1. no spend activities 2. single event clothing over 3. glass water bottle 4. save loose change 5. content with what we have 6. shop price/value 7. home Cafe 8. earn rewards 9. eliminate debt 10. Sell what you don't use ✓✓✓

@Sarii-lu

2 жыл бұрын

This kind of comments are the best🤓 #saveTime

@leticiapalomino5319

2 жыл бұрын

Thank you

@oliverpoppinz4340

2 жыл бұрын

Stay unmarried (for a man) : beats all the others combined.

@kimgordon3695

2 жыл бұрын

@@oliverpoppinz4340 🤣

@pcgaminghelp

2 жыл бұрын

@@oliverpoppinz4340 since I moved in with my girlfriend, I've been able to save &invest much more.

I raised my kids minimalist and it’s adorable to see how amazing they are, simple and kind. They like taking walks and wear the same clothes over and over while their teenage peers waste money their parents struggle to afford. Also part of minimalist living is Silence. A quiet life. Eliminating drama and extras and people that come with that.

@NicholasGarofola

2 жыл бұрын

That’s awesome!

@asanta2023

2 жыл бұрын

Yes 👏🏽 eliminating drama and extras and people that come with that.

@jas_bataille

2 жыл бұрын

Gosh is this true. My parents raised me just like this and I feel like I am much happier now than most people my age :(

@mark9294

2 жыл бұрын

@@jas_bataille So why the sad face then?

@kevintheshane

2 жыл бұрын

And nothing quite beats the smug satisfaction of knowing how much better you are than everyone else. :)

Interesting to see someone living with less. I'm from a much older generation when we all had a lot less, and now I'm perfectly content to manage with very little. My total clothes expenditure in the last year amounts to 70 euros. I have at least 5 "no spend" days every week. I grow and store most of my own food. I have absolutely no debts. I pay for no streaming services, have no TV - just the internet. I'm probably little too frugal but have a very happy, tranquil and enjoyable life!

@NicholasGarofola

2 жыл бұрын

Thanks for sharing!

@kimgordon3695

2 жыл бұрын

Hello TWIN

Frugal is sensible to a point. You still have to be having fun, treating yourself well. No pre packaged foods or takeaways is a huge savings. Home cooking best answer. But your feet have to hold you up for a long time so spend on good shoes. You spend 1/3 of your life in bed. Good sleep, good health. Spend on bed and bedding. Spend on things that bring you joy. $$ are no good if you get run over by a bus. It's finding a balance, works best. To frugal are never happy in old age.

@virginialangford6257

6 ай бұрын

I get great joy from the security I have knowing there is nothing life could throw at me that would cause monetary problems or discomfort…it is not fun for some of us to go out to movies or meals..I have traveled around the world, have a very nice small house and have never dipped below a million dollars in my accounts since I was 37 yrs old …25 years ago

Not having too many things is so peaceful. No clutter / no stress 😊 Wearing the same clothes weekly means less laundry and makes decisions easier 💖

@NicholasGarofola

2 жыл бұрын

So true!

I was born in 1955. The term minimalism is somewhat amusing. Most who were raised in the 50’s and certainly prior, lived “minimally’. All of the home in our neighborhood were less than 1,500 sq feet and with a family of 4 or often, more. We all wore hand-me-downs and got one good pair of shoes a year. We saved for everything-credit cards were rarely if ever used. We grocery shopped one day a week and meal planned. We shopped for school clothes (two outfits) and underwear once a year. We replaced bathing suits and coats when we grew it of them. We mended our socks and had the cobbler repair our shoes. We bought in bulk and shared with neighbors. We went out to eat for rare special occasions. We NEVER ate at a fast food joint. Fruit was served for snacks and desserts were special homemade treats. Everyone knew how to bake bread. It’s just not that complicated. I do appreciate anyone striving for a simpler self-sufficient lifestyle.

@phyjcb

Жыл бұрын

The first time I heard about minimalism, I thought: "That's how my grandmother lived."

