thought I was a minimalist, I must rethink this, lol. This is your first video I have watched and I loved it. Seems like we have a lot in common. I can't wait to watch more.

Standing ovation from me. You are brilliant and I love everything you brought out. I do love my perfume, though. At 63 I own my property, car, have no debt, 3 pensions from which to draw from, great health and God in my life. I learned the art of thrifting and buy quality ckassic items that stand the test of time. As I retired a year ago and have no need to dress for work, I still have clothes that I use and several good purses,etc. Hate clutter and all my furniture was purchased starting in 1994 Ethan Allen solid wood and still looks brand new. I decorate with thing that I still enjoy. Simple is great. I can go on,and on. Thanks for your video. Wish more people understood the impact caused to the earth of all the unnecessary junk we acquire and get rid of. Eating less is equivalent to better health. ❤❤❤. Own no memberships. Do pay for cellphone service. We can always ask ourselves, do I really need this? How long will I keep it, how will it be disposed of. I need to now shut up.

I hear you on eating out and portion size! My hubby and I recently went out to dinner for his birthday. The cost was through the roof! Neither of us ate much, after the dinner salad, there just wasn’t room for anything else. We took home what we didn’t eat, and had lunch and dinner the next day from those leftovers. Hate spending money like that

@connie894

2 жыл бұрын

I agree the same is with my hubby and I we split a meal w h e n we do go out.

@bettywurm306

2 жыл бұрын

@@connie894 That is smart. I wish we had thought of it!

@bethheerten1132

2 жыл бұрын

We almost always split an entree and maybe get an extra salad.

@bettywurm306

2 жыл бұрын

@@bethheerten1132 so smart! We don’t go out often, but I’ll try to remember this for next time. I just love to prepare and cook meals, and I drag my feet to eat out. But it was a special birthday. You know how it is🤣

@nancyfarkas3592

2 жыл бұрын

I order from the dollar menu or get the cheapest thing

Sorry if you have already done this, but a fun weekly meal plan idea could be some dupes/recreations for popular fast food places! I would love some good suggestions in that field to just make at home. I have a hard time finding good quality burger patties! ( i mean i've tried twice but you get it lol)

@Lin6055m

2 жыл бұрын

I make my own with a burger press

Finally! I do 90% + of the things you said! So exciting seeing younger people to have similar conclusions of what we don’t need! Thank you and awesome delivery! And the fitness part too. On 66, my high school weight and do bicycling and more! What a great way to not keep crowding the medical system!

We're on the same page! I now buy and plant seeds and replant saved seeds; paying once for veggies. Life is grand!

Loving the “don’t ever take my potato masher away from me”! As someone who still uses the potato masher for multiple purposes, I am so the same way! Please don’t ever take it away from me lol

@irinam8709

2 жыл бұрын

I've just decluttered mine! I realised that I use it maybe twice a year and it takes too much space

@spiral5650

2 жыл бұрын

@@irinam8709 same, I just use a fork and it gets the job done.

@christinebutler7630

2 жыл бұрын

My mom used the potato masher as a child attitude modifier!

@dakotayork4677

2 жыл бұрын

I just use a whisk lol. If the potatoes aren't cooked enough then it makes sense to use a masher.

@dorawhisman515

2 жыл бұрын

I feel the same about my potato masher. I use it for other foods too. When I am served “whipped” potatoes I want to puke. The texture is like nursing home or baby food from a jar.

really great list made me think about just how much i tend to spend on cheap random crap that i dont actually want. instead of appreciating what i already have…

When we paid our house off I just automatically had that amount round up to the nearest hundredth and have it directly deposited into our savings account 😊 That way we have money for yearly property taxes, yearly property insurance, yearly car insurance, unexpected car breakdowns (cars are paid off also), vacations or any major purchases it doesn't come out of our monthly income. We rarely go out to eat just to expensive and have only lately been spending extra money as I've just started prepping but my husband thinks we have enough and don't need anymore. How much is enough for 2 people? I just learned to can and did 11 quarts of pears as they were free 😊 that will be enough for a year figuring 1 a month. I REALLY love your channel you have so many great ideas especially the menu ones. I do have a hard time though on prepping as I have cancer so carbohydrates are a real no no for me like rice, beans, sugar and flour, you know the stuff you are suppose to be prepping up on. It makes it hard to figure out what I need to purchase and not break the bank. Any suggestions?

I've been bingeing on your videos all evening. Does this make me weird? If so, I don't care because you always have wisdom to impart. I love that we get to see the kids and I always wind up giggling my way through your videos! I ALWAYS look forward to your presentations! I hope 2022 will be kind and generous to you and yours! God bless you!🌟

My kids do their own laundry too! We help my youngest move things into the dryer because he is short, but still, my children are self-sufficient for the most part in that aspect. That alleviates so much stress for everyone. Also, I have the same shirt from Stitch Fix! It is so stinking versitile!

@FrugalFitMom

2 жыл бұрын

I love it!

@sandrawhitman2930

2 жыл бұрын

To each his own - if I lived with no plants, nothing on my walls and nothing to make my home look more beautiful I would feel like I was living in an institution.😊

I won’t pay to go to the movies. My hubby and I almost always share a meal on our dates, and we don’t order desserts or booze at restaurants. I don’t buy drive thru coffee unless I have a gift card, and I always do my own manicures. A unitasker that I find absolutely ridiculous is a tea maker. A microwave, the sunshine, a kettle or literally any pot will do the same thing!

Getting the cold brew at Starbucks for less than $5 at the grocery store and just picking out a creamer is way more economical than actually going to the Starbucks and waiting in line and paying money for it daily.

