Пікірлер

• 
  @GreinerdavidКүн бұрын

  Hey Friend! Thanks for tuning in. Do you have any additional questions about your car or on what they overcharge you? 🚗

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  @dustsettles60993 күн бұрын

  Você parece uma paulista!

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  @Greinerdavid2 күн бұрын

  mas eu sou casado com uma gaúcha 😂

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  @cyberdevil6576 күн бұрын

  I don't know if i can trust you

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  @Greinerdavid6 күн бұрын

  well you should never blindly trust a random guy on the internet, but how can I make it easier for you? just follow me for a while and make your own conclusion! 😊💪

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  @cyberdevil6576 күн бұрын

  @@Greinerdavid Believe me man you can't imagine how much fantasy i have of leaving my country and never coming back, but i do not think it's realistic in a situation where you have a low amount of money. Also if you're youtube channel is funding you for a whole month that would be shocking. I would love to think anyone could make it with a low sub count.

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  @Greinerdavid6 күн бұрын

  @@cyberdevil657 definitely leave your country at least once! this experience will change you forever. you will see the world with different eyes and have memories you will never forget. But as I said, my main income isn't my YT channel yet, I hope It will be one day. RN I live on my passive income from investing for the last +4 years and side hustles. I might open a business soon because it looks like I can scale this side hustle with great success. In your case I'd try to go to Australia, they pay rly well, I miss Australia almost everyday. Try to apply to a few jobs before coming to Australia or have some cash so you could buy a car so Uber is always an option to survive until you land a decent job!

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  @keepit-si4uz6 күн бұрын

  Just stumbeled across. Awesome Video! While not learning anything new as a guy already interested in personal finances you did inspire me to keep going and not loosing sight of whats important. Thx!

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  @Greinerdavid6 күн бұрын

  thank you so much for your genuine compliment! Always great finding like minded people 💪 you will see the first pay offs after a couple of years when you noticed that you are ahead of 70% of the ppl

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  @luanafaccin9 күн бұрын

  I used to believe that I had to be rich to start investing, but you've helped me understand that this isn't true!

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  @Greinerdavid9 күн бұрын

  huge misconception I had for many years. Really limits our wealth building potential

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  @Greinerdavid9 күн бұрын

  Hey Friend! Which are one of the biggest money believes you believed in? Let me know in the comments 👇

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  @henriqueherrlein24613 күн бұрын

  Greeting from Serra Gaucha!

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  @Greinerdavid13 күн бұрын

  Hey we are quasi neighbours! 😌

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  @richardsummers880515 күн бұрын

  You're not mentioning that there are thousands of "no-load" mutual funds available through most of the larger online Brokerage firms. You would have a better message if you told a complete story.

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  @Greinerdavid15 күн бұрын

  Thanks for watching Richard. Yes that's true but that's not the main point. As I mentioned it's very rare that a mutual fund are outperforming the boring index funds. That's why I keep investing in Index Funds

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  @Jojo-od7hn14 күн бұрын

  Index funds for sure. But bonds are always worthy

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  @Greinerdavid14 күн бұрын

  ​@Jojo-od7hn nothing wrong with bonds 😌👍

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  @Greinerdavid16 күн бұрын

  Hey Inverstor! I usually don't disaggree with Finance Guru's but this one had to be said! What's your favourite Investment option? Mutual Funds, Index Funds, Single Stocks, Crypto?

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  @user-lu8cw5iv1r22 күн бұрын

  As a second language learner of English, I put in my best effort to learn, but I often face challenges and setbacks. Your advice is truly motivating and gives me hope. I've heard about an extension called Immersive Translate from some KZreadr's comments, and it sounds quite intriguing. I'll give it a try and hope to make significant progress in this area.

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  @Greinerdavid22 күн бұрын

  ah that's a cool idea! It does help too. I remember playing english games as a kid that's how I learned words like "sword" or through my wife's phone I learned "to search" in portugese. Try to put your phone in English maybe as well. All the best of luck!

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  @Greinerdavid22 күн бұрын

  I just tried the extension, it looks good. It challenges you to think of the translation and if in doubt you can translate it. Very good tip, thanks!

