Welcome, I'm Vicky! Let me help you balance your budget and make extra money. I'm a work-at-home journalist sharing my favourite ways to make family finances easier.
Just so you know there’s another small channel that took this video word-for-word and redid it with an AI voice kzread.info/dash/bejne/pXaipch_crLel9I.htmlsi=SHdQxvRFZFDaiu9L
@Thedoseisthepoison14 сағат бұрын
Hi where is your list of side hustles please?
@dominicsinclair214217 сағат бұрын
ffs! I left at the 'Ho Ho Whole lot of debt'. I came for some advice on being frugal. i didnt come for your pathetic attempt at humour|!
@dominicleong438522 сағат бұрын
My advice to everyone is this : if you want to grow big this year especially in your finances. Be willing to make investments. Saving is great but investing puts you on a pedestal where you wouldnt have to worry about savings as you do now. Thanks to larysa Caba, my portolio is doing really great and im proud of the decisions i made last year.
@bigelbow296622 сағат бұрын
I feel one Of the greatest challenges that we first timers face in the ma rket is that we end up losing all we have,making it difficult to find ourselves back to our feet. My biggest advice is to always seek the services of a professional just like I did when I ventured into it for the first time. Big thanks to Larysa Caba. I now make huge profits by weekly through her services while still learning to stand on my own.
@annddyyy-692022 сағат бұрын
I think she trades for everyone I meet. I met her twice at a meeting in Germany and after her lectures from Ella I had to personally ask her to be my financial advisor. she is definitely good.
@leticiaenraz851422 сағат бұрын
I have never seen a trader as open and transparent as Larysa Caba with her clients. The way she decides to make a profit for her clients. she allows you to express your fears and she still rests your fears and that is my respect. I don't normally comment on videos, but this word should be included. she is really cool.
@fredrickalfarez687522 сағат бұрын
I just looked up her name online. she is licensed with credible certificates and has an amazing track record. Thank you for the message.
@jasperflontes428922 сағат бұрын
Please can someone tell me more?
@KatsWildКүн бұрын
whay kind of Android tablet is that?
@joshualeaming9757Күн бұрын
Thank you!!
@lucyfromsiberiaКүн бұрын
t's funny. Europeans say "the only way to get and stay wealthy is to not spend the money." Russians say "the only way to get and stay rich is to kill people, rob people, use fraud to buy a big factory and then buy yourself a Chelsea football club and become respectable". Because that's what the Russians have seen in the careers of the oligarchs. In fact, there are a thousand ways to become rich. And the way not to spend money is the way to become a middle-class person. You can become a billionaire if you know how to spend money properly, create a business with the help of other people's money, through a successful marriage, a career in showbiz, and many more ways. Ektravagant spending usually does not affect the process of enrichment very much. But I think frugality and thrift are more proper. You have an interesting accent.
@palebiss16462 күн бұрын
I would like to know how I may convey to some friends and family members how important it is that we begin preparations as soon as possible, even if they are either mostly unaware of this or don't care. They don't seem to care about acting, which baffles me because I am the "broke" member of this group while they are not! I want everyone I know to be more prepared in case/when the shtf occurs!
@AdamWright8fool2 күн бұрын
Great for pondering. I've modified a few things and gained knowledge from my minimalist journey. It's taking me a while to decide what to do with all the "things" I've brought into our home. Living a simple lifestyle has had far more highs than lows, and I have added a few things along the way that I never noticed.
@angelodgreat65612 күн бұрын
It's true that doing tasks yourself will save a tonne of cash. Eating simple meals most of the time and only making purchases for requirements rather than pleasure will allow you to save a significant amount of money and retire early. or just not needing a full-time work, make the most of your extra time to pursue your passions and stay in touch with people who are financially savvy, such as *Leah* *Foster* *Alderman*
@CoreyLloydo2 күн бұрын
Take pleasure in your mobility and low pain threshold. It's too late for comparisons of this caliber. Every successful day is a blessing.
@LouisMorganxb32 күн бұрын
Strangely enough, I don't care whether someone is wealthier than I am! People who have it pretend they don't, and people who don't pretend they do. There are some degrees of skill that are just perfect.
