Hi all! Thanks for your continued support on the channel, I really really really appreciate it 🙏 Grateful for your viewership, let me know how I can be better! and drop a comment

@rick.austin

3 ай бұрын

Hey mate, I've seen the last interviews you were a guest on. You rocked them! Definitely accept any invitation to future interviews because that's a great format to see you in beside usual videos!

@russcargill8498

3 ай бұрын

I will always consider you the GOAT for solid, no bs financial advice. I recommend you to friends and families for your sensible and legitimate advice that I always agree with. The success is well deserved 🎉

@Alfirio

3 ай бұрын

I just opened a Roth IRA account with Betterment and Wealthfront. I put $6500 in each. (Contributed to 2023 in betterment and 2024 in Wealthfront) so I can see how they compare to each other over the course of the year. Could you give me some tips as to how I should compare their performances?

Once upon a time, I was an eager investor. With high hopes and dreams, I diligently built my investment portfolio over the years. But as the tides of the market turned against me, my once-promising investments began to crumble. Stock prices plummeted, bonds defaulted, and my hopes faded away. With each passing day, my portfolio dwindled, mirroring the sinking feeling in my heart. I watched helplessly as my hard-earned savings vanished, leaving behind a lingering sadness and a stark reminder of the unpredictability of the financial world. I'm here again because I want to get back on track.I need ideas to get on on a recovery process.

@sophia253

Ай бұрын

Losses can provide valuable lessons and insights into the intricacies of the financial market. They can highlight areas where improvements can be made in investment strategies, risk management, or research. By reflecting on the losses and learning from mistakes, one can enhance their knowledge and skills, which can contribute to future success. I don;t have much to give but my thoughts are with you.

@rogerwheelers4322

Ай бұрын

You can get back on track by following this simple process: Take stock of your financial goals, risk tolerance, and investment timeline. Understand your investment losses and the factors that contributed to the decline. This self-assessment will help you communicate your needs effectively to a financial advisor. Remember to seek the help of a professional financial planner(CPF) as you start over, which is what you should've done from the get go.

@joshbarney114

Ай бұрын

I'm sure the idea of an investment-Adviser might sound controversial to a few, but a new study by Motley-fool found out that demand for Financial-Advisers sky-rocketed by over 42% since the pandemic and based on firsthand encounter I can say for certain their skillsets are topnotch. I've accrued north of 880k within 16-months from an initially stagnant Portfolio.

@FabioOdelega876

Ай бұрын

I think this is something I should do, but I've been stalling for a long time now. I don't really know which firm to work with; I feel they are all the same but it seems you’ve got it all worked out with the firm you work with so i surely wouldn’t mind a recommendation.

@joshbarney114

Ай бұрын

I definitely share your sentiment about these firms. Finding financial advisors like Marisa Breton Dollard who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

It took me years to really move from emotional investing to intelligent investing ;) Emotional Investing is definitely one of the most damaging and common mistakes investors make. Great video Humphrey! Like always!

11. Not subscribing to Humphrey Yang!

@humphrey

3 ай бұрын

Lets go!

@alexanderwillet3245

2 ай бұрын

Cross over I’ve always wanted ‼️‼️

The dilemma of "higher interest rate leads to expensive borrowing leads to slow economic growth" and vice versa makes it difficult to manoeuvre economic parameters. Yet the stock market isn't showing any sign of slowdown caused by a recession outlook. Investing now instead of saving would make thousands of dollars in ROI if done right.

@selenajack2036

3 ай бұрын

I don't agree it is a real dilemma. These parameters are tweakable can be effectively done to preserve economy while growing the economy. I do agree, though, that the market is rising hell. Heck, I've grown more than 70k this earnings call season.

@kaylawood9053

3 ай бұрын

That's an impressive growth there. I put all my eggs in one basket-- META-- and I really benefitted. My FA has advised we diversify going forward. Talking about tweaking the parameters, some countries have low inflation but are still economically prosperous.

