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  @carlogonzales992914 күн бұрын

  Que bello y magnífico se vé ese gran hotel resort en Luxemburgo

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  @carlogonzales992914 күн бұрын

  Hermoso!!!!!

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  @carlogonzales992914 күн бұрын

  Grazie a tutti

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  @normahernandezsanchez2394Ай бұрын

  Hermoso hotel, buena atención, habitaciones confortables, muy buena higiene, playa espectacular. Adoro este hotel.❤️

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  @Tealc2222 ай бұрын

  Hi, I Love Blau Varadero Hotel, I was in this hotel during 7 days, since 7th to 14th of may 2024 and I love this, very beautiful beach, not rain during all my trip in Cuba! It was my first experience to Cuba and I would like to return at Varadero, wow!

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  @Yungtisa4 ай бұрын

  How far is it from the hotel

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  @MarcoGilardi_MG4 ай бұрын

  Just in front !

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  @user-ul5pp6cu2p5 ай бұрын

  Be careful while driving Marco. CSL needs you and your skills !!!

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  @MarcoGilardi_MG5 ай бұрын

  Thanks for your comment but surely CSL needs all ALEBA members ! Marco

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  @user-ul5pp6cu2p5 ай бұрын

  Amazing. Let'z change and vote list 3!!!

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  @MarcoGilardi_MG5 ай бұрын

  Thanks ! Absolutely!

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  @Neonomad.5 ай бұрын

  Vote ALEBA....❤❤❤

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  @carlogonzales99296 ай бұрын

  ❤❤❤❤

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  @MD.MILON.MIAH_6 ай бұрын

  Your videos are worth watching

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  @MarcoGilardi_MG6 ай бұрын

  thanks!

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  @carlogonzales99296 ай бұрын

  Tanti auguri per te

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  @carlogonzales99296 ай бұрын

  Pase el 31 de DICIEMBRE , en familia y con amigos en ese bello y maravilloso hotel. una experiencia única e inolvidable . La repetiremos❤

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  @MarcoGilardi_MG6 ай бұрын

  Thanks for your feedback !

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  @carlogonzales99296 ай бұрын

  GRACIAS GRACIAS a USTEDES por esos días tan inolvidables en ese majestuoso hotel. ThankS MARCOS

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  @carlogonzales99296 ай бұрын

  Lo repetiremos FOREVER a TODOS nos gusta MUCHOOO ❤❤

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  @carlogonzales99296 ай бұрын

  GRACIAS muy amable❤❤

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  @carlogonzales99296 ай бұрын

  Es y será siempre nuestro hotel favorito!!!!!

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  @user-ow8eo9kv3v6 ай бұрын

  Buon anno a te e famiglia amico

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  @carlogonzales99296 ай бұрын

  Grazie amico ❤

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  @pashtet8437 ай бұрын

  great video. wonderful hotel. it was a great time to relax. a lot of impressions and souvenirs.

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  @MarcoGilardi_MG7 ай бұрын

  Thanks dear ! Especially we met fantastic friends like you 😉

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  @carlogonzales99295 ай бұрын

  @@MarcoGilardi_MG grazie molto piacere

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  @lamiaalamiaa56898 ай бұрын

  Come si trova il lavoro?? grazie

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  @MarcoGilardi_MG8 ай бұрын

  Con un profilo reale è meglio. Iscriviti e contattami in facebook, tiktok o meglio in linkedin e vedrò come potrò aiutarti. Buona giornata. Marco

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  @ritacracolici94746 ай бұрын

  Ciao, grazie per i tuoi video. Potrei contattarmi anche io? Grazie in anticipo:)

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  @MarcoGilardi_MG8 ай бұрын

  ATTENTION! THE IBEROSTAR BOA VISTA HAS RECENTLY CHANGED ITS NAME AND MANAGEMENT. TODAY, IT IS CALLED THE VOI PRAIA DE CHAVES RESORT. #VOI #PRAIA #DE #CHAVES #RESORT

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  @jayxone9 ай бұрын

  will do sir

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  @resenda528 Жыл бұрын

  Thanks father 👩‍🍼 God of Heaven for My Island 🏝 🙏 🙌 ❤️ 😎 😀 🏝 Boa Vista. God bless. 👩‍🍼 👨‍🍼.