@Ocioca2024

Жыл бұрын

I'm a 31 yo and I live like that because that's what my 70 yo mom taught me. And that's what I'm teaching my 7 yo kid too. Minimizing consumerism

@teresasmith2161

Жыл бұрын

Same. I was born in 63.

@monocle8868

Жыл бұрын

This is interesting. I am Gen X and from a relatively wealthy family (Dad made 250K per month for decades). But I was raised like Boomer. ---- It does pay off; already Retired at 46 with three mortgage free rental home.

@mamalovesthebeach437

Жыл бұрын

@@monocle8868 Incredible accomplishment!

"I've learned to be happy with less." I have learned in whatever situation I am to be content. I know how to be brought low, and I know how to abound. In any and every circumstance, I have learned the secret of facing plenty and hunger, abundance and need.Phillipians 4:12

My loose change jar adds up fast here in Canada with loonies & toonies. The last time I rolled & counted all my change I had $328.00. Its definitely a good tip!

@dreamchaser5758

2 жыл бұрын

Canadian change sounds so fun

My husband and I go kayaking 1-2 times a week. The lake is just a 15 min drive from our home. It’s cheap entertainment and exercise too 👍🏻

@NicholasGarofola

2 жыл бұрын

Love that!

I really like the idea of no spend day. I don't spend money everyday but it's nice to be aware of it and maybe extend it to a few more days.

@XxAlex530xX

Жыл бұрын

I’m Adventist and we don’t spend money on Saturday’s, so I thought I was cool he does something like this. It’s prettt good having a day where you rest and don’t worry about spending

Something I discovered is to be truly satisfied I need to reconnect with my essential nature, with Spirit. As I let go of everything, including thoughts and emotions, I dissolve into pure Spirit and then all the feelings of lack are gone. There is this contentment and happiness without a cause. I wish everyone the opportunity and then a way to learn to stay in that place. Cheers

Reading and going for a walk in the woods or in our local park are my favourite free activities. At the beginning of my minimalist journey, I decluttered so much, that I started selling the most valuable things too. Although I made some money this way, I now rarely sell something. I mostly donate the stuff, because I simply want it out of my house. BTW you had recently commented on one of my videos, that maybe you wanted to try "less talking", well I have to say I really like your voice: it's calm and soothing. So keep going like this 😍

@NicholasGarofola

2 жыл бұрын

Thank you so much!!

Library books, movies, tv series, separates in clothes..tops/bottoms, walking the pup, wash & detail car at home, cook great meals at home. Cut the tv "cord". Shop thrift stores.

"Those crumbs might start to look pretty good".. love these self-deprecating moments.

I love your calm, quiet approach. You’re awesome ♥️❤️🇦🇺

@NicholasGarofola

2 жыл бұрын

Oh thank you!

I did buy a $280 chair after owning 2 or 3 $30-40 ones and I'm very pleased with it 10/10, but I went to the office depot to try a bunch of chairs, to my surprise there was no other customers in the store, I guess more and more people are shopping online rather than going to a brick and mortar store but I think some items you have to see, feel or try before purchase.

I feel pressure at times because my teens friends have parents who take them on lavish vacations and we just don’t do that. I hope he’s not missing out. Thanks so much for your inspirational content!!

@NicholasGarofola

2 жыл бұрын

The grass is always greener it seems, thanks for watching!

@mamalovesthebeach437

11 ай бұрын

We never went on any vacations as a family. While I do think that time together as a family is important, "lavish" is not and IMO sets kids up for unrealistic expectations. I have seen this first hand...

I remember before Starbucks expanded globally, you'd never see anyone clutching a coffee on the way to work. All of a sudden everyone had a new habit of dropping obscene amounts of money on coffee throughout the day. I just drink instant these days, one doesn't have to experience "the best' of everything.

@jas_bataille

2 жыл бұрын

Depends on the culture! In Italy, everyone have been waiting in lines to get an espresso shot. But yeah, Starbucks did changed that in America, and their coffee is disgusting and overpriced af!

@kimgordon3695

2 жыл бұрын

It's amazing how home brewed coffee @ .21¢ a cup smells & tastes... especially w your BF!