@bsetdays6784

3 ай бұрын

In recent times it's mainly Asian countries maintaining that dual prosperity. Anyway, any chance you could recommend who you financial advisor is? I need some help investing this year.

@selenajack2036

3 ай бұрын

Yes, Taiwan is a prime example. Well, I suggest sticking with one who understands your short and long term goals. I'll personally recommend Marisol Cordova because I work with her, but I'm sure there are other good ones, too. You could check her website out.

@JulianBarnes-dd2iq

3 ай бұрын

Thank you for this recommendation. I'll check her out. Congrats, too, on your newfound META wealth.

Always a good day when I see you upload. Really appreciate these videos man!

These are actually very useful advices! thanks!!

Found your page after you did the video with George Kamel. Absolutely love this channel! Thank you for making what at times seems challenging into easy to understand and super helpful information. Always look forward To seeing what comes next! Thank you!

Thank you for the new video Humphrey! I just opened my Roth IRA this year :)

Thank you, Humphrey😊

Great advises, thank you!

KZread’s the best financial advisor

Thanks for the content. Greetings from Bogotá, Colombia.

Thank you for these videos. Onward and upward

hold through everything. Even the bad times.

@matilders1775

3 ай бұрын

And keep on saving monthly and you will actually get a lot more in the end

@glasshalffull2930

Ай бұрын

Keep it 100% in an S&P500 index and stay away from bonds til you are within 7 or so years from retirement.

I picked some solid ETFs, which I researched extensively. Started buying them fairly regularly and have continued to do so. I truly do dollar cost average and it’s worked out very well for me. I made all the classic mistakes through the years until it finally dawned on me to quit being so speculative. I used to try to get larger gains quickly and finally realized that’s a gambler’s mentality. I just keep buying now whether the market is up or down. I buy small amounts often.

I absolutely learned years ago that I can’t pick individual stocks. I’ve been lucky to have a few mutual funds that have performed well.

Good content. Thanks for sharing.

Loved Morgan Housel at 1.5x speed! Another banger of a video Humphrey, much WOW!

I started investing at 18 years old now 22. I have invested into individual stocks. I also have Roth retirement plan with work that have a lot into something that represents VOO. But also I wanted to open a Roth IRA to have VOO,VTI, and maybe a high yield dividend etf SCHD. My individual stocks are stocks I feel like are good just because they are business models the world needs and some people just can’t live without. I focus on about 15 different good stocks. I think if you are willing to learn you can pick some solid stocks, but also never hurts to have those nice ETFs in a Roth IRA.

Automating investments has been really easy to set it and check once a week. Definitely about single stocks is true. Received a couple shares do stock when I was little and sold them as soon as I turned 18, and put them in index funds.

A fish also outperformed the NASDAQ, so picking individual stocks can work if you have a fish

Everything here is pretty spot on. I was very risk adverse when I started (I still am), so I typically chose the buy and hold strategy, usually picking companies I would consider lasting a long time (and then the usual index ETF's).

Humphrey, thanks for another informative video. That being said, the study you show at 0:43 is about day trading and you use it to talk about investment....really 2 different things! Plus, it is known that becoming a profitable day trader takes more than 300 days and the Brazilian equity futures market might not be the best place to get there.

thank you !🔥

@humphrey

3 ай бұрын

No problem!!

Good investment advice!

Acquiring a stock is easy, but buying the right stock without time tasked strategy is incredibly hard. I've been trying to grow my portfolio of 210k for sometime now, my major challange is not knowing the best entry and exit strategies, i would greatly appreciate any suggestions.

@Khalifahmed442

2 ай бұрын

Consider diversifying your portfolio across various market sectors to achieve a balanced investment approach, minimizing the potential for significant loss.

@Juliedonald559

2 ай бұрын

She has extensive knowledge of portfolio diversity and is considered an expért in the field.

