The Credit Shifu in action (start at 1:44): kzread.info/dash/bejne/hGpq2aqNmsitmJM.html

1. Electronics 2. Online purchases in general 3. Flights 4. Car rentals (especially because of the card may have included damage waiver protections that activate before your own & may be upgraded to include other drivers too, but you may still want to buy insurance on top for primary / secondary protection purposes) 5. Concert tickets

@abupanja965

5 жыл бұрын

derek400004 not all hero wear capes 🙌🏻

@wolfiehhunt5284

4 жыл бұрын

Thanks a lot for this

@YamadaDesigns

3 жыл бұрын

Not groceries, gas, restaurants, shopping, etc?

@danielmontes9730

3 жыл бұрын

It because credit card protect and secure your purchase.

It's like Batman and Superman teaming up!

Rumor has it that they both combined have a credit score of 1700 😮

@angelaembrey276

6 жыл бұрын

900x2=1800

@cookiemonstaz123

6 жыл бұрын

Angela Embrey you can only get 850

@danielweller2778

5 жыл бұрын

IT'S OVER 9000

@wolfpackflt670

5 жыл бұрын

Rumor has it that they are in severe credit card debt.

@jacobdickerson5871

4 жыл бұрын

@@wolfpackflt670 that's most likely true... Unfortunately

Hotels are another thing, I feel, to pay with a credit card. I stayed at a Holiday Inn Express, and it wasn't up to par, as far as the a/c working, the fridge broken, problems with the shower, etc. The hotel was not willing to work with me what so ever, or take care of the problems. So, afterwards I called Chase, let them know the issues, and I was able to get a charge back. No problems, after that.

@AskSebby

7 жыл бұрын

I (luckily) haven't ran into this situation but it's good to know you're protected!

The Credit Shifu and AskSebby dropping the illest 💳 collaboration like Tupac meeting with Biggie.

@Apena926

5 жыл бұрын

DOPE

How can one room contain that much credit card knowledge?

@paulnoel8800

5 жыл бұрын

It's impressive. But we are thankful for the collaboration.

@reynanhenry612

5 жыл бұрын

Habe you ever reas "terms and conditions"?

@kdawg9477

4 жыл бұрын

@@reynanhenry612 😂😂

What kind of sorcery is this?

This is like Arrow and Flash in one of those CW crossovers....

Yes!! You guys fulfilled my request in the credit shifu ask sebby collaboration!! Keep it up guys!

What... surprise a collaboration video. Amazing interaction. Great tips thanks again for your time. Enjoy NYC

Two of my fave finance/credit card guys doing a few great videos together. Good job guys, super helpful and insightful.

I've been waiting for this for ages.

I really love that these two came together for a video!

SO GLAD YALL CONNECTED! I WATCH BOTH OF Y'ALL EVERYDAY!!!

The two best credit card "expert" on youtube!

@srreal4821

7 жыл бұрын

Rony Rockstar Don't forget Beat the Bush

It’s great to see you both in the same video. Thank you guys keep up the great work

Good video guys

This is awesome. Glad you guys hooked up to make a video. I follow you both and love your work. Great stuff guys!

Great to see you guys together.

I got a credit card late in life and I don’t know what to use it for thank you

So great to see you two together!!!

I know this is an older post but I got so excited when I saw this! I look forward to each video that you gentlemen post! Thanks for all you do

Great to see you guys together!

Great tips gentlemen! sharing to our blog.

You guys are awesome! Thank you for what you do.

Thanks a bunch! The part about paying for a bit of the plane tickets with your card to get all the benefits is really helpful!

Awesome collaboration and informative!

Two of my favorites in one video. excellent.

You guys rock. Thank you!

Love the calab video. Good stuff gents.

Omg!!! You two are the only people I follow and you guys are doing a video together!!!!!!

The day the credit gods met.

Nice video watch both you guys all the time glad to see u hook up do it more often thanks for the good content keep it up

THIS COLLAB HIT DIFFERENT 🙏🏼🙏🏼🙏🏼🥇 keep up the great work ‼️‼️‼️

Nice to see you both.

All you have to do now is add Beat The Bush for the perfect trifecta of credit card channels, would love to see the 3 of you. Great video and nice job acting by Ben when he was showing surprise at your points lol

@epiksar

7 жыл бұрын

Steven Miller yeah, that's what i was just thinking!

Lobster on Thanksgiving is perfectly reasonable. That's probably what the Chase execs were having.

@eddiekoski

6 жыл бұрын

dangerousmythbuster LMAO

like this format with y'all......keep it up guys👌👌

Awesome, how about a round up of services like plastiq? That would be great.