Frugality is freedom. If you haven't read it I highly recommend Vicki Robbins book "your money or your life"

I love your honesty, man. The sincerity is felt

All good tips. I do live by many of these rules. The one thing that life has taught me is that when I do need to make a purchase, it’s due to something wearing out, or being too costly to repair. I always try to buy the best quality item I can afford, then making it last as long as is feasible. Being content with what you have around you, not needing the latest gadget or trinket is a great quality. I also like the satisfaction gained from surrounding myself with good quality possessions that I know will last a longtime. My other tip is also to buy second hand when possible - I’ve saved an absolute fortune doing this - I’ve also found that older items are generally better made - maybe not on trend, but they will outlast the newer objects.

these tips were rather an insight into consumerism and how to spend more then necessary. i grew up (in europe) under the poverty line, but never felt poor. my mother could apparently be called a good budget keeper. spending money to have fun was a foreign concept to me, it's something that happens sometimes, occasionally you choose to do something that costs money, but it's rather rare and it doesn't feel as if money has any connection to fun for me. all the other tips i also grew up with and are just normal. buying a drink somewhere was an ocassional splurge, buying new clothes was when the old fell appart (or rather making/mending clothes as my mother is a seamstress),.. only the saving of change was offcourse not a thing for us, change got used up in the next weeks grocery shop. and now that i'm middle class and could save change without needing it directly, cash money isn't used anymore. :p now i understand better how we could save almost a 1000euro a month from one middle class job income while raising two kids, while other families had nothing left from their two jobs income. it's the small, but incremmental and the unnecessary spending that creeps up. I don't call myself frugal as frugal sounds to much intentionally, while for me it's just the way i'm raised. i get that it's not as easy as just spending less if you grew up with different habits. it's a change in mindset and finding ways for getting satisfaction and enjoyment without having to spend money. and knowing what you can do yourself and for what you have to hire others to do for you. like setting a cup of coffee. we installed our own kitchen, but our tile flooring was done by a skilled worker. i can mend my own clothes, but our shoes are made by a shoemaker. i've noticed that being poor often brings people towards learning a whole set of skills that others would have just let payed workers do. it's something a frugal person will probably start doing to. nothing is as rewarding as learning new skills either way, and many can be learned in a frugal way. it's not necessary to spend a lot on tools and materials. many tools can be borrowed or shared with others and materials to practice can often be found from garbage or second hand stuff.

I grew up in the 70’s learning to be a conservationist and did so camping and learning to leave a small footprint. Great video I play 30-45 minutes of hoops regularly great activity, great tips thanks! Home coffee is important, Going out to eat is another savings killer too

@re8746

2 жыл бұрын

No eating out at all.

I love the thing no spending money! I have stopped spending or like stopped impulse or shopping out of boredom. I´m seeing my account and my creditcard bill not getting out of hand. And it feels so good cus i have everything i need. Great videos

@NicholasGarofola

2 жыл бұрын

Very true. Thank you Johanna!

Congrats, really good content. I’d also add a few things I consider helpful: - Keep your current car for a few more years - Don’t change phones often, most phones will be really good for 4/5 years - Try to eat at home more often - Try to drink more water. As beverages in general tend to have a higher margin

Nicholas, LOVED this video and with all due respect but it's almost like I wrote it. We're definitely on the same page. I've had my grandfather's shaving mug for years and filled with change ongoing. One time I saved over $800.00 and money went to redo my front yard landscaping. Recently had to replace the windshield on my car and lo n behold cashing in a couple of bags of change more than paid for it. I be into good health, getting sun, etc. I enjoy the outdoors without spending $. My background is in finance and it fit so well into whom I am personally; a minimalist from young age, conservative with spending, eating at home versus restaurants and with exception to maybe once a month coffee at McD's, I like my coffee at home. I feel so at peace, mind and soul are thinking/feeling clear. No stressing nor anxiety. Home is becoming too big but is very sparse. Less is best.

I do a "no spend day" at least 2 days a week. I already paid 3 credit cards off so far, it really does make a big difference. I do most of these things, minimalism does make you think different about money. I'm going to just have one credit card and one debit card.

