In 2024 let's change our narratives‼Thank you for taking the time to watch this video! I really hope that it is insightful and helpful! Share with a friend or family member if you feel this video can help them as well 💜

@kaylenes9986

4 ай бұрын

Thank you for this! You are an absolute Gem, love your channel🙏💜💜

We buy things we don’t need, with money we don’t have, to impress people we don’t even like. We need to increase net WORTH not status! 🎉

@BudgetTreasures

4 ай бұрын

You said it reaaaaaaal good right here!!!

@teresahicks8152

4 ай бұрын

You really said a mouthful of truth.

@KimberlyBowers821

4 ай бұрын

Wheww that’s it right there‼️‼️

@chyniabrightjo7204

3 ай бұрын

I so agree with you there. Something I got to stop. Buy only for me. We'll said ❤.

I am debt free in Jesus name!! 🙏🏾🙏🏾🙏🏾

@BudgetTreasures

4 ай бұрын

In Jesus name!!

I will be financially stable before the year ends 🙏🏾🙏🏾

@BudgetTreasures

4 ай бұрын

I am in agreement!

Another good one is when you get a raise, don't increase your budget . Instead, have that money go straight to your savings or retirement

@BudgetTreasures

4 ай бұрын

I like this!

Hey Girl Hey! I’m a reformed shopaholic, and I strive to stay on my budget. I try to help family members to create a budget but I keep hearing “I have nothing to budget.” I refuse to speak that negatively over my life. I have a coworker who LOVES labels. I once complimented her bag. Her response “It’s a Fendi and so are my shoes.” I was just saying cute bag; didn’t care about the label 😂

The sacrifice struggle is real! Whew. This is my bday month, I was gonna splurge on a handbag I’ve been tracking since last spring when it sold out. It came back into stock. I put it in my cart. Then I heard your voice in my head…BESTIE, you gonna spend $500 ON A bag or put it towards having money IN your bag?? I chose the latter, and combined with my tax refund, by the time my bday is here, I’ll have paid off a CC. One down, one to go. Adulting is 😩😩 but necessary.

@BudgetTreasures

4 ай бұрын

Now THAT’S A birthday gift. 😂 and Bestie, you r bag can be a reward to yourself for being responsible 🥰

Such an important video!! Staying in debt is like spending future paychecks before we even earn them!! So it feels like we're working for free because the money is already gone before we get it!! It's such a terrible cycle. Great video friend!! 🙏❤️

@BudgetTreasures

4 ай бұрын

I agree Bestie…I want all of my money!

The main reason I’ve beeen having insufficient funds is simply laziness. Similar to my diet I’ll do well for a few days then I say well I’ll just do better tomorrow. Then, I hear my granddaddy voice say don’t put off tomorrow what you can do today. I can save my money shoot I’m barely making that much so I’ll eat at home for a few days, I’ll cancel that membership and do it myself. I have the power because through Christ ALL THINGS ARE POSSIBLE. I know better already so I have to be obedient and do better. Thank you for sharing your tips and just for being you. I needed this more than you know.

Power truly lies in the tongue, speaking life into whatever situation you're in or whatever you're going through can change things around. It's time to claim it. Thank you for this video 🙏🏽

Being able to make sacrifices is key especially in times where everyone travels for birthdays or has destination weddings.

@BudgetTreasures

4 ай бұрын

I agree!

Lack of consistency has been a big deal for me. Having an accountability buddy helps me.

Your alerts keep me influenced to save.

@BudgetTreasures

4 ай бұрын

Yayyy! This is good news 💜

🙏🏾 remember that it took time to get in debt it’ll take time to get out of it. We got this, by even watching shows you are ready to go it just takes one step forward even if it’s only a few dollars to spare paying what you have now with gratitude will allow you to see much more coming swiftly.

#8 is so important. It's not just savings, it's knowing what to do with that savings. The opportunity cost of leaving savings in low/no interest accounts losing money to inflation is so real.

A wise woman once told me to never say I’m broke ,,, say I’m tight right now! Been saying that instead.!

@BudgetTreasures

4 ай бұрын

This is true

I WILL be debt free!!!🙏🏾🙏🏾🙏🏾 I BELIEVE!

I am new to your channel but i am not new to the financial freedom journey or i am not new to budgeting or not new to saving money. I have been working on my finances for years and i would like to say that i am doing so well with my finances, yaaaaaaaaaay hallelujah. One thing that you forgot to mention is emotional spending, i have heard that people go really really hard broke with emotional spending. I feel incredibly bad for people that end up in that situation.

Instead of iñcreasing my income l reduce my spending. To me this is the same. I have my emergency fund. I let the Lord lead me in my spending . I am now where l want to be.Thank God❤❤❤

@odessajackson4551

4 ай бұрын

Another way to increase your income without getting a raise is to pay off debt..for example when I stopped paying $150 on my Home depot CC and paid it off and stopped using it... That raised my income by an Xtra $150 a month.. Took me a little figure out how to give myself a raise instead of waiting on my employer to do it..