@Juliedonald559

2 ай бұрын

I'm talking about my wéálth manager BIANCA HARLEY DORAN.

@HelenaHenrique86

2 ай бұрын

BIANCA HARLEY DORAN really seems to know her stuff. I found her online-page, read through her resume, educational background, qualifications and it was really impressive.

@edwu6169

2 ай бұрын

Thank you for the lead. I searched her up and I have sent an email. I hope she gets back to me soon.

Great video.

I am a tax CPA and have a few clients that like to play day trader. I have yet to see one to win. I have a few single stocks, but I want them for the long haul and they are only 10% of my portfolio.

I enjoy watching your page, and yes, I subscribed. Currently I am collecting all my dividends in a pile, then I pick and purchase the div. stock I want. I'm trying to bring up each month to $500.00 of dividends. I used to just have my account reinvest them for me, but I would like to even the amount each month pays out. Easier said than done. It takes a lot of money. I have four months paying me $600.00, four months are at $460.00, and four months are at $105.00. I'm working on Feb., May, August, and November. I would love to get to $1,000.00 per month but I don't believe I have that many more years left, lol.

He is my good teacher😊

wonderful video

Awesome video. Most people are really investors but think of themselves as traders which is a mistake.

very nice!

@humphrey i was wondering if you plan to make a updated brokerage account comparison video for 2024 or a Updated IRA account comparison video for 2024?

Great video Humphrey. Excellent content

Also subscribed to your channel.

@humphrey Really enjoy your channel. I have a couple questions. Is there such a thing as being too diversified? Also if the stock market has an approximately 16% r.o.r. since 2019, is it naive to expect my investments with a financial firm to be gaining at least 8 - 10%?

8:55 I believe this is true also. I do watch mine weekly or bi-weekly not to trade or pull money out, but rather it keeps adding to on my mind and watching the sine wave while hoping for that parabolic curve into retirement hopefully creates a positive trend. I have rolled some money into ROTH from a traditional IRA, but the last time I actually pulled money out was about 30 years ago when I had a car breakdown right before my wedding.

can you hep me figure out where on robin hood you say your options history I want to see if I am negative or positive and by how much

Hi Humphrey. Can you make a video on ETFs combination portfolio to hold for long term.

My three favorite channels: Humphrey Yang, Stock Brotha, & How Money Works. Make my week complete! 🔥 🔥 🔥

4:18 [Matthew Monthly divided his annual $2,000 allotment into 12 equal portions, which he invested at the beginning of each month. This strategy is known as dollar-cost averaging. You may already be doing this through regular investments in your 401(k) plan or an Automatic Investment Plan (AIP), which allows you to deposit money into investments like mutual funds on a set timetable.]...... But what would happen if Matthew did his dollar-cost averaging, and then every time he saw a 5% or 8% downturn in the market, added another $50 or $100 from his discretionary budget? In this he's not looking for the bottom, just picking up a little extra from the lulls which always happen. I have seen several articles for the 5 main Schwab types, but never for this approach. Bare minimum it should land the investor between Peter and Ashley.

Can you do a video about robo-advisers and which is best ?

Here's an idea. I see you use fidelity too, they have a roboadvisor investing option. Maybe do a video of pros and cons, also maybe a comparison of few major investment firms.

The only thing I don't do is dividend reinvesting. I take the cash and use it to rebalance at the end of the quarter.

I do a mix lol, individual stocks, some dividends, but in my main portfolio I have ETFs and indexes 😂🤷🏾‍♂️

Humphrey; I turned drip on in robinhood but it reinvested my Home Depot dividend at $400 per share when it was around $380 per share. I turned drip off, is this a robinhood thing?

Great point on stocks. Anecdotally I made about $14000 on GameStop from $650. I viewed that gain as “play money” and I aggressively invested in various stocks with those funds. I invested in Tesla, VW, esports stocks, IT companies, other EV companies etc. I lost all $14,000.