Very much agree with the dept clearing: the amount of interest you pay on credit cards and overdrafts is mad. And actually, the credit card companies do not need your interest payments; a few years back I offered my 5 credit card lenders to pay back the full amounts owed if they take off the interest fees .. and every single one agreed to the deal. Also, if you can: do not have an overdraft on your current account and use a prepaid credit card that only carries the amount you have actually paid onto it. If shopping online keep your faves in your basket, then go back a few days later and see if you still want them :)

@vanessamay3689

2 жыл бұрын

Excellent comment

I gave up my home with a mortgage and bought a fixer upper trailer in the country. The trailer in the country has a well so free water. I dont drink the water just use it to shower with and wash my dishes.

Nice vid. When being frugal, I think it's important to have in mind the reason for the frugality.

@likelyladsss

2 жыл бұрын

For it is I want to use earth's resources as little as possible,,,, I'm not really good at that,,,, I only could reduce on clothes/shoes/bag,,, still need improvement in so many other area's

Great ideas. Coffee for me is mandatory though. I need it like I need water haha. I am so impressed with you, Nicholas. It's refreshing to see a guy talking about this subject, minimalism and saving money. There are at least a gazillion KZread channels that are great but they are all female which is also nice but it is refreshing to see a male creator talking about these subjects. Thank you.

I find I adapted to frugal living much easier than I expected. I am on my 4th no-buy/low-buy year. If it isn't a necessity, I don't buy it.... I live a very simple life. I work less than I used to. I hike or swim or cycle. I read. I play with my dog. I make all my meals at home and take a lunch to work. I invite friends over for a meal instead of eating out. I don't have membership or subscriptions, so less to "manage". I am considering getting rid of my smart phone and going old school ....

@kimgordon3695

2 жыл бұрын

#THIS ^

@emmel4fun

2 жыл бұрын

You lost me at the smart phone.

@moldymoss3991

2 жыл бұрын

I’m too addicted to KZread and I’m never actually enjoying yt shorts I might join you lol

@lilianab4756

9 ай бұрын

This is great!❤😊

@ritalynb7070

9 ай бұрын

@@emmel4fun service is really spotty where I live so half the time there is no internet. I can't use it to hot spot and I can't rely on it in emergencies. I live on the edge of a cellphone/internet dead zone 🤷 in a rural area. The dumb phones work better here and are more reliable.....

Lots of great advice.. One other thing I do is to note down every single purchase I make, even tiny ones, and add it to a monthly spreadsheet (I don't even note down what it's for, just the amount).. at the end of the month you can really see how those innocuous tiny purchases add up. Also if you work regular salaried hours make sure you know your post-tax hourly rate.. and how many hours it takes you to pay your mortgage, energy bills etc. every week.. linking unnecessary purchases to your wage helps to rationalise your purchasing decisions ("If I buy that item of clothing then that represents x hours of my labour.. is that a worthwhile trade-off or would I rather spend it on something else/save it).

Hey Nicholas, just came across your channel. The video is great. Even my grandparents n parents both have taught us to be minimalist. The points you mentioned are so relatable. Keep going. Thanks for the info ☺️

Thank you! Videos like these are so helpful to me - I struggle to cut down my spending.

Great Video, new subscriber here from Sunny San Diego 🌸

Hello Nicholas I also live in Florida and I am down sizing and decluttering and I just found your channel. You have the same mentality as I do and it is refreshing to hear you speak. I will be a regular on your channel so you can keep me uplifted as I process things out of my life and accept all the new rewards this will gain me.

@NicholasGarofola

2 жыл бұрын

That is awesome!

Thanks for the inspiration ;) I also try the "day without" to challenge my use of things. This made me realize I often use things by habits without really needing it.

@NicholasGarofola

2 жыл бұрын

Love that!

These tips are great. Something I aspire to as I try to adapt a more minimalist lifestyle ☺️

Great tips and actually how people over 50, like me, where raised.....this generation thinks its a sacrifice but a simple life was common back in the day and created more peaceful & content humans.

@hilo5901

2 жыл бұрын

Isn’t that the truth?! Six of us grew up knowing the ropes with a one income working Dad.

