Пікірлер

• 
  @user-tp2dl1gf4l20 күн бұрын

  I like Costa Rica pods from Nespresso

• 
  @arielleyasmine19 күн бұрын

  I actually have that in my shopping cart currently 😅

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  @ChoerlineCadet23 күн бұрын

  You moved to the UK!? Congrats 🎉. I’ll def be tuned in for this series.

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  @arielleyasmine22 күн бұрын

  Yeah, I got a job transfer, packed up and moved. Thanks so much! Hopefully I can get more consistent with posting :P

• 
  @ChoerlineCadet22 күн бұрын

  @@arielleyasmine yes you got this lol 💪🏾

• 
  @msme9790Ай бұрын

  Congrats!!!!!!! I’m the same way! As soon as I graduate I’m knocking these loans out.

• 
  @arielleyasmineАй бұрын

  Good luck on your journey. Being debt free is the BEST feeling ☺

• 
  @kennykwong10282 ай бұрын

  These videos never have spreadsheets lol

• 
  @arielleyasmineАй бұрын

  The purpose of the video is to share a student loan payoff strategy that helped me pay off as much as possible while still accomplishing other goals. I didn't feel that spreadsheets were necessary

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  @marcelezenagu98743 ай бұрын

  Hi, so was it that you loan in total 100k or it was the leftOver of your payment?

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  @user-tp2dl1gf4l3 ай бұрын

  New Orleans looks fun, I have to try that bull ride

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  @lateishathompson90934 ай бұрын

  Congratulations!!! 🎊🎉

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  @walkwithaissata4 ай бұрын

  Hey girl ! You sound just like me today. I’m nearing graduation from grad school and I wanna pay these loans off in 2 years max ! Feeling very motivated, thank you for posting this !

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  @arielleyasmine4 ай бұрын

  Congratulations on graduating! It’s definitely the best feeling when you can say that you can pay off all your student loans. Wishing you the best on your journey 🫶🏾

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  @arnoldsanchez72425 ай бұрын

  thank you soo much for the tips and advice!

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  @nursed.porchae9905 ай бұрын

  I need to do the zero based budgeting because way too much is going to unknown places. I see charges and try to figure out what it is 😩

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  @arielleyasmine5 ай бұрын

  Budgeting saved me, trust me, once you sort out where the charges are coming from and know where the money is going, you'll realize how much money you are wasting on junk.

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  @nursed.porchae9905 ай бұрын

  @@arielleyasmine im sure. I'm going to take time to do this today. Thank you

• 
  @aneshaelizabeth4 ай бұрын

  I recently went back to zero based budgeting and it works! When I would have money left over, I didn’t have an explanation for where it went when I would spend it. Now I budget for a buffer to hold me over in between paychecks.

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  @arielleyasmine4 ай бұрын

  @@aneshaelizabeth zero based budgeting is a life saver

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  @nursed.porchae9905 ай бұрын

  Congratulations 🎊 👏🏾 💐 I hope to pay mine off soon!! ($18k)

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  @arielleyasmine5 ай бұрын

  18k is definitely doable, you'll pay it off in no time!

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  @user-tp2dl1gf4l6 ай бұрын

  The food looks good in Morocco 🇲🇦

• 
  @arielleyasmine6 ай бұрын

  Some of the best that I have had traveling 😍

• 
  @leannfredericks76246 ай бұрын

  Amazing advice!! I’m nervous for my journey but I know it will be worth it in the long run. You are an inspiration, and Congrats on this achievement 🥳

• 
  @arielleyasmine6 ай бұрын

  Thank you ! I was in the same position three years ago, but you will be so happy that you started. Wishing you all the best on your journey 🫶🏾

• 
  @TheRealBangR6 ай бұрын

  I’ve actually booked this same trip in February , from Toronto to Lisbon then Lisbon to Marrakesh.. in terms of the air bnb what did u feel was the issue with the first one ? And did u change ur money after landing or in Portugal ? Please and thanks 🙏🏾 😊

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  @arielleyasmine6 ай бұрын

  Hi there, the Airbnb was in a very local area. As soon as we exited the front door cars were zooming past us and it was a safety concern. Also, my mother, who I traveled with, has limited mobility and the original Airbnb was three stories. We ended up staying in Gueliz which had way more restaurants and stores that were walking distance and overall we were just more comfortable. Most places in Portugal takes credit cards so I didn't have any cash, i just used a card with no foreign transaction fees. My partner was also with me and if needed, we could get cash from his ATM card for no charge. Happy traveling, I hope you enjoy your trip :)

• 
  @marvynluna36377 ай бұрын

  3 years is too much how do i do it in 1.2 years? I dont spend on me anyways just chicken and rice for a year for me.