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  @resenda528 Жыл бұрын

  God bless Boavista 🙌 🙏paradise of Island, ❤️ Not Because is My Island, but it's A Super Land that God gave Us, 😀 🙏 🙌 thank God, for for it. In Jesus name Amen 🙏.

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  @makudaken7986 Жыл бұрын

  So where do you invest this money?

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  @MarcoGilardi_MG Жыл бұрын

  it depends on people's scenarios and scope, it can be in the right Real Estate if you do not need a mortgage if instead, you will need a mortgage in the right book www.amazon.de/dp/9995905566

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  @cristian4963 Жыл бұрын

  Concordo

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  @prenamename4930 Жыл бұрын

  Well said ! Keep up the good work 👏

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  @MarcoGilardi_MG Жыл бұрын

  Thanks !

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  @paulowee8364 Жыл бұрын

  Hi, Marco, it is very good video. Goal!

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  @MarcoGilardi_MG Жыл бұрын

  Happy for that ...hope you subscribe ;)

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  @jbarrosomartins Жыл бұрын

  Happy New Year! With variable or fixed, the important is to keep inviting and creating value!

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  @ardayildirim686 Жыл бұрын

  Hello my friens

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  @MarcoGilardi_MG Жыл бұрын

  Subscribe !

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  @ardayildirim686 Жыл бұрын

  @@MarcoGilardi_MG yes

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  @jbarrosomartins Жыл бұрын

  Can be a good tool to reduce the possibility of burnout, but once burned, only professional medical help work...

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  @MarcoGilardi_MG Жыл бұрын

  Absoluty agree... once burned too late in most of the case!

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  @anaalba2999 Жыл бұрын

  🤗

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  @MarcoGilardi_MG2 жыл бұрын

  ec.europa.eu/info/law/mortgage-credit-directive-2014-17-eu/implementation/guidance-implementation-and-interpretation-law_en

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  @bsl0252 жыл бұрын

  The problem is that you can only multiply a surplus. If your basic expenses are equal or even bigger then your income it’s not really possible. Same is for mortgages: you need to earn enough, to even be considered. The base ideology is: if you’re poor it’s your fault.

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  @MarcoGilardi_MG2 жыл бұрын

  Hi Vasja Brilj, what you say is right and in most cases is like this...most of the case to all. Specifically in Luxembourg which respect to other country offers many advantages, surely if we change the point of view from "let's see what remain at the end of the month to see if I can save, invest etc" to "let me approach a very basic life just for few years with the right plan and let's increase the surplus at the end of the month..." trust me will be much better, especially if you will request a mortgage. first real example? me! starting here from zero... another example few of my customers. I say few because many give up after their first consultation, as I don't promise magic things ...at the beginning is hard and must be hard not for too much time...thanks a lot for your message that provided me a chance to explain better my point of view...enjoy the channel!