@angelodgreat65612 күн бұрын
Then she told me to stop complaining as I was doing far better financially than most people, especially around the world. Even though it happened almost ten years ago, I still follow her advice. so that you can find her or use her method to find out more about the workings of the market.
@toniesUS2 күн бұрын
Vicky, this is a great review! Thank you for sharing your honest feedback and points of consideration so other parents can use this as a reference in their hunt for a great screen free audio player!
@virginialangford62572 күн бұрын
What did I do to get this excrement on my likes…I don’t like meaningful messages nor meaningful music…I save money and always have…infact I have plenty in both short term and long term investments..SSI needs those limitations…they are being 100% supported by the tax payers of America…if you want wealth go work for it…I begrudgingly give you what I must….I don’t want to give you a dime extra…I work for a living and enough f my $ is taken from me
@pensacola3213 күн бұрын
Good content. But you don't need to look "poor". Be decent, be frugal, don't be a jerk and be yourself. No need for theatrics.
@TheMummyBubble3 күн бұрын
@@pensacola321 thank you! I hope I conveyed that “look poor” doesn’t mean live without, it means don’t waste money trying to look rich.
@SuperDancingD3 күн бұрын
Period pants don't work for me at all, and neither does the cup. Pants leak constantly and I've tried out quite a few brands. They were so very messy 🙈 As for the cup it just felt very unnatural, like I've had a foreign object in my body. I was very hopeful about it so it was a huge disappointment 😩
@donnalackey9893 күн бұрын
When I cook I use the least ingredients simple meals which I grew up on
@donnalackey9893 күн бұрын
😂since it is so hot now I use my crock pot a lot to save on energy sandwiches and cook things that are quick and don't take much time
@donnalackey9893 күн бұрын
I don't have a clothes line outside I dry clothes on my shower curtain on doors etc it helps put moisture in the house too
@savannah68843 күн бұрын
This video gives me hope 😅 thank you
@chunky-d32043 күн бұрын
You can pause the toniebox by removing the figure and when you put it back it will continue were it left off.
@maricarmenarteaga1423 күн бұрын
Great advice!!!! Thank you!
@cazpasby9773 күн бұрын
You can put your cash out money into tesco etc instead of into your bank and you get extra points for that
@sr22913 күн бұрын
SSI not allowed to save more than 2000 or receive benefit cuts. Only people in America with this rule.
@gretelwhite80884 күн бұрын
As an oldie, approaching retirement, I would say that streaming services aren't really necessary. It is difficult to save more than I do already, but I'm trying to sell some stuff that I no longer need to realise the value of that asset.
@wmp33465 күн бұрын
Pack a lunch
@ImaOKay5225 күн бұрын
700 year on hair color? That was not smart. You are not saving, you are wiser.
@TheMummyBubble4 күн бұрын
@@ImaOKay522 I chose years ago to start getting highlights. They’re an expensive procedure but I prefer my hair when it is a lighter colour. As I often say, frugality is not about giving up everything and living off pasta in an empty home with threadbare clothes. It’s about prioritising. I used to prioritise this in my budget but I happen to have found an at home method that works for me so I can save that money.
@ImaOKay5224 күн бұрын
@TheMummyBubble do your own. Highlight kit around $20. Most women do. Research home hair color. Many advantages and amazing products. My highlights are complimented all the time. Go in for a good cut. At home I alternate full color and next time I color and highlight. I'm blonde w gray eyes naturally. Brunette or dark, be careful with blonde. Stay closer to your natural. Carmel highlight instead. My coloring looks healthier since I started coloring myself at 40ish. Work friend guided me and never went back.
@TheMummyBubble4 күн бұрын
@@ImaOKay522 yes I’ve been doing my own all year, now that I’ve found the right products for the process.
@akshayjadhav76316 күн бұрын
Amazon fire is the worst
@user-ow8qo3mr6c7 күн бұрын
Thank u im looking for a new tablet❤😊
@Yagirlreacts7 күн бұрын
Thanks for this! I’ve been having a hard time deciding on what to get my son for his second birthday!
@LisaMario-yi8vw7 күн бұрын
SHE RESTORED MY FINANCES
@LisaMario-yi8vw7 күн бұрын
the first step to acquire wealth is figuring-out your goals with heIp of a financiaI pIanner, and foIIowing through with lnteIIigent ideas; you will acquire wealth in no time and also enjoy the decision of managing your money..