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  @arielleyasmine7 ай бұрын

  I can only share my story, if you want to pay off a large amount of loans in your timeframe, develop a strategy that works for you.

• 
  @aj.meso268 ай бұрын

  Hooray! Thank you for sharing your tips and advice 🌸 I am in the process of paying my loans down and taking my loans seriously so I can be done with them.

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  @arielleyasmine8 ай бұрын

  Honestly compared to how I felt when started my journey, I feel a thousand times better and more at ease. Wishing you all the best on your journey 😄

• 
  @consumerdebtchitchat8 ай бұрын

  Good job 🎉❤❤🎉🎉❤. You took your situation and you made it work. I am so happy for you. 😄😄😄❤️❤️💯💯

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  @arielleyasmine8 ай бұрын

  Thanks so much 💛

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  @user-bm9wi8pu9f8 ай бұрын

  Congrats🎉

• 
  @robingreen64208 ай бұрын

  🌸 Promo`SM

• 
  @bivianacoyomani5158 ай бұрын

  Graduated with my Master's in Social Work with $51,000 in debt. Thank the heavens for that pause! During the pause I paid off the interest of all the loans. I wanted to see the actual principal of each loan. Then every month I kept paying between $1,000 - $1,500 for about 8 months. Living with my parents definitely helped! Then I realized I was the only one paying off my loans during the pandemic. I started saving my money instead of paying the loans. Now that interest rates have come back. I've been paying between $2,000 - $3,000 (from the money that I had saved up). Yes, I have the money to pay everything all at once. But my friend recommended me to pay my loans off showing consistency to build my credit score. Just by paying $3,000 on my unsubsidized loans in one month, my credit score jumped 35 POINTS!!! It's what helped me land my apartment with my girlfriend. I won't be living with my family anymore. Naturally, living with outside of my family home will costs more but my partner and I are ready to take the next step in our relationship. $34,000 more to go! I've paid $17,000 - $18,000. I'm so happy! I've paid about $2,000 in interest.

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  @moneywithjustliving52588 ай бұрын

  New Subscriber here. Just found your channel and it is great to be here supporting another great channel. Things happen, it is rough out there. Just remember to save save and save some more!

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  @queendom7748 ай бұрын

  I'm next🎉

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  @arielleyasmine8 ай бұрын

  Love to see it 🙌

• 
  @haileyreign9718 ай бұрын

  Thank you for your insight! I'm still in school but have been trying to make payments this past semester. My goal is to get them all paid off in 5 years (preferably less)! It's probably something you've mentioned before elsewhere, but how do you deal with financial anxiety? I'm having trouble finding a balance between being aggressive with debt & doing what I love (ie stopping the thoughts of "that $100 could've gone to an extra payment" when that's all I've actually spent on myself in months)

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  @arielleyasmine8 ай бұрын

  Hi! I completely understand. When I started my journey I felt guilty for spending on nonessentials. What worked for me is that I stopped thinking of it as a nonessential. I, personally, needed "treats" to keep me going and spending a little extra prevented depression and protected my mental health. In short, I changed how I viewed spending on nonessentials (it took some time though). Hope that helps! Also, congrats on paying while in school. You're already ahead of the game :)

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  @haileyreign9718 ай бұрын

  @@arielleyasmine Definitely easier said than done, but I'll work on it! Mindset is so important yet overlooked as a solution rather than a problem imho. Thank you for the encouragement! I really appreciate it. 🥹

• 
  @Sabastian-kim7318 ай бұрын

  Helo

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  @Sabastian-kim7318 ай бұрын

  Stay happy 🤗 stay motivated 💜

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  @arielleyasmine8 ай бұрын

  @@Sabastian-kim731 Thanks so much 😊

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  @Sabastian-kim7318 ай бұрын

  ​@@arielleyasmine💞

• 
  @user56gghtf8 ай бұрын

  Nothing is wrong with you living with your parents if it's a non toxic loving environment. Comparison is the thief of joy. Contentment is peace. Wealth is not the size of the house you live in or the kind of car you drive. You can have the biggest house and the nicest car and have a negative bank account or net worth. Even if a person has no money but has no debt, that person's is richer than the person in a two story house with a $300,000+ mortgage.