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  @bsl0252 жыл бұрын

  @@MarcoGilardi_MG Sure it`s true in most cases, it`s called statistics based facts. You give yourself as an example, starting from zero. Tell me, did you move to Luxembourg with zero euros? You're mentioning change of perspective to "let me approach a very basic life for a few years" - define basic please. Housing I imagine? Food? What happens with that perspective when, for example, your housing expenses are more then half your income? Would you consider homelessness at this point as a basic option? Or for example would you consider having just one meal a day, because your washing machine broke and a new one is exactly the same about as your monthly food budget? It`s also quite interesting hearing the wording you use to describe the ratio between "success" and "failure" when it comes to your working performance - "just a few". Almost as interesting as the term "give up". It`s such a transparent spin that has been used for such a long time. If you're poor it`s basically because you chose to be poor. Or to use your term, you gave up, because you chose to give up. As if someone's life is decontextualised from this reality. To speak in real terms: income 1300. Rent 700 (shared), food 300 (discounts, deals and special offers), compulsory insurance 200, phone/internet 100. Without any car, any transport, any leisure expenses, any clothing, any unplanned expense. Tell me, how does the change in my attitude affect my financial status? How much would you be able to save in a situation where the bare minimum is "too much"? Ever considered this as an option instead of interpreting an objectively impossible situation as giving up?

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  @MarcoGilardi_MG2 жыл бұрын

  @@bsl025 thank you for your comment and for being direct, I do not thank you so much for the fact that you surely think what I say is all theory impossible, but for the fact that you are dealing with the situation in a very polite but direct way! really thanks for that! people should do like you did when you are not convinced of something even if in a less negative way! ... otherwise there is a risk that due to one's own failure or lack of knowledge of making a bundle of all the grass and self-limiting ... I like it when you go into details and unfortunately few people do it. Those questions are based on no trust otherwise if you trust you will ask for a consultation anyway you spent your time to comment my video so take my long reply as thanks from my side ...I will try to answer all your questions but probably it will be needed a video for that....anyway here you are: 1)Tell me, did you move to Luxembourg with zero euros? Answer: Yes! 2)define basic please(?) Answer: depending on which stage of the plan you are ...before a job and or relocation... the site for cultural exchange, leave in a car (that's a 5-star hotel when you are homeless). After a job: in Italy discount, there was a product chicken 99 cents basically bonds rest but very good for soup...potatoes are cheap, flour, etc 3)What happens with that perspective when, for example, your housing expenses are more than half your income? Answer: You never leave Italy right? otherwise, you cannot ask this question. Many people survive for years like this...so anyway consider changing the country (but again is u to you...). From Italy, in most cases, I will not change for Germany for instance not too much difference in terms of opportunities to financially succeed... 4) Would you consider homelessness at this point as a basic option? Answer: sure! already mentioned above 5)To speak in real terms: income 1300. Rent 700 (shared), food 300 (discounts, deals and special offers), compulsory insurance 200, phone/internet 100. Without any car, any transport, any leisure expenses, any clothing, any unplanned expense. Tell me, how does the change in my attitude affect my financial status? Answer: real terms? 1300 as starting point income?? very good starting point...then 700 shared is too much where do you live? food 300 is too much as starting expenses...impossible for you? lets do a deal if I have a solution :). Compulsory insurance 200 (monthly)???? where do you live? shared, or are yearly? or not paid directly by you to the insurance therefore to the owner... if yearly or shared you should give the right value...important to slit also the shared costs with the rent! you didn't. Phone/internet ???do not consider those...then you want to do except with the phone? take prepaid and change before expiring last 5 euro charge and or sim...6 months 1 year? for sure not 1200 yearly for those... (especially at the beginning of your plan) 6) How much would you be able to save in a situation where the bare minimum is "too much"? Answer: much more than you look at my reply. And by the way in EU we are considering only money but what about non-EU people coming to in EU? that in some cases the hardest part (visa permission etc....that's very limiting but there are ways, who reach that have very good chance to go further on the next step and financial level...) For me, all people should be free in 2022 to work where they want without any Visa! 7) Ever considered this as an option instead of interpreting an objectively impossible situation as giving up? Answer: once people ask questions they already think that everything is impossible... will any reply change their life approach? Answering myself : )....it will depend if you "decide" to believe that is something impossible or not...my role is not to convince you I'm right however facts talks more than my answers but is your role, scope and responsibility to change first if you want and especially if what you have done so far didn't work... Nice Day! [email protected]

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  @omobowaleogunmowo71182 жыл бұрын

  Can the real estate sales consider citizens from canada?