@LisaMario-yi8vw7 күн бұрын
I had decisions that grew my finances (gathered over 1M in 2yrs) with heIp of my financiaI pIanner. Living the dream, hoping to retire next year...
@LisaMario-yi8vw7 күн бұрын
Get to her, if you care... ELlZABETH GREEN HUNTS.
@LisaMario-yi8vw7 күн бұрын
Whosoever tries this sureIy acquires wealth. Get to her.. ELlZABETH GREEN HUNTS..
@Lassia-pelolargo8 күн бұрын
Hola guapa, que cambiarias en el mundo
@tanyafletcher75678 күн бұрын
Whoohoo! You are a Taylor Swift and Travis Kelce fan! I knew i liked you! 🤣❤
@TheMummyBubble8 күн бұрын
Yes I love them! Gutted I've not got tickets, but woah they were pricey! Maybe next time xx
@sabrinabergman55849 күн бұрын
My kid is 3 and a half. She poos in the toilet no problem but will not pee in it.
@lionness_simsima59419 күн бұрын
Hi there, hope all is well. Very interesting topic. I agree . Must say I am new here
@TheMummyBubble8 күн бұрын
Thanks so much for watching, great to have you here!
@KarenOldridge9 күн бұрын
This may seem a silly question but when it comes to an emergency fund, is this based on 3-6 months of just your half of the bills (both myself & my husband work - equally pay the bills) or is this based on total bills as this would be a big financial difference?
@charleedell929 күн бұрын
You save your half, he saves his half. That way you collectively have enough.
@TheMummyBubble9 күн бұрын
We aim to always have 3-6 months of our total combined essential expenses in emergency savings. If you find a savings account with a decent rate of interest then you're far better off having all the money together as you'll earn more in interest that way.
@veesvoyages9 күн бұрын
Great advice as always Vicky! Thank you!
@TheMummyBubble9 күн бұрын
You are so welcome! Really glad it was useful ❤️
@sunuman44549 күн бұрын
100% agree. Good vid. X
@TheMummyBubble9 күн бұрын
Thanks so much for watching. Glad you found it useful.
@sunuman44549 күн бұрын
@@TheMummyBubble 👍❤️
@mamallory9 күн бұрын
My 3 year old is so stubborn! I need help lol. She did have a bit of a speech delay but has a great vocabulary now. Thank you for this video!
@chrisnegele687514 күн бұрын
At the age of 50 I had a total of $50,000 saved I finally realised I needed to save massively to retire before I died. I went back to how I lived in college and now at the age of 66 I just hit 1.2 million saved you can do it if I did. Now it will feel really strange to spend instead of saving!
@flatandsplat6 күн бұрын
Omg! How?? I'm starting over at 50
@mycharles334015 күн бұрын
You got me with the title!
@oreomchi16 күн бұрын
Thank you ❤ Summary for those who watched the video and tired to take some notes (I don't know if I miss sm but here they are): 1. Treat savings like a bill- automate payment right after receiving your paycheck. To avoid mental exhaustion of spending that portion to impulse purchases. 2. Swap envy for gratitude- stop spending money to keep up with the joneses and short term gratification. Practice gratitude instead with what you have. 3. Adjust your money mindset- assess your relationship with money. Like what caused you to overspend, what you spend on your essentials and non-essentials, etc. Then start addressing them. 4. Use the power of compounding interest- let the money you save grow using high yield savings accounts (short term like emergency fund), and investments (long term). 5. Try a general investment account- easy way to invest. 6. Take simple steps to be ready- make sure you have a sinking fund and emergency fund. 7. Don't check out - in the 48 hrs, don't check out the stuff you have in your cart. The act of adding stuff in your cart is enough dopamine. 9. Find discounts easily like honey app/browser extension. Or use loyalty cards.
@ROBGLENNMoney16 күн бұрын
Lovely video, thank you. As a small youtuber, i genuinely look up to you and the content. thanks for the video!
@AfricancoolChic16 күн бұрын
Lovely tips ❤ thankfully, I don't have an envious spirit and I'm extremely content with my life and what I have. I would like to spend more wisely and save better.
