Empowering you to master your finances & explore the world 💰✈️
Welcome to my KZread Channel, my name is Bisola but I'm popularly known as "WhizQueen". On this Channel, I share information on Finance, Entrepreneurship, and Lifestyle. Helpful tips to improve your savings, grow your investments, and educate you on how to become financially independent.
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Let's build wealth together and possibly retire early *winks*
#Finance #Lifestyle #Business #investments
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Bisola baby
Get Simplified Budget Spreadsheet - whizqueen.ca/shop/simplified-budget-template/ Use code KZread for 20% off.
That’s the same thing people said about UK
Thank you so much, this was really helpful plus my first time hearing about ATS😊
I’m glad you found this video and learned something new. Don’t forget to share
Abeg where u Dey stay for naija before u japa cos I can’t stop 😂😂.. sorry baby
Canada was never like this. The crime rate got worsened over the years. I never had to be overly cautious of safety or being scammed like that. We live, we learn
@@WhizQueen just be careful ole po pa ni Cana 🍁 even in Yankee 🇺🇸 oyapa plem plem
Thanks love
When my family and I came to Canada, we fell for the delivery scam because we were really expecting packages, as soon as we paid thank God it was just $1.50, but we had to block our Canadian ATM immediately. Also, we got a lot of phishing text messages, like 1hr after getting our numbers. Scam is so crazy in Canada, worst than back home.
It’s beyond me! Thanks for sharing and I’m glad you caught it quickly. I used to wonder how they got phone numbers especially if it was new but I later learned it was just permutation of random numbers.
Oh dear, yes fake banknotes are circulating. Sorry, you didn't know about this.
The fact that it’s polymer and looks so real! They also try to buy high value items with the fake notes. Thank you
Sorry, just take it easy
Why didn't you snap these fake currencies and show them online to prevent others from the scam?
I probably should have but I was thinking of solutions at the time not taking pictures. That’s why I’m sharing my experience so others can learn.
Thanks dear for these informations
You can actually cut it down to around $3,800 on d average. Groceries could be cut down, as they are mostly not needed if we all want to live a healthy life.
But if the difference is immaterial to you, relative to your income, just ignore and keep going.
you have literally spoken on cyber-security on this post, am impressed how you spoke on possible mitigation control for each of this (personal identifiable Information, PII theft, phishing, skimmer, Data privacy). Am in the space of cybersecurity so am impressed
You’re so right😁 I did it without even realizing. I hope everyone learns
@@WhizQueen I think you will make a good Cyber-security consultant; would suggest you explore it if the opportunity comes
Sorry about that dear 💘... Abeg next time do giverawa
That’s crazy I could remember the last time they stole your car 😢
Sad stuff. I’ve been through it mehn 🥲
🎉
counterfeits are very common in Canada. Bring a blacklight, scratch it, or even compare your own in the future. Also, it is not a good idea to be meeting someone that knows where you live. Should meet at a nearby public area. And always make sure theres security camera.
Thank you. There was a security camera there but he was wearing a face cap. And since it’s an apartment with multiple inter connected buildings I figured it was okay
If you have the IMEI number you can literally blacklist it... You can also request the police to track it for you...... I mean they were many things you could have done but then again it is Canada.... Things more slow there......
I have the Imei and I provided it to the police. They did nothing. I called Apple and they said if you logged out of iCloud already they can’t help you with it
@@WhizQueen ouch.... that's sad... I've lost faith in Canadian police :(
You guys are really funny oo 😂😂 how long have you been in CANADA 🍁🤣 sorry baby
Report scammers anydesk app number and anydesk name for the anydesk app abuse email.
That payment machine scam!😢Can’t believe how bad it has gotten in Canada. Stay woke out there boys & girls. TFS🫶🏽
It’s so bad now!! That’s why I only use my credit card for payment os with debit just kiss your money goodbye
great job & good information
Thanks for the update.sorry for the lose more gain will come IN do not fold❤
Thank you
Always go with a magic pen for such transactions.
How does it work?
@@WhizQueen its actually called a counterfeit detector pen. It contains some iodine & reacts to the starch found in most types of paper. Genuine U.S. currency is printed on paper that does not have starch. Therefore, if the bill is genuine, the ink will turn yellow and if it's fake, the ink will turn black or dark blue. I want to believe the Canadian dollar will react same way or you can query google to see the reactions to various kinds of currency. Its very affordable & sold online. I knew about it from working at the bank.
You have said it all. Just learnt a few things No one is too smart and no place is too safe
This is video is very helpful.....Comment to spread the news
Thank you! Pls share within your network too
Another content creator also talked about how on same Facebook market place the guy snatched the iphone and ran off. It is unfortunate that Canada is yet to wake up with respect to handing down harsh sentences to deter such frauds or crime. Ummm, I shudder to think of where Canada is headed. Stay vigilant.
