Ex-JPMorgan/Chartered Financial Analyst (CFA)/ Certified Fitness Trainer💪/ Chinese living in Switzerland 🇨🇳 🇭🇰🇨🇭 10 years+ working in finance in both Asia and Europe.
I believe finance is NOT only for the privileged rich; finance is for EVERYONE! Wall Street makes finance so complicated and I’m here to simplify finance and share money tips.
My mission is to help you achieve faster financial independence through investing!
Let's connect:
Website and free newsletter: charlenecong.com
LinkedIn: www.linkedin.com/in/charlenecong/
IG: instagram.com/charlene.cong/
Пікірлер
Am i the only one who cudnt take the eyes off her hand.. I mean she just makes a claw and just runs and runs on ur face. whats wrong with ur hand.. even till the last second shes got the right hand clenching
Quite interesting that you came from a completely non-finance background, why did you decide on pursuing a career in finance? I’m currently studying a MS in Business Analytics at Boston University and im really interested in working in Fintech so im researching if CFA level 1 would make sense for me
Cfa are for people who has a strong maths background in their college or university. You cant enrol cfa with weak mathematics umderstanding. If your maths only gred 11 ( age 17). Not for you. My maths is only gred 9. ( age 15). In china maths are compulsory to enter univ;( Entrance Exam. Not surprised you could do cfa, with humanities degree in China univ😅) in malaysia( where i live), you can avoid maths in your Pre U exam. ( Equivalent to china univ: entrance exam) . So with just level or grade 11 maths( age 17) in Msia , You are out , cfa is not possible. 😢
Thank you for sharing your perspective! It's true that a strong math background can be very helpful for the CFA program. 📚 However, I've seen people from diverse educational backgrounds, including those with less advanced math skills, succeed in the CFA by dedicating extra time to mastering the necessary quantitative concepts. 💪 It's definitely challenging, but not impossible. Have you considered any resources or strategies that might help improve your math skills to pursue the CFA if it's something you're passionate about?
Dear Charlene, thank you for a detailed video - please, could you advise where( in which ) is the best option to take an exam? If in my city there is no CFA centre, where would the best option to go to take an exam? Where could I find it out? Probably directly in the USA?
Thank you so much for watching my video and for your kind words! If your city doesn't have a CFA exam center, one of the best options is to check nearby major cities or international locations that offer the exam. The CFA Institute's website has a comprehensive list of all available exam centers worldwide, which could be really helpful for you. Have you had a chance to look at the CFA Institute's official site yet? www.cfainstitute.org/en/programs/cfa/exam/test-center-locations
Thanks for sharing this .
My pleasure:)) Are you planning to take level 1 this year?
@@CharleneCong not this ,But next year.
Doesn't CFA level 1 have 180 questions?
Thank you for pointing it out! Yes, the CFA Level 1 exam does indeed consist of 180 multiple-choice questions instead of 240, divided into two sessions of 90 questions each. Thanks so much for correcting it! Are you currently preparing for the exam, or are you considering starting the CFA journey soon?
Thank u for this informative video
My pleasure!! Are you planning to take level 1 this year?
@@CharleneCong I’m planning to take it next year in 2025 😁
good luck!
Thank you for watching! If you have any questions, please feel free to ask here. I'll do my best to respond to as many as possible. Also, don't forget to download your free resources: Free Guide: Master finance lingo with my "60 Essential Finance Terms Explained" guide!charlenecong.com/learn-with-charlene/ Budgeting Template: Down easy-to-use budgeting template that I personally use: charlenecong.com/learn-with-charlene/ Charlene xx
Hi Charlene. I came from Vietnam and really impressed with your content recently about cfa exam. I’m working as an Credit Analyst in a Retail Bank and tend to take the Level 1 exam in May 2025. But i have been wondered is it too late to start my Journey because i’m 30 yrsd. Can i compete with young candidates when i turn to 34 or 35 in this investment industry. Hope to receive your comment
Hi! Thank you for your kind words. It's definitely not too late to start your CFA journey at 30. Your experience as a Credit Analyst is a valuable asset. Employers value diverse backgrounds and experience, not just age. Starting now can set you up for great opportunities in the investment industry. What motivates you the most to transition into investment?