@Gee-bg2rv

5 күн бұрын

How did you lose with tesla? I haven't been tracking tesla but hasn't tesla been going up ??🤔

@DaveB038

5 күн бұрын

@@Gee-bg2rv I bought at $890 per share before the split. Not sure what that translates to right now but I believe I sold at a slight loss. That one was better than the others.

@Gee-bg2rv

4 күн бұрын

@DaveB038 ah you're right, it is lower than like a year ago. Well your mistake was selling. Tesla is not going out of business , a temporary dip does not mean sell . Hold strong until it goes back up because it'll go back up forsure 🤷🏽‍♂️ if it was some small company or a startup then I understand selling when it goes down but tesla is a big company like mcd's, meta, Disney etc they're not going to go bankrupt or out of business in the near future, you can bank on the stock going up eventually

Total agree with point 9, i have losing $18K in option trading

Whoops. I broke rule 1. I'm a big gamer so I put all my money in Nvidia a few years ago. I'll go check it out and diversify.

Great video. This is helpful. But even though you do a lot of research and pick a stock it’s still an educated guess.

@humphrey

3 ай бұрын

yes

Being conservative with options is a great way to increase returns. Sell otm covered calls and cash secured puts.

@edhcb9359

3 ай бұрын

Or Las Vegas? Same thing!😂

@Eatmeatroamalways

3 ай бұрын

@@edhcb9359 We all have different risk tolerances. I don’t gamble in Vegas, so have no real opinion on that comparison.

@Stashmo

3 ай бұрын

Nope.

@gamesguy

3 ай бұрын

Both of those strategies underperform over the long run

@Eatmeatroamalways

3 ай бұрын

Underperform what exactly? It’s a great way to add some extra income when done correctly. Everything depends on one’s timeline as well. Yes staying invested in a SPY ETF from an early age will outperform active trading almost always. I understand this concept, but not everyone is at the beginning of their investment journey. Some are many decades into it already.

Pretty sure WSB are very open to and even celebratory about posting losses. Point taken though on the messages in this video!!

@humphrey

3 ай бұрын

thanks, some are -- but i would say most are probably a little not!? I know for me, if i lose. on an investment, im less willing to talk about it

@raffaelepiccini3405

3 ай бұрын

Loss porn is one of the most entertaining sides of WSB

@the-fantabulous-g

3 ай бұрын

WSB is just a bunch of trolls having a good time lol, I’ll never go full potato and buy options myself but hey their graphs look funky af

Great video. Can you recommend a couple of good flat-fee financial advising companies?

@humphrey

3 ай бұрын

Usually there are independent advisors that offer flat fee ones, for a service based one, try facet for a CFP meeting quarterly

My highest fee etf is 0.25 percent. And Anything I've found above that doesn't even look remotely worth it. Feels like you are hustling in reverse as Jaspreet says 😂

When you were explaining the dividend reinvestment screen on Fidelity, you showed a bunch of stocks. I assume that's part of your portfolio? If so, there's a bunch of individual stock in there. Any reason why you have those individual stocks in there when the advice is not to do it?

@humphrey

3 ай бұрын

Ah yes, I think the main point with #1 i was trying to make is, dont buy just 1-3 stocks in total. I think having 20-40 individual stocks in varying sectors (as part of a dividend portfolio for example), can make up a good portfolio. Sorry if that was not clear. My individual stocks are all part of a dividend portfolio besides some magnificent 7 plays - but a high concentration is in index funds

@ncolon2516

3 ай бұрын

He has mentioned in other videos that there are some individual stocks that are great for consistent, long-term investment (i.e. Johnson&Johnson, Home Depot, CocaCola, etc.) due to them being unlikely to go away any time soon and less likely to be affected by economic downturns - it isn't a bad idea to include those in your portfolios mixed in with Index Funds and ETFs. I think his overall message regarding individual stocks was not to stay away completely, but to not jump all-in on certain individual stocks hoping for a great rise! The ones you can see in his portfolio are slow, consistent risers if you look at their stock chart over a 10+ year period.