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  @luanafaccin23 күн бұрын

  wow what a great tip! I always struggle to finish reading a book. I'm gonna start reading a new one this week and I'll try it out.😀

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  @Greinerdavid22 күн бұрын

  I'm glad I could help you! I just went back to Russel Brunson's DotCom Secrets and I'm half way through. It helps me in so many different aspects

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  @Greinerdavid23 күн бұрын

  Hey Friend! I hope this video helped you on your journey. Do you have any other reading tips? Let us know in the comments! 💪

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  @pv62127 күн бұрын

  i have Netflix (UHD) & Amazon subscription. but in my country (India) it's only cost me 9-10$ month. but there are many websites there let you stream free movies/series i use private DNS so don't back those pop-ups! and ya torrent is also there

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  @Greinerdavid27 күн бұрын

  but usually the average wage in those countries are much lower than in the states. That's why it's much cheaper. Just be aware of that. yeah true, but I cant teach ppl about that publicly 😂

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  @PistacchioIceCreamSucks27 күн бұрын

  One step ahead of ya. I have a spreadsheet that calculates every single monthly expense of mine. It gives me my total expense for 1 month, 1 year, 5 years, and 20 years. We're talking electric bill, mortgage, Netflix, Prime, lawn service, car insurance, gaming services, everything and everything. Anything that is a annual payment, I divide by 12 and if it fluctuates like an electric bill then I take the average from my previous 12 months.

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  @Greinerdavid27 күн бұрын

  that's great effort! I don't see my calculated expenses through my budget app but I still have an overview on my subscriptions or if anything is sticking out. P.s. don't tell my wife about Pistacchio Ice cream 😂

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  @somebody6974727 күн бұрын

  No need to subscribe to watch movies and tv shows if you sail the seas...😉

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  @Greinerdavid27 күн бұрын

  well I cant teach ppl this publicly 😂 so maybe this is the legal way as it is not possible for other subscriptions like music streaming or gym memberships

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  @overcomingwithin27 күн бұрын

  i just found ways to get it without paying the full price 😅. modified spotify, disney+ signed up in turkey (even tho i’m in australia) that i split with my roommate & then give the logins to someone else in exchange for another streaming service. netflix we also signed up in turkey and pay $8/m and split it. if all else values, it’s a pirates life for me

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  @Greinerdavid27 күн бұрын

  haha yes that is a very good option. I do the same for things in Brasil. For example spotify would cost me $4. But in Brasil you need to provide a tax ID so that only works if you have been here.

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  @blueeyedbaer28 күн бұрын

  I've canceled my HBO Max, Amazon Prime and Disney+ subscriptions. Still have Netflix, Spotify, KZread Premium, iCloud, Google One, Microsoft 365, Duolingo Duper, Freeletics and gym subscriptions. Much space for improving.

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  @Greinerdavid28 күн бұрын

  You are on a great path! 💪 If you have KZread Premium, why are you still paying for Spotify? KZread Music is included in that package

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  @Kirmo1328 күн бұрын

  Mine is €5 Spotify, €5 mobile plan, €25 ChatGPTPlus, €33 Gym membership. I hope I'm not forgetting anything For movies I (allegedly) pirate everything

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  @Greinerdavid28 күн бұрын

  That's not too bad! Do you think ChatGPT Plus is worth it? I feel like the technology is evolving so fast that tmrw there might be the same AI tool for free

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  @Kirmo1328 күн бұрын

  @@Greinerdavid It is really expensive ngl, but the about of time it saves me is so much. (I'm a grad student, currently writing my thesis) I could use a free LLM, but those don't have the same features as GPT Plus. but I'll definitely cancel it once I'm done using it

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  @Greinerdavid27 күн бұрын

  Ah that's a very good use then! I'm always on the hunt for the next big AI because as I said they're so competitive

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  @diwaalejandrogalvez79629 күн бұрын

  Mine's like $20. $10 for Netflix, $10 for Disney+.

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  @Greinerdavid29 күн бұрын

  That's fair! good job not getting lured into more subscriptions 💪

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  @RoadTo10KsubsWithoutAnyVideos29 күн бұрын

  Me who has no subscriptions 🗿

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  @Greinerdavid29 күн бұрын

  Damn how do you do that??? Share your secrets with us mate

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  @craig36129 күн бұрын

  i spend around $35 amonth and tbh i dont understand how people can pay so much for them

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  @Greinerdavid29 күн бұрын

  Great job Craig!!! well as I explained these low prices make it so sneaky and people who do not have a written budget lose the overview really quickly. We need to fight back 💪

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  @user-io5rk9nx7x29 күн бұрын

  ooh my god !!, nice video david . i'm gonna cancel all the useless subscriptions and invest those monthly . thanks mate !