Man, your directness resonates with me. I studied for 12 months and sat for the the FINRA Series 7 and passed it...on my 2nd try (2012) then NASAA's Series 66 in 2016, and to that extent, I know the sacrifice. Today, I'm finishing up my 2nd MS back-to-back, but I have no more hair to loose in the bath 😂
Hey there! Thank you so much for sharing your journey-it's truly inspiring! Congratulations on passing both the Series 7 and Series 66 exams, and on your perseverance through all the challenges. The sacrifices and stress definitely take their toll, and I can relate to the hair loss struggle! 😂 What inspired you to pursue your second master's degree, and how do you feel it's shaping your career path?
What are the chances that companies will hire non EU early career professionals with a data science background?
The chances are good if you have the right skills and experience. Data science is in high demand, and many companies are open to hiring non-EU professionals. What specific skills do you have, and are there particular companies in Switzerland you're interested in? :))
@@CharleneCong I am skilled in Python, SQL, Tableau, etc. Do you know a list of companies that hires data science professionals? Also, Do you have a video on Switzerland resume format?
Dear Charlene💕you are just awesome! Thank you so much for your experience - you inspired me a lot!! I am your fan forever!
thank you so much for your kind words my friend! I'm thrilled to hear that my experience has inspired you. Your support means the world to me. What part of my journey resonated with you the most?~
@@CharleneCong it is very cool to know that CFA is possible for professionals with different background I still plan my master in Finance but I would definitely go ahead with CFA first
That's great to hear! The CFA program is indeed a versatile option that can benefit professionals from various backgrounds. Pursuing your CFA before your master's in Finance sounds like a solid plan, as it can provide a strong foundation and enhance your credentials. Are there any particular topics or areas within finance that you are especially interested in? Best of luck with your studies and future endeavors!
我来自同省本溪😂 很荣幸在油管遇见这个频道。 看了是否该考CFA和这期。非常喜欢。我会慢慢看完你所有的视频。 谢谢你的真诚分享。很接地气❤
你好！很高兴在油管遇到老乡，缘分啊！ 非常感谢你对我频道的支持和喜欢！希望我的视频能对你有所帮助。如果有任何问题或者想看的主题，随时告诉我哦。你现在在准备考CFA吗？❤
how will be job market for the international non eu student to land a job in swiss in lifescience field, as after completing masters in swiss
The job market for international non-EU students in Switzerland's life sciences field is quite promising, especially after completing a master's degree in Switzerland. Swiss companies value local education and expertise in life sciences. Networking, internships, and language skills (German/French) can significantly improve your chances. What specific area of life sciences are you focusing on?
@@CharleneCong I'm focusing on getting into R&D department in cancer research preferably & pharmaceutical, clinical research., in the industry.
@@CharleneCong thanx for the information mam.
Netflix put a stop to secret #3 when they cracked down on password sharing.
haha yea. It's definitely changed how many people use the service. Do you think all the other platforms will follow this? hh
hello i am 20 definitely interested in finance a lot but i am still in college and this course is very expensive so will it be worth it for me if i do this course now?
Hello! If you're passionate about finance, investing in a quality course can be beneficial. However, it's important to consider your financial situation and other commitments. You might also explore scholarships, online resources to gain experience without the high cost. CFA also offers scholarships. What specific area of finance are you most interested in?
great content for beginners like myself!🤩
Thanks so much! I'm glad you found it helpful 🤩. Is there a specific topic or question about investing in the S&P 500 that you’d like me to cover next?
How about only invest in Nasdaq 100 Composite ETF instead of S&P 500?
That's a great question! Investing in the Nasdaq 100 Composite ETF can be a good strategy, especially if you're looking for exposure to tech and growth companies. However, it can be more volatile compared to the S&P 500, which is more diversified across different sectors. What are your main investment goals?
@@CharleneCong yes it’s more diversify and less volatile, but anyhow nasdaq 100 composite always come back like S&P 500, so I don’t understand why not Nasdaq composite 100.