You see we thought about this that was why we asked to meet in the lobby of the building not outside where he could run off. Infact we tried to have him stand where the cctv footage was but he knew what he was doing cos he had a face cap on. This criminals have gotten so comfortable because there’s no punishment for them. The cops and govt are not doing anything about it cos it’s low priority for them. I’m afraid for what the future holds in Canada 😌
@@WhizQueenthen what would you say about the future of Nigeria 😂
I'm so sorry this happened to you! 😔🤕I hope the government cracks down on this. Unsuspecting people will fall for these scams easily. I can't believe that the counterfeit money is being advertised on FB too, that's crazy! 🤯 I'm someone who is trying to make a little extra cash by selling items so this video is extremely helpful and timely. For future, I will be saving all contact information of the person I am selling to (especially if it's on FB) but not sure how helpful that would be as people can be using aliases on Facebook - but even so, if the profile looks suspicious i.e. no photo, low activity, relatively new profile, then I won't sell to them. I'd also suggest sticking to apps that force users to verify their identity. Those platforms are less likely to be crawling with scammers.
I’m glad you found this useful. That’s why I made the video honestly. Another suggestion will be to check the profile of the person to see if it’s a relatively new account or older one. If it’s new then you should pay closer attention to them. The cops also mentioned they have a buy and sell point at the police station. This might be worth considering for high value items.
The crime rate in Canada right now is through the roof! I hope this video brings more awareness on the popular scams going on. Please share your experience or any ones you've heard of so we can all stay vigilant 👇🏽
First to comment This is a serious one🙄🙄🙄, may God return your loss in multiple folds ❤❤❤ Pls take care my woman crush 🥰🥰🥰
amen 🙏🏼 Thank you ❤️
Another way is to get a driver's licence and one might be lucky to get engaged by people who need our services
True! My sibling and a couple of friends got their first jobs cos they had a drivers licence. Thanks for sharing
Super helpful tips! I’m going to check out the travel planner
Glad it was helpful! Let me know if you like the travel planner 🙂
Very informative and useful information.
Glad it was helpful!
Quite insightful. Thank you very much 🙏 I only got the questions when I downloaded though and not the resume template
Glad you enjoyed. I’m the same email there’s a link to download the resume.
Hi WhizQueen This is unrelated, I saw you made some videos on finanace. I was wondering if you invest in index funds(mutual funds). If yes how do you do it and what are the implications. I would be happy to hear from you.
When I first started investing in Canada I got mutual funds through an advisor at the bank branch. But now I do self directed and managed portfolios through Wealthsimple. I don’t do mutual funds anymore just ETFs
@@WhizQueen thanks
Thank you for helpful tips.
Am yet to get a job there
You know I feel like Canada is the same as south Africa
Can u build credit score with those digital bank?
Do you already have a credit history? If you don’t then it may not be the best option for you
Nice video.
Nice one, you ve got a great body.
Fantastic analysis, l enjoyed it
I was offered to open a high interest savings account my local rbc branch @ 5%... I said "HIGH INTEREST"??? So whats my credit card then @ 21%?? I was told " THAT is what we offer" I asked "is anyone that stupid"
I know right! Which is why I always advise to prioritize paying off CC debt first before thinking of saving or investing. 5% is still better than nothing offered by most traditional savings accounts.
Am confused, can I use this high interest savings account for my personal day to day transaction or do I need to open another account for that Do you know of any of these banks that allow children under 13 open account, I have checked neo and EQ Lastly, I cant see your referral code
Hi, you can use the same account for high interest saving for day to day banking. I believe children account has to be opened with a parent or guardian. It's a referral link. - EQ Bank personal - bit.ly/eq-whiz - NEO HISA - api.fintelconnect.com/t/l/65aa85f2dd52aa001bcd97da
Thank you so much for this information, just for clarification purposes . The interest rate is it only in a yearly basis?
Yes it is. Most interest rates are per annum
Great video
Can i open a joint account and a business account with this digital banks?
They offer joint accounts but criteria may vary for business accounts
cmon babes, how can you put a loud rock background noise to create chaotic sounds on this information packed video! 😞
Thanks for letting me know. It didn't seem distracting to me but I'll make note for next time🙂
I tried to open a wealth simple investment account but the only ID I have currently is my passport so I am not able to proceed from there.
No drivers license?
@@WhizQueen not yet . Guess I need to get at least my G1 soon to substitute my ID’s
@@WhizQueen not yet guess I need to get at least my G1 soon to substitute my ID’s
Put money in stocks
Good investment 👌🏽