@TheMummyBubble16 күн бұрын
That's fantastic. There's so much value in feeling contentment with your life ❤️
@jonathanbellini304717 күн бұрын
Hi i just signed up for a new saver account paying 7per cent with a limit of 250 per month _3000 per year.Yet its not compounds the interest.Other accounts pay just 5 per cent on yearly simple interest balances.Does a BANK ACCOUNT THAT PAYS COMPOUNDS INTEREST actually exist?
@TheMummyBubble16 күн бұрын
I think there are two types of compound interest - you can get a compound interest account that pays you interest on your original deposit plus on the interest you earned previously, OR there's the compound interest effect of earning money on your interest over time.
@can168717 күн бұрын
Stay at home❤ I have savings but i am afraid of everthing
@TheMummyBubble16 күн бұрын
I like to find a balance, we spent a lot last month on various things so will try to have a more frugal July ahead of a busy summer
@sp840017 күн бұрын
Thank you - this is exactly the information we need to know to save money so that our future self is taken care of!
@TheMummyBubble17 күн бұрын
Thanks for watching! So important to be saving, even just a small amount, on a regular basis
@jackiedoherty3017 күн бұрын
Mine never steams like that… drives me nuts
@FitnesswithTara17 күн бұрын
Thanks for the video!
@user-tr2wd4uv1h17 күн бұрын
I just dont buy paper towels at all lol i use rags
@danilorebolledo17 күн бұрын
If u get pocket money a random day not even ur birthday or christmas ur spoiled asf
@Ichigitchyyayadada4 күн бұрын
I got some pocket money on a random day by going to the store or a plaza and grabbing coins I see fall on the floor.
Пікірлер
Great job on this subject ❤
11:54
Just so you know there’s another small channel that took this video word-for-word and redid it with an AI voice kzread.info/dash/bejne/pXaipch_crLel9I.htmlsi=SHdQxvRFZFDaiu9L
Hi where is your list of side hustles please?
ffs! I left at the 'Ho Ho Whole lot of debt'. I came for some advice on being frugal. i didnt come for your pathetic attempt at humour|!
My advice to everyone is this : if you want to grow big this year especially in your finances. Be willing to make investments. Saving is great but investing puts you on a pedestal where you wouldnt have to worry about savings as you do now. Thanks to larysa Caba, my portolio is doing really great and im proud of the decisions i made last year.
I feel one Of the greatest challenges that we first timers face in the ma rket is that we end up losing all we have,making it difficult to find ourselves back to our feet. My biggest advice is to always seek the services of a professional just like I did when I ventured into it for the first time. Big thanks to Larysa Caba. I now make huge profits by weekly through her services while still learning to stand on my own.
I think she trades for everyone I meet. I met her twice at a meeting in Germany and after her lectures from Ella I had to personally ask her to be my financial advisor. she is definitely good.
I have never seen a trader as open and transparent as Larysa Caba with her clients. The way she decides to make a profit for her clients. she allows you to express your fears and she still rests your fears and that is my respect. I don't normally comment on videos, but this word should be included. she is really cool.
I just looked up her name online. she is licensed with credible certificates and has an amazing track record. Thank you for the message.
Please can someone tell me more?
whay kind of Android tablet is that?
Thank you!!
t's funny. Europeans say "the only way to get and stay wealthy is to not spend the money." Russians say "the only way to get and stay rich is to kill people, rob people, use fraud to buy a big factory and then buy yourself a Chelsea football club and become respectable". Because that's what the Russians have seen in the careers of the oligarchs. In fact, there are a thousand ways to become rich. And the way not to spend money is the way to become a middle-class person. You can become a billionaire if you know how to spend money properly, create a business with the help of other people's money, through a successful marriage, a career in showbiz, and many more ways. Ektravagant spending usually does not affect the process of enrichment very much. But I think frugality and thrift are more proper. You have an interesting accent.
I would like to know how I may convey to some friends and family members how important it is that we begin preparations as soon as possible, even if they are either mostly unaware of this or don't care. They don't seem to care about acting, which baffles me because I am the "broke" member of this group while they are not! I want everyone I know to be more prepared in case/when the shtf occurs!