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  @Greinerdavid29 күн бұрын

  I'm glad I could inspire you Ketta! Let's protect our hard earned money and spend it on something valuable 💪

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  @luanafaccinАй бұрын

  Wow what a great video! Today I’ll definitely check which subscriptions I have 🫣

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  @GreinerdavidАй бұрын

  Awesome! let us know if you found some alternatives 😊

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  @GreinerdavidАй бұрын

  I know canceling subscriptions can be tough, but gaining financial freedom is so worth it. What other alternatives do you use my Friend?

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  @TheCliffEdgeАй бұрын

  This is incredible value. Your channel will do great. Good luck!!!

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  @GreinerdavidАй бұрын

  I appreciate your support! I saw a big bookshelf in one of your shorts, I'll publish a video about reading very soon, which you might like too

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  @adiff99Ай бұрын

  they are not stray dogs bro they are too many and you guys do have affection for one and keep them in your home but that's not the case in other countries

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  @GreinerdavidАй бұрын

  I wish you were correct but unfortunately...

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  @carlosnomura1082Ай бұрын

  I have a Brazilian friend currently living in Hamburg... He wants to live there forever

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  @GreinerdavidАй бұрын

  Germany has its perks like organization and safety which I miss, but I hate the grey weather and I don't like the general vibe of the people. I learned that after living in Canada and Australia. But I also didn't like the New Zealand vibe, so it really depends on the person and country

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  @marcusvinicius7510Ай бұрын

  Idiotic idea to leave your country when ALL Brazilians are leaving that shithole.

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  @husseinelzein4297Ай бұрын

  Hey my friend! I am happy that you made the right Choice. I miss ur humor. Wish you all the best 👌🏻✌🏻

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  @GreinerdavidАй бұрын

  Thanks Ossi! Miss you too brother! Had to think about you recently when I wanted to wear a watch ... and the battery was out of charge 😂😂7

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  @MarcosAKSPАй бұрын

  Congrats, you're trying to describe a huge country based on a few days in a small city down south😂😂 You did say things that are true but many are not...

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  @GreinerdavidАй бұрын

  I would never consider a city with almost a million inhabitants a small city. Yes it's not Rio de Janeiro or Sao Paulo but those two are not the whole Brasil as well. And it's all about my point of view. You might have a different point of view and that is okay. Which are the things that aren't correct? Because my Brazilian Wife couldn't see anything that isn't true 🤔

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  @a.n.6374Ай бұрын

  Clearly you've never been around eastern Europe. The toilet paper in a bin is a thing around here as well.

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  @GreinerdavidАй бұрын

  I've been to Prague and Serbia and it wasn't a problem there either. Besides that I've been to Germany, Netherlands, England, Italy, Austria, France, Switzerland, Canada, Australia, New Caledonia and New Zealand and this was pretty new to me. Where are you from?

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  @LearnEnglishWithSirRichieАй бұрын

  Purrfect! You're on the right track, human! Meow-velous progress! But hey, why paw around with those old-fashioned paper flashcards? Give Karteto a whisker-spin instead!

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  @GreinerdavidАй бұрын

  Call me old school but I prefer writing it per hand. I feel like I don't remember as much when I type

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  @GreinerdavidАй бұрын

  Hey Friend, thanks for watching! What was the most surprising fact to you? Have you ever been to Brazil or are wanting to come here too? 🇧🇷

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  @LeticiaSilva-rn6hvАй бұрын

  🇧🇷

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  @GreinerdavidАй бұрын

  ❤🇧🇷

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  @sameerkaram9425Ай бұрын

  I like how you both are on same page And how your choices are mature

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  @GreinerdavidАй бұрын

  Thank you very much Sameer! I think creating this harmony together was key for our money stress free relationship

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  @JonesingFinanceАй бұрын

  This was awesome. 19:35 busted lol.

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  @GreinerdavidАй бұрын

  Haha that seat was pretty hot J!