I'm with you on the decor and plants with a few exceptions. I have fresh herbs on a windowsill that we use year round for cooking and a white board/cork board from Etsy in the kitchen area to pin up reminders and leave notes. It's just more to store and more to clean up. I'm an industrial engineer so I can't help but 5S my house... Being unable to dedicate a space to stuff and easily access it as well as stuff we don't use just stresses me out.

Very good information. Since covid I have been cooking at home now and we HARDLY eat out anymore. Not only that you can fix certain meals that you can't find in restaurants. Also the Knock off recipes for some of my favorite restaurants is great. My husband and I have been Dept free for 28 out of 33 years of marriage, and that is counting cars and we own our house. Basically live below your means and you should come out ok at the end. I am ahead of you in years (my kids are grown) and I don't do the savings quite as good as you at the grocer store! LOL

I sew! Quilts, sheets, drapes, blinds, clothes, lingere...everything. Bought fabric at a thrift store so an expertly made, custom tailored shirt or skirt costs around $3.00!

I never dislike posts, but I find that a home without any decor is cold. It’s really easy to run by the thrift store and find a few things to make our homes feel homey or pleasant. I have been to homes that are blank walls with no personal elements and I can’t wait to leave.

Stopped going out years before covid.... Saved a fortune and improved my health and lost weight.

Did you know you can buy Chic-Fil-A sauce is a squirt bottle at the grocery store now? 🙌🏼🙌🏼🙌🏼

@tonyahall8641

2 жыл бұрын

They don’t sell the buffalo sauce and it’s the BEST! So I ask for a few when I get a sandwich and save them for buffalo chicken quesadilla night :)

Love your list! I was going through it with you-we have extra sheets and towels and we do sometimes break down and buy toys-and the kiddos have a tablet to share. But the other 54 I’m right there with ya!!! 👍🏻

I only do one streaming subscription at a time. I watch what I want on that platform and when I feel I have watched everything I want on that one? I switch to another. I also think it's a waste of money to have more than one. Another tip (from a former banker) is that I have a credit card that earns points. We pay for everything we purchase during the week with that card. We add it up on Sunday and write a check to the account that is linked to that card. That is ALL we use that checking account for. Once a week, we add up how much we have spent and cut a check into that bank account. When it clears, we pay off the credit card. We save the points and use them for vacation spending every year.

You are my spirit animal on the home decor!! My MIL, mother, and SIL think I'm crazy. I have all the things on my wall/floor that I need, and it will never move or be changed.. like ever.

The Friends reference was amazing. There will never be a time when a Friends reference doesn't explain something better then anything else could.

Great info! Thank you, Christine. AND huge congrats on 300,000!

I loved the video when you and your daughter went to the second hand store!!! She’s so sweet and was so excited about the clothes she got!!! So Great!!

I have never purchased garbage bags. I have always recycled my grocery bags as garbage bags. I will always reuse grocery bags.

@lindamarshall3485

2 жыл бұрын

Where I live, we don't get grocery bags from most stores. You bring your own bag or buy a cloth bag from them,or just carry everything out in your hands. I've started buying garbage bags for the first time in my life!

Oh goodness, birthday and Christmas!! We have a large extended family which I am also downsizing and finding other ways to make gifts and gift baskets. I could cut it out but I really enjoy the process, for the little ones at least. The adults are glad to be remembered too!

Girl, I am loving how practical you are…lol I am totally rethinking my stuff 🤷‍♀️

I'm to the point in my life where I'm spending more money on purpose lol! I've been frugal my whole life and have a lot of money. My goal is to spend it before I die and leave nothing to my kids. I love my kids but I put them through college and they are WAY richer than I was at their age. Also they tell me to spend it, they don't want it. AND they especially don't want my stuff. After saying that I still don't like wasting money. That will always bother me.

Love this video!!! Helps me not feel guilty about not spending money! 😊

I like your mindset. Alot of the things you dont buy or splurge on are similar to my list. We have 6 kids so.... we cook a lot. Fast food doesn't work. My kids call me a cheapskate but I'm ok with that😁

Pink tax is sooooo real! Thanks for talking about it

The simple life is a happier life so I pretty much do this list too and I'm much happier! Thanks for sharing :)

I love your energy. That no-nonsense attitude, intelligence and sense of humor

I love your videos! They inspire me! In recent years I've really gotten into house plants. I find they are a calming and positive influence on my mental health. I actually got a large Monstera plant for free because it arrived with a couple broken stems. Score!

I cut my dryer sheets in half. Works just as well. I have also made my own. I dilute liquid fabrics softener by 50% with water and put in spray bottle, the spray on an old washcloth and toss in dryer. When the washcloth gets to saturated I throw it in the was then start over.

I am a college student and I do half of these things. It's helped me save so much money in just the past year. My friends always tell me i'm so "lucky" to have money in my bank account and be able to buy necessities and occasional nice things. But in reality i'm just VERY conscious about spending money while they don't think twice about wasting $80 on their nails every month and buying $6 coffees every day.

@Antonia-et5sb

Жыл бұрын

YOU ARE INDEED VERY WISE!! KEEP. UP YOUR GOOD HABBITS!!

I just wanted to give you a high five so many times throughout this video! Absolutely great advice! Thanks for sharing and being so relatable.

The $800 Grub Hub is MIND BOGGLING to me!!!

I thought Haley was so sweet showing off her clothes. You could tell she was pleased and how I laughed when she was saying it cost only 8 doll hairs. Clearly the apple doesnt fall far from the tree, I enjoyed the haul because I suppose I am nosey too about what people buy too! Keep up the good work.

I buy the pre cut fruit and veg when traveling only so I can still eat healthy without a kitchen!

I love your shirt!!! Also, I 100% agree with everything you said! I don't buy things we don't need. I'm terrible at decorating too...