• 
  @Jays81305girl9 ай бұрын

  What airline did you take from Lisbon and how was the experience?

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  @arielleyasmine9 ай бұрын

  I flew Iberia, aside from the flight being delayed I didn't have an issue. I have taken Iberia for long haul trips (Florida --> Spain) and the customer service over the phone was not the best , however for a short flight I feel it wasn't bad.

• 
  @mattlovercamp56189 ай бұрын

  It's not a bad thing. I actually graduated from college, lived with some buddies for a year, then moved back with my parents for a few years. While I was living with my parents I was able to pay off around 32k worth of college debt. Take advantage of it and make the most of it.

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  @arielleyasmine9 ай бұрын

  Originally I felt upset, but I have definitely saved so much being able to live at home. I honestly think moving back home after college is becoming the norm, I don't know if that is a good or bad thing.

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  @IDesireeWealth9 ай бұрын

  I wouldn't have a problem with my kids moving back home because nowadays it's rough out here for everybody. even though I only live about three hours from my mom I definitely would move home if I needed to especially to save money for my own home

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  @arielleyasmine9 ай бұрын

  It's good you view it like that, I have friends whose parents said they couldn't come back after college. Moving back home is definitely not seen as negative as it used to be, but it would be nice to have my own space. I'm patient and it will eventually happen. For now, I'm grateful to be saving on rent.

• 
  @hichamlasla98079 ай бұрын

  Congratulations 💐

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  @arielleyasmine9 ай бұрын

  TY ❤

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  @deadstar9629 ай бұрын

  Black queen

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  @janetallen14879 ай бұрын

  Looks like a good trip 😃

• 
  @markmcdonaldjr13959 ай бұрын

  Congrats QUEEN! My girlfriend is a RN. She's paid off 29k in two months and with a little help from bonuses and a god help us a timeshare cancellation refund. We're projected to be debt free by the new year.

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  @arielleyasmine9 ай бұрын

  Thanks! 29K is A LOT in two months, wishing you both luck on your debt payoff, only a few months away!!

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  @user-zm4fv3de5c9 ай бұрын

  I’m crying over 10k. Thanks for the inspiration 😭💕

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  @arielleyasmine9 ай бұрын

  You're welcome! Good luck on your payoff journey !

• 
  @brittanyb75689 ай бұрын

  I'm about to get focused and develop my plan. I recently refinanced my private loans with Sofi and my payment went down 300 due to interest. It'll give me a better footing since I'm not fighting against a high interest rate

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  @arielleyasmine9 ай бұрын

  I know right! That interest will kill you! I really wish they capped it at like 3% or something. Good luck on your journey 🫶

• 
  @kaelynnkendrick73819 ай бұрын

  I’m on this journey right now. I am so ready to have my student loans paid off!!!

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  @arielleyasmine9 ай бұрын

  I feel you, just stay consistent and it will be over before you know it! I'm rooting for you !

• 
  @Jennifernva10 ай бұрын

  Congratulations, however this video was sorta of misleading. I am sure as a now lawyer, your income is high, which provides you with money to pay off more than the average minimum paid worker. You also mentioned “we” if you have additional family income, then you also have household income at your disposable. Most people that are truly struggling do not have these options thus the reason why they are not able to pay off their debts faster.

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  @arielleyasmine10 ай бұрын

  Hi, perhaps it was a slip of the tongue when I mentioned "we", there is no one paying off my loans but me. The intention of the video is to show a strategy that worked for me in paying off as much as possible given the income that I am on. I am not stating that everyone can pay as much as I did. This video was more intended for the mindset rather than the dollar amount.

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  @artofnia10 ай бұрын

  My sincere condolences regarding your grandparents 🙏🏾 & I hope this isn't inappropriate to say considering all you've been through but Congratulations on passing the bar 🧡 Thanks for sharing your story 🙏🏾

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  @arielleyasmine10 ай бұрын

  Thank you so much 🙏

• 
  @fearthelord332710 ай бұрын

  The ONLY way out of the Fire is THROUGH the Fire.