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  @MarcoGilardi_MG2 жыл бұрын

  sure why not?

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  @jbarrosomartins2 жыл бұрын

  Completely right, a change of perspective!

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  @MarcoGilardi_MG2 жыл бұрын

  Exactly! Thanks Joao for your comment!

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  @juliolopes48402 жыл бұрын

  Per te tutto e facile!

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  @MarcoGilardi_MG2 жыл бұрын

  Ciao Julio, lavorare 18 ore di media al giorno non sempre lo è, lo stesso vale per l'esser partito da zero...mha dipende sempre dai propri punti di vista e da quello che si conosce. sono sicuro che con una buona pianificazione potrebbe essere meno difficile anche per te. A disposizione se dovesse servire aiuto. Buona giornata e ti auguro tanto successo. Marco [email protected]

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  @skykca36683 жыл бұрын

  Then how can I buy house in Luxembourg without money?? Guide me ,thanks

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  @MarcoGilardi_MG3 жыл бұрын

  Hi Sky it's a pleasure! without money, we cannot even live eat drink etc...and is not the worst-case as we still have those who has bad debts and no job. All it depends on your starting point if you don't have a job or any income watch this kzread.info/dash/bejne/kaWOuLGYftfPqM4.html if you have an income buy this www.amazon.de/-/en/Marco-Gilardi/dp/9995905566/ here is the guideline. Nice day! [email protected]

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  @Sahil328543 жыл бұрын

  Hello Marko , can you please share information on new impatriate tax regime for expats and how difficult it is to qualify?. Also who all generally gets a 100k euro salary?

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  @jasminebarbhuiya123 жыл бұрын

  Thank you for the informative video. I was on maternity leave for a month in 2020. Do I need to add maternity salary from CNS to my total salary?

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  @MarcoGilardi_MG3 жыл бұрын

  Hi Jasmine, Follow us also in Facebook if you would like. Answering your question, please check with your commercialist in the F100 file if is your case, page 7 field S1 letter C. Have a nice day!

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  @cnarlageziyoruz14653 жыл бұрын

  Ciao Signor Gilardi, If you remember, you have a brother in Istanbul. Reach me and Lavalimani :) Emirhan Sarac Novotel Istanbul

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  @adamp6583 жыл бұрын

  Thank you very much for this video. Without you it will be impossible for me to fill it!

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  @MarcoGilardi_MG3 жыл бұрын

  Dear Adam, I'm happy about that and thanks to you for watching, anyway, better always see each case with a commercialist...subscribe if you would like for all other videos...nice evening

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  @adamp6583 жыл бұрын

  @@MarcoGilardi_MG aaaaaaand they replied to me that i need to fill form 163 not 100... Maybe you can do video about this form? :)

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  @MarcoGilardi_MG3 жыл бұрын

  @@adamp658 ...you see? that's why I told you to contact them, your case is different therefore better check your example specific with a fiduciary :)

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  @MrBijean3 жыл бұрын

  Ciao! La mia situazione è un po’ complicata: nel 2019 per i primi sei mesi ho lavorato per due società contemporaneamente, mentre per il secondo semestre ho lavorato per una terza societa! Come faccio? Sommo tutti i valori dei tre “certificat de salarie”?

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  @MarcoGilardi_MG3 жыл бұрын

  Ciao! Per la dichiarazione del 2019 credo avresti dovuto farla nel 2020. Per le due società forse erano part-time entrambe e comunque avresti dovuto ricevere 3 certificati agli inizi del 2020. Io fossi al posto tuo avrei chiamato o visitato direttamente per info il tuo ufficio per la dichiarazione e avrei chiesto. Secondo me è come dici tu di sommare i campi ma poi dovremmo vedere dove è sempre applicabile field dopo field.. a presto! Marco

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  @MrBijean3 жыл бұрын

  @@MarcoGilardi_MG grazie ! Gentilissimo, domani proverò a chiamare per conferma. No infatti sono stati loro a mandarmi questo form, io pensavo di non doverlo fare ma sembra sia necessario qualora si abbia due contratti simultanei.