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  @GreinerdavidАй бұрын

  Hey Friend, did you enjoy this special episode with my wife? If you need any additional help let us know in the comments 😊

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  @aGiLLa6662 ай бұрын

  There is another way… just look at you bank account from one paycech to another and write down all the spendings which could be considered as „optional“. You have to be honest to yourself though. It is really eye opening when you‘re done with it… Trust me 👌

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  @Greinerdavid2 ай бұрын

  we've all been there 😂💪

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  @aGiLLa6662 ай бұрын

  Great advice 👌 however most of the things should be considered as common sense… for the majority of people i would assume. Money you spend on things that you dont really need is the kind of money you could save or invest right? 😅🤷‍♂️

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  @Greinerdavid2 ай бұрын

  some people value eating out every day more. I value retiring early more than working till 60... 😌

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  @Greinerdavid2 ай бұрын

  Hey Friend! Budgeting doesn't have to be boring! Who's up for a Saving Challenge? Track your progress in the comments and let's motivate each other to reach our financial goals! 👇

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  @ericnickens-sb8qo2 ай бұрын

  Just curious how your getting the number so low, wouldn't you need to account for more years than the typical person (because you'd be retiring so early), also are you not worried about the S&p not netting 10%, past performance is not indicative of future performance and also considering if the S&p has a down year it would hurt you more because all of your savings are tied to it.

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  @Greinerdavid2 ай бұрын

  great question Eric. Yes exactly past performance is not guaranteed for the future, maybe it'll be -20% next year and after +30% or maybe just +2%. If I was retiring in a bear market I can also just keep working or pick up a side hustle. But overall I try to be optimistic rather then being pessimistic and "wasting" my best years. And my savings are not 100% tied into the S&P you always want to have an emergency fund for those scenarios.

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  @user-tq7th7yx2g2 ай бұрын

  New subscriber. Very valuable content. Now I feel more confident saving for my retirement

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  @Greinerdavid2 ай бұрын

  Hi Clarice! thank you very much for tuning in and I am happy I could provide some value! All the best on your journey

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  @Greinerdavid2 ай бұрын

  Have you figured out your retirement number too? Let me know in the comments, friend! 😊

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  @JonesingFinance2 ай бұрын

  Yup DCA into a ETF and chill.

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  @Greinerdavid2 ай бұрын

  Best decision I made regarding investing 💯

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  @Wistbacka2 ай бұрын

  Biggest struggle: understanding the bloody mindset of big shot investors when market prices movie in the opposite direction opposed to any reason or logic.

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  @Greinerdavid2 ай бұрын

  I feel you my friend. What helps me most is listening to Warren Buffett. He says that the market is just noise and you wouldn't care what the market says if your stocks were farm land that produces goods. 😌

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  @Wistbacka2 ай бұрын

  @@Greinerdavid So True. The reason I said that was on Monday I lost 350 dollars due to selling too soon. Plan was to sell regardless, and at a loss (wanted to move money from a pretty dead company to something better). Stock had already been going down for a month. Then came a report giving some bad news. I expected the stock to plummet even more as it had done with previous bad reports. Alas, it opened really low. Then it climbed to what I would call "morning glory". Then I sold it as it started to sink again, and usual pattern usually is a big dip. But no. Instead - after bad reports - it started climbing. For no reason. And stabilized slightly higher. I could have gained about 50-60 dollars on that. I know, small money, but it is the principle that annoys me. Same now with another stock. Got good report. Stock plummets.... Like wtf?

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  @Greinerdavid2 ай бұрын

  @Wistbacka yeah can be frustrating. Being clean with you emotions while trading stocks is very important. But I prefer to buy ETFs no need to focus on the stock market, or reports and can focus on other things like my KZread channel for example 😊

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  @jambiee2 ай бұрын

  Nice! I try to outsmart it with 5% of my portfolio. We’ll see, probably won’t go well but it keeps me from playing w the 95% of it

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  @Greinerdavid2 ай бұрын

  that sounds like a very good plan! "paying" 5% to learn learn how to pick stocks like Warren Buffett 😌 who knows what you'll learn

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  @Greinerdavid2 ай бұрын

  What's your biggest struggle with investing? Let me know in the comments 👇

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  @danielfernandes85122 ай бұрын

  2k views David!! 🎉🎉 Sadly, I only speak English 😬

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  @Greinerdavid2 ай бұрын

  thank you Mr Fernandez 🥳 you can try to pick up some Spanish with those techniques in case someone mistakes you for a Spanish speaker 😂

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  @casssia113 ай бұрын

  Really helpful thank you for the tips!

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  @Greinerdavid3 ай бұрын

  I'm glad I could help you found that video helpful l, Cas😊