Thanks for the video🙏

Thanks for all the great tips!

Great video Bestie!❤

I just bought your debt free plan off of this video!! Keep speaking the truth!

Great video, thank you for sharing.

Thank you for this video! ❤️🙏🏽🙏🏽

@BudgetTreasures

4 ай бұрын

Thank you!

Yes, I had to cut back on watching so many influencers because I was being influenced even by just the Amazon finds. I have been able to control it now because I realize I was spending too much. I have an Amazon budget and it has to be cash only. No more charging on the account. Thank you for all the advice and tips you are giving. My goal this year is to pay off 3/4 of all my credit cards and save more.

Working on increasing my income as we speak and God is going to do his big one🙌🏽

@BudgetTreasures

4 ай бұрын

I believe with you! He is going to do it

@KimberlyBowers821

4 ай бұрын

@@BudgetTreasures yes he is!! Thanks for the weekly encouragement!!

Love the video.Thank you for putting this out there.

@BudgetTreasures

4 ай бұрын

Thank you!

🙏🏼💜 thank you! Sometimes we don’t know what we don’t know! Keep an open mind!

Thank You for this 😊😊

@BudgetTreasures

4 ай бұрын

Thank you!!

Thank you… love your channel…❤

@BudgetTreasures

4 ай бұрын

Thank you sooo much!

Yes 🙌 great advice 🙏

The video was very helpful and you keep doing what you’re doing, God bless you

Love the video. Mighty rich and inspirational words. 🙏🏽🙏🏽🙏🏽🙏🏽🙏🏽

@BudgetTreasures

4 ай бұрын

Thank you!

🙏🙏🙏 thank you

We needed this video, thank you! 🙏🏿🙏🏿🙏🏿

@BudgetTreasures

4 ай бұрын

Thank you!

Thank you for sharing! Positive mindset will help us move in a different direction financially 🙏

@BudgetTreasures

4 ай бұрын

Thank you!

🙏🙏🙏Great video I had to share this. Thank you

@BudgetTreasures

4 ай бұрын

Thank you so much for sharing!

Very good video! Thank you!

@BudgetTreasures

4 ай бұрын

Thank you

🙏 thank you

And yes...investing is so important! Invest in yourself and in assets that have the ability to pay you. 😊

@BudgetTreasures

4 ай бұрын

Yesss!!!

🙏 fast food subscription need to go lol love your platform

🙏 great tips.

Thanks for this breakdown Bestie 💜

@BudgetTreasures

4 ай бұрын

Absolutely! Thank you for watching!

Girl you are inspiring!! Thank you girl for your positive vibes !! 🙏🙏🙏🙏

@BudgetTreasures

4 ай бұрын

Awee! Thank you

Great tips! Definitely having a Broke mindset will keep you broke! Speaking fruitfulness and increase into existence will come to pass, but you also have to do the work! It's important to practice good stewardship of your resources. 🙌🏽🙌🏽🙌🏽. Proverbs 3:9-10 Honor the Lord with your wealth, with the firstfruits of all your crops; then your barns will be filled to overflowing, and your vats will brim over with new wine.”

@BudgetTreasures

4 ай бұрын

C’mon here and speak!!! I love it!!

🙏 thank you for all you do for the community. My tip, which I’m sure you’ve heard before..don’t buy brand new cars initially ..it eats away at too much of your income that you then don’t have available for other cars..my a car that is AT LEAST 2-3 years old.

@BudgetTreasures

4 ай бұрын

Great advice!

Great tips! Seeking counseling or therapy for unsolved issues from childhood helped me tremendously. I was buying stuff to soothe past pain.

@BudgetTreasures

4 ай бұрын

I really believe that there are soooo many of us who struggle in this area...

Thanks for the video. If you feel deprived you won't succeed. Find a thing/reason/goal that you want more than staying where you are and can get excited about. This will give you a purpose or path to not feel deprive when not doing or buying something so that you can get what you want with excitement no matter who or what wants to bring you down. It can be very small. Then do it over and over till it is a new habit and way of life.

🙏🏿 I also believe not dealing with what’s on the inside can cause us to not live with our means. Because this false sense of worth from buying his or that, doesn’t make you deal with the nitty gritty stuff

@BudgetTreasures

4 ай бұрын

Good thoughts!

Thank you for this very informational video. Your tips are always on point😊

@BudgetTreasures

4 ай бұрын

Thank you so much!

Transitioning financially!

@BudgetTreasures

4 ай бұрын

Yesss!!

🙏🙏🙏🙏🙏🙏🙏 thank you

Yes I agree there is power in the tongue, that is what the mind is telling you. Your mind is very powerful and you have to change your mindset. Thank you for sharing 🙏

@BudgetTreasures

4 ай бұрын

You're welcome

Love your hair Jaz😍

@BudgetTreasures

4 ай бұрын

Thank you! ☺️

Amen amen amen

Amen!!!❤❤❤

Budgeting is for anybody. I am hoping to help someone or my son one day to show people I am very knowledgeable about saving money. Dave Ramsey, Suze Orman etc just name a few are my teachers

@ms.ashley7643

25 күн бұрын

Dave Ramsey‘s baby steps have really helped me. But now I have become such a frugal saver. I haven’t learned how to enjoy life. Baby step six.