Caesar whispering stock picks is cold 😂😂😂😂😂😂😂😂😂

The only way I'll trade options is either spreads or single leg sell

You missed it on the options. Keep in mind there are options buyers and sellers. Selling premium has a statistical advantage like the casino. Being an options buyer you always have decay against you. Either one has the potential for outsized returns, but the seller has the edge.

@jeffl8549

2 ай бұрын

Exactly 💯

Hi!! You're my fav money channel so thank you for all the effort. I know you prefer Index Funds over ETFs but could you address the tax differences? I know ETFs are advantageous tax-wise but if you could explain why despite that, you prefer Index Funds. Ty~~

Fyi, the lump sum being just a bit higher than dollar cost averaging is due to it is basically giving the same amount of investment 6 more months to grow. There will be years where that lump sum bought high, Yeats it bought low, but those basically averages out over 20 years. The result $ being 3k higher is roughly the return on the extra 6 months of total investment time frame.

could we have an episode on FIRE (financial independence, retire early)? asking for a friend dreaming of being FIRE-ed soon on a monday :)

Have you ever attempted to use the Black-Scholes/ Merton equation when investing?

What are your thoughts on covered calls? as a bit of extra income?

@Stashmo

3 ай бұрын

Nope.

@thomasanderson5738

3 ай бұрын

Why not?@@Stashmo

@Stashmo

3 ай бұрын

@@thomasanderson5738 Studies show long-term investors do better. You want to avoid capital gains taxes and taxes on income.

Not to mention short term vs long term capital gains tax for impulsive obsessive day traders. And the opportunity cost of time and stress.

Arkk is prime example of not making any money but having high fees

I was wondering why you sped up the video of Morgan Housel talking… and then the host started speaking and I realized that was Housel’s normal speed. ;-)

How can I see the lifetime p/l on robinhood?

Lost 1000 in options trading. It was fun learning but i think I prefer the voo and hold dcaing

@glasshalffull2930

Ай бұрын

You mean LEARNING to never do it again😬

here's a subscribe

Lots of good advice in this video; however you conflated buying single stocks and day trading 🤔

7:37 was the playback on double speed or something? 🤣🤣

Bossman wassup sir

Last year I found an account that I *forgot* that I had 0ver 15 years ago and it had grew to over $245k. It’s a little better than finding a hundred dollar bill in your winter jacket.😂

Totally a dumb newbie question here, but to hit the general 15% investing rule, does the employer match count towards the total? For example - if I’m contributing 6% for the employer match, would I then allocate 9% within another account to hit the threshold? Or regardless of the match should I be planning for a full 15% of out of the regular normal take home pay… thanks!

@glasshalffull2930

Ай бұрын

The 15% includes your employer match. However, the ‘eventual’ goal is to max the total contribution which is $23K for 2024. Not possible for many, but do the best you can. What I did was up my percentage a percent or two every time I got a raise until I maxed out. I also went 100% in a S&P500 index which over a career has an average return of 10% per year. Now at 64 I’ve got $3.3 million in my account after 33 years of investing. No trying to time the market!!!!!!!!! When it’s on a down trend, your contributions are buying stocks at a discount. Best of luck!!!

@glasshalffull2930

Ай бұрын

15% includes employer match, but eventual goal is to max out 401K. (2024 max is $33K) Want more advice, just let me know.

There’s a big big difference between trading individual stocks and day trading. But they’re lumped here like the same thing.

I stay away from options. Shares are more straight forward. I’m up 16% in my sub$1,000 pro-folio since August ‘23. My only risky stock is Carnival Cruise but that’s maybe around 10%.