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  @MarcoGilardi_MG3 жыл бұрын

  @@MrBijean è un piacere! buona serata!

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  @venkatarajeshpenugonda21953 жыл бұрын

  Such an useful information.. thank you very much for your explanation and effort.. 👍🙂

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  @MarcoGilardi_MG3 жыл бұрын

  you are very welcome! join our FaceBook group in Luxembourg...facebook.com/groups/EnglishSpeakersintheGrandDuchyofLuxembourg www.amazon.de/-/en/Marco-Gilardi/dp/9995905566/ www.kreditmaster.lu [email protected]

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  @MarcoGilardi_MG3 жыл бұрын

  or ITA version facebook.com/groups/ITALIANINELGRADUCATO

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  @beverly803 жыл бұрын

  Please get straight to the point.

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  @MarcoGilardi_MG3 жыл бұрын

  1) first get 3 rental contracts signed for the rooms in advance 2) then ask to the bank the mortgage

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  @marylm Жыл бұрын

  @@MarcoGilardi_MG in other words?

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  @MarcoGilardi_MG Жыл бұрын

  @@marylm hi, hard to summarize it...quickly i can say "make a plan "---> your mortgage plan" book in amazon. Alternatively follow me in tik tok and ask questions so that i will be able to dedicate a video answer...hoping will help

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  @indercoooldude3 жыл бұрын

  Hello, thank you so much for your videos. They are really great and helpful for anyone who is willing to do a fresh start in Luxembourg. Please share some of your thoughts on the purchase of social housing provided by Fonds du logement or SNHBM etc. Who should go with the purchase of these types of properties, what are the pros and cons from your point of view. I am sure it will be another big help for people like me who are planning to settle down in Luxembourg in the long run. Thank you ☺️☺️🙏

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  @MarcoGilardi_MG3 жыл бұрын

  Hi, Inder Pal thanks so much for your appreciation. Concerning the topic, you raised...everything we plan it depends of our own scope first. There is no good plan if we don't know where we are going... without knowing your scenario can generally say that even if the temptation can be strong comparing normal home prices, I will personally never do it. "Long term" doesn't mean "forever"...which change a lot (just for instance...). There are solution that keeps us poor and solution that could change our life completely... Some solution sometime limits our flexibility in "change management" approach if the scenario around us will change...not only if scenario change in a negative way but even in a positive way...The question is: why we should think that we cannot do a plan to have a better life, including much power, much control, much flexibility and freedom in a long term? Starting from 0 in 2,5 years I bought a new Villa 300 m2 on 20 ares of ground in Luxembourg while many people were telling impossible. It is NOT impossible we just need the right way to run! Please visit our website www.kreditmaster.lu or contact directly us via email --> [email protected] to get our general consulting or to support you in your life project! I wish you and your family all the best! Furthermore for English speakers: facebook.com/groups/EnglishSpeakersintheGrandDuchyofLuxembourg or for Italian and friends: facebook.com/groups/ITALIANINELGRADUCATO

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  @KandyGiselles3 жыл бұрын

  Sei Fantastico! Sono stata un po’ fuori per questioni private personale, ma rientrare e trovare questo video pieno di informazioni ℹ️ e proprio un buon inizio 💪✅ Grazie Marco

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  @MarcoGilardi_MG3 жыл бұрын

  Giselle, mi fa molto piacere. Il networking è stato creato e a breve manderò un video nel gruppo! facebook.com/groups/ITALIANINELGRADUCATO dove presenterò i membri del networking! Poi certo siamo pieni di energia, costruttivi e positivi! grazie a voi che mi sostenete!