Great for pondering. I've modified a few things and gained knowledge from my minimalist journey. It's taking me a while to decide what to do with all the "things" I've brought into our home. Living a simple lifestyle has had far more highs than lows, and I have added a few things along the way that I never noticed.
It's true that doing tasks yourself will save a tonne of cash. Eating simple meals most of the time and only making purchases for requirements rather than pleasure will allow you to save a significant amount of money and retire early. or just not needing a full-time work, make the most of your extra time to pursue your passions and stay in touch with people who are financially savvy, such as *Leah* *Foster* *Alderman*
Take pleasure in your mobility and low pain threshold. It's too late for comparisons of this caliber. Every successful day is a blessing.
Strangely enough, I don't care whether someone is wealthier than I am! People who have it pretend they don't, and people who don't pretend they do. There are some degrees of skill that are just perfect.
Then she told me to stop complaining as I was doing far better financially than most people, especially around the world. Even though it happened almost ten years ago, I still follow her advice. so that you can find her or use her method to find out more about the workings of the market.
Vicky, this is a great review! Thank you for sharing your honest feedback and points of consideration so other parents can use this as a reference in their hunt for a great screen free audio player!
What did I do to get this excrement on my likes…I don’t like meaningful messages nor meaningful music…I save money and always have…infact I have plenty in both short term and long term investments..SSI needs those limitations…they are being 100% supported by the tax payers of America…if you want wealth go work for it…I begrudgingly give you what I must….I don’t want to give you a dime extra…I work for a living and enough f my $ is taken from me
Good content. But you don't need to look "poor". Be decent, be frugal, don't be a jerk and be yourself. No need for theatrics.
@@pensacola321 thank you! I hope I conveyed that “look poor” doesn’t mean live without, it means don’t waste money trying to look rich.
Period pants don't work for me at all, and neither does the cup. Pants leak constantly and I've tried out quite a few brands. They were so very messy 🙈 As for the cup it just felt very unnatural, like I've had a foreign object in my body. I was very hopeful about it so it was a huge disappointment 😩
When I cook I use the least ingredients simple meals which I grew up on
😂since it is so hot now I use my crock pot a lot to save on energy sandwiches and cook things that are quick and don't take much time
I don't have a clothes line outside I dry clothes on my shower curtain on doors etc it helps put moisture in the house too
This video gives me hope 😅 thank you
You can pause the toniebox by removing the figure and when you put it back it will continue were it left off.
Great advice!!!! Thank you!
You can put your cash out money into tesco etc instead of into your bank and you get extra points for that
SSI not allowed to save more than 2000 or receive benefit cuts. Only people in America with this rule.
As an oldie, approaching retirement, I would say that streaming services aren't really necessary. It is difficult to save more than I do already, but I'm trying to sell some stuff that I no longer need to realise the value of that asset.
Pack a lunch
700 year on hair color? That was not smart. You are not saving, you are wiser.
@@ImaOKay522 I chose years ago to start getting highlights. They’re an expensive procedure but I prefer my hair when it is a lighter colour. As I often say, frugality is not about giving up everything and living off pasta in an empty home with threadbare clothes. It’s about prioritising. I used to prioritise this in my budget but I happen to have found an at home method that works for me so I can save that money.
@TheMummyBubble do your own. Highlight kit around $20. Most women do. Research home hair color. Many advantages and amazing products. My highlights are complimented all the time. Go in for a good cut. At home I alternate full color and next time I color and highlight. I'm blonde w gray eyes naturally. Brunette or dark, be careful with blonde. Stay closer to your natural. Carmel highlight instead. My coloring looks healthier since I started coloring myself at 40ish. Work friend guided me and never went back.
@@ImaOKay522 yes I’ve been doing my own all year, now that I’ve found the right products for the process.
Amazon fire is the worst
Thank u im looking for a new tablet❤😊
Thanks for this! I’ve been having a hard time deciding on what to get my son for his second birthday!
SHE RESTORED MY FINANCES
the first step to acquire wealth is figuring-out your goals with heIp of a financiaI pIanner, and foIIowing through with lnteIIigent ideas; you will acquire wealth in no time and also enjoy the decision of managing your money..