ABSOLUTELY my favorite video. I hope yaw do more videos together.... maybe a how to (increase your limits or decrease utilization scores) or best way to maximize your points on a chase card... something like that ... you two are the best I'd really love to see more of yaw... sending love and thanks from Tx

2 of my favorite KZreadrs. Nicely done! Love your bloopers.

@AskSebby

7 жыл бұрын

Glad someone caught it :)

Yay for the collaboration!!!

Nice to see you guys doing a video together

Hi, is there any idea yo pay house rent by a credit card and how?

Really enjoy seeing Sebby and Shifu together. Sebby, I really like Shifu's video on tiering cards. I think you should do a video expanding on it. He only gave ~5 examples for each tier. I think a lot more cards can be added to each tier. Think about it!

🙏🏼 great vid can’t wait to get my discover card waiting for it in the mail 😇

Hi Sebby, just got back from Manila, Sunday, Last night. I didn't know anything about the transfer part except for CSR and Freedom. The only cards I have are the CSR, AAD Plat, ADD Gold, and Simmons 1st Card (Regular). I only have debt on my CSR and I will be clearing that on tomorrow, Tuesday, the 29th of August. I had to make sure I didn't have any problems while I was out of the country. Ben, you, Sebby and Mandy keep my life out of trouble and improve it, as well. Thank you.

... along with everything from a store to get rewards! 😎

My parents have a card that gives them priority boarding and lounge access free with Aer Lingus. I use mine mostly just for groceries as I get cash back with certain supermarkets and petrol, and online shopping

I have credit card and a premium car insurance that covers the rental car but I don’t know which one I should use!! Any advice?

Good vid👍

Nice team up

I just got the chase sapphire preferred and don't own a car but would like to rent a car on a trip. Would that work

So I just got the AMEX PRG with a targeted offer of 50k on $2k spend. You said a few months ago you were going to do a review on it. Can you please do one for the PRG?

what about stuff like college classes ? is that okay too ?

Can you tell me your thoughts on Plastiq. I know you recommend this but the online reviews are horrible with late payments for most people. I want to use this for the points but am very Leary. Thank you

ahhh my heart! You guys are both great! next up: beat the bush :)

Curious to how these rules apply to a secure credit card. BTW you two are the channels I look at. Glad to see the collaboration.

Glad to see y'all doing videos together. Both good channels

Awesome I subscribe to both of you guys

Ive actually had a Discover It Platinum credit card account opened for nearly 6 years and have used it for 4/5 things listed here. Never missed a single payment and my Credit Score went from 392 and now I'm at 798 which in terms of Credit Approval is considered a perfect score... So I might be cancelling the credit account soon once I pay my next payment completely off. And then start a new credit account with Capital One which also has amazing reviews

0:43 "My wife."...............did not know that lol. great video

@thegoldenboy8877

5 жыл бұрын

Arianna Rivera ☠️☠️☠️☠️

Omg who called Shifu in the end...so funny

Clash of the Credit Titans! Classic Material!

Total credit score: ovar 9000 thousand!!!!

Hey asksebby, what're your thoughts on blispay, which offers 2% back on anything and redeems points immediately? Also, thoughts on fort knox credit union platinum, which gives 5% unlimited gas? And also, vantage west, which gives 5% on one category of your choice

lmao my dawg credit shifu is a little too excited for this video

My credit score boosted 50 points just by watching this video!

subbed to both of you yesterday... weird...

Trying to buy dlc for my games in xbox one but my parents cant cause they are scared and they say oh i need to change to online mode and i was like wtf dad

Purchase Protection for Discovery cardholders was discontinued this February 2018. :(

@AskSebby

6 жыл бұрын

That was covered here: www.asksebby.com/blog/discover-to-remove-some-feature-benefits-after-february-28th-2018

Proper way to use credit is to charge all your basic living expenses (thats your budget). After that months billing cycle closes, pay the balance in full on the due date, which will be in the following month (approx 25-28 days later). Rimse and repeat. Keep your utilization to 20% or below if possible. If you follow these two techniques your credit score will sky rocket. Your welcome.

Can you do a review of the union plus card from capital one

@AskSebby

6 жыл бұрын

1.5%. It serves no purpose given that you can grab 2% (or more) cards.

So if I purchase an electronic device I need to pay in full or are you saying to make payments on it ?

How has the credit universe not imploded?!?! You guys are the Avengers of Credit Cards!!!