@HeadStronger-HS

9 ай бұрын

We had a lot less plastic junk in the 80s that is for sure.

Love your Channel ! Very informative and motivating to hop onto minimalism

@NicholasGarofola

2 жыл бұрын

Thank you!!

great and simple advice, I love that I stumbled on to your channel. I look forward to more content. Have a great weekend.

@NicholasGarofola

2 жыл бұрын

Awesome! Thanks so much

Thank you for your video. Calm and gentle but no less inspiring.

I’ve done this all my life. One extra thing with the reviews. Put that item in a cart or on a list. Come back to it later and see if you really need it or if it is an impulse buy. Always ask yourself. Is this a want or a need? Is this going to make me happy in the long run or am I chasing a short high?

@brandi8040

Жыл бұрын

Haha yes! This is something I definitely do. It has helped me save so much money! (and guilt!)

Nice video. Kind of a refresher :). We have been living all of them except for 'No spend day of the week'. We seriously want to adapt this habit ... atleast no spending 3 days in a month. Thanks Nicholas for this beautiful video.

New subscriber here! Loved this video, and I love the vibe of the channel.

I have a couple of no spend days every wk! I learned from 2008 if I don't have to go out or spend money I sit in my house & find something to do in the yard! I wash my own car! I don't go to beauty shops or nail shops! I pay family members for messages! We live close to a beautiful beach so we don't have to take many vacations!!!

good list and even if developing these habits a bit at a time, I think I'll jump right in. Thank you

Thanks for sharing! I'm on my minimalist journey

The ‘realize what a piece of a garbage it is’ happens to me all the time hahaha thanks for sharing man!

@NicholasGarofola

2 жыл бұрын

Even when I do research.. I buy trash

@erakkovaatainen148

2 жыл бұрын

When I started to consume less, I started to go out with trashes less. Literally you will reduce trash visits from once a week to once a month.

Well done. Thank you.

Awesome!

Ur videos are changing my mind and life..thanks a lot😁.

@NicholasGarofola

2 жыл бұрын

Glad to hear that!

I love these!! The last one is for sure the most important!! And I also love doing free activities! 😊 A no spend day would not be necessary for me. I usually only spend money one day a week (on groceries) 😅

@NicholasGarofola

2 жыл бұрын

So true!

@paulmarshall690

2 жыл бұрын

More than EVER! Totally absurd. Let’s Go Brandon!

Three of these points really stuck me because of my personal spending habits. Coffee, bottled water and clothes (I have spent a lot of money in winter jackets but I live in a city with a hot weather all the year). Good video.

Great video and great tips.

5:04 I love your sense of humor 😂

@NicholasGarofola

2 жыл бұрын

Thank you!!

@leticiaurbach1720

2 жыл бұрын

Crumbs on the keyboard lol.

Loved this vid! I already do some of them, I like the “no spend day”

This is a great video, I truly enjoyed it.

I love how you are realistic ❤💕. Bless you

I saw the entirely vídeo looking for a smile. Thanks for sharing this spots

Didn’t realize I do the “for occasions purchases” Going to keep that in mind. Great video. Nicholas!

Finally, a channel that makes sense!

Great advice. Thanks.

At 8:34…you are so right. “If I need to spend money to be satisfied, there is a much bigger problem.” Probably the biggest takeaway of all.👍

Good video.. I bought a coffee percolator. Cheap and no coffee filters to buy. I use the coffee grounds for my plants.

I really like and appreciate your videos, I became minimalist 2 years ago when I lost my father, I was depressed for almost 6 months and then life never became the same, ever since I’m always trying to improve myself as a minimalist, your videos are helpful

@NicholasGarofola

2 жыл бұрын

🙏🏻

your voice is soothing to my ears lol . thank u for the tips

I love your advice

Well said Nicholas!! You Got a New Subscriber!!

@NicholasGarofola

2 жыл бұрын

thanks Carolyne!

Always informative.❤ thank you

@NicholasGarofola

Жыл бұрын

Thanks for watching!