I had decisions that grew my finances (gathered over 1M in 2yrs) with heIp of my financiaI pIanner. Living the dream, hoping to retire next year...
Get to her, if you care... ELlZABETH GREEN HUNTS.
Whosoever tries this sureIy acquires wealth. Get to her.. ELlZABETH GREEN HUNTS..
Hola guapa, que cambiarias en el mundo
Whoohoo! You are a Taylor Swift and Travis Kelce fan! I knew i liked you! 🤣❤
Yes I love them! Gutted I've not got tickets, but woah they were pricey! Maybe next time xx
My kid is 3 and a half. She poos in the toilet no problem but will not pee in it.
Hi there, hope all is well. Very interesting topic. I agree . Must say I am new here
Thanks so much for watching, great to have you here!
This may seem a silly question but when it comes to an emergency fund, is this based on 3-6 months of just your half of the bills (both myself & my husband work - equally pay the bills) or is this based on total bills as this would be a big financial difference?
You save your half, he saves his half. That way you collectively have enough.
We aim to always have 3-6 months of our total combined essential expenses in emergency savings. If you find a savings account with a decent rate of interest then you're far better off having all the money together as you'll earn more in interest that way.
Great advice as always Vicky! Thank you!
You are so welcome! Really glad it was useful ❤️
100% agree. Good vid. X
Thanks so much for watching. Glad you found it useful.
@@TheMummyBubble 👍❤️
My 3 year old is so stubborn! I need help lol. She did have a bit of a speech delay but has a great vocabulary now. Thank you for this video!
At the age of 50 I had a total of $50,000 saved I finally realised I needed to save massively to retire before I died. I went back to how I lived in college and now at the age of 66 I just hit 1.2 million saved you can do it if I did. Now it will feel really strange to spend instead of saving!
Omg! How?? I'm starting over at 50
You got me with the title!
Thank you ❤ Summary for those who watched the video and tired to take some notes (I don't know if I miss sm but here they are): 1. Treat savings like a bill- automate payment right after receiving your paycheck. To avoid mental exhaustion of spending that portion to impulse purchases. 2. Swap envy for gratitude- stop spending money to keep up with the joneses and short term gratification. Practice gratitude instead with what you have. 3. Adjust your money mindset- assess your relationship with money. Like what caused you to overspend, what you spend on your essentials and non-essentials, etc. Then start addressing them. 4. Use the power of compounding interest- let the money you save grow using high yield savings accounts (short term like emergency fund), and investments (long term). 5. Try a general investment account- easy way to invest. 6. Take simple steps to be ready- make sure you have a sinking fund and emergency fund. 7. Don't check out - in the 48 hrs, don't check out the stuff you have in your cart. The act of adding stuff in your cart is enough dopamine. 9. Find discounts easily like honey app/browser extension. Or use loyalty cards.
Lovely video, thank you. As a small youtuber, i genuinely look up to you and the content. thanks for the video!
Lovely tips ❤ thankfully, I don't have an envious spirit and I'm extremely content with my life and what I have. I would like to spend more wisely and save better.
That's fantastic. There's so much value in feeling contentment with your life ❤️
Hi i just signed up for a new saver account paying 7per cent with a limit of 250 per month _3000 per year.Yet its not compounds the interest.Other accounts pay just 5 per cent on yearly simple interest balances.Does a BANK ACCOUNT THAT PAYS COMPOUNDS INTEREST actually exist?
I think there are two types of compound interest - you can get a compound interest account that pays you interest on your original deposit plus on the interest you earned previously, OR there's the compound interest effect of earning money on your interest over time.
Stay at home❤ I have savings but i am afraid of everthing
I like to find a balance, we spent a lot last month on various things so will try to have a more frugal July ahead of a busy summer
Thank you - this is exactly the information we need to know to save money so that our future self is taken care of!
Thanks for watching! So important to be saving, even just a small amount, on a regular basis
Mine never steams like that… drives me nuts
Thanks for the video!
I just dont buy paper towels at all lol i use rags
If u get pocket money a random day not even ur birthday or christmas ur spoiled asf
I got some pocket money on a random day by going to the store or a plaza and grabbing coins I see fall on the floor.
But I love it
Vinted vs eBay?