@rogerduran9497

2 ай бұрын

Holding onto majority of stocks i picked. And i used to be $32 dollars in the red in terms of market value. Not a loss until you sell at a loss. Have the benefit of being young. So letting it ride😎

What about investing in blue chip stocks with good dividends at a low cost basis or investing in trending stocks like AI or semiconductor or even crypto? I meant Bitcoin or larger AI stocks like Google, Amazon, Microsoft or Nvdia who are projected to grow exponentially largely due to leverages and market shares they have.

@damondiehl5637

25 күн бұрын

Buying stocks just because they are trending is the quintessential buy high, sell low. You want to avoid that.

@ravisha84

25 күн бұрын

@damondiehl5637 I don't agree as these are all solid companies with a lot of cash whose valuations will only go higher in the long run. Trends are important because many of them are based on supply and demand.

I'm looking into adding a dividend ETF and a growth ETF to my IRA. Anyone have any suggestions?

@humphrey

3 ай бұрын

Dividend ETF = SCHD

@hardyfinancialcoaching

3 ай бұрын

I second that. I own SCHD myself.

Hi, Humphrey! Do you have videos about: solo 401k, solo 401k Roth, directed Roth IRA and what do you think about investing part of retirement accounts in real estate through Roth IRA or solo Roth IRA? Thank you.

@user-be1eg4zo5c

3 ай бұрын

I'm new in US, 41 years-old have two kids and no time for mistakes)

The lost password one seems like a risk still. I need to do this, my wife does not. She set her investments to slow growth (like 2%) and never looked at it until we were married for a couple of years when I asked. We logged in and changed it. Now she forgets how to look at it again, haha.

Peter Perfect aka Paul Pelosi

Buy a good company and hold forever. No day trading - for suckers. I suggest a blue chip paying increasing dividends- record of 20 year record showing increased dividend payout

If you lose your password how do you login to dollar cost average for your stocks………

my msft is up 70%

Subscribed at .05 seconds. I win... :)

😂something funny happens when I started investing 8 months ago I opened a account on a website. And because I did not know how the app works I just looked at the cheap stocks and there was one with insurance where I was like ooh that’s not bad. So I spended 30 dollars, how 8 months later it is worth 200 dollars. 😂I should have put more in it. (Now I just put into the s&p 500

@damondiehl5637

2 ай бұрын

I bought a cannabis stock (TLRY) just because I think the market is going to get bigger and the company is branching out into beer making. It jumped 50% almost immediately. I think it is because Germany just legalized recreational pot. But TLRY jumps up and down a lot, so I'm not getting too excited about it.

"Why trade or hold when you can start using Eledator? Copy trading make it easier"

Can you purchase an etf but not the entire etf? I think it's called fractural etf?

@humphrey

3 ай бұрын

Fractional shares of an ETF, you can do that, yes.

@damondiehl5637

2 ай бұрын

Fidelity advertised a few months ago that you can now buy fractions of a share.

ark lol cathie wood lmao

I will never stop individual stocks ever!!!!!!

At 7:40 a guy that talks like Ben Shapiro 🤣

My advice is not not marrying into money

@humphrey

3 ай бұрын

Thats a good one

@smileygeni

3 ай бұрын

😅 agree

@supreme5998

3 ай бұрын

If your partner doesn’t come from money then at least make sure they are someone who will allow you to accumulate wealth. That means someone who doesn’t spend more than the necessities.

Glad to be %3 club profiting day trading

@Savvynomad225

Ай бұрын

Do you bet on sports too?

SQ, GME, and NVDA all made me good investments. Stop-loss of 20% or more and sell order scheduled at 200% growth. Doubled every time and forgot about it every time.

@Stashmo

3 ай бұрын

Not a long-term strategy.

@CaesarBro

3 ай бұрын

@@Stashmo I was thinking some anecdotal evidence could really make waves.

❤❤❤

The best-performing portfolios are those belonging to deceased traders.

13:14 Do you feel that your decisions were negatively influenced by how Robinhood interacts with the user??

FXIAX and FNILX until I die :).

@humphrey

3 ай бұрын

yay