So if I buy a certain electronic it want hurt me fr ? Cause it’s something I need for gaming pc so long as I pay it back I’m good cause I’m gonna he honest I’m new to having a credit card I only have debit I’m 💳 about to apply for one tho

For some reason I just assumed you guys would be rivals haha

I find u both today!! 💞💋 thank god y'all came to my rescue.... & why TF! Our school ain't teach us this shit 😡😤 there should be a class called "adulting 101"

Video on how to buy Hamilton tickets! Please

@AskSebby

6 жыл бұрын

Basically just get the Amex Platinum card (look at our Year 1 calculation; most people get positive expected value in Year 1 making the $550 a lot more reasonable after credits and signup bonus).

Dope....... kinda weird Shifu just staring at Sebby...

Do you have a video where you talk about the airline delay more? I didn’t know that was a thing! Maybe someone can help me understand.

@jvb9er350z073

5 жыл бұрын

There is one where Sebby compares travel cards and delay protection.

@AskSebby

5 жыл бұрын

Citi Prestige has moved to 6 hours, so due for an update: kzread.info/dash/bejne/fGuKl6WefcWYmpc.html

OMGGGGG COLLAB GAME STRONG

Yes, Hamilton really is that good. Enjoy Sebastian. :)

The dude on the left his face at the start like wtf XD

can you do a review / talk about the TD Bank Cash credit card? I'd love to know your thoughts (:

@AskSebby

7 жыл бұрын

Citi Double Cash is better (no AF, 2% back on everything).

@user-cr9qz2ww8f

7 жыл бұрын

ohhh ur right. thanks :D

@epiksar

7 жыл бұрын

And even better than the double cash is blispay. It gives 2% as well, but it automatically redeems every month

Credit Collaboration woaw

What if you book a flight and cancel the flight withing the allotted time by the airline, then the airline refunds the ticket price back to your credit card but still charge you for their administrative fee they call it? I did this recently and they put all of the ticket price back but not the $25.00 fee. Since I didn't fly shouldn't they have refunded all of the money back?

@AskSebby

6 жыл бұрын

Are you calling in for the cancellation? I haven't had to deal with such a fee for the times I've needed to do this (SW, Delta, United, Virgin). I'm not sure about other airlines. I would contact them and ask why a fee was levied.

@audioworks247

6 жыл бұрын

Yes I called the airline directly instead of going through the website. I did this assuming that the representative could assist me in getting the cheapest flight available however NOT KNOWING THAT I WAS BEING CHARGED $25.00 for speaking with them. A RIPOFF I THINK but I learned a lesson.

You know each other?! Mind Blown

The most ambitious crossover in history

lmao credit shifu is a little too excited

I've never had a credit card 19yrs old. Would it be smart for me to get one and buy the new Samsung Note 8? I can buy it cash now but wondering if I do payments on it will it be better for me

@AskSebby

6 жыл бұрын

I would do it, but I wouldn't rely on the payments. Pay it off in full after the purchase. The main benefit of credit cards to me is that you'll get extra cash back and you'll also get purchase/theft protection for 90 days. Some cards also provide damage insurance as long as you pay off your monthly statement with the card (Wells Fargo cards as well as the Chase Ink Preferred provide this benefit).

I always imagined you guys had imaginary credit card beef with each other lol

What about jewelry?

I want to see Hamilton, now and I live in New York.....you guys are The Best !!!!

@glittersilver7779

7 жыл бұрын

C3H5NO33HO3 you live in new york?? how do you like it? are you in Manhattan? ?

@C3H5NO33HO3

7 жыл бұрын

Pink Pearls, no I live in The Bronx. Where are you?

Holy shit 2 credit card gurus finally in one video

Hamilton was phenomenal btw

COOOOOOOOLLLLLLLLLAAAAAAABBBBBBBBBB !!!!!

What is the best credit card to buy flight tickets?

@AskSebby

6 жыл бұрын

That's like asking what's the best car -- there's a tons of choices depending on budget, goals, etc. I would recommend Chase 5/24 cards first due to the current metagame (i.e., the CSP or CSR).

@thecaraddictt8697

6 жыл бұрын

Thanks man you are very helpful

So i have a question. Which travel points memberships or CC travel portals can I use where i can pay partially with points and the rest with cash/credit. I know most travel memberships don't let you split. Its either pay for your trip all in cash or all in points.

@AskSebby

6 жыл бұрын

What's the reason for splitting?

@ernief8800

6 жыл бұрын

Say I don't have enough points to completely pay for a vacation flight or hotel, but I have enough points to at least minimize the damage to my wallet...Would it would be wise to use points in the sense, or is this the wrong approach in your opinion.

@AskSebby

6 жыл бұрын

That's fine. Chase/Amex/Citi allow you to do this without issues if you're booking through the portal.