Great video. Thanks

Thanks for the tips I really apprecated it from with I always a frugal student and now and forever.

Simple life,happy life 😋good job

eating crumbs from the keyboard cracks me up! lolz! Thank you!

@NicholasGarofola

2 жыл бұрын

😁

Thank you!! 🙏🏾

perfect video for me. thank you :)

One thing I discovered was to stop the habit of buying a daily newspaper. Not only did I save the purchase cost of the paper itself, but it avoids the temptation to pick up feel good snacks etc that I didn’t really need anyway. Interesting video, thanks.

My favorite dates when I first met my husband was a picnic in the park. We did that often.

I love how you mentioned toward the end, if you feel the need to spend money to be happy then there is a bigger problem at hand. ❤️ The endless loop. Yes. Gosh, yes. - Coin jar! Yes!! Growing up my mother had a pickle jar that all the coins went into, and each year that was our Christmas money! I've carried on the tradition with my own family! It really helps us not go totally overboard with Christmas shopping. - I also love how you mention using credit cards responsibly. It requires discipline, but can really beneficial.

@NicholasGarofola

Жыл бұрын

Love all that! Thanks for sharing 😄

@brandi8040

Жыл бұрын

@@NicholasGarofola Haha, anytime! Thanks for making such great videos!

Excellent vídeo...!!!

I do the same thing with credit cards - I pay them off in full every month, but I have certain cards for certain purchases so I can earn the most amount of rewards for the purchase.

I’ve been staying in every weekend this Summer! I park my car on the weekends. I checked out a book! It’s not that interesting but it’s a book. I’m making my coffee at home. I buy the small decaf once in awhile, a change from medium and large. I have no credit cards. I sell unwanted items or donate. My clothes are thrift. I’m happy, content. I’m saving money through the envelope system and it’s been great!

Great tips! Best things in life cost little to nothing monetarily, in my opinion. Didn’t know you had an IG, just sent you a follow. Enjoying the vids!

@NicholasGarofola

2 жыл бұрын

Awesome! Thank you!

@BackpackingVideos

2 жыл бұрын

@@NicholasGarofola Looking forward to seeing your channel grow!

thank you, i like it

I already do all of these things, but you are so handsome and well-spoken I spent nine minutes glued to the screen anyways

@NicholasGarofola

2 жыл бұрын

You're too kind 😅 thank you so much!

@MvrKhan

2 жыл бұрын

Same here! Haha..

I just rebrewed coffee grounds on the stove. It was better than the first time in the coffeepot

I love your content mate

All 10 are good advices. And practical. :)

@NicholasGarofola

2 жыл бұрын

Thank you 😊

@gaoda1581

2 жыл бұрын

advice不可数哦

I thought I was the only cheap guy out there> Thanks for sharing.

Great presentation

Very cool video. Having a single expensive hobby that I prioritized above all things turned me into a financial minimalist. I never spent money on coffee shops, expensive food, or vacation travel. I watch free movies and listen to free audiobooks the majority of the time, and I listen to all of my music on KZread. Whenever a penny can be pinched you can bet I’m there to pinch it. I sometimes wonder how different my financial habits would’ve been if I didn’t have that hobby

@northstar4851

2 жыл бұрын

What is the hobby, and what % of your income is spent?

@jebyjames606

5 ай бұрын

Cycling I guess😬

I just started using a flexible SS mesh coffee filter. No more paper filters. Always make it at home now, saves a ton.

You are funny in your own ways. Keep it up.

I LOVE your bed, I'll have to get me one like it.

@NicholasGarofola

2 жыл бұрын

Unfortunately it's a temporary one!

I accidently feel into the habit of using a water bottle and making my own coffee everyday :) Saves me a ton of money.

right on!

nice content you got yourself a new subscriber 👋

A library card is invaluable. My county’s libraries each feature a specific activity. I have a professional recording studio, sewing shop and a complete woodworking shop available to me with my library membership. County parks are also excellent places to spend time, not money.

The Brita water can is amazing. Ours broke but we would get glass bottles...fill them up from the can and always have plenty of water ready in the fridge. No plastic.