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  @MarcoGilardi_MG3 жыл бұрын

  www.kreditmaster.lu/

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  @AE-wy7ze3 жыл бұрын

  I will buy big house in Luxembourg. One million? Two? Sure, why not. I will be slave to the bank for the rest of my life.

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  @MarcoGilardi_MG3 жыл бұрын

  Dear A E thanks for your comment. Being a "slave" of a bank is something really wrong. I get a villa 300 m on 20 areas of ground in Luxembourg and I'm no a slave of any bank...like me other people. You need a plan for it. The goal is to find the best solution following your Target first! The best solution doesn't mean the easier one... if you wish my company can help you with that. Anyway, I agree to don't work all life for the bank but I suggest also to don't work for your homeowner... I hope you all the best with your project! Nice day

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  @bsanchezb3 жыл бұрын

  Hello Marco, I have heard that in Luxembourg it is possible to re-negotiate the mortgage contract? If it is the case, one can apply for a variable rate and change it to fixed once the interest rate starts to increase. What do you think about this approach?

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  @MarcoGilardi_MG3 жыл бұрын

  Hello Alexander, sure you can ask, not only in Luxembourg...but the banks can refuse it...The best approach is based on the best study. We have to see many details and calculate the best scenario for your case. it can be an option to be considered... Surely my goal normally is that you have to pay fewer interests and enjoy this money for you and your family...

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  @ShootGiuseppe3 жыл бұрын

  È vero quello che dici, bisogna pianificarlo molti anni prima per avere il miglior braccio di ferro strategico contro le banche

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  @MarcoGilardi_MG3 жыл бұрын

  Bravissimo, le banche fanno giustamente I loro "interessi", e noi dobbiamo fare I nostri... !

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  @ShootGiuseppe3 жыл бұрын

  @@MarcoGilardi_MG avevo una sorta di rassegnazione su alcuni punti prima di leggere il tuo libro ma adesso posso effettuare il mio scacco al Re.

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  @MarcoGilardi_MG3 жыл бұрын

  @@ShootGiuseppe mi fa tanto piacere che il libro ti abbia aiutato... l'ho scritto per quello per aiutare tutti voi! Grande Giuseppe! Grazie per la fiducia spero sia state ripagata...;)

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  @silviacestarelli11623 жыл бұрын

  Grazie mille per tutto l'impegno, la passione e l'incoraggiamento che trasmetti. Questo gruppo è una perla rara e preziosa.

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  @MarcoGilardi_MG3 жыл бұрын

  Grazie mille il tuo commento è molto bello.

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  @ShootGiuseppe3 жыл бұрын

  Il lavoro che stai facendo per noi e con noi è un qualcosa di veramente fondamentale e che ci mancava come comunità italiana. Grazie

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  @MarcoGilardi_MG3 жыл бұрын

  Giuseppe ti ringrazio di cuore, commenti come il tuo mi ripagano di tutti I sacricifi...🙏🙏🙏

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  @ShootGiuseppe3 жыл бұрын

  Sono sacrifici che saranno ripagati e condivisi anche con l'aiuto dei membri

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  @MarcoGilardi_MG3 жыл бұрын

  @@ShootGiuseppe assolutamente!

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  @augustovinci72043 жыл бұрын

  Buonasera, sono arrivato con leggero ritardo sul pc. Sarà possibile rivedere il video piu tardi? Grazie in anticipo.

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  @MarcoGilardi_MG3 жыл бұрын

  Assolutamente Augusto `lo puoi vedere anche ora è iniziato alle 18 era una premiere...ora per esempio puoi vederlo....a presto

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  @augustovinci72043 жыл бұрын

  @@MarcoGilardi_MG grazie mille.

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  @MarcoGilardi_MG3 жыл бұрын

  @@augustovinci7204 a te Augusto buona visione

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  @lalueapen47303 жыл бұрын

  Nice video

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  @MarcoGilardi_MG3 жыл бұрын

  thanks!