Great point! Both the Nasdaq 100 and the S&P 500 have shown resilience over time. The Nasdaq 100 is indeed less diversified, being more tech-heavy, which can lead to higher volatility compared to the S&P 500. However, its strong performance during tech booms can be very appealing. It's all about balancing risk and reward based on individual investment goals and risk tolerance. For example, if someone has shorter-term cash needs, like buying a house, they may prefer a less volatile index. What factors do you consider most important when choosing between these two indices for your portfolio?
@@CharleneCong I agree with your points; My principal won’t be needed somewhere else in decades, so, I prefer Nasdaq 100 composite ETF.
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❤️ ❤️
Thank you for watching! If you have any questions, please feel free to ask here. I'll do my best to respond to as many as possible. Also, don't forget to download your free resources: Free Guide: Master finance lingo with my "60 Essential Finance Terms Explained" guide!charlenecong.com/learn-with-charlene/ Budgeting Template: Down easy-to-use budgeting template that I personally use: charlenecong.com/learn-with-charlene/ Charlene xx
Love this one
Thank you! Are you looking to invest in S&P 500 too?🥰
@@CharleneCong yes and vdy too
Nice choice! for those looking for dividend-paying Canadian stocks, VDY might be a solid option. Combining it with the S&P 500 sounds like a balanced strategy. However, have you considered any other ETFs to diversify even further?
@@CharleneCong i dont have any idea right now, just started to invest now so exploring solid and good options. But maybe REITS in canada if it is possible, also investment in gold and silver or any another strategy for long term wealthy and rich life
@@CharleneCong just vdy/s&p/gold/silver but interested to learn more about REIT
Finally squeezed some time to navigate to your videos again....like your third point: impact, as well as your reason behind it.
Thanks for taking the time to check out my videos again! I'm glad you liked the third point about impact and the reasoning behind it. Do you have any specific topics you'd like me to cover in future videos?
Not worth it anymore
I understand where you're coming from:) The value of the CFA can depend on individual career goals and industry demands. What do you think are the most valuable qualifications or experiences in the finance field today?
Amazing that I share similar experience in that I quit my job 5 years ago as a biologist in a UK University. Now I have educated myself and passed all three levels of the CFA program. It really changed my thinking of life, investing, and how being financial literate and being able to think independently and critically about what others say about investing, and to be able to avoid misguidance by some bad social media influencer is in my opinion extremely important. I am also currently studying for ESG and how together stakeholders including us can contribute and deal with the urgency of climate change and net zero transition. All of these make a purpose for me, surely you do as well, as seeking to be a good and impactful person, and have a fulfilling life.
Thank you for sharing your incredible journey my friend! It’s inspiring to hear how you transitioned from a biologist to passing all three levels of the CFA program. I completely agree - financial literacy and independent thinking are essential in navigating today’s complex investment landscape. What motivated you to focus on ESG? 🌍📈 It's impressive! Charlene x
Everybody quitting their jobs and becoming a KZreadr
It's definitely a trend that's picking up! Do you enjoy your work? 🤗🤗
Very valuable
Thank you!! How are you enjoying your job? Hope all is good🤞🤗
That's great and interesting :) successful story
Glad you enjoyed it! Are you happy with your current work?🤗
Thank you!
You're welcome! 😇 are you happy with your current work?🤞
@@CharleneCong 😅...No! but i love markets, investing and accounting so I'm trying to climb the ladder. Graduated with accounting degree in 2022
Good luck!! And I think this playlist about career may be helpful to you:) Career and Personal Development kzread.info/head/PLKJfZz3ItJta4aqJyhdM4Pehe9ETOWUMT
Thank you for watching! If you have any questions, please feel free to ask here. I'll do my best to respond to as many as possible. Also, don't forget to download your free resources: Free Guide: Master finance lingo with my "60 Essential Finance Terms Explained" guide!charlenecong.com/learn-with-charlene/ Budgeting Template: Down easy-to-use budgeting template that I personally use: charlenecong.com/learn-with-charlene/ Charlene x
I am a CFA charter holder, CAIA, financial engineer. Should I go for mba?
You’re already so qualified! Aww but If you seek great overseas experience why not? 🤗what’s your plan?