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  @adoraaathacreator10 ай бұрын

  Super helpful

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  @TheDomainNameGuy10 ай бұрын

  People can pay off debt much faster if they pay all of their accommodation costs towards paying off their debt and live in a minivan for 2 or 3 years eg vanlife Example - A person will usually have A car Mortgage or rent And debt Which if they pay for the car and mortgage or rent they will have little money left over to pay debt But if they live in a cheap 3k minivan they were already paying the costs of owning a car but now they can pay the whole mortgage or rent payment and utility bills and house insurance bills towards paying off debt which which will get a person out of debt fast because Car + mortgage + debt is 3 payments whereas Car + mortgage in to debt is just 2 payments A person can always buy another house later on when they are debt free

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  @arielleyasmine10 ай бұрын

  I don’t know how realistically feasible the example you provided is for most people but paying off debt is just math. You have to have money left over to be able to pay towards debt so the less expenses, the more money you have. Unfortunately, at the moment, many people are barely making ends meet. In my opinion, a person shouldn’t have to go through extreme measures like living in a van to pay back student loans.

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  @TheDomainNameGuy10 ай бұрын

  @@arielleyasmine Depends on a person's lifestyle I suppose I've lived in a car and it was a fantastic enjoyable experience but it's not for everyone The modern generation are choosing not to borrow money these days to prevent getting in to debt etc too many people are too much in debt and many people will never be debt free There should be debt parties where people that are in debt can meet with others that are in debt

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  @kraziikiim8 ай бұрын

  @@TheDomainNameGuythat advice is not sound advice and can’t and should not be the reality for majority of people. Not because you lived in your car means others should as well. I for one, will not live in a van just to pay off my expenses. Crazy smh

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  @joywithworkandmoney438510 ай бұрын

  Great!

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  @Shineynsparkles10 ай бұрын

  It take 3-4 years to pay off all student loans

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  @arielleyasmine10 ай бұрын

  I think it depends on the individual, their situation, and how much they owe. 3-4 years is not the average time for the majority of Americans

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  @novenebainter686610 ай бұрын

  Awesome job😊

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  @arielleyasmine10 ай бұрын

  Thank you !

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  @marydawkins267310 ай бұрын

  Congratulations 🎊 👏 this is amazing 👏

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  @arielleyasmine10 ай бұрын

  Thank you 🙏🏾

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  @jeanmarieb.853710 ай бұрын

  Congratulations! Thanks for the tips!!!

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  @jericcabsw579210 ай бұрын

  Yes girl I did my associates and bachelors out of pocket. But my Masters Im not feeling the loans. I want to pay half and use half loan for next year.

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  @arielleyasmine10 ай бұрын

  That's smart, I thought about the loans prior to law school but didn't have a clear plan on paying it back. It definitely took sacrifices but it pays off in the long run. I hope it all works out for you :)

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  @maishathebudgetingmom10 ай бұрын

  Wowww congratulations thanks for sharing!!🎉🎉

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  @arielleyasmine10 ай бұрын

  🫶

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  @susanfudge173711 ай бұрын

  Kids. Go to college as close to home as possible. Go to public, in state schools.

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  @arielleyasmine11 ай бұрын

  I totally agree. In my case, I am in debt due to law school NOT undergrad. Your advice is sound, but the cost of attendance for law school (on average) is quite high hence my debt. I did go to an in state school :)

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  @kinyunjarmon857511 ай бұрын

  ❤

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  @roter1311 ай бұрын

  I would also, don't do autopay. If you have multiple loans under 1 account, autopay distributes the loan payments amongst those. You want to pay each month and specify the amount per loan.

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  @arielleyasmine11 ай бұрын

  I believe you have to pay the amount they have portioned out per loan for you min. amount due. After that point you can dictate where the remainder of your money goes

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  @latashacannon479710 ай бұрын

  @arielleyasmine Thank you for explaining this. I was wondering about that. Before COVID, I had the option on the Navient website to choose the loan to pay.

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  @arielleyasmine10 ай бұрын

  @@latashacannon4797 maybe it is different lender to lender. My fed loans got sold to aidvantage and you can specify loans but when I did that I still owed on the ones I didn’t pay for that month.