🙏. Cycle that is difficult to break.

I thought I had an income problem. Never making enough money. I would never look at my finances, lived paycheck to paycheck until I took a hard look at my spending, and realised I had a spending problem. Started cash stuffing and now I'm actually saving money🎉🎉🎉

@BudgetTreasures

4 ай бұрын

Yess! I love this comment! Thank you!

I find your videos so helpful and practical. You have helped guide me and my family to a better place financially. I am so glad I found your channel ☺️

@BudgetTreasures

4 ай бұрын

Wow! Thank you so much for this testimony! I am glad!

Great video Jazmine. You look so pretty. We definitely have to watch the words we speak, especially out loud. I try not to keep the company of a person that’s a ‘Debbie’ downer. I need those who I can stand beside, and we’re encouraging each other.

@BudgetTreasures

4 ай бұрын

Awee! Thank you! I agree! Our circles can give life or death

🙏🏽🙏🏽🙏🏽🙏🏽i love your videos and ive connected with you especially because you are a believer and have so much biblical wisdom to provide!

@BudgetTreasures

4 ай бұрын

This is awesome! Thank you so much for being here

I have sinking funds for everything yet. I don’t splurge on myself. I even have a sinking fund to spoil myself. But I don’t use it. I just keep stacking the cash. I’ve not learned how to relax and enjoy life.

@BudgetTreasures

24 күн бұрын

I understand. This is hard to do but we have to enjoy life. Life is short. That’s how I feel about myself.

🙏🙏💚🧡💜💙♥️❤️ I loved this Video ❤ thank you. Goodnight 💓

@BudgetTreasures

4 ай бұрын

Thank you Bestie!

Amen 🙏🏾

Thank you. I'm easily influenced. Tik tok has a choke hold on me. 😂😂. I need this content.

@BudgetTreasures

4 ай бұрын

I know how you feel. 😂

Praying hands

I prefer to be alone that’s one way I save. I feel like no friends no spending

Thank you for influencing me to pay off my CC debt lol 💕

@BudgetTreasures

4 ай бұрын

Yessss!!! Right!

Here is a person who regrets cashing out her share in a stock when it was going done. 😢 Sometimes our mind-set keeps us broke. I didn't listen and allowed fear to take over. My brother kept telling me to ignore and act as if that money was extra. My minset was the opposite and it was a lost. Its like looking at a glass half filled or half empty. Lesson Learn: accept advice from those with knowledge and wisdom. I invested approximately $400 of my income tax returns for one share, and it went down to $80. Now that stock is worth $850. 😢 🙏

Thank you soo much for making this video. It truly had me thinking in a different and positive direction for taking control of my financial situation situation.

🙏🏽

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I don't care about keeping up with the joneses. I stopped worrying about that a long time ago. I only buy when I need.

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🙏🏾🙏🏾🙏🏾

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If not updating the house 🏡 not buying much but necesseties

I'm simple but I have enough money in the bank not caring what others think

🙏🏽🙏🏽🙏🏽

🙏school functions for my kids is keeping me broke 😅

@BudgetTreasures

4 ай бұрын

Those functions can run a person so low

🙏

🙏 🙏 🙏

I don't make enough money that I have to budget because I look at it this way the only way I can get ahead is to budget otherwise I'm going to stay stuck in this rut if that makes sense

❤

🙏🙏🙏 addiction any addiction Get counseling and get free 🎉

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We - those who didn't know the word "Budget". I know it now ❤❤❤

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🙏🏽🙏🏽🙏🏽🙏🏽

🙏🏾🙏🏾

@BudgetTreasures

4 ай бұрын

Thank you for watching 🩷

❤❤❤🙏🙏🙏

👍❤

🙏🙏🙏🙏🙏

🙏🙏🙏🙏🙏🙏🙏

Thank you Bestie for sharing 💜. I WILL BECOME DEBT FREE again, for the 3rd time in Jesus’ name 🙏🏾♥️

@BudgetTreasures

4 ай бұрын

I’m in agreement with you!!!

@KaliGurlLiving

4 ай бұрын

@@BudgetTreasures Yessss thank you! Because I CAN do all things through Christ 🙏🏾

@BudgetTreasures

4 ай бұрын

Yes you can!!

🙏🙏🙏🙏🙏🙏🙏🙏

Good evening. What is the name of the song that you play at the end of your video and who is the artist. I like the song. I also am new to your channel and love your videos.

@BudgetTreasures

4 ай бұрын

Thank you so much for being here...The song is from Epidemic Sound and the artist is Tim Hirst and the song is called Young World in My Heart

@keviasamira

4 ай бұрын

Thanks